FORM N-PX

ANNUAL REPORT OF PROXY VOTING RECORD OF REGISTERED MANAGEMENT INVESTMENT COMPANY

INVESTMENT COMPANY ACT FILE NUMBER: 811-03114

EXACT NAME OF REGISTRANT AS SPECIFIED IN CHARTER: Fidelity Select Portfolios

Fund Name: Select Financial Services Portfolio

82 DEVONSHIRE STREET, BOSTON, MA 02109
(ADDRESS OF PRINCIPAL EXECUTIVE OFFICES) (ZIP CODE)

ERIC D. ROITER, SECRETARY, 82 DEVONSHIRE STREET, BOSTON, MA 02109
(NAME AND ADDRESS OF AGENT FOR SERVICE)

REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE: 617-563-7000

DATE OF FISCAL YEAR END: FEBRUARY 29

DATE OF REPORTING PERIOD: 06/30/2004

SIGNATURES

PURSUANT TO THE REQUIREMENTS OF THE INVESTMENT COMPANY ACT OF 1940, THE REGISTRANT HAS DULY CAUSED THIS REPORT TO BE SIGNED ON ITS BEHALF BY THE UNDERSIGNED, THERE UNTO DULY AUTHORIZED.

Fidelity Select Portfolios

BY:  /s/ CHRISTINE REYNOLDS
-----------------------------------------------------
CHRISTINE REYNOLDS, TREASURER, FIDELITY MANAGEMENT & RESEARCH COMPANY
DATE: 08/26/2004 10:51:40 AM

EXHIBIT A

VOTE SUMMARY REPORT
Select Financial Services Portfolio
07/01/2003 - 06/30/2004

Note: The Security ID will be the CUSIP (Committee on Uniform Securities Identification Procedures) when available. When CUSIP is not available, an alternate identifier, e.g., CINS, will be provided.

ISSUER NAME: ACE LIMITED MEETING DATE: 05/27/2004
TICKER: ACE     SECURITY ID: G0070K103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT BRIAN DUPERREAULT AS A DIRECTOR	Management	For	For
1.2	ELECT ROBERT M. HERNANDEZ AS A DIRECTOR	Management	For	For
1.3	ELECT PETER MENIKOFF AS A DIRECTOR	Management	For	For
1.4	ELECT ROBERT RIPP AS A DIRECTOR	Management	For	For
1.5	ELECT DERMOT F. SMURFIT AS A DIRECTOR	Management	For	For
2	PROPOSAL TO APPROVE THE ACE LIMITED 2004 LONG-TERM INCENTIVE PLAN.	Management	For	For
3	PROPOSAL TO RATIFY THE APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS THE INDEPENDENT ACCOUNTANTS OF ACE LIMITED FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: AFLAC INCORPORATED MEETING DATE: 05/03/2004
TICKER: AFL     SECURITY ID: 001055102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DANIEL P. AMOS AS A DIRECTOR	Management	For	For
1.2	ELECT JOHN SHELBY AMOS II AS A DIRECTOR	Management	For	For
1.3	ELECT MICHAEL H. ARMACOST AS A DIRECTOR	Management	For	For
1.4	ELECT KRISS CLONINGER, III AS A DIRECTOR	Management	For	For
1.5	ELECT JOE FRANK HARRIS AS A DIRECTOR	Management	For	For
1.6	ELECT ELIZABETH J. HUDSON AS A DIRECTOR	Management	For	For
1.7	ELECT KENNETH S. JANKE, SR. AS A DIRECTOR	Management	For	For
1.8	ELECT DOUGLAS W. JOHNSON AS A DIRECTOR	Management	For	For
1.9	ELECT ROBERT B. JOHNSON AS A DIRECTOR	Management	For	For
1.10	ELECT CHARLES B. KNAPP AS A DIRECTOR	Management	For	For
1.11	ELECT HIDEFUMI MATSUI AS A DIRECTOR	Management	For	For
1.12	ELECT NOBUHIRO MORI AS A DIRECTOR	Management	For	For
1.13	ELECT E. STEPHEN PURDOM, M.D. AS A DIRECTOR	Management	For	For
1.14	ELECT BARBARA K. RIMER AS A DIRECTOR	Management	For	For
1.15	ELECT MARVIN R. SCHUSTER AS A DIRECTOR	Management	For	For
1.16	ELECT GLENN VAUGHN, JR. AS A DIRECTOR	Management	For	For
1.17	ELECT ROBERT L. WRIGHT AS A DIRECTOR	Management	For	For
2	TO CONSIDER AND APPROVE THE 2004 AFLAC INCORPORATED LONG-TERM INCENTIVE PLAN.	Management	For	For
3	RATIFICATION OF APPOINTMENT OF KPMG LLP AS INDEPENDENT AUDITORS.	Management	For	For

ISSUER NAME: AMBAC FINANCIAL GROUP, INC. MEETING DATE: 05/04/2004
TICKER: ABK     SECURITY ID: 023139108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT PHILLIP B. LASSITER AS A DIRECTOR	Management	For	For
1.2	ELECT MICHAEL A. CALLEN AS A DIRECTOR	Management	For	For
1.3	ELECT RENSO L. CAPORALI AS A DIRECTOR	Management	For	For
1.4	ELECT JILL M. CONSIDINE AS A DIRECTOR	Management	For	For
1.5	ELECT RICHARD DULUDE AS A DIRECTOR	Management	For	For
1.6	ELECT ROBERT J. GENADER AS A DIRECTOR	Management	For	For
1.7	ELECT W. GRANT GREGORY AS A DIRECTOR	Management	For	For
1.8	ELECT LAURA S. UNGER AS A DIRECTOR	Management	For	For
1.9	ELECT HENRY D.G. WALLACE AS A DIRECTOR	Management	For	For
2	AMEND THE CERTIFICATE OF INCORPORATION TO INCREASE THE NUMBER OF AUTHORIZED SHARES OF COMMON STOCK FROM 200 MILLION TO 350 MILLION.	Management	For	For
3	APPROVE AMENDMENTS TO THE AMBAC 1997 NON-EMPLOYEE DIRECTORS EQUITY PLAN.	Management	For	For
4	RATIFY SELECTION OF KPMG LLP AS INDEPENDENT AUDITORS FOR 2004.	Management	For	For

ISSUER NAME: AMERICAN EQUITY INVESTMENT LIFE HLDG MEETING DATE: 06/10/2004
TICKER: AEL     SECURITY ID: 025676206
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JOHN C. ANDERSON AS A DIRECTOR	Management	For	For
1.2	ELECT ROBERT L. HILTON AS A DIRECTOR	Management	For	For
1.3	ELECT JOHN M. MATOVINA AS A DIRECTOR	Management	For	For
1.4	ELECT KEVIN R. WINGERT AS A DIRECTOR	Management	For	For
2	TO RATIFY THE APPOINTMENT OF ERNST & YOUNG LLP AS THE COMPANY S INDEPENDENT AUDITORS FOR 2004.	Management	For	For

ISSUER NAME: AMERICAN EXPRESS COMPANY MEETING DATE: 04/26/2004
TICKER: AXP     SECURITY ID: 025816109
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT D.F. AKERSON AS A DIRECTOR	Management	For	For
1.2	ELECT C. BARSHEFSKY AS A DIRECTOR	Management	For	For
1.3	ELECT W.G. BOWEN AS A DIRECTOR	Management	For	For
1.4	ELECT U.M. BURNS AS A DIRECTOR	Management	For	For
1.5	ELECT K.I. CHENAULT AS A DIRECTOR	Management	For	For
1.6	ELECT P.R. DOLAN AS A DIRECTOR	Management	For	For
1.7	ELECT V.E. JORDAN, JR. AS A DIRECTOR	Management	For	For
1.8	ELECT J. LESCHLY AS A DIRECTOR	Management	For	For
1.9	ELECT R.A. MCGINN AS A DIRECTOR	Management	For	For
1.10	ELECT E.D. MILLER AS A DIRECTOR	Management	For	For
1.11	ELECT F.P. POPOFF AS A DIRECTOR	Management	For	For
1.12	ELECT R.D. WALTER AS A DIRECTOR	Management	For	For
2	PROPOSAL TO RATIFY SELECTION OF ERNST & YOUNG LLP AS INDEPENDENT AUDITORS.	Management	For	For
3	SHAREHOLDER PROPOSAL TO ESTABLISH SIX-YEAR TERM LIMITS FOR DIRECTORS.	Shareholder	Against	Against
4	SHAREHOLDER PROPOSAL REQUESTING A SEPARATE ANNUAL REPORT DESCRIBING THE COMPANY S POLITICAL CONTRIBUTIONS.	Shareholder	Against	Against

ISSUER NAME: AMERICAN INTERNATIONAL GROUP, INC. MEETING DATE: 05/19/2004
TICKER: AIG     SECURITY ID: 026874107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT M. AIDINOFF AS A DIRECTOR	Management	For	For
1.2	ELECT P. CHIA AS A DIRECTOR	Management	For	For
1.3	ELECT M. COHEN AS A DIRECTOR	Management	For	For
1.4	ELECT W. COHEN AS A DIRECTOR	Management	For	For
1.5	ELECT M. FELDSTEIN AS A DIRECTOR	Management	For	For
1.6	ELECT E. FUTTER AS A DIRECTOR	Management	For	For
1.7	ELECT M. GREENBERG AS A DIRECTOR	Management	For	For
1.8	ELECT C. HILLS AS A DIRECTOR	Management	For	For
1.9	ELECT F. HOENEMEYER AS A DIRECTOR	Management	For	For
1.10	ELECT R. HOLBROOKE AS A DIRECTOR	Management	For	For
1.11	ELECT D. KANAK AS A DIRECTOR	Management	For	For
1.12	ELECT H. SMITH AS A DIRECTOR	Management	For	For
1.13	ELECT M. SULLIVAN AS A DIRECTOR	Management	For	For
1.14	ELECT E. TSE AS A DIRECTOR	Management	For	For
1.15	ELECT F. ZARB AS A DIRECTOR	Management	For	For
2	ADOPT CHIEF EXECUTIVE OFFICER ANNUAL COMPENSATION PLAN	Management	For	For
3	ADOPT A DIRECTOR STOCK PLAN	Management	For	For
4	RATIFICATION OF INDEPENDENT ACCOUNTANTS	Management	For	For
5	SHAREHOLDER PROPOSAL I DESCRIBED IN THE PROXY STATEMENT	Shareholder	Against	Against
6	SHAREHOLDER PROPOSAL II DESCRIBED IN THE PROXY STATEMENT	Shareholder	Against	Against
7	SHAREHOLDER PROPOSAL III DESCRIBED IN THE PROXY STATEMENT	Shareholder	Against	Against

ISSUER NAME: AMERITRADE HOLDING CORPORATION MEETING DATE: 02/10/2004
TICKER: AMTD     SECURITY ID: 03074K100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT J. PETER RICKETTS AS A DIRECTOR	Management	For	For
1.2	ELECT C. KEVIN LANDRY AS A DIRECTOR	Management	For	For
1.3	ELECT MARK L. MITCHELL AS A DIRECTOR	Management	For	For
2	AUDITORS. RATIFICATION OF THE APPOINTMENT OF DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITORS FOR THE FISCAL YEAR ENDING SEPTEMBER 24, 2004.	Management	For	For
3	TO VOTE, IN ITS DISCRETION, UPON ANY OTHER BUSINESS THAT MAY PROPERLY COME BEFORE THE ANNUAL MEETING OR ANY POSTPONEMENT OR ADJOURNMENT THEREOF. MANAGEMENT IS NOT AWARE OF ANY OTHER MATTERS WHICH SHOULD COME BEFORE THE ANNUAL MEETING.	Management	For	Abstain

ISSUER NAME: AON CORPORATION MEETING DATE: 05/21/2004
TICKER: AOC     SECURITY ID: 037389103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT PATRICK G. RYAN AS A DIRECTOR	Management	For	For
1.2	ELECT EDGAR D. JANNOTTA AS A DIRECTOR	Management	For	For
1.3	ELECT JAN KALFF AS A DIRECTOR	Management	For	For
1.4	ELECT LESTER B. KNIGHT AS A DIRECTOR	Management	For	For
1.5	ELECT J. MICHAEL LOSH AS A DIRECTOR	Management	For	For
1.6	ELECT R. EDEN MARTIN AS A DIRECTOR	Management	For	For
1.7	ELECT ANDREW J. MCKENNA AS A DIRECTOR	Management	For	For
1.8	ELECT ROBERT S. MORRISON AS A DIRECTOR	Management	For	For
1.9	ELECT RICHARD C. NOTEBAERT AS A DIRECTOR	Management	For	For
1.10	ELECT MICHAEL D. O'HALLERAN AS A DIRECTOR	Management	For	For
1.11	ELECT JOHN W. ROGERS, JR AS A DIRECTOR	Management	For	For
1.12	ELECT GLORIA SANTONA AS A DIRECTOR	Management	For	For
1.13	ELECT CAROLYN Y. WOO AS A DIRECTOR	Management	For	For
2	RATIFICATION OF APPOINTMENT OF ERNST & YOUNG LLP AS AON S INDEPENDENT AUDITORS.	Management	For	For

ISSUER NAME: APARTMENT INVESTMENT AND MANAGEMENT MEETING DATE: 04/30/2004
TICKER: AIV     SECURITY ID: 03748R101
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT TERRY CONSIDINE AS A DIRECTOR	Management	For	For
1.2	ELECT PETER K. KOMPANIEZ AS A DIRECTOR	Management	For	For
1.3	ELECT JAMES N. BAILEY AS A DIRECTOR	Management	For	For
1.4	ELECT RICHARD S. ELLWOOD AS A DIRECTOR	Management	For	For
1.5	ELECT J. LANDIS MARTIN AS A DIRECTOR	Management	For	For
1.6	ELECT THOMAS L. RHODES AS A DIRECTOR	Management	For	For
2	TO RATIFY THE SELECTION OF ERNST & YOUNG LLP TO SERVE AS INDEPENDENT AUDITORS FOR THE COMPANY FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004.	Management	For	For
3	TO APPROVE THE SALE OF HIGH PERFORMANCE UNITS.	Management	For	For
4	TO URGE THE COMPENSATION AND HUMAN RESOURCES COMMITTEE OF THE BOARD TO ESTABLISH A POLICY TO SEEK STOCKHOLDER APPROVAL OF CERTAIN EXECUTIVE SEVERANCE ARRANGEMENTS.	Shareholder	Against	Against

ISSUER NAME: ARCH CAPITAL GROUP LTD. MEETING DATE: 05/05/2004
TICKER: ACGL     SECURITY ID: G0450A105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT ROBERT CLEMENTS* AS A DIRECTOR	Management	For	For
1.2	ELECT WOLFE (BILL) H. BRAGIN* AS A DIRECTOR	Management	For	For
1.3	ELECT JOHN L. BUNCE, JR.* AS A DIRECTOR	Management	For	For
1.4	ELECT SEAN D. CARNEY* AS A DIRECTOR	Management	For	For
1.5	ELECT JAMES J. ANSALDI** AS A DIRECTOR	Management	For	For
1.6	ELECT GRAHAM B. COLLIS** AS A DIRECTOR	Management	For	For
1.7	ELECT DWIGHT R. EVANS** AS A DIRECTOR	Management	For	For
1.8	ELECT MARC GRANDISSON** AS A DIRECTOR	Management	For	For
1.9	ELECT PAUL B. INGREY** AS A DIRECTOR	Management	For	For
1.10	ELECT RALPH E. JONES, III** AS A DIRECTOR	Management	For	For
1.11	ELECT THOMAS G. KAISER** AS A DIRECTOR	Management	For	For
1.12	ELECT MARTIN J. NILSEN** AS A DIRECTOR	Management	For	For
1.13	ELECT DEBRA M. O'CONNOR** AS A DIRECTOR	Management	For	For
1.14	ELECT STEVEN K. PARKER** AS A DIRECTOR	Management	For	For
1.15	ELECT ROBERT T. VAN GIESON** AS A DIRECTOR	Management	For	For
1.16	ELECT JOHN D. VOLLARO** AS A DIRECTOR	Management	For	For
1.17	ELECT GRAHAM WARD** AS A DIRECTOR	Management	For	For
1.18	ELECT ROBERT C. WORME** AS A DIRECTOR	Management	For	For
2	TO RATIFY THE SELECTION OF PRICEWATERHOUSECOOPERS LLP AS THE COMPANY S INDEPENDENT AUDITORS FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: ASTORIA FINANCIAL CORPORATION MEETING DATE: 05/19/2004
TICKER: AF     SECURITY ID: 046265104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JOHN J. CONEFRY, JR. AS A DIRECTOR	Management	For	For
1.2	ELECT LAWRENCE W. PETERS AS A DIRECTOR	Management	For	For
1.3	ELECT THOMAS V. POWDERLY AS A DIRECTOR	Management	For	For
2	THE APPROVAL OF AN AMENDMENT TO THE ASTORIA FINANCIAL CORPORATION EXECUTIVE OFFICER ANNUAL INCENTIVE PLAN.	Management	For	For
3	THE RATIFICATION OF THE APPOINTMENT OF KPMG LLP AS INDEPENDENT AUDITORS OF ASTORIA FINANCIAL CORPORATION FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: AVALONBAY COMMUNITIES, INC. MEETING DATE: 05/05/2004
TICKER: AVB     SECURITY ID: 053484101
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT BRYCE BLAIR AS A DIRECTOR	Management	For	For
1.2	ELECT BRUCE A. CHOATE AS A DIRECTOR	Management	For	For
1.3	ELECT JOHN J. HEALY, JR. AS A DIRECTOR	Management	For	For
1.4	ELECT GILBERT M. MEYER AS A DIRECTOR	Management	For	For
1.5	ELECT CHARLES D. PEEBLER, JR. AS A DIRECTOR	Management	For	For
1.6	ELECT LANCE R. PRIMIS AS A DIRECTOR	Management	For	For
1.7	ELECT ALLAN D. SCHUSTER AS A DIRECTOR	Management	For	For
1.8	ELECT AMY P. WILLIAMS AS A DIRECTOR	Management	For	For
2	TO CONSIDER AND ACT UPON A STOCKHOLDER PROPOSAL DESCRIBED IN THE PROXY STATEMENT IF PROPERLY PRESENTED AT THE ANNUAL MEETING.	Shareholder	Against	Against

