FORM N-PX

ANNUAL REPORT OF PROXY VOTING RECORD OF REGISTERED MANAGEMENT INVESTMENT COMPANY

INVESTMENT COMPANY ACT FILE NUMBER: 811-03114

EXACT NAME OF REGISTRANT AS SPECIFIED IN CHARTER: Fidelity Select Portfolios

Fund Name: Select Financial Services Portfolio

82 DEVONSHIRE STREET, BOSTON, MA 02109
(ADDRESS OF PRINCIPAL EXECUTIVE OFFICES) (ZIP CODE)

ERIC D. ROITER, SECRETARY, 82 DEVONSHIRE STREET, BOSTON, MA 02109
(NAME AND ADDRESS OF AGENT FOR SERVICE)

REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE: 617-563-7000

DATE OF FISCAL YEAR END: FEBRUARY 28

DATE OF REPORTING PERIOD: 06/30/2005

SIGNATURES

PURSUANT TO THE REQUIREMENTS OF THE INVESTMENT COMPANY ACT OF 1940, THE REGISTRANT HAS DULY CAUSED THIS REPORT TO BE SIGNED ON ITS BEHALF BY THE UNDERSIGNED, THERE UNTO DULY AUTHORIZED.

Fidelity Select Portfolios

BY:  /s/ CHRISTINE REYNOLDS
-----------------------------------------------------
CHRISTINE REYNOLDS, TREASURER, FIDELITY MANAGEMENT & RESEARCH COMPANY
DATE: 08/09/2005 05:23:42 PM

EXHIBIT A

VOTE SUMMARY REPORT
Select Financial Services Portfolio
07/01/2004 - 06/30/2005

Note: The Security ID will be the CUSIP (Committee on Uniform Securities Identification Procedures) when available. When CUSIP is not available, an alternate identifier, e.g., CINS, will be provided.

ISSUER NAME: ACE LIMITED MEETING DATE: 05/26/2005
TICKER: ACE     SECURITY ID: G0070K103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT EVAN G. GREENBERG AS A DIRECTOR	Management	For	For
1.2	ELECT JOHN A. KROL AS A DIRECTOR	Management	For	For
2	RATIFICATION OF THE APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS THE INDEPENDENT AUDITORS OF ACE LIMITED FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.	Management	For	For

ISSUER NAME: AFLAC INCORPORATED MEETING DATE: 05/02/2005
TICKER: AFL     SECURITY ID: 001055102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DANIEL P. AMOS AS A DIRECTOR	Management	For	For
1.2	ELECT JOHN SHELBY AMOS II AS A DIRECTOR	Management	For	For
1.3	ELECT MICHAEL H. ARMACOST AS A DIRECTOR	Management	For	For
1.4	ELECT KRISS CLONINGER III AS A DIRECTOR	Management	For	For
1.5	ELECT JOE FRANK HARRIS AS A DIRECTOR	Management	For	For
1.6	ELECT ELIZABETH J. HUDSON AS A DIRECTOR	Management	For	For
1.7	ELECT KENNETH S. JANKE SR. AS A DIRECTOR	Management	For	For
1.8	ELECT DOUGLAS W. JOHNSON AS A DIRECTOR	Management	For	For
1.9	ELECT ROBERT B. JOHNSON AS A DIRECTOR	Management	For	For
1.10	ELECT CHARLES B. KNAPP AS A DIRECTOR	Management	For	For
1.11	ELECT HIDEFUMI MATSUI AS A DIRECTOR	Management	For	For
1.12	ELECT E. STEPHEN PURDOM, M.D. AS A DIRECTOR	Management	For	For
1.13	ELECT BARBARA K. RIMER, PH.D. AS A DIRECTOR	Management	For	For
1.14	ELECT MARVIN R. SCHUSTER AS A DIRECTOR	Management	For	For
1.15	ELECT DAVID GARY THOMPSON AS A DIRECTOR	Management	For	For
1.16	ELECT TOHRU TONOIKE AS A DIRECTOR	Management	For	For
1.17	ELECT ROBERT L. WRIGHT AS A DIRECTOR	Management	For	For
2	RATIFICATION OF APPOINTMENT OF KPMG LLP AS INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM.	Management	For	For

ISSUER NAME: AMBAC FINANCIAL GROUP, INC. MEETING DATE: 05/03/2005
TICKER: ABK     SECURITY ID: 023139108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT PHILLIP B. LASSITER AS A DIRECTOR	Management	For	For
1.2	ELECT MICHAEL A. CALLEN AS A DIRECTOR	Management	For	For
1.3	ELECT JILL M. CONSIDINE AS A DIRECTOR	Management	For	For
1.4	ELECT ROBERT J. GENADER AS A DIRECTOR	Management	For	For
1.5	ELECT W. GRANT GREGORY AS A DIRECTOR	Management	For	For
1.6	ELECT THOMAS C. THEOBALD AS A DIRECTOR	Management	For	For
1.7	ELECT LAURA S. UNGER AS A DIRECTOR	Management	For	For
1.8	ELECT HENRY D.G. WALLACE AS A DIRECTOR	Management	For	For
2	APPROVE AMENDMENTS TO THE AMBAC 1997 EXECUTIVE INCENTIVE PLAN.	Management	For	For
3	RATIFY SELECTION OF KPMG LLP AS INDEPENDENT AUDITORS FOR 2005.	Management	For	For

ISSUER NAME: AMERICAN CAPITAL STRATEGIES, LTD. MEETING DATE: 06/20/2005
TICKER: ACAS     SECURITY ID: 024937104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT NEIL M. HAHL AS A DIRECTOR	Management	For	For
1.2	ELECT STAN LUNDINE AS A DIRECTOR	Management	For	For
2	APPROVAL OF THE COMPANY S 2005 EMPLOYEE STOCK OPTION PLAN.	Management	For	Against
3	APPROVAL OF AN AMENDMENT TO THE COMPANY S FUNDAMENTAL POLICIES REPEALING SUCH POLICIES.	Management	For	For
4	RATIFICATION OF APPOINTMENT OF ERNST & YOUNG LLP AS AUDITORS.1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: AMERICAN EXPRESS COMPANY MEETING DATE: 04/27/2005
TICKER: AXP     SECURITY ID: 025816109
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT D.F. AKERSON AS A DIRECTOR	Management	For	For
1.2	ELECT C. BARSHEFSKY AS A DIRECTOR	Management	For	For
1.3	ELECT W.G. BOWEN AS A DIRECTOR	Management	For	For
1.4	ELECT U.M. BURNS AS A DIRECTOR	Management	For	For
1.5	ELECT K.I. CHENAULT AS A DIRECTOR	Management	For	For
1.6	ELECT P.R. DOLAN AS A DIRECTOR	Management	For	For
1.7	ELECT V.E. JORDAN, JR. AS A DIRECTOR	Management	For	For
1.8	ELECT J. LESCHLY AS A DIRECTOR	Management	For	For
1.9	ELECT R.A. MCGINN AS A DIRECTOR	Management	For	For
1.10	ELECT E.D. MILLER AS A DIRECTOR	Management	For	For
1.11	ELECT F.P. POPOFF AS A DIRECTOR	Management	For	For
1.12	ELECT R.D. WALTER AS A DIRECTOR	Management	For	For
2	PROPOSAL TO RATIFY THE SELECTION OF PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT REGISTERED PUBLIC ACCOUNTANTS.	Management	For	For
3	SHAREHOLDER PROPOSAL RELATING TO STOCK OPTIONS.	Shareholder	Against	Against
4	SHAREHOLDER PROPOSAL REQUESTING A SEPARATE ANNUAL REPORT DESCRIBING THE COMPANY S POLITICAL CONTRIBUTIONS.	Shareholder	Against	Against

ISSUER NAME: AMERICREDIT CORP. MEETING DATE: 11/03/2004
TICKER: ACF     SECURITY ID: 03060R101
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT A.R. DIKE AS A DIRECTOR	Management	For	For
1.2	ELECT DOUGLAS K. HIGGINS AS A DIRECTOR	Management	For	For
1.3	ELECT KENNETH H. JONES, JR. AS A DIRECTOR	Management	For	For
2	PROPOSAL TO AMEND THE 1998 LIMITED STOCK OPTION PLAN FOR AMERICREDIT CORP.	Management	For	For
3	PROPOSAL TO AMEND THE AMENDED AND RESTATED 2000 LIMITED OMNIBUS AND INCENTIVE PLAN FOR AMERICREDIT CORP.	Management	For	Against
4	PROPOSAL TO APPROVE THE SENIOR EXECUTIVE BONUS PLAN.	Management	For	For
5	PROPOSAL TO RATIFY THE APPOINTMENT OF PRICEWATERHOUSECOOPERS AS ACCOUNTANTS FOR THE FISCAL YEAR ENDING JUNE 30, 2005.	Management	For	For

ISSUER NAME: AMERITRADE HOLDING CORPORATION MEETING DATE: 02/16/2005
TICKER: AMTD     SECURITY ID: 03074K100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT J. JOE RICKETTS AS A DIRECTOR	Management	For	For
1.2	ELECT DAN W. COOK III AS A DIRECTOR	Management	For	For
2	AUDITORS. RATIFICATION OF THE APPOINTMENT OF DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITORS FOR THE FISCAL YEAR ENDING SEPTEMBER 30, 2005.1	Management	For	For
3	TO VOTE, IN ITS DISCRETION, UPON ANY OTHER BUSINESS THAT MAY PROPERLY COME BEFORE THE ANNUAL MEETING OR ANY POSTPONEMENT OR ADJOURNMENT THEREOF. MANAGEMENT IS NOT AWARE OF ANY OTHER MATTERS THAT SHOULD COME BEFORE THE ANNUAL MEETING.	Management	For	Abstain
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: APARTMENT INVESTMENT AND MANAGEMENT MEETING DATE: 04/29/2005
TICKER: AIV     SECURITY ID: 03748R101
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT TERRY CONSIDINE AS A DIRECTOR	Management	For	For
1.2	ELECT JAMES N. BAILEY AS A DIRECTOR	Management	For	For
1.3	ELECT RICHARD S. ELLWOOD AS A DIRECTOR	Management	For	For
1.4	ELECT J. LANDIS MARTIN AS A DIRECTOR	Management	For	For
1.5	ELECT THOMAS L. RHODES AS A DIRECTOR	Management	For	For
1.6	ELECT MICHAEL A. STEIN AS A DIRECTOR	Management	For	For
2	TO RATIFY THE SELECTION OF ERNST & YOUNG LLP TO SERVE AS THE INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR AIMCO FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.1	Management	For	For
3	TO APPROVE THE SALE OF UP TO 5,000 HIGH PERFORMANCE UNITS.	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: ARCHIPELAGO HOLDINGS, INC. MEETING DATE: 05/10/2005
TICKER: AX     SECURITY ID: 03957A104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT GERALD D. PUTNAM AS A DIRECTOR	Management	For	For
1.2	ELECT RICHARD C. BREEDEN AS A DIRECTOR	Management	For	For
1.3	ELECT PHILIP D. DEFEO AS A DIRECTOR	Management	For	For
1.4	ELECT WILLIAM E. FORD AS A DIRECTOR	Management	For	For
1.5	ELECT JAMES J. MCNULTY AS A DIRECTOR	Management	For	For
1.6	ELECT GEORGE MUNOZ AS A DIRECTOR	Management	For	For
1.7	ELECT MICHAEL J. PASSARELLA AS A DIRECTOR	Management	For	For
1.8	ELECT STUART M. ROBBINS AS A DIRECTOR	Management	For	For
1.9	ELECT ROBERT G. SCOTT AS A DIRECTOR	Management	For	For
2	TO RATIFY THE APPOINTMENT OF ERNST & YOUNG LLP AS THE COMPANY S INDEPENDENT REGISTERED PUBLIC ACCOUNTANTS FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: ASSET ACCEPTANCE CAPITAL CORP. MEETING DATE: 05/17/2005
TICKER: AACC     SECURITY ID: 04543P100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT TERRENCE D. DANIELS AS A DIRECTOR	Management	For	For
1.2	ELECT WILLIAM F. PICKARD AS A DIRECTOR	Management	For	For
1.3	ELECT RUFUS H. REITZEL, JR. AS A DIRECTOR	Management	For	For
2	RATIFICATION OF ERNST & YOUNG LLP AS THE COMPANY S INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: BANCO POPOLARE DI VERONA E NOVARA SCRL, VERONA MEETING DATE: 04/22/2005
TICKER: --     SECURITY ID: T1866D101
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	APPROVE THE BOARD OF DIRECTORS, INTERNAL AND EXTERNAL AUDITORS REPORTS ON FY 2005; TO SUBMIT BALANCE SHEET REPORTS AND TO RESOLVE UPON PROFIT ALLOCATION; CONSOLIDATED BALANCE SHEET REPORTS AND SOCIAL BALANCE SHEET REPORT	Management	Unknown	Take No Action
2	APPOINT THE EXTERNAL AUDITORS FOR 3 YEARS TERM 2005/2007 FOR THE BALANCE SHEET AND THE CONSOLIDATED BALANCE SHEET AND ACCOUNTING REVIEW AS PER ARTICLE 155 OF THE LEGISLATIVE DECREE NO. 58 OF 24 FEB 1998, AS WELL AS FOR THE REVIEW OF BI-ANNUAL REPORT AND CONSOLIDATED BI-ANNUAL REPORT AS PER CONSOB REGULATION NO. 10867/97 CONSEQUENT POWERS BESTOWAL	Management	Unknown	Take No Action
3	APPROVE TO STATE MEDALS FOR PRESENCE TO BE ATTRIBUTED TO THE DIRECTORS OF FY 2005	Management	Unknown	Take No Action
4	APPOINT THE DIRECTORS FOR 3 YEARS TERM 2005/2007	Management	Unknown	Take No Action
5	APPOINT THE INTERNAL AUDITORS AND THEIR CHAIRMAN FOR 3 YEARS TERM 2005/2007 AND TO STATE THEIR EMOLUMENTS AS PER ARTICLES 45 OF THE BYLAW	Management	Unknown	Take No Action
6	APPOINT THE BOARD OF ARBITRATORS FOR 3 YEARS TERM 2005/2007	Management	Unknown	Take No Action
7	AMEND SOME ARTICLES OF THE BYLAW AND TO INTRODUCE A NEW ARTICLE 48-BIS, ALSO IN ORDER TO COPE WITH THE NEW LAW PROVISIONS STATED BY THE LAW DECREE NO. 5-6 OF 17 JAN 2005, NO. 37 OF 06 FEB 2004 AND NO. 310 OF 28 DEC 2004 COMPANY S LAW REFORM	Management	Unknown	Take No Action
8	APPROVE THE RESOLUTIONS RELATED THERETO AND POWER BESTOWAL	Management	Unknown	Take No Action
9	PLEASE NOTE IN THE EVENT THE MEETING DOES NOT REACH QUORUM, THERE WILL BE A SECOND CALL ON THE SAME DATE 23 APR 2005 AT 9:30 A.M. CONSEQUENTLY, YOUR VOTING INSTRUCTIONS WILL REMAIN VALID FOR ALL CALLS UNLESS THE AGENDA IS AMENDED. PLEASE BE ALSO ADVISED THAT YOUR SHARES WILL BE BLOCKED UNTIL THE QUORUM IS MET OR THE MEETING IS CANCELLED. THANK YOU	N/A	N/A	N/A

ISSUER NAME: BANGKOK BANK PUBLIC CO LTD MEETING DATE: 04/12/2005
TICKER: --     SECURITY ID: Y0606R119
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	APPROVE THE MINUTES OF THE 11TH AGM HELD ON 09 APR 2004	Management	Unknown	For
2	ACKNOWLEDGE THE REPORTS ON THE RESULTS OF OPERATIONS FOR THE YEAR 2004 AS PRESENTED IN THE ANNUAL REPORT	Management	Unknown	For
3	ACKNOWLEDGE THE REPORT OF THE AUDIT COMMITTEE	Management	Unknown	For
4	APPROVE THE BALANCE SHEET AND THE INCOME STATEMENT FOR THE YEAR 2004	Management	Unknown	For
5	APPROVE THE APPROPRIATION OF THE PROFIT AND PAYMENT OF DIVIDEND FOR THE YEAR 2004	Management	Unknown	For
6	ELECT THE DIRECTOR(S) IN PLACE OF THOSE RETIRING BY ROTATION1	Management	Unknown	For
7	APPOINT THE AUDITORS AND DETERMINE THE REMUNERATION	Management	Unknown	For
8	APPROVE THE AMENDMENT TO CLAUSE 4 THE REGISTERED CAPITAL OF THE BANK OF THE BANK S MEMORANDUM OF ASSOCIATION	Management	Unknown	For
9	APPROVE THE RECONSIDERATION OF THE RESOLUTIONS REGARDING THE ALLOCATIONS OF SHARES AND ISSUANCE OF VARIOUS TYPES OF THE BANK S SECURITIES	Management	Unknown	Abstain
10	OTHER BUSINESS	Management	Unknown	Abstain
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: BANK OF AMERICA CORPORATION MEETING DATE: 04/27/2005
TICKER: BAC     SECURITY ID: 060505104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT WILLIAM BARNET, III AS A DIRECTOR	Management	For	For
1.2	ELECT CHARLES W. COKER AS A DIRECTOR	Management	For	For
1.3	ELECT JOHN T. COLLINS AS A DIRECTOR	Management	For	For
1.4	ELECT GARY L. COUNTRYMAN AS A DIRECTOR	Management	For	For
1.5	ELECT PAUL FULTON AS A DIRECTOR	Management	For	For
1.6	ELECT CHARLES K. GIFFORD AS A DIRECTOR	Management	For	For
1.7	ELECT W. STEVEN JONES AS A DIRECTOR	Management	For	For
1.8	ELECT KENNETH D. LEWIS AS A DIRECTOR	Management	For	For
1.9	ELECT WALTER E. MASSEY AS A DIRECTOR	Management	For	For
1.10	ELECT THOMAS J. MAY AS A DIRECTOR	Management	For	For
1.11	ELECT PATRICIA E. MITCHELL AS A DIRECTOR	Management	For	For
1.12	ELECT EDWARD L. ROMERO AS A DIRECTOR	Management	For	For
1.13	ELECT THOMAS M. RYAN AS A DIRECTOR	Management	For	For
1.14	ELECT O. TEMPLE SLOAN, JR. AS A DIRECTOR	Management	For	For
1.15	ELECT MEREDITH R. SPANGLER AS A DIRECTOR	Management	For	For
1.16	ELECT ROBERT L. TILLMAN AS A DIRECTOR	Management	For	For
1.17	ELECT JACKIE M. WARD AS A DIRECTOR	Management	For	For
2	RATIFICATION OF INDEPENDENT PUBLIC ACCOUNTANTS	Management	For	For
3	STOCKHOLDER PROPOSAL - POLITICAL CONTRIBUTIONS	Shareholder	Against	Against
4	STOCKHOLDER PROPOSAL - NOMINATION OF DIRECTORS	Shareholder	Against	Against

