Exhibit 21. Subsidiaries of the Registrant

The following table lists subsidiaries of the registrant which meet the definition of “significant subsidiary” according to Regulation S-X:

Company	State of Incorporation	Name Under Which Company Does Business
American Income Life Insurance Company	Indiana	American Income Life     Insurance Company
Globe Life And Accident Insurance Company	Delaware	Globe Life And Accident     Insurance Company
Liberty National Life Insurance Company	Alabama	Liberty National Life     Insurance Company
United American Insurance Company	Delaware	United American     Insurance Company
United Investors Life Insurance Company	Missouri	United Investors Life     Insurance Company

All other exhibits required by Regulation S-K are listed as to location in the “Index of documents filed as a part of this report” on pages 93 through 96 of this report. Exhibits not referred to have been omitted as inapplicable or not required.

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