ISSUER NAME: BANCO POPOLARE DI VERONA E NOVARA SCRL, VERONA MEETING DATE: 04/30/2004
TICKER: --     SECURITY ID: T1866D101
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	PLEASE NOTE IN THE EVENT THE MEETING DOES NOT REACH QUORUM, THERE WILL BE A SECOND CALL ON 01 MAY 2004. CONSEQUENTLY, YOUR VOTING INSTRUCTIONS WILL REMAIN VALID FOR ALL CALLS UNLESS THE AGENDA IS AMENDED. PLEASE BE ALSO ADVISED THAT YOUR SHARES WILL BE BLOCKED UNTIL THE QUORUM IS MET OR THE MEETING IS CANCELLED. THANK YOU	N/A	N/A	N/A
2	APPROVE THE BOARD OF DIRECTORS AND AUDITORS REPORT	Management	Unknown	Take No Action
3	APPROVE THE FINANCIAL STATEMENT AT 31 DEC 2003 AND THE ALLOCATION OF PROFITS	Management	Unknown	Take No Action
4	APPROVE THE RENUNCIATION TO ACTION OF RESPONSIBILITY TOWARDS EX DIRECTOR OF BANCA POPLARE DI NOVARA S.C.A R.L	Management	Unknown	Take No Action
5	APPOINT 6 DIRECTORS FOR YEARS 2004/2006	Management	Unknown	Take No Action
6	APPOINT A DIRECTOR FOR YEARS 2004/2005	Management	Unknown	Take No Action

ISSUER NAME: BANK OF AMERICA CORPORATION MEETING DATE: 03/17/2004
TICKER: BAC     SECURITY ID: 060505104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	ADOPTION OF THE MERGER AGREEMENT	Management	For	For
2	ADOPTION OF BANK OF AMERICA S AMENDED STOCK PLAN	Management	For	Against
3	ADOPTION OF AN AMENDMENT TO INCREASE THE NUMBER OF AUTHORIZED SHARES OF BANK OF AMERICA COMMON STOCK	Management	For	For
4	APPROVAL OF PROPOSAL TO ADJOURN THE BANK OF AMERICA SPECIAL MEETING, IF NECESSARY, TO SOLICIT ADDITIONAL PROXIES	Management	For	Abstain

ISSUER NAME: BANK OF AMERICA CORPORATION MEETING DATE: 05/26/2004
TICKER: BAC     SECURITY ID: 060505104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT WILLIAM BARNET, III AS A DIRECTOR	Management	For	For
1.2	ELECT CHARLES W. COKER AS A DIRECTOR	Management	For	For
1.3	ELECT JOHN T. COLLINS AS A DIRECTOR	Management	For	For
1.4	ELECT GARY L. COUNTRYMAN AS A DIRECTOR	Management	For	For
1.5	ELECT PAUL FULTON AS A DIRECTOR	Management	For	For
1.6	ELECT CHARLES K. GIFFORD AS A DIRECTOR	Management	For	For
1.7	ELECT DONALD E. GUINN AS A DIRECTOR	Management	For	For
1.8	ELECT JAMES H. HANCE, JR. AS A DIRECTOR	Management	For	For
1.9	ELECT KENNETH D. LEWIS AS A DIRECTOR	Management	For	For
1.10	ELECT WALTER E. MASSEY AS A DIRECTOR	Management	For	For
1.11	ELECT THOMAS J. MAY AS A DIRECTOR	Management	For	For
1.12	ELECT C. STEVEN MCMILLAN AS A DIRECTOR	Management	For	For
1.13	ELECT EUGENE M. MCQUADE AS A DIRECTOR	Management	For	For
1.14	ELECT PATRICIA E. MITCHELL AS A DIRECTOR	Management	For	For
1.15	ELECT EDWARD L. ROMERO AS A DIRECTOR	Management	For	For
1.16	ELECT THOMAS M. RYAN AS A DIRECTOR	Management	For	For
1.17	ELECT O. TEMPLE SLOAN, JR. AS A DIRECTOR	Management	For	For
1.18	ELECT MEREDITH R. SPANGLER AS A DIRECTOR	Management	For	For
1.19	ELECT JACKIE M. WARD AS A DIRECTOR	Management	For	For
2	RATIFICATION OF INDEPENDENT PUBLIC ACCOUNTANTS	Management	For	For
3	STOCKHOLDER PROPOSAL - ANNUAL MEETING DATE	Shareholder	Against	Against
4	STOCKHOLDER PROPOSAL - NOMINATION OF DIRECTORS	Shareholder	Against	Against
5	STOCKHOLDER PROPOSAL - CHARITABLE CONTRIBUTIONS	Shareholder	Against	Against
6	STOCKHOLDER PROPOSAL - MUTUAL FUND TRADING POLICIES	Shareholder	Against	Against
7	STOCKHOLDER PROPOSAL - PRIVACY AND INFORMATION SECURITY	Shareholder	Against	Against

ISSUER NAME: BANK OF HAWAII CORPORATION MEETING DATE: 04/30/2004
TICKER: BOH     SECURITY ID: 062540109
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT MICHAEL J. CHUN* AS A DIRECTOR	Management	For	For
1.2	ELECT S. HAUNANI APOLIONA** AS A DIRECTOR	Management	For	For
1.3	ELECT ALLAN R. LANDON** AS A DIRECTOR	Management	For	For
1.4	ELECT MARY G.F. BITTERMAN*** AS A DIRECTOR	Management	For	For
1.5	ELECT MARTIN A. STEIN*** AS A DIRECTOR	Management	For	For
1.6	ELECT BARBARA J. TANABE*** AS A DIRECTOR	Management	For	For
1.7	ELECT ROBERT W. WO, JR.*** AS A DIRECTOR	Management	For	For
2	APPROVE THE BANK OF HAWAII CORPORATION 2004 STOCK AND INCENTIVE COMPENSATION PLAN.	Management	For	Against
3	ELECT ERNST & YOUNG LLP AS INDEPENDENT AUDITOR FOR 2004.	Management	For	For

ISSUER NAME: BANK OF THE OZARKS, INC. MEETING DATE: 12/09/2003
TICKER: OZRK     SECURITY ID: 063904106
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	TO APPROVE AN AMENDMENT TO THE COMPANY S AMENDED AND RESTATED ARTICLES OF INCORPORATION TO INCREASE THE NUMBER OF AUTHORIZED SHARES OF COMMON STOCK FROM 10,000,000 SHARES TO 50,000,000 SHARES.	Management	For	For

ISSUER NAME: BANK OF THE OZARKS, INC. MEETING DATE: 04/20/2004
TICKER: OZRK     SECURITY ID: 063904106
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT GEORGE GLEASON AS A DIRECTOR	Management	For	For
1.2	ELECT MARK ROSS AS A DIRECTOR	Management	For	For
1.3	ELECT JEAN AREHART AS A DIRECTOR	Management	For	For
1.4	ELECT STEVEN ARNOLD AS A DIRECTOR	Management	For	For
1.5	ELECT RICHARD CISNE AS A DIRECTOR	Management	For	For
1.6	ELECT JERRY DAVIS AS A DIRECTOR	Management	For	For
1.7	ELECT ROBERT EAST AS A DIRECTOR	Management	For	For
1.8	ELECT LINDA GLEASON AS A DIRECTOR	Management	For	For
1.9	ELECT PORTER HILLARD AS A DIRECTOR	Management	For	For
1.10	ELECT HENRY MARIANI AS A DIRECTOR	Management	For	For
1.11	ELECT JAMES MATTHEWS AS A DIRECTOR	Management	For	For
1.12	ELECT R.L. QUALLS AS A DIRECTOR	Management	For	For
1.13	ELECT KENNITH SMITH AS A DIRECTOR	Management	For	For
2	TO APPROVE THE AMENDMENT AND RESTATEMENT OF THE BANK OF THE OZARKS, INC. NON-EMPLOYEE DIRECTOR STOCK OPTION PLAN.	Management	For	For

ISSUER NAME: BANK ONE CORPORATION MEETING DATE: 05/25/2004
TICKER: ONE     SECURITY ID: 06423A103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	MERGER PROPOSAL	Management	For	For
2.1	ELECT BRYAN AS A DIRECTOR	Management	For	For
2.2	ELECT BURKE AS A DIRECTOR	Management	For	For
2.3	ELECT CROWN AS A DIRECTOR	Management	For	For
2.4	ELECT DIMON AS A DIRECTOR	Management	For	For
2.5	ELECT FAY AS A DIRECTOR	Management	For	For
2.6	ELECT JACKSON AS A DIRECTOR	Management	For	For
2.7	ELECT KESSLER AS A DIRECTOR	Management	For	For
2.8	ELECT LIPP AS A DIRECTOR	Management	For	For
2.9	ELECT MANOOGIAN AS A DIRECTOR	Management	For	For
2.10	ELECT NOVAK AS A DIRECTOR	Management	For	For
2.11	ELECT ROGERS AS A DIRECTOR	Management	For	For
2.12	ELECT STRATTON AS A DIRECTOR	Management	For	For
3	RATIFICATION OF APPOINTMENT OF INDEPENDENT AUDITOR	Management	For	For

ISSUER NAME: BANKNORTH GROUP, INC. MEETING DATE: 04/27/2004
TICKER: BNK     SECURITY ID: 06646R107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DANA S. LEVENSON AS A DIRECTOR	Management	For	For
1.2	ELECT JOHN M. NAUGHTON AS A DIRECTOR	Management	For	For
1.3	ELECT ANGELO PIZZAGALLI AS A DIRECTOR	Management	For	For
2	TO RATIFY THE APPOINTMENT OF KPMG LLP AS BANKNORTH GROUP, INC. S INDEPENDENT AUDITORS FOR THE YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: BB&T CORPORATION MEETING DATE: 04/27/2004
TICKER: BBT     SECURITY ID: 054937107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	TO APPROVE AN AMENDMENT TO THE BB&T ARTICLES OF INCORPORATION.	Management	For	For
2	TO APPROVE CERTAIN AMENDMENTS TO THE BB&T BYLAWS.	Management	For	For
3.1	ELECT JOHN A. ALLISON IV AS A DIRECTOR	Management	For	For
3.2	ELECT RONALD E. DEAL AS A DIRECTOR	Management	For	For
3.3	ELECT TOM D. EFIRD AS A DIRECTOR	Management	For	For
3.4	ELECT ALBERT O. MCCAULEY AS A DIRECTOR	Management	For	For
3.5	ELECT BARRY J. FITZPATRICK AS A DIRECTOR	Management	For	For
3.6	ELECT J. HOLMES MORRISON AS A DIRECTOR	Management	For	For
3.7	ELECT JENNIFER S. BANNER AS A DIRECTOR	Management	For	For
3.8	ELECT ALBERT F. ZETTLEMOYER AS A DIRECTOR	Management	For	For
4	TO APPROVE THE BB&T CORPORATION 2004 STOCK INCENTIVE PLAN.	Management	For	Against
5	TO RATIFY THE APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS BB&T S INDEPENDENT AUDITORS FOR 2004.	Management	For	For
6	SHAREHOLDER PROPOSAL REGARDING EXECUTIVE COMPENSATION MATTERS.	Shareholder	Against	Against

ISSUER NAME: BERKSHIRE HATHAWAY INC. MEETING DATE: 05/03/2004
TICKER: BRKB     SECURITY ID: 084670207
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT WARREN E. BUFFETT AS A DIRECTOR	Management	For	For
1.2	ELECT CHARLES T. MUNGER AS A DIRECTOR	Management	For	For
1.3	ELECT SUSAN T. BUFFETT AS A DIRECTOR	Management	For	For
1.4	ELECT HOWARD G. BUFFETT AS A DIRECTOR	Management	For	For
1.5	ELECT MALCOLM G. CHACE AS A DIRECTOR	Management	For	For
1.6	ELECT DAVID S. GOTTESMAN AS A DIRECTOR	Management	For	For
1.7	ELECT CHARLOTTE GUYMAN AS A DIRECTOR	Management	For	For
1.8	ELECT DONALD R. KEOUGH AS A DIRECTOR	Management	For	For
1.9	ELECT THOMAS S. MURPHY AS A DIRECTOR	Management	For	For
1.10	ELECT RONALD L. OLSON AS A DIRECTOR	Management	For	For
1.11	ELECT WALTER SCOTT, JR. AS A DIRECTOR	Management	For	For
2	SHAREHOLDER PROPOSAL: TO APPROVE THE STOCKHOLDER PROPOSAL WITH RESPECT TO POLITICAL CONTRIBUTIONS.	Shareholder	Against	Against

ISSUER NAME: CAPITAL ONE FINANCIAL CORPORATION MEETING DATE: 04/29/2004
TICKER: COF     SECURITY ID: 14040H105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT W. RONALD DIETZ AS A DIRECTOR	Management	For	For
1.2	ELECT LEWIS HAY, III AS A DIRECTOR	Management	For	For
1.3	ELECT MAYO A. SHATTUCK, III AS A DIRECTOR	Management	For	For
2	RATIFICATION OF ERNST & YOUNG LLP AS INDEPENDENT AUDITORS OF THE CORPORATION FOR 2004.	Management	For	For
3	APPROVAL OF CAPITAL ONE S 2004 STOCK INCENTIVE PLAN.	Management	For	Against

ISSUER NAME: CBL & ASSOCIATES PROPERTIES, INC. MEETING DATE: 05/10/2004
TICKER: CBL     SECURITY ID: 124830100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT STEPHEN D. LEBOVITZ AS A DIRECTOR	Management	For	For
1.2	ELECT WINSTON W. WALKER AS A DIRECTOR	Management	For	For
2	TO RATIFY THE SELECTION OF DELOITTE & TOUCHE, LLP AS THE INDEPENDENT PUBLIC ACCOUNTANTS FOR THE COMPANY S FISCAL YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: CHICAGO MERCANTILE EXCHANGE HOLDINGS MEETING DATE: 04/21/2004
TICKER: CME     SECURITY ID: 167760107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DENNIS H. CHOOKASZIAN AS A DIRECTOR	Management	For	For
1.2	ELECT MARTIN J. GEPSMAN AS A DIRECTOR	Management	For	For
1.3	ELECT ELIZABETH HARRINGTON AS A DIRECTOR	Management	For	For
1.4	ELECT LEO MELAMED AS A DIRECTOR	Management	For	For
1.5	ELECT ALEX J. POLLOCK AS A DIRECTOR	Management	For	For
1.6	ELECT MYRON S. SCHOLES AS A DIRECTOR	Management	For	For
1.7	ELECT WILLIAM R. SHEPARD AS A DIRECTOR	Management	For	For
2	RATIFICATION OF ERNST & YOUNG LLP AS INDEPENDENT AUDITORS FOR 2004.	Management	For	For

ISSUER NAME: CINCINNATI FINANCIAL CORPORATION MEETING DATE: 04/24/2004
TICKER: CINF     SECURITY ID: 172062101
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT MICHAEL BROWN AS A DIRECTOR	Management	For	For
1.2	ELECT DIRK J. DEBBINK AS A DIRECTOR	Management	For	For
1.3	ELECT ROBERT C. SCHIFF AS A DIRECTOR	Management	For	For
1.4	ELECT JOHN M. SHEPHERD AS A DIRECTOR	Management	For	For
1.5	ELECT DOUGLAS S. SKIDMORE AS A DIRECTOR	Management	For	For
2	REGARDING THE PROPOSAL TO RATIFY THE SELECTION OF DELOITTE & TOUCHE, LLP AS THE COMPANY S AUDITORS	Management	For	For

ISSUER NAME: CIT GROUP INC. MEETING DATE: 05/12/2004
TICKER: CIT     SECURITY ID: 125581108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT ALBERT R. GAMPER, JR. AS A DIRECTOR	Management	For	For
1.2	ELECT GARY C. BUTLER AS A DIRECTOR	Management	For	For
1.3	ELECT WILLIAM A. FARLINGER AS A DIRECTOR	Management	For	For
1.4	ELECT WILLIAM M. FREEMAN AS A DIRECTOR	Management	For	For
1.5	ELECT HON. THOMAS H. KEAN AS A DIRECTOR	Management	For	For
1.6	ELECT EDWARD J. KELLY, III AS A DIRECTOR	Management	For	For
1.7	ELECT MARIANNE MILLER PARRS AS A DIRECTOR	Management	For	For
1.8	ELECT JEFFREY M. PEEK AS A DIRECTOR	Management	For	For
1.9	ELECT JOHN R. RYAN AS A DIRECTOR	Management	For	For
1.10	ELECT PETER J. TOBIN AS A DIRECTOR	Management	For	For
1.11	ELECT LOIS M. VAN DEUSEN AS A DIRECTOR	Management	For	For
2	RATIFICATION OF PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT ACCOUNTANTS.	Management	For	For
3	TO TRANSACT SUCH OTHER BUSINESS THAT MAY COME BEFORE THE MEETING.	Management	For	Abstain

ISSUER NAME: CITIGROUP INC. MEETING DATE: 04/20/2004
TICKER: C     SECURITY ID: 172967101
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT C. MICHAEL ARMSTRONG AS A DIRECTOR	Management	For	For
1.2	ELECT ALAIN J.P. BELDA AS A DIRECTOR	Management	For	For
1.3	ELECT GEORGE DAVID AS A DIRECTOR	Management	For	For
1.4	ELECT KENNETH T. DERR AS A DIRECTOR	Management	For	For
1.5	ELECT JOHN M. DEUTCH AS A DIRECTOR	Management	For	For
1.6	ELECT R. HERNANDEZ RAMIREZ AS A DIRECTOR	Management	For	For
1.7	ELECT ANN DIBBLE JORDAN AS A DIRECTOR	Management	For	For
1.8	ELECT DUDLEY C. MECUM AS A DIRECTOR	Management	For	For
1.9	ELECT RICHARD D. PARSONS AS A DIRECTOR	Management	For	For
1.10	ELECT ANDRALL E. PEARSON AS A DIRECTOR	Management	For	For
1.11	ELECT CHARLES PRINCE AS A DIRECTOR	Management	For	For
1.12	ELECT ROBERT E. RUBIN AS A DIRECTOR	Management	For	For
1.13	ELECT FRANKLIN A. THOMAS AS A DIRECTOR	Management	For	For
1.14	ELECT SANFORD I. WEILL AS A DIRECTOR	Management	For	For
1.15	ELECT ROBERT B. WILLUMSTAD AS A DIRECTOR	Management	For	For
2	PROPOSAL TO RATIFY THE SELECTION OF KPMG LLP AS CITIGROUP S INDEPENDENT AUDITORS FOR 2004.	Management	For	For
3	STOCKHOLDER PROPOSAL REQUESTING A CURB ON EXECUTIVE COMPENSATION, NO FUTURE STOCK OPTION GRANTS AND NO RENEWALS OR EXTENSIONS OF OPTION PLANS.	Shareholder	Against	Against
4	STOCKHOLDER PROPOSAL REQUESTING A REPORT ON POLITICAL CONTRIBUTIONS.	Shareholder	Against	Against
5	STOCKHOLDER PROPOSAL REQUESTING A DISCONTINUATION OF ALL RIGHTS, OPTIONS, SAR S AND POSSIBLE SEVERANCE PAYMENTS TO THE TOP 5 OF MANAGEMENT.	Shareholder	Against	Against
6	STOCKHOLDER PROPOSAL REQUESTING THAT THE CHAIRMAN OF THE BOARD HAVE NO MANAGEMENT DUTIES, TITLES OR RESPONSIBILITIES.	Shareholder	Against	Against

