FORM N-PX

ANNUAL REPORT OF PROXY VOTING RECORD OF REGISTERED MANAGEMENT INVESTMENT COMPANY

INVESTMENT COMPANY ACT FILE NUMBER: 811-03114

EXACT NAME OF REGISTRANT AS SPECIFIED IN CHARTER: Fidelity Select Portfolios

Fund Name: Select Banking Portfolio

82 DEVONSHIRE STREET, BOSTON, MA 02109
(ADDRESS OF PRINCIPAL EXECUTIVE OFFICES) (ZIP CODE)

ERIC D. ROITER, SECRETARY, 82 DEVONSHIRE STREET, BOSTON, MA 02109
(NAME AND ADDRESS OF AGENT FOR SERVICE)

REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE: 617-563-7000

DATE OF FISCAL YEAR END: FEBRUARY 29

DATE OF REPORTING PERIOD: 06/30/2004

SIGNATURES

PURSUANT TO THE REQUIREMENTS OF THE INVESTMENT COMPANY ACT OF 1940, THE REGISTRANT HAS DULY CAUSED THIS REPORT TO BE SIGNED ON ITS BEHALF BY THE UNDERSIGNED, THERE UNTO DULY AUTHORIZED.

Fidelity Select Portfolios

BY:  /s/ CHRISTINE REYNOLDS
-----------------------------------------------------
CHRISTINE REYNOLDS, TREASURER, FIDELITY MANAGEMENT & RESEARCH COMPANY
DATE: 08/25/2004 09:54:20 AM

EXHIBIT A

VOTE SUMMARY REPORT
Select Banking Portfolio
07/01/2003 - 06/30/2004

Note: The Security ID will be the CUSIP (Committee on Uniform Securities Identification Procedures) when available. When CUSIP is not available, an alternate identifier, e.g., CINS, will be provided.

ISSUER NAME: AMSOUTH BANCORPORATION MEETING DATE: 04/15/2004
TICKER: ASO     SECURITY ID: 032165102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT CLAUDE B. NIELSEN AS A DIRECTOR	Management	For	For
1.2	ELECT CLEOPHUS THOMAS, JR. AS A DIRECTOR	Management	For	For
2	RATIFICATION OF ERNST & YOUNG, LLP AS INDEPENDENT AUDITORS.	Management	For	For
3	APPROVAL OF THE EMPLOYEE STOCK PURCHASE PLAN.	Management	For	For
4	APPROVAL OF THE AMENDED 1996 LONG TERM INCENTIVE COMPENSATION PLAN.	Management	For	Against
5	APPROVAL OF THE STOCK OPTION PLAN FOR OUTSIDE DIRECTORS.	Management	For	Against
6	TO APPROVE THE SHAREHOLDER PROPOSAL RELATING TO POLITICAL CONTRIBUTIONS.	Shareholder	Against	Against

ISSUER NAME: ASSOCIATED BANC-CORP MEETING DATE: 04/28/2004
TICKER: ASBC     SECURITY ID: 045487105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT PAUL S. BEIDEMAN AS A DIRECTOR	Management	For	For
1.2	ELECT ROBERT C. GALLAGHER AS A DIRECTOR	Management	For	For
1.3	ELECT JOHN C. MENG AS A DIRECTOR	Management	For	For
1.4	ELECT RUTH M. CROWLEY AS A DIRECTOR	Management	For	For
2	TO APPROVE THE AMENDMENT OF THE ASSOCIATED BANC-CORP ARTICLES OF INCORPORATION TO INCREASE THE NUMBER OF AUTHORIZED SHARES OF ASSOCIATED BANC-CORP COMMON STOCK TO 250,000,000 SHARES.	Management	For	For
3	TO RATIFY THE SELECTION OF KPMG LLP AS INDEPENDENT AUDITORS OF ASSOCIATED FOR THE YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: ASTORIA FINANCIAL CORPORATION MEETING DATE: 05/19/2004
TICKER: AF     SECURITY ID: 046265104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JOHN J. CONEFRY, JR. AS A DIRECTOR	Management	For	For
1.2	ELECT LAWRENCE W. PETERS AS A DIRECTOR	Management	For	For
1.3	ELECT THOMAS V. POWDERLY AS A DIRECTOR	Management	For	For
2	THE APPROVAL OF AN AMENDMENT TO THE ASTORIA FINANCIAL CORPORATION EXECUTIVE OFFICER ANNUAL INCENTIVE PLAN.	Management	For	For
3	THE RATIFICATION OF THE APPOINTMENT OF KPMG LLP AS INDEPENDENT AUDITORS OF ASTORIA FINANCIAL CORPORATION FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: BANK OF AMERICA CORPORATION MEETING DATE: 03/17/2004
TICKER: BAC     SECURITY ID: 060505104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	ADOPTION OF THE MERGER AGREEMENT	Management	For	For
2	ADOPTION OF BANK OF AMERICA S AMENDED STOCK PLAN	Management	For	Against
3	ADOPTION OF AN AMENDMENT TO INCREASE THE NUMBER OF AUTHORIZED SHARES OF BANK OF AMERICA COMMON STOCK	Management	For	For
4	APPROVAL OF PROPOSAL TO ADJOURN THE BANK OF AMERICA SPECIAL MEETING, IF NECESSARY, TO SOLICIT ADDITIONAL PROXIES	Management	For	Abstain

ISSUER NAME: BANK OF AMERICA CORPORATION MEETING DATE: 05/26/2004
TICKER: BAC     SECURITY ID: 060505104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT WILLIAM BARNET, III AS A DIRECTOR	Management	For	For
1.2	ELECT CHARLES W. COKER AS A DIRECTOR	Management	For	For
1.3	ELECT JOHN T. COLLINS AS A DIRECTOR	Management	For	For
1.4	ELECT GARY L. COUNTRYMAN AS A DIRECTOR	Management	For	For
1.5	ELECT PAUL FULTON AS A DIRECTOR	Management	For	For
1.6	ELECT CHARLES K. GIFFORD AS A DIRECTOR	Management	For	For
1.7	ELECT DONALD E. GUINN AS A DIRECTOR	Management	For	For
1.8	ELECT JAMES H. HANCE, JR. AS A DIRECTOR	Management	For	For
1.9	ELECT KENNETH D. LEWIS AS A DIRECTOR	Management	For	For
1.10	ELECT WALTER E. MASSEY AS A DIRECTOR	Management	For	For
1.11	ELECT THOMAS J. MAY AS A DIRECTOR	Management	For	For
1.12	ELECT C. STEVEN MCMILLAN AS A DIRECTOR	Management	For	For
1.13	ELECT EUGENE M. MCQUADE AS A DIRECTOR	Management	For	For
1.14	ELECT PATRICIA E. MITCHELL AS A DIRECTOR	Management	For	For
1.15	ELECT EDWARD L. ROMERO AS A DIRECTOR	Management	For	For
1.16	ELECT THOMAS M. RYAN AS A DIRECTOR	Management	For	For
1.17	ELECT O. TEMPLE SLOAN, JR. AS A DIRECTOR	Management	For	For
1.18	ELECT MEREDITH R. SPANGLER AS A DIRECTOR	Management	For	For
1.19	ELECT JACKIE M. WARD AS A DIRECTOR	Management	For	For
2	RATIFICATION OF INDEPENDENT PUBLIC ACCOUNTANTS	Management	For	For
3	STOCKHOLDER PROPOSAL - ANNUAL MEETING DATE	Shareholder	Against	Against
4	STOCKHOLDER PROPOSAL - NOMINATION OF DIRECTORS	Shareholder	Against	Against
5	STOCKHOLDER PROPOSAL - CHARITABLE CONTRIBUTIONS	Shareholder	Against	Against
6	STOCKHOLDER PROPOSAL - MUTUAL FUND TRADING POLICIES	Shareholder	Against	Against
7	STOCKHOLDER PROPOSAL - PRIVACY AND INFORMATION SECURITY	Shareholder	Against	Against

ISSUER NAME: BANK ONE CORPORATION MEETING DATE: 05/25/2004
TICKER: ONE     SECURITY ID: 06423A103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	MERGER PROPOSAL	Management	For	For
2.1	ELECT BRYAN AS A DIRECTOR	Management	For	For
2.2	ELECT BURKE AS A DIRECTOR	Management	For	For
2.3	ELECT CROWN AS A DIRECTOR	Management	For	For
2.4	ELECT DIMON AS A DIRECTOR	Management	For	For
2.5	ELECT FAY AS A DIRECTOR	Management	For	For
2.6	ELECT JACKSON AS A DIRECTOR	Management	For	For
2.7	ELECT KESSLER AS A DIRECTOR	Management	For	For
2.8	ELECT LIPP AS A DIRECTOR	Management	For	For
2.9	ELECT MANOOGIAN AS A DIRECTOR	Management	For	For
2.10	ELECT NOVAK AS A DIRECTOR	Management	For	For
2.11	ELECT ROGERS AS A DIRECTOR	Management	For	For
2.12	ELECT STRATTON AS A DIRECTOR	Management	For	For
3	RATIFICATION OF APPOINTMENT OF INDEPENDENT AUDITOR	Management	For	For

ISSUER NAME: BANKATLANTIC BANCORP, INC. MEETING DATE: 05/11/2004
TICKER: BBX     SECURITY ID: 065908501
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT STEVEN M. COLDREN AS A DIRECTOR	Management	For	For
1.2	ELECT MARY E. GINESTRA AS A DIRECTOR	Management	For	For
1.3	ELECT WILLIS N. HOLCOMBE AS A DIRECTOR	Management	For	For
1.4	ELECT JARETT S. LEVAN AS A DIRECTOR	Management	For	For
2	APPROVAL OF THE COMPANY S 2004 RESTRICTED STOCK INCENTIVE PLAN.	Management	For	Against

ISSUER NAME: BANKNORTH GROUP, INC. MEETING DATE: 04/27/2004
TICKER: BNK     SECURITY ID: 06646R107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DANA S. LEVENSON AS A DIRECTOR	Management	For	For
1.2	ELECT JOHN M. NAUGHTON AS A DIRECTOR	Management	For	For
1.3	ELECT ANGELO PIZZAGALLI AS A DIRECTOR	Management	For	For
2	TO RATIFY THE APPOINTMENT OF KPMG LLP AS BANKNORTH GROUP, INC. S INDEPENDENT AUDITORS FOR THE YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: BB&T CORPORATION MEETING DATE: 04/27/2004
TICKER: BBT     SECURITY ID: 054937107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	TO APPROVE AN AMENDMENT TO THE BB&T ARTICLES OF INCORPORATION.	Management	For	For
2	TO APPROVE CERTAIN AMENDMENTS TO THE BB&T BYLAWS.	Management	For	For
3.1	ELECT JOHN A. ALLISON IV AS A DIRECTOR	Management	For	For
3.2	ELECT RONALD E. DEAL AS A DIRECTOR	Management	For	For
3.3	ELECT TOM D. EFIRD AS A DIRECTOR	Management	For	For
3.4	ELECT ALBERT O. MCCAULEY AS A DIRECTOR	Management	For	For
3.5	ELECT BARRY J. FITZPATRICK AS A DIRECTOR	Management	For	For
3.6	ELECT J. HOLMES MORRISON AS A DIRECTOR	Management	For	For
3.7	ELECT JENNIFER S. BANNER AS A DIRECTOR	Management	For	For
3.8	ELECT ALBERT F. ZETTLEMOYER AS A DIRECTOR	Management	For	For
4	TO APPROVE THE BB&T CORPORATION 2004 STOCK INCENTIVE PLAN.	Management	For	Against
5	TO RATIFY THE APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS BB&T S INDEPENDENT AUDITORS FOR 2004.	Management	For	For
6	SHAREHOLDER PROPOSAL REGARDING EXECUTIVE COMPENSATION MATTERS.	Shareholder	Against	Against

