XML 37 R26.htm IDEA: XBRL DOCUMENT v3.23.3
Allowance for Credit Losses (Tables)
9 Months Ended
Sep. 30, 2023
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]  
Schedule of changes in allowance for loan and lease losses, segregated by portfolio segment
The following table shows the changes in the allowance for loan and lease losses, segregated by portfolio segment, for the three months ended September 30, 2023 and 2022.
(Dollars in thousands)Commercial and
agricultural
SolarAuto and
light truck
Medium 
and
heavy duty 
truck
AircraftConstruction
equipment
Commercial
real estate
Residential
real estate
and home
equity
ConsumerTotal
September 30, 2023         
Balance, beginning of period$16,637 $6,308 $17,173 $7,556 $40,571 $26,105 $20,356 $6,767 $2,069 $143,542 
Charge-offs2,261 — 189 — — — — 45 283 2,778 
Recoveries20 — 1,825 — 243 284 — 78 2,451 
Net charge-offs (recoveries)2,241 — (1,636)— (243)(284)— 44 205 327 
Provision (recovery of provision)573 (203)(2,471)155 (354)506 2,288 168 197 859 
Balance, end of period$14,969 $6,105 $16,338 $7,711 $40,460 $26,895 $22,644 $6,891 $2,061 $144,074 
September 30, 2022         
Balance, beginning of period$16,110 $6,652 $19,057 $6,709 $36,987 $21,171 $18,416 $5,779 $1,984 $132,865 
Charge-offs414 — 66 — — — — 17 223 720 
Recoveries39 — 91 — 176 11 17 89 424 
Net charge-offs (recoveries)375 — (25)— (176)(11)(17)16 134 296 
Provision (recovery of provision)412 142 (85)304 132 1,667 57 306 232 3,167 
Balance, end of period$16,147 $6,794 $18,997 $7,013 $37,295 $22,849 $18,490 $6,069 $2,082 $135,736 
The following table shows the changes in the allowance for loan and lease losses, segregated by portfolio segment, for the nine months ended September 30, 2023 and 2022.
(Dollars in thousands)Commercial and
agricultural
SolarAuto and
light truck
Medium
and
heavy duty
truck
AircraftConstruction
equipment
Commercial
real estate
Residential
real estate
and home
equity
ConsumerTotal
September 30, 2023         
Balance, beginning of period$14,635 $7,217 $18,634 $7,566 $41,093 $24,039 $17,431 $6,478 $2,175 $139,268 
Charge-offs2,833 — 301 — — 45 218 55 879 4,331 
Recoveries209 — 3,414 — 746 291 327 189 5,182 
Net charge-offs (recoveries)2,624 — (3,113)— (746)(246)212 (272)690 (851)
Provision (recovery of provision)2,958 (1,112)(5,409)145 (1,379)2,610 5,425 141 576 3,955 
Balance, end of period$14,969 $6,105 $16,338 $7,711 $40,460 $26,895 $22,644 $6,891 $2,061 $144,074 
September 30, 2022         
Balance, beginning of period$15,409 $6,585 $19,624 $6,015 $33,628 $19,673 $19,691 $5,084 $1,783 $127,492 
Charge-offs453 — 98 — — 48 — 27 545 1,171 
Recoveries46 — 212 — 653 11 43 129 418 1,512 
Net charge-offs (recoveries)407 — (114)— (653)37 (43)(102)127 (341)
Provision (recovery of provision)1,145 209 (741)998 3,014 3,213 (1,244)883 426 7,903 
Balance, end of period$16,147 $6,794 $18,997 $7,013 $37,295 $22,849 $18,490 $6,069 $2,082 $135,736 
Schedule of changes in allowance for credit losses on unfunded loan commitments The following table shows the changes in the liability for credit losses on unfunded loan commitments.
Three Months Ended
September 30,
Nine Months Ended
September 30,
(Dollars in thousands)2023202220232022
Balance, beginning of period$7,370 $5,497 $5,616 $4,196 
Provision (recovery of provision)649 (281)2,403 1,020 
Balance, end of period$8,019 $5,216 $8,019 $5,216