Allowance for Loan and Lease Losses (Tables)

9 Months Ended

Sep. 30, 2016

Allowance for Loan and Lease Losses [Abstract]

Activity in Allowance for Loan and Lease Losses

The following tables present the balance in the allowance for loan and lease losses (“ALLL”) and the recorded investment in loans based on portfolio segment and impairment method as of September 30, 2016, December 31, 2015 and September 30, 2015:

	Three Months Ended September 30, 2016
(in thousands)	Commercial Construction			Commercial Secured by Real Estate			Equipment Lease Financing			Commercial Other			Real Estate Construction			Real Estate Mortgage			Home Equity		Consumer Direct			Consumer Indirect			Total
Allowance for loan losses
Beginning balance	$	1,437		$	14,438		$	94		$	4,430		$	558		$	6,372		$	819	$	1,634		$	5,915		$	35,697
Provision charged to expense		54			585			(28	)		185			8			330			3		170			884			2,191
Losses charged off		(79	)		(319	)		0			(622	)		(61	)		(366	)		0		(204	)		(1,311	)		(2,962	)
Recoveries		18			78			0			92			4			8			2		111			562			875
Ending balance	$	1,430		$	14,782		$	66		$	4,085		$	509		$	6,344		$	824	$	1,711		$	6,050		$	35,801
Ending balance:
Individually evaluated for impairment	$	212		$	747		$	0		$	190		$	0		$	0		$	0	$	0		$	0		$	1,149
Collectively evaluated for impairment	$	1,218		$	14,035		$	66		$	3,895		$	509		$	6,344		$	824	$	1,711		$	6,050		$	34,652
Loans
Ending balance:
Individually evaluated for impairment	$	5,938		$	35,848		$	0		$	11,770		$	0		$	1,489		$	0	$	0		$	0		$	55,045
Collectively evaluated for impairment	$	62,337		$	1,047,792		$	6,242		$	343,214		$	55,412		$	704,539		$	89,467	$	131,815		$	435,436		$	2,876,254

	Nine Months Ended September 30, 2016
(in thousands)	Commercial Construction			Commercial Secured by Real Estate			Equipment Lease Financing			Commercial Other			Real Estate Construction			Real Estate Mortgage			Home Equity			Consumer Direct			Consumer Indirect			Total
Allowance for loan losses
Beginning balance	$	2,199		$	14,434		$	79		$	4,225		$	550		$	6,678		$	839		$	1,594		$	5,496		$	36,094
Provision charged to expense		(701	)		1,726			(13	)		1,156			144			440			(1	)		669			2,409			5,829
Losses charged off		(94	)		(1,505	)		0			(1,667	)		(192	)		(849	)		(21	)		(893	)		(3,508	)		(8,729	)
Recoveries		26			127			0			371			7			75			7			341			1,653			2,607
Ending balance	$	1,430		$	14,782		$	66		$	4,085		$	509		$	6,344		$	824		$	1,711		$	6,050		$	35,801
Ending balance:
Individually evaluated for impairment	$	212		$	747		$	0		$	190		$	0		$	0		$	0		$	0		$	0		$	1,149
Collectively evaluated for impairment	$	1,218		$	14,035		$	66		$	3,895		$	509		$	6,344		$	824		$	1,711		$	6,050		$	34,652
Loans
Ending balance:
Individually evaluated for impairment	$	5,938		$	35,848		$	0		$	11,770		$	0		$	1,489		$	0		$	0		$	0		$	55,045
Collectively evaluated for impairment	$	62,337		$	1,047,792		$	6,242		$	343,214		$	55,412		$	704,539		$	89,467		$	131,815		$	435,436		$	2,876,254