ISSUER NAME: CITIGROUP INC. MEETING DATE: 04/20/2004
TICKER: C     SECURITY ID: 172967101
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT C. MICHAEL ARMSTRONG AS A DIRECTOR	Management	For	For
1.2	ELECT ALAIN J.P. BELDA AS A DIRECTOR	Management	For	For
1.3	ELECT GEORGE DAVID AS A DIRECTOR	Management	For	For
1.4	ELECT KENNETH T. DERR AS A DIRECTOR	Management	For	For
1.5	ELECT JOHN M. DEUTCH AS A DIRECTOR	Management	For	For
1.6	ELECT R. HERNANDEZ RAMIREZ AS A DIRECTOR	Management	For	For
1.7	ELECT ANN DIBBLE JORDAN AS A DIRECTOR	Management	For	For
1.8	ELECT DUDLEY C. MECUM AS A DIRECTOR	Management	For	For
1.9	ELECT RICHARD D. PARSONS AS A DIRECTOR	Management	For	For
1.10	ELECT ANDRALL E. PEARSON AS A DIRECTOR	Management	For	For
1.11	ELECT CHARLES PRINCE AS A DIRECTOR	Management	For	For
1.12	ELECT ROBERT E. RUBIN AS A DIRECTOR	Management	For	For
1.13	ELECT FRANKLIN A. THOMAS AS A DIRECTOR	Management	For	For
1.14	ELECT SANFORD I. WEILL AS A DIRECTOR	Management	For	For
1.15	ELECT ROBERT B. WILLUMSTAD AS A DIRECTOR	Management	For	For
2	PROPOSAL TO RATIFY THE SELECTION OF KPMG LLP AS CITIGROUP S INDEPENDENT AUDITORS FOR 2004.	Management	For	For
3	STOCKHOLDER PROPOSAL REQUESTING A CURB ON EXECUTIVE COMPENSATION, NO FUTURE STOCK OPTION GRANTS AND NO RENEWALS OR EXTENSIONS OF OPTION PLANS.	Shareholder	Against	Against
4	STOCKHOLDER PROPOSAL REQUESTING A REPORT ON POLITICAL CONTRIBUTIONS.	Shareholder	Against	Against
5	STOCKHOLDER PROPOSAL REQUESTING A DISCONTINUATION OF ALL RIGHTS, OPTIONS, SAR S AND POSSIBLE SEVERANCE PAYMENTS TO THE TOP 5 OF MANAGEMENT.	Shareholder	Against	Against
6	STOCKHOLDER PROPOSAL REQUESTING THAT THE CHAIRMAN OF THE BOARD HAVE NO MANAGEMENT DUTIES, TITLES OR RESPONSIBILITIES.	Shareholder	Against	Against

ISSUER NAME: CITY NATIONAL CORPORATION MEETING DATE: 04/28/2004
TICKER: CYN     SECURITY ID: 178566105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT RUSSELL GOLDSMITH AS A DIRECTOR	Management	For	For
1.2	ELECT MICHAEL L. MEYER AS A DIRECTOR	Management	For	For
1.3	ELECT RONALD L. OLSON AS A DIRECTOR	Management	For	For
2	PROPOSAL TO APPROVE THE AMENDED AND RESTATED 2002 OMNIBUS PLAN	Management	For	For
3	PROPOSAL TO APPROVE THE AMENDED AND RESTATED 1999 VARIABLE BONUS PLAN	Management	For	For

ISSUER NAME: COMERICA INCORPORATED MEETING DATE: 05/18/2004
TICKER: CMA     SECURITY ID: 200340107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT RALPH W. BABB, JR. AS A DIRECTOR	Management	For	For
1.2	ELECT JAMES F. CORDES AS A DIRECTOR	Management	For	For
1.3	ELECT PETER D. CUMMINGS AS A DIRECTOR	Management	For	For
1.4	ELECT TODD W. HERRICK AS A DIRECTOR	Management	For	For
1.5	ELECT WILLIAM P. VITITOE AS A DIRECTOR	Management	For	For
1.6	ELECT KENNETH L. WAY AS A DIRECTOR	Management	For	For
2	APPROVAL AND RATIFICATION OF THE COMERICA INCORPORATED AMENDED AND RESTATED EMPLOYEE STOCK PURCHASE PLAN	Management	For	Against
3	APPROVAL OF THE COMERICA INCORPORATED INCENTIVE PLAN FOR NON- EMPLOYEE DIRECTORS	Management	For	Against
4	RATIFICATION OF THE APPOINTMENT OF ERNST & YOUNG LLP AS INDEPENDENT AUDITORS	Management	For	For

ISSUER NAME: COMMERCE BANCORP, INC. MEETING DATE: 06/11/2004
TICKER: CBH     SECURITY ID: 200519106
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT VERNON W. HILL, II AS A DIRECTOR	Management	For	For
1.2	ELECT ROBERT C. BECK AS A DIRECTOR	Management	For	For
1.3	ELECT JACK R BERSHAD AS A DIRECTOR	Management	For	For
1.4	ELECT JOSEPH E. BUCKELEW AS A DIRECTOR	Management	For	For
1.5	ELECT DONALD T. DIFRANCESCO AS A DIRECTOR	Management	For	For
1.6	ELECT JOHN P. FERGUSON AS A DIRECTOR	Management	For	For
1.7	ELECT MORTON N. KERR AS A DIRECTOR	Management	For	For
1.8	ELECT STEVEN M. LEWIS AS A DIRECTOR	Management	For	For
1.9	ELECT GEORGE E. NORCROSS, III AS A DIRECTOR	Management	For	For
1.10	ELECT JOSEPH J. PLUMERI, II AS A DIRECTOR	Management	For	For
1.11	ELECT DANIEL J. RAGONE AS A DIRECTOR	Management	For	For
1.12	ELECT WM. A. SCHWARTZ, JR. AS A DIRECTOR	Management	For	For
1.13	ELECT JOSEPH T. TARQUINI, JR. AS A DIRECTOR	Management	For	For
2	THE APPROVAL OF THE 2004 EMPLOYEE STOCK OPTION PLAN, AS MORE FULLY DESCRIBED IN THE ACCOMPANYING PROXY STATEMENT.	Management	For	Against
3	THE AMENDMENT TO THE COMPANY S RESTATED CERTIFICATE OF INCORPORATION TO INCREASE THE NUMBER OF SHARES OF COMMON STOCK THAT BANCORP IS AUTHORIZED TO ISSUE BY 350,000,000 SHARES, AS MORE FULLY DESCRIBED IN THE ACCOMPANYING PROXY STATEMENT.	Management	For	Against
4	THE RATIFICATION OF THE APPOINTMENT OF AUDITORS, AS MORE FULLY DESCRIBED IN THE ACCOMPANYING PROXY STATEMENT.	Management	For	For

ISSUER NAME: COMMERCE BANCSHARES, INC. MEETING DATE: 04/21/2004
TICKER: CBSH     SECURITY ID: 200525103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT THOMAS A. MCDONNELL AS A DIRECTOR	Management	For	For
1.2	ELECT BENJAMIN F RASSIEUR III AS A DIRECTOR	Management	For	For
1.3	ELECT ANDREW C. TAYLOR AS A DIRECTOR	Management	For	For
1.4	ELECT ROBERT H. WEST AS A DIRECTOR	Management	For	For
2	APPROVAL TO INCREASE SHARES AVAILABLE FOR ISSUANCE UNDER RESTRICTED STOCK PLAN AND AMENDMENT TO THE RESTRICTED STOCK PLAN	Management	For	Against
3	RATIFY KPMG AS AUDIT AND ACCOUNTING FIRM	Management	For	For

ISSUER NAME: COMPASS BANCSHARES, INC. MEETING DATE: 04/19/2004
TICKER: CBSS     SECURITY ID: 20449H109
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT CARL J. GESSLER, JR. AS A DIRECTOR	Management	For	For
1.2	ELECT D. PAUL JONES, JR. AS A DIRECTOR	Management	For	For
1.3	ELECT J. TERRY STRANGE AS A DIRECTOR	Management	For	For
2	APPROVAL OF MONTHLY INVESTMENT PLAN	Management	For	Against
3	RATIFICATION OF AUDITORS	Management	For	For

ISSUER NAME: COUNTRYWIDE FINANCIAL CORPORATION MEETING DATE: 01/09/2004
TICKER: CFC     SECURITY ID: 222372104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	TO APPROVE THE PROPOSAL TO AMEND THE COMPANY S RESTATED CERTIFICATE OF INCORPORATION TO INCREASE THE AUTHORIZED COMMON STOCK.	Management	For	For

ISSUER NAME: COUNTRYWIDE FINANCIAL CORPORATION MEETING DATE: 06/16/2004
TICKER: CFC     SECURITY ID: 222372104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT HENRY G. CISNEROS AS A DIRECTOR	Management	For	For
1.2	ELECT ROBERT J. DONATO AS A DIRECTOR	Management	For	For
1.3	ELECT MICHAEL E. DOUGHERTY AS A DIRECTOR	Management	For	For
1.4	ELECT MARTIN R. MELONE AS A DIRECTOR	Management	For	For
1.5	ELECT HARLEY W. SNYDER AS A DIRECTOR	Management	For	For
2	TO APPROVE AND AMEND THE COMPANY S 2000 EQUITY INCENTIVE PLAN.	Management	For	Against

ISSUER NAME: DORAL FINANCIAL CORPORATION MEETING DATE: 04/21/2004
TICKER: DRL     SECURITY ID: 25811P100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT RICHARD F. BONINI AS A DIRECTOR	Management	For	For
1.2	ELECT EDGAR M. CULLMAN, JR AS A DIRECTOR	Management	For	For
1.3	ELECT JOHN L. ERNST AS A DIRECTOR	Management	For	For
1.4	ELECT PETER A. HOFFMAN AS A DIRECTOR	Management	For	For
1.5	ELECT EFRAIM KIER AS A DIRECTOR	Management	For	For
1.6	ELECT SALOMON LEVIS AS A DIRECTOR	Management	For	For
1.7	ELECT ZOILA LEVIS AS A DIRECTOR	Management	For	For
1.8	ELECT HAROLD D. VICENTE AS A DIRECTOR	Management	For	For
1.9	ELECT JOHN B. HUGHES AS A DIRECTOR	Management	For	For
2	AMENDMENT TO RESTATED CERTIFICATE OF INCORPORATION TO INCREASE THE NUMBER OF AUTHORIZED SHARES OF COMMON STOCK.	Management	For	For
3	AMENDMENT TO RESTATED CERTIFICATE OF INCORPORATION TO INCREASE THE NUMBER OF AUTHORIZED SHARES OF SERIAL PREFERRED STOCK.	Management	For	For
4	ADOPTION OF DORAL FINANCIAL CORPORATION OMNIBUS INCENTIVE PLAN.	Management	For	For
5	APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT ACCOUNTANTS.	Management	For	For