ISSUER NAME: COMERICA INCORPORATED MEETING DATE: 05/18/2004
TICKER: CMA     SECURITY ID: 200340107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT RALPH W. BABB, JR. AS A DIRECTOR	Management	For	For
1.2	ELECT JAMES F. CORDES AS A DIRECTOR	Management	For	For
1.3	ELECT PETER D. CUMMINGS AS A DIRECTOR	Management	For	For
1.4	ELECT TODD W. HERRICK AS A DIRECTOR	Management	For	For
1.5	ELECT WILLIAM P. VITITOE AS A DIRECTOR	Management	For	For
1.6	ELECT KENNETH L. WAY AS A DIRECTOR	Management	For	For
2	APPROVAL AND RATIFICATION OF THE COMERICA INCORPORATED AMENDED AND RESTATED EMPLOYEE STOCK PURCHASE PLAN	Management	For	Against
3	APPROVAL OF THE COMERICA INCORPORATED INCENTIVE PLAN FOR NON- EMPLOYEE DIRECTORS	Management	For	Against
4	RATIFICATION OF THE APPOINTMENT OF ERNST & YOUNG LLP AS INDEPENDENT AUDITORS	Management	For	For

ISSUER NAME: COUNTRYWIDE FINANCIAL CORPORATION MEETING DATE: 01/09/2004
TICKER: CFC     SECURITY ID: 222372104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	TO APPROVE THE PROPOSAL TO AMEND THE COMPANY S RESTATED CERTIFICATE OF INCORPORATION TO INCREASE THE AUTHORIZED COMMON STOCK.	Management	For	For

ISSUER NAME: COUNTRYWIDE FINANCIAL CORPORATION MEETING DATE: 06/16/2004
TICKER: CFC     SECURITY ID: 222372104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT HENRY G. CISNEROS AS A DIRECTOR	Management	For	For
1.2	ELECT ROBERT J. DONATO AS A DIRECTOR	Management	For	For
1.3	ELECT MICHAEL E. DOUGHERTY AS A DIRECTOR	Management	For	For
1.4	ELECT MARTIN R. MELONE AS A DIRECTOR	Management	For	For
1.5	ELECT HARLEY W. SNYDER AS A DIRECTOR	Management	For	For
2	TO APPROVE AND AMEND THE COMPANY S 2000 EQUITY INCENTIVE PLAN.	Management	For	Against

ISSUER NAME: DORAL FINANCIAL CORPORATION MEETING DATE: 04/21/2004
TICKER: DRL     SECURITY ID: 25811P100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT RICHARD F. BONINI AS A DIRECTOR	Management	For	For
1.2	ELECT EDGAR M. CULLMAN, JR AS A DIRECTOR	Management	For	For
1.3	ELECT JOHN L. ERNST AS A DIRECTOR	Management	For	For
1.4	ELECT PETER A. HOFFMAN AS A DIRECTOR	Management	For	For
1.5	ELECT EFRAIM KIER AS A DIRECTOR	Management	For	For
1.6	ELECT SALOMON LEVIS AS A DIRECTOR	Management	For	For
1.7	ELECT ZOILA LEVIS AS A DIRECTOR	Management	For	For
1.8	ELECT HAROLD D. VICENTE AS A DIRECTOR	Management	For	For
1.9	ELECT JOHN B. HUGHES AS A DIRECTOR	Management	For	For
2	AMENDMENT TO RESTATED CERTIFICATE OF INCORPORATION TO INCREASE THE NUMBER OF AUTHORIZED SHARES OF COMMON STOCK.	Management	For	For
3	AMENDMENT TO RESTATED CERTIFICATE OF INCORPORATION TO INCREASE THE NUMBER OF AUTHORIZED SHARES OF SERIAL PREFERRED STOCK.	Management	For	For
4	ADOPTION OF DORAL FINANCIAL CORPORATION OMNIBUS INCENTIVE PLAN.	Management	For	For
5	APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT ACCOUNTANTS.	Management	For	For

ISSUER NAME: DUKE REALTY CORPORATION MEETING DATE: 04/28/2004
TICKER: DRE     SECURITY ID: 264411505
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT BARRINGTON H. BRANCH AS A DIRECTOR	Management	For	For
1.2	ELECT GARY A. BURK AS A DIRECTOR	Management	For	For
1.3	ELECT GEOFFREY BUTTON AS A DIRECTOR	Management	For	For
1.4	ELECT WILLIAM CAVANAUGH III AS A DIRECTOR	Management	For	For
1.5	ELECT NGAIRE E. CUNEO AS A DIRECTOR	Management	For	For
1.6	ELECT CHARLES R. EITEL AS A DIRECTOR	Management	For	For
1.7	ELECT THOMAS L. HEFNER AS A DIRECTOR	Management	For	For
1.8	ELECT L. BEN LYTLE AS A DIRECTOR	Management	For	For
1.9	ELECT WILLIAM O. MCCOY AS A DIRECTOR	Management	For	For
1.10	ELECT JOHN W. NELLEY, JR. AS A DIRECTOR	Management	For	For
1.11	ELECT DENNIS D. OKLAK AS A DIRECTOR	Management	For	For
1.12	ELECT JAMES E. ROGERS AS A DIRECTOR	Management	For	For
1.13	ELECT JACK R. SHAW AS A DIRECTOR	Management	For	For
1.14	ELECT ROBERT J. WOODWARD, JR. AS A DIRECTOR	Management	For	For
1.15	ELECT DARELL E. ZINK, JR. AS A DIRECTOR	Management	For	For
2	PROPOSAL TO RATIFY THE APPOINTMENT OF KPMG LLP AS INDEPENDENT AUDITORS	Management	For	For
3	SHAREHOLDER PROPOSAL TO SEPARATE THE POSITIONS OF BOARD CHAIR AND CHIEF EXECUTIVE OFFICER	Shareholder	Against	Against

ISSUER NAME: E*TRADE FINANCIAL CORPORATION MEETING DATE: 05/27/2004
TICKER: ET     SECURITY ID: 269246104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT RONALD D. FISHER AS A DIRECTOR	Management	For	For
1.2	ELECT GEORGE A. HAYTER AS A DIRECTOR	Management	For	For
1.3	ELECT DONNA L. WEAVER AS A DIRECTOR	Management	For	For
2	TO RATIFY THE SELECTION OF DELOITTE & TOUCHE LLP AS INDEPENDENT PUBLIC ACCOUNTANTS FOR THE COMPANY FOR FISCAL YEAR 2004.	Management	For	For

ISSUER NAME: EAST WEST BANCORP, INC. MEETING DATE: 05/17/2004
TICKER: EWBC     SECURITY ID: 27579R104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JULIA GOUW AS A DIRECTOR	Management	For	For
1.2	ELECT PEGGY CHERNG AS A DIRECTOR	Management	For	For
2	RATIFY SELECTION OF DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITORS FOR THE 2004 FISCAL YEAR.	Management	For	For

ISSUER NAME: ENCORE CAPITAL GROUP, INC. MEETING DATE: 11/18/2003
TICKER: ECPG     SECURITY ID: 292554102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT RAYMOND FLEMING AS A DIRECTOR	Management	For	For
1.2	ELECT CARL C. GREGORY, III AS A DIRECTOR	Management	For	For
1.3	ELECT NEVILLE J. KATZ AS A DIRECTOR	Management	For	For
1.4	ELECT ERIC D. KOGAN AS A DIRECTOR	Management	For	For
1.5	ELECT ALEXANDER LEMOND AS A DIRECTOR	Management	For	For
1.6	ELECT RICHARD A. MANDELL AS A DIRECTOR	Management	For	For
1.7	ELECT PETER W. MAY AS A DIRECTOR	Management	For	For
1.8	ELECT NELSON PELTZ AS A DIRECTOR	Management	For	For
1.9	ELECT ROBERT M. WHYTE AS A DIRECTOR	Management	For	For
2	RATIFICATION OF SELECTION OF INDEPENDENT AUDITORS.	Management	For	For

ISSUER NAME: ENCORE CAPITAL GROUP, INC. MEETING DATE: 05/05/2004
TICKER: ECPG     SECURITY ID: 292554102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT RAYMOND FLEMING AS A DIRECTOR	Management	For	For
1.2	ELECT CARL C. GREGORY, III AS A DIRECTOR	Management	For	For
1.3	ELECT NEVILLE J. KATZ AS A DIRECTOR	Management	For	For
1.4	ELECT ERIC D. KOGAN AS A DIRECTOR	Management	For	For
1.5	ELECT ALEXANDER LEMOND AS A DIRECTOR	Management	For	For
1.6	ELECT RICHARD A. MANDELL AS A DIRECTOR	Management	For	For
1.7	ELECT PETER W. MAY AS A DIRECTOR	Management	For	For
1.8	ELECT NELSON PELTZ AS A DIRECTOR	Management	For	For
1.9	ELECT ROBERT M. WHYTE AS A DIRECTOR	Management	For	For
2	APPROVAL OF AMENDMENT TO 1999 EQUITY PARTICIPATION PLAN.	Management	For	Against
3	RATIFICATION OF SELECTION OF INDEPENDENT AUDITORS.	Management	For	For

ISSUER NAME: EQUITY RESIDENTIAL MEETING DATE: 05/28/2004
TICKER: EQR     SECURITY ID: 29476L107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JOHN W. ALEXANDER AS A DIRECTOR	Management	For	For
1.2	ELECT CHARLES L. ATWOOD AS A DIRECTOR	Management	For	For
1.3	ELECT BRUCE W. DUNCAN AS A DIRECTOR	Management	For	For
1.4	ELECT STEPHEN O. EVANS AS A DIRECTOR	Management	For	For
1.5	ELECT JAMES D. HARPER, JR. AS A DIRECTOR	Management	For	For
1.6	ELECT BOONE A. KNOX AS A DIRECTOR	Management	For	For
1.7	ELECT DESIREE G. ROGERS AS A DIRECTOR	Management	For	For
1.8	ELECT SHELI Z. ROSENBERG AS A DIRECTOR	Management	For	For
1.9	ELECT GERALD A. SPECTOR AS A DIRECTOR	Management	For	For
1.10	ELECT B. JOSEPH WHITE AS A DIRECTOR	Management	For	For
1.11	ELECT SAMUEL ZELL AS A DIRECTOR	Management	For	For
2	APPROVAL OF AMENDMENT TO THE COMPANY S DECLARATION OF TRUST TO REMOVE A POTENTIAL ANTI-TAKEOVER DEFENSE.	Management	For	For
3	RATIFICATION OF THE SELECTION OF ERNST & YOUNG LLP AS THE COMPANY S INDEPENDENT AUDITORS FOR THE YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: EVEREST RE GROUP, LTD. MEETING DATE: 05/19/2004
TICKER: RE     SECURITY ID: G3223R108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT KENNETH J. DUFFY AS A DIRECTOR	Management	For	For
1.2	ELECT JOSEPH V. TARANTO AS A DIRECTOR	Management	For	For
2	TO APPOINT PRICEWATERHOUSECOOPERS LLP AS THE COMPANY S INDEPENDENT AUDITORS FOR THE YEAR ENDING DECEMBER 31, 2004 AND AUTHORIZE THE BOARD OF DIRECTORS ACTING BY THE AUDIT COMMITTEE OF THE BOARD TO SET THE FEES FOR THE INDEPENDENT AUDITORS.	Management	For	For

ISSUER NAME: FANNIE MAE MEETING DATE: 05/25/2004
TICKER: FNM     SECURITY ID: 313586109
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT S.B. ASHLEY AS A DIRECTOR	Management	For	For
1.2	ELECT K.M. DUBERSTEIN AS A DIRECTOR	Management	For	For
1.3	ELECT T.P. GERRITY AS A DIRECTOR	Management	For	For
1.4	ELECT T. HOWARD AS A DIRECTOR	Management	For	For
1.5	ELECT A. KOROLOGOS AS A DIRECTOR	Management	For	For
1.6	ELECT F.V. MALEK AS A DIRECTOR	Management	For	For
1.7	ELECT D.B. MARRON AS A DIRECTOR	Management	For	For
1.8	ELECT D.H. MUDD AS A DIRECTOR	Management	For	For
1.9	ELECT A.M. MULCAHY AS A DIRECTOR	Management	For	For
1.10	ELECT J.K. PICKETT AS A DIRECTOR	Management	For	For
1.11	ELECT L. RAHL AS A DIRECTOR	Management	For	For
1.12	ELECT F.D. RAINES AS A DIRECTOR	Management	For	For
1.13	ELECT H.P. SWYGERT AS A DIRECTOR	Management	For	For
2	RATIFICATION OF THE SELECTION OF AUDITORS	Management	For	For
3	APPROVAL OF AN AMENDMENT TO THE FANNIE MAE EMPLOYEE STOCK PURCHASE PLAN	Management	For	For
4	STOCKHOLDER PROPOSAL TO REINSTATE CUMULATIVE VOTING	Shareholder	Against	Against

ISSUER NAME: FEDERAL REALTY INVESTMENT TRUST MEETING DATE: 05/05/2004
TICKER: FRT     SECURITY ID: 313747206
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DAVID W. FAEDER AS A DIRECTOR	Management	For	For
1.2	ELECT KRISTIN GAMBLE AS A DIRECTOR	Management	For	For
2	TO AMEND THE TRUST S DECLARATION OF TRUST TO CHANGE THE PERMISSIBLE SIZE OF THE BOARD FROM A RANGE OF 3 TO 15 TRUSTEES TO A RANGE OF 5 TO 10 TRUSTEES.	Management	For	For
3	TO AMEND THE TRUST S DECLARATION OF TRUST TO DECREASE THE VOTE REQUIRED BY SHAREHOLDERS TO REMOVE A TRUSTEE WITH OR WITHOUT CAUSE FROM 80% TO 67%.	Management	For	For
4	TO RATIFY THE APPOINTMENT OF GRANT THORNTON LLP AS THE TRUST S INDEPENDENT ACCOUNTANTS FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: FIDELITY CASH CENTRAL FUND MEETING DATE: 04/14/2004
TICKER: --     SECURITY ID: 31635A105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	TO AMEND THE TRUST INSTRUMENT TO ALLOW THE BOARD OF TRUSTEES, IF PERMITTED BY APPLICABLE LAW, TO AUTHORIZE FUND MERGERS WITHOUT SHAREHOLDER APPROVAL.	Management	For	For
2.1	ELECT J. MICHAEL COOK AS A DIRECTOR	Management	For	For
2.2	ELECT RALPH F. COX AS A DIRECTOR	Management	For	For
2.3	ELECT LAURA B. CRONIN AS A DIRECTOR	Management	For	For
2.4	ELECT ROBERT M. GATES AS A DIRECTOR	Management	For	For
2.5	ELECT GEORGE H. HEILMEIER AS A DIRECTOR	Management	For	For
2.6	ELECT ABIGAIL P. JOHNSON AS A DIRECTOR	Management	For	For
2.7	ELECT EDWARD C. JOHNSON 3D AS A DIRECTOR	Management	For	For
2.8	ELECT DONALD J. KIRK AS A DIRECTOR	Management	For	For
2.9	ELECT MARIE L. KNOWLES AS A DIRECTOR	Management	For	For
2.10	ELECT NED C. LAUTENBACH AS A DIRECTOR	Management	For	For
2.11	ELECT MARVIN L. MANN AS A DIRECTOR	Management	For	For
2.12	ELECT WILLIAM O. MCCOY AS A DIRECTOR	Management	For	For
2.13	ELECT ROBERT L. REYNOLDS AS A DIRECTOR	Management	For	For
2.14	ELECT WILLIAM S. STAVROPOULOS AS A DIRECTOR	Management	For	For

ISSUER NAME: FIDELITY NATIONAL FINANCIAL, INC. MEETING DATE: 09/29/2003
TICKER: FNF     SECURITY ID: 316326107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DANIEL D. (RON) LANE AS A DIRECTOR	Management	For	For
1.2	ELECT J. THOMAS TALBOT AS A DIRECTOR	Management	For	For
1.3	ELECT JOHN F. FARRELL, JR. AS A DIRECTOR	Management	For	For
1.4	ELECT PHILIP G. HEASLEY AS A DIRECTOR	Management	For	For
1.5	ELECT TERRY N. CHRISTENSEN AS A DIRECTOR	Management	For	For
2	TO APPROVE AN AMENDMENT TO THE COMPANY S RESTATED CERTIFICATE OF INCORPORATION TO INCREASE THE NUMBER OF AUTHORIZED SHARES OF COMMON STOCK FROM 150,000,000 TO 250,000,000.	Management	For	For

ISSUER NAME: FIDELITY SECURITIES LENDING CASH CENTRAL FUND MEETING DATE: 04/14/2004
TICKER: --     SECURITY ID: 31635A303
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	TO AMEND THE DECLARATION OF TRUST TO ALLOW THE BOARD OF TRUSTEES, IF PERMITTED BY APPLICABLE LAW, TO AUTHORIZE FUND MERGERS WITHOUT SHAREHOLDER APPROVAL.	Management	For	For
2.1	ELECT J. MICHAEL COOK AS A DIRECTOR	Management	For	For
2.2	ELECT RALPH F. COX AS A DIRECTOR	Management	For	For
2.3	ELECT LAURA B. CRONIN AS A DIRECTOR	Management	For	For
2.4	ELECT ROBERT M. GATES AS A DIRECTOR	Management	For	For
2.5	ELECT GEORGE H. HEILMEIER AS A DIRECTOR	Management	For	For
2.6	ELECT ABIGAIL P. JOHNSON AS A DIRECTOR	Management	For	For
2.7	ELECT EDWARD C. JOHNSON 3D AS A DIRECTOR	Management	For	For
2.8	ELECT DONALD J. KIRK AS A DIRECTOR	Management	For	For
2.9	ELECT MARIE L. KNOWLES AS A DIRECTOR	Management	For	For
2.10	ELECT NED C. LAUTENBACH AS A DIRECTOR	Management	For	For
2.11	ELECT MARVIN L. MANN AS A DIRECTOR	Management	For	For
2.12	ELECT WILLIAM O. MCCOY AS A DIRECTOR	Management	For	For
2.13	ELECT ROBERT L. REYNOLDS AS A DIRECTOR	Management	For	For
2.14	ELECT WILLIAM S. STAVROPOULOS AS A DIRECTOR	Management	For	For

