0001193125-22-240134.txt : 20220907 0001193125-22-240134.hdr.sgml : 20220907 20220907172259 ACCESSION NUMBER: 0001193125-22-240134 CONFORMED SUBMISSION TYPE: FWP PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20220907 DATE AS OF CHANGE: 20220907 SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: EQUIFAX INC CENTRAL INDEX KEY: 0000033185 STANDARD INDUSTRIAL CLASSIFICATION: SERVICES-CONSUMER CREDIT REPORTING, COLLECTION AGENCIES [7320] IRS NUMBER: 580401110 STATE OF INCORPORATION: GA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: FWP SEC ACT: 1934 Act SEC FILE NUMBER: 333-266290 FILM NUMBER: 221231948 BUSINESS ADDRESS: STREET 1: 1550 PEACHTREE ST NW CITY: ATLANTA STATE: GA ZIP: 30302 BUSINESS PHONE: 4048858000 MAIL ADDRESS: STREET 1: 1550 PEACHTREE ST NW CITY: ATLANTA STATE: GA ZIP: 30309 FORMER COMPANY: FORMER CONFORMED NAME: RETAIL CREDIT CO DATE OF NAME CHANGE: 19760222 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: EQUIFAX INC CENTRAL INDEX KEY: 0000033185 STANDARD INDUSTRIAL CLASSIFICATION: SERVICES-CONSUMER CREDIT REPORTING, COLLECTION AGENCIES [7320] IRS NUMBER: 580401110 STATE OF INCORPORATION: GA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: FWP BUSINESS ADDRESS: STREET 1: 1550 PEACHTREE ST NW CITY: ATLANTA STATE: GA ZIP: 30302 BUSINESS PHONE: 4048858000 MAIL ADDRESS: STREET 1: 1550 PEACHTREE ST NW CITY: ATLANTA STATE: GA ZIP: 30309 FORMER COMPANY: FORMER CONFORMED NAME: RETAIL CREDIT CO DATE OF NAME CHANGE: 19760222 FWP 1 d400413dfwp.htm FWP FWP

Filed Pursuant to Rule 433

Registration No. 333-266290

Issuer Free Writing Prospectus dated September 7, 2022

Relating to Preliminary Prospectus Supplement dated September 7, 2022

EQUIFAX INC.

Final Term Sheet

Summary of Terms

 

Issuer:    Equifax Inc. (the “Company”)
Trade Date:    September 7, 2022
Settlement Date (T+3):    September 12, 2022
Security:    5.100% Senior Notes due 2027 (the “Notes”)
Aggregate Principal Amount:    $750,000,000
Maturity Date:    December 15, 2027
Benchmark Treasury:    UST 3.125% due August 31, 2027
Benchmark Treasury Price / Yield:    98-29 / 3.365%
Spread to Benchmark Treasury:    T+ 175 bps
Yield to Maturity:    5.115%
Price to Public:    99.907% of the aggregate principal amount, plus accrued interest, if any, from September 12, 2022
Coupon (Interest Rate):    5.100%
Interest Payment Dates:    June 15 and December 15 of each year, beginning on June 15, 2023
Optional Redemption:    Prior to November 15, 2027 (one month prior to their maturity date), the Company may redeem the notes at its option, in whole or in part, at any time and from time to time, at a redemption price (expressed as a percentage of the principal amount and rounded to three decimal places) equal to the greater of: (1)(a) the sum of the present values of the remaining scheduled payments of principal and interest thereon discounted to the redemption date (assuming the notes matured on November 15, 2027) on a semi-annual basis (assuming a 360-day year consisting of twelve 30-day months) at the Treasury Rate plus 30 basis points, less (b) interest accrued to the redemption date, and (2) 100% of the principal amount of the notes to be redeemed, plus, in either case, accrued and unpaid interest thereon to, but excluding the redemption date.


   On or after November 15, 2027 (one month prior to their maturity date), the Company may redeem the notes, in whole or in part, at any time and from time to time, at a redemption price equal to 100% of the principal amount of the notes being redeemed plus accrued and unpaid interest thereon to, but excluding, the redemption date.
Expected Ratings (Moody’s/S&P)*:    Baa2 / BBB
CUSIP/ISIN Numbers:    294429 AV7 / US294429AV70
Denominations:    $2,000 x $1,000
Joint Book-Running Managers:   

BofA Securities, Inc.

J.P. Morgan Securities LLC

Mizuho Securities USA LLC

Wells Fargo Securities, LLC

Truist Securities, Inc.

Co-Managers:   

Citigroup Global Markets Inc.

Citizens Capital Markets, Inc.

Fifth Third Securities, Inc.

HSBC Securities (USA) Inc.

PNC Capital Markets LLC

Regions Securities LLC

U.S. Bancorp Investments, Inc.

AmeriVet Securities, Inc.

Westpac Capital Markets LLC

*Note: A securities rating is not a recommendation to buy, sell or hold securities and may be subject to revision or withdrawal at any time.

The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the Joint Book-Running Managers in this offering can arrange to send you the prospectus if you request it by calling BofA Securities, Inc. at 1-800-294-1322, J.P. Morgan Securities LLC at 1-212-834-4533, Mizuho Securities USA LLC at 1-866-271-7403, Truist Securities, Inc. at 1-800-685-4786 or Wells Fargo Securities, LLC at 1-800-645-3751.

 

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