ISSUER NAME: EAST WEST BANCORP, INC. MEETING DATE: 05/17/2004
TICKER: EWBC     SECURITY ID: 27579R104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JULIA GOUW AS A DIRECTOR	Management	For	For
1.2	ELECT PEGGY CHERNG AS A DIRECTOR	Management	For	For
2	RATIFY SELECTION OF DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITORS FOR THE 2004 FISCAL YEAR.	Management	For	For

ISSUER NAME: FIDELITY CASH CENTRAL FUND MEETING DATE: 04/14/2004
TICKER: --     SECURITY ID: 31635A105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	TO AMEND THE TRUST INSTRUMENT TO ALLOW THE BOARD OF TRUSTEES, IF PERMITTED BY APPLICABLE LAW, TO AUTHORIZE FUND MERGERS WITHOUT SHAREHOLDER APPROVAL.	Management	For	For
2.1	ELECT J. MICHAEL COOK AS A DIRECTOR	Management	For	For
2.2	ELECT RALPH F. COX AS A DIRECTOR	Management	For	For
2.3	ELECT LAURA B. CRONIN AS A DIRECTOR	Management	For	For
2.4	ELECT ROBERT M. GATES AS A DIRECTOR	Management	For	For
2.5	ELECT GEORGE H. HEILMEIER AS A DIRECTOR	Management	For	For
2.6	ELECT ABIGAIL P. JOHNSON AS A DIRECTOR	Management	For	For
2.7	ELECT EDWARD C. JOHNSON 3D AS A DIRECTOR	Management	For	For
2.8	ELECT DONALD J. KIRK AS A DIRECTOR	Management	For	For
2.9	ELECT MARIE L. KNOWLES AS A DIRECTOR	Management	For	For
2.10	ELECT NED C. LAUTENBACH AS A DIRECTOR	Management	For	For
2.11	ELECT MARVIN L. MANN AS A DIRECTOR	Management	For	For
2.12	ELECT WILLIAM O. MCCOY AS A DIRECTOR	Management	For	For
2.13	ELECT ROBERT L. REYNOLDS AS A DIRECTOR	Management	For	For
2.14	ELECT WILLIAM S. STAVROPOULOS AS A DIRECTOR	Management	For	For

ISSUER NAME: FIDELITY SECURITIES LENDING CASH CENTRAL FUND MEETING DATE: 04/14/2004
TICKER: --     SECURITY ID: 31635A303
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	TO AMEND THE DECLARATION OF TRUST TO ALLOW THE BOARD OF TRUSTEES, IF PERMITTED BY APPLICABLE LAW, TO AUTHORIZE FUND MERGERS WITHOUT SHAREHOLDER APPROVAL.	Management	For	For
2.1	ELECT J. MICHAEL COOK AS A DIRECTOR	Management	For	For
2.2	ELECT RALPH F. COX AS A DIRECTOR	Management	For	For
2.3	ELECT LAURA B. CRONIN AS A DIRECTOR	Management	For	For
2.4	ELECT ROBERT M. GATES AS A DIRECTOR	Management	For	For
2.5	ELECT GEORGE H. HEILMEIER AS A DIRECTOR	Management	For	For
2.6	ELECT ABIGAIL P. JOHNSON AS A DIRECTOR	Management	For	For
2.7	ELECT EDWARD C. JOHNSON 3D AS A DIRECTOR	Management	For	For
2.8	ELECT DONALD J. KIRK AS A DIRECTOR	Management	For	For
2.9	ELECT MARIE L. KNOWLES AS A DIRECTOR	Management	For	For
2.10	ELECT NED C. LAUTENBACH AS A DIRECTOR	Management	For	For
2.11	ELECT MARVIN L. MANN AS A DIRECTOR	Management	For	For
2.12	ELECT WILLIAM O. MCCOY AS A DIRECTOR	Management	For	For
2.13	ELECT ROBERT L. REYNOLDS AS A DIRECTOR	Management	For	For
2.14	ELECT WILLIAM S. STAVROPOULOS AS A DIRECTOR	Management	For	For

ISSUER NAME: FIFTH THIRD BANCORP MEETING DATE: 03/23/2004
TICKER: FITB     SECURITY ID: 316773100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DARRYL F. ALLEN AS A DIRECTOR	Management	For	For
1.2	ELECT ALLEN M. HILL AS A DIRECTOR	Management	For	For
1.3	ELECT DR MITCHEL D LIVINGSTON AS A DIRECTOR	Management	For	For
1.4	ELECT HENDRIK G. MEIJER AS A DIRECTOR	Management	For	For
1.5	ELECT JAMES E. ROGERS AS A DIRECTOR	Management	For	For
2	PROPOSAL TO APPROVE FIFTH THIRD BANCORP INCENTIVE COMPENSATION PLAN, INCLUDING THE ISSUANCE OF UP TO 20,000,000 SHARES OF COMMON STOCK THEREUNDER.	Management	For	Against
3	PROPOSAL TO APPROVE THE APPOINTMENT OF DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITORS OF THE COMPANY FOR THE YEAR 2004.	Management	For	For
4	SHAREHOLDER PROPOSAL REGARDING AMENDMENT OF FIFTH THIRD BANCORP S WRITTEN EQUAL EMPLOYMENT OPPORTUNITY POLICY TO EXPLICITLY PROHIBIT DISCRIMINATION BASED ON SEXUAL ORIENTATION AND TO SUBSTANTIALLY IMPLEMENT THAT POLICY.	Shareholder	Unknown	Against

ISSUER NAME: FIRST BANCORP MEETING DATE: 04/29/2004
TICKER: FBP     SECURITY ID: 318672102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT ANGEL ALVAREZ PEREZ* AS A DIRECTOR	Management	For	For
1.2	ELECT J. LUIS FERRER-CANALS* AS A DIRECTOR	Management	For	For
1.3	ELECT SHAREE ANN UMPIERRE* AS A DIRECTOR	Management	For	For
2	TO ELECT THE FOLLOWING DIRECTOR FOR A TERM OF ONE YEAR: JOSE MENENDEZ CORTADA	Management	For	For
3	TO RATIFY THE APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS THE CORPORATION S INDEPENDENT ACCOUNTANTS FOR FISCAL YEAR 2004.	Management	For	For
4	TO CONSIDER ANY OTHER MATTERS THAT MAY BE PROPERLY BROUGHT UP FOR CONSIDERATION AT THE ANNUAL MEETING.	Management	For	Abstain

ISSUER NAME: FIRST COMMONWEALTH FINANCIAL CORPORA MEETING DATE: 04/19/2004
TICKER: FCF     SECURITY ID: 319829107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DAVID S. DAHLMANN AS A DIRECTOR	Management	For	For
1.2	ELECT ALAN R. FAIRMAN AS A DIRECTOR	Management	For	For
1.3	ELECT JOSEPH E. O'DELL AS A DIRECTOR	Management	For	For
1.4	ELECT E. JAMES TRIMARCHI AS A DIRECTOR	Management	For	For

ISSUER NAME: FIRSTMERIT CORPORATION MEETING DATE: 04/21/2004
TICKER: FMER     SECURITY ID: 337915102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JOHN R. COCHRAN AS A DIRECTOR	Management	For	For
1.2	ELECT RICHARD COLELLA AS A DIRECTOR	Management	For	For
1.3	ELECT PHILIP A. LLOYD, II AS A DIRECTOR	Management	For	For
1.4	ELECT ROGER T. READ AS A DIRECTOR	Management	For	For
1.5	ELECT RICHARD N. SEAMAN AS A DIRECTOR	Management	For	For
2	THE AMENDMENT OF THE FIRSTMERIT CORPORATION 2002 STOCK PLAN.	Management	For	Against

ISSUER NAME: FLEETBOSTON FINANCIAL CORPORATION MEETING DATE: 03/17/2004
TICKER: FBF     SECURITY ID: 339030108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	APPROVAL OF THE MERGER AGREEMENT	Management	For	For
2	APPROVAL OF PROPOSAL TO ADJOURN THE FLEETBOSTON SPECIAL MEETING, IF NECESSARY, TO SOLICIT ADDITIONAL PROXIES	Management	For	Abstain

ISSUER NAME: FULTON FINANCIAL CORPORATION MEETING DATE: 04/22/2004
TICKER: FULT     SECURITY ID: 360271100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DONALD M. BOWMAN, JR. AS A DIRECTOR	Management	For	For
1.2	ELECT CLARK S. FRAME AS A DIRECTOR	Management	For	For
1.3	ELECT CHARLES V. HENRY, III AS A DIRECTOR	Management	For	For
1.4	ELECT GEORGE W. HODGES AS A DIRECTOR	Management	For	For
1.5	ELECT JOSEPH J. MOWAD AS A DIRECTOR	Management	For	For
1.6	ELECT JOHN O. SHIRK AS A DIRECTOR	Management	For	For
2	2004 STOCK OPTION AND COMPENSATION PLAN	Management	For	For

ISSUER NAME: GOLDEN WEST FINANCIAL CORPORATION MEETING DATE: 04/27/2004
TICKER: GDW     SECURITY ID: 381317106
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT PATRICIA A. KING AS A DIRECTOR	Management	For	For
1.2	ELECT MARION O. SANDLER AS A DIRECTOR	Management	For	For
1.3	ELECT LESLIE TANG SCHILLING AS A DIRECTOR	Management	For	For
2	INCREASE THE NUMBER OF AUTHORIZED SHARES OF COMMON STOCK FROM 200,000,000 TO 600,000,000.	Management	For	For
3	RATIFICATION OF THE SELECTION OF DELOITTE & TOUCHE LLP TO SERVE AS THE COMPANY S INDEPENDENT OUTSIDE AUDITORS FOR THE YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: GREENPOINT FINANCIAL CORP. MEETING DATE: 04/30/2004
TICKER: GPT     SECURITY ID: 395384100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT BHARAT B. BHATT AS A DIRECTOR	Management	For	For
1.2	ELECT J. THOMAS PRESBY AS A DIRECTOR	Management	For	For
1.3	ELECT ROBERT F. VIZZA AS A DIRECTOR	Management	For	For
2	RATIFICATION OF APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS THE CORPORATION S INDEPENDENT AUDITOR FOR THE YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: HAWTHORNE FINANCIAL CORPORATION MEETING DATE: 05/25/2004
TICKER: HTHR     SECURITY ID: 420542102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	PROPOSAL TO APPROVE AND ADOPT THE AGREEMENT AND PLAN OF MERGER, DATED AS OF JANUARY 27, 2004, AMONG COMMERCIAL CAPITAL BANCORP, INC., CCBI ACQUISITION CORP. AND HAWTHORNE FINANCIAL CORPORATION, AS STATED IN THE JOINT PROXY STATEMENT/PROSPECTUS DATED APRIL 15, 2004	Management	For	For
2	PROPOSAL TO GRANT DISCRETIONARY AUTHORITY TO ADJOURN THE SPECIAL MEETING IF NECESSARY TO PERMIT FURTHER SOLICITATIONS OF PROXIES IF THERE ARE NOT SUFFICIENT VOTES AT THE TIME OF THE SPECIAL MEETING TO APPROVE AND ADOPT THE MERGER AGREEMENT	Management	For	Abstain

