XML 37 R25.htm IDEA: XBRL DOCUMENT v3.5.0.2
Reserve for Loan and Lease Losses (Tables)
9 Months Ended
Sep. 30, 2016
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]  
Schedule of changes in reserve for loan and lease losses, segregated by class
The following table shows the changes in the reserve for loan and lease losses, segregated by class, for the three months ended September 30, 2016 and 2015.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial and
agricultural
 
Auto and
light truck
 
Medium and
heavy duty truck
 
Aircraft
 
Construction
equipment
 
Commercial
real estate
 
Residential
real estate
and home
equity
 
Consumer
 
Total
September 30, 2016
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance, beginning of period
 
$
14,835

 
$
11,667

 
$
4,350

 
$
34,661

 
$
7,512

 
$
13,462

 
$
3,377

 
$
1,594

 
$
91,458

Charge-offs
 
206

 
1

 

 
4,834

 
36

 
31

 
55

 
174

 
5,337

Recoveries
 
160

 
65

 

 
186

 
172

 
48

 
1

 
77

 
709

Net charge-offs (recoveries)
 
46

 
(64
)
 

 
4,648

 
(136
)
 
(17
)
 
54

 
97

 
4,628

Provision (recovery of provision)
 
90

 
(3,998
)
 
(72
)
 
5,148

 
286

 
460

 
106

 
47

 
2,067

Balance, end of period
 
$
14,879

 
$
7,733

 
$
4,278

 
$
35,161

 
$
7,934

 
$
13,939

 
$
3,429

 
$
1,544

 
$
88,897

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2015
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance, beginning of period
 
$
11,865

 
$
11,445

 
$
4,333

 
$
32,840

 
$
7,807

 
$
13,226

 
$
3,444

 
$
1,628

 
$
86,588

Charge-offs
 
88

 

 

 
195

 

 

 
39

 
310

 
632

Recoveries
 
80

 
64

 
10

 
279

 
112

 
39

 
2

 
82

 
668

Net charge-offs (recoveries)
 
8

 
(64
)
 
(10
)
 
(84
)
 
(112
)
 
(39
)
 
37

 
228

 
(36
)
Provision (recovery of provision)
 
2,182

 
(2,131
)
 
101

 
1,117

 
(276
)
 
(244
)
 
(8
)
 
251

 
992

Balance, end of period
 
$
14,039

 
$
9,378

 
$
4,444

 
$
34,041

 
$
7,643

 
$
13,021

 
$
3,399

 
$
1,651

 
$
87,616

The following table shows the changes in the reserve for loan and lease losses, segregated by class, for the nine months ended September 30, 2016 and 2015.
(Dollars in thousands)
 
Commercial and
agricultural loans
 
Auto and
light truck
 
Medium and
heavy duty truck
 
Aircraft
 
Construction
equipment
 
Commercial
real estate
 
Residential
real estate
and home
equity
 
Consumer
loans
 
Total
September 30, 2016
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance, beginning of period
 
$
15,456

 
$
9,269

 
$
4,699

 
$
32,373

 
$
7,592

 
$
13,762

 
$
3,382

 
$
1,579

 
$
88,112

Charge-offs
 
422

 
4

 

 
4,834

 
128

 
32

 
136

 
676

 
6,232

Recoveries
 
360

 
191

 
10

 
412

 
320

 
388

 
7

 
238

 
1,926

Net charge-offs (recoveries)
 
62

 
(187
)
 
(10
)
 
4,422

 
(192
)
 
(356
)
 
129

 
438

 
4,306

Provision (recovery of provision)
 
(515
)
 
(1,723
)
 
(431
)
 
7,210

 
150

 
(179
)
 
176

 
403

 
5,091

Balance, end of period
 
$
14,879

 
$
7,733

 
$
4,278

 
$
35,161

 
$
7,934

 
$
13,939

 
$
3,429

 
$
1,544

 
$
88,897

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2015
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance, beginning of period
 
$
11,760

 
$
10,326

 
$
4,500

 
$
32,234

 
$
7,008

 
$
13,270

 
$
4,102

 
$
1,868

 
$
85,068

Charge-offs
 
1,053

 
22

 

 
244

 

 

 
104

 
630

 
2,053

Recoveries
 
644

 
315

 
15

 
721

 
357

 
174

 
9

 
206

 
2,441

Net charge-offs (recoveries)
 
409

 
(293
)
 
(15
)
 
(477
)
 
(357
)
 
(174
)
 
95

 
424

 
(388
)
Provision (recovery of provision)
 
2,688

 
(1,241
)
 
(71
)
 
1,330

 
278

 
(423
)
 
(608
)
 
207

 
2,160

Balance, end of period
 
$
14,039

 
$
9,378

 
$
4,444

 
$
34,041

 
$
7,643

 
$
13,021

 
$
3,399

 
$
1,651

 
$
87,616


The following table shows the reserve for loan and lease losses and recorded investment in loans and leases, segregated by class, separated between individually and collectively evaluated for impairment as of September 30, 2016 and December 31, 2015.
(Dollars in thousands)
 
Commercial and
agricultural loans
 
Auto and
light truck
 
Medium and
heavy duty truck
 
Aircraft
 
Construction
equipment
 
Commercial
real estate
 
Residential
real estate
and home
equity
 
Consumer
loans
 
Total
September 30, 2016
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan and lease losses
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance, individually evaluated for impairment
 
$
767

 
$

 
$

 
$
1,990

 
$
128

 
$
361

 
$
144

 
$

 
$
3,390

Ending balance, collectively evaluated for impairment
 
14,112

 
7,733

 
4,278

 
33,171

 
7,806

 
13,578

 
3,285

 
1,544

 
85,507

Total reserve for loan and lease losses
 
$
14,879

 
$
7,733

 
$
4,278

 
$
35,161

 
$
7,934

 
$
13,939

 
$
3,429

 
$
1,544

 
$
88,897

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Recorded investment in loans
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance, individually evaluated for impairment
 
$
3,515

 
$

 
$

 
$
8,809

 
$
997

 
$
3,653

 
$
361

 
$

 
$
17,335

Ending balance, collectively evaluated for impairment
 
782,652

 
400,809

 
271,478

 
828,168

 
497,089

 
741,319

 
489,825

 
150,742

 
4,162,082

Total recorded investment in loans
 
$
786,167

 
$
400,809

 
$
271,478

 
$
836,977

 
$
498,086

 
$
744,972

 
$
490,186

 
$
150,742

 
$
4,179,417

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2015
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan and lease losses
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance, individually evaluated for impairment
 
$
649

 
$

 
$

 
$

 
$

 
$

 
$
148

 
$

 
$
797

Ending balance, collectively evaluated for impairment
 
14,807

 
9,269

 
4,699

 
32,373

 
7,592

 
13,762

 
3,234

 
1,579

 
87,315

Total reserve for loan and lease losses
 
$
15,456

 
$
9,269

 
$
4,699

 
$
32,373

 
$
7,592

 
$
13,762

 
$
3,382

 
$
1,579

 
$
88,112

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Recorded investment in loans
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance, individually evaluated for impairment
 
$
3,900

 
$

 
$

 
$
4,384

 
$
539

 
$
8,494

 
$
366

 
$

 
$
17,683

Ending balance, collectively evaluated for impairment
 
740,849

 
425,236

 
278,254

 
773,628

 
455,026

 
691,774

 
463,763

 
148,479

 
3,977,009

Total recorded investment in loans
 
$
744,749

 
$
425,236

 
$
278,254

 
$
778,012

 
$
455,565

 
$
700,268

 
$
464,129

 
$
148,479

 
$
3,994,692