ISSUER NAME: BERKSHIRE HATHAWAY INC. MEETING DATE: 04/30/2005
TICKER: BRKB     SECURITY ID: 084670207
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT WARREN E. BUFFETT AS A DIRECTOR	Management	For	For
1.2	ELECT CHARLES T. MUNGER AS A DIRECTOR	Management	For	For
1.3	ELECT HOWARD G. BUFFETT AS A DIRECTOR	Management	For	For
1.4	ELECT MALCOLM G. CHACE AS A DIRECTOR	Management	For	For
1.5	ELECT WILLIAM H. GATES III AS A DIRECTOR	Management	For	For
1.6	ELECT DAVID S. GOTTESMAN AS A DIRECTOR	Management	For	For
1.7	ELECT CHARLOTTE GUYMAN AS A DIRECTOR	Management	For	For
1.8	ELECT DONALD R. KEOUGH AS A DIRECTOR	Management	For	For
1.9	ELECT THOMAS S. MURPHY AS A DIRECTOR	Management	For	For
1.10	ELECT RONALD L. OLSON AS A DIRECTOR	Management	For	For
1.11	ELECT WALTER SCOTT, JR. AS A DIRECTOR	Management	For	For
2	PROPOSED AMENDMENT OF THE CORPORATION S RESTATED CERTIFICATE OF INCORPORATION THAT WOULD ADD TO THE VOTING RIGHTS OF HOLDERS OF CLASS B COMMON STOCK IN CERTAIN SITUATIONS.	Management	For	For
3	PROPOSED AMENDMENT OF THE CORPORATION S RESTATED CERTIFICATE OF INCORPORATION THAT WOULD CLARIFY THE RIGHTS OF HOLDERS OF CLASS B COMMON STOCK IN A STOCK SPLIT OR STOCK DIVIDEND.	Management	For	For

ISSUER NAME: CALAMOS ASSET MANAGEMENT, INC. MEETING DATE: 06/07/2005
TICKER: CLMS     SECURITY ID: 12811R104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT ARTHUR L. KNIGHT AS A DIRECTOR	Management	For	For
1.2	ELECT G. BRADFORD BULKLEY AS A DIRECTOR	Management	For	For
1.3	ELECT RICHARD W. GILBERT AS A DIRECTOR	Management	For	For
2	RATIFICATION OF THE APPOINTMENT OF KPMG LLP AS THE COMPANY S INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR THE COMPANY S FISCAL YEAR ENDING DECEMBER 31, 2005.	Management	For	For

ISSUER NAME: CAPITAL ONE FINANCIAL CORPORATION MEETING DATE: 04/28/2005
TICKER: COF     SECURITY ID: 14040H105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT PATRICK W. GROSS AS A DIRECTOR	Management	For	For
1.2	ELECT ANN FRITZ HACKETT AS A DIRECTOR	Management	For	For
2	RATIFICATION OF ERNST & YOUNG LLP AS INDEPENDENT AUDITORS OF THE CORPORATION FOR 2005.1	Management	For	For
3	STOCKHOLDER PROPOSAL: DIRECTOR ELECTION MAJORITY VOTE STANDARD.	Shareholder	Against	Against
4	STOCKHOLDER PROPOSAL: REPORT ON LONG-TERM TARGETS FOR STOCK OPTIONS TO BE HELD BY EXECUTIVES.	Shareholder	Against	Against
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: CATHAY GENERAL BANCORP MEETING DATE: 05/09/2005
TICKER: CATY     SECURITY ID: 149150104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT PATRICK S.D. LEE AS A DIRECTOR	Management	For	For
1.2	ELECT TING Y. LIU AS A DIRECTOR	Management	For	For
1.3	ELECT NELSON CHUNG AS A DIRECTOR	Management	For	For
2	TO APPROVE THE CATHAY GENERAL BANCORP 2005 INCENTIVE PLAN.	Management	For	For

ISSUER NAME: CBL & ASSOCIATES PROPERTIES, INC. MEETING DATE: 05/09/2005
TICKER: CBL     SECURITY ID: 124830100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT CHARLES B. LEBOVITZ AS A DIRECTOR	Management	For	For
1.2	ELECT CLAUDE M. BALLARD AS A DIRECTOR	Management	For	For
1.3	ELECT GARY L. BRYENTON AS A DIRECTOR	Management	For	For
1.4	ELECT LEO FIELDS AS A DIRECTOR	Management	For	For
2	TO ACT UPON A PROPOSAL TO APPROVE AN AMENDMENT TO THE COMPANY S AMENDED AND RESTATED CERTIFICATE OF INCORPORATION TO INCREASE THE NUMBER OF AUTHORIZED SHARES OF THE COMPANY S COMMON STOCK, PAR VALUE $0.01 PER SHARE, FROM 95,000,000 TO 180,000,000 SHARES	Management	For	For
3	TO RATIFY THE SELECTION OF DELOITTE & TOUCHE, LLP AS THE INDEPENDENT REGISTERED PUBLIC ACCOUNTANTS FOR THE COMPANY S FISCAL YEAR ENDING DECEMBER 31, 20051	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: CENTER FINANCIAL CORPORATION MEETING DATE: 05/11/2005
TICKER: CLFC     SECURITY ID: 15146E102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DAVID Z. HONG AS A DIRECTOR	Management	For	For
1.2	ELECT CHANG HWI KIM AS A DIRECTOR	Management	For	For
1.3	ELECT SANG HOON KIM AS A DIRECTOR	Management	For	For
1.4	ELECT MONICA M. YOON AS A DIRECTOR	Management	For	For

ISSUER NAME: CHICAGO MERCANTILE EXCHANGE HOLDINGS MEETING DATE: 04/27/2005
TICKER: CME     SECURITY ID: 167760107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT CRAIG S. DONOHUE AS A DIRECTOR	Management	For	For
1.2	ELECT TERRENCE A. DUFFY AS A DIRECTOR	Management	For	For
1.3	ELECT DANIEL R. GLICKMAN AS A DIRECTOR	Management	For	For
1.4	ELECT WILLIAM P. MILLER II AS A DIRECTOR	Management	For	For
1.5	ELECT JAMES E. OLIFF AS A DIRECTOR	Management	For	For
1.6	ELECT JOHN F. SANDNER AS A DIRECTOR	Management	For	For
1.7	ELECT TERRY L. SAVAGE AS A DIRECTOR	Management	For	For
2	APPROVAL OF THE CHICAGO MERCANTILE EXCHANGE HOLDINGS INC. 2005 DIRECTOR STOCK PLAN.	Management	For	Against
3	APPROVAL OF THE CHICAGO MERCANTILE EXCHANGE HOLDINGS INC. EMPLOYEE STOCK PURCHASE PLAN.	Management	For	For
4	RATIFICATION OF ERNST & YOUNG LLP AS OUR INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM.1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: CIT GROUP INC. MEETING DATE: 05/11/2005
TICKER: CIT     SECURITY ID: 125581108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JEFFREY M. PEEK AS A DIRECTOR	Management	For	For
1.2	ELECT GARY C. BUTLER AS A DIRECTOR	Management	For	For
1.3	ELECT WILLIAM A. FARLINGER AS A DIRECTOR	Management	For	For
1.4	ELECT WILLIAM M. FREEMAN AS A DIRECTOR	Management	For	For
1.5	ELECT HON. THOMAS H. KEAN AS A DIRECTOR	Management	For	For
1.6	ELECT MARIANNE MILLER PARRS AS A DIRECTOR	Management	For	For
1.7	ELECT TIMOTHY M. RING AS A DIRECTOR	Management	For	For
1.8	ELECT JOHN R. RYAN AS A DIRECTOR	Management	For	For
1.9	ELECT PETER J. TOBIN AS A DIRECTOR	Management	For	For
1.10	ELECT LOIS M. VAN DEUSEN AS A DIRECTOR	Management	For	For
2	RATIFICATION OF PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT ACCOUNTS.	Management	For	For
3	TO TRANSACT SUCH OTHER BUSINESS THAT MAY COME BEFORE THE MEETING.	Management	For	Abstain

ISSUER NAME: CITIGROUP INC. MEETING DATE: 04/19/2005
TICKER: C     SECURITY ID: 172967101
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT C. MICHAEL ARMSTRONG AS A DIRECTOR	Management	For	For
1.2	ELECT ALAIN J.P. BELDA AS A DIRECTOR	Management	For	For
1.3	ELECT GEORGE DAVID AS A DIRECTOR	Management	For	For
1.4	ELECT KENNETH T. DERR AS A DIRECTOR	Management	For	For
1.5	ELECT JOHN M. DEUTCH AS A DIRECTOR	Management	For	For
1.6	ELECT R. HERNANDEZ RAMIREZ AS A DIRECTOR	Management	For	For
1.7	ELECT ANN DIBBLE JORDAN AS A DIRECTOR	Management	For	For
1.8	ELECT KLAUS KLEINFELD AS A DIRECTOR	Management	For	For
1.9	ELECT DUDLEY C. MECUM AS A DIRECTOR	Management	For	For
1.10	ELECT ANNE MULCAHY AS A DIRECTOR	Management	For	For
1.11	ELECT RICHARD D. PARSONS AS A DIRECTOR	Management	For	For
1.12	ELECT CHARLES PRINCE AS A DIRECTOR	Management	For	For
1.13	ELECT JUDITH RODIN AS A DIRECTOR	Management	For	For
1.14	ELECT ROBERT E. RUBIN AS A DIRECTOR	Management	For	For
1.15	ELECT FRANKLIN A. THOMAS AS A DIRECTOR	Management	For	For
1.16	ELECT SANFORD I. WEILL AS A DIRECTOR	Management	For	For
1.17	ELECT ROBERT B. WILLUMSTAD AS A DIRECTOR	Management	For	For
2	PROPOSAL TO RATIFY THE SELECTION OF KPMG LLP AS CITIGROUP S INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR 2005.	Management	For	For
3	PROPOSAL TO APPROVE THE AMENDED AND RESTATED CITIGROUP 1999 STOCK INCENTIVE PLAN.	Management	For	For
4	STOCKHOLDER PROPOSAL REQUESTING A CURB ON EXECUTIVE COMPENSATION, NO FUTURE STOCK OPTION GRANTS AND NO RENEWALS OR EXTENSIONS OF OPTION PLANS.	Shareholder	Against	Against
5	STOCKHOLDER PROPOSAL REQUESTING A REPORT ON POLITICAL CONTRIBUTIONS.	Shareholder	Against	Against
6	STOCKHOLDER PROPOSAL REQUESTING THAT THE CHAIRMAN OF THE BOARD HAVE NO MANAGEMENT DUTIES, TITLES OR RESPONSIBILITIES.	Shareholder	Against	Against
7	STOCKHOLDER PROPOSAL REQUESTING THAT CEO COMPENSATION BE LIMITED TO NO MORE THAN 100 TIMES THE AVERAGE COMPENSATION PAID TO THE COMPANY S NON-MANAGERIAL WORKERS UNLESS PRIOR STOCKHOLDER APPROVAL IS GRANTED.	Shareholder	Against	Against
8	STOCKHOLDER PROPOSAL REQUESTING ELECTION OF DIRECTOR NOMINEES BY A MAJORITY OF VOTES CAST.	Shareholder	Against	Against
9	STOCKHOLDER PROPOSAL REQUESTING A BY-LAW AMENDMENT PROHIBITING THE PAYMENT OF NON-DEDUCTIBLE COMPENSATION TO ANY OFFICER UNLESS PRIOR STOCKHOLDER APPROVAL IS GRANTED.	Shareholder	Against	Against
10	STOCKHOLDER PROPOSAL REQUESTING THAT A SIMPLE MAJORITY VOTE APPLY ON EACH ISSUE THAT CAN BE SUBJECT TO A SHAREHOLDER VOTE.	Shareholder	Against	For

ISSUER NAME: CITY NATIONAL CORPORATION MEETING DATE: 05/04/2005
TICKER: CYN     SECURITY ID: 178566105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT RICHARD L. BLOCH AS A DIRECTOR	Management	For	For
1.2	ELECT BRAM GOLDSMITH AS A DIRECTOR	Management	For	For
1.3	ELECT ROBERT H. TUTTLE AS A DIRECTOR	Management	For	For
1.4	ELECT KENNETH ZIFFREN AS A DIRECTOR	Management	For	For
2	RATIFICATION OF KPMG LLP AS INDEPENDENT AUDITORS	Management	For	For

ISSUER NAME: COUNTRYWIDE FINANCIAL CORPORATION MEETING DATE: 08/17/2004
TICKER: CFC     SECURITY ID: 222372104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	TO APPROVE THE AMENDMENT TO THE COMPANY S RESTATED CERTIFICATE OF INCORPORATION INCREASING THE AUTHORIZED NUMBER OF SHARES OF COMMON STOCK.	Management	For	For

ISSUER NAME: COUNTRYWIDE FINANCIAL CORPORATION MEETING DATE: 06/15/2005
TICKER: CFC     SECURITY ID: 222372104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT ANGELO R. MOZILO AS A DIRECTOR	Management	For	For
1.2	ELECT STANFORD L. KURLAND AS A DIRECTOR	Management	For	For
1.3	ELECT OSCAR P. ROBERTSON AS A DIRECTOR	Management	For	For
1.4	ELECT KEITH P. RUSSELL AS A DIRECTOR	Management	For	For
2	TO APPROVE THE COMPANY S ANNUAL INCENTIVE PLAN, AS AMENDED AND RESTATED.	Management	For	For
3	TO RATIFY THE APPOINTMENT OF KPMG LLP AS INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.	Management	For	For

ISSUER NAME: DIGITAL REALTY TRUST, INC. MEETING DATE: 05/06/2005
TICKER: DLR     SECURITY ID: 253868103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT RICHARD A. MAGNUSON AS A DIRECTOR	Management	For	For
1.2	ELECT MICHAEL F. FOUST AS A DIRECTOR	Management	For	For
1.3	ELECT LAURENCE A. CHAPMAN AS A DIRECTOR	Management	For	For
1.4	ELECT RUANN F. ERNST, PH.D. AS A DIRECTOR	Management	For	For
1.5	ELECT KATHLEEN EARLEY REED AS A DIRECTOR	Management	For	For
1.6	ELECT DENNIS E. SINGLETON AS A DIRECTOR	Management	For	For
2	RATIFICATION OF THE SELECTION OF KPMG LLP AS THE COMPANY S INDEPENDENT AUDITORS FOR THE YEAR ENDED DECEMBER 31, 2005.	Management	For	For

ISSUER NAME: DORAL FINANCIAL CORPORATION MEETING DATE: 04/20/2005
TICKER: DRL     SECURITY ID: 25811P100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT RICHARD F. BONINI AS A DIRECTOR	Management	For	For
1.2	ELECT EDGAR M. CULLMAN, JR. AS A DIRECTOR	Management	For	For
1.3	ELECT JOHN L. ERNST AS A DIRECTOR	Management	For	For
1.4	ELECT PETER A. HOFFMAN AS A DIRECTOR	Management	For	For
1.5	ELECT EFRAIM KIER AS A DIRECTOR	Management	For	For
1.6	ELECT SALOMON LEVIS AS A DIRECTOR	Management	For	For
1.7	ELECT ZOILA LEVIS AS A DIRECTOR	Management	For	For
1.8	ELECT HAROLD D. VICENTE AS A DIRECTOR	Management	For	For
1.9	ELECT JOHN B. HUGHES AS A DIRECTOR	Management	For	For
2	APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM	Management	For	For

ISSUER NAME: DOWNEY FINANCIAL CORP. MEETING DATE: 04/27/2005
TICKER: DSL     SECURITY ID: 261018105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT GERALD E. FINNELL AS A DIRECTOR	Management	For	For
1.2	ELECT MAURICE L. MCALISTER AS A DIRECTOR	Management	For	For
1.3	ELECT DANIEL D. ROSENTHAL AS A DIRECTOR	Management	For	For
2	RATIFY THE APPOINTMENT OF KPMG LLP AS AUDITORS FOR THE YEAR 2005.	Management	For	For

ISSUER NAME: DUKE REALTY CORPORATION MEETING DATE: 04/27/2005
TICKER: DRE     SECURITY ID: 264411505
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT BARRINGTON H. BRANCH AS A DIRECTOR	Management	For	For
1.2	ELECT GEOFFREY BUTTON AS A DIRECTOR	Management	For	For
1.3	ELECT WILLIAM CAVANAUGH III AS A DIRECTOR	Management	For	For
1.4	ELECT NGAIRE E. CUNEO AS A DIRECTOR	Management	For	For
1.5	ELECT CHARLES R. EITEL AS A DIRECTOR	Management	For	For
1.6	ELECT R. GLENN HUBBARD AS A DIRECTOR	Management	For	For
1.7	ELECT MARTIN C. JISCHKE AS A DIRECTOR	Management	For	For
1.8	ELECT L. BEN LYTLE AS A DIRECTOR	Management	For	For
1.9	ELECT WILLIAM O. MCCOY AS A DIRECTOR	Management	For	For
1.10	ELECT JOHN W. NELLEY, JR. AS A DIRECTOR	Management	For	For
1.11	ELECT DENNIS D. OKLAK AS A DIRECTOR	Management	For	For
1.12	ELECT JACK R. SHAW AS A DIRECTOR	Management	For	For
1.13	ELECT ROBERT J. WOODWARD, JR. AS A DIRECTOR	Management	For	For
2	PROPOSAL TO APPROVE THE 2005 LONG-TERM INCENTIVE PLAN	Management	For	For
3	PROPOSAL TO APPROVE AMENDMENTS TO ANTI-DILUTION PROVISIONS OF PREVIOUSLY EXISTING LONG-TERM INCENTIVE PLANS	Management	For	For
4	PROPOSAL TO RATIFY THE APPOINTMENT OF KPMG LLP AS INDEPENDENT AUDITORS	Management	For	For

ISSUER NAME: E*TRADE FINANCIAL CORPORATION MEETING DATE: 05/26/2005
TICKER: ET     SECURITY ID: 269246104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT MITCHELL H. CAPLAN AS A DIRECTOR	Management	For	For
1.2	ELECT C. CATHLEEN RAFFAELI AS A DIRECTOR	Management	For	For
1.3	ELECT DARYL G. BREWSTER AS A DIRECTOR	Management	For	For
1.4	ELECT STEPHEN H. WILLARD AS A DIRECTOR	Management	For	For
2	TO APPROVE THE 2005 EQUITY INCENTIVE PLAN.	Management	For	Against
3	TO APPROVE THE 2005 EXECUTIVE BONUS PLAN.	Management	For	For
4	TO RATIFY THE SELECTION OF DELOITTE & TOUCHE LLP AS INDEPENDENT PUBLIC ACCOUNTANTS FOR THE COMPANY FOR FISCAL YEAR 2005.1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: EAST WEST BANCORP, INC. MEETING DATE: 05/25/2005
TICKER: EWBC     SECURITY ID: 27579R104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DOMINIC NG AS A DIRECTOR	Management	For	For
1.2	ELECT HERMAN LI AS A DIRECTOR	Management	For	For
2	APPROVAL OF AMENDMENT TO CERTIFICATE OF INCORPORATION INCREASING NUMBER OF AUTHORIZED SHARES OF COMMON STOCK	Management	For	For
3	RATIFY THE SELECTION OF DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITORS FOR THE 2005 FISCAL YEAR1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: ENCORE CAPITAL GROUP, INC. MEETING DATE: 05/03/2005
TICKER: ECPG     SECURITY ID: 292554102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT BARRY R. BARKLEY AS A DIRECTOR	Management	For	For
1.2	ELECT J. BRANDON BLACK AS A DIRECTOR	Management	For	For
1.3	ELECT RAYMOND FLEMING AS A DIRECTOR	Management	For	For
1.4	ELECT CARL C. GREGORY, III AS A DIRECTOR	Management	For	For
1.5	ELECT ERIC D. KOGAN AS A DIRECTOR	Management	For	For
1.6	ELECT ALEXANDER LEMOND AS A DIRECTOR	Management	For	For
1.7	ELECT RICHARD A. MANDELL AS A DIRECTOR	Management	For	For
1.8	ELECT PETER W. MAY AS A DIRECTOR	Management	For	For
1.9	ELECT NELSON PELTZ AS A DIRECTOR	Management	For	For
2	APPROVAL OF 2005 STOCK INCENTIVE PLAN.	Management	For	Against
3	RATIFICATION OF SELECTION OF INDEPENDENT AUDITORS.	Management	For	For