ISSUER NAME: HUDSON CITY BANCORP, INC. MEETING DATE: 05/21/2004
TICKER: HCBK     SECURITY ID: 443683107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT WILLIAM J. COSGROVE AS A DIRECTOR	Management	For	For
1.2	ELECT DONALD O. QUEST AS A DIRECTOR	Management	For	For
1.3	ELECT DENIS J. SALAMONE AS A DIRECTOR	Management	For	For
1.4	ELECT JOSEPH G. SPONHOLZ AS A DIRECTOR	Management	For	For
2	RATIFICATION OF THE APPOINTMENT OF KPMG LLP AS INDEPENDENT AUDITORS FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: HUMBOLDT BANCORP MEETING DATE: 12/15/2003
TICKER: HBEK     SECURITY ID: 445069107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	TO APPROVE THE PRINCIPAL TERMS OF THE MERGER CONTEMPLATED BY THE AGREEMENT AND PLAN OF MERGER, DATED AUGUST 11, 2003, BY AND BETWEEN HUMBOLDT BANCORP AND CALIFORNIA INDEPENDENT BANCORP, PURSUANT TO WHICH CALIFORNIA INDEPENDENT BANCORP WILL MERGE WITH AND INTO HUMBOLDT BANCORP, INCLUDING THE ISSUANCE OF HUMBOLDT BANCORP COMMON STOCK IN CONNECTION WITH THE MERGER.	Management	For	For
2	TO APPROVE AN AMENDMENT TO THE AMENDED AND RESTATED HUMBOLDT BANCORP AND SUBSIDIARIES 2001 EQUITY INCENTIVE PLAN TO EXPAND ELIGIBILITY FOR PARTICIPATION UNDER THE 2001 EQUITY INCENTIVE PLAN TO ALLOW ALL EMPLOYEES AND OFFICERS OF HUMBOLDT BANCORP OR A SUBSIDIARY TO BE ELIGIBLE TO RECEIVE AWARDS UNDER THE 2001 EQUITY INCENTIVE PLAN.	Management	For	Against

ISSUER NAME: HUNTINGTON BANCSHARES INCORPORATED MEETING DATE: 04/27/2004
TICKER: HBAN     SECURITY ID: 446150104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT KAREN A. HOLBROOK* AS A DIRECTOR	Management	For	For
1.2	ELECT DAVID P. LAUER* AS A DIRECTOR	Management	For	For
1.3	ELECT KATHLEEN H. RANSIER* AS A DIRECTOR	Management	For	For
1.4	ELECT DAVID L. PORTEOUS** AS A DIRECTOR	Management	For	For
2	APPROVAL OF THE MANAGEMENT INCENTIVE PLAN, AS AMENDED AND RESTATED.	Management	For	For
3	APPROVAL OF THE 2004 STOCK AND LONG-TERM INCENTIVE PLAN.	Management	For	Against
4	RATIFICATION OF APPOINTMENT OF DELOITTE & TOUCHE LLP TO SERVE AS INDEPENDENT AUDITORS FOR THE CORPORATION FOR THE YEAR 2004.	Management	For	For

ISSUER NAME: IBERIABANK CORPORATION MEETING DATE: 04/28/2004
TICKER: IBKC     SECURITY ID: 450828108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT ELAINE D. ABELL AS A DIRECTOR	Management	For	For
1.2	ELECT WILLIAM H. FENSTERMAKER AS A DIRECTOR	Management	For	For
1.3	ELECT LARREY G. MOUTON AS A DIRECTOR	Management	For	For
1.4	ELECT O. MILES POLLARD AS A DIRECTOR	Management	For	For
2	RATIFICATION OF THE APPOINTMENT OF CASTAING, HUSSEY & LOLAN, LLC AS THE COMPANY S INDEPENDENT AUDITORS FOR 2004	Management	For	For

ISSUER NAME: INDYMAC BANCORP, INC. MEETING DATE: 04/28/2004
TICKER: NDE     SECURITY ID: 456607100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT MICHAEL W. PERRY AS A DIRECTOR	Management	For	For
1.2	ELECT LOUIS E. CALDERA AS A DIRECTOR	Management	For	For
1.3	ELECT LYLE E. GRAMLEY AS A DIRECTOR	Management	For	For
1.4	ELECT HUGH M. GRANT AS A DIRECTOR	Management	For	For
1.5	ELECT PATRICK C. HADEN AS A DIRECTOR	Management	For	For
1.6	ELECT TERRANCE G. HODEL AS A DIRECTOR	Management	For	For
1.7	ELECT ROBERT L. HUNT II AS A DIRECTOR	Management	For	For
1.8	ELECT JAMES R. UKROPINA AS A DIRECTOR	Management	For	For
2	APPROVAL OF THE INDYMAC BANCORP, INC. 2002 INCENTIVE PLAN, AS AMENDED AND RESTATED.	Management	For	Against
3	RATIFICATION OF APPOINTMENT OF INDYMAC S INDEPENDENT AUDITORS FOR THE YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: INTERCEPT, INC. MEETING DATE: 06/24/2004
TICKER: ICPT     SECURITY ID: 45845L107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT KEVIN J. LYNCH-CL III AS A DIRECTOR	Management	For	None
1.2	ELECT MARC WEISMAN-CL III AS A DIRECTOR	Management	For	None
2	PROPOSAL TO GIVE HOLDERS OF A MAJORITY OF SHARES POWER TO REMOVE DIRECTORS WITH OR WITHOUT CAUSE.	Management	For	None
3	PROPOSAL TO LET SHAREHOLDERS FILL VACANCIES ON THE BOARD OF DIRECTORS.	Management	For	None
4	PROPOSAL TO LOWER THE REQUIREMENT TO CALL SPECIAL MEETINGS TO 10% OF SHARES.	Management	For	None

ISSUER NAME: INTERCEPT, INC. MEETING DATE: 06/24/2004
TICKER: ICPT     SECURITY ID: 45845L107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JOHN W. COLLINS AS A DIRECTOR	Management	For	None
1.2	ELECT ARTHUR G. WEISS AS A DIRECTOR	Management	For	None
2	PROPOSAL BY JANA MASTER FUND, LTD. TO AMEND SECTION 3.3 OF THE BYLAWS.	Management	Against	None
3	PROPOSAL BY JANA MASTER FUND, LTD. TO AMEND SECTION 3.4 OF THE BYLAWS.	Management	Against	None
4	PROPOSAL BY JANA MASTER FUND, LTD. TO AMEND SECTION 2.3 OF THE BYLAWS.	Management	Against	None

ISSUER NAME: INVESTORS FINANCIAL SERVICES CORP. MEETING DATE: 04/13/2004
TICKER: IFIN     SECURITY ID: 461915100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT KEVIN J. SHEEHAN AS A DIRECTOR	Management	For	For
1.2	ELECT JAMES M. OATES AS A DIRECTOR	Management	For	For
1.3	ELECT THOMAS P. MCDERMOTT AS A DIRECTOR	Management	For	For
2	TO APPROVE AN AMENDMENT TO THE COMPANY S CERTIFICATE OF INCORPORATION TO INCREASE THE NUMBER OF AUTHORIZED SHARES OF THE COMPANY S COMMON STOCK.	Management	For	For
3	TO APPROVE AN AMENDMENT TO THE COMPANY S 1997 EMPLOYEE STOCK PURCHASE PLAN TO INCREASE THE NUMBER OF SHARES AVAILABLE FOR GRANT PURSUANT TO THE PLAN.	Management	For	For
4	TO RATIFY THE SELECTION OF DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITORS FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: J.P. MORGAN CHASE & CO. MEETING DATE: 05/25/2004
TICKER: JPM     SECURITY ID: 46625H100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	MERGER PROPOSAL	Management	For	For
2.1	ELECT HANS W. BECHERER AS A DIRECTOR	Management	For	For
2.2	ELECT FRANK A. BENNACK, JR. AS A DIRECTOR	Management	For	For
2.3	ELECT JOHN H. BIGGS AS A DIRECTOR	Management	For	For
2.4	ELECT LAWRENCE A. BOSSIDY AS A DIRECTOR	Management	For	For
2.5	ELECT ELLEN V. FUTTER AS A DIRECTOR	Management	For	For
2.6	ELECT WILLIAM H. GRAY, III AS A DIRECTOR	Management	For	For
2.7	ELECT WILLIAM B. HARRISON, JR AS A DIRECTOR	Management	For	For
2.8	ELECT HELENE L. KAPLAN AS A DIRECTOR	Management	For	For
2.9	ELECT LEE R. RAYMOND AS A DIRECTOR	Management	For	For
2.10	ELECT JOHN R. STAFFORD AS A DIRECTOR	Management	For	For
3	APPOINTMENT OF EXTERNAL AUDITOR	Management	For	For
4	RE-APPROVAL OF KEY EXECUTIVE PERFORMANCE PLAN	Management	For	For
5	ADJOURNMENT OF MEETING, IF NECESSARY, TO SOLICIT ADDITIONAL PROXIES	Management	For	Abstain
6	DIRECTOR TERM LIMIT	Shareholder	Against	Against
7	CHARITABLE CONTRIBUTIONS	Shareholder	Against	Against
8	POLITICAL CONTRIBUTIONS	Shareholder	Against	Against
9	SEPARATION OF CHAIRMAN AND CEO	Shareholder	Against	Against
10	DERIVATIVE DISCLOSURE	Shareholder	Against	Against
11	AUDITOR INDEPENDENCE	Shareholder	Against	Against
12	DIRECTOR COMPENSATION	Shareholder	Against	Against
13	PAY DISPARITY	Shareholder	Against	Against

ISSUER NAME: KEYCORP MEETING DATE: 05/13/2004
TICKER: KEY     SECURITY ID: 493267108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT ALEXANDER M. CUTLER AS A DIRECTOR	Management	For	For
1.2	ELECT DOUGLAS J. MCGREGOR AS A DIRECTOR	Management	For	For
1.3	ELECT EDUARDO R. MENASCE AS A DIRECTOR	Management	For	For
1.4	ELECT HENRY L. MEYER III AS A DIRECTOR	Management	For	For
1.5	ELECT PETER G. TEN EYCK, II AS A DIRECTOR	Management	For	For
2	APPROVAL OF THE KEYCORP 2004 EQUITY COMPENSATION PLAN.	Management	For	Against
3	APPROVAL OF THE KEYCORP ANNUAL PERFORMANCE PLAN.	Management	For	For
4	RATIFICATION OF THE APPOINTMENT OF INDEPENDENT AUDITORS.	Management	For	For

