Allowance for Loan and Lease Losses (Tables)

6 Months Ended

Jun. 30, 2016

Allowance for Loan and Lease Losses [Abstract]

Activity in Allowance for Loan and Lease Losses

The following tables present the balance in the allowance for loan and lease losses (“ALLL”) and the recorded investment in loans based on portfolio segment and impairment method as of June 30, 2016, December 31, 2015 and June 30, 2015:

	Three Months Ended June 30, 2016
(in thousands)	Commercial Construction			Commercial Secured by Real Estate			Equipment Lease Financing		Commercial Other			Real Estate Construction			Real Estate Mortgage			Home Equity			Consumer Direct			Consumer Indirect			Total
Allowance for loan losses
Beginning balance	$	1,983		$	14,798		$	70	$	4,247		$	548		$	6,497		$	824		$	1,603		$	5,759		$	36,329
Provision charged to expense		(534	)		664			24		643			132			16			4			316			608			1,873
Losses charged off		(16	)		(1,029	)		0		(621	)		(123	)		(171	)		(11	)		(393	)		(938	)		(3,302	)
Recoveries		4			5			0		161			1			30			2			108			486			797
Ending balance	$	1,437		$	14,438		$	94	$	4,430		$	558		$	6,372		$	819		$	1,634		$	5,915		$	35,697
Ending balance:
Individually evaluated for impairment	$	287		$	720		$	0	$	330		$	0		$	0		$	0		$	0		$	0		$	1,337
Collectively evaluated for impairment	$	1,150		$	13,718		$	94	$	4,100		$	558		$	6,372		$	819		$	1,634		$	5,915		$	34,360
Loans
Ending balance:
Individually evaluated for impairment	$	6,662		$	32,848		$	0	$	11,998		$	0		$	1,761		$	0		$	0		$	0		$	53,269
Collectively evaluated for impairment	$	62,351		$	1,046,481		$	7,353	$	354,975		$	58,973		$	706,699		$	89,185		$	129,291		$	422,808		$	2,878,116

	Six Months Ended June 30, 2016
(in thousands)	Commercial Construction			Commercial Secured by Real Estate			Equipment Lease Financing		Commercial Other			Real Estate Construction			Real Estate Mortgage			Home Equity			Consumer Direct			Consumer Indirect			Total
Allowance for loan losses
Beginning balance	$	2,199		$	14,434		$	79	$	4,225		$	550		$	6,678		$	839		$	1,594		$	5,496		$	36,094
Provision charged to expense		(754	)		1,140			15		972			136			110			(4	)		498			1,525			3,638
Losses charged off		(16	)		(1,186	)		0		(1,045	)		(131	)		(483	)		(21	)		(689	)		(2,196	)		(5,767	)
Recoveries		8			50			0		278			3			67			5			231			1,090			1,732
Ending balance	$	1,437		$	14,438		$	94	$	4,430		$	558		$	6,372		$	819		$	1,634		$	5,915		$	35,697
Ending balance:
Individually evaluated for impairment	$	287		$	720		$	0	$	330		$	0		$	0		$	0		$	0		$	0		$	1,337
Collectively evaluated for impairment	$	1,150		$	13,718		$	94	$	4,100		$	558		$	6,372		$	819		$	1,634		$	5,915		$	34,360
Loans
Ending balance:
Individually evaluated for impairment	$	6,662		$	32,848		$	0	$	11,998		$	0		$	1,761		$	0		$	0		$	0		$	53,269
Collectively evaluated for impairment	$	62,351		$	1,046,481		$	7,353	$	354,975		$	58,973		$	706,699		$	89,185		$	129,291		$	422,808		$	2,878,116

