XML 36 R26.htm IDEA: XBRL DOCUMENT v3.23.2
Allowance for Credit Losses (Tables)
6 Months Ended
Jun. 30, 2023
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]  
Schedule of changes in allowance for loan and lease losses, segregated by portfolio segment
The following table shows the changes in the allowance for loan and lease losses, segregated by portfolio segment, for the three months ended June 30, 2023 and 2022.
(Dollars in thousands)Commercial and
agricultural
SolarAuto and
light truck
Medium 
and
heavy duty 
truck
AircraftConstruction
equipment
Commercial
real estate
Residential
real estate
and home
equity
ConsumerTotal
June 30, 2023         
Balance, beginning of period$16,087 $6,288 $18,558 $7,829 $40,133 $25,579 $19,300 $6,621 $2,116 $142,511 
Charge-offs— — — — 44 179 272 512 
Recoveries17 — 1,048 — 277 93 51 1,496 
Net charge-offs (recoveries)(9)— (1,048)— (277)37 176 (84)221 (984)
Provision (recovery of provision)541 20 (2,433)(273)161 563 1,232 62 174 47 
Balance, end of period$16,637 $6,308 $17,173 $7,556 $40,571 $26,105 $20,356 $6,767 $2,069 $143,542 
June 30, 2022         
Balance, beginning of period$15,598 $6,417 $19,521 $6,049 $35,968 $20,041 $19,246 $5,218 $1,901 $129,959 
Charge-offs39 — 32 — — — — 157 234 
Recoveries— 56 — 161 — 26 127 264 637 
Net charge-offs (recoveries)36 — (24)— (161)— (26)(121)(107)(403)
Provision (recovery of provision)548 235 (488)660 858 1,130 (856)440 (24)2,503 
Balance, end of period$16,110 $6,652 $19,057 $6,709 $36,987 $21,171 $18,416 $5,779 $1,984 $132,865 
The following table shows the changes in the allowance for loan and lease losses, segregated by portfolio segment, for the six months ended June 30, 2023 and 2022.
(Dollars in thousands)Commercial and
agricultural
SolarAuto and
light truck
Medium
and
heavy duty
truck
AircraftConstruction
equipment
Commercial
real estate
Residential
real estate
and home
equity
ConsumerTotal
June 30, 2023         
Balance, beginning of period$14,635 $7,217 $18,634 $7,566 $41,093 $24,039 $17,431 $6,478 $2,175 $139,268 
Charge-offs572 — 112 — — 45 218 10 596 1,553 
Recoveries189 — 1,589 — 503 326 111 2,731 
Net charge-offs (recoveries)383 — (1,477)— (503)38 212 (316)485 (1,178)
Provision (recovery of provision)2,385 (909)(2,938)(10)(1,025)2,104 3,137 (27)379 3,096 
Balance, end of period$16,637 $6,308 $17,173 $7,556 $40,571 $26,105 $20,356 $6,767 $2,069 $143,542 
June 30, 2022         
Balance, beginning of period$15,409 $6,585 $19,624 $6,015 $33,628 $19,673 $19,691 $5,084 $1,783 $127,492 
Charge-offs39 — 32 — — 48 — 10 322 451 
Recoveries— 121 — 477 — 26 128 329 1,088 
Net charge-offs (recoveries)32 — (89)— (477)48 (26)(118)(7)(637)
Provision (recovery of provision)733 67 (656)694 2,882 1,546 (1,301)577 194 4,736 
Balance, end of period$16,110 $6,652 $19,057 $6,709 $36,987 $21,171 $18,416 $5,779 $1,984 $132,865 
Schedule of changes in allowance for credit losses on unfunded loan commitments The following table shows the changes in the liability for credit losses on unfunded loan commitments.
Three Months Ended
June 30,
Six Months Ended
June 30,
(Dollars in thousands)2023202220232022
Balance, beginning of period$6,651 $4,924 $5,616 $4,196 
Provision719 573 1,754 1,301 
Balance, end of period$7,370 $5,497 $7,370 $5,497