9. Income Taxes (Details) - USD ($)	Mar. 31, 2020	Dec. 31, 2019
Deferred tax asset:
Net operating loss carryovers	$ 70,381	$ 1,586,247
Claims reserve discount	797,917	839,959
Unearned premium	2,945,811	3,105,344
Deferred ceding commission revenue	1,456,434	1,624,434
Other	272,244	462,019
Total deferred tax assets	5,542,787	7,618,003
Deferred tax liability:
Investment in KICO	759,543	759,543
Deferred acquisition costs	4,110,096	4,333,219
Intangibles	105,000	105,000
Depreciation and amortization	318,895	312,298
Net unrealized (losses) gains of securities - available for sale	(1,098,446)	1,796,891
Total deferred tax liabilities	4,195,088	7,306,951
Net deferred income tax asset	$ 1,347,699	$ 311,052