Notes Receivable –

In the quarter ended

September 30, 2017,

we entered into a Loan Agreement with a privately-held identity and professional services company with ties to the FinTech industry. We committed to lend up to

$1,500,000

with an initial advance of

$750,000.

In the quarter ended

December 31, 2017,

we advanced an additional

$500,000

for a total advancement of

$1,250,000

as of

December 31, 2017.

In the quarter ended

June 30, 2018,

we advanced the final

$250,000

increment on the Loan Agreement. The loan bears interest at the rate of

6.0

percent annually with the maturity date for each Promissory Note on the

fourth

anniversary of funding of such Promissory Note, extendable by

one

additional year at the borrower’s election. We are entitled to purchase, at a nominal price, certain Warrant Units in conjunction with each advance. Upon exercising the Warrant Units, we are entitled to receive up to

fourteen

percent ownership of Common A Units in the company.

Additionally, on

March 16, 2018,

we advanced

$250,000,

June 13, 2018,

we advanced

$225,000,

and on

September 25, 2018,

we advanced

$75,000

three

separate simple Promissory Notes to the aforementioned identity and professional services company. Each note bears interest at the rate of

6.0

percent annually with the maturity date

six

months from the date of funding the Note. On

September 16, 2018,

we extended the maturity date on the

first

of these Promissory Notes an additional

six

months to

March 16, 2019.

In the quarter ended

March 31, 2018,

we entered into a Convertible Loan Agreement with a private limited India based company in the FinTech industry. We committed to lend up to

$435,000

with an initial advance of

$235,000.

The loan bears interest at the rate of

5.0

percent annually with the maturity date on the

third

anniversary of funding of such Promissory Note. We are entitled to convert the principal on the initial note for up to

ten

percent ownership of shares of the company.