EXHIBIT 23(i)-(p)

              CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS

The Board of Directors
Torchmark Corporation:

We consent to incorporation by reference in the Registration Statements (Nos.
2-76378, 2-93760, 33-23580, 33-1032, 33-65507, 333-27111, 333-40604, and 333-
83317) on Forms S-8 of our report dated January 29, 1999, except for note 18
which is as of February 10, 1999 relating to the consolidated statements of
operations, comprehensive income, shareholders' equity, and cash flows and
related schedules of Torchmark Corporation and Subsidiaries for the year ended
December 31, 1998, which appears in the December 31, 2000 Annual Report on
Form 10-K of Torchmark Corporation.

                                         /s/ KPMG LLP

Birmingham, Alabama
March 23, 2001