ISSUER NAME: LEVITT CORPORATION MEETING DATE: 05/11/2004
TICKER: LEV     SECURITY ID: 52742P108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT WILLIAM SCHERER AS A DIRECTOR	Management	For	For
1.2	ELECT S. LAWRENCE KAHN, III AS A DIRECTOR	Management	For	For
1.3	ELECT JOEL LEVY AS A DIRECTOR	Management	For	For
2	APPROVAL OF THE COMPANY S 2003 RESTRICTED STOCK INCENTIVE PLAN.	Management	For	Against
3	APPROVAL OF THE COMPANY S 2004 PERFORMANCE-BASED ANNUAL INCENTIVE PLAN.	Management	For	For

ISSUER NAME: M&T BANK CORPORATION MEETING DATE: 04/20/2004
TICKER: MTB     SECURITY ID: 55261F104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT W.F. ALLYN AS A DIRECTOR	Management	For	For
1.2	ELECT B.D. BAIRD AS A DIRECTOR	Management	For	For
1.3	ELECT R.J. BENNETT AS A DIRECTOR	Management	For	For
1.4	ELECT C.A. BONTEMPO AS A DIRECTOR	Management	For	For
1.5	ELECT R.T. BRADY AS A DIRECTOR	Management	For	For
1.6	ELECT E.L. BRUMBACK AS A DIRECTOR	Management	For	For
1.7	ELECT M.D. BUCKLEY AS A DIRECTOR	Management	For	For
1.8	ELECT P.J. CALLAN AS A DIRECTOR	Management	For	For
1.9	ELECT R.C. CARBALLADA AS A DIRECTOR	Management	For	For
1.10	ELECT T.J. CUNNINGHAM III AS A DIRECTOR	Management	For	For
1.11	ELECT D. DEVORRIS AS A DIRECTOR	Management	For	For
1.12	ELECT R.E. GARMAN AS A DIRECTOR	Management	For	For
1.13	ELECT J.V. GLYNN AS A DIRECTOR	Management	For	For
1.14	ELECT D.C. HATHAWAY AS A DIRECTOR	Management	For	For
1.15	ELECT D.R. HAWBAKER AS A DIRECTOR	Management	For	For
1.16	ELECT P.W.E. HODGSON AS A DIRECTOR	Management	For	For
1.17	ELECT G. KENNEDY AS A DIRECTOR	Management	For	For
1.18	ELECT R.G. KING AS A DIRECTOR	Management	For	For
1.19	ELECT R.B. NEWMAN, II AS A DIRECTOR	Management	For	For
1.20	ELECT J.G. PEREIRA AS A DIRECTOR	Management	For	For
1.21	ELECT M.P. PINTO AS A DIRECTOR	Management	For	For
1.22	ELECT R.E. SADLER, JR. AS A DIRECTOR	Management	For	For
1.23	ELECT E.J. SHEEHY AS A DIRECTOR	Management	For	For
1.24	ELECT S.G. SHEETZ AS A DIRECTOR	Management	For	For
1.25	ELECT H.L. WASHINGTON AS A DIRECTOR	Management	For	For
1.26	ELECT R.G. WILMERS AS A DIRECTOR	Management	For	For
2	TO RATIFY THE APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS THE INDEPENDENT PUBLIC ACCOUNTANT OF M&T BANK CORPORATION FOR THE YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: MARSHALL & ILSLEY CORPORATION MEETING DATE: 04/27/2004
TICKER: MI     SECURITY ID: 571834100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JON F. CHAIT AS A DIRECTOR	Management	For	For
1.2	ELECT BRUCE E. JACOBS AS A DIRECTOR	Management	For	For
1.3	ELECT DENNIS J. KUESTER AS A DIRECTOR	Management	For	For
1.4	ELECT EDWARD L. MEYER JR AS A DIRECTOR	Management	For	For
1.5	ELECT SAN W. ORR JR AS A DIRECTOR	Management	For	For
1.6	ELECT DEBRA S. WALLER AS A DIRECTOR	Management	For	For
1.7	ELECT GEORGE E. WARDEBERG AS A DIRECTOR	Management	For	For

ISSUER NAME: MELLON FINANCIAL CORPORATION MEETING DATE: 04/20/2004
TICKER: MEL     SECURITY ID: 58551A108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JARED L. COHON* AS A DIRECTOR	Management	For	For
1.2	ELECT IRA J. GUMBERG* AS A DIRECTOR	Management	For	For
1.3	ELECT MARTIN G. MCGUINN* AS A DIRECTOR	Management	For	For
1.4	ELECT DAVID S. SHAPIRA* AS A DIRECTOR	Management	For	For
1.5	ELECT JOHN P. SURMA* AS A DIRECTOR	Management	For	For
1.6	ELECT EDWARD J. MCANIFF** AS A DIRECTOR	Management	For	For
2	PROPOSAL TO AMEND THE CORPORATION S LONG-TERM PROFIT INCENTIVE PLAN.	Management	For	Against
3	RATIFICATION OF APPOINTMENT OF KPMG LLP AS INDEPENDENT PUBLIC ACCOUNTANTS.	Management	For	For

ISSUER NAME: NARA BANCORP, INC. MEETING DATE: 05/13/2004
TICKER: NARA     SECURITY ID: 63080P105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DR. CHONG MOON LEE AS A DIRECTOR	Management	For	For
1.2	ELECT DR. THOMAS CHUNG AS A DIRECTOR	Management	For	For
1.3	ELECT BENJAMIN B. HONG AS A DIRECTOR	Management	For	For
1.4	ELECT STEVE Y. KIM AS A DIRECTOR	Management	For	For
1.5	ELECT JESUN PAIK AS A DIRECTOR	Management	For	For
1.6	ELECT KI SUH PARK AS A DIRECTOR	Management	For	For
1.7	ELECT HYON M. PARK AS A DIRECTOR	Management	For	For
1.8	ELECT YONG H. KIM AS A DIRECTOR	Management	For	For
2	THE APPROVAL OF AN AMENDMENT TO THE CERTIFICATE OF INCORPORATION TO INCREASE THE NUMBER OF AUTHORIZED SHARES OF COMMON STOCK FROM 20,000,000 TO 40,000,000 SHARES.	Management	For	For
3	THE RATIFICATION OF THE APPOINTMENT OF DELOITTE & TOUCHE LLP AS THE COMPANY S INDEPENDENT AUDITORS FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: NATIONAL CITY CORPORATION MEETING DATE: 04/27/2004
TICKER: NCC     SECURITY ID: 635405103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT J.E. BARFIELD AS A DIRECTOR	Management	For	For
1.2	ELECT J.S. BROADHURST AS A DIRECTOR	Management	For	For
1.3	ELECT J.W. BROWN AS A DIRECTOR	Management	For	For
1.4	ELECT C.M. CONNOR AS A DIRECTOR	Management	For	For
1.5	ELECT D.A. DABERKO AS A DIRECTOR	Management	For	For
1.6	ELECT J.T. GORMAN AS A DIRECTOR	Management	For	For
1.7	ELECT B.P. HEALY AS A DIRECTOR	Management	For	For
1.8	ELECT P.A. ORMOND AS A DIRECTOR	Management	For	For
1.9	ELECT R.A. PAUL AS A DIRECTOR	Management	For	For
1.10	ELECT G.L. SHAHEEN AS A DIRECTOR	Management	For	For
1.11	ELECT J.S. THORNTON AS A DIRECTOR	Management	For	For
1.12	ELECT M. WEISS AS A DIRECTOR	Management	For	For
2	THE APPROVAL OF THE NATIONAL CITY CORPORATION LONG-TERM CASH AND EQUITY INCENTIVE PLAN	Management	For	Against
3	THE APPROVAL OF THE NATIONAL CITY CORPORATION MANAGEMENT INCENTIVE PLAN FOR SENIOR OFFICERS, AS AMENDED AND RESTATED	Management	For	For
4	THE RATIFICATION OF THE AUDIT COMMITTEE S SELECTION OF ERNST & YOUNG LLP AS INDEPENDENT AUDITORS	Management	For	For

ISSUER NAME: NATIONAL COMMERCE FINANCIAL CORP. MEETING DATE: 04/28/2004
TICKER: NCF     SECURITY ID: 63545P104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT BLAKE P. GARRETT, JR. AS A DIRECTOR	Management	For	For
1.2	ELECT THOMAS M. GARROTT AS A DIRECTOR	Management	For	For
1.3	ELECT C. DAN JOYNER AS A DIRECTOR	Management	For	For
1.4	ELECT W. NEELY MALLORY, JR. AS A DIRECTOR	Management	For	For
1.5	ELECT ERIC B. MUNSON AS A DIRECTOR	Management	For	For
2	RATIFICATION OF THE AUDIT COMMITTEE S APPOINTMENT OF KPMG LLP, INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS, AS AUDITORS OF THE COMPANY FOR THE YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: NETBANK, INC. MEETING DATE: 04/29/2004
TICKER: NTBK     SECURITY ID: 640933107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT T. STEPHEN JOHNSON AS A DIRECTOR	Management	For	For
1.2	ELECT STUART M. CABLE AS A DIRECTOR	Management	For	For
1.3	ELECT JOEL A. SMITH, III AS A DIRECTOR	Management	For	For
1.4	ELECT EULA L. ADAMS AS A DIRECTOR	Management	For	For
2	TO APPROVE THE PROPOSED AMENDMENT TO THE COMPANY S 1996 STOCK INCENTIVE PLAN	Management	For	Against
3	TO RATIFY THE APPOINTMENT OF ERNST & YOUNG LLP AS THE COMPANY S INDEPENDENT AUDITORS FOR FISCAL 2004	Management	For	For

ISSUER NAME: NEW YORK COMMUNITY BANCORP, INC. MEETING DATE: 10/29/2003
TICKER: NYB     SECURITY ID: 649445103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	TO APPROVE AND ADOPT THE AGREEMENT AND PLAN OF MERGER, DATED AS OF JUNE 27, 2003, BY AND BETWEEN NEW YORK COMMUNITY BANCORP, INC., AND ROSLYN BANCORP, INC., PURSUANT TO WHICH ROSLYN WILL BE MERGED WITH AND INTO NEW YORK COMMUNITY.	Management	For	For
2	TO APPROVE AN AMENDMENT TO NEW YORK COMMUNITY S CERTIFICATE OF INCORPORATION INCREASING THE AMOUNT OF COMMON STOCK AUTHORIZED FOR ISSUANCE FROM 300 MILLION TO 600 MILLION SHARES.	Management	For	For