ISSUER NAME: ENDURANCE SPECIALTY HOLDINGS LTD. MEETING DATE: 04/27/2005
TICKER: ENH     SECURITY ID: G30397106
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT BARHAM (1) AS A DIRECTOR1	Management	For	For
1.2	ELECT BARNES (1) AS A DIRECTOR1	Management	For	For
1.3	ELECT BOLINDER (1) AS A DIRECTOR1	Management	For	For
1.4	ELECT O'NEILL (1) AS A DIRECTOR1	Management	For	For
1.5	ELECT PERRY (1) AS A DIRECTOR1	Management	For	For
1.6	ELECT SCHIFTER (1) AS A DIRECTOR1	Management	For	For
1.7	ELECT SPASS (1) AS A DIRECTOR1	Management	For	For
1.8	ELECT BAILY (2) AS A DIRECTOR1	Management	For	For
1.9	ELECT BARHAM (2) AS A DIRECTOR1	Management	For	For
1.10	ELECT BARNES (2) AS A DIRECTOR1	Management	For	For
1.11	ELECT BOLINDER (2) AS A DIRECTOR1	Management	For	For
1.12	ELECT DINOVI (2) AS A DIRECTOR1	Management	For	For
1.13	ELECT FROLAND AS A DIRECTOR	Management	For	For
1.14	ELECT LESTRANGE (2) AS A DIRECTOR1	Management	For	For
1.15	ELECT O'NEILL (2) AS A DIRECTOR1	Management	For	For
1.16	ELECT PERRY (2) AS A DIRECTOR1	Management	For	For
1.17	ELECT SCHIFTER (2) AS A DIRECTOR1	Management	For	For
1.18	ELECT SPASS (2) AS A DIRECTOR1	Management	For	For
1.19	ELECT BOLINDER (3) AS A DIRECTOR1	Management	For	For
1.20	ELECT BOUCHER (3) AS A DIRECTOR1	Management	For	For
1.21	ELECT DINOVI (3) AS A DIRECTOR1	Management	For	For
1.22	ELECT LESTRANGE (3) AS A DIRECTOR1	Management	For	For
1.23	ELECT MINSHALL (3) AS A DIRECTOR1	Management	For	For
1.24	ELECT SPASS (3) AS A DIRECTOR1	Management	For	For
1.25	ELECT BOLINDER (4) AS A DIRECTOR1	Management	For	For
1.26	ELECT BOUCHER (4) AS A DIRECTOR1	Management	For	For
1.27	ELECT DINOVI (3) AS A DIRECTOR1	Management	For	For
1.28	ELECT LESTRANGE (4) AS A DIRECTOR1	Management	For	For
1.29	ELECT MINSHALL (4) AS A DIRECTOR1	Management	For	For
1.30	ELECT SPASS (4) AS A DIRECTOR1	Management	For	For
1.31	ELECT BOLINDER (5) AS A DIRECTOR1	Management	For	For
1.32	ELECT CARLSEN (5) AS A DIRECTOR1	Management	For	For
1.33	ELECT LESTRANGE (5) AS A DIRECTOR1	Management	For	For
2	TO APPROVE THE COMPANY S AMENDED AND RESTATE BYE-LAWS.	Management	For	For
3	TO INCREASE THE CURRENT SIZE OF THE COMPANY S BOARD OF DIRECTORS FOR TWELVE (12) TO FIFTEEN (15).1	Management	For	For
4	TO ADOPT THE COMPANY S AMENDED AND RESTATED 2003 NON-EMPLOYEE DIRECTOR EQUITY INCENTIVE PLAN.	Management	For	Against
5	TO APPOINT ERNST & YOUNG AS THE INDEPENDENT AUDITORS OF THE COMPANY FOR THE YEAR ENDING DECEMBER 31, 2005 AND TO AUTHORIZE THE BOARD OF DIRECTORS, ACTING THROUGH THE AUDIT COMMITTEE, TO SET THE FEES FOR THE INDEPENDENT AUDITORS.1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: EQUITY LIFESTYLE PROPERTIES, INC. MEETING DATE: 05/10/2005
TICKER: ELS     SECURITY ID: 29472R108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DONALD S. CHISHOLM AS A DIRECTOR	Management	For	For
1.2	ELECT THOMAS E. DOBROWSKI AS A DIRECTOR	Management	For	For
1.3	ELECT THOMAS P. HENEGHAN AS A DIRECTOR	Management	For	For
1.4	ELECT JOE B. MCADAMS AS A DIRECTOR	Management	For	For
1.5	ELECT SHELI Z. ROSENBERG AS A DIRECTOR	Management	For	For
1.6	ELECT HOWARD WALKER AS A DIRECTOR	Management	For	For
1.7	ELECT GARY L. WATERMAN AS A DIRECTOR	Management	For	For
1.8	ELECT SAMUEL ZELL AS A DIRECTOR	Management	For	For

ISSUER NAME: EQUITY RESIDENTIAL MEETING DATE: 05/26/2005
TICKER: EQR     SECURITY ID: 29476L107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JOHN W. ALEXANDER AS A DIRECTOR	Management	For	For
1.2	ELECT CHARLES L. ATWOOD AS A DIRECTOR	Management	For	For
1.3	ELECT BRUCE W. DUNCAN AS A DIRECTOR	Management	For	For
1.4	ELECT STEPHEN O. EVANS AS A DIRECTOR	Management	For	For
1.5	ELECT JAMES D. HARPER, JR. AS A DIRECTOR	Management	For	For
1.6	ELECT BOONE A. KNOX AS A DIRECTOR	Management	For	For
1.7	ELECT DESIREE G. ROGERS AS A DIRECTOR	Management	For	For
1.8	ELECT SHELI Z. ROSENBERG AS A DIRECTOR	Management	For	For
1.9	ELECT GERALD A. SPECTOR AS A DIRECTOR	Management	For	For
1.10	ELECT B. JOSEPH WHITE AS A DIRECTOR	Management	For	For
1.11	ELECT SAMUEL ZELL AS A DIRECTOR	Management	For	For
2	RATIFICATION OF THE SELECTION OF ERNST & YOUNG LLP AS THE COMPANY S INDEPENDENT AUDITORS FOR THE YEAR ENDING DECEMBER 31, 2005.1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: FEDERAL REALTY INVESTMENT TRUST MEETING DATE: 05/04/2005
TICKER: FRT     SECURITY ID: 313747206
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT MARK S. ORDAN AS A DIRECTOR	Management	For	For
1.2	ELECT DONALD C. WOOD AS A DIRECTOR	Management	For	For
2	TO RATIFY THE APPOINTMENT OF GRANT THORNTON LLP AS THE TRUST S INDEPENDENT ACCOUNTANTS FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.	Management	For	For
3	TO CONSIDER A SHAREHOLDER PROPOSAL TO MODIFY THE SHAREHOLDER VOTE REQUIRED TO ELECT TRUSTEES FROM A PLURALITY VOTE TO A MAJORITY VOTE, IF PROPERLY PRESENTED AT THE ANNUAL MEETING.	Shareholder	Against	Against

ISSUER NAME: FIDELITY NATIONAL FINANCIAL, INC. MEETING DATE: 12/16/2004
TICKER: FNF     SECURITY ID: 316326107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT WILLIAM A. IMPARATO AS A DIRECTOR	Management	For	For
1.2	ELECT DONALD M. KOLL AS A DIRECTOR	Management	For	For
1.3	ELECT GEN. WILLIAM LYON AS A DIRECTOR	Management	For	For
1.4	ELECT CARY H. THOMPSON AS A DIRECTOR	Management	For	For
2	TO APPROVE THE ADOPTION OF THE FIDELITY NATIONAL FINANCIAL, INC. 2004 OMNIBUS INCENTIVE PLAN.	Management	For	Against
3	TO APPROVE THE SECOND AMENDMENT AND RESTATEMENT OF THE FIDELITY NATIONAL FINANCIAL, INC. AMENDED AND RESTATED 2001 STOCK INCENTIVE PLAN.	Management	For	For
4	TO APPROVE THE SECOND AMENDMENT AND RESTATEMENT OF THE FIDELITY NATIONAL FINANCIAL, INC. AMENDED AND RESTATED 1998 STOCK INCENTIVE PLAN.	Management	For	For
5	TO APPROVE THE AMENDMENT AND RESTATEMENT OF THE FIDELITY NATIONAL FINANCIAL, INC. 1987 STOCK OPTION PLAN.	Management	For	For
6	TO RATIFY THE APPOINTMENT OF KPMG LLP AS OUR INDEPENDENT AUDITORS FOR THE 2004 FISCAL YEAR.	Management	For	For

ISSUER NAME: FIDELITY NATIONAL FINANCIAL, INC. MEETING DATE: 06/22/2005
TICKER: FNF     SECURITY ID: 316326107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT WILLIAM P. FOLEY, II AS A DIRECTOR	Management	For	For
1.2	ELECT FRANK P. WILLEY AS A DIRECTOR	Management	For	For
1.3	ELECT TERRY N. CHRISTENSEN AS A DIRECTOR	Management	For	For
1.4	ELECT THOMAS M. HAGERTY AS A DIRECTOR	Management	For	For
2	TO RATIFY THE APPOINTMENT OF KPMG LLP AS OUR INDEPENDENT AUDITORS FOR THE 2005 FISCAL YEAR.	Management	For	For

ISSUER NAME: FIRST MARBLEHEAD CORPORATION MEETING DATE: 11/18/2004
TICKER: FMD     SECURITY ID: 320771108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DANIEL MAXWELL MEYERS AS A DIRECTOR	Management	For	For
1.2	ELECT STEPHEN E. ANBINDER AS A DIRECTOR	Management	For	For
1.3	ELECT LESLIE L. ALEXANDER AS A DIRECTOR	Management	For	For
1.4	ELECT WILLIAM R. BERKLEY AS A DIRECTOR	Management	For	For
1.5	ELECT DORT A. CAMERON III AS A DIRECTOR	Management	For	For
1.6	ELECT GEORGE G. DALY AS A DIRECTOR	Management	For	For
1.7	ELECT PETER S. DROTCH AS A DIRECTOR	Management	For	For
1.8	ELECT WILLIAM D. HANSEN AS A DIRECTOR	Management	For	For
2	APPROVE AN AMENDMENT TO OUR RESTATED CERTIFICATE OF INCORPORATION TO INCREASE THE AUTHORIZED NUMBER OF SHARES OF CAPITAL STOCK.	Management	For	For
3	APPROVE OUR EXECUTIVE INCENTIVE COMPENSATION PLAN.	Management	For	For

ISSUER NAME: FRANKLIN RESOURCES, INC. MEETING DATE: 01/25/2005
TICKER: BEN     SECURITY ID: 354613101
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT SAMUEL H. ARMACOST AS A DIRECTOR	Management	For	For
1.2	ELECT HARMON E. BURNS AS A DIRECTOR	Management	For	For
1.3	ELECT CHARLES CROCKER AS A DIRECTOR	Management	For	For
1.4	ELECT ROBERT D. JOFFE AS A DIRECTOR	Management	For	For
1.5	ELECT CHARLES B. JOHNSON AS A DIRECTOR	Management	For	For
1.6	ELECT RUPERT H. JOHNSON, JR. AS A DIRECTOR	Management	For	For
1.7	ELECT THOMAS H. KEAN AS A DIRECTOR	Management	For	For
1.8	ELECT CHUTTA RATNATHICAM AS A DIRECTOR	Management	For	For
1.9	ELECT PETER M. SACERDOTE AS A DIRECTOR	Management	For	For
1.10	ELECT ANNE M. TATLOCK AS A DIRECTOR	Management	For	For
1.11	ELECT LOUIS E. WOODWORTH AS A DIRECTOR	Management	For	For
2	RATIFICATION OF THE APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS THE INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR THE FISCAL YEAR ENDING SEPTEMBER 30, 2005.	Management	For	For
3	APPROVAL OF THE AMENDMENT AND RESTATEMENT OF THE FRANKLIN RESOURCES, INC. 2002 UNIVERSAL STOCK INCENTIVE PLAN.	Management	For	Against
4	APPROVAL OF THE AMENDMENT OF THE CERTIFICATE OF INCORPORATION, AS AMENDED, TO INCREASE THE NUMBER OF SHARES OF COMMON STOCK AUTHORIZED FOR ISSUANCE.	Management	For	Against

ISSUER NAME: GENERAL ELECTRIC COMPANY MEETING DATE: 04/27/2005
TICKER: GE     SECURITY ID: 369604103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JAMES I. CASH, JR. AS A DIRECTOR	Management	For	For
1.2	ELECT WILLIAM M. CASTELL AS A DIRECTOR	Management	For	For
1.3	ELECT DENNIS D. DAMMERMAN AS A DIRECTOR	Management	For	For
1.4	ELECT ANN M. FUDGE AS A DIRECTOR	Management	For	For
1.5	ELECT CLAUDIO X. GONZALEZ AS A DIRECTOR	Management	For	For
1.6	ELECT JEFFREY R. IMMELT AS A DIRECTOR	Management	For	For
1.7	ELECT ANDREA JUNG AS A DIRECTOR	Management	For	For
1.8	ELECT ALAN G. LAFLEY AS A DIRECTOR	Management	For	For
1.9	ELECT RALPH S. LARSEN AS A DIRECTOR	Management	For	For
1.10	ELECT ROCHELLE B. LAZARUS AS A DIRECTOR	Management	For	For
1.11	ELECT SAM NUNN AS A DIRECTOR	Management	For	For
1.12	ELECT ROGER S. PENSKE AS A DIRECTOR	Management	For	For
1.13	ELECT ROBERT J. SWIERINGA AS A DIRECTOR	Management	For	For
1.14	ELECT DOUGLAS A. WARNER III AS A DIRECTOR	Management	For	For
1.15	ELECT ROBERT C. WRIGHT AS A DIRECTOR	Management	For	For
2	RATIFICATION OF SELECTION OF INDEPENDENT AUDITOR	Management	For	For
3	CUMULATIVE VOTING	Shareholder	Against	Against
4	REPORT ON NUCLEAR RISK	Shareholder	Against	Against
5	REPORT ON PCB CLEANUP COSTS	Shareholder	Against	Against
6	CURB OVER-EXTENDED DIRECTORS	Shareholder	Against	Against
7	REPORT ON SUSTAINABILITY	Shareholder	Against	Against
8	DISCLOSE POLITICAL CONTRIBUTIONS	Shareholder	Against	Against
9	ANIMAL TESTING	Shareholder	Against	Against

ISSUER NAME: GENWORTH FINANCIAL, INC. MEETING DATE: 05/19/2005
TICKER: GNW     SECURITY ID: 37247D106
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT FRANK J. BORELLI AS A DIRECTOR	Management	For	For
1.2	ELECT MICHAEL D. FRAIZER AS A DIRECTOR	Management	For	For
1.3	ELECT J. ROBERT "BOB" KERREY AS A DIRECTOR	Management	For	For
1.4	ELECT THOMAS B. WHEELER AS A DIRECTOR	Management	For	For
2	APPROVAL OF THE 2004 GENWORTH FINANCIAL, INC. OMNIBUS INCENTIVE PLAN.	Management	For	Against
3	RATIFICATION OF THE SELECTION OF KPMG LLP AS THE INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR 2005.	Management	For	For

ISSUER NAME: GOLDEN WEST FINANCIAL CORPORATION MEETING DATE: 04/26/2005
TICKER: GDW     SECURITY ID: 381317106
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT LOUIS J. GALEN AS A DIRECTOR	Management	For	For
1.2	ELECT ANTONIA HERNANDEZ AS A DIRECTOR	Management	For	For
1.3	ELECT BERNARD A. OSHER AS A DIRECTOR	Management	For	For
2	APPROVAL OF THE 2005 STOCK INCENTIVE PLAN.	Management	For	Against
3	RATIFICATION OF THE SELECTION OF DELOITTE & TOUCHE LLP TO SERVE AS THE COMPANY S INDEPENDENT OUTSIDE AUDITORS FOR THE YEAR ENDING DECEMBER 31, 2005.1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: GREENPOINT FINANCIAL CORP. MEETING DATE: 08/30/2004
TICKER: GPT     SECURITY ID: 395384100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	TO ADOPT THE AGREEMENT AND PLAN OF MERGER, DATED AS OF FEBRUARY 15, 2004, BY AND BETWEEN NORTH FORK BANCORPORATION, INC. AND GREENPOINT FINANCIAL CORP.	Management	For	For

ISSUER NAME: HCC INSURANCE HOLDINGS, INC. MEETING DATE: 05/12/2005
TICKER: HCC     SECURITY ID: 404132102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT FRANK J. BRAMANTI AS A DIRECTOR	Management	For	For
1.2	ELECT PATRICK B. COLLINS AS A DIRECTOR	Management	For	For
1.3	ELECT JAMES R. CRANE AS A DIRECTOR	Management	For	For
1.4	ELECT J. ROBERT DICKERSON AS A DIRECTOR	Management	For	For
1.5	ELECT WALTER M. DUER AS A DIRECTOR	Management	For	For
1.6	ELECT EDWARD H. ELLIS, JR. AS A DIRECTOR	Management	For	For
1.7	ELECT JAMES C. FLAGG AS A DIRECTOR	Management	For	For
1.8	ELECT ALLAN W. FULKERSON AS A DIRECTOR	Management	For	For
1.9	ELECT WALTER J. LACK AS A DIRECTOR	Management	For	For
1.10	ELECT JOHN N. MOLBECK, JR. AS A DIRECTOR	Management	For	For
1.11	ELECT MICHAEL A.F. ROBERTS AS A DIRECTOR	Management	For	For
1.12	ELECT STEPHEN L. WAY AS A DIRECTOR	Management	For	For

ISSUER NAME: HSBC HOLDINGS PLC MEETING DATE: 05/27/2005
TICKER: HBC     SECURITY ID: 404280406
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	TO RECEIVE THE REPORT AND ACCOUNTS FOR 2004	Management	For	For
2.1	ELECT SIR JOHN BOND AS A DIRECTOR	Management	For	For
2.2	ELECT R K F CH'IEN AS A DIRECTOR	Management	For	For
2.3	ELECT J D COOMBE AS A DIRECTOR	Management	For	For
2.4	ELECT BARONESS DUNN AS A DIRECTOR	Management	For	For
2.5	ELECT D J FLINT AS A DIRECTOR	Management	For	For
2.6	ELECT J W J HUGHES-HALLETT AS A DIRECTOR	Management	For	For
2.7	ELECT SIR BRIAN MOFFAT AS A DIRECTOR	Management	For	For
2.8	ELECT S W NEWTON AS A DIRECTOR	Management	For	For
2.9	ELECT H SOHMEN AS A DIRECTOR	Management	For	For
3	TO REAPPOINT THE AUDITOR AT REMUNERATION TO BE DETERMINED BY THE GROUP AUDIT COMMITTEE	Management	For	For
4	TO APPROVE THE DIRECTORS REMUNERATION REPORT FOR 2004	Management	For	For
5	TO AUTHORISE THE DIRECTORS TO ALLOT SHARES	Management	For	For
6	TO DISAPPLY PRE-EMPTION RIGHTS (SPECIAL RESOLUTION)1	Management	For	For
7	TO AUTHORISE THE COMPANY TO PURCHASE ITS OWN ORDINARY SHARES	Management	For	For
8	TO AMEND THE HSBC HOLDINGS SAVINGS-RELATED SHARE OPTION PLAN.	Management	For	For
9	TO AMEND THE HSBC HOLDINGS SAVINGS-RELATED SHARE OPTION PLAN: INTERNATIONAL	Management	For	For
10	TO APPROVE THE HSBC US EMPLOYEE STOCK PLAN	Management	For	For
11	TO APPROVE THE HSBC SHARE PLAN	Management	For	For
12	TO ALTER THE ARTICLES OF ASSOCIATION (SPECIAL RESOLUTION)1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: HUDSON CITY BANCORP, INC. MEETING DATE: 05/27/2005
TICKER: HCBK     SECURITY ID: 443683107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT RONALD E. HERMANCE, JR. AS A DIRECTOR	Management	For	For
1.2	ELECT WILLIAM G. BARDEL AS A DIRECTOR	Management	For	For
1.3	ELECT SCOTT A. BELAIR AS A DIRECTOR	Management	For	For
2	APPROVAL OF THE AMENDED AND RESTATED PLAN OF CONVERSION AND REORGANIZATION.	Management	For	For
3	APPROVAL OF THE AMENDED AND RESTATED CERTIFICATE OF INCORPORATION.	Management	For	Against
4	APPROVAL OF THE EXECUTIVE OFFICER ANNUAL INCENTIVE PLAN OF HUDSON CITY BANCORP, INC.	Management	For	For
5	RATIFICATION OF THE APPOINTMENT OF KPMG LLP AS INDEPENDENT AUDITORS FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.	Management	For	For
6	TO ADJOURN THE ANNUAL MEETING IF NECESSARY TO PERMIT FURTHER SOLICITATION OF PROXIES IF THERE ARE NOT SUFFICIENT VOTES AT THE TIME OF THE ANNUAL MEETING TO APPROVE PROPOSAL 2.	Management	For	Abstain