	Three Months Ended June 30, 2015
(in thousands)	Commercial Construction			Commercial Secured by Real Estate			Equipment Lease Financing			Commercial Other			Real Estate Construction			Real Estate Mortgage			Home Equity			Consumer Direct			Consumer Indirect			Total
Allowance for loan losses
Beginning balance	$	2,864		$	13,860		$	125		$	4,125		$	519		$	6,030		$	742		$	1,521		$	4,820		$	34,606
Provision charged to expense		(244	)		(346	)		(12	)		846			48			1,095			149			222			561			2,319
Losses charged off		(1	)		(493	)		(0	)		(623	)		(0	)		(175	)		(25	)		(308	)		(659	)		(2,284	)
Recoveries		3			1			0			66			3			15			1			106			354			549
Ending balance	$	2,622		$	13,022		$	113		$	4,414		$	570		$	6,965		$	867		$	1,541		$	5,076		$	35,190
Ending balance:
Individually evaluated for impairment	$	719		$	529		$	0		$	215		$	0		$	0		$	0		$	0		$	0		$	1,463
Collectively evaluated for impairment	$	1,903		$	12,493		$	113		$	4,199		$	570		$	6,965		$	867		$	1,541		$	5,076		$	33,727
Loans
Ending balance:
Individually evaluated for impairment	$	8,711		$	32,328		$	0		$	7,949		$	0		$	1,185		$	0		$	0		$	0		$	50,173
Collectively evaluated for impairment	$	102,507		$	946,084		$	9,859		$	355,960		$	57,914		$	706,397		$	88,113		$	121,620		$	354,204		$	2,742,658

	Six Months Ended June 30, 2015
(in thousands)	Commercial Construction			Commercial Secured by Real Estate			Equipment Lease Financing			Commercial Other			Real Estate Construction			Real Estate Mortgage			Home Equity			Consumer Direct			Consumer Indirect			Total
Allowance for loan losses
Beginning balance	$	2,896		$	13,618		$	119		$	4,263		$	534		$	6,094		$	756		$	1,574		$	4,593		$	34,447
Provision charged to expense		(278	)		284			(6	)		901			123			1,459			166			422			1,149			4,220
Losses charged off		(2	)		(926	)		(0	)		(1,064	)		(90	)		(613	)		(67	)		(665	)		(1,493	)		(4,920	)
Recoveries		6			46			0			314			3			25			12			210			827			1,443
Ending balance	$	2,622		$	13,022		$	113		$	4,414		$	570		$	6,965		$	867		$	1,541		$	5,076		$	35,190
Ending balance:
Individually evaluated for impairment	$	719		$	529		$	0		$	215		$	0		$	0		$	0		$	0		$	0		$	1,463
Collectively evaluated for impairment	$	1,903		$	12,493		$	113		$	4,199		$	570		$	6,965		$	867		$	1,541		$	5,076		$	33,727
Loans
Ending balance:
Individually evaluated for impairment	$	8,711		$	32,328		$	0		$	7,949		$	0		$	1,185		$	0		$	0		$	0		$	50,173
Collectively evaluated for impairment	$	102,507		$	946,084		$	9,859		$	355,960		$	57,914		$	706,397		$	88,113		$	121,620		$	354,204		$	2,742,658

	December 31, 2015
(in thousands)	Commercial Construction			Commercial Secured by Real Estate			Equipment Lease Financing			Commercial Other			Real Estate Construction			Real Estate Mortgage			Home Equity			Consumer Direct			Consumer Indirect			Total
Allowance for loan losses
Beginning balance	$	2,896		$	13,618		$	119		$	4,263		$	534		$	6,094		$	756		$	1,574		$	4,593		$	34,447
Provision charged to expense		(707	)		2,135			(40	)		1,338			147			1,888			158			891			2,840			8,650
Losses charged off		(3	)		(1,379	)		0			(1,961	)		(135	)		(1,421	)		(129	)		(1,306	)		(3,536	)		(9,870	)
Recoveries		13			60			0			585			4			117			54			435			1,599			2,867
Ending balance	$	2,199		$	14,434		$	79		$	4,225		$	550		$	6,678		$	839		$	1,594		$	5,496		$	36,094
Ending balance:
Individually evaluated for impairment	$	831		$	1,227		$	0		$	403		$	0		$	0		$	0		$	0		$	0		$	2,461
Collectively evaluated for impairment	$	1,368		$	13,207		$	79		$	3,822		$	550		$	6,678		$	839		$	1,594		$	5,496		$	33,633
Loans
Ending balance:
Individually evaluated for impairment	$	6,263		$	33,421		$	0		$	8,460		$	0		$	1,744		$	0		$	0		$	0		$	49,888
Collectively evaluated for impairment	$	71,757		$	1,019,498		$	8,514		$	350,438		$	61,750		$	706,130		$	89,450		$	126,406		$	390,130		$	2,824,073