ISSUER NAME: NEW YORK COMMUNITY BANCORP, INC. MEETING DATE: 05/19/2004
TICKER: NYB     SECURITY ID: 649445103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DONALD M. BLAKE AS A DIRECTOR	Management	For	For
1.2	ELECT THOMAS A. DOHERTY AS A DIRECTOR	Management	For	For
1.3	ELECT MICHAEL J. LEVINE AS A DIRECTOR	Management	For	For
1.4	ELECT GUY V. MOLINARI AS A DIRECTOR	Management	For	For
1.5	ELECT JOHN A. PILESKI AS A DIRECTOR	Management	For	For
1.6	ELECT JOHN M. TSIMBINOS AS A DIRECTOR	Management	For	For
2	THE RATIFICATION OF THE APPOINTMENT OF KPMG LLP AS INDEPENDENT AUDITORS OF NEW YORK COMMUNITY BANCORP, INC. FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: NORTH FORK BANCORPORATION, INC. MEETING DATE: 04/27/2004
TICKER: NFB     SECURITY ID: 659424105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JAMES F. REEVE AS A DIRECTOR	Management	For	For
1.2	ELECT GEORGE H. ROWSOM AS A DIRECTOR	Management	For	For
1.3	ELECT DR. KURT R. SCHMELLER AS A DIRECTOR	Management	For	For
2	THE RATIFICATION OF THE SELECTION OF KPMG LLP AS THE COMPANY S INDEPENDENT AUDITOR FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004	Management	For	For

ISSUER NAME: NORTHERN TRUST CORPORATION MEETING DATE: 04/20/2004
TICKER: NTRS     SECURITY ID: 665859104
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DUANE L. BURNHAM AS A DIRECTOR	Management	For	For
1.2	ELECT DOLORES E. CROSS AS A DIRECTOR	Management	For	For
1.3	ELECT SUSAN CROWN AS A DIRECTOR	Management	For	For
1.4	ELECT ROBERT S. HAMADA AS A DIRECTOR	Management	For	For
1.5	ELECT ROBERT A. HELMAN AS A DIRECTOR	Management	For	For
1.6	ELECT DIPAK C. JAIN AS A DIRECTOR	Management	For	For
1.7	ELECT ARTHUR L. KELLY AS A DIRECTOR	Management	For	For
1.8	ELECT ROBERT C. MCCORMACK AS A DIRECTOR	Management	For	For
1.9	ELECT EDWARD J. MOONEY AS A DIRECTOR	Management	For	For
1.10	ELECT WILLIAM A. OSBORN AS A DIRECTOR	Management	For	For
1.11	ELECT JOHN W. ROWE AS A DIRECTOR	Management	For	For
1.12	ELECT HAROLD B. SMITH AS A DIRECTOR	Management	For	For
1.13	ELECT WILLIAM D. SMITHBURG AS A DIRECTOR	Management	For	For
2	RATIFICATION OF THE APPOINTMENT OF KPMG LLP AS THE CORPORATION S INDEPENDENT PUBLIC ACCOUNTANTS.	Management	For	For

ISSUER NAME: PACIFIC CAPITAL BANCORP MEETING DATE: 04/27/2004
TICKER: PCBC     SECURITY ID: 69404P101
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT EDWARD E. BIRCH AS A DIRECTOR	Management	For	For
1.2	ELECT RICHARD M. DAVIS AS A DIRECTOR	Management	For	For
1.3	ELECT R.S. HAMBLETON, JR. AS A DIRECTOR	Management	For	For
1.4	ELECT D. VERNON HORTON AS A DIRECTOR	Management	For	For
1.5	ELECT ROGER C. KNOPF AS A DIRECTOR	Management	For	For
1.6	ELECT ROBERT W. KUMMER, JR. AS A DIRECTOR	Management	For	For
1.7	ELECT CLAYTON C. LARSON AS A DIRECTOR	Management	For	For
1.8	ELECT JOHN R. MACKALL AS A DIRECTOR	Management	For	For
1.9	ELECT GERALD T. MCCULLOUGH AS A DIRECTOR	Management	For	For
1.10	ELECT RICHARD A. NIGHTINGALE AS A DIRECTOR	Management	For	For
1.11	ELECT KATHY J. ODELL AS A DIRECTOR	Management	For	For
1.12	ELECT WILLIAM S. THOMAS, JR. AS A DIRECTOR	Management	For	For
2	SHAREHOLDER RATIFICATION OF BOARD OF DIRECTORS SELECTION OF PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS	Management	For	For

ISSUER NAME: PACIFIC UNION BANK MEETING DATE: 04/07/2004
TICKER: PUBB     SECURITY ID: 695025106
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	APPROVAL OF MERGER. APPROVAL OF THE PRINCIPAL TERMS OF THE AGREEMENT AND PLAN OF MERGER, DATED DECEMBER 22, 2003, BY AND AMONG HANMI FINANCIAL CORPORATION, HANMI BANK, AND PUB, AND THE MERGER OF PUB WITH AND INTO HANMI BANK.	Management	For	For

ISSUER NAME: PIPER JAFFRAY COMPANIES MEETING DATE: 04/28/2004
TICKER: PJC     SECURITY ID: 724078100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT ANDREW S. DUFF AS A DIRECTOR	Management	For	For
1.2	ELECT SAMUEL L. KAPLAN AS A DIRECTOR	Management	For	For
1.3	ELECT FRANK L. SIMS AS A DIRECTOR	Management	For	For
2	APPROVAL OF PIPER JAFFRAY COMPANIES AMENDED AND RESTATED 2003 ANNUAL AND LONG-TERM INCENTIVE PLAN.	Management	For	Against
3	RATIFY SELECTION OF ERNST & YOUNG LLP AS INDEPENDENT AUDITORS FOR 2004.	Management	For	For

ISSUER NAME: POPULAR, INC. MEETING DATE: 04/30/2004
TICKER: BPOP     SECURITY ID: 733174106
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT J.B. CARRION JR.* AS A DIRECTOR	Management	For	For
1.2	ELECT MANUEL MORALES JR.* AS A DIRECTOR	Management	For	For
1.3	ELECT J.R. VIZCARRONDO* AS A DIRECTOR	Management	For	For
1.4	ELECT MARIA LUISA FERRE** AS A DIRECTOR	Management	For	For
1.5	ELECT F.V. SALERNO** AS A DIRECTOR	Management	For	For
2	TO RATIFY THE SELECTION OF THE CORPORATION S INDEPENDENT AUDITORS FOR 2004.	Management	For	For
3	TO AMEND ARTICLE FIFTH OF THE RESTATED ARTICLES OF INCORPORATION TO INCREASE THE AUTHORIZED NUMBER OF SHARES OF COMMON STOCK, PAR VALUE $6, FROM 180,000,000 TO 470,000,000.	Management	For	Against
4	TO AMEND ARTICLE FIFTH OF THE RESTATED ARTICLES OF INCORPORATION TO INCREASE THE AUTHORIZED NUMBER OF SHARES OF PREFERRED STOCK WITHOUT PAR VALUE FROM 10,000,000 TO 30,000,000.	Management	For	Against
5	TO AMEND ARTICLE EIGHTH OF THE RESTATED ARTICLES OF INCORPORATION TO ELIMINATE THE REQUIREMENT THAT THE TOTAL NUMBER OF DIRECTORS SHALL ALWAYS BE AN ODD NUMBER.	Management	For	Against
6	TO APPROVE THE CORPORATION S 2004 OMNIBUS INCENTIVE PLAN.	Management	For	Against

ISSUER NAME: PRIVATEBANCORP, INC. MEETING DATE: 04/22/2004
TICKER: PVTB     SECURITY ID: 742962103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT ROBERT F. COLEMAN AS A DIRECTOR	Management	For	For
1.2	ELECT JAMES M. GUYETTE AS A DIRECTOR	Management	For	For
1.3	ELECT PHILIP M. KAYMAN AS A DIRECTOR	Management	For	For
1.4	ELECT THOMAS F. MEAGHER AS A DIRECTOR	Management	For	For
1.5	ELECT WILLIAM J. PODL AS A DIRECTOR	Management	For	For
1.6	ELECT WILLIAM R. RYBAK AS A DIRECTOR	Management	For	For
2	THE AMENDMENT TO THE AMENDED AND RESTATED CERTIFICATE OF INCORPORATION, INCREASING THE NUMBER OF AUTHORIZED SHARES OF COMMON STOCK FROM 24,000,000 TO 39,000,000.	Management	For	For

ISSUER NAME: SANTANDER BANCORP MEETING DATE: 04/29/2004
TICKER: SBP     SECURITY ID: 802809103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT VICTOR ARBULU AS A DIRECTOR	Management	For	For
1.2	ELECT MARIA CALERO AS A DIRECTOR	Management	For	For
1.3	ELECT STEPHEN FERRIS AS A DIRECTOR	Management	For	For
2	TO RATIFY THE APPOINTMENT OF DELOITTE & TOUCHE LLP AS THE COMPANY S INDEPENDENT ACCOUNTANTS FOR FISCAL YEAR 2004.	Management	For	For

ISSUER NAME: SEI INVESTMENTS COMPANY MEETING DATE: 05/25/2004
TICKER: SEIC     SECURITY ID: 784117103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT ALFRED P. WEST, JR.* AS A DIRECTOR	Management	For	For
1.2	ELECT WILLIAM M. DORAN* AS A DIRECTOR	Management	For	For
1.3	ELECT HOWARD D. ROSS* AS A DIRECTOR	Management	For	For
1.4	ELECT THOMAS W. SMITH** AS A DIRECTOR	Management	For	For
2	RATIFICATION OF THE APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS SEI INVESTMENTS COMPANY S INDEPENDENT PUBLIC ACCOUNTANTS FOR 2004.	Management	For	For

ISSUER NAME: SILICON VALLEY BANCSHARES MEETING DATE: 04/22/2004
TICKER: SIVB     SECURITY ID: 827064106
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JAMES F. BURNS, JR. AS A DIRECTOR	Management	For	For
1.2	ELECT G. FELDA HARDYMON AS A DIRECTOR	Management	For	For
1.3	ELECT ALEX W. HART AS A DIRECTOR	Management	For	For
1.4	ELECT JAMES R. PORTER AS A DIRECTOR	Management	For	For
1.5	ELECT MICHAELA K. RODENO AS A DIRECTOR	Management	For	For
1.6	ELECT LARRY W. SONSINI AS A DIRECTOR	Management	For	For
1.7	ELECT KENNETH P. WILCOX AS A DIRECTOR	Management	For	For
2	APPROVE AN AMENDMENT TO THE SILICON VALLEY BANCSHARES 1997 EQUITY INCENTIVE PLAN TO RESERVE AN ADDITIONAL 1,500,000 SHARES OF COMMON STOCK FOR ISSUANCE THEREUNDER.	Management	For	For
3	TO RATIFY THE APPOINTMENT OF KPMG LLP AS THE COMPANY S INDEPENDENT AUDITORS.	Management	For	For