ISSUER NAME: FIFTH THIRD BANCORP MEETING DATE: 03/23/2004
TICKER: FITB     SECURITY ID: 316773100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DARRYL F. ALLEN AS A DIRECTOR	Management	For	For
1.2	ELECT ALLEN M. HILL AS A DIRECTOR	Management	For	For
1.3	ELECT DR MITCHEL D LIVINGSTON AS A DIRECTOR	Management	For	For
1.4	ELECT HENDRIK G. MEIJER AS A DIRECTOR	Management	For	For
1.5	ELECT JAMES E. ROGERS AS A DIRECTOR	Management	For	For
2	PROPOSAL TO APPROVE FIFTH THIRD BANCORP INCENTIVE COMPENSATION PLAN, INCLUDING THE ISSUANCE OF UP TO 20,000,000 SHARES OF COMMON STOCK THEREUNDER.	Management	For	Against
3	PROPOSAL TO APPROVE THE APPOINTMENT OF DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITORS OF THE COMPANY FOR THE YEAR 2004.	Management	For	For
4	SHAREHOLDER PROPOSAL REGARDING AMENDMENT OF FIFTH THIRD BANCORP S WRITTEN EQUAL EMPLOYMENT OPPORTUNITY POLICY TO EXPLICITLY PROHIBIT DISCRIMINATION BASED ON SEXUAL ORIENTATION AND TO SUBSTANTIALLY IMPLEMENT THAT POLICY.	Shareholder	Unknown	Against

ISSUER NAME: FIRST DATA CORPORATION MEETING DATE: 10/28/2003
TICKER: FDC     SECURITY ID: 319963104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	TO APPROVE THE ISSUANCE OF SHARES OF FIRST DATA COMMON STOCK AS CONTEMPLATED BY THE AGREEMENT AND PLAN OF MERGER, DATED AS OF APRIL 1, 2003, AMONG FIRST DATA CORPORATION, MONACO SUBSIDIARY CORPORATION, A WHOLLY OWNED SUBSIDIARY OF FIRST DATA CORPORATION, AND CONCORD EFS, INC.	Management	For	For

ISSUER NAME: FIRSTFED FINANCIAL CORP. MEETING DATE: 04/21/2004
TICKER: FED     SECURITY ID: 337907109
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT BABETTE E. HEIMBUCH AS A DIRECTOR	Management	For	For
1.2	ELECT JAMES P. GIRALDIN AS A DIRECTOR	Management	For	For
1.3	ELECT JOHN R. WOODHULL AS A DIRECTOR	Management	For	For
2	RATIFICATION OF KPMG LLP AS THE COMPANY S INDEPENDENT AUDITORS FOR 2004.	Management	For	For

ISSUER NAME: FLEETBOSTON FINANCIAL CORPORATION MEETING DATE: 03/17/2004
TICKER: FBF     SECURITY ID: 339030108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	APPROVAL OF THE MERGER AGREEMENT	Management	For	For
2	APPROVAL OF PROPOSAL TO ADJOURN THE FLEETBOSTON SPECIAL MEETING, IF NECESSARY, TO SOLICIT ADDITIONAL PROXIES	Management	For	Abstain

ISSUER NAME: FRANKLIN RESOURCES, INC. MEETING DATE: 01/29/2004
TICKER: BEN     SECURITY ID: 354613101
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT HARMON E. BURNS AS A DIRECTOR	Management	For	For
1.2	ELECT CHARLES CROCKER AS A DIRECTOR	Management	For	For
1.3	ELECT ROBERT D. JOFFE AS A DIRECTOR	Management	For	For
1.4	ELECT CHARLES B. JOHNSON AS A DIRECTOR	Management	For	For
1.5	ELECT RUPERT H. JOHNSON, JR. AS A DIRECTOR	Management	For	For
1.6	ELECT THOMAS H. KEAN AS A DIRECTOR	Management	For	For
1.7	ELECT JAMES A. MCCARTHY AS A DIRECTOR	Management	For	For
1.8	ELECT CHUTTA RATNATHICAM AS A DIRECTOR	Management	For	For
1.9	ELECT PETER M. SACERDOTE AS A DIRECTOR	Management	For	For
1.10	ELECT ANNE M. TATLOCK AS A DIRECTOR	Management	For	For
1.11	ELECT LOUIS E. WOODWORTH AS A DIRECTOR	Management	For	For
2	RATIFICATION OF THE APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT AUDITORS FOR THE FISCAL YEAR ENDING SEPTEMBER 30, 2004.	Management	For	For
3	APPROVAL OF THE 2004 KEY EXECUTIVE INCENTIVE COMPENSATION PLAN.	Management	For	For
4	APPROVAL OF THE AMENDED AND RESTATED ANNUAL INCENTIVE COMPENSATION PLAN.	Management	For	For

ISSUER NAME: GOLDEN WEST FINANCIAL CORPORATION MEETING DATE: 04/27/2004
TICKER: GDW     SECURITY ID: 381317106
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT PATRICIA A. KING AS A DIRECTOR	Management	For	For
1.2	ELECT MARION O. SANDLER AS A DIRECTOR	Management	For	For
1.3	ELECT LESLIE TANG SCHILLING AS A DIRECTOR	Management	For	For
2	INCREASE THE NUMBER OF AUTHORIZED SHARES OF COMMON STOCK FROM 200,000,000 TO 600,000,000.	Management	For	For
3	RATIFICATION OF THE SELECTION OF DELOITTE & TOUCHE LLP TO SERVE AS THE COMPANY S INDEPENDENT OUTSIDE AUDITORS FOR THE YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: HCC INSURANCE HOLDINGS, INC. MEETING DATE: 05/13/2004
TICKER: HCC     SECURITY ID: 404132102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT FRANK J. BRAMANTI AS A DIRECTOR	Management	For	For
1.2	ELECT PATRICK B. COLLINS AS A DIRECTOR	Management	For	For
1.3	ELECT JAMES R. CRANE AS A DIRECTOR	Management	For	For
1.4	ELECT J. ROBERT DICKERSON AS A DIRECTOR	Management	For	For
1.5	ELECT EDWARD H. ELLIS, JR. AS A DIRECTOR	Management	For	For
1.6	ELECT JAMES C. FLAGG AS A DIRECTOR	Management	For	For
1.7	ELECT ALLAN W. FULKERSON AS A DIRECTOR	Management	For	For
1.8	ELECT WALTER J. LACK AS A DIRECTOR	Management	For	For
1.9	ELECT MICHAEL A.F. ROBERTS AS A DIRECTOR	Management	For	For
1.10	ELECT STEPHEN L. WAY AS A DIRECTOR	Management	For	For
2	APPROVAL OF THE ADOPTION OF THE 2004 FLEXIBLE INCENTIVE PLAN.	Management	For	Against

ISSUER NAME: HIGHWOODS PROPERTIES, INC. MEETING DATE: 05/18/2004
TICKER: HIW     SECURITY ID: 431284108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT EDWARD J. FRITSCH AS A DIRECTOR	Management	For	For
1.2	ELECT LAWRENCE S. KAPLAN AS A DIRECTOR	Management	For	For
1.3	ELECT L. GLENN ORR, JR. AS A DIRECTOR	Management	For	For
1.4	ELECT WILLIAM E. GRAHAM, JR. AS A DIRECTOR	Management	For	For
2	RATIFICATION OF THE APPOINTMENT OF ERNST & YOUNG LLP AS INDEPENDENT AUDITORS FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004.	Management	For	For
3	OTHER BUSINESS: IN HIS DISCRETION, THE PROXY IS AUTHORIZED TO VOTE UPON SUCH OTHER BUSINESS AS MAY PROPERLY COME BEFORE THE MEETING OR ANY ADJOURNMENTS THEREOF.	Management	For	Abstain

ISSUER NAME: HUDSON CITY BANCORP, INC. MEETING DATE: 05/21/2004
TICKER: HCBK     SECURITY ID: 443683107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT WILLIAM J. COSGROVE AS A DIRECTOR	Management	For	For
1.2	ELECT DONALD O. QUEST AS A DIRECTOR	Management	For	For
1.3	ELECT DENIS J. SALAMONE AS A DIRECTOR	Management	For	For
1.4	ELECT JOSEPH G. SPONHOLZ AS A DIRECTOR	Management	For	For
2	RATIFICATION OF THE APPOINTMENT OF KPMG LLP AS INDEPENDENT AUDITORS FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: INSTINET GROUP INCORPORATED MEETING DATE: 05/19/2004
TICKER: INGP     SECURITY ID: 457750107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT SIR PETER J.D. JOB AS A DIRECTOR	Management	For	For
1.2	ELECT JOHN KASICH AS A DIRECTOR	Management	For	For
1.3	ELECT KAY KOPLOVITZ AS A DIRECTOR	Management	For	For
1.4	ELECT STEPHEN PAGLIUCA AS A DIRECTOR	Management	For	For
1.5	ELECT DEVIN WENIG AS A DIRECTOR	Management	For	For
2	RATIFY THE APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS INSTINET GROUP INCORPORATED S INDEPENDENT AUDITORS FOR THE 2004 FISCAL YEAR.	Management	For	For
3	RATIFY AND APPROVE THE INSTINET 2000 STOCK OPTION PLAN, INCLUDING AN INCREASE IN THE NUMBER OF SHARES RESERVED FOR ISSUANCE.	Management	For	Against
4	APPROVE THE INSTINET 2004 PERFORMANCE SHARE PLAN.	Management	For	Against

ISSUER NAME: INVESTORS FINANCIAL SERVICES CORP. MEETING DATE: 04/13/2004
TICKER: IFIN     SECURITY ID: 461915100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT KEVIN J. SHEEHAN AS A DIRECTOR	Management	For	For
1.2	ELECT JAMES M. OATES AS A DIRECTOR	Management	For	For
1.3	ELECT THOMAS P. MCDERMOTT AS A DIRECTOR	Management	For	For
2	TO APPROVE AN AMENDMENT TO THE COMPANY S CERTIFICATE OF INCORPORATION TO INCREASE THE NUMBER OF AUTHORIZED SHARES OF THE COMPANY S COMMON STOCK.	Management	For	For
3	TO APPROVE AN AMENDMENT TO THE COMPANY S 1997 EMPLOYEE STOCK PURCHASE PLAN TO INCREASE THE NUMBER OF SHARES AVAILABLE FOR GRANT PURSUANT TO THE PLAN.	Management	For	For
4	TO RATIFY THE SELECTION OF DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITORS FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: J.P. MORGAN CHASE & CO. MEETING DATE: 05/25/2004
TICKER: JPM     SECURITY ID: 46625H100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	MERGER PROPOSAL	Management	For	For
2.1	ELECT HANS W. BECHERER AS A DIRECTOR	Management	For	For
2.2	ELECT FRANK A. BENNACK, JR. AS A DIRECTOR	Management	For	For
2.3	ELECT JOHN H. BIGGS AS A DIRECTOR	Management	For	For
2.4	ELECT LAWRENCE A. BOSSIDY AS A DIRECTOR	Management	For	For
2.5	ELECT ELLEN V. FUTTER AS A DIRECTOR	Management	For	For
2.6	ELECT WILLIAM H. GRAY, III AS A DIRECTOR	Management	For	For
2.7	ELECT WILLIAM B. HARRISON, JR AS A DIRECTOR	Management	For	For
2.8	ELECT HELENE L. KAPLAN AS A DIRECTOR	Management	For	For
2.9	ELECT LEE R. RAYMOND AS A DIRECTOR	Management	For	For
2.10	ELECT JOHN R. STAFFORD AS A DIRECTOR	Management	For	For
3	APPOINTMENT OF EXTERNAL AUDITOR	Management	For	For
4	RE-APPROVAL OF KEY EXECUTIVE PERFORMANCE PLAN	Management	For	For
5	ADJOURNMENT OF MEETING, IF NECESSARY, TO SOLICIT ADDITIONAL PROXIES	Management	For	Abstain
6	DIRECTOR TERM LIMIT	Shareholder	Against	Against
7	CHARITABLE CONTRIBUTIONS	Shareholder	Against	Against
8	POLITICAL CONTRIBUTIONS	Shareholder	Against	Against
9	SEPARATION OF CHAIRMAN AND CEO	Shareholder	Against	Against
10	DERIVATIVE DISCLOSURE	Shareholder	Against	Against
11	AUDITOR INDEPENDENCE	Shareholder	Against	Against
12	DIRECTOR COMPENSATION	Shareholder	Against	Against
13	PAY DISPARITY	Shareholder	Against	Against

ISSUER NAME: KEYCORP MEETING DATE: 05/13/2004
TICKER: KEY     SECURITY ID: 493267108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT ALEXANDER M. CUTLER AS A DIRECTOR	Management	For	For
1.2	ELECT DOUGLAS J. MCGREGOR AS A DIRECTOR	Management	For	For
1.3	ELECT EDUARDO R. MENASCE AS A DIRECTOR	Management	For	For
1.4	ELECT HENRY L. MEYER III AS A DIRECTOR	Management	For	For
1.5	ELECT PETER G. TEN EYCK, II AS A DIRECTOR	Management	For	For
2	APPROVAL OF THE KEYCORP 2004 EQUITY COMPENSATION PLAN.	Management	For	Against
3	APPROVAL OF THE KEYCORP ANNUAL PERFORMANCE PLAN.	Management	For	For
4	RATIFICATION OF THE APPOINTMENT OF INDEPENDENT AUDITORS.	Management	For	For

ISSUER NAME: LABRANCHE & CO INC. MEETING DATE: 05/18/2004
TICKER: LAB     SECURITY ID: 505447102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DAVID A. GEORGE AS A DIRECTOR	Management	For	For
1.2	ELECT DONALD E. KIERNAN AS A DIRECTOR	Management	For	For
2	PROPOSAL TO RATIFY THE APPOINTMENT OF KPMG LLP AS LABRANCHE S INDEPENDENT AUDITORS FOR THE YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: LEHMAN BROTHERS HOLDINGS INC. MEETING DATE: 04/02/2004
TICKER: LEH     SECURITY ID: 524908100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT ROGER S. BERLIND AS A DIRECTOR	Management	For	For
1.2	ELECT MARSHA JOHNSON EVANS AS A DIRECTOR	Management	For	For
1.3	ELECT SIR CHRISTOPHER GENT AS A DIRECTOR	Management	For	For
1.4	ELECT DINA MERRILL AS A DIRECTOR	Management	For	For
2	RATIFICATION OF ERNST & YOUNG LLP AS INDEPENDENT AUDITORS FOR THE FISCAL YEAR 2004.	Management	For	For

ISSUER NAME: LINCOLN NATIONAL CORPORATION MEETING DATE: 05/13/2004
TICKER: LNC     SECURITY ID: 534187109
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT WILLIAM J. AVERY AS A DIRECTOR	Management	For	For
1.2	ELECT JON A. BOSCIA AS A DIRECTOR	Management	For	For
1.3	ELECT ERIC G. JOHNSON AS A DIRECTOR	Management	For	For
1.4	ELECT GLENN F. TILTON AS A DIRECTOR	Management	For	For
2	TO APPROVE OR DISAPPROVE A DEFERRED COMPENSATION PLAN FOR NON-EMPLOYEE DIRECTORS	Management	For	Against

ISSUER NAME: MANUFACTURED HOME COMMUNITIES, INC. MEETING DATE: 05/04/2004
TICKER: MHC     SECURITY ID: 564682102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DONALD S. CHISHOLM AS A DIRECTOR	Management	For	For
1.2	ELECT THOMAS E. DOBROWSKI AS A DIRECTOR	Management	For	For
1.3	ELECT THOMAS P. HENEGHAN AS A DIRECTOR	Management	For	For
1.4	ELECT JOE B. MCADAMS AS A DIRECTOR	Management	For	For
1.5	ELECT SHELI Z. ROSENBERG AS A DIRECTOR	Management	For	For
1.6	ELECT HOWARD WALKER AS A DIRECTOR	Management	For	For
1.7	ELECT GARY L. WATERMAN AS A DIRECTOR	Management	For	For
1.8	ELECT SAMUEL ZELL AS A DIRECTOR	Management	For	For

ISSUER NAME: MARSH & MCLENNAN COMPANIES, INC. MEETING DATE: 05/20/2004
TICKER: MMC     SECURITY ID: 571748102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT LEWIS W. BERNARD AS A DIRECTOR	Management	For	For
1.2	ELECT MATHIS CABIALLAVETTA AS A DIRECTOR	Management	For	For
1.3	ELECT ZACHARY W. CARTER AS A DIRECTOR	Management	For	For
1.4	ELECT ROBERT F. ERBURU AS A DIRECTOR	Management	For	For
1.5	ELECT OSCAR FANJUL AS A DIRECTOR	Management	For	For
1.6	ELECT RAY J. GROVES AS A DIRECTOR	Management	For	For
2	RATIFICATION OF DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITORS FOR 2004.	Management	For	For

ISSUER NAME: MBIA INC. MEETING DATE: 05/06/2004
TICKER: MBI     SECURITY ID: 55262C100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JOSEPH W. BROWN AS A DIRECTOR	Management	For	For
1.2	ELECT C. EDWARD CHAPLIN AS A DIRECTOR	Management	For	For
1.3	ELECT DAVID C. CLAPP AS A DIRECTOR	Management	For	For
1.4	ELECT GARY C. DUNTON AS A DIRECTOR	Management	For	For
1.5	ELECT CLAIRE L. GAUDIANI AS A DIRECTOR	Management	For	For
1.6	ELECT FREDA S. JOHNSON AS A DIRECTOR	Management	For	For
1.7	ELECT DANIEL P. KEARNEY AS A DIRECTOR	Management	For	For
1.8	ELECT JAMES A. LEBENTHAL AS A DIRECTOR	Management	For	For
1.9	ELECT DEBRA J. PERRY AS A DIRECTOR	Management	For	For
1.10	ELECT JOHN A. ROLLS AS A DIRECTOR	Management	For	For
2	APPROVAL OF APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT AUDITORS.	Management	For	For

