15630496v4 Execution Version FIRST AMENDMENT TO AMENDED AND RESTATED CREDIT AGREEMENT This FIRST AMENDMENT TO AMENDED AND RESTATED CREDIT AGREEMENT (this “Amendment”), dated as of January 10, 2023, is entered into by and among GLOBE LIFE INC., a Delaware corporation (the “Borrower”), TMK RE, LTD., a Bermuda reinsurance corporation (“TMK”), the Lenders party hereto and BANK OF AMERICA, N.A., as Administrative Agent. RECITALS A. The Borrower, TMK, the several lenders from time to time party thereto (the “Lenders”), and the Administrative Agent are party to the Amended and Restated Credit Agreement, dated as of September 30, 2021 (the ”Credit Agreement). Capitalized terms used but not defined herein shall have the meanings assigned to such terms in the Credit Agreement as amended by this Amendment. B. The Loan Parties have requested that the Lenders amend the Credit Agreement on the terms and conditions set forth herein. STATEMENT OF AGREEMENT NOW, THEREFORE, in consideration of the foregoing and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows: ARTICLE I AMENDMENTS TO CREDIT AGREEMENT Upon the effectiveness of this Amendment, the Credit Agreement shall hereby be amended as follows: 1.1 Composite Credit Agreement. The Credit Agreement is hereby amended to delete the stricken text (indicated textually in the same manner as the following example: stricken text) and to add the double-underlined text (indicated textually in the same manner as the following example: double-underlined text) as set forth on Annex A hereto. 1.2 Exhibits to Credit Agreement. Exhibit C to the Credit Agreement is hereby amended and replaced in its entirety with the exhibit attached hereto as Annex B. ARTICLE II CONDITIONS OF EFFECTIVENESS 2.1 The amendments set forth in ARTICLE I shall become effective as of the date (the “Amendment Effective Date”) when, and only when, the Administrative Agent shall have received

15630496v4 2 counterparts of this Amendment, duly executed by the Loan Parties, the Administrative Agent and each of the Lenders. ARTICLE III REPRESENTATIONS AND WARRANTIES 3.1 To induce the Administrative Agent and the Lenders to enter into this Amendment, the Borrower represents and warrants to the Administrative Agent and the Lenders on and as of the date hereof, that: (i) it has taken all necessary action to authorize the execution, delivery and performance of this Amendment, (ii) this Amendment has been duly executed and delivered by the Borrower and constitutes the Borrower’s legal, valid and binding obligations, enforceable in accordance with its terms, except as such enforcement may be limited by bankruptcy, insolvency, reorganization, moratorium or similar state or federal debtor relief laws from time to time in effect which affect the enforcement of creditors’ rights in general and the availability of equitable remedies, (iii) no consent, approval, authorization or order of, or filing, registration or qualification with, any court or Governmental Authority or third party is required in connection with the execution, delivery or performance by the Borrower of this Amendment, (iv) both before and after giving effect to this Amendment, the representations and warranties set forth in Article V of the Credit Agreement are true and correct as of the date hereof (except for those which expressly relate to an earlier date, in which case they shall be true and correct as of such earlier date), (v) both before and after giving effect to this Amendment, no event has occurred and is continuing which constitutes a Default or an Event of Default and (vi) the Loans are not reduced by this Amendment and are not subject to any offsets, defenses or counterclaims. ARTICLE IV ACKNOWLEDGEMENT AND CONFIRMATION 4.1 The Borrower hereby confirms and agrees that, after giving effect to this Amendment, the Credit Agreement and the other Loan Documents to which it is a party remain in full force and effect and enforceable against the Borrower in accordance with their respective terms, as modified hereby, and shall not be discharged, diminished, limited or otherwise affected in any respect. ARTICLE V MISCELLANEOUS 5.1 Governing Law. THIS AMENDMENT SHALL BE GOVERNED BY AND CONSTRUED AND ENFORCED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK (WITHOUT REGARD TO THE CONFLICTS OF LAW PROVISIONS THEREOF). 5.2 Loan Document. As used in the Credit Agreement, “hereinafter,” “hereto,” “hereof,” and words of similar import shall, unless the context otherwise requires, mean the Credit Agreement after amendment by this Amendment. Any reference to the Credit Agreement or any of the other Loan Documents herein or in any such documents shall refer to the Credit Agreement

15630496v4 3 and the other Loan Documents as amended hereby. This Amendment is limited to the matters expressly set forth herein, and shall not constitute or be deemed to constitute an amendment, modification or waiver of any provision of the Credit Agreement except as expressly set forth herein. This Amendment shall constitute a Loan Document under the terms of the Credit Agreement. 5.3 Expenses. The Borrower shall pay all reasonable and documented fees and expenses of counsel to the Administrative Agent in connection with the preparation, negotiation, execution and delivery of this Amendment. 5.4 Severability. To the extent any provision of this Amendment is prohibited by or invalid under the applicable law of any jurisdiction, such provision shall be ineffective only to the extent of such prohibition or invalidity and only in any such jurisdiction, without prohibiting or invalidating such provision in any other jurisdiction or the remaining provisions of this Amendment in any jurisdiction. 5.5 Successors and Assigns. This Amendment shall be binding upon, inure to the benefit of and be enforceable by the respective successors and permitted assigns of the parties hereto. 5.6 Construction. The headings of the various sections and subsections of this Amendment have been inserted for convenience only and shall not in any way affect the meaning or construction of any of the provisions hereof. 5.7 Counterparts; Integration. This Amendment may be executed and delivered via facsimile or electronic format with the same force and effect as if an original were executed and may be signed in any number of counterparts, each of which shall be an original, with the same effect as if the signatures hereto were upon the same instrument. The words “executed,” “signed,” “signature,” and words of like import in shall be deemed to include electronic signatures or the keeping of records in electronic form, each of which shall be of the same legal effect, validity or enforceability as a manually executed signature or the use of a paper-based recordkeeping system, as the case may be, to the extent and as provided for in any Applicable Law, including the Federal Electronic Signatures in Global and National Commerce Act, the New York State Electronic Signatures and Records Act, or any other similar state laws based on the Uniform Electronic Transactions Act. This Amendment constitutes the entire contract among the parties hereto with respect to the subject matter hereof and supersedes any and all prior agreements and understandings, oral or written, relating to the subject matter hereof. [remainder of page intentionally left blank]

SIGNATURE PAGE TO FIRST AMENDMENT TO AMENDED AND RESTATED CREDIT AGREEMENT U.S. BANK NATIONAL ASSOCIATION, as a Lender By: __________________________________ Name: Glenn Schuermann Title: Vice President

SIGNATURE PAGE TO FIRST AMENDMENT TO AMENDED AND RESTATED CREDIT AGREEMENT WELLS FARGO BANK, NATIONAL ASSOCIATION, as a Lender By: Name: Eva Sverdlova Title: Vice President, Portfolio Manager

SIGNATURE PAGE TO FIRST AMENDMENT TO AMENDED AND RESTATED CREDIT AGREEMENT REGIONS BANK, as a Lender By: Name: William Soo Title: Director

SIGNATURE PAGE TO FIRST AMENDMENT TO AMENDED AND RESTATED CREDIT AGREEMENT COMERICA BANK, as a Lender By: Name: John Smithson Title: Vice President

SIGNATURE PAGE TO FIRST AMENDMENT TO AMENDED AND RESTATED CREDIT AGREEMENT KeyBank National Association, as a Lender By: Name: David Raczka Title: Senior Vice President

15630496v4 Annex A [See attached]

%&'()*+&,%$-.%%-/)))%%%&'()*+&,* ExecutionConformed Version through First Amendment to Amended and Restated Credit Agreement, dated as of January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`?$56?L A@M7O96$P?9U 2DF SA576S$P?9U 2I$4B[0B\:;1DG2GCBD$?E1DGI

15630495v1 27112.0001115630495v4 TABLE OF CONTENTS Page -i- ARTICLE I DEFINITIONS AND ACCOUNTING TERMS ............................................. 128 1.01 Defined Terms ................................................................................................... 128 1.02 Other Interpretive Provisions ........................................................................... 3155 1.03 Accounting Terms. ........................................................................................... 3256 1.04 Rounding .......................................................................................................... 3257 1.05 Times of Day.................................................................................................... 3257 1.06 Letter of Credit Amounts ................................................................................. 3257 1.07 Divisions .......................................................................................................... 3257 1.08 Rates ................................................................................................................. 3358 ARTICLE II THE COMMITMENTS AND CREDIT EXTENSIONS ........................... 33THE COMMITMENTS AND CREDIT EXTENSIONS .......................................... 58 2.01 Loans ................................................................................................................ 3358 2.02 Borrowings, Conversions and Continuations of Loans. .................................. 3359 2.03 Letters of Credit. .............................................................................................. 3561 2.04 Swing Line Loans. ........................................................................................... 4874 2.05 Prepayments. .................................................................................................... 5177 2.06 Termination or Reduction of Commitments .................................................... 5278 2.07 Repayment of Loans. ....................................................................................... 5379 2.08 Interest.............................................................................................................. 5379 2.09 Fees .................................................................................................................. 5480 2.10 Computation of Interest and Fees .................................................................... 5480 2.11 Evidence of Debt.............................................................................................. 5481 2.12 Payments Generally; Administrative Agent’s Clawback. ............................... 5581 2.13 Sharing of Payments by Lenders ..................................................................... 5783 2.14 Increase in Commitments. ............................................................................... 5884 2.15 Defaulting Lenders........................................................................................... 5986 2.16 Extension of Maturity Date. ............................................................................. 6288 2.17 ESG Amendment ............................................................................................. 6490 2.18 Sustainability Coordinator ............................................................................... 6491 ARTICLE III TAXES, YIELD PROTECTION AND ILLEGALITY ................................ 6591 3.01 Taxes. ............................................................................................................... 6591 3.02 Illegality ........................................................................................................... 6995 3.03 Inability to Determine Rates ............................................................................ 6996 3.04 Increased Costs; Reserves on Eurodollar Rate Loans. ..................................... 7298 3.05 Compensation for Losses ............................................................................... 74100 3.06 Mitigation Obligations; Replacement of Lenders. ......................................... 74100 3.07 Survival .......................................................................................................... 75101 ARTICLE IV CONDITIONS PRECEDENT TO CREDIT EXTENSIONS ..................... 75101 4.01 Conditions of Effective Date ......................................................................... 75101