ISSUER NAME: INVESTORS FINANCIAL SERVICES CORP. MEETING DATE: 04/14/2005
TICKER: IFIN     SECURITY ID: 461915100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT PHYLLIS S. SWERSKY AS A DIRECTOR	Management	For	For
1.2	ELECT EDWARD F. HINES, JR. AS A DIRECTOR	Management	For	For
2	TO APPROVE THE COMPANY S 2005 EQUITY INCENTIVE PLAN.	Management	For	Against
3	TO RATIFY THE SELECTION OF DELOITTE & TOUCHE LLP AS THE COMPANY S INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: JPMORGAN CHASE & CO. MEETING DATE: 05/17/2005
TICKER: JPM     SECURITY ID: 46625H100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT HANS W. BECHERER AS A DIRECTOR	Management	For	For
1.2	ELECT JOHN H. BIGGS AS A DIRECTOR	Management	For	For
1.3	ELECT LAWRENCE A. BOSSIDY AS A DIRECTOR	Management	For	For
1.4	ELECT STEPHEN B. BURKE AS A DIRECTOR	Management	For	For
1.5	ELECT JAMES S. CROWN AS A DIRECTOR	Management	For	For
1.6	ELECT JAMES DIMON AS A DIRECTOR	Management	For	For
1.7	ELECT ELLEN V. FUTTER AS A DIRECTOR	Management	For	For
1.8	ELECT WILLIAM H. GRAY III AS A DIRECTOR	Management	For	For
1.9	ELECT WILLIAM B. HARRISON JR. AS A DIRECTOR	Management	For	For
1.10	ELECT LABAN P. JACKSON JR. AS A DIRECTOR	Management	For	For
1.11	ELECT JOHN W. KESSLER AS A DIRECTOR	Management	For	For
1.12	ELECT ROBERT I. LIPP AS A DIRECTOR	Management	For	For
1.13	ELECT RICHARD A. MANOOGIAN AS A DIRECTOR	Management	For	For
1.14	ELECT DAVID C. NOVAK AS A DIRECTOR	Management	For	For
1.15	ELECT LEE R. RAYMOND AS A DIRECTOR	Management	For	For
1.16	ELECT WILLIAM C. WELDON AS A DIRECTOR	Management	For	For
2	APPOINTMENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM	Management	For	For
3	APPROVAL OF 2005 LONG-TERM INCENTIVE PLAN	Management	For	For
4	DIRECTOR TERM LIMITS	Shareholder	Against	Against
5	SEPARATION OF CHAIRMAN AND CEO	Shareholder	Against	Against
6	COMPETITIVE PAY	Shareholder	Against	Against
7	RECOUP UNEARNED MANAGEMENT BONUSES	Shareholder	Against	Against

ISSUER NAME: LABRANCHE & CO INC. MEETING DATE: 05/17/2005
TICKER: LAB     SECURITY ID: 505447102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT THOMAS E. DOOLEY AS A DIRECTOR	Management	For	For
2	PROPOSAL TO RATIFY THE APPOINTMENT OF KPMG LLP AS LABRANCHE S INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR THE YEAR ENDING DECEMBER 31, 2005.	Management	For	For

ISSUER NAME: LEHMAN BROTHERS HOLDINGS INC. MEETING DATE: 04/05/2005
TICKER: LEH     SECURITY ID: 524908100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT MICHAEL L. AINSLIE AS A DIRECTOR	Management	For	For
1.2	ELECT JOHN F. AKERS AS A DIRECTOR	Management	For	For
1.3	ELECT RICHARD S. FULD, JR. AS A DIRECTOR	Management	For	For
2	RATIFICATION OF ERNST & YOUNG LLP AS INDEPENDENT AUDITORS FOR THE FISCAL YEAR 2005.1	Management	For	For
3	APPROVAL OF 2005 STOCK INCENTIVE PLAN.	Management	For	Against
4	SHAREHOLDER PROPOSAL REGARDING CEO COMPENSATION.	Shareholder	Against	Against
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: LINCOLN NATIONAL CORPORATION MEETING DATE: 05/12/2005
TICKER: LNC     SECURITY ID: 534187109
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT MARCIA J. AVEDON, PH.D. AS A DIRECTOR	Management	For	For
1.2	ELECT J. PATRICK BARRETT AS A DIRECTOR	Management	For	For
1.3	ELECT MICHAEL F. MEE AS A DIRECTOR	Management	For	For
2	TO RATIFY THE APPOINTMENT OF ERNST & YOUNG LLP, AS INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM.1	Management	For	For
3	TO APPROVE THE AMENDED AND RESTATED INCENTIVE COMPENSATION PLAN.	Management	For	Against
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: M&T BANK CORPORATION MEETING DATE: 04/19/2005
TICKER: MTB     SECURITY ID: 55261F104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT W.F. ALLYN AS A DIRECTOR	Management	For	For
1.2	ELECT B.D. BAIRD AS A DIRECTOR	Management	For	For
1.3	ELECT R.J. BENNETT AS A DIRECTOR	Management	For	For
1.4	ELECT C.A. BONTEMPO AS A DIRECTOR	Management	For	For
1.5	ELECT R.T. BRADY AS A DIRECTOR	Management	For	For
1.6	ELECT E.L. BRUMBACK AS A DIRECTOR	Management	For	For
1.7	ELECT M.D. BUCKLEY AS A DIRECTOR	Management	For	For
1.8	ELECT P.J. CALLAN AS A DIRECTOR	Management	For	For
1.9	ELECT R.C. CARBALLADA AS A DIRECTOR	Management	For	For
1.10	ELECT T.J. CUNNINGHAM III AS A DIRECTOR	Management	For	For
1.11	ELECT R.E. GARMAN AS A DIRECTOR	Management	For	For
1.12	ELECT D.C. HATHAWAY AS A DIRECTOR	Management	For	For
1.13	ELECT D.R. HAWBAKER AS A DIRECTOR	Management	For	For
1.14	ELECT P.W.E. HODGSON AS A DIRECTOR	Management	For	For
1.15	ELECT G. KENNEDY AS A DIRECTOR	Management	For	For
1.16	ELECT R.G. KING AS A DIRECTOR	Management	For	For
1.17	ELECT R.B. NEWMAN, II AS A DIRECTOR	Management	For	For
1.18	ELECT J.G. PEREIRA AS A DIRECTOR	Management	For	For
1.19	ELECT M.P. PINTO AS A DIRECTOR	Management	For	For
1.20	ELECT R.E. SADLER, JR. AS A DIRECTOR	Management	For	For
1.21	ELECT E.J. SHEEHY AS A DIRECTOR	Management	For	For
1.22	ELECT S.G. SHEETZ AS A DIRECTOR	Management	For	For
1.23	ELECT H.L. WASHINGTON AS A DIRECTOR	Management	For	For
1.24	ELECT R.G. WILMERS AS A DIRECTOR	Management	For	For
2	TO APPROVE THE M&T BANK CORPORATION 2005 INCENTIVE COMPENSATION PLAN DESCRIBED IN THE PROXY STATEMENT.1	Management	For	For
3	TO RATIFY THE APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS THE INDEPENDENT PUBLIC ACCOUNTANT OF M&T BANK CORPORATION FOR THE YEAR ENDING DECEMBER 31, 2005.1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: MARLIN BUSINESS SERVICES CORP. MEETING DATE: 05/26/2005
TICKER: MRLN     SECURITY ID: 571157106
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DANIEL P. DYER AS A DIRECTOR	Management	For	For
1.2	ELECT GARY R. SHIVERS AS A DIRECTOR	Management	For	For
1.3	ELECT JOHN J. CALAMARI AS A DIRECTOR	Management	For	For
1.4	ELECT LAWRENCE J. DEANGELO AS A DIRECTOR	Management	For	For
1.5	ELECT KEVIN J. MCGINTY AS A DIRECTOR	Management	For	For
1.6	ELECT JAMES W. WERT AS A DIRECTOR	Management	For	For
1.7	ELECT LOYAL W. WILSON AS A DIRECTOR	Management	For	For

ISSUER NAME: MAX RE CAPITAL LTD. MEETING DATE: 04/28/2005
TICKER: MXRE     SECURITY ID: G6052F103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	TO ELECT WILLIAM H. HEYMAN TO THE BOARD OF DIRECTORS OF MAX RE CAPITAL LTD.	Management	For	For
2	TO ELECT WILLIS T. KING, JR. TO THE BOARD OF DIRECTORS OF MAX RE CAPITAL LTD.	Management	For	For
3	TO ELECT PETER A. MINTON TO THE BOARD OF DIRECTORS OF MAX RE CAPITAL LTD.	Management	For	For
4	TO ELECT STEVEN M. SKALA TO THE BOARD OF DIRECTORS OF MAX RE CAPITAL LTD.	Management	For	For
5	TO APPROVE AN AMENDMENT TO THE MAX RE CAPITAL 2000 INCENTIVE PLAN, TO INCREASE THE NUMBER OF SHARES FROM 5,000,000 TO 8,000,000.	Management	For	Against
6	TO APPROVE AN AMENDMENT TO THE MAX RE CAPITAL 2000 INCENTIVE PLAN TO ALLOW FOR THE GRANTING OF AWARDS, AS DEFINED IN THE INCENTIVE PLAN, TO THE COMPANY S NON-EMPLOYEE DIRECTORS AS DEFINED IN THE INCENTIVE PLAN.	Management	For	Against
7	AUDITORS. APPOINTMENT OF KPMG, HAMILTON, BERMUDA, AS INDEPENDENT AUDITORS OF MAX RE CAPITAL LTD. FOR 2005.	Management	For	For
8	TO AUTHORIZE THE ELECTION OF WILLIAM H. HEYMAN TO THE BOARD OF DIRECTORS OF MAX RE LTD.	Management	For	For
9	TO AUTHORIZE THE ELECTION OF WILLIS T. KING, JR. TO THE BOARD OF DIRECTORS OF MAX RE LTD.	Management	For	For
10	TO AUTHORIZE THE ELECTION OF PETER A. MINTON TO THE BOARD OF DIRECTORS OF MAX RE LTD.	Management	For	For
11	TO AUTHORIZE THE ELECTION OF STEVEN M. SKALA TO THE BOARD OF DIRECTORS OF MAX RE LTD.	Management	For	For
12	AUDITORS. AUTHORIZE APPOINTMENT OF KPMG, HAMILTON, BERMUDA AS INDEPENDENT AUDITORS FOR MAX RE LTD. FOR 2005.	Management	For	For

ISSUER NAME: MBIA INC. MEETING DATE: 05/05/2005
TICKER: MBI     SECURITY ID: 55262C100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JOSEPH W. BROWN AS A DIRECTOR	Management	For	For
1.2	ELECT C. EDWARD CHAPLIN AS A DIRECTOR	Management	For	For
1.3	ELECT DAVID C. CLAPP AS A DIRECTOR	Management	For	For
1.4	ELECT GARY C. DUNTON AS A DIRECTOR	Management	For	For
1.5	ELECT CLAIRE L. GAUDIANI AS A DIRECTOR	Management	For	For
1.6	ELECT DANIEL P. KEARNEY AS A DIRECTOR	Management	For	For
1.7	ELECT LAURENCE H. MEYER AS A DIRECTOR	Management	For	For
1.8	ELECT DEBRA J. PERRY AS A DIRECTOR	Management	For	For
1.9	ELECT JOHN A. ROLLS AS A DIRECTOR	Management	For	For
2	APPROVAL OF THE COMPANY S NEW ANNUAL INCENTIVE PLAN FOR PURPOSES OF SECTION 162(M) OF THE INTERNAL REVENUE CODE.1	Management	For	For
3	APPROVAL OF THE COMPANY S NEW OMNIBUS INCENTIVE PLAN.	Management	For	Against
4	APPROVAL OF AN AMENDMENT OF SECTION 8 OF THE COMPANY S CERTIFICATE OF INCORPORATION.	Management	For	For
5	APPROVAL OF AN AMENDMENT TO THE COMPANY S CERTIFICATE OF INCORPORATION TO PERMIT SHAREHOLDERS TO ACT BY MAJORITY WRITTEN CONSENT.	Management	For	For
6	APPROVAL OF APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT AUDITORS.	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: MBNA CORPORATION MEETING DATE: 05/02/2005
TICKER: KRB     SECURITY ID: 55262L100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JAMES H. BERICK AS A DIRECTOR	Management	For	For
1.2	ELECT MARY M. BOIES AS A DIRECTOR	Management	For	For
1.3	ELECT BENJAMIN R. CIVILETTI AS A DIRECTOR	Management	For	For
1.4	ELECT BRUCE L. HAMMONDS AS A DIRECTOR	Management	For	For
1.5	ELECT WILLIAM L. JEWS AS A DIRECTOR	Management	For	For
1.6	ELECT RANDOLPH D. LERNER AS A DIRECTOR	Management	For	For
1.7	ELECT STUART L. MARKOWITZ AS A DIRECTOR	Management	For	For
1.8	ELECT WILLIAM B. MILSTEAD AS A DIRECTOR	Management	For	For
1.9	ELECT THOMAS G. MURDOUGH, JR. AS A DIRECTOR	Management	For	For
1.10	ELECT LAURA S. UNGER AS A DIRECTOR	Management	For	For
2	RATIFICATION OF APPOINTMENT OF INDEPENDENT AUDITORS	Management	For	For
3	STOCKHOLDER PROPOSAL	Shareholder	Against	Against
4	STOCKHOLDER PROPOSAL	Shareholder	Against	Against

ISSUER NAME: MERRILL LYNCH & CO., INC. MEETING DATE: 04/22/2005
TICKER: MER     SECURITY ID: 590188108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JILL K. CONWAY AS A DIRECTOR	Management	For	For
1.2	ELECT HEINZ-JOACHIM NEUBURGER AS A DIRECTOR	Management	For	For
1.3	ELECT E. STANLEY O'NEAL AS A DIRECTOR	Management	For	For
2	RATIFY APPOINTMENT OF DELOITTE & TOUCHE LLP AS INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM.1	Management	For	For
3	APPROVE THE DIRECTOR STOCK UNIT PLAN.	Management	For	For
4	INSTITUTE CUMULATIVE VOTING.	Shareholder	Against	Abstain
5	LIMIT CHIEF EXECUTIVE OFFICER COMPENSATION.	Shareholder	Against	Against
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: METLIFE, INC. MEETING DATE: 04/26/2005
TICKER: MET     SECURITY ID: 59156R108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT CHERYL W. GRISE AS A DIRECTOR	Management	For	For
1.2	ELECT JAMES R. HOUGHTON AS A DIRECTOR	Management	For	For
1.3	ELECT HELENE L. KAPLAN AS A DIRECTOR	Management	For	For
1.4	ELECT SYLVIA M. MATHEWS AS A DIRECTOR	Management	For	For
1.5	ELECT WILLIAM C. STEERE, JR. AS A DIRECTOR	Management	For	For
2	RATIFICATION OF APPOINTMENT OF DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITOR FOR 20051	Management	For	For
3	SHAREHOLDER PROPOSAL TO ESTABLISH A BOARD COMMITTEE TO REVIEW SALES PRACTICES	Shareholder	Against	Against
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: MGIC INVESTMENT CORPORATION MEETING DATE: 05/12/2005
TICKER: MTG     SECURITY ID: 552848103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT MARY K. BUSH AS A DIRECTOR	Management	For	For
1.2	ELECT DAVID S. ENGELMAN AS A DIRECTOR	Management	For	For
1.3	ELECT KENNETH M. JASTROW, II AS A DIRECTOR	Management	For	For
1.4	ELECT DANIEL P. KEARNEY AS A DIRECTOR	Management	For	For
2	APPROVE AMENDMENTS TO THE MGIC INVESTMENT CORPORATION 2002 STOCK INCENTIVE PLAN.	Management	For	For
3	APPROVE A PERFORMANCE FORMULA FOR MAXIMUM ANNUAL BONUS AWARDS.	Management	For	For
4	RATIFY THE APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS THE INDEPENDENT ACCOUNTANTS OF THE CORPORATION.	Management	For	For