ISSUER NAME: MBNA CORPORATION MEETING DATE: 05/03/2004
TICKER: KRB     SECURITY ID: 55262L100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JAMES H. BERICK AS A DIRECTOR	Management	For	For
1.2	ELECT BENJAMIN R. CIVILETTI AS A DIRECTOR	Management	For	For
1.3	ELECT BRUCE L. HAMMONDS AS A DIRECTOR	Management	For	For
1.4	ELECT WILLIAM L. JEWS AS A DIRECTOR	Management	For	For
1.5	ELECT RANDOLPH D. LERNER AS A DIRECTOR	Management	For	For
1.6	ELECT STUART L. MARKOWITZ AS A DIRECTOR	Management	For	For
1.7	ELECT WILLIAM B. MILSTEAD AS A DIRECTOR	Management	For	For
2	RATIFICATION OF APPOINTMENT OF INDEPENDENT AUDITORS	Management	For	For
3	STOCKHOLDER PROPOSAL (ITEM 3 IN PROXY STATEMENT)	Shareholder	Against	Against
4	STOCKHOLDER PROPOSAL (ITEM 4 IN PROXY STATEMENT)	Shareholder	Against	Against

ISSUER NAME: MELLON FINANCIAL CORPORATION MEETING DATE: 04/20/2004
TICKER: MEL     SECURITY ID: 58551A108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JARED L. COHON* AS A DIRECTOR	Management	For	For
1.2	ELECT IRA J. GUMBERG* AS A DIRECTOR	Management	For	For
1.3	ELECT MARTIN G. MCGUINN* AS A DIRECTOR	Management	For	For
1.4	ELECT DAVID S. SHAPIRA* AS A DIRECTOR	Management	For	For
1.5	ELECT JOHN P. SURMA* AS A DIRECTOR	Management	For	For
1.6	ELECT EDWARD J. MCANIFF** AS A DIRECTOR	Management	For	For
2	PROPOSAL TO AMEND THE CORPORATION S LONG-TERM PROFIT INCENTIVE PLAN.	Management	For	Against
3	RATIFICATION OF APPOINTMENT OF KPMG LLP AS INDEPENDENT PUBLIC ACCOUNTANTS.	Management	For	For

ISSUER NAME: MERRILL LYNCH & CO., INC. MEETING DATE: 04/23/2004
TICKER: MER     SECURITY ID: 590188108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DAVID K. NEWBIGGING AS A DIRECTOR	Management	For	For
1.2	ELECT JOSEPH W. PRUEHER AS A DIRECTOR	Management	For	For
2	RATIFY APPOINTMENT OF DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITOR	Management	For	For
3	INSTITUTE CUMULATIVE VOTING	Shareholder	Against	Abstain
4	INDEPENDENT CHAIRMAN SEPARATE FROM CHIEF EXECUTIVE OFFICER	Shareholder	Against	Against

ISSUER NAME: METLIFE, INC. MEETING DATE: 04/27/2004
TICKER: MET     SECURITY ID: 59156R108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT CURTIS H. BARNETTE AS A DIRECTOR	Management	For	For
1.2	ELECT JOHN C. DANFORTH AS A DIRECTOR	Management	For	For
1.3	ELECT BURTON A. DOLE, JR. AS A DIRECTOR	Management	For	For
1.4	ELECT HARRY P. KAMEN AS A DIRECTOR	Management	For	For
1.5	ELECT CHARLES M. LEIGHTON AS A DIRECTOR	Management	For	For
2	APPROVAL OF THE METLIFE, INC. 2005 STOCK AND INCENTIVE COMPENSATION PLAN	Management	For	For
3	APPROVAL OF THE METLIFE ANNUAL VARIABLE INCENTIVE PLAN	Management	For	For
4	APPROVAL OF THE METLIFE, INC. 2005 NON-MANAGEMENT DIRECTOR STOCK COMPENSATION PLAN	Management	For	For
5	RATIFICATION OF APPOINTMENT OF DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITOR FOR 2004	Management	For	For
6	SHAREHOLDER PROPOSAL CONCERNING CEO COMPENSATION	Shareholder	Against	Against

ISSUER NAME: MGIC INVESTMENT CORPORATION MEETING DATE: 05/13/2004
TICKER: MTG     SECURITY ID: 552848103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JAMES A. ABBOTT AS A DIRECTOR	Management	For	For
1.2	ELECT THOMAS M. HAGERTY AS A DIRECTOR	Management	For	For
1.3	ELECT MICHAEL E. LEHMAN AS A DIRECTOR	Management	For	For
2	RATIFY THE APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS THE INDEPENDENT ACCOUNTANTS OF THE CORPORATION.	Management	For	For

ISSUER NAME: MITSUBISHI TOKYO FINANCIAL GROUP, IN MEETING DATE: 06/29/2004
TICKER: MTF     SECURITY ID: 606816106
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	APPROVAL OF THE PROPOSED APPROPRIATIONS OF RETAINED EARNINGS AND OTHER CAPITAL SURPLUS FOR THE 3RD BUSINESS TERM	Management	Unknown	For
2	PARTIAL AMENDMENTS TO THE ARTICLES OF INCORPORATION	Management	Unknown	For
3	ELECTION OF SEVEN (7) DIRECTORS	Management	Unknown	For
4	ELECTION OF ONE (1) CORPORATE AUDITOR	Management	Unknown	For
5	GRANTING OF RETIREMENT GRATUITIES TO RETIRING DIRECTORS AND RESIGNED CORPORATE AUDITOR	Management	Unknown	For

ISSUER NAME: MONTPELIER RE HOLDINGS LTD MEETING DATE: 05/20/2004
TICKER: MRH     SECURITY ID: G62185106
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT G. THOMAS HUTTON* AS A DIRECTOR	Management	For	For
1.2	ELECT KAMIL M. SALAME* AS A DIRECTOR	Management	For	For
1.3	ELECT RAYMOND M. SALTER* AS A DIRECTOR	Management	For	For
1.4	ELECT JOHN F. SHETTLE, JR.* AS A DIRECTOR	Management	For	For
1.5	ELECT ANTHONY TAYLOR** AS A DIRECTOR	Management	For	For
1.6	ELECT T.G. STORY BUSHER** AS A DIRECTOR	Management	For	For
1.7	ELECT C. R. FLETCHER, III** AS A DIRECTOR	Management	For	For
2	TO APPROVE THE ADOPTION OF THE MONTPELIER LONG TERM INCENTIVE PLAN, WHICH WOULD GO INTO EFFECT ON JANUARY 1, 2005.	Management	For	For
3	TO APPOINT PRICEWATERHOUSECOOPERS OF HAMILTON, BERMUDA AS THE COMPANY S INDEPENDENT AUDITOR FOR 2004 AND TO AUTHORIZE THE COMPANY S BOARD, ACTING BY THE COMPANY S AUDIT COMMITTEE, TO SET THEIR REMUNERATION.	Management	For	For

ISSUER NAME: MORGAN STANLEY MEETING DATE: 04/20/2004
TICKER: MWD     SECURITY ID: 617446448
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JOHN W. MADIGAN AS A DIRECTOR	Management	For	For
1.2	ELECT DR. KLAUS ZUMWINKEL AS A DIRECTOR	Management	For	For
1.3	ELECT SIR HOWARD DAVIES AS A DIRECTOR	Management	For	For
2	TO RATIFY THE APPOINTMENT OF DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITORS	Management	For	For
3	SHAREHOLDER PROPOSAL TO DECLASSIFY THE BOARD OF DIRECTORS	Shareholder	Against	For
4	SHAREHOLDER PROPOSAL TO REQUIRE SHAREHOLDER APPROVAL OF GOLDEN PARACHUTE AGREEMENTS	Shareholder	Against	Against
5	SHAREHOLDER PROPOSAL TO DISCLOSE POLITICAL CONTRIBUTIONS	Shareholder	Against	Against

ISSUER NAME: NATIONAL BANK OF CANADA MEETING DATE: 03/10/2004
TICKER: --     SECURITY ID: 633067103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	RECEIVE THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE FYE 31 OCT 2003 AND THE AUDITORS REPORT THEREON	N/A	N/A	N/A
2	AMEND SECTION 4.1 OF BY-LAW I OF THE BANK SO AS TO REDUCE THE MINIMUM AND MAXIMUM NUMBER OF DIRECTORS OF THE BANK	Management	Unknown	For
3	ELECT MR. LAWRENCE S. BLOOMBERG AS A DIRECTOR	Management	Unknown	For
4	ELECT MR. PIERRE BOURGIE AS A DIRECTOR	Management	Unknown	For
5	ELECT MR. GERARD COULOMBE AS A DIRECTOR	Management	Unknown	For
6	ELECT MR. BERNARD CYR AS A DIRECTOR	Management	Unknown	For
7	ELECT MS. SHIRLEY A. DAWE AS A DIRECTOR	Management	Unknown	For
8	ELECT MR. NICOLE DIAMOND-GELINAS AS A DIRECTOR	Management	Unknown	For
9	ELECT MR. JEAN DOUVILLE AS A DIRECTOR	Management	Unknown	For
10	ELECT MR. MARCEL DUTIL AS A DIRECTOR	Management	Unknown	For
11	ELECT MR. JEAN GAULIN AS A DIRECTOR	Management	Unknown	For
12	ELECT MR. PAUL GOBEIL AS A DIRECTOR	Management	Unknown	For
13	ELECT MS. SUZANNE LECLAIR AS A DIRECTOR	Management	Unknown	For
14	ELECT MS. E.A. (DEE) PARKINSON-MARCOUX AS A DIRECTOR	Management	Unknown	For
15	ELECT MR. REAL RAYMOND AS A DIRECTOR	Management	Unknown	For
16	ELECT MR. ROSEANN RUNTE AS A DIRECTOR	Management	Unknown	For
17	ELECT MR. JEAN TURMEL AS A DIRECTOR	Management	Unknown	For
18	AMEND SECTION 4.6 OF BY-LAW I TO INCREASE THE AGGREGATE REMUNERATION WHICH MAY BE PAID TO ALL DIRECTORS OF NATIONAL BANK OF CANADA THE BANK DURING A FINANCIAL YEAR	Management	Unknown	For
19	APPOINT SAMSON BELAIR/DELOITTE & TOUCHE AS THE SOLE AUDITOR OF THE BANK	Management	Unknown	For
20	PLEASE NOTE THAT THIS RESOLUTION IS A SHAREHOLDERS PROPOSAL: APPROVE TO PROHIBIT THE CHIEF EXECUTIVE OFFICER FROM SITTING ON THE BOARD OF DIRECTORS OF ANY OTHER LISTED COMPANY THAT IS UNRELATED	Shareholder	Unknown	Against
21	PLEASE NOTE THAT THIS RESOLUTION IS A SHAREHOLDERS PROPOSAL: APPROVE TO DISCLOSE ALL THE BOARD OF DIRECTORS OF COMPANIES WHOSE STOCK IS TRADED ON NORTH AMERICAN STOCK EXCHANGES AND ON WHICH THE NOMINEES TO THE BOARD CURRENTLY SERVE OR HAVE SERVED IN THE PAST FIVE YEARS	Shareholder	Unknown	Against
22	PLEASE NOTE THAT THIS RESOLUTION IS A SHAREHOLDERS PROPOSAL: APPROVE TO DISCLOSE THE TERMINATION CLAUSES OF THE EXECUTIVE OFFICERS AND THE CONDITIONS AND CIRCUMSTANCES JUSTIFYING THEIR PROJECTED BENEFITS	Shareholder	Unknown	Against
23	PLEASE NOTE THAT THIS RESOLUTION IS A SHAREHOLDERS PROPOSAL: APPROVE TO DISCLOSE THE TOTAL RETIREMENT PENSION AWARDED TO EACH OF THE SENIOR EXECUTIVE OFFICERS AND THE RELATED ANNUAL COSTS	Shareholder	Unknown	Against
24	PLEASE NOTE THAT THIS RESOLUTION IS A SHAREHOLDERS PROPOSAL: APPROVE TO DISCLOSE THE TOTAL RETIREMENT PENSION AWARDED TO EACH OF THE SENIOR EXECUTIVE OFFICERS AND THE RELATED ANNUAL COSTS	Shareholder	Unknown	Against
25	PLEASE NOTE THAT THIS RESOLUTION IS A SHAREHOLDERS PROPOSAL: APPROVE THAT, THAT THE SHAREHOLDERS OF NATIONAL BANK OF CANADA COMPANY REQUEST THAT THE BOARD OF DIRECTORS AND ITS AUDIT COMMITTEE ADOPT A POLICY STATING THAT THE PUBLIC ACCOUNTING FIRM RETAINED BY OUR COMPANY TO AUDIT THE COMPANY S FINANCIAL STATEMENTS WILL PERFORM ONLY AUDIT AND AUDIT-RELATED WORK FOR THE COMPANY AND NOT PROVIDE TAX OR OTHER SERVICES	Shareholder	Unknown	Against
26	PLEASE NOTE THAT THIS RESOLUTION IS A SHAREHOLDERS PROPOSAL: APPROVE THAT: (A) THE AMENDMENT TO SECTION 4.6 OF BY-LAW I MADE ON 13 MAR 2002 BE DECLARED NULL AND VOID; (B) THE REMUNERATION PAID TO DIRECTORS UNDER THIS AMENDMENT BE RETURNED TO THE BANK BY THE DIRECTORS INVOLVED; (C) THE CHAIRMAN AND MR. GOBEIL TENDER THEIR RESIGNATIONS TO THE BOARD AND THE BANK AND FURTHER ARE NOT ELIGIBLE FOR REAPPOINTMENT FOR A PERIOD OF SIX YEARS; ALL SHARE OPTIONS TO INDIVIDUALS TO BE CANCELLED; (D) A INDEPEND...	Shareholder	Unknown	Against
27	REQUIRE DIRECTOR NOMINEE QUALIFICATIONS	Shareholder	Unknown	Against
28	PLEASE NOTE THAT THIS RESOLUTION IS A SHAREHOLDERS PROPOSAL: APPROVE THAT: (A) THE AMENDMENT TO SECTION 4.6 OF BY-LAW I MADE ON 13 MAR 2002 BE DECLARED NULL AND VOID; (B) THE REMUNERATION PAID TO DIRECTORS UNDER THIS AMENDMENT BE RETURNED TO THE BANK BY THE DIRECTORS INVOLVED; (C) THE CHAIRMAN AND MR. GOBEIL TENDER THEIR RESIGNATIONS TO THE BOARD AND THE BANK AND FURTHER ARE NOT ELIGIBLE FOR REAPPOINTMENT FOR A PERIOD OF SIX YEARS; ALL SHARE OPTIONS TO INDIVIDUALS TO BE CANCELLED; (D) A INDEPEND...	Shareholder	Unknown	Against
29	PLEASE NOTE THAT THIS RESOLUTION IS A SHAREHOLDERS PROPOSAL: APPROVE THAT: (A) THE SHAREHOLDERS BE GIVEN AMPLE OPPORTUNITY TO ASK QUESTIONS DURING ALL SEGMENTS OF THE MEETING; (B) ALL SHAREHOLDERS BE GIVEN THE OPPORTUNITY TO LISTEN TO AND PARTICIPATE IN THE PRESS CONFERENCE FOLLOWING THE MEETING	Shareholder	Unknown	Against
30	PLEASE NOTE THAT THIS RESOLUTION IS A SHAREHOLDERS PROPOSAL: APPROVE THAT THE BANK PREPARE A DETAILED BREAKDOWN OF THE LOANS BY INDIVIDUAL TOGETHER WITH APPLICABLE DETAILS SUCH AS INTEREST RATES, BENEFITS PROVIDED AND SECURITY GIVEN TOGETHER WITH A RECONCILIATION TO THE TABLE OUTLINING COMPENSATION TO NAMED OFFICERS OF THE BANK	Shareholder	Unknown	Against

ISSUER NAME: NETBANK, INC. MEETING DATE: 04/29/2004
TICKER: NTBK     SECURITY ID: 640933107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT T. STEPHEN JOHNSON AS A DIRECTOR	Management	For	For
1.2	ELECT STUART M. CABLE AS A DIRECTOR	Management	For	For
1.3	ELECT JOEL A. SMITH, III AS A DIRECTOR	Management	For	For
1.4	ELECT EULA L. ADAMS AS A DIRECTOR	Management	For	For
2	TO APPROVE THE PROPOSED AMENDMENT TO THE COMPANY S 1996 STOCK INCENTIVE PLAN	Management	For	Against
3	TO RATIFY THE APPOINTMENT OF ERNST & YOUNG LLP AS THE COMPANY S INDEPENDENT AUDITORS FOR FISCAL 2004	Management	For	For

ISSUER NAME: NEW YORK COMMUNITY BANCORP, INC. MEETING DATE: 10/29/2003
TICKER: NYB     SECURITY ID: 649445103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	TO APPROVE AND ADOPT THE AGREEMENT AND PLAN OF MERGER, DATED AS OF JUNE 27, 2003, BY AND BETWEEN NEW YORK COMMUNITY BANCORP, INC., AND ROSLYN BANCORP, INC., PURSUANT TO WHICH ROSLYN WILL BE MERGED WITH AND INTO NEW YORK COMMUNITY.	Management	For	For
2	TO APPROVE AN AMENDMENT TO NEW YORK COMMUNITY S CERTIFICATE OF INCORPORATION INCREASING THE AMOUNT OF COMMON STOCK AUTHORIZED FOR ISSUANCE FROM 300 MILLION TO 600 MILLION SHARES.	Management	For	For

ISSUER NAME: NEW YORK COMMUNITY BANCORP, INC. MEETING DATE: 05/19/2004
TICKER: NYB     SECURITY ID: 649445103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DONALD M. BLAKE AS A DIRECTOR	Management	For	For
1.2	ELECT THOMAS A. DOHERTY AS A DIRECTOR	Management	For	For
1.3	ELECT MICHAEL J. LEVINE AS A DIRECTOR	Management	For	For
1.4	ELECT GUY V. MOLINARI AS A DIRECTOR	Management	For	For
1.5	ELECT JOHN A. PILESKI AS A DIRECTOR	Management	For	For
1.6	ELECT JOHN M. TSIMBINOS AS A DIRECTOR	Management	For	For
2	THE RATIFICATION OF THE APPOINTMENT OF KPMG LLP AS INDEPENDENT AUDITORS OF NEW YORK COMMUNITY BANCORP, INC. FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: NORTH FORK BANCORPORATION, INC. MEETING DATE: 04/27/2004
TICKER: NFB     SECURITY ID: 659424105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JAMES F. REEVE AS A DIRECTOR	Management	For	For
1.2	ELECT GEORGE H. ROWSOM AS A DIRECTOR	Management	For	For
1.3	ELECT DR. KURT R. SCHMELLER AS A DIRECTOR	Management	For	For
2	THE RATIFICATION OF THE SELECTION OF KPMG LLP AS THE COMPANY S INDEPENDENT AUDITOR FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004	Management	For	For