15630495v1 27112.0001115630495v4 TABLE OF CONTENTS (continued) Page -ii- 4.02 Conditions to all Credit Extensions ............................................................... 77103 ARTICLE V REPRESENTATIONS AND WARRANTIES ........................................... 78104 5.01 Existence, Qualification and Power; Compliance with Laws ........................ 78104 5.02 Authorization; No Contravention .................................................................. 78104 5.03 Governmental Authorization; Other Consents............................................... 79105 5.04 Binding Effect ................................................................................................ 79105 5.05 Financial Statements; No Material Adverse Effect. ...................................... 79105 5.06 Litigation ........................................................................................................ 79106 5.07 No Default ...................................................................................................... 80106 5.08 Ownership of Property; Liens ........................................................................ 80106 5.09 Insurance ........................................................................................................ 80106 5.10 Taxes .............................................................................................................. 80106 5.11 ERISA Compliance. ....................................................................................... 80106 5.12 Subsidiaries; Equity Interests ......................................................................... 81107 5.13 Margin Regulations; Investment Company Act. ........................................... 81107 5.14 Disclosure ...................................................................................................... 81108 5.15 Compliance with Laws .................................................................................. 82108 5.16 Insurance Licenses ......................................................................................... 82108 5.17 First Priority Interest ...................................................................................... 82108 5.18 OFAC; Anti-Corruptions Laws...................................................................... 82108 5.19 Covered Entities ............................................................................................. 83109 ARTICLE VI AFFIRMATIVE COVENANTS ................................................................. 83109 6.01 Financial Statements ...................................................................................... 83109 6.02 Certificates; Other Information ...................................................................... 84110 6.03 Notices ........................................................................................................... 86112 6.04 Payment of Taxes ........................................................................................... 87113 6.05 Preservation of Existence, Etc ....................................................................... 87113 6.06 Maintenance of Properties ............................................................................. 87113 6.07 Maintenance of Insurance .............................................................................. 87114 6.08 Compliance with Laws .................................................................................. 88114 6.09 Books and Records ........................................................................................ 88114 6.10 Inspection Rights ........................................................................................... 88114 6.11 Use of Proceeds.............................................................................................. 88114 6.12 Further Assurances......................................................................................... 88114 6.13 Collateral Requirements................................................................................. 89115 6.14 Conduct of Insurance Business ...................................................................... 89115 6.15 Anti-Corruption Laws; Sanctions .................................................................. 89115 ARTICLE VII NEGATIVE COVENANTS ........................................................................ 89116 7.01 Liens ............................................................................................................... 89116

15630495v1 27112.0001115630495v4 TABLE OF CONTENTS (continued) Page -iii- 7.02 Subsidiary Indebtedness................................................................................. 90116 7.03 Acquisitions ................................................................................................... 90116 7.04 Fundamental Changes .................................................................................... 90117 7.05 Dispositions.................................................................................................... 91117 7.06 Use of Proceeds.............................................................................................. 91117 7.07 Financial Covenants. ...................................................................................... 91117 7.08 Sanctions ........................................................................................................ 91117 7.09 Anti-Corruption Laws .................................................................................... 91118 ARTICLE VIII EVENTS OF DEFAULT AND REMEDIES .............................................. 91118 8.01 Events of Default ........................................................................................... 91118 8.02 Remedies Upon Event of Default .................................................................. 94120 8.03 Application of Funds...................................................................................... 95121 ARTICLE IX ADMINISTRATIVE AGENT .................................................................... 96122 9.01 Appointment and Authority. .......................................................................... 96122 9.02 Rights as a Lender .......................................................................................... 96122 9.03 Exculpatory Provisions .................................................................................. 96123 9.04 Reliance by Administrative Agent ................................................................. 97124 9.05 Delegation of Duties ...................................................................................... 98124 9.06 Resignation of Administrative Agent ............................................................ 98124 9.07 Non-Reliance on Administrative Agent and Other Lenders .......................... 99125 9.08 No Other Duties, Etc .................................................................................... 100126 9.09 Administrative Agent May File Proofs of Claim ......................................... 100126 9.10 No Other Duties, etc .................................................................................... 101127 9.11 Certain ERISA Matters. ............................................................................... 101127 9.12 Recovery of Erroneous Payments ................................................................ 102128 ARTICLE X MISCELLANEOUS .................................................................................. 102129 10.01 Amendments, Etc ......................................................................................... 102129 10.02 Notices; Effectiveness; Electronic Communication. ................................... 104130 10.03 No Waiver; Cumulative Remedies; Enforcement........................................ 106132 10.04 Expenses; Indemnity; Damage Waiver. ....................................................... 107133 10.05 Payments Set Aside...................................................................................... 109135 10.06 Successors and Assigns; Participations. ...................................................... 109136 10.07 Confidentiality ............................................................................................. 114140 10.08 Right of Setoff.............................................................................................. 115141 10.09 Interest Rate Limitation ............................................................................... 115142 10.10 Counterparts; Integration; Effectiveness ...................................................... 115142 10.11 Survival of Representations and Warranties ................................................ 116143 10.12 Severability .................................................................................................. 117143 10.13 Replacement of Lenders .............................................................................. 117143

15630495v1 27112.0001115630495v4 TABLE OF CONTENTS (continued) Page -iv- 10.14 Governing Law; Jurisdiction; Etc. ............................................................... 118144 10.15 Waiver of Jury Trial ..................................................................................... 119145 10.16 Exceptions to Covenants .............................................................................. 119146 10.17 No Strict Construction ................................................................................. 119146 10.18 USA PATRIOT Act Notice ......................................................................... 119146 10.19 Guaranty. ...................................................................................................... 119146 10.20 No Advisory or Fiduciary Responsibility .................................................... 123150 10.21 ENTIRE AGREEMENT .............................................................................. 124151 10.22 Amendment and Restatement; No Novation ............................................... 124151 10.23 Acknowledgment and Consent to Bail-In of Affected Financial Institutions124151 10.24 Acknowledgement Regarding Any Supported QFCs .................................. 125152

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%&'()*+&,* AMENDED AND RESTATED CREDIT AGREEMENT SQCI$?T@90@0$?90$A@6S?S@0$4A@07S$?MA@@T@9S$fk?E=11;1DGlg$CI$1DG1=1F CDGB$2I$BJ$61KG1;<1=$()L -)-%L$2;BDE$12\Q$31DF1=$J=B;$GC;1$GB$GC;1$K2=GV$Q1=1GB$f\B331\GC,13VL GQ1$ kN1DF1=Il$ 2DF$ CDFC,CF:233VL$ 2$ kN1DF1=lgL$P?9U$OH$?T@A74?L$9/?/L$ 2I$?F;CDCIG=2GC,1 ?E1DGL$6RCDE$NCD1$N1DF1=$2DF$NY4$?F;CDCIG=2GB=L$MNOP@$N7H@$794/L$2$0132R2=1$\B=KB=2GCBD fGQ1$kPB==BR1=lgL$2DF$STU$A@L$NS0/L$2$P1=;:F2$=1CDI:=2D\1$\B=KB=2GCBD$fkSTUlg/ SQ1$NB2D$82=GC1IL$ GQ1$31DF1=I$K2=GC1I$GQ1=1GB$2DF$GQ1$?F;CDCIG=2GC,1$?E1DG$1DG1=1F$CDGB GQ2G$\1=G2CD$4=1FCG$?E=11;1DGL$F2G1F$?:E:IG$-*L$-)-)$fGQ1$k@eCIGCDE$4=1FCG$?E=11;1DGlg/$SQ1 NB2D$82=GC1I$Q2,1$=1j:1IG1FL$2DF$I:<m1\G$GB$GQ1$G1=;I$2DF$\BDFCGCBDI$I1G$JB=GQ$CD$GQCI$?E=11;1DGL GQ1$?F;CDCIG=2GC,1$?E1DG$2DF$GQ1$N1DF1=I$Q2,1$2E=11F$GB$2;1DF$2DF$=1IG2G1$GQ1$@eCIGCDE$4=1FCG ?E=11;1DG/ 7D$ \BDICF1=2GCBD$ BJ$ GQ1$;:G:23$ \B,1D2DGI$ 2DF$ 2E=11;1DGI$ Q1=1CD$ \BDG2CD1FL$ GQ1$K2=GC1I Q1=1GB$\B,1D2DG$2DF$2E=11$2I$JB33BRI> ARTICLE I DEFINITIONS AND ACCOUNTING TERMS 1.01 Defined Terms/ $?I$:I1F$CD$GQCI$?E=11;1DGL$GQ1$JB33BRCDE$G1=;I$IQ233$Q2,1$GQ1 ;12DCDEI$I1G$JB=GQ$<13BR> k?\j:CICGCBDl$ ;12DI$ GQ1$ 2\j:CICGCBD$ <V$ 2DV$ 81=IBD$ BJ$ f2g$2$ ;2mB=CGV$ BJ$ GQ1$ @j:CGV 7DG1=1IGI$BJ$2DBGQ1=$81=IBDL$f<g$233$B=$I:<IG2DGC233V$233$BJ$GQ1$2II1GI$BJ$2DBGQ1=$81=IBD$B=$f\g$233$B= I:<IG2DGC233V$233$BJ$2$3CD1$BJ$<:ICD1II$BJ$2DBGQ1=$81=IBDL$CD$12\Q$\2I1$fCg$RQ1GQ1=$B=$DBG$CD,B3,CDE 2$;1=E1=$B=$2$\BDIB3CF2GCBD$RCGQ$I:\Q$BGQ1=$81=IBD$2DF$fCCg$RQ1GQ1=$CD$BD1$G=2DI2\GCBD$B=$2$I1=C1I BJ$=132G1F$G=2DI2\GCBDI/ k?Fm:IG1F$H2C=$T2=_1G$`23:1l$;12DI$RCGQ$=1IK1\G$GB$2DV$@3CEC<31$4B332G1=23L$2D$2;B:DG 1j:23$ GB$ GQ1$ K=BF:\G$ BJ$ GQ1$ H2C=$ T2=_1G$ `23:1$ BJ$ I:\Q$ @3CEC<31$ 4B332G1=23$ 2DF$ GQ1$ 2KK3C\2<31 K1=\1DG2E1$RCGQ$=1IK1\G$GB$I:\Q$@3CEC<31$4B332G1=23$2I$I1G$JB=GQ$BD$6\Q1F:31$%/)%/ k?F;CDCIG=2GC,1$?E1DGl$;12DI$P2D_$BJ$?;1=C\2$CD$CGI$\2K2\CGV$2I$2F;CDCIG=2GC,1$2E1DG :DF1=$2DV$BJ$GQ1$NB2D$0B\:;1DGIL$B=$2DV$I:\\1IIB=$2F;CDCIG=2GC,1$2E1DG/ k?F;CDCIG=2GC,1$ ?E1DGdI$ OJJC\1l$ ;12DI$ GQ1$ ?F;CDCIG=2GC,1$ ?E1DGdI$ 2FF=1II$ 2DFL$ 2I 2KK=BK=C2G1L$ 2\\B:DG$ 2I$ I1G$ JB=GQ$ BD 6\Q1F:31$%)/)-$ B=$ I:\Q$ BGQ1=$ 2FF=1II$ B=$ 2\\B:DG$ 2I$ GQ1 ?F;CDCIG=2GC,1$?E1DG$;2V$J=B;$GC;1$GB$GC;1$DBGCJV$GB$GQ1$NB2D$82=GC1I$2DF$GQ1$N1DF1=I/ k?F;CDCIG=2GC,1$ h:1IGCBDD2C=1l$ ;12DI$ 2D$ ?F;CDCIG=2GC,1$ h:1IGCBDD2C=1$ CD$ 2$ JB=; I:KK3C1F$<V$GQ1$?F;CDCIG=2GC,1$?E1DG/ k?JJ1\G1F$HCD2D\C23$7DIGCG:GCBDl$;12DI$f2g$2DV$@@?$HCD2D\C23$7DIGCG:GCBD$B=$f<g$2DV$5U HCD2D\C23$7DIGCG:GCBD/

