XML 38 R26.htm IDEA: XBRL DOCUMENT v3.3.1.900
Reserve for Loan and Lease Losses (Tables)
3 Months Ended
Mar. 31, 2016
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]  
Schedule of changes in reserve for loan and lease losses, segregated by class
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The following table shows the changes in the reserve for loan and lease losses, segregated by class, for the three months ended March 31, 2016 and 2015.
(Dollars in thousands)
 
Commercial and
agricultural loans
 
Auto and
light truck
 
Medium and
heavy duty truck
 
Aircraft
financing
 
Construction
equipment
financing
 
Commercial
real estate
 
Residential
real estate
and home
equity
 
Consumer
loans
 
Total
March 31, 2016
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance, beginning of period
 
$
15,456

 
$
9,269

 
$
4,699

 
$
32,373

 
$
7,592

 
$
13,762

 
$
3,382

 
$
1,579

 
$
88,112

Charge-offs
 
200

 
3

 

 

 
92

 
1

 
23

 
245

 
564

Recoveries
 
91

 
62

 
8

 
138

 
78

 
305

 
2

 
89

 
773

Net charge-offs (recoveries)
 
109

 
(59
)
 
(8
)
 
(138
)
 
14

 
(304
)
 
21

 
156

 
(209
)
Provision (recovery of provision)
 
(612
)
 
254

 
(196
)
 
1,729

 
(116
)
 
(231
)
 
18

 
129

 
975

Balance, end of period
 
$
14,735

 
$
9,582

 
$
4,511

 
$
34,240

 
$
7,462

 
$
13,835

 
$
3,379

 
$
1,552

 
$
89,296

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2015
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance, beginning of period
 
$
11,760

 
$
10,326

 
$
4,500

 
$
32,234

 
$
7,008

 
$
13,270

 
$
4,102

 
$
1,868

 
$
85,068

Charge-offs
 
943

 
22

 

 
49

 

 

 
40

 
147

 
1,201

Recoveries
 
478

 
60

 
3

 
44

 
122

 
97

 
2

 
68

 
874

Net charge-offs (recoveries)
 
465

 
(38
)
 
(3
)
 
5

 
(122
)
 
(97
)
 
38

 
79

 
327

Provision (recovery of provision)
 
325

 
429

 
(139
)
 
(928
)
 
610

 
(181
)
 
51

 
190

 
357

Balance, end of period
 
$
11,620

 
$
10,793

 
$
4,364

 
$
31,301

 
$
7,740

 
$
13,186

 
$
4,115

 
$
1,979

 
$
85,098


The following table shows the reserve for loan and lease losses and recorded investment in loans and leases, segregated by class, separated between individually and collectively evaluated for impairment as of March 31, 2016 and December 31, 2015.
(Dollars in thousands)
 
Commercial and
agricultural loans
 
Auto and
light truck
 
Medium and
heavy duty truck
 
Aircraft
financing
 
Construction
equipment
financing
 
Commercial
real estate
 
Residential
real estate
and home
equity
 
Consumer
loans
 
Total
March 31, 2016
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan and lease losses
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance, individually evaluated for impairment
 
$
485

 
$

 
$

 
$
1,134

 
$

 
$

 
$
147

 
$

 
$
1,766

Ending balance, collectively evaluated for impairment
 
14,250

 
9,582

 
4,511

 
33,106

 
7,462

 
13,835

 
3,232

 
1,552

 
87,530

Total reserve for loan and lease losses
 
$
14,735

 
$
9,582

 
$
4,511

 
$
34,240

 
$
7,462

 
$
13,835

 
$
3,379

 
$
1,552

 
$
89,296

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Recorded investment in loans
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance, individually evaluated for impairment
 
$
3,649

 
$

 
$

 
$
4,018

 
$
536

 
$
8,519

 
$
365

 
$

 
$
17,087

Ending balance, collectively evaluated for impairment
 
745,375

 
428,455

 
272,917

 
779,826

 
467,246

 
708,091

 
466,085

 
146,893

 
4,014,888

Total recorded investment in loans
 
$
749,024

 
$
428,455

 
$
272,917

 
$
783,844

 
$
467,782

 
$
716,610

 
$
466,450

 
$
146,893

 
$
4,031,975

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2015
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan and lease losses
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance, individually evaluated for impairment
 
$
649

 
$

 
$

 
$

 
$

 
$

 
$
148

 
$

 
$
797

Ending balance, collectively evaluated for impairment
 
14,807

 
9,269

 
4,699

 
32,373

 
7,592

 
13,762

 
3,234

 
1,579

 
87,315

Total reserve for loan and lease losses
 
$
15,456

 
$
9,269

 
$
4,699

 
$
32,373

 
$
7,592

 
$
13,762

 
$
3,382

 
$
1,579

 
$
88,112

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Recorded investment in loans
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance, individually evaluated for impairment
 
$
3,900

 
$

 
$

 
$
4,384

 
$
539

 
$
8,494

 
$
366

 
$

 
$
17,683

Ending balance, collectively evaluated for impairment
 
740,849

 
425,236

 
278,254

 
773,628

 
455,026

 
691,774

 
463,763

 
148,479

 
3,977,009

Total recorded investment in loans
 
$
744,749

 
$
425,236

 
$
278,254

 
$
778,012

 
$
455,565

 
$
700,268

 
$
464,129

 
$
148,479

 
$
3,994,692