The following tables present the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of March 31, 2013, December 31, 2012 and March 31, 2012:

	March 31, 2013
(in thousands)	Commercial Construction			Commercial Secured by Real Estate		Equipment Lease Financing		Commercial Other			Real Estate Construction			Real Estate Mortgage		Home Equity		Consumer Direct		Consumer Indirect		Total
Allowance for loan losses
Beginning balance	$	4,033		$	13,541	$	126	$	5,469		$	376		$	4,767	$	563	$	1,102	$	3,268	$	33,245
Provision charged to expense		(212	)		484		2		(155	)		(4	)		334		50		165		895		1,559
Losses charged off		0			365		0		332			0			131		47		314		999		2,188
Recoveries		6			22		0		169			0			10		5		145		420		777
Ending balance	$	3,827		$	13,682	$	128	$	5,151		$	372		$	4,980	$	571	$	1,098	$	3,584	$	33,393

Ending balance:
Individually evaluated for impairment	$	1,911		$	1,192	$	0	$	322		$	0		$	0	$	0	$	0	$	0	$	3,425
Collectively evaluated for impairment	$	1,916		$	12,490	$	128	$	4,829		$	372		$	4,980	$	571	$	1,098	$	3,584	$	29,968

Loans
Ending balance:
Individually evaluated for impairment	$	11,228		$	37,923	$	0	$	16,646		$	0		$	657	$	0	$	0	$	0	$	66,454
Collectively evaluated for impairment	$	91,075		$	809,884	$	9,944	$	358,763		$	51,978		$	695,664	$	79,899	$	119,191	$	280,462	$	2,496,860

	December 31, 2012
(in thousands)	Commercial Construction		Commercial Secured by Real Estate		Equipment Lease Financing		Commercial Other		Real Estate Construction		Real Estate Mortgage		Home Equity		Consumer Direct		Consumer Indirect			Total
Allowance for loan losses
Balance, beginning of year	$	4,023	$	11,753	$	112	$	5,608	$	354	$	4,302	$	562	$	917	$	5,540		$	33,171
Provision charged to expense		1,009		3,520		14		2,330		183		1,437		238		892		(173	)		9,450
Losses charged off		1,034		2,035		0		3,233		189		1,123		248		1,245		3,483			12,590
Recoveries		35		303		0		764		28		151		11		538		1,384			3,214
Balance, end of year	$	4,033	$	13,541	$	126	$	5,469	$	376	$	4,767	$	563	$	1,102	$	3,268		$	33,245

Ending balance:
Individually evaluated for impairment	$	1,820	$	1,090	$	0	$	338	$	0	$	0	$	0	$	0	$	0		$	3,248
Collectively evaluated for impairment	$	2,213	$	12,451	$	126	$	5,131	$	376	$	4,767	$	563	$	1,102	$	3,268		$	29,997

Loans
Ending balance:
Individually evaluated for impairment	$	9,395	$	38,113	$	0	$	14,295	$	0	$	695	$	0	$	0	$	0		$	62,498
Collectively evaluated for impairment	$	110,052	$	769,100	$	9,246	$	362,053	$	55,041	$	696,233	$	82,292	$	122,581	$	281,477		$	2,488,075

	March 31, 2012
(in thousands)	Commercial Construction		Commercial Secured by Real Estate		Equipment Lease Financing			Commercial Other		Real Estate Construction		Real Estate Mortgage		Home Equity		Consumer Direct			Consumer Indirect			Total
Allowance for loan losses
Beginning balance	$	4,023	$	11,753	$	112		$	5,608	$	354	$	4,302	$	562	$	917		$	5,540		$	33,171
Provision charged to expense		42		1,280		(7	)		718		155		71		29		(117	)		(1,011	)		1,160
Losses charged off		18		96		0			612		171		190		46		146			847			2,126
Recoveries		19		40		0			251		6		57		1		192			401			967
Ending balance	$	4,066	$	12,977	$	105		$	5,965	$	344	$	4,240	$	546	$	846		$	4,083		$	33,172

Ending balance:
Individually evaluated for impairment	$	2,180	$	1,246	$	0		$	1,104	$	0	$	0	$	0	$	0		$	0		$	4,530
Collectively evaluated for impairment	$	1,886	$	11,731	$	105		$	4,861	$	344	$	4,240	$	546	$	846		$	4,083		$	28,642

Loans
Ending balance:
Individually evaluated for impairment	$	10,506	$	39,694	$	0		$	9,487	$	0	$	279	$	0	$	0		$	0		$	59,966
Collectively evaluated for impairment	$	103,655	$	767,215	$	8,219		$	372,459	$	52,558	$	648,059	$	83,498	$	121,645		$	324,894		$	2,482,202