ISSUER NAME: MITSUBISHI TOKYO FINANCIAL GROUP, IN MEETING DATE: 06/29/2005
TICKER: MTF     SECURITY ID: 606816106
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	APPROVAL OF THE PROPOSED APPROPRIATIONS OF RETAINED EARNINGS AND OTHER CAPITAL SURPLUS FOR THE 4TH BUSINESS TERM	Management	Unknown	For
2	PARTIAL AMENDMENTS TO THE ARTICLES OF INCORPORATION	Management	Unknown	For
3	APPROVAL OF THE PROPOSED MERGER AGREEMENT BETWEEN THE COMPANY AND UFJ HOLDINGS, INC.	Management	Unknown	For
4	ELECTION OF FOUR (4) DIRECTORS1	Management	Unknown	For
5	ELECTION OF TWO (2) CORPORATE AUDITORS1	Management	Unknown	For
6	GRANTING OF RETIREMENT GRATUITIES TO RETIRING DIRECTORS AND CORPORATE AUDITORS	Management	Unknown	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: MONTPELIER RE HOLDINGS LTD MEETING DATE: 05/20/2005
TICKER: MRH     SECURITY ID: G62185106
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT RAYMOND BARRETTE* AS A DIRECTOR1	Management	For	For
1.2	ELECT STEVEN J. GILBERT* AS A DIRECTOR1	Management	For	For
1.3	ELECT JOHN D. GILLESPIE* AS A DIRECTOR1	Management	For	For
1.4	ELECT WILLIAM L. SPIEGEL* AS A DIRECTOR1	Management	For	For
1.5	ELECT ANTHONY TAYLOR** AS A DIRECTOR1	Management	For	For
1.6	ELECT T.G. STORY BUSHER** AS A DIRECTOR1	Management	For	For
1.7	ELECT C.R. FLETCHER, III** AS A DIRECTOR1	Management	For	For
1.8	ELECT KERNAN V. OBERTING** AS A DIRECTOR1	Management	For	For
2	TO APPOINT PRICEWATERHOUSECOOPERS OF HAMILTON, BERMUDA AS THE COMPANY S INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR 2005 AND TO AUTHORIZE THE COMPANY S BOARD, ACTING BY THE COMPANY S AUDIT COMMITTEE, TO SET THEIR REMUNERATION.	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: MORGAN STANLEY MEETING DATE: 03/15/2005
TICKER: MWD     SECURITY ID: 617446448
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JOHN E. JACOB AS A DIRECTOR	Management	For	For
1.2	ELECT CHARLES F. KNIGHT AS A DIRECTOR	Management	For	For
1.3	ELECT MILES L. MARSH AS A DIRECTOR	Management	For	For
1.4	ELECT LAURA D'ANDREA TYSON AS A DIRECTOR	Management	For	For
2	TO RATIFY THE APPOINTMENT OF DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITORS.1	Management	For	For
3	TO AMEND THE CERTIFICATE OF INCORPORATION TO INSTITUTE ANNUAL ELECTION OF DIRECTORS.	Management	For	For
4	SHAREHOLDER PROPOSAL TO LIMIT CEO COMPENSATION.	Shareholder	Against	Against
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: NATIONAL BANK OF CANADA MEETING DATE: 03/02/2005
TICKER: --     SECURITY ID: 633067103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	RECEIVE THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE FYE 31 OCT 2004 AND THE AUDITORS REPORT THEREON	N/A	N/A	N/A
2	ELECT MR. LAWERENCE S. BLOOMBERG AS A DIRECTOR	Management	Unknown	For
3	ELECT MR. PIERRE BOURGIE AS A DIRECTOR	Management	Unknown	For
4	ELECT MR. GERARD COULOMBE AS A DIRECTOR	Management	Unknown	For
5	ELECT MR. BERNARD CYR AS A DIRECTOR	Management	Unknown	For
6	ELECT MR. SHIRLEY A. DAWE AS A DIRECTOR	Management	Unknown	For
7	ELECT MR. NICOLE DIAMOND-GELINAS AS A DIRECTOR	Management	Unknown	For
8	ELECT MR. JEAN DOUVILLE AS A DIRECTOR	Management	Unknown	For
9	ELECT MR. MARCEL DUTIL AS A DIRECTOR	Management	Unknown	For
10	ELECT MR. JEAN GAULIN AS A DIRECTOR	Management	Unknown	For
11	ELECT MR. PAUL GOBEIL AS A DIRECTOR	Management	Unknown	For
12	ELECT MR. REAL RAYMOND AS A DIRECTOR	Management	Unknown	For
13	ELECT MR. ROSEANN RUNTE AS A DIRECTOR	Management	Unknown	For
14	ELECT MR. MARC P. TELLIER AS A DIRECTOR	Management	Unknown	For
15	APPOINT SAMSON BELAIR/DELOITTE & TOUCHE, S.E.N.C.R.L. SB/DT AS THE AUDITOR OF THE BANK FOR THE FY COMMENCING 01 NOV 2004 AND ENDING 31 OCT 20051	Management	Unknown	For
16	PLEASE NOTE THAT THIS IS A SHAREHOLDERS PROPOSAL 1: APPROVE THAT THE BANK CLOSE DOWN ITS SUBSIDIARY OR SUBSIDIARIES IN TAX HAVENS	Management	Unknown	Against
17	PLEASE NOTE THAT THIS IS A SHAREHOLDERS PROPOSAL 2: APPROVE THAT THAT THE BOARD OF DIRECTORS OF THE BANK SET A CEILING ON THE SALARIES OF EXECUTIVE OFFICERS OF THE BANK AND ITS SUBSIDIARIES, INCLUDING ALL FORMS OF COMPENSATION AND BENEFITS	Management	Unknown	Against
18	PLEASE NOTE THAT THIS IS A SHAREHOLDERS PROPOSAL 3: APPROVE THAT NATIONAL BANK OF CANADA LIMIT THE TIME THAT AN INDEPENDENT DIRECTOR CAN SERVE ON THE BOARD OF DIRECTORS TO 10 YEARS	Management	Unknown	Against
19	PLEASE NOTE THAT THIS IS A SHAREHOLDERS PROPOSAL 4: APRPOVE THAT NATIONAL BANK OF CANADA SET UP A CUMULATIVE VOTING SYSTEM TO ELECT MEMBERS OF THE BOARD OF DIRECTORS, THUS GIVING MINORITY SHAREHOLDERS A MUCH MORE ACTIVE ROLE IN APPOINTING DIRECTORS	Management	Unknown	Against
20	PLEASE NOTE THAT THIS IS A SHAREHOLDERS PROPOSAL 5: APPROVE THAT NATIONAL BANK OF CANADA REPLACE THE STOCK OPTION PLAN FOR OFFICERS BY A RESTRICTED STOCK PLAN WHERE STOCK MUST BE HELD FOR A MINIMUM OF 2 YEARS	Management	Unknown	Against
21	TRANSACT ANY OTHER BUSINESS	N/A	N/A	N/A
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: NATIONAL COMMERCE FINANCIAL CORP. MEETING DATE: 09/15/2004
TICKER: NCF     SECURITY ID: 63545P104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	TO APPROVE THE AGREEMENT AND PLAN OF MERGER, DATED AS OF MAY 7, 2004, BY AND BETWEEN SUNTRUST BANKS, INC. AND NATIONAL COMMERCE FINANCIAL CORPORATION (THE MERGER AGREEMENT ), AS DESCRIBED IN THE JOINT PROXY STATEMENT-PROSPECTUS AND THE MERGER AGREEMENT.1	Management	For	For
2	TO ADJOURN OR POSTPONE THE NCF SPECIAL MEETING, IF NECESSARY, FOR THE PURPOSE OF SOLICITING ADDITIONAL PROXIES.	Management	For	Abstain
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: NORTH FORK BANCORPORATION, INC. MEETING DATE: 08/31/2004
TICKER: NFB     SECURITY ID: 659424105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	TO ADOPT THE AGREEMENT AND PLAN OF MERGER, DATED AS OF FEBRUARY 15, 2004, BY AND BETWEEN NORTH FORK BANCORPORATION, INC. AND GREENPOINT FINANCIAL CORP.	Management	For	For

ISSUER NAME: NORTH FORK BANCORPORATION, INC. MEETING DATE: 05/03/2005
TICKER: NFB     SECURITY ID: 659424105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JOHN BOHLSEN AS A DIRECTOR	Management	For	For
1.2	ELECT DANIEL M. HEALY AS A DIRECTOR	Management	For	For
1.3	ELECT KATHERINE HEAVISIDE AS A DIRECTOR	Management	For	For
1.4	ELECT THOMAS S. JOHNSON AS A DIRECTOR	Management	For	For
2	AMENDMENT OF CERTIFICATE OF INCORPORATION TO INCREASE AUTHORIZED SHARES OF COMMON STOCK FROM 500 MILLION SHARES TO 1 BILLION SHARES.	Management	For	For
3	RATIFICATION OF KPMG LLP AS COMPANY S INDEPENDENT AUDITOR FOR FISCAL YEAR 2005.	Management	For	For

ISSUER NAME: NORTHERN TRUST CORPORATION MEETING DATE: 04/19/2005
TICKER: NTRS     SECURITY ID: 665859104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DUANE L. BURNHAM AS A DIRECTOR	Management	For	For
1.2	ELECT SUSAN CROWN AS A DIRECTOR	Management	For	For
1.3	ELECT ROBERT A. HELMAN AS A DIRECTOR	Management	For	For
1.4	ELECT DIPAK C. JAIN AS A DIRECTOR	Management	For	For
1.5	ELECT ARTHUR L. KELLY AS A DIRECTOR	Management	For	For
1.6	ELECT ROBERT C. MCCORMACK AS A DIRECTOR	Management	For	For
1.7	ELECT EDWARD J. MOONEY AS A DIRECTOR	Management	For	For
1.8	ELECT WILLIAM A. OSBORN AS A DIRECTOR	Management	For	For
1.9	ELECT JOHN W. ROWE AS A DIRECTOR	Management	For	For
1.10	ELECT HAROLD B. SMITH AS A DIRECTOR	Management	For	For
1.11	ELECT WILLIAM D. SMITHBURG AS A DIRECTOR	Management	For	For
1.12	ELECT CHARLES A. TRIBBETT III AS A DIRECTOR	Management	For	For
2	RATIFICATION OF THE APPOINTMENT OF KPMG LLP AS THE CORPORATION S INDEPENDENT REGISTERED PUBLIC ACCOUNTANTS.	Management	For	For

ISSUER NAME: PARTNERRE LTD. MEETING DATE: 05/10/2005
TICKER: PRE     SECURITY ID: G6852T105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JUDITH HANRATTY AS A DIRECTOR	Management	For	For
1.2	ELECT REMY SAUTTER AS A DIRECTOR	Management	For	For
1.3	ELECT PATRICK A. THIELE AS A DIRECTOR	Management	For	For
1.4	ELECT JURGEN ZECH AS A DIRECTOR	Management	For	For
2	TO APPROVE THE PARTNERRE LTD. 2005 EMPLOYEE EQUITY PLAN AND THE RESERVATION OF 1,000,000 ADDITIONAL COMMON SHARES FOR ISSUANCE UNDER THE 2005 EMPLOYEE EQUITY PLAN.	Management	For	Against
3	TO APPROVE AN INCREASE IN THE AUTHORIZED SHARE CAPITAL OF THE COMPANY FROM US$150,000,000 TO US$200,000,000 BY THE CREATION OF 50,000,000 UNDESIGNATED SHARES PAR VALUE US$1.00 PER SHARE.	Management	For	For
4	TO RE-APPOINT DELOITTE & TOUCHE, THE INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM, AS THE COMPANY S INDEPENDENT AUDITORS FOR THE ENSUING PERIOD ENDING WITH THE 2006 ANNUAL GENERAL MEETING AND TO REFER THE DETERMINATION OF AUDITORS REMUNERATION TO THE BOARD OF DIRECTORS.1	Management	For	For
5	TO CONSIDER AND TAKE ACTION WITH RESPECT TO SUCH OTHER MATTERS AS MAY PROPERLY COME BEFORE THE ANNUAL GENERAL MEETING OR ANY ADJOURNMENT OR ADJOURNMENTS THEREOF.	Management	For	Abstain
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: PAYCHEX, INC. MEETING DATE: 10/06/2004
TICKER: PAYX     SECURITY ID: 704326107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT B. THOMAS GOLISANO AS A DIRECTOR	Management	For	For
1.2	ELECT G. THOMAS CLARK AS A DIRECTOR	Management	For	For
1.3	ELECT DAVID J. S. FLASCHEN AS A DIRECTOR	Management	For	For
1.4	ELECT PHILLIP HORSLEY AS A DIRECTOR	Management	For	For
1.5	ELECT GRANT M. INMAN AS A DIRECTOR	Management	For	For
1.6	ELECT J. ROBERT SEBO AS A DIRECTOR	Management	For	For
1.7	ELECT JOSEPH M. TUCCI AS A DIRECTOR	Management	For	For

ISSUER NAME: PIPER JAFFRAY COMPANIES MEETING DATE: 04/27/2005
TICKER: PJC     SECURITY ID: 724078100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT MICHAEL R. FRANCIS AS A DIRECTOR	Management	For	For
1.2	ELECT ADDISON L. PIPER AS A DIRECTOR	Management	For	For
2	RATIFY SELECTION OF ERNST & YOUNG LLP AS INDEPENDENT AUDITOR FOR 2005.1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: PLATINUM UNDERWRITERS HOLDINGS, LTD. MEETING DATE: 04/26/2005
TICKER: PTP     SECURITY ID: G7127P100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT H. FURLONG BALDWIN AS A DIRECTOR	Management	For	For
1.2	ELECT JONATHAN F. BANK AS A DIRECTOR	Management	For	For
1.3	ELECT DAN R. CARMICHAEL AS A DIRECTOR	Management	For	For
1.4	ELECT NEILL A. CURRIE AS A DIRECTOR	Management	For	For
1.5	ELECT ROBERT V. DEUTSCH AS A DIRECTOR	Management	For	For
1.6	ELECT GREGORY E.A. MORRISON AS A DIRECTOR	Management	For	For
1.7	ELECT STEVEN H. NEWMAN AS A DIRECTOR	Management	For	For
1.8	ELECT PETER T. PRUITT AS A DIRECTOR	Management	For	For
2	TO CONSIDER AND TAKE ACTION UPON A PROPOSAL TO RATIFY THE SELECTION OF KPMG LLP AS THE COMPANY S INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR THE 2005 FISCAL YEAR.	Management	For	For

ISSUER NAME: PROTECTIVE LIFE CORPORATION MEETING DATE: 05/02/2005
TICKER: PL     SECURITY ID: 743674103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JOHN J. MCMAHON, JR. AS A DIRECTOR	Management	For	For
1.2	ELECT JAMES S.M. FRENCH AS A DIRECTOR	Management	For	For
1.3	ELECT JOHN D. JOHNS AS A DIRECTOR	Management	For	For
1.4	ELECT DONALD M. JAMES AS A DIRECTOR	Management	For	For
1.5	ELECT J. GARY COOPER AS A DIRECTOR	Management	For	For
1.6	ELECT H. CORBIN DAY AS A DIRECTOR	Management	For	For
1.7	ELECT W. MICHAEL WARREN, JR. AS A DIRECTOR	Management	For	For
1.8	ELECT MALCOLM PORTERA AS A DIRECTOR	Management	For	For
1.9	ELECT THOMAS L. HAMBY AS A DIRECTOR	Management	For	For
1.10	ELECT VANESSA LEONARD AS A DIRECTOR	Management	For	For
1.11	ELECT WILLIAM A. TERRY AS A DIRECTOR	Management	For	For
2	PROPOSAL TO RATIFY THE APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS THE COMPANY S INDEPENDENT ACCOUNTANTS.	Management	For	For

ISSUER NAME: PRUDENTIAL FINANCIAL, INC. MEETING DATE: 06/07/2005
TICKER: PRU     SECURITY ID: 744320102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JAMES G. CULLEN AS A DIRECTOR	Management	For	For
1.2	ELECT JAMES A. UNRUH AS A DIRECTOR	Management	For	For
1.3	ELECT GORDON M. BETHUNE AS A DIRECTOR	Management	For	For
2	RATIFICATION OF THE APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT AUDITORS FOR THE YEAR ENDING DECEMBER 31, 2005.	Management	For	For
3	APPROVAL TO AMEND THE COMPANY S CERTIFICATE OF INCORPORATION TO DECLASSIFY THE BOARD OF DIRECTORS.	Management	For	For
4	APPROVAL OF THE PRUDENTIAL FINANCIAL, INC. EMPLOYEE STOCK PURCHASE PLAN.	Management	For	Against

ISSUER NAME: RADIAN GROUP INC. MEETING DATE: 05/10/2005
TICKER: RDN     SECURITY ID: 750236101
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DAVID C. CARNEY AS A DIRECTOR	Management	For	For
1.2	ELECT HOWARD B. CULANG AS A DIRECTOR	Management	For	For
1.3	ELECT STEPHEN T. HOPKINS AS A DIRECTOR	Management	For	For
1.4	ELECT SANFORD A. IBRAHIM AS A DIRECTOR	Management	For	For
1.5	ELECT JAMES W. JENNINGS AS A DIRECTOR	Management	For	For
1.6	ELECT ROY J. KASMAR AS A DIRECTOR	Management	For	For
1.7	ELECT RONALD W. MOORE AS A DIRECTOR	Management	For	For
1.8	ELECT JAN NICHOLSON AS A DIRECTOR	Management	For	For
1.9	ELECT ROBERT W. RICHARDS AS A DIRECTOR	Management	For	For
1.10	ELECT ANTHONY W. SCHWEIGER AS A DIRECTOR	Management	For	For
1.11	ELECT HERBERT WENDER AS A DIRECTOR	Management	For	For
2	TO CONSIDER AND VOTE ON A PROPOSAL TO APPROVE THE MATERIAL TERMS OF THE RADIAN GROUP INC. PERFORMANCE SHARE PLAN.	Management	For	For
3	TO RATIFY THE SELECTION OF DELOITTE & TOUCHE LLP AS RADIAN S INDEPENDENT AUDITOR FOR THE YEAR ENDING DECEMBER 31, 2005.1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: RECKSON ASSOCIATES REALTY CORP. MEETING DATE: 05/19/2005
TICKER: RA     SECURITY ID: 75621K106
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT SCOTT H. RECHLER AS A DIRECTOR	Management	For	For
1.2	ELECT DOUGLAS CROCKER II AS A DIRECTOR	Management	For	For
1.3	ELECT ELIZABETH MCCAUL AS A DIRECTOR	Management	For	For
1.4	ELECT RONALD H. MENAKER AS A DIRECTOR	Management	For	For
1.5	ELECT PETER QUICK AS A DIRECTOR	Management	For	For
1.6	ELECT LEWIS S. RANIERI AS A DIRECTOR	Management	For	For
1.7	ELECT JOHN F. RUFFLE AS A DIRECTOR	Management	For	For
1.8	ELECT STANLEY STEINBERG AS A DIRECTOR	Management	For	For
2	TO AMEND THE CHARTER OF THE COMPANY TO INCREASE THE NUMBER OF AUTHORIZED SHARES OF COMMON STOCK FROM 100,000,000 TO 200,000,000.	Management	For	For
3	TO APPROVE THE COMPANY S 2005 STOCK OPTION PLAN.	Management	For	Against
4	TO RATIFY THE SELECTION OF ERNST & YOUNG LLP AS THE INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM OF THE COMPANY FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: RENAISSANCERE HOLDINGS LTD. MEETING DATE: 08/31/2004
TICKER: RNR     SECURITY ID: G7496G103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	TO APPROVE THE RENAISSANCERE HOLDINGS LTD. 2004 STOCK INCENTIVE PLAN.	Management	For	For