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%&'()*+&,* K=1J1=1DGC23$ 2==2DE1;1DG$ CD$ GQ1$ D2G:=1$ BJ$ 2$ I1\:=CGV$ CDG1=1IG$ BJ$ 2DV$ _CDF$ B=$ D2G:=1$RQ2GIB1,1= fCD\3:FCDE$2DV$\BDFCGCBD23$I231$B=$BGQ1=$GCG31$=1G1DGCBD$2E=11;1DGL$2DV$12I1;1DGL$=CEQG$BJ$R2V$B= BGQ1=$ 1D\:;<=2D\1$ BD$ GCG31$ GB$ =123$ K=BK1=GVL$ 2DF$ 2DV$ JCD2D\CDE$ 312I1$ Q2,CDE$ I:<IG2DGC233V$ GQ1 I2;1$1\BDB;C\$1JJ1\G$2I$2DV$BJ$ GQ1$JB=1EBCDEL$<:G$1e\3:FCDE$f2g$3C1DI$ JB=$ G2e1I$DBG$V1G$F:1$B= RQC\Q$2=1$<1CDE$\BDG1IG1F$CD$EBBF$J2CGQ$2DF$<V$2KK=BK=C2G1$K=B\11FCDEI$FC3CE1DG3V$\BDF:\G1FL$CJ 2F1j:2G1$=1I1=,1I$RCGQ$=1IK1\G$GQ1=1GB$2=1$;2CDG2CD1F$BD$GQ1$<BB_I$BJ$GQ1$2KK3C\2<31$81=IBD$CD 2\\B=F2D\1$RCGQ$M??8L$f<g$\2==C1=IdL$R2=1QB:I1;1DdIL$;1\Q2DC\IdL$;2G1=C23;1DdIL$=1K2C=;1DdI B=$BGQ1=$3C_1$3C1DI$2=CICDE$GQ1$B=FCD2=V$\B:=I1$BJ$<:ICD1II$RQC\Q$2=1$DBG$B,1=F:1$JB=$2$K1=CBF$BJ ;B=1$ GQ2D$ GQC=GV$ f()g$ F2VI$ B=$ RQC\Q$ 2=1$ <1CDE$ \BDG1IG1F$ CD$ EBBF$ J2CGQ$ 2DF$ <V$ 2KK=BK=C2G1 K=B\11FCDEI$FC3CE1DG3V$\BDF:\G1FL$CJ$2F1j:2G1$=1I1=,1I$RCGQ$=1IK1\G$GQ1=1GB$2=1$;2CDG2CD1F$BD$GQ1 <BB_I$ BJ$ GQ1$ 2KK3C\2<31$ 81=IBDL$ f\g$K31FE1I$ B=$ F1KBICGI$ CD$ GQ1$ B=FCD2=V$ \B:=I1$ BJ$ <:ICD1II$ CD \BDD1\GCBD$ RCGQ$ RB=_1=Id$ \B;K1DI2GCBDL$ :D1;K3BV;1DG$ CDI:=2D\1$ 2DF$ BGQ1=$ IB\C23$ I1\:=CGV 31ECI32GCBDL$ BGQ1=$ GQ2D$ 2DV$ 3C1D$ C;KBI1F$ <V$@A76?L$ fFg$F1KBICGI$ GB$ I1\:=1$ GQ1$ K1=JB=;2D\1$ BJ <CFIL$ G=2F1$ \BDG=2\GI$ 2DF$ 312I1I$ fBGQ1=$ GQ2D$ 7DF1<G1FD1IIgL$ IG2G:GB=V$ B<3CE2GCBDIL$ I:=1GV$ <BDFI fBGQ1=$GQ2D$<BDFI$=132G1F$GB$m:FE;1DGI$B=$3CGCE2GCBDgL$K1=JB=;2D\1$<BDFI$2DF$BGQ1=$B<3CE2GCBDI$BJ 2$ 3C_1$ D2G:=1$ CD\:==1F$ CD$ GQ1$ B=FCD2=V$ \B:=I1$ BJ$ <:ICD1IIL$ 2DF$ f1g$12I1;1DGIL$ =CEQGI[BJ[R2VL =1IG=C\GCBDI$2DF$BGQ1=$IC;C32=$1D\:;<=2D\1I$2JJ1\GCDE$=123$K=BK1=GV$RQC\QL$CD$GQ1$2EE=1E2G1L$2=1 DBG$I:<IG2DGC23$CD$2;B:DGL$2DF$RQC\Q$FB$DBG$CD$2DV$\2I1$;2G1=C233V$F1G=2\G$J=B;$GQ1$,23:1$BJ$GQ1 K=BK1=GV$I:<m1\G$GQ1=1GB$B=$;2G1=C233V$CDG1=J1=1$RCGQ$GQ1$B=FCD2=V$\BDF:\G$BJ$GQ1$<:ICD1II$BJ$GQ1 2KK3C\2<31$81=IBDg/ kNCIG1F$TBD1V$T2=_1G$H:DFl$;12DI$2$;BD1V$;2=_1G$J:DF$GQ2G$\B;K3C1I$RCGQ$GQ1$\=CG1=C2 I1G$JB=GQ$CD$61\:=CGC1I$2DF$@e\Q2DE1$4B;;CIICBD$A:31$-2[.$:DF1=$GQ1$7D,1IG;1DG$4B;K2DV$?\G BJ$%+*)$2DF$CI$=2G1F$???$<V$6t8$2DF$?22$<V$TBBFVdI/ kNB2Dl$;12DI$2$A1,B3,CDE$NB2D$2DFYB=$2$6RCDE$NCD1$NB2DL$2I$2KK3C\2<31/ kNB2D$ 0B\:;1DGIl$ ;12DI$ GQCI$ ?E=11;1DGL$ 12\Q$ 9BG1L$ 12\Q$ 7II:1=$0B\:;1DGL$ GQ1$H11 N1GG1=IL$ 12\Q$ 4B;K3C2D\1$ 41=GCJC\2G1L$ 12\Q$ NB2D$ 9BGC\1L$ 12\Q$ 6RCDE$ NCD1$ NB2D$ 9BGC\1L$ 2DV 2E=11;1DG$ \=12GCDE$ B=$ K1=J1\GCDE$ =CEQGI$ CD$ 4B332G1=23$ K:=I:2DG$ GB$ GQ1$ K=B,CICBDI$ BJ$ GQCI ?E=11;1DGL$ 12\Q$ M:2=2DGVL$ 12\Q$ 4BDG=B3$ ?E=11;1DGL$ 12\Q$ 61\:=CGV$ ?E=11;1DG$ 2DF$ 12\Q 2;1DF;1DG$GB$2DV$BJ$GQ1$JB=1EBCDE/ kNB2D$9BGC\1l$;12DI$2$DBGC\1$BJ$f2g$2$PB==BRCDEL$f<g$2$\BD,1=ICBD$BJ$A1,B3,CDE$NB2DI J=B;$BD1$SVK1$GB$GQ1$BGQ1=L$B=$f\g$2$\BDGCD:2GCBD$BJ @:=BFB332=$A2G1S1=;$6OHA$NB2DIL$K:=I:2DG GB$61\GCBD$-/)-f2gL$RQC\QL$CJ$CD$R=CGCDEL$IQ233$<1$I:<IG2DGC233V$CD$GQ1$JB=;$BJ$@eQC<CG$4/ kNB2D$82=GC1Il$;12DIL$\B331\GC,13VL$GQ1$PB==BR1=$2DF$STU/ kNBDFBD$ P2D_CDE$ 02Vl$ ;12DI$ 2DV$ F2V$ BD$ RQC\Q$ F123CDEI$ CD$ 0B332=$ F1KBICGI$ 2=1 \BDF:\G1F$<V$2DF$<1GR11D$<2D_I$CD$GQ1$NBDFBD$CDG1=<2D_$@:=BFB332=$;2=_1G/ kT2G1=C23$?F,1=I1$@JJ1\Gl$;12DI$f2g$2$;2G1=C23$2F,1=I1$\Q2DE1$CDL$B=$2$;2G1=C23$2F,1=I1 1JJ1\G$ :KBDL$ GQ1$ BK1=2GCBDIL$ <:ICD1IIL$ K=BK1=GC1IL$ 3C2<C3CGC1I$ f2\G:23$ B=$ \BDGCDE1DGgL$ \BDFCGCBD fJCD2D\C23$B=$BGQ1=RCI1g$B=$K=BIK1\GI$BJ$GQ1$NB2D$82=GC1IL$B=$2DV$BJ$GQ1;L$B=$GQ1$PB==BR1=$2DF$CGI 6:<ICFC2=C1I$ G2_1D$ 2I$ 2$ RQB31c$ f<g$2$ ;2G1=C23$ C;K2C=;1DG$ BJ$ GQ1$ 2<C3CGV$ BJ$ 2DV$ NB2D$ 82=GV$ GB K1=JB=;$CGI$B<3CE2GCBDI$:DF1=$2DV$NB2D$0B\:;1DG$GB$RQC\Q$CG$CI$2$K2=GVc$B=$f\g$2$;2G1=C23$2F,1=I1

