UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                   FORM 12b-25

         NOTIFICATION OF LATE FILING                 SEC FILE NUMBER

                                                          0-1665               

                                                      CUSIP NUMBER

                                                      233065 10 1       

(Check One): [X] Form 10-K and Form 10-KSB  [  ] Form 20-F       [  ] Form 11-K
             [ ] Form 10-Q and Form 10-QSB  [  ] Form N-SAR
         For Period Ended:    December 31, 1998                          

         [ ] Transition Report on Form 10-K 
         [ ] Transition Report on Form 20-F 
         [ ] Transition Report on Form 11-K 
         [ ] Transition Report on Form 10-Q 
         [ ] Transition Report on Form N-SAR
         For the Transition Period Ended:______________________________   

  Read Instruction (on back page) Before Preparing Form. Please Print or Type.

Nothing  in this  form  shall be  construed  to imply  that the  Commission  has
verified any information contained herein.

If the notification  relates to a portion of the filing checked above,  identify
the Item(s) to which the notification relates:


                         PART I - REGISTRANT INFORMATION

                                DCAP Group, Inc.
                             Full Name of Registrant

                               EXTECH Corporation
                            Former Name if Applicable

                                90 Merrick Avenue
            Address of Principal Executive Office (Street and Number)

                           East Meadow, New York 11554
                            City, State and Zip Code







                        PART II - RULES 12b-25(b) AND (c)

If the subject report could not be filed without  unreasonable effort or expense
and the registrant seeks relief pursuant to Rule 12b-25(b), the following should
be completed. (Check box if appropriate)

[X]  (a) The reasons  described  in  reasonable  detail in Part III of this form
     could not be eliminated without unreasonable effort or expense; 

[X]  (b) The subject annual report,  semi-annual  report,  transition  report on
     Form 10-K, Form 20-F, 11-K or Form N-SAR, or portion thereof, will be filed
     on or before the fifteenth  calendar day following the prescribed due date;
     or the  subject  quarterly  report or  transition  report on Form 10-Q,  or
     portion  thereof,  will be  filed  on or  before  the  fifth  calendar  day
     following the prescribed due date; and 

[ ]  (c) The accountant's  statement or other exhibit required by Rule 12b-25(c)
     has been attached if applicable.

                              PART III - NARRATIVE

State below in reasonable  detail the reasons why Forms 10-K,  20-F, 11-K, 10-Q,
N-SAR, or the transition  report or portion  thereof,  could not be filed within
the prescribed time period.

         The Company was unable to complete  and file its Annual  Report on Form
10-KSB for the fiscal year ended  December 31, 1998 within the  prescribed  time
period due to the  consummation  by the  Company  on  February  25,  1999 of the
acquisition of the outstanding stock of Dealers Choice Automotive  Planning Inc.
and related entities and the need to disclose  properly the primary new business
of the Company resulting therefrom.

                           PART IV - OTHER INFORMATION

(1)  Name  and  telephone  number  of  person  to  contact  in  regard  to  this
     notification:

  Morton L. Certilman          (516)                              794-6300     
  (Name)                     (Area Code)                     (Telephone Number)

(2)  Have all other periodic  reports  required under Section 13 or 15(d) of the
     Securities Exchange Act of 1934 or Section 30 of the Investment Company Act
     of 1940 during the preceding 12 months or for such shorter  period that the
     registrant was required to file such report(s) been filed? If answer is no,
     identify report(s). [ X ] Yes [ ] No


(3)  Is it anticipated that any significant change in results of operations from
     the corresponding  period for the last fiscal year will be reflected by the
     earnings  statements  to be  included  in the  subject  report  or  portion
     thereof? [ ] Yes [ X ] No

     If so, attach an explanation of the anticipated  change,  both  narratively
     and quantitatively, and, if appropriate, state the reasons why a reasonable
     estimate of the results cannot be made.










                                DCAP Group, Inc.
                  (Name of Registrant as Specified in Charter)

has  caused  this  notification  to be signed on its  behalf by the  undersigned
thereunto duly authorized.


Date   April 1, 1999                   By:\s\ Morton L. Certilman     
                                          -----------------------
                                          Morton L. Certilman
                                          Chairman of the Board

INSTRUCTION: The form may be signed by an executive officer of the registrant or
by any other duly  authorized  representative.  The name and title of the person
signing  the form  shall  be typed or  printed  beneath  the  signature.  If the
statement is signed on behalf of the registrant by an authorized  representative
(other than an executive officer), evidence of the representative's authority to
sign on behalf of the registrant shall be filed with the form.

                                    ATTENTION

Intentional  misstatements  or omissions  of fact  constitute  Federal  Criminal
Violations (See 18 U.S.C. 1001)