ISSUER NAME: ROYAL BK CDA MONTREAL QUE MEETING DATE: 02/25/2005
TICKER: --     SECURITY ID: 780087102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	RECEIVE THE FINANCIAL STATEMENTS FOR THE FYE 31 OCT 2004 AND THE AUDITORS REPORT ON THE STATEMENTS	N/A	N/A	N/A
2	ELECT MR. RONALD A. BRENNEMAN AS A DIRECTOR	Management	Unknown	For
3	ELECT MR. C.J. CHEN AS A DIRECTOR	Management	Unknown	For
4	ELECT MS. N. ASHLEIGH EVERETT AS A DIRECTOR	Management	Unknown	For
5	ELECT MR. JOHN T. FERGUSON AS A DIRECTOR	Management	Unknown	For
6	ELECT THE HONORABLE PAULE GAUTHIER AS A DIRECTOR	Management	Unknown	For
7	ELECT MR. JACQUES LAMARRE AS A DIRECTOR	Management	Unknown	For
8	ELECT MR. BRANDT C. LOUIE AS A DIRECTOR	Management	Unknown	For
9	ELECT MR. GORDON M. NIXON AS A DIRECTOR	Management	Unknown	For
10	ELECT MR. DAVID P. O BRIEN AS A DIRECTOR	Management	Unknown	For
11	ELECT MR. ROBERT B. PETERSON AS A DIRECTOR	Management	Unknown	For
12	ELECT MR. J. PEDRO REINHARD AS A DIRECTOR	Management	Unknown	For
13	ELECT MR. CEIL W. SEWELL, JR. AS A DIRECTOR	Management	Unknown	For
14	ELECT MS. KATHLEEN P. TAYLOR AS A DIRECTOR	Management	Unknown	For
15	ELECT MR. VICTOR L. YOUNG AS A DIRECTOR	Management	Unknown	For
16	RE-APPOINT DELOITTE & TOUCHE LLP AS THE AUDITORS OF THE BANK1	Management	Unknown	For
17	PLEASE NOTE THAT THIS RESOLUTION IS A SHAREHOLDER PROPOSAL: APPROVE THAT THE BANK CLOSE ITS SUBSIDIARY(IES) IN TAX HAVENS1	Management	Unknown	Against
18	PLEASE NOTE THAT THIS RESOLUTION IS A SHAREHOLDER PROPOSAL: APPROVE THAT THE BOARD OF DIRECTORS OF THE BANK SET A SALARY CEILING FOR EXECUTIVE OFFICERS OF THE BANK AND ITS SUBSIDIARIES, INCLUDING ALL FORMS OF COMPENSATION AND BENEFITS	Management	Unknown	Against
19	PLEASE NOTE THAT THIS RESOLUTION IS A SHAREHOLDER PROPOSAL: APPROVE THAT ROYAL BANK OF CANADA LIMIT TO 10 THE NUMBER OF YEARS FOR WHICH AN INDEPENDENT DIRECTOR MAY SERVE ON THE BOARD OF DIRECTORS	Management	Unknown	Against
20	PLEASE NOTE THAT THIS RESOLUTION IS A SHAREHOLDER PROPOSAL: APPROVE THAT ROYAL BANK OF CANADA IMPLEMENT THE CUMULATIVE VOTING PROCEDURE FOR THE ELECTION OF DIRECTORS, THEREBY GIVING MINORITY SHAREHOLDERS A MUCH MORE ACTIVE ROLE IN THE APPOINTMENT OF DIRECTORS	Management	Unknown	Against
21	PLEASE NOTE THAT THIS RESOLUTION IS A SHAREHOLDER PROPOSAL: APPROVE THAT ROYAL BANK OF CANADA REPLACE THE STOCK OPTION PLAN FOR EXECUTIVES WITH A RESTRICTED SHARE PLAN, IN WHICH SHARES MUST BE HELD FOR AT LEAST TWO YEARS	Management	Unknown	Against
22	PLEASE NOTE THAT THIS RESOLUTION IS A SHAREHOLDER PROPOSAL: APPROVE THAT THE CANDIDATES FOR DIRECTOR MUST RECEIVE AT LEAST 75% SUPPORT	Management	Unknown	Against
23	PLEASE NOTE THAT THIS RESOLUTION IS A SHAREHOLDER PROPOSAL: APPROVE THAT THE DIRECTORS WHO CHANGE PRINCIPAL OCCUPATION SHALL RESIGN	Management	Unknown	Against
24	TRANSACT ANY OTHER BUSINESS	N/A	N/A	N/A
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: SCOTTISH RE GROUP LIMITED MEETING DATE: 04/07/2005
TICKER: SCT     SECURITY ID: G7885T104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	AMENDMENTS TO THE COMPANY S ARTICLES OF ASSOCIATION.	Management	For	For
2	ISSUANCE OF ORDINARY SHARES UPON CONVERSION OF CERTAIN NOTES WHICH WERE ISSUED TO THE CYPRESS ENTITIES ON DECEMBER 31, 2004 (OR UPON EXERCISE OF CERTAIN WARRANTS FOR WHICH THE NOTES ARE EXCHANGEABLE PURSUANT TO THEIR TERMS, AS APPLICABLE).1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: SCOTTISH RE GROUP LIMITED MEETING DATE: 05/04/2005
TICKER: SCT     SECURITY ID: G7885T104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT BILL CAULFEILD-BROWNE* AS A DIRECTOR1	Management	For	For
1.2	ELECT ROBERT M. CHMELY* AS A DIRECTOR1	Management	For	For
1.3	ELECT WILLIAM SPIEGEL* AS A DIRECTOR1	Management	For	For
1.4	ELECT JEAN CLAUDE DAMERVAL** AS A DIRECTOR1	Management	For	For
2	RATIFICATION OF ERNST & YOUNG AS INDEPENDENT AUDITORS.1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: SILICON VALLEY BANCSHARES MEETING DATE: 04/21/2005
TICKER: SIVB     SECURITY ID: 827064106
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT ERIC A. BENHAMOU AS A DIRECTOR	Management	For	For
1.2	ELECT DAVID M. CLAPPER AS A DIRECTOR	Management	For	For
1.3	ELECT ROGER F. DUNBAR AS A DIRECTOR	Management	For	For
1.4	ELECT JOEL P. FRIEDMAN AS A DIRECTOR	Management	For	For
1.5	ELECT G. FELDA HARDYMON AS A DIRECTOR	Management	For	For
1.6	ELECT ALEX W. "PETE" HART AS A DIRECTOR	Management	For	For
1.7	ELECT C. RICHARD KRAMLICH AS A DIRECTOR	Management	For	For
1.8	ELECT JAMES R. PORTER AS A DIRECTOR	Management	For	For
1.9	ELECT MICHAELA K. RODENO AS A DIRECTOR	Management	For	For
1.10	ELECT LARRY W. SONSINI AS A DIRECTOR	Management	For	For
1.11	ELECT KENNETH P. WILCOX AS A DIRECTOR	Management	For	For
2	TO APPROVE THE COMPANY S RESTATED CERTIFICATE OF INCORPORATION TO CHANGE ITS NAME TO SVB FINANCIAL GROUP.	Management	For	For
3	TO APPROVE AN AMENDMENT TO THE COMPANY S AMENDED AND RESTATED 1997 EQUITY INCENTIVE PLAN TO (I) RESERVE AN ADDITIONAL 750,000 SHARES OF COMMON STOCK FOR ISSUANCE THEREUNDER, AND (II) DELETE A PROVISION LIMITING CERTAIN AWARDS.1	Management	For	For
4	TO APPROVE A BONUS ARRANGEMENT WITH DAVID KETSDEVER, CHIEF EXECUTIVE OFFICER OF SVB ALLIANT, A WHOLLY-OWNED SUBSIDIARY OF THE COMPANY.	Management	For	For
5	TO RATIFY THE APPOINTMENT OF KPMG LLP AS THE COMPANY S INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR ITS FISCAL YEAR ENDING DECEMBER 31, 2005.	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: SIMON PROPERTY GROUP, INC. MEETING DATE: 05/11/2005
TICKER: SPG     SECURITY ID: 828806109
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT BIRCH BAYH AS A DIRECTOR	Management	For	For
1.2	ELECT MELVYN E. BERGSTEIN AS A DIRECTOR	Management	For	For
1.3	ELECT LINDA WALKER BYNOE AS A DIRECTOR	Management	For	For
1.4	ELECT KAREN N. HORN AS A DIRECTOR	Management	For	For
1.5	ELECT REUBEN S. LEIBOWITZ AS A DIRECTOR	Management	For	For
1.6	ELECT J. ALBERT SMITH, JR. AS A DIRECTOR	Management	For	For
1.7	ELECT PIETER S. VAN DEN BERG AS A DIRECTOR	Management	For	For
2	RATIFICATION OF THE APPOINTMENT OF ERNST & YOUNG LLP AS INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR 2005.1	Management	For	For
3	TO CONSIDER AND VOTE ON A STOCKHOLDER PROPOSAL.	Shareholder	Against	Against
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: SLM CORPORATION MEETING DATE: 05/19/2005
TICKER: SLM     SECURITY ID: 78442P106
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT CHARLES L. DALEY AS A DIRECTOR	Management	For	For
1.2	ELECT W.M. DIEFENDERFER III AS A DIRECTOR	Management	For	For
1.3	ELECT THOMAS J. FITZPATRICK AS A DIRECTOR	Management	For	For
1.4	ELECT DIANE SUITT GILLELAND AS A DIRECTOR	Management	For	For
1.5	ELECT EARL A. GOODE AS A DIRECTOR	Management	For	For
1.6	ELECT ANN TORRE GRANT AS A DIRECTOR	Management	For	For
1.7	ELECT RONALD F. HUNT AS A DIRECTOR	Management	For	For
1.8	ELECT BENJAMIN J. LAMBERT III AS A DIRECTOR	Management	For	For
1.9	ELECT ALBERT L. LORD AS A DIRECTOR	Management	For	For
1.10	ELECT BARRY A. MUNITZ AS A DIRECTOR	Management	For	For
1.11	ELECT A.A. PORTER, JR. AS A DIRECTOR	Management	For	For
1.12	ELECT WOLFGANG SCHOELLKOPF AS A DIRECTOR	Management	For	For
1.13	ELECT STEVEN L. SHAPIRO AS A DIRECTOR	Management	For	For
1.14	ELECT BARRY L. WILLIAMS AS A DIRECTOR	Management	For	For
2	APPROVE REALLOCATION OF SHARES AUTHORIZED FROM THE DIRECTORS STOCK PLAN AND THE EMPLOYEE STOCK PURCHASE PLAN TO THE SLM CORPORATION INCENTIVE PLAN.	Management	For	For
3	RATIFY THE APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS THE CORPORATION S INDEPENDENT ACCOUNTANTS.	Management	For	For

ISSUER NAME: SOUTHTRUST CORPORATION MEETING DATE: 10/28/2004
TICKER: SOTR     SECURITY ID: 844730101
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	A PROPOSAL TO APPROVE THE PLAN OF MERGER CONTAINED IN THE AGREEMENT AND PLAN OF MERGER, DATED AS OF JUNE 20, 2004, BETWEEN WACHOVIA CORPORATION AND SOUTHTRUST, PURSUANT TO WHICH SOUTHTRUST WILL MERGE WITH AND INTO WACHOVIA CORPORATION, AS MORE FULLY DESCRIBED IN THE JOINT PROXY STATEMENT-PROSPECTUS DATED SEPTEMBER 24, 2004.	Management	For	For

ISSUER NAME: SOVEREIGN BANCORP, INC. MEETING DATE: 04/21/2005
TICKER: SOV     SECURITY ID: 845905108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT P. MICHAEL EHLERMAN AS A DIRECTOR	Management	For	For
1.2	ELECT MARIAN L. HEARD AS A DIRECTOR	Management	For	For
1.3	ELECT JAY S. SIDHU AS A DIRECTOR	Management	For	For
2	RATIFY THE APPOINTMENT OF ERNST & YOUNG LLP AS SOVEREIGN S INDEPENDENT AUDITORS FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: STANDARD CHARTERED PLC MEETING DATE: 05/05/2005
TICKER: --     SECURITY ID: G84228157
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	RECEIVE THE ANNUAL REPORT AND THE ACCOUNTS FOR THE YE 31 DEC 2004	Management	Unknown	For
2	DECLARE A FINAL DIVIDEND OF 40.44 US CENTS PER ORDINARY SHARE FOR THE YE 31 DEC 2004	Management	Unknown	For
3	APPROVE THE DIRECTORS REMUNERATION REPORT FOR THE YE 31 DEC 2004	Management	Unknown	For
4	ELECT MISS V.F. GOODING AS A NON-EXECUTIVE DIRECTOR BY THE BOARD DURING THE YEAR	Management	Unknown	For
5	ELECT MR. O.H.J. STOCKEN AS A NON-EXECUTIVE DIRECTOR BY THE BOARD DURING THE YEAR	Management	Unknown	For
6	RE-ELECT SIR C. K. CHOW AS A NON-EXECUTIVE DIRECTOR, WHO RETIRES BY ROTATION	Management	Unknown	For
7	RE-ELECT MR. HO KWONPING AS A NON-EXECUTIVE DIRECTOR, WHO RETIRES BY ROTATION	Management	Unknown	For
8	RE-ELECT MR. R.H. MEDDINGS AS AN EXECUTIVE DIRECTOR, WHO RETIRES BY ROTATION	Management	Unknown	For
9	RE-ELECT MR. K.S. NARGOLWALA AS AN EXECUTIVE DIRECTOR, WHO RETIRES BY ROTATION	Management	Unknown	For
10	RE-ELECT MR. H.E NORTON AS A NON-EXECUTIVE DIRECTOR, WHO RETIRES BY ROTATION	Management	Unknown	For
11	RE-APPOINT KPMG AUDIT PLC AS THE AUDITOR TO THE COMPANY UNTIL THE END OF NEXT YEAR S AGM	Management	Unknown	For
12	AUTHORIZE THE BOARD TO SET THE AUDITOR S FEES	Management	Unknown	For
13	AUTHORIZE THE BOARD, AS DEFINED IN THE COMPANIES ACT 1985, LIMITED TO: A) THE ALLOTMENT OF RELEVANT SECURITIES UP TO A TOTAL NOMINAL VALUE OF USD 129,701,049 BEING NOT GREATER THAN 20% OF THE ISSUED ORDINARY SHARE CAPITAL OF THE COMPANY AS AT THE DATE OF THIS RESOLUTION B) THE ALLOTMENT WHEN COMBINED WITH ANY ALLOTMENT MADE AS SPECIFIED OF RELEVANT SECURITIES UP TO A TOTAL NOMINAL VALUE OF USD 233,412,206 IN CONNECTION WITH: I) AN OFFER OF RELEVANT SECURITIES OPEN FOR A PERIOD DECIDED ON BY T...1	Management	Unknown	For
14	AUTHORIZE THE BOARD TO ALLOT RELEVANT SECURITIES UP TO A TOTAL NOMINAL VALUE OF USD 129,701,049 PURSUANT TO PARAGRAPH A) OF RESOLUTION 13 BE EXTENDED BY THE ADDITION OF SUCH NUMBER OF ORDINARY SHARES OF USD 0.50 EACH REPRESENTING THE NOMINAL AMOUNT OF THE COMPANY S SHARE CAPITAL REPURCHASED BY THE COMPANY UNDER THE AUTHORITY GRANTED PURSUANT TO RESOLUTION 161	Management	Unknown	For
15	APPROVE THAT, IF RESOLUTION 13 IS PASSED AS AN ORDINARY RESOLUTION, THE BOARD BE GIVEN POWER TO ALLOT EQUITY SECURITIES AS DEFINED IN THE COMPANIES ACT 1986 FOR CASH UNDER THE AUTHORITY GIVEN BY THAT RESOLUTION AND/OR WHERE THE ALLOTMENT CONSTITUTES AN ALLOTMENT OF EQUITY SECURITIES BY VIRTUE OF SECTION 94(3A) OF THE COMPANIES ACT 1985, FREE OF THE RESTRICTION IN SECTION 89(1) OF THE COMPANIES ACT 1985, SUCH POWER TO BE LIMITED TO: A) THE ALLOTMENT OF EQUITY SECURITIES IN CONNECTION WITH EN OF...1	Management	Unknown	For
16	AUTHORIZE THE COMPANY, GENERALLY AND WITHOUT CONDITIONS, TO MAKE MARKET PURCHASES AS DEFINED IN THE COMPANIES ACT 1985 OF ITS ORDINARY SHARES OF USD 0.50 EACH PROVIDED THAT: A) THE COMPANY DOES NOT PURCHASE MORE THAN 129,701,049 SHARES UNDER THIS AUTHORITY B) THE COMPANY DOES NOT PAY LESS FOR EACH SHARE THAN USD 0.50 OR THE EQUIVALENT IN THE CURRENCY IN WHICH THE PURCHASE IS MADE, CALCULATED BY REFERENCE TO A SPOT EXCHANGE RATE FOR THE PURCHASE OF US DOLLARS WITH SUCH OTHER CURRENCY AS DISPLA...1	Management	Unknown	For
17	AUTHORIZE THE COMPANY, GENERALLY AND WITHOUT CONDITIONS, TO MAKE MARKET PURCHASES AS DEFINED IN THE COMPANIES ACT 1985 OF UP TO 328,388 DOLLAR PREFERENCE SHARES AND UP TO 195,285,000 STARLING PREFERENCE SHARES PROVIDED THAT: A) THE COMPANY DOES NOT PAY LESS FOR EACH SHARE (BEFORE EXPENSES) THAN THE NOMINAL VALUE OF THE SHARE OR THE EQUIVALENT IN THE CURRENCY IN WHICH THE PURCHASE IS MADE, CALCULATED BY REFERENCE TO THE SPOT EXCHANGE RATE FOR THE PURCHASE OF THE CURRENCY IN WHICH THE RELEVANT ...1	Management	Unknown	For
18	APPROVE TO ADOPT THE NEW ARTICLES OF ASSOCIATION OF THE COMPANY	Management	Unknown	Abstain
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: STATE BK INDIA MEETING DATE: 06/30/2005
TICKER: --     SECURITY ID: Y8161Z129
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	RECEIVE THE CENTRAL BOARD S REPORT, THE BALANCE SHEET AND PROFIT AND LOSS ACCOUNT OF THE BANK MADE UP TO 31 MAR 2005 AND THE AUDITORS REPORT ON THE BALANCE SHEET AND ACCOUNTS	Management	Unknown	For

