Effective May 11, 2000, the following paragraph is hereby substituted for the third full paragraph of the section entitled “DETERMINATION OF INTEREST RATES” located on page 11 of the prospectus dated January 27, 2000:
| “On the date of this prospectus, as amended May 11, 2000, the Certificate Interest Rate on Demand Loan Certificates and the Bond Interest Rate on Subordinated Debenture Bonds is as follows: |
Minimum Certificate
Initial Investment Interest Rate
------------------ -------------
Demand Loan Certificates $1,000 7.50%
Bond
Subordinated Debenture Bonds: Interest Rates
--------------
Ten-Year, Series A $1,000 9.75%
Ten-Year, Series B $100,000 10.00%
Five-Year, Series C $1,000 9.00%
Five-Year, Series D $100,000 9.15%
Ten-Year Monthly Income Series E $5,000 9.75%
Ten-Year Monthly Income, Series F. $100,000 10.00%
Five-Year Monthly Income, Series G $5,000 9.00%
Five-Year Monthly Income, Series H $100,000 9.15%