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%&'()*+&,* 01J2:3GCDE$ N1DF1=$ IQ233$ <1$ 1e\3:F1F$ JB=$ K:=KBI1I$ BJ$ ;2_CDE$ 2$ F1G1=;CD2GCBD$ BJ$ A1j:C=1F N1DF1=I/ kA1I\CDF2<31$?;B:DGl$Q2I$GQ1$;12DCDE$IK1\CJC1F$CD$61\GCBD$-/%-f\g/ kA1IB3:GCBD$?:GQB=CGVl$;12DI$2D$@@?$A1IB3:GCBD$?:GQB=CGV$B=L$RCGQ$=1IK1\G$GB$2DV$5U HCD2D\C23$7DIGCG:GCBDL$2$5U$A1IB3:GCBD$?:GQB=CGV/ kA1IKBDIC<31$ OJJC\1=l$ ;12DI$ GQ1$ \QC1J$ 1e1\:GC,1$ BJJC\1=IL$ K=1ICF1DGL$ \QC1J$ JCD2D\C23 BJJC\1=L$\QC1J$CD,1IG;1DG$BJJC\1=$B=$G=12I:=1=$BJ$2$NB2D$82=GV/$$?DV$FB\:;1DG$F13C,1=1F$Q1=1:DF1= GQ2G$CI$ICED1F$<V$2$A1IKBDIC<31$OJJC\1=$BJ$2$NB2D$82=GV$IQ233$<1$\BD\3:IC,13V$K=1I:;1F$GB$Q2,1 <11D$2:GQB=Ci1F$<V$233$D1\1II2=V$\B=KB=2G1L$K2=GD1=IQCK$2DFYB=$BGQ1=$2\GCBD$BD$GQ1$K2=G$BJ$I:\Q NB2D$82=GV$2DF$I:\Q$A1IKBDIC<31$OJJC\1=$IQ233$<1$\BD\3:IC,13V$K=1I:;1F$GB$Q2,1$2\G1F$BD$<1Q23J BJ$I:\Q$NB2D$82=GV/ kA1,B3,CDE$PB==BRCDEl$;12DI$2$<B==BRCDE$\BDICIGCDE$BJ$IC;:3G2D1B:I$A1,B3,CDE$NB2DI BJ$GQ1$I2;1$SVK1$2DFL$CD$GQ1$\2I1$BJ$@:=BFB332=$A2G1S1=;$6OHA$NB2DIL$Q2,CDE$GQ1$I2;1$7DG1=1IG 81=CBF$;2F1$<V$12\Q$BJ$GQ1$N1DF1=I$K:=I:2DG$GB$61\GCBD$-/)%/ “Revolving Credit Exposure” means, as to any Lender at any time, the aggregate principal amount at such time of its outstanding Revolving Loans and such Lender’s participation in L/C Obligations and Swing Line Loans at such time. kA1,B3,CDE$NB2Dl$Q2I$GQ1$;12DCDE$IK1\CJC1F$CD$61\GCBD$-/)%/ kA1,B3,CDE$9BG1l$;12DI$2$K=B;CIIB=V$DBG1$;2F1$<V$GQ1$PB==BR1=$CD$J2,B=$BJ$2$N1DF1= 1,CF1D\CDE$A1,B3,CDE$NB2DI$;2F1$<V$I:\Q$N1DF1=L$I:<IG2DGC233V$CD$GQ1$JB=;$BJ$@eQC<CG$0/ k6t8l$;12DI$6G2DF2=F$t$8BB=dI$HCD2D\C23$61=,C\1I$NN4L$2$I:<ICFC2=V$BJ$6t8$M3B<23 7D\/L$2DF$2DV$I:\\1IIB=$GQ1=1GB/ “Sanctions” ;12DI any sanction administered or enforced by the United States Government (including without limitation, OFAC), the United Nations Security Council, the European Union, HerHis Majesty’s Treasury (“HMT”) or other relevant sanctions authority. k6?8l$ ;12DIL$ RCGQ$ =1IK1\G$ GB$ 2DV$ 7DI:=2D\1$ 6:<ICFC2=VL$ GQ1$ IG2G:GB=V$ 2\\B:DGCDE K=2\GC\1I$K=1I\=C<1F$B=$K1=;CGG1F$<V$GQ1$CDI:=2D\1$\B;;CIICBD1=$fB=$BGQ1=$IC;C32=$2:GQB=CGVg$2I$BJ GQ1$ F2G1$ Q1=1BJ$ CD$ GQ1$ m:=CIFC\GCBD$ BJ$ CD\B=KB=2GCBD$ BJ$ I:\Q$ 7DI:=2D\1$ 6:<ICFC2=V$ JB=$ GQ1 K=1K2=2GCBD$BJ$2DD:23$IG2G1;1DGI$2DF$BGQ1=$JCD2D\C23$=1KB=GI$<V$CDI:=2D\1$\B;K2DC1I$BJ$GQ1$I2;1 GVK1$2I$I:\Q$7DI:=2D\1$6:<ICFC2=V/ k6\Q1F:31F$5D2,2C32<C3CGV$02G1l$Q2I$GQ1$;12DCDE$IK1\CJC1F$CD$61\GCBD$(/)(f<gfCCg/ k6@4l$;12DI$GQ1$61\:=CGC1I$2DF$@e\Q2DE1$4B;;CIICBDL$B=$2DV$MB,1=D;1DG23$?:GQB=CGV I:\\11FCDE$GB$2DV$BJ$CGI$K=CD\CK23$J:D\GCBDI/

%&'()*+&,* k61\:=1F$ NY4$ O<3CE2GCBDIl$ ;12DI$ NY4$ O<3CE2GCBDI$ RCGQ$ =1IK1\G$ GB$ 61\:=1F$ N1GG1=I$ BJ 4=1FCG/ k61\:=1F$N1GG1=$BJ$4=1FCGl$;12DI$2$N1GG1=$BJ$4=1FCG$CII:1F$2G$GQ1$=1j:1IG$BJ$2$NB2D$82=GV RQC\Q$ Q2I$ <11D$ F1ICED2G1F$ 2I$ 2$ k61\:=1F$ N1GG1=$ BJ$ 4=1FCGl$ CD$ GQ1$ 2KK3C\2<31$ N1GG1=$ BJ$ 4=1FCG ?KK3C\2GCBD$2DF$RQC\Q$Q2I$DBG$<11D$=1F1ICED2G1F$2I$2D$5DI1\:=1F$N1GG1=$BJ$4=1FCG$K:=I:2DG$GB 61\GCBD$-/)(f3g/ k61\:=CGV$?E=11;1DGl$;12DIL$ CDFC,CF:233V$2DF$\B331\GC,13VL$12\Q$I1\:=CGV$2E=11;1DG$B= BGQ1=$\B332G1=23$FB\:;1DGL$12\Q$CD$JB=;$2DF$I:<IG2D\1$I2GCIJ2\GB=V$GB$GQ1$?F;CDCIG=2GC,1$?E1DGL 1DG1=1F$CDGB$<1GR11D$GQ1$?F;CDCIG=2GC,1$?E1DG$2DF$2$NB2D$82=GV$K:=I:2DG$Q1=1GB/ k61,1=23$N1GG1=$BJ$4=1FCGl$;12DI$f2g$2$N1GG1=$BJ$4=1FCG$CII:1F$I1,1=233V$<V$B=$BD$<1Q23J$BJ GQ1$N1DF1=I$K:=I:2DG$GB$RQC\Q$GQ1$N1DF1=I$2=1$I1,1=233V$3C2<31$GB$GQ1$<1D1JC\C2=VL$RQC\Q$IQ233$<1 I:<IG2DGC233V$ CD$ GQ1$ JB=;$ BJ @eQC<CG$@$ B=$ CD$ I:\Q$ BGQ1=$ JB=;$ \BDICIG1DG$ RCGQ$ GQ1$ K=B,CIB$ GB 61\GCBD$-/)(f2gfCCCgf0g$2I$;2V$<1$2E=11F$<V$GQ1$2KK3C\2<31$NB2D$82=GV$2DF$GQ1$NY4$?F;CDCIG=2GB= 2DF$f<g$2DV$@eCIGCDE$N1GG1=$BJ$4=1FCG$F1ICED2G1F$2I$2$61,1=23$N1GG1=$BJ$4=1FCG$BD$6\Q1F:31$-/)(/ k6CEDCJC\2DG$ 7DI:=2D\1$ 6:<ICFC2=Vl$ ;12DI$ 2DV$ 6CEDCJC\2DG$ 6:<ICFC2=V$ RQC\Q$ CI$ 2D 7DI:=2D\1$ 6:<ICFC2=VL$ 2DF$ IQ233$ CD$ 2DV$ 1,1DG$ CD\3:F1$ M3B<1$ NCJ1$ ?DF$ ?\\CF1DG$ 7DI:=2D\1 4B;K2DVL$ 2$ 91<=2I_2$ CDI:=2D\1$ \B;K2DVL$ NC<1=GV$ 92GCBD23$ NCJ1$ 7DI:=2D\1$ 4B;K2DVL$ 2 91<=2I_2$ CDI:=2D\1$ \B;K2DVL$ 5DCG1F$ ?;1=C\2D$ 7DI:=2D\1$ 4B;K2DVL$ 2$ 91<=2I_2$ CDI:=2D\1 \B;K2DVL$2DF$?;1=C\2D$7D\B;1$NCJ1$7DI:=2D\1$4B;K2DVL$2D$7DFC2D2$CDI:=2D\1$\B;K2DV/ k6CEDCJC\2DG$ 6:<ICFC2=Vl$ BJ$ 2$ 81=IBD$ ;12DI$ 2$ kICEDCJC\2DG$ I:<ICFC2=Vl$ 2I$ F1JCD1F$ CD A:31$%[)-f,g$BJ$A1E:32GCBD$6[b$BJ$GQ1$61\:=CGC1I$2DF$@e\Q2DE1$4B;;CIICBD$f%.$4HA$82=G$-%)g/ 5D31II$ BGQ1=RCI1$ 1eK=1II3V$ K=B,CF1FL$ 233$ =1J1=1D\1I$ Q1=1CD$ GB$ 2$ k6CEDCJC\2DG$ 6:<ICFC2=Vl$ IQ233 ;12D$2$6CEDCJC\2DG$6:<ICFC2=V$BJ$GQ1$PB==BR1=/ k6OHA$@2=3V$OKG[CDl ;12DI$GQ1$?F;CDCIG=2GC,1$?E1DG$2DF$GQ1$PB==BR1=$Q2,1$131\G1F$GB =1K32\1$N7POA$K:=I:2DG$GB$fCg$2D$@2=3V$OKG[CD$@31\GCBD$2DF$fCCg$61\GCBD (/)(f\gfCg$2DF$K2=2E=2KQ f%g$BJ$GQ1$F1JCDCGCBD$BJ$kP1D\Q;2=_$A1K32\1;1DGl. k6OHAl ;12DI$ GQ1$ 61\:=1F$ O,1=DCEQG$ HCD2D\CDE$ A2G1$ 2I$ 2F;CDCIG1=1F <V$ GQ1$H1F1=23 A1I1=,1$P2D_$BJ$91R$XB=_$fB=$2$I:\\1IIB=$2F;CDCIG=2GB=g. “SOFR Adjustment” means 0.10% (10.0 basis points). k6B3,1DGl$;12DIL$RCGQ$=1IK1\G$GB$2DV$81=IBDL$2I$BJ$2DV$F2G1$BJ$F1G1=;CD2GCBDL$GQ2G$GQ1$J2C= ,23:1$BJ$GQ1$2II1GI$BJ$I:\Q$81=IBD$f2G$J2C=$,23:2GCBDg$CIL$BD$GQ1$F2G1$BJ$F1G1=;CD2GCBDL$E=12G1=$GQ2D GQ1$GBG23$2;B:DG$BJ$3C2<C3CGC1I$fCD\3:FCDE$\BDGCDE1DG$2DF$:D3Cj:CF2G1F$3C2<C3CGC1Ig$BJ$I:\Q$81=IBD$2I BJ$I:\Q$F2G1L$GQ2G$GQ1$K=1I1DG$J2C=$I2312<31$,23:1$BJ$GQ1$2II1GI$BJ$I:\Q$81=IBD$RC33L$2I$BJ$I:\Q$F2G1L <1$E=12G1=$GQ2D$GQ1$2;B:DG$GQ2G$RC33$<1$=1j:C=1F$GB$K2V$GQ1$K=B<2<31$3C2<C3CGV$BJ$I:\Q$81=IBD$BD$CGI F1<GI$2I$I:\Q$F1<GI$<1\B;1$2<IB3:G1$2DF$;2G:=1FL$2DF$GQ2GL$2I$BJ$I:\Q$F2G1L$I:\Q$81=IBD$RC33$<1 2<31$GB$K2V$233$3C2<C3CGC1I$BJ$I:\Q$81=IBD$2I$I:\Q$3C2<C3CGC1I$;2G:=1$2DF$I:\Q$81=IBD$FB1I$DBG$Q2,1 :D=12IBD2<3V$ I;233$ \2KCG23$ RCGQ$ RQC\Q$ GB$ \2==V$ BD$ CGI$ <:ICD1II/ $ 7D$ \B;K:GCDE$ GQ1$ 2;B:DG$ BJ \BDGCDE1DG$B=$:D3Cj:CF2G1F$3C2<C3CGC1I$2G$2DV$GC;1L$I:\Q$3C2<C3CGC1I$RC33$<1$\B;K:G1F$2G$GQ1$2;B:DG