ISSUER NAME: STATE STREET CORPORATION MEETING DATE: 04/20/2005
TICKER: STT     SECURITY ID: 857477103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT T. ALBRIGHT AS A DIRECTOR	Management	For	For
1.2	ELECT K. BURNES AS A DIRECTOR	Management	For	For
1.3	ELECT T. CASNER AS A DIRECTOR	Management	For	For
1.4	ELECT N. DAREHSHORI AS A DIRECTOR	Management	For	For
1.5	ELECT A. GOLDSTEIN AS A DIRECTOR	Management	For	For
1.6	ELECT D. GRUBER AS A DIRECTOR	Management	For	For
1.7	ELECT L. HILL AS A DIRECTOR	Management	For	For
1.8	ELECT C. LAMANTIA AS A DIRECTOR	Management	For	For
1.9	ELECT R. LOGUE AS A DIRECTOR	Management	For	For
1.10	ELECT R. SERGEL AS A DIRECTOR	Management	For	For
1.11	ELECT R. SKATES AS A DIRECTOR	Management	For	For
1.12	ELECT G. SUMME AS A DIRECTOR	Management	For	For
1.13	ELECT D. WALSH AS A DIRECTOR	Management	For	For
1.14	ELECT R. WEISSMAN AS A DIRECTOR	Management	For	For
2	TO RATIFY THE SELECTION OF ERNST & YOUNG LLP AS THE COMPANY S INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR 2005.1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: SUN LIFE FINANCIAL INC. MEETING DATE: 05/11/2005
TICKER: SLF     SECURITY ID: 866796105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JAMES C. BAILLIE AS A DIRECTOR	Management	For	For
1.2	ELECT GEORGE W. CARMANY, III AS A DIRECTOR	Management	For	For
1.3	ELECT WILLIAM R. FATT AS A DIRECTOR	Management	For	For
1.4	ELECT DAVID A. GANONG AS A DIRECTOR	Management	For	For
1.5	ELECT GERMAINE GIBARA AS A DIRECTOR	Management	For	For
1.6	ELECT KRYSTYNA T. HOEG AS A DIRECTOR	Management	For	For
1.7	ELECT DAVID W. KERR AS A DIRECTOR	Management	For	For
1.8	ELECT IDALENE F. KESNER AS A DIRECTOR	Management	For	For
1.9	ELECT BERTIN F. NADEAU AS A DIRECTOR	Management	For	For
1.10	ELECT RONALD W. OSBORNE AS A DIRECTOR	Management	For	For
1.11	ELECT C. JAMES PRIEUR AS A DIRECTOR	Management	For	For
1.12	ELECT DONALD A. STEWART AS A DIRECTOR	Management	For	For
1.13	ELECT W. VICKERY STOUGHTON AS A DIRECTOR	Management	For	For
2	APPOINTMENT OF DELOITTE & TOUCHE LLP AS AUDITORS1	Management	For	For
3	SHAREHOLDER PROPOSAL NO. 1	Shareholder	Against	Against
4	SHAREHOLDER PROPOSAL NO. 2	Shareholder	Against	Against
5	SHAREHOLDER PROPOSAL NO. 3	Shareholder	Against	Against
6	SHAREHOLDER PROPOSAL NO. 4	Shareholder	Against	For
7	SHAREHOLDER PROPOSAL NO. 5	Shareholder	Against	Against
8	SHAREHOLDER PROPOSAL NO. 6	Shareholder	Against	Against
9	SHAREHOLDER PROPOSAL NO. 7	Shareholder	Against	Against
10	SHAREHOLDER PROPOSAL NO. 8	Shareholder	Against	Against
11	SHAREHOLDER PROPOSAL NO. 9	Shareholder	Against	Against
12	SHAREHOLDER PROPOSAL NO. 10	Shareholder	Against	Against
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: SUN LIFE FINL INC MEETING DATE: 05/11/2005
TICKER: --     SECURITY ID: 866796105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	RECEIVE THE CONSOLIDATED FINANCIAL STATEMENTS OF THE CORPORATION FOR THE YE 31 DEC 2004, TOGETHER WITH THE REPORTS OF THE AUDITOR AND THE ACTUARY ON THOSE STATEMENTS	N/A	N/A	N/A
2	ELECT MR. JAMES C. BAILLIE AS A DIRECTOR	Management	Unknown	For
3	ELECT MR. GEORGE W. CARMANY, III AS A DIRECTOR	Management	Unknown	For
4	ELECT MR. WILLIAM R. FATT AS A DIRECTOR	Management	Unknown	For
5	ELECT MR. DAVID A. GANONG AS A DIRECTOR	Management	Unknown	For
6	ELECT MS. GERMAINE GIBARA AS A DIRECTOR	Management	Unknown	For
7	ELECT MS. KRYSTYNA T. HOEG AS A DIRECTOR	Management	Unknown	For
8	ELECT MR. DAVID W. KERR AS A DIRECTOR	Management	Unknown	For
9	ELECT MS. IDANLENE F. KESNER AS A DIRECTOR	Management	Unknown	For
10	ELECT MR. BERTIN F. NADEAU AS A DIRECTOR	Management	Unknown	For
11	ELECT MR. RONALD W. OSBORNE AS A DIRECTOR	Management	Unknown	For
12	ELECT MR. C. JAMES PRIEUR AS A DIRECTOR	Management	Unknown	For
13	ELECT MR. DONALD A. STEWART AS A DIRECTOR	Management	Unknown	For
14	ELECT MR. W. VICKERY STOUGHTON AS A DIRECTOR	Management	Unknown	For
15	APPOINT DELOITTE & TOUCHE LLP AS THE AUDITORS1	Management	Unknown	For
16	PLEASE NOTE THAT THIS IS A SHAREHOLDERS PROPOSAL: APPROVE THAT, AS ONE OF CANADA S LARGEST FINANCIAL-SERVICES CORPORATIONS, SUN LIFE SHOULD APPLY INDUSTRY-LEADING STANDARDS TO ALL MATTERS RELATING TO CORPORATE GOVERNANCE; IN THIS CONTEXT, ALL CANDIDATES FOR ELECTION TO THE BOARD OF DIRECTORS MUST EARN AN A GRADE IN THE VOTING BY THE SHAREHOLDERS; SPECIFICALLY, NO CANDIDATE SHALL BE ELECTED TO THE BOARD OF DIRECTORS UNLESS THAT INDIVIDUAL RECEIVES THE SUPPORT OF AT LEAST 75% OF THE VOTING SHARE...	Management	Unknown	Against
17	PLEASE NOTE THAT THIS IS A SHAREHOLDERS PROPOSAL: APPROVE THE POLICY OF SUN LIFE FINANCIAL INC. TO REQUIRE ANY DIRECTOR WHO EXPERIENCES A SIGNIFICANT CHANGE IN PRINCIPAL OCCUPATION TO RESIGN AS SOON AS PRACTICAL; A PROMOTION WITHIN THE SAME COMPANY SHALL NOT CONSTITUTE A CHANGE FOR THE PURPOSE OF THIS POLICY A DIRECTOR WHO RESIGNS MAY RETURN TO THE BOARD IF HE OR SHE ACHIEVES THE NECESSARY LEVEL OF SUPPORT FROM THE VOTING SHAREHOLDERS AT THE NEXT GENERAL MEETING; IN ORDER TO ENSURE CONTINUITY ...	Management	Unknown	Against
18	PLEASE NOTE THAT THIS IS A SHAREHOLDERS PROPOSAL: APPROVE THE MUTUAL FUNDS OWNED OR CONTROLLED BY SUN LIFE FINANCIAL INC. SHALL, AS SOON AS PRACTICAL, IMPLEMENT A SYSTEM OF DISCLOSING TO UNITHOLDERS HOW THE FUND MANAGERS HAVE VOTED ON ANY ISSUE AFFECTING THE FUNDS SHARES THAT HAVE VOTING RIGHTS; THE MUTUAL FUNDS OWNED OR CONTROLLED BY SUN LIFE SHALL ALSO DISCLOSE THEIR GENERAL GUIDELINES FOR EXERCISING THEIR VOTING RIGHTS	Management	Unknown	Against
19	PLEASE NOTE THAT THIS IS A SHAREHOLDERS PROPOSAL: APPROVE THE LOWER STANDARDSTHAT MIGHT BE CURRENTLY ALLOWED IN LEGISLATION OR BYLAWS, IT IS IN THE BEST INTERESTS OF ALL STAKEHOLDERS IN SUN LIFE FINANCIAL INC. TO HAVE A HIGH LEVEL OF PARTICIPATION IN THE ANNUAL MEETING; THE QUORUM FOR THE ANNUAL MEETING SHALL BE THE PARTICIPATION IN PERSON OR BY PROXY OF THE OWNERS OF NOT LESS THAN 50% OF THE COMMON VOTING SHARES OF SUN LIFE FINANCIAL INC. SLF , WHICH IS THE NORMAL STANDARD ESTABLISHED IN THE I...	Management	Unknown	For
20	PLEASE NOTE THAT THIS IS A SHAREHOLDERS PROPOSAL: APPROVE THE NEXT ANNUAL REPORT, THE COMPANY SHALL DISCLOSE THE TOTAL DOLLAR COST OF ALL FORMS OF COMPENSATION INCLUDING THE PRESENT VALUE OF VARIOUS FORMS OF SHARE INCENTIVES AND PENSION ENTITLEMENTS THAT ARE NOT IMMEDIATELY PAID IN CASH FOR THE 100 TOP-PAID EXECUTIVES OF THE COMPANY; TRAVEL EXPENSES AND OTHER PERQUISITES SHALL BE DISCLOSED AS A SUBTOTAL; THE GROSS COST SHALL THEN BE EXPRESSED AS A PERCENTAGE OF THE NET REVENUE PROFIT OF TH...	Management	Unknown	Against
21	PLEASE NOTE THAT THIS IS A SHAREHOLDERS PROPOSAL: APPROVE THE NEXT ANNUAL REPORT, THE COMPANY SHALL DISCLOSE THE TOTAL DOLLAR COST OF ALL FORMS OF COMPENSATION FOR THE MEMBERS OF THE BOARD OF DIRECTORS OF SUN LIFE FINANCIAL INC. AND ALL SUBSIDIARIES ; THE TRAVEL EXPENSES AND OTHER PERQUISITES SHALL BE DISCLOSED AS A SUBTOTAL; THE GROSS COST SHALL THEN BE EXPRESSED AS A PERCENTAGE OF THE NET REVENUE PROFIT OF THE COMPANY, USING GENERALLY ACCEPTED ACCOUNTING PRINCIPLES; THE GROSS COMPENSATION C...	Management	Unknown	Against
22	PLEASE NOTE THAT THIS IS A SHAREHOLDERS PROPOSAL: APPROVE THE DEMUTUALIZATIONOF PREDECESSOR COMPANIES IMPOSED CONTINUING LIABILITIES WITH RESPECT TO PARTICIPATING POLICYHOLDERS; THE REGULATORS OR COURTS FORCE THE COMPANY TO MAINTAIN POLICYHOLDER DIVIDENDS AT THE SAME RATES THAT WERE IN EFFECT PRIOR TO DEMUTUALIZATION OR EVEN HIGHER , SIGNIFICANT ASSETS OF THE COMPANY WILL HAVE TO BE TAKEN OUT OF THE SHAREHOLDERS ACCOUNT AND PLACED IN THE PARTICIPATING POLICYHOLDERS ACCOUNT; THE MATERIAL IMPAC...	Management	Unknown	Against
23	PLEASE NOTE THAT THIS IS A SHAREHOLDERS PROPOSAL: APPROVE THE SUN LIFE FINANCIAL INC. MANIPULATES THE ELECTION OF DIRECTORS OF THE SUN LIFE ASSURANCE COMPANY OF CANADA SO THAT THE BOARDS OF THE 2 COMPANIES ARE IDENTICAL; THE ALL OF THE CURRENT DIRECTORS ARE THE SHAREHOLDERS OF THE SUN LIFE FINANCIAL INC., WHICH IS THE SOLE VOTING SHAREHOLDER OF THE SUN LIFE ASSURANCE COMPANY OF CANADA; THE INSURANCE COMPANIES ACT CANADA REQUIRES THAT 1/3RD OF THE DIRECTORS OF A COMPANY WITH PARTICIPATING POLIC...	Management	Unknown	Against
24	PLEASE NOTE THAT THIS IS A SHAREHOLDERS PROPOSAL: ELECT THE DIRECTORS OF SUN LIFE SHALL BE CONDUCTED BY THE SAME PRINCIPLES AND TO THE SAME STANDARDS AS GOVERNMENTAL ELECTIONS IN CANADA; THE PROCESS SHALL BE CONDUCTED BY AN OFFICER OR TRUSTEE WHO IS INDEPENDENT OF MANAGEMENT; THERE SHALL BE AN OPEN CALL FOR NOMINATIONS; AND THERE SHALL BE A LIST OF CANDIDATES ON THE BALLOT THAT IS GREATER THAN THE NUMBER OF THE DIRECTORS TO BE ELECTED; THE SHAREHOLDERS OF THE SUN LIFE FINANCIAL INC. HEREBY DIREC...	Management	Unknown	Against
25	PLEASE NOTE THAT THIS IS A SHAREHOLDERS PROPOSAL: APPROVE THE CLARICA LIFE INSURANCE COMPANY, WHICH WAS PURCHASED BY SUN LIFE FINANCIAL INC., PROVIDED FUNDING FOR A NUMBER OF LEASING DEALS ARRANGED BY THE MFP FINANCIAL INC., A COMPANY THAT HAS BEEN THE SUBJECT OF 2 JUDICIAL INQUIRIES ONE IN TORONTO AND ONE IN WATERLOO, ONTARIO ; THE LATTER DEAL INVOLVED THE FINANCING OF THE RIM PARK, THE LARGEST PROJECT IN THE HISTORY OF THE CITY OF WATERLOO; THE MFP HAD ENTICED THE CITY BY OFFERING FINANCING A...	Management	Unknown	Against
26	TRANSACT ANY OTHER BUSINESS	N/A	N/A	N/A
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: SYNOVUS FINANCIAL CORP. MEETING DATE: 04/28/2005
TICKER: SNV     SECURITY ID: 87161C105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DANIEL P. AMOS AS A DIRECTOR	Management	For	For
1.2	ELECT RICHARD E. ANTHONY AS A DIRECTOR	Management	For	For
1.3	ELECT C. EDWARD FLOYD AS A DIRECTOR	Management	For	For
1.4	ELECT MASON H. LAMPTON AS A DIRECTOR	Management	For	For
1.5	ELECT ELIZABETH C. OGIE AS A DIRECTOR	Management	For	For
1.6	ELECT MELVIN T. STITH AS A DIRECTOR	Management	For	For
2	TO RATIFY THE APPOINTMENT OF KPMG LLP AS SYNOVUS INDEPENDENT AUDITOR.	Management	For	For

ISSUER NAME: THE BANK OF NEW YORK COMPANY, INC. MEETING DATE: 04/12/2005
TICKER: BK     SECURITY ID: 064057102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT MR. BIONDI AS A DIRECTOR	Management	For	For
1.2	ELECT MR. DONOFRIO AS A DIRECTOR	Management	For	For
1.3	ELECT MR. HASSELL AS A DIRECTOR	Management	For	For
1.4	ELECT MR. KOGAN AS A DIRECTOR	Management	For	For
1.5	ELECT MR. KOWALSKI AS A DIRECTOR	Management	For	For
1.6	ELECT MR. LUKE AS A DIRECTOR	Management	For	For
1.7	ELECT MR. MALONE AS A DIRECTOR	Management	For	For
1.8	ELECT MR. MYNERS AS A DIRECTOR	Management	For	For
1.9	ELECT MS. REIN AS A DIRECTOR	Management	For	For
1.10	ELECT MR. RENYI AS A DIRECTOR	Management	For	For
1.11	ELECT MR. RICHARDSON AS A DIRECTOR	Management	For	For
1.12	ELECT MR. ROBERTS AS A DIRECTOR	Management	For	For
1.13	ELECT MR. SCOTT AS A DIRECTOR	Management	For	For
2	RATIFICATION OF AUDITORS	Management	For	For
3	SHAREHOLDER PROPOSAL WITH RESPECT TO CUMULATIVE VOTING	Shareholder	Against	Against
4	SHAREHOLDER PROPOSAL WITH RESPECT TO EXECUTIVE COMPENSATION	Shareholder	Against	Against

ISSUER NAME: THE BEAR STEARNS COMPANIES INC. MEETING DATE: 04/07/2005
TICKER: BSC     SECURITY ID: 073902108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JAMES E. CAYNE AS A DIRECTOR	Management	For	For
1.2	ELECT HENRY S. BIENEN AS A DIRECTOR	Management	For	For
1.3	ELECT CARL D. GLICKMAN AS A DIRECTOR	Management	For	For
1.4	ELECT ALAN C. GREENBERG AS A DIRECTOR	Management	For	For
1.5	ELECT DONALD J. HARRINGTON AS A DIRECTOR	Management	For	For
1.6	ELECT FRANK T. NICKELL AS A DIRECTOR	Management	For	For
1.7	ELECT PAUL A. NOVELLY AS A DIRECTOR	Management	For	For
1.8	ELECT FREDERIC V. SALERNO AS A DIRECTOR	Management	For	For
1.9	ELECT ALAN D. SCHWARTZ AS A DIRECTOR	Management	For	For
1.10	ELECT WARREN J. SPECTOR AS A DIRECTOR	Management	For	For
1.11	ELECT VINCENT TESE AS A DIRECTOR	Management	For	For
1.12	ELECT WESLEY S. WILLIAMS JR. AS A DIRECTOR	Management	For	For
2	APPROVAL OF AMENDMENTS TO THE PERFORMANCE COMPENSATION PLAN.	Management	For	For
3	RATIFICATION OF THE APPOINTMENT OF DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITORS FOR THE FISCAL YEAR ENDING NOVEMBER 30, 2005.1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: THE CHARLES SCHWAB CORPORATION MEETING DATE: 05/19/2005
TICKER: SCH     SECURITY ID: 808513105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT FRANK C. HERRINGER AS A DIRECTOR	Management	For	For
1.2	ELECT STEPHEN T. MCLIN AS A DIRECTOR	Management	For	For
1.3	ELECT CHARLES R. SCHWAB AS A DIRECTOR	Management	For	For
1.4	ELECT ROGER O. WALTHER AS A DIRECTOR	Management	For	For
1.5	ELECT ROBERT N. WILSON AS A DIRECTOR	Management	For	For
2	APPROVAL OF AN AMENDMENT TO THE 2004 STOCK INCENTIVE PLAN REGARDING GRANTS TO NON-EMPLOYEE DIRECTORS.	Management	For	Against
3	APPROVAL OF AN AMENDMENT TO THE CORPORATE EXECUTIVE BONUS PLAN REGARDING PERFORMANCE MEASURES.	Management	For	For
4	STOCKHOLDER PROPOSAL REGARDING TERMS OF DIRECTORS	Shareholder	Against	For

ISSUER NAME: THE GOLDMAN SACHS GROUP, INC. MEETING DATE: 04/06/2005
TICKER: GS     SECURITY ID: 38141G104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JOHN H. BRYAN AS A DIRECTOR	Management	For	For
1.2	ELECT STEPHEN FRIEDMAN AS A DIRECTOR	Management	For	For
1.3	ELECT WILLIAM W. GEORGE AS A DIRECTOR	Management	For	For
1.4	ELECT HENRY M. PAULSON, JR. AS A DIRECTOR	Management	For	For
2	APPROVAL OF AMENDMENTS TO OUR AMENDED AND RESTATED CERTIFICATE OF INCORPORATION TO PROVIDE FOR THE ANNUAL ELECTION OF ALL OF OUR DIRECTORS.	Management	For	For
3	RATIFICATION OF THE APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS OUR INDEPENDENT AUDITORS FOR OUR 2005 FISCAL YEAR.	Management	For	For

ISSUER NAME: THE HARTFORD FINANCIAL SVCS GROUP, I MEETING DATE: 05/18/2005
TICKER: HIG     SECURITY ID: 416515104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT RAMANI AYER AS A DIRECTOR	Management	For	For
1.2	ELECT RONALD E. FERGUSON AS A DIRECTOR	Management	For	For
1.3	ELECT EDWARD J. KELLY, III AS A DIRECTOR	Management	For	For
1.4	ELECT PAUL G. KIRK, JR. AS A DIRECTOR	Management	For	For
1.5	ELECT THOMAS M. MARRA AS A DIRECTOR	Management	For	For
1.6	ELECT GAIL J. MCGOVERN AS A DIRECTOR	Management	For	For
1.7	ELECT MICHAEL G. MORRIS AS A DIRECTOR	Management	For	For
1.8	ELECT ROBERT W. SELANDER AS A DIRECTOR	Management	For	For
1.9	ELECT CHARLES B. STRAUSS AS A DIRECTOR	Management	For	For
1.10	ELECT H. PATRICK SWYGERT AS A DIRECTOR	Management	For	For
1.11	ELECT DAVID K. ZWIENER AS A DIRECTOR	Management	For	For
2	RATIFICATION OF THE APPOINTMENT OF DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITORS OF THE COMPANY FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.1	Management	For	For
3	APPROVAL OF THE HARTFORD 2005 INCENTIVE STOCK PLAN	Management	For	For
4	APPROVAL OF MATERIAL TERMS OF EXECUTIVE OFFICER PERFORMANCE GOALS FOR INCENTIVE AWARDS	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: THE MILLS CORPORATION MEETING DATE: 06/07/2005
TICKER: MLS     SECURITY ID: 601148109
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT LAURENCE C. SIEGEL AS A DIRECTOR	Management	For	For
1.2	ELECT FRANZ VON PERFALL AS A DIRECTOR	Management	For	For
1.3	ELECT CRISTINA L. ROSE AS A DIRECTOR	Management	For	For
1.4	ELECT COLOMBE M. NICHOLAS AS A DIRECTOR	Management	For	For
2	PROPOSAL TO RATIFY THE APPOINTMENT OF ERNST & YOUNG LLP AS AUDITORS FOR 2005.1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: THE PMI GROUP, INC. MEETING DATE: 05/19/2005
TICKER: PMI     SECURITY ID: 69344M101
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT MARIANN BYERWALTER AS A DIRECTOR	Management	For	For
1.2	ELECT DR. JAMES C. CASTLE AS A DIRECTOR	Management	For	For
1.3	ELECT CARMINE GUERRO AS A DIRECTOR	Management	For	For
1.4	ELECT W. ROGER HAUGHTON AS A DIRECTOR	Management	For	For
1.5	ELECT WAYNE E. HEDIEN AS A DIRECTOR	Management	For	For
1.6	ELECT LOUIS G. LOWER II AS A DIRECTOR	Management	For	For
1.7	ELECT RAYMOND L. OCAMPO JR. AS A DIRECTOR	Management	For	For
1.8	ELECT JOHN D. ROACH AS A DIRECTOR	Management	For	For
1.9	ELECT DR. KENNETH T. ROSEN AS A DIRECTOR	Management	For	For
1.10	ELECT STEVEN L. SCHEID AS A DIRECTOR	Management	For	For
1.11	ELECT L. STEPHEN SMITH AS A DIRECTOR	Management	For	For
1.12	ELECT RICHARD L. THOMAS AS A DIRECTOR	Management	For	For
1.13	ELECT JOSE H. VILLARREAL AS A DIRECTOR	Management	For	For
1.14	ELECT MARY LEE WIDENER AS A DIRECTOR	Management	For	For
1.15	ELECT RONALD H. ZECH AS A DIRECTOR	Management	For	For
2	RATIFICATION OF THE APPOINTMENT OF ERNST & YOUNG LLP AS THE COMPANY S INDEPENDENT AUDITORS FOR THE YEAR ENDING DECEMBER 31, 2005.1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: THE ST. PAUL TRAVELERS COMPANIES, IN MEETING DATE: 05/03/2005
TICKER: STA     SECURITY ID: 792860108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JOHN H. DASBURG AS A DIRECTOR	Management	For	For
1.2	ELECT LESLIE B. DISHAROON AS A DIRECTOR	Management	For	For
1.3	ELECT JANET M. DOLAN AS A DIRECTOR	Management	For	For
1.4	ELECT KENNETH M. DUBERSTEIN AS A DIRECTOR	Management	For	For
1.5	ELECT JAY S. FISHMAN AS A DIRECTOR	Management	For	For
1.6	ELECT LAWRENCE G. GRAEV AS A DIRECTOR	Management	For	For
1.7	ELECT THOMAS R. HODGSON AS A DIRECTOR	Management	For	For
1.8	ELECT ROBERT I. LIPP AS A DIRECTOR	Management	For	For
1.9	ELECT BLYTHE J. MCGARVIE AS A DIRECTOR	Management	For	For
1.10	ELECT GLEN D. NELSON, MD AS A DIRECTOR	Management	For	For
1.11	ELECT CLARENCE OTIS, JR. AS A DIRECTOR	Management	For	For
1.12	ELECT CHARLES W. SCHARF AS A DIRECTOR	Management	For	For
1.13	ELECT LAURIE J. THOMSEN AS A DIRECTOR	Management	For	For
2	PROPOSAL TO RATIFY THE SELECTION OF KPMG LLP AS ST. PAUL TRAVELERS INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR 2005.	Management	For	For