ISSUER NAME: NORTHERN TRUST CORPORATION MEETING DATE: 04/20/2004
TICKER: NTRS     SECURITY ID: 665859104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DUANE L. BURNHAM AS A DIRECTOR	Management	For	For
1.2	ELECT DOLORES E. CROSS AS A DIRECTOR	Management	For	For
1.3	ELECT SUSAN CROWN AS A DIRECTOR	Management	For	For
1.4	ELECT ROBERT S. HAMADA AS A DIRECTOR	Management	For	For
1.5	ELECT ROBERT A. HELMAN AS A DIRECTOR	Management	For	For
1.6	ELECT DIPAK C. JAIN AS A DIRECTOR	Management	For	For
1.7	ELECT ARTHUR L. KELLY AS A DIRECTOR	Management	For	For
1.8	ELECT ROBERT C. MCCORMACK AS A DIRECTOR	Management	For	For
1.9	ELECT EDWARD J. MOONEY AS A DIRECTOR	Management	For	For
1.10	ELECT WILLIAM A. OSBORN AS A DIRECTOR	Management	For	For
1.11	ELECT JOHN W. ROWE AS A DIRECTOR	Management	For	For
1.12	ELECT HAROLD B. SMITH AS A DIRECTOR	Management	For	For
1.13	ELECT WILLIAM D. SMITHBURG AS A DIRECTOR	Management	For	For
2	RATIFICATION OF THE APPOINTMENT OF KPMG LLP AS THE CORPORATION S INDEPENDENT PUBLIC ACCOUNTANTS.	Management	For	For

ISSUER NAME: OLD REPUBLIC INTERNATIONAL CORPORATI MEETING DATE: 05/28/2004
TICKER: ORI     SECURITY ID: 680223104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JIMMY A. DEW AS A DIRECTOR	Management	For	For
1.2	ELECT JOHN M. DIXON AS A DIRECTOR	Management	For	For
1.3	ELECT WILBUR S. LEGG AS A DIRECTOR	Management	For	For
1.4	ELECT JOHN W. POPP AS A DIRECTOR	Management	For	For

ISSUER NAME: PARTNERRE LTD. MEETING DATE: 05/13/2004
TICKER: PRE     SECURITY ID: G6852T105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT VITO H. BAUMGARTNER AS A DIRECTOR	Management	For	For
1.2	ELECT JEAN-PAUL MONTUPET AS A DIRECTOR	Management	For	For
1.3	ELECT JOHN A. ROLLWAGEN AS A DIRECTOR	Management	For	For
1.4	ELECT LUCIO STANCA AS A DIRECTOR	Management	For	For
2	TO APPROVE AN INCREASE IN THE MAXIMUM NUMBER OF DIRECTORS FROM TEN TO ELEVEN, WITH THE MINIMUM NUMBER OF DIRECTORS SET AT THREE, AND FOR THE BOARD TO BE AUTHORIZED TO FILL ANY VACANCIES AS AND WHEN THEY DEEM EXPEDIENT.	Management	For	For
3	TO AMEND THE BYE-LAWS OF THE COMPANY TO REMOVE THE EXEMPTION WHICH EXCLUDES SWISS REINSURANCE COMPANY AND ITS AFFILIATES FROM THE PROHIBITION ON OBTAINING OR EXERCISING MORE THAN 9.9% OF THE VOTING RIGHTS ATTACHED TO THE COMPANY S ISSUED AND OUTSTANDING SHARES.	Management	For	For
4	TO INCREASE THE NUMBER OF COMMON SHARES RESERVED FOR ISSUANCE UNDER THE PARTNERRE LTD. EMPLOYEE INCENTIVE PLAN FROM 3,500,000 COMMON SHARES TO 5,000,000 COMMON SHARES.	Management	For	For
5	TO REAPPOINT THE FIRM OF DELOITTE & TOUCHE TO SERVE AS INDEPENDENT AUDITORS OF THE COMPANY UNTIL THE COMPANY S 2005 ANNUAL GENERAL MEETING AND TO REFER TO THE BOARD OF DIRECTORS THE AUTHORITY TO DETERMINE THE REMUNERATION OF DELOITTE & TOUCHE.	Management	For	For
6	OTHER - IN THEIR DISCRETION UPON SUCH OTHER MATTERS, INCLUDING WITHHOLDING A QUORUM, IF NECESSARY, AS MAY PROPERLY COME BEFORE THE ANNUAL GENERAL MEETING.	Management	For	Abstain

ISSUER NAME: PIPER JAFFRAY COMPANIES MEETING DATE: 04/28/2004
TICKER: PJC     SECURITY ID: 724078100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT ANDREW S. DUFF AS A DIRECTOR	Management	For	For
1.2	ELECT SAMUEL L. KAPLAN AS A DIRECTOR	Management	For	For
1.3	ELECT FRANK L. SIMS AS A DIRECTOR	Management	For	For
2	APPROVAL OF PIPER JAFFRAY COMPANIES AMENDED AND RESTATED 2003 ANNUAL AND LONG-TERM INCENTIVE PLAN.	Management	For	Against
3	RATIFY SELECTION OF ERNST & YOUNG LLP AS INDEPENDENT AUDITORS FOR 2004.	Management	For	For

ISSUER NAME: PRINCIPAL FINANCIAL GROUP, INC. MEETING DATE: 05/18/2004
TICKER: PFG     SECURITY ID: 74251V102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DAVID J. DRURY AS A DIRECTOR	Management	For	For
1.2	ELECT C. DANIEL GELATT AS A DIRECTOR	Management	For	For
1.3	ELECT SANDRA L. HELTON AS A DIRECTOR	Management	For	For
1.4	ELECT FEDERICO F. PENA AS A DIRECTOR	Management	For	For
2	RATIFICATION OF AUDITORS	Management	For	For
3	APPROVAL OF ANNUAL INCENTIVE PLAN	Management	For	For

ISSUER NAME: PROTECTIVE LIFE CORPORATION MEETING DATE: 05/03/2004
TICKER: PL     SECURITY ID: 743674103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JOHN J. MCMAHON, JR. AS A DIRECTOR	Management	For	For
1.2	ELECT JAMES S.M. FRENCH AS A DIRECTOR	Management	For	For
1.3	ELECT JOHN D. JOHNS AS A DIRECTOR	Management	For	For
1.4	ELECT DONALD M. JAMES AS A DIRECTOR	Management	For	For
1.5	ELECT J. GARY COOPER AS A DIRECTOR	Management	For	For
1.6	ELECT H. CORBIN DAY AS A DIRECTOR	Management	For	For
1.7	ELECT W. MICHAEL WARREN, JR. AS A DIRECTOR	Management	For	For
1.8	ELECT MALCOLM PORTERA AS A DIRECTOR	Management	For	For
1.9	ELECT THOMAS L. HAMBY AS A DIRECTOR	Management	For	For
1.10	ELECT VANESSA LEONARD AS A DIRECTOR	Management	For	For
1.11	ELECT WILLIAM A. TERRY AS A DIRECTOR	Management	For	For
2	PROPOSAL TO APPROVE THE STOCK PLAN FOR NON-EMPLOYEE DIRECTORS.	Management	For	For
3	PROPOSAL TO RATIFY THE APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS THE COMPANY S INDEPENDENT ACCOUNTANTS.	Management	For	For

ISSUER NAME: RADIAN GROUP INC. MEETING DATE: 05/11/2004
TICKER: RDN     SECURITY ID: 750236101
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JAMES W. JENNINGS AS A DIRECTOR	Management	For	For
1.2	ELECT ROY J. KASMAR AS A DIRECTOR	Management	For	For
1.3	ELECT HERBERT WENDER AS A DIRECTOR	Management	For	For
1.4	ELECT JAN NICHOLSON AS A DIRECTOR	Management	For	For
2	TO AMEND AND RESTATE RADIAN S EQUITY COMPENSATION PLAN.	Management	For	Against
3	TO ADOPT RADIAN S AMENDED AND RESTATED CERTIFICATE OF INCORPORATION.	Management	For	For
4	TO RATIFY THE APPOINTMENT OF DELOITTE & TOUCHE LLP AS RADIAN S INDEPENDENT AUDITORS FOR THE YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: RECKSON ASSOCIATES REALTY CORP. MEETING DATE: 06/02/2004
TICKER: RA     SECURITY ID: 75621K106
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	TO AMEND THE ARTICLES OF INCORPORATION OF THE COMPANY TO ELIMINATE THE CLASSIFICATION OF THE BOARD OF DIRECTORS.	Management	For	For
2	TO AMEND THE ARTICLES OF INCORPORATION TO AMEND THE PROVISION REGARDING THE COMPANY S COMMON STOCK OWNERSHIP LIMIT.	Management	For	For
3.1	ELECT PETER QUICK* AS A DIRECTOR	Management	For	For
3.2	ELECT STANLEY STEINBERG* AS A DIRECTOR	Management	For	For
3.3	ELECT JOHN RUFFLE* AS A DIRECTOR	Management	For	For
3.4	ELECT ELIZABETH MCCAUL** AS A DIRECTOR	Management	For	For
3.5	ELECT DOUGLAS CROCKER II*** AS A DIRECTOR	Management	For	For
3.6	ELECT SCOTT H. RECHLER AS A DIRECTOR	Management	For	For
3.7	ELECT DONALD J. RECHLER AS A DIRECTOR	Management	For	For
3.8	ELECT LEWIS S. RANIERI AS A DIRECTOR	Management	For	For
3.9	ELECT RONALD H. MENAKER AS A DIRECTOR	Management	For	For
4	TO RATIFY THE SELECTION OF ERNST & YOUNG LLP AS THE INDEPENDENT AUDITORS OF THE COMPANY FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: RENAISSANCERE HOLDINGS LTD. MEETING DATE: 05/28/2004
TICKER: RNR     SECURITY ID: G7496G103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT WILLIAM F. HECHT AS A DIRECTOR	Management	For	For
1.2	ELECT WILLIAM I. RIKER AS A DIRECTOR	Management	For	For
1.3	ELECT NICHOLAS L. TRIVISONNO AS A DIRECTOR	Management	For	For
2	TO APPOINT THE FIRM OF ERNST & YOUNG, INDEPENDENT AUDITORS, TO SERVE AS OUR INDEPENDENT AUDITORS FOR THE 2004 FISCAL YEAR UNTIL OUR 2005 ANNUAL MEETING, AND TO REFER THE DETERMINATION OF THE AUDITORS REMUNERATION TO THE BOARD.	Management	For	For

ISSUER NAME: ROYAL BANK OF CANADA MEETING DATE: 02/27/2004
TICKER: --     SECURITY ID: 780087102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	RECEIVE THE FINANCIAL STATEMENTS OF THE BANK FOR THE YE 31 OCT 2003 AND THE AUDITORS REPORT ON THE STATEMENTS	N/A	N/A	N/A
2	ELECT MR. W. GEOFFREY BEATTIE AS A DIRECTOR UNTIL THE NEXT AGM	Management	Unknown	For
3	ELECT MR. GEORGE A. COHON AS A DIRECTOR UNTIL THE NEXT AGM	Management	Unknown	For
4	ELECT MR. DOUGLAS T. ELIX AS A DIRECTOR UNTIL THE NEXT AGM	Management	Unknown	For
5	ELECT MR. JOHN T. FERGUSON AS A DIRECTOR UNTIL THE NEXT AGM	Management	Unknown	For
6	ELECT MR. L. YVES FORTIER AS A DIRECTOR UNTIL THE NEXT AGM	Management	Unknown	For
7	ELECT THE HONORABLE PAULE GAUTHIER AS A DIRECTOR UNTIL THE NEXT AGM	Management	Unknown	For
8	ELECT MR. JACQUES LAMARRE AS A DIRECTOR UNTIL THE NEXT AGM	Management	Unknown	For
9	ELECT MR. BRANDT C. LOUIE AS A DIRECTOR UNTIL THE NEXT AGM	Management	Unknown	For
10	ELECT MR. J. EDWARD NEWALL AS A DIRECTOR UNTIL THE NEXT AGM	Management	Unknown	For
11	ELECT MR. GORDON M. NIXON AS A DIRECTOR UNTIL THE NEXT AGM	Management	Unknown	For
12	ELECT MR. DAVID P. O BRIEN AS A DIRECTOR UNTIL THE NEXT AGM	Management	Unknown	For
13	ELECT MS. CHARLOTTE R. OTTO AS A DIRECTOR UNTIL THE NEXT AGM	Management	Unknown	For
14	ELECT MR. ROBERT B. PTERSON AS A DIRECTOR UNTIL THE NEXT AGM	Management	Unknown	For
15	ELECT MR. J. PEDRO REINHARD AS A DIRECTOR UNTIL THE NEXT AGM	Management	Unknown	For
16	ELECT MR. CECIL W. SEWELL, JR. AS A DIRECTOR UNTIL THE NEXT AGM	Management	Unknown	For
17	ELECT MS. KATHLEEN P. TAYLOR AS A DIRECTOR UNTIL THE NEXT AGM	Management	Unknown	For
18	ELECT MR. VICTOR L. YOUNG AS A DIRECTOR UNTIL THE NEXT AGM	Management	Unknown	For
19	APPOINT DELOITTE & TOUCHE LLP AS THE SOLE AUDITORS OF THE BANK UNTIL THE NEXT AGM	Management	Unknown	For
20	PLEASE NOTE THAT THIS RESOLUTION IS A SHAREHOLDER PROPOSAL: APPROVE THAT THE CORPORATION ADOPT A BYE-LAWS PROHIBITING THE CHIEF EXECUTIVE OFFICER CEO FROM SERVING ON THE BOARD OF DIRECTORS OF ANY OTHER LISTED CORPORATION THAT IS UNRELATED TO IT.	Shareholder	Unknown	Against
21	PLEASE NOTE THAT THIS RESOLUTION IS A SHAREHOLDER PROPOSAL: APPROVE THAT THE CORPORATION DISCLOSE THE TOTAL VALUE OF THE PENSIONS GRANTED TO EACH OF THE PRINCIPAL EXECUTIVE OFFICERS AND THE ASSOCIATED ANNUAL COSTS AND REPORT ANY ACTUARIAL DEFICITS ASSOCIATED WITH EXECUTIVE PENSION PLANS.	Shareholder	Unknown	Against
22	PLEASE NOTE THAT THIS RESOLUTION IS A SHAREHOLDER PROPOSAL: APPROVE THAT THE CORPORATION ADOPT A BYE-LAWS TO FORCE ITS EXECUTIVE OFFICERS AND ANY OTHER PERSON WHO IS AN INSIDER TO GIVE 10 CALENDAR DAYS PRIOR PUBLIC NOTICE OF ANY TRANSACTION IN THE SECURITIES OF THE CORPORATION, INCLUDING THE EXERCISE OF STOCK OPTIONS	Shareholder	Unknown	Against
23	PLEASE NOTE THAT THIS RESOLUTION IS A SHAREHOLDER PROPOSAL: APPROVE THAT, WHERE A SHAREHOLDERS RAISES A QUESTION AT THE AGM AND A RESPONSE IS GIVEN RIGHT THERE AND THEN, BY EITHER A MEMBER OF THE BOARD OF DIRECTORS OR AN OFFICER OF THE BANK OR ONE OF ITS SUBSIDIARIES, AND WHERE THE SHAREHOLDERS SUBSEQUENTLY SENDS A WRITTEN REQUEST TO THE BOARD MEMBERS OR OFFICER CONCERNED ASKING FOR THIS RESPONSE TO BE PUT IN WRITING, THE BOARD MEMBERS OR OFFICER SHALL RESPOND HIMSELF OR HERSELF IN WRITING TO TH...	Shareholder	Unknown	Against
24	TRANSACT ANY OTHER BUSINESS	N/A	N/A	N/A

ISSUER NAME: SCOTTISH RE GROUP LIMITED MEETING DATE: 05/05/2004
TICKER: SCT     SECURITY ID: G7885T104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT MICHAEL C. FRENCH AS A DIRECTOR	Management	For	For
1.2	ELECT HAZEL R. O'LEARY AS A DIRECTOR	Management	For	For
2	APPROVAL OF 2004 EQUITY INCENTIVE COMPENSATION PLAN	Management	For	Against
3	RATIFICATION OF ERNST & YOUNG LLP AS INDEPENDENT AUDITORS	Management	For	For

ISSUER NAME: SIMON PROPERTY GROUP, INC. MEETING DATE: 05/05/2004
TICKER: SPG     SECURITY ID: 828806109
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT BIRCH BAYH AS A DIRECTOR	Management	For	For
1.2	ELECT MELVYN E. BERGSTEIN AS A DIRECTOR	Management	For	For
1.3	ELECT LINDA WALKER BYNOE AS A DIRECTOR	Management	For	For
1.4	ELECT KAREN N. HORN AS A DIRECTOR	Management	For	For
1.5	ELECT G. WILLIAM MILLER AS A DIRECTOR	Management	For	For
1.6	ELECT J. ALBERT SMITH, JR. AS A DIRECTOR	Management	For	For
1.7	ELECT PIETER S. VAN DEN BERG AS A DIRECTOR	Management	For	For
2	RATIFICATION OF THE APPOINTMENT OF ERNST & YOUNG LLP AS INDEPENDENT ACCOUNTANTS FOR 2004.	Management	For	For
3	TO CONSIDER AND VOTE ON A STOCKHOLDER PROPOSAL.	Shareholder	Against	Against