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%&'()*+&,* :DF1=$CG$B=$GB$I:IK1DF$2DV$B<3CE2GCBD$CD$=1IK1\G$BJ$GQ2G$3C2<C3CGV$B=$2DV$BJ$GQ1$KBR1=I$:DF1=$GQ2G P2C3[7D$N1ECI32GCBD$GQ2G$2=1$=132G1F$GB$B=$2D\C332=V$GB$2DV$BJ$GQBI1$KBR1=I/ 1.02 Other Interpretive Provisions/$$ZCGQ$=1J1=1D\1$GB$GQCI$?E=11;1DG$2DF$12\Q$BGQ1= NB2D$0B\:;1DGL$:D31II$BGQ1=RCI1$IK1\CJC1F$Q1=1CD$B=$CD$I:\Q$BGQ1=$NB2D$0B\:;1DG> f2g SQ1$ F1JCDCGCBDI$ BJ$ G1=;I$ Q1=1CD$ IQ233$ 2KK3V$ 1j:233V$ GB$ GQ1$ ICDE:32=$ 2DF K3:=23$JB=;I$BJ$GQ1$G1=;I$F1JCD1F/ $ZQ1D1,1=$GQ1$\BDG1eG$;2V$=1j:C=1L$2DV$K=BDB:D$IQ233 CD\3:F1$GQ1$\B==1IKBDFCDE$;2I\:3CD1L$J1;CDCD1$2DF$D1:G1=$JB=;I/ $SQ1$RB=FI$kCD\3:F1Ll kCD\3:F1Il$ 2DF$ kCD\3:FCDEl$ IQ233$ <1$ F11;1F$ GB$ <1$ JB33BR1F$ <V$ GQ1$ KQ=2I1$ kRCGQB:G 3C;CG2GCBD/l $SQ1$RB=F$kRC33l$IQ233$<1$\BDIG=:1F$GB$Q2,1$GQ1$I2;1$;12DCDE$2DF$1JJ1\G$2I GQ1$RB=F$kIQ233/l $5D31II$GQ1$\BDG1eG$=1j:C=1I$BGQ1=RCI1L$fCg$2DV$F1JCDCGCBD$BJ$B=$=1J1=1D\1 GB$2DV$2E=11;1DGL$CDIG=:;1DG$B=$BGQ1=$FB\:;1DG$fCD\3:FCDE$2DV$O=E2DCi2GCBD$0B\:;1DGg IQ233$<1$\BDIG=:1F$2I$=1J1==CDE$GB$I:\Q$2E=11;1DGL$CDIG=:;1DG$B=$BGQ1=$FB\:;1DG$2I$J=B; GC;1$GB$GC;1$2;1DF1FL$I:KK31;1DG1F$B=$BGQ1=RCI1$;BFCJC1F$fI:<m1\G$GB$2DV$=1IG=C\GCBDI$BD I:\Q$ 2;1DF;1DGIL$ I:KK31;1DGI$ B=$;BFCJC\2GCBDI$ I1G$ JB=GQ$ Q1=1CD$ B=$ CD$ 2DV$ BGQ1=$NB2D 0B\:;1DGgL$ fCCg$2DV$ =1J1=1D\1$ Q1=1CD$ GB$ 2DV$ 81=IBD$ IQ233$ <1$ \BDIG=:1F$ GB$ CD\3:F1$ I:\Q 81=IBDdI$ I:\\1IIB=I$ 2DF$ 2IICEDIL$ fCCCg$GQ1$ RB=FI$ kQ1=1GBLl$ kQ1=1CDLl$ kQ1=1BJl$ 2DF kQ1=1:DF1=l$ 2DF$ RB=FI$ BJ$ IC;C32=$ C;KB=G$ RQ1D$ :I1F$ CD$ 2DV$ NB2D$ 0B\:;1DGL$ IQ233$ <1 \BDIG=:1F$ GB$ =1J1=$ GB$ I:\Q$ NB2D$ 0B\:;1DG$ CD$ CGI$ 1DGC=1GV$ 2DF$ DBG$ GB$ 2DV$ K2=GC\:32= K=B,CICBD$GQ1=1BJL$fC,g$233$=1J1=1D\1I$CD$2$NB2D$0B\:;1DG$GB$?=GC\31IL$61\GCBDIL$@eQC<CGI 2DF$6\Q1F:31I$IQ233$<1$\BDIG=:1F$GB$=1J1=$ GB$?=GC\31I$2DF$61\GCBDI$BJL$2DF$@eQC<CGI$2DF 6\Q1F:31I$GBL$GQ1$NB2D$0B\:;1DG$CD$RQC\Q$I:\Q$=1J1=1D\1I$2KK12=L$f,g$2DV$=1J1=1D\1$GB 2DV$ 32R$ IQ233$ CD\3:F1$ 233$ IG2G:GB=V$ 2DF$ =1E:32GB=V$ K=B,CICBDI$ \BDIB3CF2GCDEL$ 2;1DFCDE =1K32\CDE$B=$CDG1=K=1GCDE$I:\Q$32R$2DF$2DV$=1J1=1D\1$GB$2DV$32RL$=:31$B=$=1E:32GCBD$IQ233L :D31II$BGQ1=RCI1$IK1\CJC1FL$=1J1=$GB$I:\Q$32RL$=:31$B=$=1E:32GCBD$2I$2;1DF1FL$;BFCJC1F$B= I:KK31;1DG1F$ J=B;$ GC;1$ GB$ GC;1L$ 2DF$ f,Cg$GQ1$ RB=FI$ k2II1Gl$ 2DF$ kK=BK1=GVl$ IQ233$ <1 \BDIG=:1F$GB$Q2,1$GQ1$I2;1$;12DCDE$2DF$1JJ1\G$2DF$GB$=1J1=$GB$2DV$2DF$233$G2DEC<31$2DF CDG2DEC<31$2II1GI$2DF$K=BK1=GC1IL$CD\3:FCDE$\2IQL$I1\:=CGC1IL$2\\B:DGI$2DF$\BDG=2\G$=CEQGI/ f<g 7D$ GQ1$ \B;K:G2GCBD$ BJ$ K1=CBFI$ BJ$ GC;1$ J=B;$ 2$ IK1\CJC1F$ F2G1$ GB$ 2$ 32G1= IK1\CJC1F$F2G1L$GQ1$RB=F$kJ=B;l$;12DI$kJ=B;$2DF$CD\3:FCDEcl$GQ1$RB=FI$kGBl$2DF$k:DGC3l 12\Q$;12D$kGB$<:G$1e\3:FCDEcl$2DF$GQ1$RB=F$kGQ=B:EQl$;12DI$kGB$2DF$CD\3:FCDE/l f\g 61\GCBD$Q12FCDEI$Q1=1CD$2DF$CD$GQ1$BGQ1=$NB2D$0B\:;1DGI$2=1$CD\3:F1F$JB= \BD,1DC1D\1$BJ$=1J1=1D\1$BD3V$2DF$IQ233$DBG$2JJ1\G$GQ1$CDG1=K=1G2GCBD$BJ$GQCI$?E=11;1DG$B= 2DV$BGQ1=$NB2D$0B\:;1DG/ fFg HB=$ K:=KBI1I$ BJ 61\GCBD$a/)%f<gL$ 2$ <=12\Q$ BJ$ 2$ JCD2D\C23$ \B,1D2DG \BDG2CD1F$ CD 61\GCBD$./).$ IQ233$ <1$ F11;1F$ GB$ Q2,1$ B\\:==1F$ 2I$ BJ$ 2DV$ F2G1$ BJ F1G1=;CD2GCBD$GQ1=1BJ$<V$GQ1$?F;CDCIG=2GC,1$?E1DG$B=$2I$BJ$GQ1$32IG$F2V$BJ$2DV$IK1\CJC1F ;12I:=CDE$K1=CBFL$=1E2=F31II$BJ$RQ1D$GQ1$JCD2D\C23$IG2G1;1DGI$=1J31\GCDE$I:\Q$<=12\Q$2=1 F13C,1=1F$GB$GQ1$?F;CDCIG=2GC,1$?E1DG$2DF$GQ1$N1DF1=I/

