Future Policy Benefit Reserves (Tables)

12 Months Ended

Dec. 31, 2011

Schedule Of Liability For Future Policy Benefits, Interest Assumptions On Individual Life Insurance

A summary of the assumptions used in determining the liability for future policy benefits at December 31, 2011 is as follows:

Individual Life Insurance

Interest assumptions:

Years of Issue	Interest Rates		Percent of Liability
1917-2011		2.5% to 5.75%		11	%
1985-2011		6.0%		29
1986-1992		7.0% graded to 6.0%		7
1954-2000		8.0% graded to 6.0%		11
1951-1985		8.5% graded to 6.0%		4
1984-2011		6.75%		4
2011-2011		5.75% graded to 6.75%		1
2000-2011		7.0%		19
1984-2011		Interest Sensitive		14
				100	%

Schedule Of Liability For Future Policy Benefits, Interest Assumptions For Individual Health

Individual Health Insurance

Interest assumptions:

Years of Issue	Interest Rates		Percent of Liability
1955-2011		2.5% to 5.75%		2	%
1993-2011		6.0%		60
1986-1992		7.0% graded to 6.0%		26
1955-2000		8.0% graded to 6.0%		6
1951-1986		8.5% graded to 6.0%		1
2008-2010		6.75%		1
2001-2007		7.0%		4
				100	%