	Three Months Ended September 30, 2015
(in thousands)	Commercial Construction		Commercial Secured by Real Estate			Equipment Lease Financing			Commercial Other			Real Estate Construction			Real Estate Mortgage			Home Equity			Consumer Direct			Consumer Indirect			Total
Allowance for loan losses
Beginning balance	$	2,622	$	13,022		$	113		$	4,414		$	570		$	6,965		$	867		$	1,541		$	5,076		$	35,190
Provision charged to expense		151		293			(9	)		153			61			564			(38	)		382			963			2,520
Losses charged off		0		(364	)		0			(431	)		(20	)		(647	)		0			(436	)		(1,001	)		(2,899	)
Recoveries		3		2			0			149			0			52			41			113			369			729
Ending balance	$	2,776	$	12,953		$	104		$	4,285		$	611		$	6,934		$	870		$	1,600		$	5,407		$	35,540
Ending balance:
Individually evaluated for impairment	$	719	$	317		$	0		$	312		$	0		$	0		$	0		$	0		$	0		$	1,348
Collectively evaluated for impairment	$	2,057	$	12,636		$	104		$	3,973		$	611		$	6,934		$	870		$	1,600		$	5,407		$	34,192
Loans
Ending balance:
Individually evaluated for impairment	$	8,080	$	31,153		$	0		$	7,917		$	0		$	1,189		$	0		$	0		$	0		$	48,339
Collectively evaluated for impairment	$	98,775	$	966,501		$	9,146		$	338,401		$	62,226		$	704,998		$	88,624		$	125,847		$	377,603		$	2,772,121

	Nine Months Ended September 30, 2015
(in thousands)	Commercial Construction			Commercial Secured by Real Estate			Equipment Lease Financing			Commercial Other			Real Estate Construction			Real Estate Mortgage			Home Equity			Consumer Direct			Consumer Indirect			Total
Allowance for loan losses
Beginning balance	$	2,896		$	13,618		$	119		$	4,263		$	534		$	6,094		$	756		$	1,574		$	4,593		$	34,447
Provision charged to expense		(127	)		577			(15	)		1,054			184			2,023			128			804			2,112			6,740
Losses charged off		(2	)		(1,290	)		0			(1,495	)		(110	)		(1,260	)		(67	)		(1,101	)		(2,494	)		(7,819	)
Recoveries		9			48			0			463			3			77			53			323			1,196			2,172
Ending balance	$	2,776		$	12,953		$	104		$	4,285		$	611		$	6,934		$	870		$	1,600		$	5,407		$	35,540
Ending balance:
Individually evaluated for impairment	$	719		$	317		$	0		$	312		$	0		$	0		$	0		$	0		$	0		$	1,348
Collectively evaluated for impairment	$	2,057		$	12,636		$	104		$	3,973		$	611		$	6,934		$	870		$	1,600		$	5,407		$	34,192
Loans
Ending balance:
Individually evaluated for impairment	$	8,080		$	31,153		$	0		$	7,917		$	0		$	1,189		$	0		$	0		$	0		$	48,339
Collectively evaluated for impairment	$	98,775		$	966,501		$	9,146		$	338,401		$	62,226		$	704,998		$	88,624		$	125,847		$	377,603		$	2,772,121

	December 31, 2015
(in thousands)	Commercial Construction			Commercial Secured by Real Estate			Equipment Lease Financing			Commercial Other			Real Estate Construction			Real Estate Mortgage			Home Equity			Consumer Direct			Consumer Indirect			Total
Allowance for loan losses
Beginning balance	$	2,896		$	13,618		$	119		$	4,263		$	534		$	6,094		$	756		$	1,574		$	4,593		$	34,447
Provision charged to expense		(707	)		2,135			(40	)		1,338			147			1,888			158			891			2,840			8,650
Losses charged off		(3	)		(1,379	)		0			(1,961	)		(135	)		(1,421	)		(129	)		(1,306	)		(3,536	)		(9,870	)
Recoveries		13			60			0			585			4			117			54			435			1,599			2,867
Ending balance	$	2,199		$	14,434		$	79		$	4,225		$	550		$	6,678		$	839		$	1,594		$	5,496		$	36,094
Ending balance:
Individually evaluated for impairment	$	831		$	1,227		$	0		$	403		$	0		$	0		$	0		$	0		$	0		$	2,461
Collectively evaluated for impairment	$	1,368		$	13,207		$	79		$	3,822		$	550		$	6,678		$	839		$	1,594		$	5,496		$	33,633
Loans
Ending balance:
Individually evaluated for impairment	$	6,263		$	33,421		$	0		$	8,460		$	0		$	1,744		$	0		$	0		$	0		$	49,888
Collectively evaluated for impairment	$	71,757		$	1,019,498		$	8,514		$	350,438		$	61,750		$	706,130		$	89,450		$	126,406		$	390,130		$	2,824,073