The following tables present the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method for the three and nine months ended September 30, 2014 and 2013 and the twelve months ended December 31, 2013:

	Three Months Ended September 30, 2014
(in thousands)	Commercial Construction		Commercial Secured by Real Estate		Equipment Lease Financing		Commercial Other		Real Estate Construction			Real Estate Mortgage		Home Equity		Consumer Direct		Consumer Indirect		Total
Allowance for loan losses
Beginning balance	$	2,916	$	14,402	$	102	$	4,677	$	450		$	5,142	$	643	$	1,597	$	3,688	$	33,617
Provision charged to expense		84		1,255		25		959		(6	)		8		42		216		717		3,300
Losses charged off		0		834		0		1,169		7			216		65		298		881		3,470
Recoveries		15		12		0		154		0			10		1		96		355		643
Ending balance	$	3,015	$	14,835	$	127	$	4,621	$	437		$	4,944	$	621	$	1,611	$	3,879	$	34,090

Ending balance:
Individually evaluated for impairment	$	734	$	1,273	$	0	$	211	$	0		$	0	$	0	$	0	$	0	$	2,218
Collectively evaluated for impairment	$	2,281	$	13,562	$	127	$	4,410	$	437		$	4,944	$	621	$	1,611	$	3,879	$	31,872

Loans
Ending balance:
Individually evaluated for impairment	$	9,399	$	39,080	$	0	$	16,558	$	0		$	1,874	$	0	$	0	$	0	$	66,911
Collectively evaluated for impairment	$	110,849	$	892,375	$	10,055	$	330,477	$	62,105		$	701,449	$	88,291	$	121,367	$	300,026	$	2,616,994

	Nine Months Ended September 30, 2014
(in thousands)	Commercial Construction			Commercial Secured by Real Estate		Equipment Lease Financing		Commercial Other		Real Estate Construction		Real Estate Mortgage		Home Equity		Consumer Direct		Consumer Indirect		Total
Allowance for loan losses
Beginning balance	$	3,396		$	14,535	$	121	$	5,238	$	397	$	4,939	$	601	$	1,127	$	3,654	$	34,008
Provision charged to expense		(406	)		1,489		6		1,059		161		412		110		1,031		1,518		5,380
Losses charged off		0			1,452		0		2,074		123		437		93		980		2,485		7,644
Recoveries		25			263		0		398		2		30		3		433		1,192		2,346
Ending balance	$	3,015		$	14,835	$	127	$	4,621	$	437	$	4,944	$	621	$	1,611	$	3,879	$	34,090

Ending balance:
Individually evaluated for impairment	$	734		$	1,273	$	0	$	211	$	0	$	0	$	0	$	0	$	0	$	2,218
Collectively evaluated for impairment	$	2,281		$	13,562	$	127	$	4,410	$	437	$	4,944	$	621	$	1,611	$	3,879	$	31,872

Loans
Ending balance:
Individually evaluated for impairment	$	9,399		$	39,080	$	0	$	16,558	$	0	$	1,874	$	0	$	0	$	0	$	66,911
Collectively evaluated for impairment	$	110,849		$	892,375	$	10,055	$	330,477	$	62,105	$	701,449	$	88,291	$	121,367	$	300,026	$	2,616,994

	Twelve Months Ended December 31, 2013
(in thousands)	Commercial Construction		Commercial Secured by Real Estate		Equipment Lease Financing			Commercial Other		Real Estate Construction		Real Estate Mortgage		Home Equity		Consumer Direct		Consumer Indirect		Total
Allowance for loan losses
Beginning balance	$	4,033	$	13,541	$	126		$	5,469	$	376	$	4,767	$	563	$	1,102	$	3,268	$	33,245
Provision charged to expense		189		2,438		(5	)		1,477		106		860		268		696		2,539		8,568
Losses charged off		1,135		1,607		0			2,265		89		744		241		1,166		3,802		11,049
Recoveries		309		163		0			557		4		56		11		495		1,649		3,244
Ending balance	$	3,396	$	14,535	$	121		$	5,238	$	397	$	4,939	$	601	$	1,127	$	3,654	$	34,008