%&'()*+&,* 1.03 Accounting Terms/ f2g M1D1=233V/ $ ?33$ 2\\B:DGCDE$ G1=;I$ DBG$ IK1\CJC\233V$ B=$ \B;K31G13V$ F1JCD1F Q1=1CD$IQ233$<1$\BDIG=:1F$CD$\BDJB=;CGV$RCGQL$2DF$233$JCD2D\C23$F2G2$fCD\3:FCDE$JCD2D\C23 =2GCBI$ 2DF$ BGQ1=$ JCD2D\C23$ \23\:32GCBDIg$ =1j:C=1F$ GB$ <1$ I:<;CGG1F$ K:=I:2DG$ GB$ GQCI ?E=11;1DG$ IQ233$ <1$ K=1K2=1F$ CD$ \BDJB=;CGV$ RCGQL$ M??8$ B=$ 6?8L$ 2I$ GQ1$ \2I1$;2V$<1L 2KK3C1F$ BD$ 2$ \BDICIG1DG$ <2ICIL$ 2I$ CD$ 1JJ1\G$ J=B;$ GC;1$ GB$ GC;1L$ 2KK3C1F$ CD$ 2$ ;2DD1= \BDICIG1DG$ RCGQ$ GQ2G$ :I1F$ CD$ K=1K2=CDE$ GQ1$ ?:FCG1F$ HCD2D\C23$ 6G2G1;1DGIL 1e\1KG$ 2I BGQ1=RCI1$IK1\CJC\233V$K=1I\=C<1F$Q1=1CD/ f<g 4Q2DE1I$CD$M??8$B=$6?8/$$7J$2G$2DV$GC;1$2DV$\Q2DE1$CD$M??8$B=$6?8L$2I GQ1$\2I1$;2V$<1L$RB:3F$2JJ1\G$GQ1$\B;K:G2GCBD$BJ$2DV$JCD2D\C23$=2GCB$B=$=1j:C=1;1DG$I1G JB=GQ$CD$2DV$NB2D$0B\:;1DGL$2DF$1CGQ1=$GQ1$PB==BR1=$B=$GQ1$A1j:C=1F$N1DF1=I$IQ233$IB =1j:1IGL$GQ1$?F;CDCIG=2GC,1$?E1DGL$GQ1$N1DF1=I$2DF$GQ1$PB==BR1=$IQ233$D1EBGC2G1$CD$EBBF J2CGQ$GB$2;1DF$I:\Q$=2GCB$B=$=1j:C=1;1DG$GB$K=1I1=,1$GQ1$B=CECD23$CDG1DG$GQ1=1BJ$CD$3CEQG$BJ I:\Q$ \Q2DE1$ CD$ M??8$ B=$ 6?8L$ 2I$ GQ1$ \2I1$ ;2V$ <1L$ fI:<m1\G$ GB$ GQ1$ 2KK=B,23$ BJ$ GQ1 A1j:C=1F$N1DF1=Igc K=B,CF1F$ GQ2GL$:DGC3$ IB$2;1DF1FL$ fCg$I:\Q$ =2GCB$B=$ =1j:C=1;1DG$IQ233 \BDGCD:1$GB$<1$\B;K:G1F$CD$2\\B=F2D\1$RCGQ$M??8$B=$6?8L$2I$GQ1$\2I1$;2V$<1L$K=CB=$GB I:\Q$\Q2DE1$GQ1=1CD$2DF$fCCg$GQ1$PB==BR1=$IQ233$K=B,CF1$GB$GQ1$?F;CDCIG=2GC,1$?E1DG$2DF GQ1$N1DF1=I$JCD2D\C23$IG2G1;1DGI$2DF$BGQ1=$FB\:;1DGI$=1j:C=1F$:DF1=$GQCI$?E=11;1DG$B= 2I$=12IBD2<3V$=1j:1IG1F$Q1=1:DF1=$I1GGCDE$JB=GQ$2$=1\BD\C3C2GCBD$<1GR11D$\23\:32GCBDI$BJ I:\Q$=2GCB$B=$=1j:C=1;1DG$;2F1$<1JB=1$2DF$2JG1=$EC,CDE$1JJ1\G$GB$I:\Q$\Q2DE1$CD$M??8$B= 6?8L$2I$GQ1$\2I1$;2V$<1/ 9BGRCGQIG2DFCDE$ GQ1$ JB=1EBCDEL$ JB=$ K:=KBI1I$ BJ$ JCD2D\C23$ \B,1D2DG$ \23\:32GCBDI$ :DF1= 61\GCBD$./).L$ 7DF1<G1FD1II$ fCD\3:FCDE$ 6:<B=FCD2G1F$ 01<G$ 2\\B=F1F$ 1j:CGV$ G=12G;1DGg$ IQ233$ <1 F11;1F$GB$<1$\2==C1F$2G$%))n$BJ$GQ1$B:GIG2DFCDE$K=CD\CK23$2;B:DG$GQ1=1BJ$2DF$GQ1$1JJ1\GI$BJ$SQ1 HCD2D\C23$ ?\\B:DGCDE$ 6G2DF2=FI$ PB2=F$ ?\\B:DGCDE$ 6G2DF2=FI$ 4BFCJC\2GCBD$ a-&$ IQ233$ <1 FCI=1E2=F1F/ 1.04 Rounding/ $ ?DV$ JCD2D\C23$ =2GCBI$ =1j:C=1F$ GB$ <1$ ;2CDG2CD1F$ <V$ GQ1$ PB==BR1= K:=I:2DG$ GB$ GQCI$ ?E=11;1DG$ IQ233$ <1$ \23\:32G1F$ <V$ FC,CFCDE$ GQ1$ 2KK=BK=C2G1$ \B;KBD1DG$ <V$ GQ1 BGQ1=$\B;KBD1DGL$\2==VCDE$GQ1$=1I:3G$GB$BD1$K32\1$;B=1$GQ2D$GQ1$D:;<1=$BJ$K32\1I$<V$RQC\Q$I:\Q =2GCB$ CI$ 1eK=1II1F$ Q1=1CD$ 2DF$ =B:DFCDE$ GQ1$ =1I:3G$ :K$ B=$ FBRD$ GB$ GQ1$ D12=1IG$ D:;<1=$ fRCGQ$ 2 =B:DFCDE[:K$CJ$GQ1=1$CI$DB$D12=1IG$D:;<1=g/ 1.05 Times of Day/ $5D31II$BGQ1=RCI1$IK1\CJC1FL$233$=1J1=1D\1I$Q1=1CD$GB$GC;1I$BJ$F2V IQ233$<1$=1J1=1D\1I$GB$41DG=23$GC;1$fF2V3CEQG$B=$IG2DF2=FL$2I$2KK3C\2<31g/ 1.06 Letter of Credit Amounts/ $5D31II$BGQ1=RCI1$IK1\CJC1F$Q1=1CDL$GQ1$2;B:DG$BJ$2 N1GG1=$BJ$4=1FCG$2G$2DV$GC;1$IQ233$<1$F11;1F$GB$<1$GQ1$IG2G1F$2;B:DG$BJ$I:\Q$N1GG1=$BJ$4=1FCG$CD 1JJ1\G$2G$I:\Q$GC;1c K=B,CF1FL QBR1,1=L$GQ2G$RCGQ$=1IK1\G$GB$2DV$N1GG1=$BJ$4=1FCG$GQ2GL$<V$CGI$G1=;I B=$ GQ1$ G1=;I$ BJ$ 2DV$ 7II:1=$ 0B\:;1DG$ =132G1F$ GQ1=1GBL$ K=B,CF1I$ JB=$ BD1$ B=$ ;B=1$ 2:GB;2GC\ CD\=12I1I$CD$GQ1$IG2G1F$2;B:DG$GQ1=1BJL$GQ1$2;B:DG$BJ$I:\Q$N1GG1=$BJ$4=1FCG$IQ233$<1$F11;1F$GB$<1 GQ1$;2eC;:;$IG2G1F$ 2;B:DG$BJ$ I:\Q$N1GG1=$BJ$4=1FCG$ 2JG1=$EC,CDE$ 1JJ1\G$ GB$ 233$ I:\Q$ CD\=12I1IL RQ1GQ1=$B=$DBG$I:\Q$;2eC;:;$IG2G1F$2;B:DG$CI$CD$1JJ1\G$2G$I:\Q$GC;1/