ISSUER NAME: SOUTHTRUST CORPORATION MEETING DATE: 04/21/2004
TICKER: SOTR     SECURITY ID: 844730101
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT CARL F. BAILEY AS A DIRECTOR	Management	For	For
1.2	ELECT JOHN M. BRADFORD AS A DIRECTOR	Management	For	For
1.3	ELECT WILLIAM C. HULSEY AS A DIRECTOR	Management	For	For
1.4	ELECT WALLACE D. MALONE, JR. AS A DIRECTOR	Management	For	For
2	RATIFICATION OF INDEPENDENT AUDITORS: RESPECTING PROPOSAL TO RATIFY THE SELECTION OF KPMG LLP AS SOUTHTRUST S PRINCIPAL INDEPENDENT AUDITORS FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004.	Management	For	For
3	RATIFICATION OF AMENDED AND RESTATED SENIOR OFFICER PERFORMANCE INCENTIVE PLAN: RESPECTING PROPOSAL TO APPROVE AND RATIFY THE AMENDED AND RESTATED SENIOR OFFICER PERFORMANCE INCENTIVE PLAN, AS DESCRIBED IN AND ATTACHED AS AN APPENDIX TO THE ACCOMPANYING PROXY STATEMENT OF THE COMPANY.	Management	For	For
4	RATIFICATION OF 2004 LONG-TERM INCENTIVE PLAN: RESPECTING PROPOSAL TO APPROVE AND RATIFY THE 2004 LONG-TERM INCENTIVE PLAN, AS DESCRIBED IN AND ATTACHED AS AN APPENDIX TO THE ACCOMPANYING PROXY STATEMENT OF THE COMPANY.	Management	For	For

ISSUER NAME: SOVEREIGN BANCORP, INC. MEETING DATE: 04/22/2004
TICKER: SOV     SECURITY ID: 845905108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT ANDREW C. HOVE, JR. AS A DIRECTOR	Management	For	For
1.2	ELECT DANIEL K. ROTHERMEL AS A DIRECTOR	Management	For	For
2	RATIFY THE APPOINTMENT OF ERNST & YOUNG LLP AS SOVEREIGN S INDEPENDENT AUDITORS FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004.	Management	For	For
3	APPROVE AN AMENDMENT TO SOVEREIGN S ARTICLES OF INCORPORATION TO INCREASE THE NUMBER OF AUTHORIZED SHARES OF COMMON STOCK FROM 400 MILLION SHARES TO 800 MILLION SHARES.	Management	For	For
4	APPROVE SOVEREIGN S 2004 BROAD-BASED STOCK INCENTIVE PLAN AND THE CONTINUATION OF SOVEREIGN S EMPLOYEE STOCK PURCHASE PLAN.	Management	For	For
5	APPROVE SOVEREIGN S BONUS RECOGNITION AND RETENTION PROGRAM.	Management	For	For

ISSUER NAME: STATE STREET CORPORATION MEETING DATE: 04/21/2004
TICKER: STT     SECURITY ID: 857477103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT K. BURNES AS A DIRECTOR	Management	For	For
1.2	ELECT D. GRUBER AS A DIRECTOR	Management	For	For
1.3	ELECT L. HILL AS A DIRECTOR	Management	For	For
1.4	ELECT C. LAMANTIA AS A DIRECTOR	Management	For	For
1.5	ELECT R. WEISSMAN AS A DIRECTOR	Management	For	For
2	TO VOTE ON A STOCKHOLDER PROPOSAL TO EXEMPT THE BOARD OF DIRECTORS FROM MASSACHUSETTS GENERAL LAWS, CHAPTER 156B, SECTION 50A(A).	Shareholder	Against	For

ISSUER NAME: SUNTRUST BANKS, INC. MEETING DATE: 04/20/2004
TICKER: STI     SECURITY ID: 867914103
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT J. HICKS LANIER AS A DIRECTOR	Management	For	For
1.2	ELECT LARRY L. PRINCE AS A DIRECTOR	Management	For	For
1.3	ELECT FRANK S. ROYAL, M.D. AS A DIRECTOR	Management	For	For
1.4	ELECT ROBERT M. BEALL, II AS A DIRECTOR	Management	For	For
1.5	ELECT JEFFREY C. CROWE AS A DIRECTOR	Management	For	For
2	PROPOSAL TO RATIFY THE APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT AUDITORS FOR 2004.	Management	For	For
3	PROPOSAL TO APPROVE THE COMPANY S 2004 STOCK PLAN.	Management	For	Against

ISSUER NAME: SYNOVUS FINANCIAL CORP. MEETING DATE: 04/22/2004
TICKER: SNV     SECURITY ID: 87161C105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JAMES H. BLANCHARD* AS A DIRECTOR	Management	For	For
1.2	ELECT C. EDWARD FLOYD* AS A DIRECTOR	Management	For	For
1.3	ELECT GARDINER W. GARRARD JR* AS A DIRECTOR	Management	For	For
1.4	ELECT V. NATHANIEL HANSFORD* AS A DIRECTOR	Management	For	For
1.5	ELECT ALFRED W. JONES III* AS A DIRECTOR	Management	For	For
1.6	ELECT H. LYNN PAGE* AS A DIRECTOR	Management	For	For
1.7	ELECT JAMES D. YANCEY* AS A DIRECTOR	Management	For	For
1.8	ELECT FRANK W. BRUMLEY** AS A DIRECTOR	Management	For	For
1.9	ELECT ELIZABETH W. CAMP** AS A DIRECTOR	Management	For	For
1.10	ELECT T. MICHAEL GOODRICH** AS A DIRECTOR	Management	For	For
1.11	ELECT J. NEAL PURCELL** AS A DIRECTOR	Management	For	For
1.12	ELECT WILLIAM B. TURNER, JR** AS A DIRECTOR	Management	For	For
2	TO RATIFY THE APPOINTMENT OF KPMG LLP AS SYNOVUS INDEPENDENT AUDITOR.	Management	For	For

ISSUER NAME: TCF FINANCIAL CORPORATION MEETING DATE: 04/28/2004
TICKER: TCB     SECURITY ID: 872275102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT LUELLA G. GOLDBERG AS A DIRECTOR	Management	For	For
1.2	ELECT GEORGE G. JOHNSON AS A DIRECTOR	Management	For	For
1.3	ELECT LYNN A. NAGORSKE AS A DIRECTOR	Management	For	For
1.4	ELECT RALPH STRANGIS AS A DIRECTOR	Management	For	For
2	RE-APPROVAL OF THE TCF PERFORMANCE-BASED COMPENSATION POLICY FOR COVERED EXECUTIVE OFFICERS.	Management	For	For
3	RENEWAL OF THE TCF INCENTIVE STOCK PROGRAM FOR AN ADDITIONAL TEN YEARS.	Management	For	Against
4	RE-APPROVAL OF THE PERFORMANCE-BASED GOALS AND LIMITS OF THE TCF INCENTIVE STOCK PROGRAM.	Management	For	For
5	ADVISORY VOTE ON THE APPOINTMENT OF KPMG LLP AS INDEPENDENT PUBLIC ACCOUNTANTS FOR 2004.	Management	For	For

ISSUER NAME: THE BANK OF NEW YORK COMPANY, INC. MEETING DATE: 04/13/2004
TICKER: BK     SECURITY ID: 064057102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT MR. BIONDI AS A DIRECTOR	Management	For	Withhold
1.2	ELECT MR. DONOFRIO AS A DIRECTOR	Management	For	Withhold
1.3	ELECT MR. GRIFFITH AS A DIRECTOR	Management	For	Withhold
1.4	ELECT MR. HASSELL AS A DIRECTOR	Management	For	Withhold
1.5	ELECT MR. KOGAN AS A DIRECTOR	Management	For	Withhold
1.6	ELECT MR. KOWALSKI AS A DIRECTOR	Management	For	Withhold
1.7	ELECT MR. LUKE AS A DIRECTOR	Management	For	Withhold
1.8	ELECT MR. MALONE AS A DIRECTOR	Management	For	Withhold
1.9	ELECT MR. MYNERS AS A DIRECTOR	Management	For	Withhold
1.10	ELECT MR. POZEN AS A DIRECTOR	Management	For	Withhold
1.11	ELECT MS. REIN AS A DIRECTOR	Management	For	Withhold
1.12	ELECT MR. RENYI AS A DIRECTOR	Management	For	Withhold
1.13	ELECT MR. RICHARDSON AS A DIRECTOR	Management	For	Withhold
1.14	ELECT MR. ROBERTS AS A DIRECTOR	Management	For	Withhold
1.15	ELECT MR. SCOTT AS A DIRECTOR	Management	For	Withhold
2	RATIFICATION OF AUDITORS	Management	For	For
3	APPROVAL OF AN AMENDMENT TO THE 2004 MANAGEMENT INCENTIVE COMPENSATION PLAN	Management	For	For
4	SHAREHOLDER PROPOSAL WITH RESPECT TO POLITICAL CONTRIBUTIONS	Shareholder	Against	Against
5	SHAREHOLDER PROPOSAL WITH RESPECT TO EXECUTIVE COMPENSATION	Shareholder	Against	Against
6	SHAREHOLDER PROPOSAL WITH RESPECT TO THE COMPOSITION OF THE RISK COMMITTEE	Shareholder	Against	Against
7	SHAREHOLDER PROPOSAL WITH RESPECT TO THE COMPANY S RIGHTS PLAN	Shareholder	Against	For

ISSUER NAME: THE PNC FINANCIAL SERVICES GROUP, IN MEETING DATE: 04/27/2004
TICKER: PNC     SECURITY ID: 693475105
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT MR. CHELLGREN AS A DIRECTOR	Management	For	For
1.2	ELECT MR. CLAY AS A DIRECTOR	Management	For	For
1.3	ELECT MR. COOPER AS A DIRECTOR	Management	For	For
1.4	ELECT MR. DAVIDSON AS A DIRECTOR	Management	For	For
1.5	ELECT MR. KELSON AS A DIRECTOR	Management	For	For
1.6	ELECT MR. LINDSAY AS A DIRECTOR	Management	For	For
1.7	ELECT MR. MASSARO AS A DIRECTOR	Management	For	For
1.8	ELECT MR. O'BRIEN AS A DIRECTOR	Management	For	For
1.9	ELECT MS. PEPPER AS A DIRECTOR	Management	For	For
1.10	ELECT MR. ROHR AS A DIRECTOR	Management	For	For
1.11	ELECT MS. STEFFES AS A DIRECTOR	Management	For	For
1.12	ELECT MR. STRIGL AS A DIRECTOR	Management	For	For
1.13	ELECT MR. THIEKE AS A DIRECTOR	Management	For	For
1.14	ELECT MR. USHER AS A DIRECTOR	Management	For	For
1.15	ELECT MR. WASHINGTON AS A DIRECTOR	Management	For	For
1.16	ELECT MR. WEHMEIER AS A DIRECTOR	Management	For	For

ISSUER NAME: TRAVELERS PROPERTY CASUALTY CORP. MEETING DATE: 03/19/2004
TICKER: TAPA     SECURITY ID: 89420G109
TICKER: TAPB     SECURITY ID: 89420G406
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1	PROPOSAL TO APPROVE THE AGREEMENT AND PLAN OF MERGER DATED AS OF NOVEMBER 16, 2003, AS AMENDED, AMONG THE ST. PAUL COMPANIES, INC., TRAVELERS PROPERTY CASUALTY CORP. AND ADAMS ACQUISITION CORP., AND THE TRANSACTIONS CONTEMPLATED BY THE MERGER AGREEMENT, INCLUDING THE MERGER.	Management	For	For

