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Reserve for Loan and Lease Losses
12 Months Ended
Dec. 31, 2013
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]  
Reserve for Loan and Lease Losses
Reserve for Loan and Lease Losses 
The following table shows the changes in the reserve for loan and lease losses, segregated by class, for each of the three years ended December 31: 
(Dollars in thousands) 
 
Commercial and agricultural loans
 
Auto, light truck and environmental equipment
 
Medium and heavy duty truck
 
Aircraft financing
 
Construction equipment financing
 
Commercial real estate
 
Residential real estate
 
Consumer loans
 
Total
December 31, 2013
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan and lease losses
 
 
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance, beginning of year
 
$
12,326

 
$
9,584

 
$
3,001

 
$
34,205

 
$
5,390

 
$
13,778

 
$
3,652

 
$
1,375

 
$
83,311

Charge-offs
 
538

 
283

 

 
1,308

 
88

 
170

 
316

 
1,125

 
3,828

Recoveries
 
468

 
253

 
348

 
884

 
323

 
627

 
14

 
333

 
3,250

Net charge-offs (recoveries)
 
70

 
30

 
(348
)
 
424

 
(235
)
 
(457
)
 
302

 
792

 
578

Provision (recovery of provision)
 
(741
)
 
710

 
256

 
256

 
347

 
(1,829
)
 
743

 
1,030

 
772

Balance, end of year
 
$
11,515

 
$
10,264

 
$
3,605

 
$
34,037

 
$
5,972

 
$
12,406

 
$
4,093

 
$
1,613

 
$
83,505

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending balance, individually evaluated for impairment
 
$

 
$

 
$

 
$
113

 
$

 
$

 
$
161

 
$

 
$
274

Ending balance, collectively evaluated for impairment
 
11,515

 
10,264

 
3,605

 
33,924

 
5,972

 
12,406

 
3,932

 
1,613

 
83,231

Total reserve for loan and lease losses
 
$
11,515

 
$
10,264

 
$
3,605

 
$
34,037

 
$
5,972

 
$
12,406

 
$
4,093

 
$
1,613

 
$
83,505

Recorded investment in loans
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance, individually evaluated for impairment
 
$
11,231

 
$
3,499

 
$

 
$
10,327

 
$
938

 
$
14,897

 
$
381

 
$

 
$
41,273

Ending balance, collectively evaluated for impairment
 
668,261

 
421,001

 
205,003

 
727,806

 
332,150

 
569,100

 
460,600

 
124,130

 
3,508,051

Total recorded investment in loans
 
$
679,492

 
$
424,500

 
$
205,003

 
$
738,133

 
$
333,088

 
$
583,997

 
$
460,981

 
$
124,130

 
$
3,549,324

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2012
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan and lease losses
 
 
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance, beginning of year
 
$
13,091

 
$
8,469

 
$
3,742

 
$
28,626

 
$
6,295

 
$
16,772

 
$
3,362

 
$
1,287

 
$
81,644

Charge-offs
 
524

 
3,795

 

 
600

 
120

 
471

 
594

 
1,532

 
7,636

Recoveries
 
484

 
1,223

 
192

 
711

 
268

 
223

 
43

 
407

 
3,551

Net charge-offs (recoveries)
 
40

 
2,572

 
(192
)
 
(111
)
 
(148
)
 
248

 
551

 
1,125

 
4,085

Provision (recovery of provision)
 
(725
)
 
3,687

 
(933
)
 
5,468

 
(1,053
)
 
(2,746
)
 
841

 
1,213

 
5,752

Balance, end of year
 
$
12,326

 
$
9,584

 
$
3,001

 
$
34,205

 
$
5,390

 
$
13,778

 
$
3,652

 
$
1,375

 
$
83,311

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending balance, individually evaluated for impairment
 
$
729

 
$

 
$

 
$
852

 
$

 
$
42

 
$

 
$

 
$
1,623

Ending balance, collectively evaluated for impairment
 
11,597

 
9,584

 
3,001

 
33,353

 
5,390

 
13,736

 
3,652

 
1,375

 
81,688

Total reserve for loan and lease losses
 
$
12,326

 
$
9,584

 
$
3,001

 
$
34,205

 
$
5,390

 
$
13,778

 
$
3,652

 
$
1,375

 
$
83,311

Recorded investment in loans
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance, individually evaluated for impairment
 
$
8,647

 
$
474

 
$

 
$
5,201

 
$
5,109

 
$
21,185

 
$
101

 
$

 
$
40,717

Ending balance, collectively evaluated for impairment
 
630,422

 
437,673

 
172,002

 
691,278

 
273,865

 
533,783

 
438,540

 
109,273

 
3,286,836

Total recorded investment in loans
 
$
639,069

 
$
438,147

 
$
172,002

 
$
696,479

 
$
278,974

 
$
554,968

 
$
438,641

 
$
109,273

 
$
3,327,553

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2011
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan and lease losses
 
 
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance, beginning of year
 
$
20,544

 
$
7,542

 
$
5,768

 
$
29,811

 
$
8,439

 
$
11,177

 
$
2,518

 
$
1,075

 
$
86,874

Charge-offs
 
1,667

 
346

 

 
4,681

 
853

 
3,120

 
282

 
1,640

 
12,589

Recoveries
 
1,923

 
175

 
2

 
964

 
308

 
346

 
56

 
456

 
4,230

Net charge-offs (recoveries)
 
(256
)
 
171

 
(2
)
 
3,717

 
545

 
2,774

 
226

 
1,184

 
8,359

Provision (recovery of provision)
 
(7,709
)
 
1,098

 
(2,028
)
 
2,532

 
(1,599
)
 
8,369

 
1,070

 
1,396

 
3,129

Balance, end of year
 
$
13,091

 
$
8,469

 
$
3,742

 
$
28,626

 
$
6,295

 
$
16,772

 
$
3,362

 
$
1,287

 
$
81,644

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending balance, individually evaluated for impairment
 
$
1,461

 
$
35

 
$
165

 
$
534

 
$

 
$
294

 
$

 
$

 
$
2,489

Ending balance, collectively evaluated for impairment
 
11,630

 
8,434

 
3,577

 
28,092

 
6,295

 
16,478

 
3,362

 
1,287

 
79,155

Total reserve for loan and lease losses
 
$
13,091

 
$
8,469

 
$
3,742

 
$
28,626

 
$
6,295

 
$
16,772

 
$
3,362

 
$
1,287

 
$
81,644

Recorded investment in loans
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance, individually evaluated for impairment
 
$
10,408

 
$
883

 
$
1,604

 
$
12,324

 
$
3,949

 
$
23,117

 
$

 
$
211

 
$
52,496

Ending balance, collectively evaluated for impairment
 
535,162

 
435,082

 
158,192

 
608,458

 
257,255

 
522,340

 
423,606

 
97,952

 
3,038,047

Total recorded investment in loans
 
$
545,570

 
$
435,965

 
$
159,796

 
$
620,782

 
$
261,204

 
$
545,457

 
$
423,606

 
$
98,163

 
$
3,090,543