%&'()*+&,* 1.07 Divisions. Any reference herein to a merger, transfer, consolidation, amalgamation, consolidation, assignment, sale, disposition or transfer, or similar term, shall be deemed to apply to a division of or by a limited liability company, or an allocation of assets to a series of a limited liability company (or the unwinding of such a division or allocation), as if it were a merger, transfer, consolidation, amalgamation, consolidation, assignment, sale, disposition or transfer, or similar term, as applicable, to, of or with a separate Person. Any division of a limited liability company shall constitute a separate Person hereunder (and each division of any limited liability company that is a Subsidiary, joint venture or any other like term shall also constitute such a Person or entityg. 1.08 Rates/ $SQ1$?F;CDCIG=2GC,1$?E1DG$FB1I$DBG$R2==2DGL$DB=$2\\1KG$=1IKBDIC<C3CGVL$DB= IQ233$GQ1$?F;CDCIG=2GC,1$?E1DG$Q2,1$2DV$3C2<C3CGV$RCGQ$=1IK1\G$GB$GQ1$2F;CDCIG=2GCBDL$I:<;CIICBD B=$2DV$BGQ1=$;2GG1=$=132G1F$GB GQ1$=2G1I$CD$GQ1$F1JCDCGCBD$BJ$k@:=BFB332=$A2G1l2DV$=1J1=1D\1$=2G1 =1J1==1F$GB$Q1=1CD$B=$RCGQ$=1IK1\G$GB$2DV$=2G1 fCD\3:FCDEL$JB=$GQ1$2,BCF2D\1$BJ$FB:<GL$GQ1$I131\GCBD BJ$I:\Q$=2G1$2DF$2DV$=132G1F$IK=12F$B=$BGQ1=$2Fm:IG;1DGg GQ2G$CI$2D$23G1=D2GC,1$B=$=1K32\1;1DG$JB= B=$ I:\\1IIB=$ GB$ 2DV BJ I:\Q$ =2G1$ fCD\3:FCDEL$ RCGQB:G$ 3C;CG2GCBDL$ 2DV P1D\Q;2=_ A1K32\1;1DG6:\\1IIB=$A2G1g$fB=$2DV$\B;KBD1DG$BJ$2DV$BJ$GQ1$JB=1EBCDEg$B=$GQ1$1JJ1\G$BJ$2DV$BJ GQ1$ JB=1EBCDEL$ B=$ BJ$ 2DV P1D\Q;2=_$ A1K32\1;1DG 4BDJB=;CDE$ 4Q2DE1I/ $ SQ1$ ?F;CDCIG=2GC,1 ?E1DG$2DF$CGI$2JJC3C2G1I$B=$BGQ1=$=132G1F$1DGCGC1I$;2V$1DE2E1$CD$G=2DI2\GCBDI$B=$BGQ1=$2\GC,CGC1I$GQ2G 2JJ1\G$ 2DV$ =1J1=1D\1$ =2G1$ =1J1==1F$ GB$ Q1=1CDL$ B=$ 2DV$ 23G1=D2GC,1L$ I:\\1IIB=$ B=$ =1K32\1;1DG$ =2G1 fCD\3:FCDEL$RCGQB:G$3C;CG2GCBDL$2DV$6:\\1IIB=$A2G1g$fB=$2DV$\B;KBD1DG$BJ$2DV$BJ$GQ1$JB=1EBCDEg B=$ 2DV$ =132G1F$ IK=12F$ B=$ BGQ1=$ 2Fm:IG;1DGI$ GQ1=1GBL$ CD$ 12\Q$ \2I1L$ CD$ 2$ ;2DD1=$ 2F,1=I1$ GB$ GQ1 PB==BR1=/ $ SQ1$ ?F;CDCIG=2GC,1$ ?E1DG$ ;2V$ I131\G$ CDJB=;2GCBD$ IB:=\1I$ B=$ I1=,C\1I$ CD$ CGI =12IBD2<31$ FCI\=1GCBD$ GB$ 2I\1=G2CD$ 2DV$ =1J1=1D\1$ =2G1$ =1J1==1F$ GB$ Q1=1CD$ B=$ 2DV$ 23G1=D2GC,1L I:\\1IIB=$ B=$ =1K32\1;1DG$ =2G1$ fCD\3:FCDEL$ RCGQB:G$ 3C;CG2GCBDL$ 2DV$ 6:\\1IIB=$ A2G1g$ fB=$ 2DV \B;KBD1DG$BJ$2DV$BJ$GQ1$JB=1EBCDEgL$CD$12\Q$\2I1$K:=I:2DG$GB$GQ1$G1=;I$BJ$GQCI$?E=11;1DGL$2DF IQ233$Q2,1$DB$3C2<C3CGV$GB$GQ1$PB==BR1=L$2DV$N1DF1=$B=$2DV$BGQ1=$K1=IBD$B=$1DGCGV$JB=$F2;2E1I$BJ 2DV$ _CDFL$ CD\3:FCDE$ FC=1\G$ B=$ CDFC=1\GL$ IK1\C23L$ K:DCGC,1L$ CD\CF1DG23$ B=$ \BDI1j:1DGC23$ F2;2E1IL \BIGIL$3BII1I$B=$1eK1DI1I$fRQ1GQ1=$CD$GB=GL$\BDG=2\G$B=$BGQ1=RCI1$2DF$RQ1GQ1=$2G$32R$B=$CD$1j:CGVgL JB=$2DV$1==B=$B=$BGQ1=$2\GCBD$B=$B;CIICBD$=132G1F$GB$B=$2JJ1\GCDE$GQ1$I131\GCBDL$F1G1=;CD2GCBDL$B= \23\:32GCBD$ BJ$ 2DV$ =2G1$ fB=$ \B;KBD1DG$ GQ1=1BJg$ K=B,CF1F$ <V$ 2DV$ I:\Q$ CDJB=;2GCBD$ IB:=\1$ B= I1=,C\1/ ARTICLE II THE COMMITMENTS AND CREDIT EXTENSIONSTHE COMMITMENTS AND CREDIT EXTENSIONS 2.01 Loans/ $ 6:<m1\G$ GB$ GQ1$ G1=;I$ 2DF$ \BDFCGCBDI$ I1G$ JB=GQ$ Q1=1CDL$ 12\Q$ N1DF1= I1,1=233V$2E=11I$GB$;2_1$3B2DI$f12\Q$I:\Q$3B2DL$2$kA1,B3,CDE$NB2Dlg$GB$GQ1$PB==BR1=$J=B;$GC;1 GB$ GC;1L$ BD$ 2DV$ P:ICD1II$ 02V$ F:=CDE$ GQ1$ ?,2C32<C3CGV$ 81=CBFL$ CD$ 2D$ 2EE=1E2G1$ 2;B:DG$ DBG$ GB 1e\11F$2G$2DV$GC;1$B:GIG2DFCDE$GQ1$2;B:DG$BJ$I:\Q$N1DF1=dI$4B;;CG;1DGc K=B,CF1FL QBR1,1=L GQ2G$2JG1=$EC,CDE$1JJ1\G$GB$2DV$A1,B3,CDE$PB==BRCDEL$fCg$GQ1$SBG23$O:GIG2DFCDEI$IQ233$DBG$1e\11F GQ1$?EE=1E2G1$4B;;CG;1DGIL $fCCg$GQ1$2EE=1E2G1$O:GIG2DFCDE$?;B:DG$BJ$GQ1$A1,B3,CDE$NB2DI$BJ 2DV$N1DF1=$fBGQ1=$GQ2D$GQ1$6RCDE$NCD1$N1DF1=gL K3:I$I:\Q$N1DF1=dI$?KK3C\2<31$81=\1DG2E1$BJ$GQ1

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%&'()*+&,* GQ1$?F;CDCIG=2GC,1$?E1DG$ JB=$ GQ1$2\\B:DG$BJ$ GQ1$6RCDE$NCD1$N1DF1=$K:=I:2DG$ GB 61\GCBD$-/)*f\gfCg$IQ233$<1$F11;1F$K2V;1DG$CD$=1IK1\G$BJ$I:\Q$K2=GC\CK2GCBD/ fCCCg 7J$2DV$N1DF1=$J2C3I$GB$;2_1$2,2C32<31$GB$GQ1$?F;CDCIG=2GC,1$?E1DG JB=$GQ1$2\\B:DG$BJ$GQ1$6RCDE$NCD1$N1DF1=$2DV$2;B:DG$=1j:C=1F$GB$<1$K2CF$<V$I:\Q N1DF1=$K:=I:2DG$ GB$ GQ1$ JB=1EBCDE$K=B,CICBDI$BJ$ GQCI 61\GCBD$-/)*f\g$<V$ GQ1$ GC;1 IK1\CJC1F$CD 61\GCBD$-/)*f\gfCgL$GQ1$6RCDE$NCD1$N1DF1=$IQ233$<1$1DGCG31F$GB$=1\B,1= J=B;$ I:\Q$N1DF1=$ f2\GCDE$ GQ=B:EQ$ GQ1$?F;CDCIG=2GC,1$?E1DGgL$ BD$F1;2DFL$ I:\Q 2;B:DG$ RCGQ$ CDG1=1IG$ GQ1=1BD$ JB=$ GQ1$ K1=CBF$ J=B;$ GQ1$ F2G1$ I:\Q$ K2V;1DG$ CI =1j:C=1F$GB$GQ1$F2G1$BD$RQC\Q$I:\Q$K2V;1DG$CI$C;;1FC2G13V$2,2C32<31$GB$GQ1$6RCDE NCD1$N1DF1=$2G$2$ =2G1$K1=$2DD:;$1j:23$ GB$ GQ1$E=12G1=$BJ$ GQ1$H1F1=23$H:DFI$A2G1 2DF$ 2$ =2G1$ F1G1=;CD1F$ <V$ GQ1$ 6RCDE$ NCD1$ N1DF1=$ CD$ 2\\B=F2D\1$ RCGQ$ <2D_CDE CDF:IG=V$=:31I$BD$CDG1=<2D_$\B;K1DI2GCBD/$$?$\1=GCJC\2G1$BJ$GQ1$6RCDE$NCD1$N1DF1= I:<;CGG1F$GB$2DV$N1DF1=$fGQ=B:EQ$GQ1$?F;CDCIG=2GC,1$?E1DGg$RCGQ$=1IK1\G$GB$2DV 2;B:DGI$BRCDE$:DF1=$GQCI$\32:I1$fCCCg$IQ233$<1$\BD\3:IC,1$2<I1DG$;2DCJ1IG$1==B=/ fC,g @2\Q$N1DF1=dI$B<3CE2GCBD$GB$;2_1$A1,B3,CDE$NB2DI$B=$GB$K:=\Q2I1 2DF$J:DF$=CI_$K2=GC\CK2GCBDI$CD$6RCDE$NCD1$NB2DI$K:=I:2DG$GB$GQCI 61\GCBD$-/)*f\g IQ233$<1$2<IB3:G1$2DF$:D\BDFCGCBD23$2DF$IQ233$DBG$<1$2JJ1\G1F$<V$2DV$\C=\:;IG2D\1L CD\3:FCDE$f?g$2DV$I1GBJJL$\B:DG1=\32C;L$=1\B:K;1DGL$F1J1DI1$B=$BGQ1=$=CEQG$RQC\Q I:\Q$N1DF1=$;2V$Q2,1$2E2CDIG$GQ1$6RCDE$NCD1$N1DF1=L$GQ1$PB==BR1=$B=$2DV$BGQ1= 81=IBD$JB=$2DV$=12IBD$RQ2GIB1,1=L$fPg$GQ1$B\\:==1D\1$B=$\BDGCD:2D\1$BJ$2$01J2:3GL B=$f4g$2DV$BGQ1=$B\\:==1D\1L$1,1DG$B=$\BDFCGCBDL$RQ1GQ1=$B=$DBG$IC;C32=$GB$2DV$BJ GQ1$ JB=1EBCDEc K=B,CF1FL QBR1,1=L$ GQ2G$ 12\Q$ N1DF1=dI$ B<3CE2GCBD$ GB$ ;2_1 A1,B3,CDE$NB2DI$K:=I:2DG$GB$GQCI 61\GCBD$-/)*f\g$CI$I:<m1\G$GB$GQ1$\BDFCGCBDI$I1G JB=GQ$ CD 61\GCBD$*/)-/ $ 9B$ I:\Q$ J:DFCDE$ BJ$ =CI_$ K2=GC\CK2GCBDI$ IQ233$ =13C1,1$ B= BGQ1=RCI1$ C;K2C=$ GQ1$ B<3CE2GCBD$ BJ$ 2DV$ PB==BR1=$ GB$ =1K2V$ 6RCDE$ NCD1$ NB2DIL GBE1GQ1=$RCGQ$CDG1=1IG$2I$K=B,CF1F$Q1=1CD/ fFg A1K2V;1DG$BJ$82=GC\CK2GCBDI/ fCg ?G$ 2DV$ GC;1$ 2JG1=$ 2DV$ N1DF1=$ Q2I$ K:=\Q2I1F$ 2DF$ J:DF1F$ 2$ =CI_ K2=GC\CK2GCBD$ CD$ 2$ 6RCDE$ NCD1$ NB2DL$ CJ$ GQ1$ 6RCDE$ NCD1$ N1DF1=$ =1\1C,1I$ 2DV K2V;1DG$ BD$ 2\\B:DG$ BJ$ I:\Q$ 6RCDE$ NCD1$ NB2DL$ GQ1$ 6RCDE$ NCD1$ N1DF1=$ RC33 FCIG=C<:G1$ GB$ I:\Q$ N1DF1=$ CGI$ ?KK3C\2<31$ 81=\1DG2E1$ BJ$ I:\Q$ K2V;1DG f2KK=BK=C2G13V$2Fm:IG1FL$ CD$GQ1$\2I1$BJ$CDG1=1IG$K2V;1DGIL$GB$=1J31\G$GQ1$K1=CBF$BJ GC;1$F:=CDE$RQC\Q$I:\Q$N1DF1=dI$=CI_$K2=GC\CK2GCBD$R2I$J:DF1Fg$CD$GQ1$I2;1$J:DFI 2I$GQBI1$=1\1C,1F$<V$GQ1$6RCDE$NCD1$N1DF1=/ fCCg 7J$ 2DV$K2V;1DG$ =1\1C,1F$<V$ GQ1$6RCDE$NCD1$N1DF1=$ CD$ =1IK1\G$BJ K=CD\CK23$ B=$ CDG1=1IG$ BD$ 2DV$6RCDE$NCD1$NB2D$ CI$ =1j:C=1F$ GB$ <1$ =1G:=D1F$<V$ GQ1 6RCDE$ NCD1$ N1DF1=$ :DF1=$ 2DV$ BJ$ GQ1$ \C=\:;IG2D\1I$ F1I\=C<1F$ CD 61\GCBD$%)/)& fCD\3:FCDE$K:=I:2DG$GB$2DV$I1GG31;1DG$1DG1=1F$CDGB$<V$GQ1$6RCDE$NCD1$N1DF1=$CD$CGI FCI\=1GCBDgL$ 12\Q$ N1DF1=$ IQ233$ K2V$ GB$ GQ1$ 6RCDE$ NCD1$ N1DF1=$ CGI$ ?KK3C\2<31 81=\1DG2E1$GQ1=1BJ$BD$F1;2DF$BJ$GQ1$?F;CDCIG=2GC,1$?E1DGL$K3:I$CDG1=1IG$GQ1=1BD J=B;$GQ1$F2G1$BJ$I:\Q$F1;2DF$GB$GQ1$F2G1$I:\Q$2;B:DG$CI$=1G:=D1FL$2G$2$=2G1$K1= 2DD:;$ 1j:23$ GB$ GQ1$H1F1=23$ H:DFI$A2G1/ $SQ1$?F;CDCIG=2GC,1$?E1DG$RC33$;2_1