ISSUER NAME: SLM CORPORATION MEETING DATE: 05/13/2004
TICKER: SLM     SECURITY ID: 78442P106
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT CHARLES L. DALEY AS A DIRECTOR	Management	For	For
1.2	ELECT W.M. DIEFENDERFER III AS A DIRECTOR	Management	For	For
1.3	ELECT THOMAS J. FITZPATRICK AS A DIRECTOR	Management	For	For
1.4	ELECT EDWARD A. FOX AS A DIRECTOR	Management	For	For
1.5	ELECT DIANE SUITT GILLELAND AS A DIRECTOR	Management	For	For
1.6	ELECT EARL A. GOODE AS A DIRECTOR	Management	For	For
1.7	ELECT ANN TORRE GRANT AS A DIRECTOR	Management	For	For
1.8	ELECT RONALD F. HUNT AS A DIRECTOR	Management	For	For
1.9	ELECT BENJAMIN J. LAMBERT III AS A DIRECTOR	Management	For	For
1.10	ELECT ALBERT L. LORD AS A DIRECTOR	Management	For	For
1.11	ELECT BARRY A. MUNITZ AS A DIRECTOR	Management	For	For
1.12	ELECT A.A. PORTER, JR. AS A DIRECTOR	Management	For	For
1.13	ELECT WOLFGANG SCHOELLKOPF AS A DIRECTOR	Management	For	For
1.14	ELECT STEVEN L. SHAPIRO AS A DIRECTOR	Management	For	For
1.15	ELECT BARRY L. WILLIAMS AS A DIRECTOR	Management	For	For
2	ADOPT THE SLM CORPORATION INCENTIVE PLAN.	Management	For	For
3	RATIFY THE APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS THE CORPORATION S INDEPENDENT AUDITORS.	Management	For	For

ISSUER NAME: SOUTHTRUST CORPORATION MEETING DATE: 04/21/2004
TICKER: SOTR     SECURITY ID: 844730101
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT CARL F. BAILEY AS A DIRECTOR	Management	For	For
1.2	ELECT JOHN M. BRADFORD AS A DIRECTOR	Management	For	For
1.3	ELECT WILLIAM C. HULSEY AS A DIRECTOR	Management	For	For
1.4	ELECT WALLACE D. MALONE, JR. AS A DIRECTOR	Management	For	For
2	RATIFICATION OF INDEPENDENT AUDITORS: RESPECTING PROPOSAL TO RATIFY THE SELECTION OF KPMG LLP AS SOUTHTRUST S PRINCIPAL INDEPENDENT AUDITORS FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004.	Management	For	For
3	RATIFICATION OF AMENDED AND RESTATED SENIOR OFFICER PERFORMANCE INCENTIVE PLAN: RESPECTING PROPOSAL TO APPROVE AND RATIFY THE AMENDED AND RESTATED SENIOR OFFICER PERFORMANCE INCENTIVE PLAN, AS DESCRIBED IN AND ATTACHED AS AN APPENDIX TO THE ACCOMPANYING PROXY STATEMENT OF THE COMPANY.	Management	For	For
4	RATIFICATION OF 2004 LONG-TERM INCENTIVE PLAN: RESPECTING PROPOSAL TO APPROVE AND RATIFY THE 2004 LONG-TERM INCENTIVE PLAN, AS DESCRIBED IN AND ATTACHED AS AN APPENDIX TO THE ACCOMPANYING PROXY STATEMENT OF THE COMPANY.	Management	For	For

ISSUER NAME: SOVEREIGN BANCORP, INC. MEETING DATE: 04/22/2004
TICKER: SOV     SECURITY ID: 845905108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT ANDREW C. HOVE, JR. AS A DIRECTOR	Management	For	For
1.2	ELECT DANIEL K. ROTHERMEL AS A DIRECTOR	Management	For	For
2	RATIFY THE APPOINTMENT OF ERNST & YOUNG LLP AS SOVEREIGN S INDEPENDENT AUDITORS FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004.	Management	For	For
3	APPROVE AN AMENDMENT TO SOVEREIGN S ARTICLES OF INCORPORATION TO INCREASE THE NUMBER OF AUTHORIZED SHARES OF COMMON STOCK FROM 400 MILLION SHARES TO 800 MILLION SHARES.	Management	For	For
4	APPROVE SOVEREIGN S 2004 BROAD-BASED STOCK INCENTIVE PLAN AND THE CONTINUATION OF SOVEREIGN S EMPLOYEE STOCK PURCHASE PLAN.	Management	For	For
5	APPROVE SOVEREIGN S BONUS RECOGNITION AND RETENTION PROGRAM.	Management	For	For

ISSUER NAME: STANCORP FINANCIAL GROUP, INC. MEETING DATE: 05/03/2004
TICKER: SFG     SECURITY ID: 852891100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JEROME J. MEYER AS A DIRECTOR	Management	For	For
1.2	ELECT RALPH R. PETERSON AS A DIRECTOR	Management	For	For
1.3	ELECT E. KAY STEPP AS A DIRECTOR	Management	For	For
1.4	ELECT MICHAEL G. THORNE AS A DIRECTOR	Management	For	For
2	PROPOSAL TO RATIFY APPOINTMENT OF INDEPENDENT AUDITORS	Management	For	For
3	PROPOSAL TO APPROVE THE AMENDED 2002 STOCK INCENTIVE PLAN	Management	For	Against
4	SHAREHOLDER PROPOSAL CONCERNING THE NOMINATION OF DIRECTORS	Shareholder	Against	Against

ISSUER NAME: SUN LIFE FINANCIAL INC MEETING DATE: 05/19/2004
TICKER: --     SECURITY ID: 866796105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	RECEIVE THE CONSOLIDATED FINANCIAL STATEMENTS OF THE CORPORATION FOR THE YE 31 DEC 2003 TOGETHER WITH THE REPORTS OF THE AUDITOR AND THE ACTUARY ON THOSE STATEMENTS	N/A	N/A	N/A
2	AMEND THE EXISTING SECTION 2.3 OF BY-LAW NO.1	Management	Unknown	For
3	AMEND THE EXISTING SECTION 2.6 OF BY-LAW NO.1	Management	Unknown	For
4	ELECT MR. ROBERT M. ASTLEY AS A DIRECTOR	Management	Unknown	For
5	ELECT MR. WILLIAM R. FATT AS A DIRECTOR	Management	Unknown	For
6	ELECT MR. GERMAINE GIBARA AS A DIRECTOR	Management	Unknown	For
7	ELECT MR. STANLEY H. HARTT AS A DIRECTOR	Management	Unknown	For
8	ELECT MR. RONALD W. OSBORNE AS A DIRECTOR	Management	Unknown	For
9	ELECT MR. MADELEINE M. PAQUIN AS A DIRECTOR	Management	Unknown	For
10	ELECT MR. C. JAMES PRIEUR AS A DIRECTOR	Management	Unknown	For
11	ELECT MR. DONALD A. STEWART AS A DIRECTOR	Management	Unknown	For
12	ELECT MR. WILLIAM W. STINSON AS A DIRECTOR	Management	Unknown	For
13	ELECT MR. W. VICKERY STOUGHTON AS A DIRECTOR	Management	Unknown	For
14	APPOINT DELOITTE & TOUCHE LLP AS THE AUDITORS OF THE CORPORATION	Management	Unknown	For
15	TRANSACT ANY OTHER BUSINESS	N/A	N/A	N/A

ISSUER NAME: SUN LIFE FINANCIAL INC. MEETING DATE: 05/19/2004
TICKER: SLF     SECURITY ID: 866796105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	AMENDMENT TO BY-LAW NO. 1 - RE: RETIREMENT OF DIRECTORS	Management	For	For
2	AMENDMENT TO BY-LAW NO. 1 - RE: MAXIMUM DIRECTORS COMPENSATION	Management	For	For
3.1	ELECT ROBERT M. ASTLEY AS A DIRECTOR	Management	For	For
3.2	ELECT WILLIAM R. FATT AS A DIRECTOR	Management	For	For
3.3	ELECT GERMAINE GIBARA AS A DIRECTOR	Management	For	For
3.4	ELECT STANLEY H. HARTT AS A DIRECTOR	Management	For	For
3.5	ELECT RONALD W. OSBORNE AS A DIRECTOR	Management	For	For
3.6	ELECT MADELEINE M. PAQUIN AS A DIRECTOR	Management	For	For
3.7	ELECT C. JAMES PRIEUR AS A DIRECTOR	Management	For	For
3.8	ELECT DONALD A. STEWART AS A DIRECTOR	Management	For	For
3.9	ELECT WILLIAM W. STINSON** AS A DIRECTOR	Management	For	For
3.10	ELECT W. VICKERY STOUGHTON AS A DIRECTOR	Management	For	For
4	APPOINTMENT OF DELOITTE & TOUCHE LLP AS AUDITORS	Management	For	For

ISSUER NAME: SUNTRUST BANKS, INC. MEETING DATE: 04/20/2004
TICKER: STI     SECURITY ID: 867914103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT J. HICKS LANIER AS A DIRECTOR	Management	For	For
1.2	ELECT LARRY L. PRINCE AS A DIRECTOR	Management	For	For
1.3	ELECT FRANK S. ROYAL, M.D. AS A DIRECTOR	Management	For	For
1.4	ELECT ROBERT M. BEALL, II AS A DIRECTOR	Management	For	For
1.5	ELECT JEFFREY C. CROWE AS A DIRECTOR	Management	For	For
2	PROPOSAL TO RATIFY THE APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT AUDITORS FOR 2004.	Management	For	For
3	PROPOSAL TO APPROVE THE COMPANY S 2004 STOCK PLAN.	Management	For	Against

ISSUER NAME: SYNOVUS FINANCIAL CORP. MEETING DATE: 04/22/2004
TICKER: SNV     SECURITY ID: 87161C105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JAMES H. BLANCHARD* AS A DIRECTOR	Management	For	For
1.2	ELECT C. EDWARD FLOYD* AS A DIRECTOR	Management	For	For
1.3	ELECT GARDINER W. GARRARD JR* AS A DIRECTOR	Management	For	For
1.4	ELECT V. NATHANIEL HANSFORD* AS A DIRECTOR	Management	For	For
1.5	ELECT ALFRED W. JONES III* AS A DIRECTOR	Management	For	For
1.6	ELECT H. LYNN PAGE* AS A DIRECTOR	Management	For	For
1.7	ELECT JAMES D. YANCEY* AS A DIRECTOR	Management	For	For
1.8	ELECT FRANK W. BRUMLEY** AS A DIRECTOR	Management	For	For
1.9	ELECT ELIZABETH W. CAMP** AS A DIRECTOR	Management	For	For
1.10	ELECT T. MICHAEL GOODRICH** AS A DIRECTOR	Management	For	For
1.11	ELECT J. NEAL PURCELL** AS A DIRECTOR	Management	For	For
1.12	ELECT WILLIAM B. TURNER, JR** AS A DIRECTOR	Management	For	For
2	TO RATIFY THE APPOINTMENT OF KPMG LLP AS SYNOVUS INDEPENDENT AUDITOR.	Management	For	For

ISSUER NAME: THE ALLSTATE CORPORATION MEETING DATE: 05/18/2004
TICKER: ALL     SECURITY ID: 020002101
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT F. DUANE ACKERMAN AS A DIRECTOR	Management	For	For
1.2	ELECT JAMES G. ANDRESS AS A DIRECTOR	Management	For	For
1.3	ELECT EDWARD A. BRENNAN AS A DIRECTOR	Management	For	For
1.4	ELECT W. JAMES FARRELL AS A DIRECTOR	Management	For	For
1.5	ELECT JACK M. GREENBERG AS A DIRECTOR	Management	For	For
1.6	ELECT RONALD T. LEMAY AS A DIRECTOR	Management	For	For
1.7	ELECT EDWARD M. LIDDY AS A DIRECTOR	Management	For	For
1.8	ELECT J. CHRISTOPHER REYES AS A DIRECTOR	Management	For	For
1.9	ELECT H. JOHN RILEY, JR. AS A DIRECTOR	Management	For	For
1.10	ELECT JOSHUA I. SMITH AS A DIRECTOR	Management	For	For
1.11	ELECT JUDITH A. SPRIESER AS A DIRECTOR	Management	For	For
1.12	ELECT MARY ALICE TAYLOR AS A DIRECTOR	Management	For	For
2	APPOINTMENT OF DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITORS FOR 2004.	Management	For	For
3	APPROVAL OF MATERIAL TERMS OF ANNUAL COVERED EMPLOYEE INCENTIVE COMPENSATION PLAN.	Management	For	For
4	APPROVAL OF MATERIAL TERMS OF LONG-TERM EXECUTIVE INCENTIVE COMPENSATION PLAN.	Management	For	For
5	PROVIDE CUMULATIVE VOTING FOR BOARD OF DIRECTORS.	Shareholder	Against	Abstain

ISSUER NAME: THE BANK OF NEW YORK COMPANY, INC. MEETING DATE: 04/13/2004
TICKER: BK     SECURITY ID: 064057102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT MR. BIONDI AS A DIRECTOR	Management	For	Withhold
1.2	ELECT MR. DONOFRIO AS A DIRECTOR	Management	For	Withhold
1.3	ELECT MR. GRIFFITH AS A DIRECTOR	Management	For	Withhold
1.4	ELECT MR. HASSELL AS A DIRECTOR	Management	For	Withhold
1.5	ELECT MR. KOGAN AS A DIRECTOR	Management	For	Withhold
1.6	ELECT MR. KOWALSKI AS A DIRECTOR	Management	For	Withhold
1.7	ELECT MR. LUKE AS A DIRECTOR	Management	For	Withhold
1.8	ELECT MR. MALONE AS A DIRECTOR	Management	For	Withhold
1.9	ELECT MR. MYNERS AS A DIRECTOR	Management	For	Withhold
1.10	ELECT MR. POZEN AS A DIRECTOR	Management	For	Withhold
1.11	ELECT MS. REIN AS A DIRECTOR	Management	For	Withhold
1.12	ELECT MR. RENYI AS A DIRECTOR	Management	For	Withhold
1.13	ELECT MR. RICHARDSON AS A DIRECTOR	Management	For	Withhold
1.14	ELECT MR. ROBERTS AS A DIRECTOR	Management	For	Withhold
1.15	ELECT MR. SCOTT AS A DIRECTOR	Management	For	Withhold
2	RATIFICATION OF AUDITORS	Management	For	For
3	APPROVAL OF AN AMENDMENT TO THE 2004 MANAGEMENT INCENTIVE COMPENSATION PLAN	Management	For	For
4	SHAREHOLDER PROPOSAL WITH RESPECT TO POLITICAL CONTRIBUTIONS	Shareholder	Against	Against
5	SHAREHOLDER PROPOSAL WITH RESPECT TO EXECUTIVE COMPENSATION	Shareholder	Against	Against
6	SHAREHOLDER PROPOSAL WITH RESPECT TO THE COMPOSITION OF THE RISK COMMITTEE	Shareholder	Against	Against
7	SHAREHOLDER PROPOSAL WITH RESPECT TO THE COMPANY S RIGHTS PLAN	Shareholder	Against	For

ISSUER NAME: THE BEAR STEARNS COMPANIES INC. MEETING DATE: 03/31/2004
TICKER: BSC     SECURITY ID: 073902108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JAMES E. CAYNE AS A DIRECTOR	Management	For	For
1.2	ELECT CARL D. GLICKMAN AS A DIRECTOR	Management	For	For
1.3	ELECT ALAN C. GREENBERG AS A DIRECTOR	Management	For	For
1.4	ELECT DONALD J. HARRINGTON AS A DIRECTOR	Management	For	For
1.5	ELECT WILLIAM L. MACK AS A DIRECTOR	Management	For	For
1.6	ELECT FRANK T. NICKELL AS A DIRECTOR	Management	For	For
1.7	ELECT PAUL A. NOVELLY AS A DIRECTOR	Management	For	For
1.8	ELECT FREDERIC V. SALERNO AS A DIRECTOR	Management	For	For
1.9	ELECT ALAN D. SCHWARTZ AS A DIRECTOR	Management	For	For
1.10	ELECT WARREN J. SPECTOR AS A DIRECTOR	Management	For	For
1.11	ELECT VINCENT TESE AS A DIRECTOR	Management	For	For
2	APPROVAL OF AMENDMENT TO THE CAPITAL ACCUMULATION PLAN FOR SENIOR MANAGING DIRECTORS.	Management	For	For
3	APPROVAL OF AMENDMENT TO THE STOCK AWARD PLAN.	Management	For	Against
4	APPROVAL OF THE RESTRICTED STOCK UNIT PLAN, AS AMENDED.	Management	For	Against
5	RATIFICATION OF THE APPOINTMENT OF DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITORS FOR THE FISCAL YEAR ENDING NOVEMBER 30, 2004.	Management	For	For

ISSUER NAME: THE CHARLES SCHWAB CORPORATION MEETING DATE: 05/17/2004
TICKER: SCH     SECURITY ID: 808513105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DONALD G. FISHER AS A DIRECTOR	Management	For	For
1.2	ELECT PAULA A. SNEED AS A DIRECTOR	Management	For	For
1.3	ELECT DAVID B. YOFFIE AS A DIRECTOR	Management	For	For
2	APPROVAL OF THE 2004 STOCK INCENTIVE PLAN.	Management	For	Against

ISSUER NAME: THE GOLDMAN SACHS GROUP, INC. MEETING DATE: 03/31/2004
TICKER: GS     SECURITY ID: 38141G104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT LLOYD C. BLANKFEIN AS A DIRECTOR	Management	For	For
1.2	ELECT LD BROWNE OF MADINGLEY AS A DIRECTOR	Management	For	For
1.3	ELECT CLAES DAHLBACK AS A DIRECTOR	Management	For	For
1.4	ELECT JAMES A. JOHNSON AS A DIRECTOR	Management	For	For
1.5	ELECT LOIS D. JULIBER AS A DIRECTOR	Management	For	For
2	RATIFICATION OF THE APPOINTMENT BY THE AUDIT COMMITTEE OF THE BOARD OF DIRECTORS OF PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT AUDITORS FOR THE 2004 FISCAL YEAR.	Management	For	For
3	ANNUAL ELECTION OF ALL DIRECTORS TO THE BOARD OF DIRECTORS.	Shareholder	Against	For