ISSUER NAME: U.S. BANCORP MEETING DATE: 04/20/2004
TICKER: USB     SECURITY ID: 902973304
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT V. BUYNISKI GLUCKMAN AS A DIRECTOR	Management	For	For
1.2	ELECT ARTHUR D. COLLINS, JR. AS A DIRECTOR	Management	For	For
1.3	ELECT JERRY W. LEVIN AS A DIRECTOR	Management	For	For
1.4	ELECT THOMAS E. PETRY AS A DIRECTOR	Management	For	For
1.5	ELECT RICHARD G. REITEN AS A DIRECTOR	Management	For	For
2	RATIFY SELECTION OF ERNST & YOUNG LLP AS INDEPENDENT AUDITORS FOR THE 2004 FISCAL YEAR.	Management	For	For
3	SHAREHOLDER PROPOSAL: COMPENSATION SYSTEM FOR SENIOR EXECUTIVES.	Shareholder	Against	Against
4	SHAREHOLDER PROPOSAL: SUPPLEMENTAL EXECUTIVE RETIREMENT BENEFITS.	Shareholder	Against	Against
5	SHAREHOLDER PROPOSAL: SIMPLE MAJORITY VOTING.	Shareholder	Against	For

ISSUER NAME: UNIONBANCAL CORPORATION MEETING DATE: 04/28/2004
TICKER: UB     SECURITY ID: 908906100
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT DAVID R. ANDREWS AS A DIRECTOR	Management	For	For
1.2	ELECT L. DALE CRANDALL AS A DIRECTOR	Management	For	For
1.3	ELECT RICHARD D. FARMAN AS A DIRECTOR	Management	For	For
1.4	ELECT STANLEY F. FARRAR AS A DIRECTOR	Management	For	For
1.5	ELECT PHILIP B. FYLNN AS A DIRECTOR	Management	For	For
1.6	ELECT MICHAEL J. GILLFILLAN AS A DIRECTOR	Management	For	For
1.7	ELECT RICHARD C. HARTNACK AS A DIRECTOR	Management	For	For
1.8	ELECT NORIMICHI KANARI AS A DIRECTOR	Management	For	For
1.9	ELECT SATORU KISHI AS A DIRECTOR	Management	For	For
1.10	ELECT MONICA C. LOZANO AS A DIRECTOR	Management	For	For
1.11	ELECT MARY S. METZ AS A DIRECTOR	Management	For	For
1.12	ELECT TAKAHIRO MORIGUCHI AS A DIRECTOR	Management	For	For
1.13	ELECT J. FERNANDO NIEBLA AS A DIRECTOR	Management	For	For
1.14	ELECT TAKAHARU SAEGUSA AS A DIRECTOR	Management	For	For
1.15	ELECT TETSUO SHIMURA AS A DIRECTOR	Management	For	For
2	TO AMEND THE 1997 UNIONBANCAL CORPORATION PERFORMANCE SHARE PLAN.	Management	For	Against
3	TO RATIFY THE SELECTION OF UNIONBANCAL CORPORATION S INDEPENDENT AUDITORS, DELOITTE & TOUCHE LLP, FOR 2004.	Management	For	For
4	TO APPROVE A STOCKHOLDER PROPOSAL REGARDING CUMULATIVE VOTING.	Shareholder	Against	Abstain

ISSUER NAME: VALLEY NATIONAL BANCORP MEETING DATE: 04/07/2004
TICKER: VLY     SECURITY ID: 919794107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT ANDREW B. ABRAMSON AS A DIRECTOR	Management	For	For
1.2	ELECT PAMELA BRONANDER AS A DIRECTOR	Management	For	For
1.3	ELECT JOSEPH COCCIA, JR. AS A DIRECTOR	Management	For	For
1.4	ELECT ERIC P. EDELSTEIN AS A DIRECTOR	Management	For	For
1.5	ELECT MARY J STEELE GUILFOILE AS A DIRECTOR	Management	For	For
1.6	ELECT H. DALE HEMMERDINGER AS A DIRECTOR	Management	For	For
1.7	ELECT GRAHAM O. JONES AS A DIRECTOR	Management	For	For
1.8	ELECT WALTER H. JONES, III AS A DIRECTOR	Management	For	For
1.9	ELECT GERALD KORDE AS A DIRECTOR	Management	For	For
1.10	ELECT GERALD H. LIPKIN AS A DIRECTOR	Management	For	For
1.11	ELECT ROBINSON MARKEL AS A DIRECTOR	Management	For	For
1.12	ELECT ROBERT E. MCENTEE AS A DIRECTOR	Management	For	For
1.13	ELECT RICHARD S. MILLER AS A DIRECTOR	Management	For	For
1.14	ELECT BARNETT RUKIN AS A DIRECTOR	Management	For	For
1.15	ELECT PETER SOUTHWAY AS A DIRECTOR	Management	For	For
1.16	ELECT LEONARD J. VORCHEIMER AS A DIRECTOR	Management	For	For
2	IN THEIR DISCRETION, UPON SUCH OTHER MATTERS AS MAY PROPERLY COME BEFORE THE MEETING.	Management	For	Abstain

ISSUER NAME: W HOLDING COMPANY, INC. MEETING DATE: 05/18/2004
TICKER: WHI     SECURITY ID: 929251106
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT CESAR A. RUIZ AS A DIRECTOR	Management	For	For
1.2	ELECT PEDRO R. DOMINGUEZ AS A DIRECTOR	Management	For	For
2	TO RATIFY THE APPOINTMENT OF DELOITTE & TOUCHE LLP, AS INDEPENDENT AUDITORS OF THE COMPANY FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004.	Management	For	For

ISSUER NAME: WACHOVIA CORPORATION MEETING DATE: 04/20/2004
TICKER: WB     SECURITY ID: 929903102
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT JAMES S. BALLOUN AS A DIRECTOR	Management	For	For
1.2	ELECT JOHN T. CASTEEN, III AS A DIRECTOR	Management	For	For
1.3	ELECT JOSEPH NEUBAUER AS A DIRECTOR	Management	For	For
1.4	ELECT LANTY L. SMITH AS A DIRECTOR	Management	For	For
1.5	ELECT DONA DAVIS YOUNG AS A DIRECTOR	Management	For	For
2	A WACHOVIA PROPOSAL TO RATIFY THE APPOINTMENT OF KPMG LLP AS AUDITORS FOR THE YEAR 2004.	Management	For	For
3	A STOCKHOLDER PROPOSAL, WHICH MANAGEMENT OPPOSES, REGARDING NOMINATING DIRECTORS.	Shareholder	Against	Against
4	A STOCKHOLDER PROPOSAL, WHICH MANAGEMENT OPPOSES, REGARDING REPORTING POLITICAL INFORMATION.	Shareholder	Against	Against
5	A STOCKHOLDER PROPOSAL, WHICH MANAGEMENT OPPOSES, REGARDING SEPARATING THE OFFICES OF CHAIRMAN AND CHIEF EXECUTIVE OFFICER.	Shareholder	Against	Against

ISSUER NAME: WELLS FARGO & COMPANY MEETING DATE: 04/27/2004
TICKER: WFC     SECURITY ID: 949746101
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT J.A. BLANCHARD III AS A DIRECTOR	Management	For	For
1.2	ELECT SUSAN E. ENGEL AS A DIRECTOR	Management	For	For
1.3	ELECT ENRIQUE HERNANDEZ, JR. AS A DIRECTOR	Management	For	For
1.4	ELECT ROBERT L. JOSS AS A DIRECTOR	Management	For	For
1.5	ELECT REATHA CLARK KING AS A DIRECTOR	Management	For	For
1.6	ELECT RICHARD M. KOVACEVICH AS A DIRECTOR	Management	For	For
1.7	ELECT RICHARD D. MCCORMICK AS A DIRECTOR	Management	For	For
1.8	ELECT CYNTHIA H. MILLIGAN AS A DIRECTOR	Management	For	For
1.9	ELECT PHILIP J. QUIGLEY AS A DIRECTOR	Management	For	For
1.10	ELECT DONALD B. RICE AS A DIRECTOR	Management	For	For
1.11	ELECT JUDITH M. RUNSTAD AS A DIRECTOR	Management	For	For
1.12	ELECT STEPHEN W. SANGER AS A DIRECTOR	Management	For	For
1.13	ELECT SUSAN G. SWENSON AS A DIRECTOR	Management	For	For
1.14	ELECT MICHAEL W. WRIGHT AS A DIRECTOR	Management	For	For
2	PROPOSAL TO APPROVE THE COMPANY S SUPPLEMENTAL 401(K) PLAN.	Management	For	For
3	PROPOSAL TO RATIFY APPOINTMENT OF KPMG LLP AS INDEPENDENT AUDITORS FOR 2004.	Management	For	For
4	STOCKHOLDER PROPOSAL REGARDING EXPENSING STOCK OPTIONS.	Shareholder	Against	Against
5	STOCKHOLDER PROPOSAL REGARDING RESTRICTED STOCK.	Shareholder	Against	Against
6	STOCKHOLDER PROPOSAL REGARDING EXECUTIVE COMPENSATION AND PREDATORY LENDING.	Shareholder	Against	Against
7	STOCKHOLDER PROPOSAL REGARDING POLITICAL CONTRIBUTIONS.	Shareholder	Against	Against

ISSUER NAME: WINTRUST FINANCIAL CORPORATION MEETING DATE: 05/27/2004
TICKER: WTFC     SECURITY ID: 97650W108
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT BRUCE K. CROWTHER AS A DIRECTOR	Management	For	For
1.2	ELECT BERT A. GETZ, JR. AS A DIRECTOR	Management	For	For
1.3	ELECT PAUL J. LISKA AS A DIRECTOR	Management	For	For
1.4	ELECT ALBIN F. MOSCHNER AS A DIRECTOR	Management	For	For
1.5	ELECT INGRID S. STAFFORD AS A DIRECTOR	Management	For	For
2	APPROVAL OF AMENDMENT TO THE 1997 STOCK INCENTIVE PLAN, AS DESCRIBED IN THE PROXY STATEMENT.	Management	For	Against

ISSUER NAME: ZIONS BANCORPORATION MEETING DATE: 04/30/2004
TICKER: ZION     SECURITY ID: 989701107
Proposal No	Proposal	Proposed By	Management Recommendation	Vote Cast
1.1	ELECT ROGER B. PORTER AS A DIRECTOR	Management	For	For
1.2	ELECT L.E. SIMMONS AS A DIRECTOR	Management	For	For
1.3	ELECT STEVEN C. WHEELWRIGHT AS A DIRECTOR	Management	For	For
2	TO RATIFY THE APPOINTMENT OF THE COMPANY S INDEPENDENT AUDITORS FOR FISCAL 2004.	Management	For	For
3	TO TRANSACT ANY OTHER SUCH BUSINESS AS MAY PROPERLY COME BEFORE THE MEETING.	Management	For	Abstain