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CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($)
$ in Thousands
Dec. 31, 2015
Dec. 31, 2014
ASSETS    
Cash and due from banks $ 65,171 $ 64,834
Federal funds sold and interest bearing deposits with other banks 14,550 1,356
Investment securities available-for-sale (amortized cost of $781,232 and $776,057 at December 31, 2015, and December 31, 2014, respectively) 791,727 791,118
Other investments 21,973 20,801
Trading account securities 0 205
Mortgages held for sale 9,825 13,604
Loans and leases, net of unearned discount:    
Total loans and leases 3,994,692 3,688,574
Reserve for loan and lease losses (88,112) (85,068)
Net loans and leases 3,906,580 3,603,506
Equipment owned under operating leases, net 110,371 74,143
Net premises and equipment 53,191 50,328
Goodwill and intangible assets 84,676 85,371
Accrued income and other assets 129,852 124,692
Total assets 5,187,916 4,829,958
Deposits:    
Noninterest bearing 902,364 796,241
Interest bearing 3,236,822 3,006,619
Total deposits 4,139,186 3,802,860
Short-term borrowings:    
Federal funds purchased and securities sold under agreements to repurchase 130,662 138,843
Other short-term borrowings 102,567 106,979
Total short-term borrowings 233,229 245,822
Long-term debt and mandatorily redeemable securities 57,379 56,232
Subordinated notes 58,764 58,764
Accrued expenses and other liabilities 55,305 51,807
Total liabilities 4,543,863 4,215,485
SHAREHOLDERS’ EQUITY    
Preferred stock; no par value Authorized 10,000,000 shares; none issued or outstanding 0 0
Common Stock; no par value Authorized 40,000,000 shares; issued 28,205,674 shares at December 31, 2015 and 28,206,076 shares at December 31, 2014 436,538 346,535
Retained earnings 251,812 302,242
Cost of common stock in treasury (2,178,090 shares at December 31, 2015 and 1,957,386 shares at December 31, 2014) (50,852) (43,711)
Accumulated other comprehensive income 6,555 9,407
Total shareholders’ equity 644,053 614,473
Total liabilities and shareholders’ equity 5,187,916 4,829,958
Commercial and agricultural    
Loans and leases, net of unearned discount:    
Total loans and leases 744,749 710,758
Reserve for loan and lease losses (15,456) (11,760)
Auto and light truck    
Loans and leases, net of unearned discount:    
Total loans and leases 425,236 397,902
Reserve for loan and lease losses (9,269) (10,326)
Medium and heavy duty truck    
Loans and leases, net of unearned discount:    
Total loans and leases 278,254 247,153
Reserve for loan and lease losses (4,699) (4,500)
Aircraft financing    
Loans and leases, net of unearned discount:    
Total loans and leases 778,012 727,665
Reserve for loan and lease losses (32,373) (32,234)
Construction equipment financing    
Loans and leases, net of unearned discount:    
Total loans and leases 455,565 399,940
Reserve for loan and lease losses (7,592) (7,008)
Commercial real estate    
Loans and leases, net of unearned discount:    
Total loans and leases 700,268 616,587
Reserve for loan and lease losses (13,762) (13,270)
Residential real estate    
Loans and leases, net of unearned discount:    
Total loans and leases 464,129 445,759
Reserve for loan and lease losses (3,382) (4,102)
Consumer    
Loans and leases, net of unearned discount:    
Total loans and leases 148,479 142,810
Reserve for loan and lease losses $ (1,579) $ (1,868)