ISSUER NAME: THE HARTFORD FINANCIAL SVCS GROUP, I MEETING DATE: 05/20/2004
TICKER: HIG     SECURITY ID: 416515104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT RAMANI AYER AS A DIRECTOR	Management	For	For
1.2	ELECT RONALD E. FERGUSON AS A DIRECTOR	Management	For	For
1.3	ELECT EDWARD J. KELLY, III AS A DIRECTOR	Management	For	For
1.4	ELECT PAUL G. KIRK, JR. AS A DIRECTOR	Management	For	For
1.5	ELECT THOMAS M. MARRA AS A DIRECTOR	Management	For	For
1.6	ELECT GAIL J. MCGOVERN AS A DIRECTOR	Management	For	For
1.7	ELECT ROBERT W. SELANDER AS A DIRECTOR	Management	For	For
1.8	ELECT CHARLES B. STRAUSS AS A DIRECTOR	Management	For	For
1.9	ELECT H. PATRICK SWYGERT AS A DIRECTOR	Management	For	For
1.10	ELECT GORDON I. ULMER AS A DIRECTOR	Management	For	For
1.11	ELECT DAVID K. ZWIENER AS A DIRECTOR	Management	For	For
2	RATIFICATION OF THE APPOINTMENT OF DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITORS OF THE COMPANY FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004.	Management	For	For
3	PROPOSAL BY SHAREHOLDER RELATING TO EXECUTIVE COMPENSATION.	Shareholder	Against	Against

ISSUER NAME: THE MILLS CORPORATION MEETING DATE: 06/10/2004
TICKER: MLS     SECURITY ID: 601148109
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JAMES C. BRAITHWAITE AS A DIRECTOR	Management	For	For
1.2	ELECT HON JOSEPH B GILDENHORN AS A DIRECTOR	Management	For	For
1.3	ELECT HARRY H. NICK AS A DIRECTOR	Management	For	For
1.4	ELECT ROBERT P. PINCUS AS A DIRECTOR	Management	For	For
2	PROPOSAL TO RATIFY THE APPOINTMENT OF ERNST & YOUNG LLP AS AUDITORS FOR 2004.	Management	For	For
3	PROPOSAL TO APPROVE THE AMENDMENT TO THE MILLS CORPORATION S CERTIFICATE OF INCORPORATION TO INCREASE THE TOTAL NUMBER OF AUTHORIZED SHARES OF CAPITAL STOCK FROM 170,000,000 TO 190,000,000 AND THE NUMBER OF AUTHORIZED SHARES OF PREFERRED STOCK FROM 20,000,000 TO 40,000,000.	Management	For	For
4	PROPOSAL TO APPROVE THE MILLS CORPORATION S 2004 STOCK INCENTIVE PLAN.	Management	For	Against
5	PROPOSAL TO APPROVE THE EXECUTIVE HIGH PERFORMANCE PROGRAM.	Management	For	For

ISSUER NAME: THE ST. PAUL COMPANIES, INC. MEETING DATE: 03/19/2004
TICKER: STA     SECURITY ID: 792860108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	TO ACT ON THE PROPOSAL TO ISSUE SHARES OF ST. PAUL S COMMON STOCK IN CONNECTION WITH THE TRANSACTION CONTEMPLATED BY THE AGREEMENT AND PLAN OF MERGER DATED AS OF NOVEMBER 16, 2003, AS AMENDED, AMONG ST. PAUL, TRAVELERS PROPERTY CASUALTY CORP. AND A SUBSIDIARY OF ST. PAUL.	Management	For	For
2	TO ACT ON THE PROPOSAL TO AMEND ST. PAUL S BYLAWS IN CONNECTION WITH THE TRANSACTION, AS DESCRIBED IN THE ACCOMPANYING JOINT PROXY STATEMENT/PROSPECTUS.	Management	For	For
3	TO ACT ON THE PROPOSAL TO AMEND ST. PAUL S ARTICLES OF INCORPORATION IN CONNECTION WITH THE TRANSACTION, AS DESCRIBED IN THE ACCOMPANYING JOINT PROXY STATEMENT/PROSPECTUS.	Management	For	For
4	TO ACT ON THE PROPOSAL TO AMEND ST. PAUL S ARTICLES OF INCORPORATION TO REDUCE THE SHAREHOLDER APPROVAL REQUIRED FOR CERTAIN FUTURE FUNDAMENTAL ACTIONS, AS DESCRIBED IN THE ACCOMPANYING JOINT PROXY STATEMENT/PROSPECTUS.	Management	For	For

ISSUER NAME: TORCHMARK CORPORATION MEETING DATE: 04/29/2004
TICKER: TMK     SECURITY ID: 891027104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT CHARLES E. ADAIR AS A DIRECTOR	Management	For	For
1.2	ELECT JOSEPH M. FARLEY AS A DIRECTOR	Management	For	For
1.3	ELECT C.B. HUDSON AS A DIRECTOR	Management	For	For
1.4	ELECT JOSEPH L. LANIER, JR. AS A DIRECTOR	Management	For	For
1.5	ELECT R.K. RICHEY AS A DIRECTOR	Management	For	For
2	RATIFICATION OF AUDITORS	Management	For	For
3	SHAREHOLDER PROPOSAL	Shareholder	Against	Against
4	SHAREHOLDER PROPOSAL	Shareholder	Against	Against

ISSUER NAME: TRAVELERS PROPERTY CASUALTY CORP. MEETING DATE: 03/19/2004
TICKER: TAPA     SECURITY ID: 89420G109
TICKER: TAPB     SECURITY ID: 89420G406
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	PROPOSAL TO APPROVE THE AGREEMENT AND PLAN OF MERGER DATED AS OF NOVEMBER 16, 2003, AS AMENDED, AMONG THE ST. PAUL COMPANIES, INC., TRAVELERS PROPERTY CASUALTY CORP. AND ADAMS ACQUISITION CORP., AND THE TRANSACTIONS CONTEMPLATED BY THE MERGER AGREEMENT, INCLUDING THE MERGER.	Management	For	For

ISSUER NAME: U.S. BANCORP MEETING DATE: 04/20/2004
TICKER: USB     SECURITY ID: 902973304
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT V. BUYNISKI GLUCKMAN AS A DIRECTOR	Management	For	For
1.2	ELECT ARTHUR D. COLLINS, JR. AS A DIRECTOR	Management	For	For
1.3	ELECT JERRY W. LEVIN AS A DIRECTOR	Management	For	For
1.4	ELECT THOMAS E. PETRY AS A DIRECTOR	Management	For	For
1.5	ELECT RICHARD G. REITEN AS A DIRECTOR	Management	For	For
2	RATIFY SELECTION OF ERNST & YOUNG LLP AS INDEPENDENT AUDITORS FOR THE 2004 FISCAL YEAR.	Management	For	For
3	SHAREHOLDER PROPOSAL: COMPENSATION SYSTEM FOR SENIOR EXECUTIVES.	Shareholder	Against	Against
4	SHAREHOLDER PROPOSAL: SUPPLEMENTAL EXECUTIVE RETIREMENT BENEFITS.	Shareholder	Against	Against
5	SHAREHOLDER PROPOSAL: SIMPLE MAJORITY VOTING.	Shareholder	Against	For

ISSUER NAME: UCBH HOLDINGS, INC. MEETING DATE: 04/29/2004
TICKER: UCBH     SECURITY ID: 90262T308
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT ANTHONY Y. CHAN AS A DIRECTOR	Management	For	For
1.2	ELECT JOSEPH J. JOU AS A DIRECTOR	Management	For	For
1.3	ELECT DR. GODWIN WONG AS A DIRECTOR	Management	For	For
1.4	ELECT THOMAS S. WU AS A DIRECTOR	Management	For	For
2	THE APPROVAL OF THE AMENDMENT TO THE COMPANY S AMENDED AND RESTATED CERTIFICATE OF INCORPORATION TO DELETE SECTION C OF ARTICLE FOURTH.	Management	For	For
3	THE RATIFICATION OF THE APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS THE COMPANY S INDEPENDENT AUDITORS FOR THE YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: UICI MEETING DATE: 05/19/2004
TICKER: UCI     SECURITY ID: 902737105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT RONALD L. JENSEN AS A DIRECTOR	Management	For	For
1.2	ELECT WILLIAM J. GEDWED AS A DIRECTOR	Management	For	For
1.3	ELECT GLENN W. REED AS A DIRECTOR	Management	For	For
1.4	ELECT RICHARD T. MOCKLER AS A DIRECTOR	Management	For	For
1.5	ELECT MURAL R. JOSEPHSON AS A DIRECTOR	Management	For	For
1.6	ELECT R.H. MICK THOMPSON AS A DIRECTOR	Management	For	For
1.7	ELECT DENNIS C. MCCUISTION AS A DIRECTOR	Management	For	For
2	PROPOSAL TO APPROVE THE UICI AGENCY MATCHING TOTAL OWNERSHIP PLAN AND THE UICI AGENCY MATCHING TOTAL OWNERSHIP PLAN II, WHICH HAVE BEEN ESTABLISHED FOR THE BENEFIT OF THE INDEPENDENT INSURANCE AGENTS AND INDEPENDENT SALES REPRESENTATIVES ASSOCIATED WITH UGA-ASSOCIATION FIELD SERVICES AND NEW UNITED AGENCY, INC.	Management	For	For
3	PROPOSAL TO APPROVE THE UICI MATCHING AGENCY CONTRIBUTION PLAN I AND UICI AGENCY MATCHING AGENCY CONTRIBUTION PLAN II, WHICH HAVE BEEN ESTABLISHED FOR THE BENEFIT OF THE INDEPENDENT INSURANCE AGENTS AND INDEPENDENT SALES REPRESENTATIVES ASSOCIATED WITH CORNERSTONE AMERICA.	Management	For	For
4	PROPOSAL TO RATIFY THE APPOINTMENT OF KPMG LLP AS THE INDEPENDENT AUDITORS FOR THE COMPANY.	Management	For	For

ISSUER NAME: UNIONBANCAL CORPORATION MEETING DATE: 04/28/2004
TICKER: UB     SECURITY ID: 908906100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DAVID R. ANDREWS AS A DIRECTOR	Management	For	For
1.2	ELECT L. DALE CRANDALL AS A DIRECTOR	Management	For	For
1.3	ELECT RICHARD D. FARMAN AS A DIRECTOR	Management	For	For
1.4	ELECT STANLEY F. FARRAR AS A DIRECTOR	Management	For	For
1.5	ELECT PHILIP B. FYLNN AS A DIRECTOR	Management	For	For
1.6	ELECT MICHAEL J. GILLFILLAN AS A DIRECTOR	Management	For	For
1.7	ELECT RICHARD C. HARTNACK AS A DIRECTOR	Management	For	For
1.8	ELECT NORIMICHI KANARI AS A DIRECTOR	Management	For	For
1.9	ELECT SATORU KISHI AS A DIRECTOR	Management	For	For
1.10	ELECT MONICA C. LOZANO AS A DIRECTOR	Management	For	For
1.11	ELECT MARY S. METZ AS A DIRECTOR	Management	For	For
1.12	ELECT TAKAHIRO MORIGUCHI AS A DIRECTOR	Management	For	For
1.13	ELECT J. FERNANDO NIEBLA AS A DIRECTOR	Management	For	For
1.14	ELECT TAKAHARU SAEGUSA AS A DIRECTOR	Management	For	For
1.15	ELECT TETSUO SHIMURA AS A DIRECTOR	Management	For	For
2	TO AMEND THE 1997 UNIONBANCAL CORPORATION PERFORMANCE SHARE PLAN.	Management	For	Against
3	TO RATIFY THE SELECTION OF UNIONBANCAL CORPORATION S INDEPENDENT AUDITORS, DELOITTE & TOUCHE LLP, FOR 2004.	Management	For	For
4	TO APPROVE A STOCKHOLDER PROPOSAL REGARDING CUMULATIVE VOTING.	Shareholder	Against	Abstain

ISSUER NAME: VALLEY NATIONAL BANCORP MEETING DATE: 04/07/2004
TICKER: VLY     SECURITY ID: 919794107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT ANDREW B. ABRAMSON AS A DIRECTOR	Management	For	For
1.2	ELECT PAMELA BRONANDER AS A DIRECTOR	Management	For	For
1.3	ELECT JOSEPH COCCIA, JR. AS A DIRECTOR	Management	For	For
1.4	ELECT ERIC P. EDELSTEIN AS A DIRECTOR	Management	For	For
1.5	ELECT MARY J STEELE GUILFOILE AS A DIRECTOR	Management	For	For
1.6	ELECT H. DALE HEMMERDINGER AS A DIRECTOR	Management	For	For
1.7	ELECT GRAHAM O. JONES AS A DIRECTOR	Management	For	For
1.8	ELECT WALTER H. JONES, III AS A DIRECTOR	Management	For	For
1.9	ELECT GERALD KORDE AS A DIRECTOR	Management	For	For
1.10	ELECT GERALD H. LIPKIN AS A DIRECTOR	Management	For	For
1.11	ELECT ROBINSON MARKEL AS A DIRECTOR	Management	For	For
1.12	ELECT ROBERT E. MCENTEE AS A DIRECTOR	Management	For	For
1.13	ELECT RICHARD S. MILLER AS A DIRECTOR	Management	For	For
1.14	ELECT BARNETT RUKIN AS A DIRECTOR	Management	For	For
1.15	ELECT PETER SOUTHWAY AS A DIRECTOR	Management	For	For
1.16	ELECT LEONARD J. VORCHEIMER AS A DIRECTOR	Management	For	For
2	IN THEIR DISCRETION, UPON SUCH OTHER MATTERS AS MAY PROPERLY COME BEFORE THE MEETING.	Management	For	Abstain

ISSUER NAME: VORNADO REALTY TRUST MEETING DATE: 05/27/2004
TICKER: VNO     SECURITY ID: 929042109
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT ROBERT P. KOGOD AS A DIRECTOR	Management	For	For
1.2	ELECT DAVID MANDELBAUM AS A DIRECTOR	Management	For	For
1.3	ELECT DR. RICHARD R. WEST AS A DIRECTOR	Management	For	For
2	RATIFICATION OF SELECTION OF INDEPENDENT AUDITORS.	Management	For	For

ISSUER NAME: WACHOVIA CORPORATION MEETING DATE: 04/20/2004
TICKER: WB     SECURITY ID: 929903102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JAMES S. BALLOUN AS A DIRECTOR	Management	For	For
1.2	ELECT JOHN T. CASTEEN, III AS A DIRECTOR	Management	For	For
1.3	ELECT JOSEPH NEUBAUER AS A DIRECTOR	Management	For	For
1.4	ELECT LANTY L. SMITH AS A DIRECTOR	Management	For	For
1.5	ELECT DONA DAVIS YOUNG AS A DIRECTOR	Management	For	For
2	A WACHOVIA PROPOSAL TO RATIFY THE APPOINTMENT OF KPMG LLP AS AUDITORS FOR THE YEAR 2004.	Management	For	For
3	A STOCKHOLDER PROPOSAL, WHICH MANAGEMENT OPPOSES, REGARDING NOMINATING DIRECTORS.	Shareholder	Against	Against
4	A STOCKHOLDER PROPOSAL, WHICH MANAGEMENT OPPOSES, REGARDING REPORTING POLITICAL INFORMATION.	Shareholder	Against	Against
5	A STOCKHOLDER PROPOSAL, WHICH MANAGEMENT OPPOSES, REGARDING SEPARATING THE OFFICES OF CHAIRMAN AND CHIEF EXECUTIVE OFFICER.	Shareholder	Against	Against

ISSUER NAME: WADDELL & REED FINANCIAL, INC. MEETING DATE: 04/28/2004
TICKER: WDR     SECURITY ID: 930059100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT HENRY J. HERRMANN AS A DIRECTOR	Management	For	Withhold
1.2	ELECT JAMES M. RAINES AS A DIRECTOR	Management	For	Withhold
1.3	ELECT WILLIAM L. ROGERS AS A DIRECTOR	Management	For	Withhold

ISSUER NAME: WASHINGTON FEDERAL, INC. MEETING DATE: 01/21/2004
TICKER: WFSL     SECURITY ID: 938824109
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT THOMAS F. KENNEY* AS A DIRECTOR	Management	For	For
1.2	ELECT DEREK L. CHINN** AS A DIRECTOR	Management	For	For
1.3	ELECT W. ALDEN HARRIS** AS A DIRECTOR	Management	For	For
1.4	ELECT GUY C. PINKERTON** AS A DIRECTOR	Management	For	For
2	PROPOSAL TO RATIFY THE APPOINTMENT OF DELOITTE & TOUCHE LLP AS THE INDEPENDENT AUDITORS OF WASHINGTON FEDERAL FOR FISCAL YEAR 2004.	Management	For	For

ISSUER NAME: WELLS FARGO & COMPANY MEETING DATE: 04/27/2004
TICKER: WFC     SECURITY ID: 949746101
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT J.A. BLANCHARD III AS A DIRECTOR	Management	For	For
1.2	ELECT SUSAN E. ENGEL AS A DIRECTOR	Management	For	For
1.3	ELECT ENRIQUE HERNANDEZ, JR. AS A DIRECTOR	Management	For	For
1.4	ELECT ROBERT L. JOSS AS A DIRECTOR	Management	For	For
1.5	ELECT REATHA CLARK KING AS A DIRECTOR	Management	For	For
1.6	ELECT RICHARD M. KOVACEVICH AS A DIRECTOR	Management	For	For
1.7	ELECT RICHARD D. MCCORMICK AS A DIRECTOR	Management	For	For
1.8	ELECT CYNTHIA H. MILLIGAN AS A DIRECTOR	Management	For	For
1.9	ELECT PHILIP J. QUIGLEY AS A DIRECTOR	Management	For	For
1.10	ELECT DONALD B. RICE AS A DIRECTOR	Management	For	For
1.11	ELECT JUDITH M. RUNSTAD AS A DIRECTOR	Management	For	For
1.12	ELECT STEPHEN W. SANGER AS A DIRECTOR	Management	For	For
1.13	ELECT SUSAN G. SWENSON AS A DIRECTOR	Management	For	For
1.14	ELECT MICHAEL W. WRIGHT AS A DIRECTOR	Management	For	For
2	PROPOSAL TO APPROVE THE COMPANY S SUPPLEMENTAL 401(K) PLAN.	Management	For	For
3	PROPOSAL TO RATIFY APPOINTMENT OF KPMG LLP AS INDEPENDENT AUDITORS FOR 2004.	Management	For	For
4	STOCKHOLDER PROPOSAL REGARDING EXPENSING STOCK OPTIONS.	Shareholder	Against	Against
5	STOCKHOLDER PROPOSAL REGARDING RESTRICTED STOCK.	Shareholder	Against	Against
6	STOCKHOLDER PROPOSAL REGARDING EXECUTIVE COMPENSATION AND PREDATORY LENDING.	Shareholder	Against	Against
7	STOCKHOLDER PROPOSAL REGARDING POLITICAL CONTRIBUTIONS.	Shareholder	Against	Against