Ending balance:
Individually evaluated for impairment	$	1,189	$	1,005	$	0		$	102	$	0	$	0	$	0	$	0	$	0	$	2,296
Collectively evaluated for impairment	$	2,207	$	13,530	$	121		$	5,136	$	397	$	4,939	$	601	$	1,127	$	3,654	$	31,712

Loans
Ending balance:
Individually evaluated for impairment	$	9,810	$	39,297	$	0		$	15,169	$	0	$	1,024	$	0	$	0	$	0	$	65,300
Collectively evaluated for impairment	$	100,969	$	833,245	$	8,840		$	359,712	$	56,075	$	696,577	$	84,880	$	122,215	$	287,541	$	2,550,054

	Three Months Ended September 30, 2013
(in thousands)	Commercial Construction			Commercial Secured by Real Estate		Equipment Lease Financing		Commercial Other		Real Estate Construction		Real Estate Mortgage		Home Equity		Consumer Direct		Consumer Indirect		Total
Allowance for loan losses
Beginning balance	$	3,835		$	14,162	$	117	$	4,793	$	368	$	4,950	$	576	$	1,134	$	3,666	$	33,601
Provision charged to expense		(101	)		448		3		551		59		202		73		272		622		2,129
Losses charged off		0			477		0		464		49		216		62		336		915		2,519
Recoveries		151			13		0		102		4		11		1		105		415		802
Ending balance	$	3,885		$	14,146	$	120	$	4,982	$	382	$	4,947	$	588	$	1,175	$	3,788	$	34,013

Ending balance:
Individually evaluated for impairment	$	1,827		$	1,295	$	0	$	158	$	0	$	0	$	0	$	0	$	0	$	3,280
Collectively evaluated for impairment	$	2,058		$	12,851	$	120	$	4,824	$	382	$	4,947	$	588	$	1,175	$	3,788	$	30,733

Loans
Ending balance:
Individually evaluated for impairment	$	10,143		$	36,477	$	0	$	15,644	$	0	$	1,028	$	0	$	0	$	0	$	63,292
Collectively evaluated for impairment	$	97,797		$	841,458	$	9,380	$	360,842	$	53,545	$	692,781	$	82,498	$	123,960	$	290,812	$	2,553,073

	Nine Months Ended September 30, 2013
(in thousands)	Commercial Construction		Commercial Secured by Real Estate		Equipment Lease Financing			Commercial Other		Real Estate Construction		Real Estate Mortgage		Home Equity		Consumer Direct		Consumer Indirect		Total
Allowance for loan losses
Beginning balance	$	4,033	$	13,541	$	126		$	5,469	$	376	$	4,767	$	563	$	1,102	$	3,268	$	33,245
Provision charged to expense		806		2,064		(6	)		937		89		648		250		611		1,950		7,349
Losses charged off		1,112		1,495		0			1,768		87		498		235		927		2,700		8,822
Recoveries		158		36		0			344		4		30		10		389		1,270		2,241
Ending balance	$	3,885	$	14,146	$	120		$	4,982	$	382	$	4,947	$	588	$	1,175	$	3,788	$	34,013

Ending balance:
Individually evaluated for impairment	$	1,827	$	1,295	$	0		$	158	$	0	$	0	$	0	$	0	$	0	$	3,280
Collectively evaluated for impairment	$	2,058	$	12,851	$	120		$	4,824	$	382	$	4,947	$	588	$	1,175	$	3,788	$	30,733

Loans
Ending balance:
Individually evaluated for impairment	$	10,143	$	36,477	$	0		$	15,644	$	0	$	1,028	$	0	$	0	$	0	$	63,292
Collectively evaluated for impairment	$	97,797	$	841,458	$	9,380		$	360,842	$	53,545	$	692,781	$	82,498	$	123,960	$	290,812	$	2,553,073