ISSUER NAME: TORCHMARK CORPORATION MEETING DATE: 04/28/2005
TICKER: TMK     SECURITY ID: 891027104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT MARK S. MCANDREW AS A DIRECTOR	Management	For	For
1.2	ELECT SAM R. PERRY AS A DIRECTOR	Management	For	For
1.3	ELECT LAMAR C. SMITH AS A DIRECTOR	Management	For	For
2	RATIFICATION OF AUDITORS	Management	For	For
3	2005 NON-EMPLOYEE DIRECTOR INCENTIVE PLAN	Management	For	Against
4	2005 INCENTIVE PLAN	Management	For	Against
5	SHAREHOLDER PROPOSAL	Shareholder	Against	Against

ISSUER NAME: U.S. BANCORP MEETING DATE: 04/19/2005
TICKER: USB     SECURITY ID: 902973304
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JOEL W. JOHNSON AS A DIRECTOR	Management	For	For
1.2	ELECT DAVID B. O'MALEY AS A DIRECTOR	Management	For	For
1.3	ELECT O'DELL M. OWENS MD, MPH AS A DIRECTOR	Management	For	For
1.4	ELECT CRAIG D. SCHNUCK AS A DIRECTOR	Management	For	For
1.5	ELECT WARREN R. STALEY AS A DIRECTOR	Management	For	For
2	RATIFY SELECTION OF ERNST & YOUNG LLP AS INDEPENDENT AUDITOR FOR THE 2005 FISCAL YEAR.1	Management	For	For
3	AMEND CERTIFICATE OF INCORPORATION TO ELIMINATE SUPERMAJORITY VOTING.	Management	For	For
4	SHAREHOLDER PROPOSAL: PERFORMANCE VESTING SHARES.	Shareholder	Against	Against
5	SHAREHOLDER PROPOSAL: PROHIBITION ON TAX AND NON-AUDIT WORK BY INDEPENDENT AUDITORS.	Shareholder	Against	Against
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: UBS AG MEETING DATE: 04/21/2005
TICKER: UBS     SECURITY ID: H8920M855
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	ANNUAL REPORT, GROUP AND PARENT COMPANY ACCOUNTS FOR 2004. REPORTS OF THE GROUP AND STATUTORY AUDITORS	Management	For	None
2	APPROPRIATION OF RETAINED EARNINGS. DIVIDEND FOR FINANCIAL YEAR 2004	Management	For	None
3	DISCHARGE OF THE MEMBERS OF THE BOARD OF DIRECTORS AND THE GROUP EXECUTIVE BOARD	Management	For	None
4	RE-ELECTION OF BOARD MEMBER: MARCEL OSPEL	Management	For	None
5	RE-ELECTION OF BOARD MEMBER: LAWRENCE A. WEINBACH	Management	For	None
6	ELECTION OF NEW BOARD MEMBER: MARCO SUTER	Management	For	None
7	ELECTION OF NEW BOARD MEMBER: PETER R. VOSER	Management	For	None
8	RE-ELECTION OF GROUP AND STATUTORY AUDITORS: ERNST & YOUNG LTD., BASEL1	Management	For	None
9	CANCELLATION OF SHARES REPURCHASED UNDER THE 2004/2005 SHARE BUYBACK PROGRAM AND RESPECTIVE AMENDMENT OF ARTICLE 4 OF THE ARTICLES OF ASSOCIATION	Management	For	None
10	APPROVAL OF A NEW 2005/2006 SHARE BUYBACK PROGRAM	Management	For	None
11	IN CASE OF AD-HOC SHAREHOLDERS MOTIONS DURING THE ANNUAL GENERAL MEETING, I/WE AUTHORIZE MY/OUR PROXY TO VOTE IN ACCORDANCE WITH THE BOARD OF DIRECTORS	Management	Unknown	None
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: UCBH HOLDINGS, INC. MEETING DATE: 09/24/2004
TICKER: UCBH     SECURITY ID: 90262T308
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	THE APPROVAL OF THE AMENDMENTS TO THE UCBH HOLDINGS, INC. 1998 STOCK OPTION PLAN TO INCREASE THE NUMBER OF SHARES RESERVED FOR AWARDS UNDER THE PLAN TO 11,828,824 AND TO REVISE THE DEFINITION OF CHANGE IN CONTROL TO CONFORM TO CURRENT CHANGE IN CONTROL AGREEMENTS WITH CERTAIN SENIOR MANAGEMENT.	Management	For	For

ISSUER NAME: UCBH HOLDINGS, INC. MEETING DATE: 05/19/2005
TICKER: UCBH     SECURITY ID: 90262T308
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT LI-LIN KO AS A DIRECTOR	Management	For	For
1.2	ELECT RICHARD LI-CHUNG WANG AS A DIRECTOR	Management	For	For
1.3	ELECT DENNIS WU AS A DIRECTOR	Management	For	For
2	THE RATIFICATION OF THE SELECTION OF PRICEWATERHOUSECOOPERS LLP AS THE COMPANY S INDEPENDENT AUDITORS FOR THE YEAR ENDING DECEMBER 31, 2005.	Management	For	For

ISSUER NAME: UNITRIN, INC. MEETING DATE: 05/04/2005
TICKER: UTR     SECURITY ID: 913275103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JAMES E. ANNABLE AS A DIRECTOR	Management	For	Withhold
1.2	ELECT ERIC J. DRAUT AS A DIRECTOR	Management	For	Withhold
1.3	ELECT DONALD V. FITES AS A DIRECTOR	Management	For	Withhold
1.4	ELECT DOUGLAS G. GEOGA AS A DIRECTOR	Management	For	Withhold
1.5	ELECT REUBEN L. HEDLUND AS A DIRECTOR	Management	For	Withhold
1.6	ELECT JERROLD V. JEROME AS A DIRECTOR	Management	For	Withhold
1.7	ELECT WILLIAM E. JOHNSTON JR. AS A DIRECTOR	Management	For	Withhold
1.8	ELECT WAYNE KAUTH AS A DIRECTOR	Management	For	Withhold
1.9	ELECT FAYEZ S. SAROFIM AS A DIRECTOR	Management	For	Withhold
1.10	ELECT DONALD G. SOUTHWELL AS A DIRECTOR	Management	For	Withhold
1.11	ELECT RICHARD C. VIE AS A DIRECTOR	Management	For	Withhold
1.12	ELECT ANN E. ZIEGLER AS A DIRECTOR	Management	For	Withhold
2	APPROVAL OF THE 2005 RESTRICTED STOCK AND RESTRICTED STOCK UNIT PLAN.	Management	For	For

ISSUER NAME: VALLEY NATIONAL BANCORP MEETING DATE: 04/06/2005
TICKER: VLY     SECURITY ID: 919794107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT ANDREW B. ABRAMSON AS A DIRECTOR	Management	For	For
1.2	ELECT PAMELA BRONANDER AS A DIRECTOR	Management	For	For
1.3	ELECT ERIC P. EDELSTEIN AS A DIRECTOR	Management	For	For
1.4	ELECT MARY J STEELE GUILFOILE AS A DIRECTOR	Management	For	For
1.5	ELECT H. DALE HEMMERDINGER AS A DIRECTOR	Management	For	For
1.6	ELECT GRAHAM O. JONES AS A DIRECTOR	Management	For	For
1.7	ELECT WALTER H. JONES, III AS A DIRECTOR	Management	For	For
1.8	ELECT GERALD KORDE AS A DIRECTOR	Management	For	For
1.9	ELECT MICHAEL L. LARUSSO AS A DIRECTOR	Management	For	For
1.10	ELECT GERALD H. LIPKIN AS A DIRECTOR	Management	For	For
1.11	ELECT ROBINSON MARKEL AS A DIRECTOR	Management	For	For
1.12	ELECT ROBERT E. MCENTEE AS A DIRECTOR	Management	For	For
1.13	ELECT RICHARD S. MILLER AS A DIRECTOR	Management	For	For
1.14	ELECT BARNETT RUKIN AS A DIRECTOR	Management	For	For
1.15	ELECT LEONARD J. VORCHEIMER AS A DIRECTOR	Management	For	For
2	2004 DIRECTOR RESTRICTED STOCK PLAN.	Management	For	Against
3	SECTION 162(M) PERFORMANCE CRITERIA UNDER THE EXECUTIVE INCENTIVE PLAN.1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: VORNADO REALTY TRUST MEETING DATE: 05/18/2005
TICKER: VNO     SECURITY ID: 929042109
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT ANTHONY DEERING AS A DIRECTOR	Management	For	For
1.2	ELECT MICHAEL LYNNE AS A DIRECTOR	Management	For	For
1.3	ELECT ROBERT H. SMITH AS A DIRECTOR	Management	For	For
1.4	ELECT RONALD TARGAN AS A DIRECTOR	Management	For	For
2	THE RATIFICATION OF THE SELECTION OF INDEPENDENT AUDITORS	Management	For	For

ISSUER NAME: W HOLDING COMPANY, INC. MEETING DATE: 05/27/2005
TICKER: WHI     SECURITY ID: 929251106
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT CORNELIUS TAMBOER AS A DIRECTOR	Management	For	For
1.2	ELECT FREDESWINDA G. FRONTERA AS A DIRECTOR	Management	For	For
2	TO AMEND THE COMPANY S CERTIFICATE OF INCORPORATION TO INCREASE THE NUMBER OF AUTHORIZED SHARES OF THE COMPANY S COMMON STOCK, PAR VALUE $1.00 PER SHARE (THE COMMON STOCK ), FROM 300,000,000 SHARES TO 500,000,000 SHARES.1	Management	For	For
3	TO AMEND THE COMPANY S CERTIFICATE OF INCORPORATION TO INCREASE THE NUMBER OF AUTHORIZED SHARES OF THE COMPANY S PREFERRED STOCK, PAR VALUE $1.00 PER SHARE (THE PREFERRED STOCK ), FROM 20,000,000 SHARES TO 50,000,000 SHARES.1	Management	For	Against
4	TO RATIFY APPOINTMENT BY THE BOARD OF DIRECTORS OF DELOITTE & TOUCHE LLP, AS THE COMPANY S INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: WACHOVIA CORPORATION MEETING DATE: 10/28/2004
TICKER: WB     SECURITY ID: 929903102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	A PROPOSAL TO APPROVE THE PLAN OF MERGER CONTAINED IN THE AGREEMENT AND PLAN OF MERGER, DATED AS OF JUNE 20, 2004, BETWEEN SOUTHTRUST CORPORATION AND WACHOVIA, PURSUANT TO WHICH SOUTHTRUST WILL MERGE WITH AND INTO WACHOVIA, AS MORE FULLY DESCRIBED IN THE JOINT PROXY STATEMENT-PROSPECTUS DATED SEPTEMBER 24, 2004.	Management	For	For

ISSUER NAME: WACHOVIA CORPORATION MEETING DATE: 04/19/2005
TICKER: WB     SECURITY ID: 929903102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JOHN D. BAKER, II* AS A DIRECTOR1	Management	For	For
1.2	ELECT PETER C. BROWNING* AS A DIRECTOR1	Management	For	For
1.3	ELECT DONALD M. JAMES* AS A DIRECTOR1	Management	For	For
1.4	ELECT VAN L. RICHEY* AS A DIRECTOR1	Management	For	For
1.5	ELECT G. KENNEDY THOMPSON* AS A DIRECTOR1	Management	For	For
1.6	ELECT JOHN C. WHITAKER, JR.* AS A DIRECTOR1	Management	For	For
1.7	ELECT WALLACE D. MALONE, JR** AS A DIRECTOR1	Management	For	For
1.8	ELECT ROBERT J. BROWN*** AS A DIRECTOR1	Management	For	For
2	A WACHOVIA PROPOSAL TO RATIFY THE APPOINTMENT OF KPMG LLP AS AUDITORS FOR THE YEAR 2005.	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: WASHINGTON MUTUAL, INC. MEETING DATE: 04/19/2005
TICKER: WM     SECURITY ID: 939322103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT PHILLIP D. MATTHEWS AS A DIRECTOR	Management	For	For
1.2	ELECT MARY E. PUGH AS A DIRECTOR	Management	For	For
1.3	ELECT WILLIAM G. REED, JR. AS A DIRECTOR	Management	For	For
1.4	ELECT JAMES H. STEVER AS A DIRECTOR	Management	For	For
2	RATIFICATION OF THE APPOINTMENT OF DELOITTE & TOUCHE LLP AS THE COMPANY S INDEPENDENT AUDITORS FOR 20051	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: WELLS FARGO & COMPANY MEETING DATE: 04/26/2005
TICKER: WFC     SECURITY ID: 949746101
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT J.A. BLANCHARD III AS A DIRECTOR	Management	For	For
1.2	ELECT SUSAN E. ENGEL AS A DIRECTOR	Management	For	For
1.3	ELECT ENRIQUE HERNANDEZ, JR. AS A DIRECTOR	Management	For	For
1.4	ELECT ROBERT L. JOSS AS A DIRECTOR	Management	For	For
1.5	ELECT REATHA CLARK KING AS A DIRECTOR	Management	For	For
1.6	ELECT RICHARD M. KOVACEVICH AS A DIRECTOR	Management	For	For
1.7	ELECT RICHARD D. MCCORMICK AS A DIRECTOR	Management	For	For
1.8	ELECT CYNTHIA H. MILLIGAN AS A DIRECTOR	Management	For	For
1.9	ELECT PHILIP J. QUIGLEY AS A DIRECTOR	Management	For	For
1.10	ELECT DONALD B. RICE AS A DIRECTOR	Management	For	For
1.11	ELECT JUDITH M. RUNSTAD AS A DIRECTOR	Management	For	For
1.12	ELECT STEPHEN W. SANGER AS A DIRECTOR	Management	For	For
1.13	ELECT SUSAN G. SWENSON AS A DIRECTOR	Management	For	For
1.14	ELECT MICHAEL W. WRIGHT AS A DIRECTOR	Management	For	For
2	PROPOSAL TO APPROVE THE COMPANY S AMENDED AND RESTATED LONG-TERM INCENTIVE COMPENSATION PLAN.	Management	For	For
3	PROPOSAL TO RATIFY APPOINTMENT OF KPMG LLP AS INDEPENDENT AUDITORS FOR 2005.	Management	For	For
4	STOCKHOLDER PROPOSAL REGARDING PAYDAY LENDING.	Shareholder	Against	Against
5	STOCKHOLDER PROPOSAL REGARDING EXECUTIVE COMPENSATION AND PREDATORY LENDING.	Shareholder	Against	Against
6	STOCKHOLDER PROPOSAL REGARDING PERFORMANCE SHARES.	Shareholder	Against	Against
7	STOCKHOLDER PROPOSAL REGARDING CHIEF EXECUTIVE OFFICER COMPENSATION.	Shareholder	Against	Against
8	STOCKHOLDER PROPOSAL REGARDING SEPARATION OF BOARD CHAIR AND CEO POSITIONS.	Shareholder	Against	Against

ISSUER NAME: WESTCORP MEETING DATE: 04/26/2005
TICKER: WES     SECURITY ID: 957907108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JUDITH M. BARDWICK AS A DIRECTOR	Management	For	For
1.2	ELECT ROBERT T. BARNUM AS A DIRECTOR	Management	For	For
1.3	ELECT JAMES R. DOWLAN AS A DIRECTOR	Management	For	For
1.4	ELECT DUANE A. NELLES AS A DIRECTOR	Management	For	For
1.5	ELECT ERNEST S. RADY AS A DIRECTOR	Management	For	For
1.6	ELECT HARRY M. RADY AS A DIRECTOR	Management	For	For
1.7	ELECT CHARLES E. SCRIBNER AS A DIRECTOR	Management	For	For
1.8	ELECT THOMAS A. WOLFE AS A DIRECTOR	Management	For	For
2	AMEND ARTICLE I OF WESTCORP S ARTICLES OF INCORPORATION, CONDITIONED UPON THE COMPLETION OF THE MERGER OF WFS FINANCIAL INC INTO WESTERN FINANCIAL BANK, TO READ IN FULL AS FOLLOWS: ARTICLE I: THE NAME OF THIS CORPORATION IS WESTERN FINANCIAL BANCORP	Management	For	For
3	APPROVE THE WESTCORP STOCK INCENTIVE PLAN	Management	For	Against
4	RATIFY THE APPOINTMENT OF ERNST & YOUNG LLP AS INDEPENDENT AUDITORS1	Management	For	For
1. Fidelity displays agenda items and descriptions, including the use of characters (such as page numbers, percentage and pound signs, ampersands and, in particular, asterisks and other footnote designations) as they are provided by the issuer and the vote processing agent. Generally, asterisks refer to the class of director or stock or indicate notice of voting instructions.

ISSUER NAME: XL CAPITAL LTD MEETING DATE: 04/29/2005
TICKER: XL     SECURITY ID: G98255105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT MICHAEL P. ESPOSITO, JR AS A DIRECTOR	Management	For	For
1.2	ELECT ROBERT R. GLAUBER AS A DIRECTOR	Management	For	For
1.3	ELECT CYRIL RANCE AS A DIRECTOR	Management	For	For
1.4	ELECT ELLEN E. THROWER AS A DIRECTOR	Management	For	For
2	TO RATIFY THE APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP, NEW YORK, NEW YORK, TO ACT AS THE INDEPENDENT AUDITORS OF THE COMPANY FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.	Management	For	For
3	TO APPROVE THE AMENDMENT AND RESTATEMENT OF THE COMPANY S 1991 PERFORMANCE INCENTIVE PROGRAM.	Management	For	Against