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Reserve for Loan and Lease Losses
 12 Months Ended
Dec. 31, 2016
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]  
Reserve for Loan and Lease Losses
Reserve for Loan and Lease Losses
The following table shows the changes in the reserve for loan and lease losses, segregated by class, for each of the three years ended December 31.
(Dollars in thousands) 
 
Commercial and agricultural
 
Auto and light truck
 
Medium and heavy duty truck
 
Aircraft
 
Construction equipment
 
Commercial real estate
 
Residential real estate and home equity
 
Consumer
 
Total
2016
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance, beginning of year
 
$
15,456

 
$
9,269

 
$
4,699

 
$
32,373

 
$
7,592

 
$
13,762

 
$
3,662

 
$
1,299

 
$
88,112

Charge-offs
 
547

 
4

 
—

 
6,123

 
128

 
32

 
219

 
888

 
7,941

Recoveries
 
509

 
253

 
10

 
528

 
461

 
469

 
31

 
278

 
2,539

Net charge-offs (recoveries)
 
38

 
(249
)
 
(10
)
 
5,595

 
(333
)
 
(437
)
 
188

 
610

 
5,402

Provision (recovery of provision)
 
(750
)
 
(1,454
)
 
31

 
7,574

 
282

 
(522
)
 
76

 
596

 
5,833

Balance, end of year
 
$
14,668

 
$
8,064

 
$
4,740

 
$
34,352

 
$
8,207

 
$
13,677

 
$
3,550

 
$
1,285

 
$
88,543

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2015
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance, beginning of year
 
$
11,760

 
$
10,326

 
$
4,500

 
$
32,234

 
$
7,008

 
$
13,270

 
$
4,504

 
$
1,466

 
$
85,068

Charge-offs
 
3,489

 
24

 
—

 
244

 
—

 
—

 
295

 
658

 
4,710

Recoveries
 
851

 
380

 
28

 
802

 
434

 
2,807

 
34

 
258

 
5,594

Net charge-offs (recoveries)
 
2,638

 
(356
)
 
(28
)
 
(558
)
 
(434
)
 
(2,807
)
 
261

 
400

 
(884
)
Provision (recovery of provision)
 
6,334

 
(1,413
)
 
171

 
(419
)
 
150

 
(2,315
)
 
(581
)
 
233

 
2,160

Balance, end of year
 
$
15,456

 
$
9,269

 
$
4,699

 
$
32,373

 
$
7,592

 
$
13,762

 
$
3,662

 
$
1,299

 
$
88,112

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2014
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance, beginning of year
 
$
11,515

 
$
9,657

 
$
4,212

 
$
34,037

 
$
5,972

 
$
12,406

 
$
4,539

 
$
1,167

 
$
83,505

Charge-offs
 
5,007

 
42

 
—

 
—

 
4

 
99

 
46

 
833

 
6,031

Recoveries
 
929

 
1,283

 
142

 
240

 
525

 
347

 
111

 
284

 
3,861

Net charge-offs (recoveries)
 
4,078

 
(1,241
)
 
(142
)
 
(240
)
 
(521
)
 
(248
)
 
(65
)
 
549

 
2,170

Provision (recovery of provision)
 
4,323

 
(572
)
 
146

 
(2,043
)
 
515

 
616

 
(100
)
 
848

 
3,733

Balance, end of year
 
$
11,760

 
$
10,326

 
$
4,500

 
$
32,234

 
$
7,008

 
$
13,270

 
$
4,504

 
$
1,466

 
$
85,068


The following table shows the reserve for loan and lease losses and recorded investment in loans and leases, segregated by class, separated by individually and collectively evaluated for impairment as of December 31, 2016 and 2015.
(Dollars in thousands) 
 
Commercial and agricultural
 
Auto and light truck
 
Medium and heavy duty truck
 
Aircraft
 
Construction equipment
 
Commercial real estate
 
Residential real estate and home equity
 
Consumer
 
Total
December 31, 2016
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan and lease losses
 
 
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance, individually evaluated for impairment
 
$
297

 
$
—

 
$
—

 
$
1,076

 
$
35

 
$
322

 
$
148

 
$
—

 
$
1,878

Ending balance, collectively evaluated for impairment
 
14,371

 
8,064

 
4,740

 
33,276

 
8,172

 
13,355

 
3,402

 
1,285

 
86,665

Total reserve for loan and lease losses
 
$
14,668

 
$
8,064

 
$
4,740

 
$
34,352

 
$
8,207

 
$
13,677

 
$
3,550

 
$
1,285

 
$
88,543

Recorded investment in loans
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance, individually evaluated for impairment
 
$
3,590

 
$
115

 
$
—

 
$
6,110

 
$
1,167

 
$
5,372

 
$
674

 
$
—

 
$
17,028

Ending balance, collectively evaluated for impairment
 
808,674

 
411,649

 
294,790

 
796,304

 
494,758

 
713,798

 
521,257

 
129,813

 
4,171,043

Total recorded investment in loans
 
$
812,264

 
$
411,764

 
$
294,790

 
$
802,414

 
$
495,925

 
$
719,170

 
$
521,931

 
$
129,813

 
$
4,188,071

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2015
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan and lease losses
 
 
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance, individually evaluated for impairment
 
$
649

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
148

 
$
—

 
$
797

Ending balance, collectively evaluated for impairment
 
14,807

 
9,269

 
4,699

 
32,373

 
7,592

 
13,762

 
3,514

 
1,299

 
87,315

Total reserve for loan and lease losses
 
$
15,456

 
$
9,269

 
$
4,699

 
$
32,373

 
$
7,592

 
$
13,762

 
$
3,662

 
$
1,299

 
$
88,112

Recorded investment in loans
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance, individually evaluated for impairment
 
$
3,900

 
$
—

 
$
—

 
$
4,384

 
$
539

 
$
8,494

 
$
366

 
$
—

 
$
17,683

Ending balance, collectively evaluated for impairment
 
740,849

 
425,236

 
278,254

 
773,628

 
455,026

 
691,774

 
490,102

 
122,140

 
3,977,009

Total recorded investment in loans
 
$
744,749

 
$
425,236

 
$
278,254

 
$
778,012

 
$
455,565

 
$
700,268

 
$
490,468

 
$
122,140

 
$
3,994,692