%&'()*+&,* I:\Q$F1;2DF$:KBD$GQ1$=1j:1IG$BJ$GQ1$6RCDE$NCD1$N1DF1=/ $SQ1$B<3CE2GCBDI$BJ$GQ1 N1DF1=I$:DF1=$GQCI$\32:I1$IQ233$I:=,C,1$GQ1$K2V;1DG$CD$J:33$BJ$GQ1$O<3CE2GCBDI$2DF GQ1$G1=;CD2GCBD$BJ$GQCI$?E=11;1DG/ f1g 7DG1=1IG$JB=$?\\B:DG$BJ$6RCDE$NCD1$N1DF1=/ $SQ1$6RCDE$NCD1$N1DF1=$IQ233 <1$=1IKBDIC<31$ JB=$ CD,BC\CDE$ GQ1$PB==BR1=$JB=$ CDG1=1IG$BD$GQ1$6RCDE$NCD1$NB2DI/ $5DGC3 12\Q$N1DF1=$J:DFI$CGI$P2I1$A2G1$NB2D$B=$=CI_$K2=GC\CK2GCBD$K:=I:2DG$GB$GQCI 61\GCBD$-/)* GB$ =1JCD2D\1$ I:\Q$N1DF1=dI$?KK3C\2<31$81=\1DG2E1$BJ$ 2DV$6RCDE$NCD1$NB2DL$ CDG1=1IG$ CD =1IK1\G$BJ$I:\Q$?KK3C\2<31$81=\1DG2E1$IQ233$<1$IB313V$JB=$GQ1$2\\B:DG$BJ$GQ1$6RCDE$NCD1 N1DF1=/ fJg 82V;1DGI$0C=1\G3V$ GB$6RCDE$NCD1$N1DF1=/ $SQ1$PB==BR1=$ IQ233$;2_1$233 K2V;1DGI$ BJ$ K=CD\CK23$ 2DF$ CDG1=1IG$ CD$ =1IK1\G$ BJ$ GQ1$ 6RCDE$ NCD1$ NB2DI$ FC=1\G3V$ GB$ GQ1 6RCDE$NCD1$N1DF1=/ fEg 01J2:3GCDE$N1DF1=I/ $9BGRCGQIG2DFCDE$2DVGQCDE$GB$GQ1$\BDG=2=V$\BDG2CD1F CD$ GQCI 61\GCBD$-/)*L$ GQ1$6RCDE$NCD1$N1DF1=$ IQ233$DBG$<1$B<3CE2G1F$ GB$;2_1$2DV$6RCDE NCD1$NB2D$2G$2$GC;1$RQ1D$fCg$2DV$BGQ1=$N1DF1=$CI$2$01J2:3GCDE$N1DF1=$2DF$fCCg$GQ1$6RCDE NCD1$N1DF1=$Q2I$ fB=$2JG1=$EC,CDE$1JJ1\G$ GB$ GQ1$;2_CDE$BJ$ I:\Q$6RCDE$NCD1$NB2D$RB:3F Q2,1g$H=BDGCDE$@eKBI:=1$f2JG1=$EC,CDE$1JJ1\G$GB 61\GCBD -/%&f\ggL$:D31II$GQ1$6RCDE$NCD1 N1DF1=$Q2I$1DG1=1F$ CDGB$2==2DE1;1DGI$ fRQC\Q$;2V$ CD\3:F1$42IQ$4B332G1=23Ci2GCBDg$RCGQ GQ1$PB==BR1=$B=$I:\Q$01J2:3GCDE$N1DF1=$RQC\Q$2=1$I2GCIJ2\GB=V$GB$GQ1$6RCDE$NCD1$N1DF1= GB$ 13C;CD2G1$ GQ1$ 6RCDE$ NCD1$ N1DF1=dI$ H=BDGCDE$ @eKBI:=1$ f2JG1=$ EC,CDE$ 1JJ1\G$ GB 61\GCBD$-/%&f\gg$RCGQ$=1IK1\G$GB$2DV$I:\Q$01J2:3GCDE$N1DF1=/ 2.05 Prepayments/ f2g SQ1$PB==BR1=$;2VL$:KBD$DBGC\1$GB$GQ1$?F;CDCIG=2GC,1$?E1DGL$2G$2DV$GC;1 B=$ J=B;$ GC;1$ GB$ GC;1$ ,B3:DG2=C3V$ K=1K2V$ A1,B3,CDE$ NB2DI$ CD$ RQB31$ B=$ CD$ K2=G$ RCGQB:G K=1;C:;$B=$K1D23GVc K=B,CF1F$GQ2G$fCg$I:\Q$DBGC\1$;:IG$<1$=1\1C,1F$<V$GQ1$?F;CDCIG=2GC,1 ?E1DG$ DBG$ 32G1=$ GQ2D$ %%>))$2/;/$ f?g$GQ=11GRB$ f(-g$ P:ICD1II$ 02VI$ K=CB=$ GB$ 2DV$ F2G1$ BJ K=1K2V;1DG$BJ @:=BFB332=$A2G1S1=;$6OHA$NB2DI$2DF$fPg$BD$GQ1$F2G1$BJ$K=1K2V;1DG$BJ P2I1$A2G1$NB2DIc$fCCg$2DV$K=1K2V;1DG$BJ @:=BFB332=$A2G1S1=;$6OHA$NB2DI$IQ233$<1$CD$2 K=CD\CK23$2;B:DG$BJ$o-L)))L)))$B=$2$RQB31$;:3GCK31$BJ$o%L)))L)))$CD$1e\1II$GQ1=1BJc$2DF fCCCg$2DV$K=1K2V;1DG$BJ$P2I1$A2G1$NB2DI$IQ233$<1$CD$2$K=CD\CK23$2;B:DG$BJ$o&))L)))$B=$2 RQB31$;:3GCK31$BJ$o%))L)))$CD$1e\1II$GQ1=1BJ$B=L$CD$12\Q$\2I1L$CJ$31IIL$GQ1$1DGC=1$K=CD\CK23 2;B:DG$GQ1=1BJ$GQ1D$B:GIG2DFCDE/ $@2\Q$I:\Q$DBGC\1$IQ233$IK1\CJV$GQ1$F2G1$2DF$2;B:DG$BJ I:\Q$K=1K2V;1DG$2DF$GQ1$SVK1fIg$BJ$NB2DI$GB$<1$K=1K2CF$2DFL$CJ$S1=;$6OHA$NB2DI$2=1$GB <1$K=1K2CFL$GQ1$7DG1=1IG$81=CBFfIg$BJ$I:\Q$NB2DI/$$SQ1$?F;CDCIG=2GC,1$?E1DG$RC33$K=B;KG3V DBGCJV$12\Q$N1DF1=$BJ$CGI$=1\1CKG$BJ$12\Q$I:\Q$DBGC\1L$2DF$BJ$GQ1$2;B:DG$BJ$I:\Q$N1DF1=dI ?KK3C\2<31$81=\1DG2E1$BJ$I:\Q$K=1K2V;1DG/ $7J$I:\Q$DBGC\1$CI$EC,1D$<V$GQ1$PB==BR1=L$GQ1 PB==BR1=$IQ233$;2_1$I:\Q$K=1K2V;1DG$2DF$GQ1$K2V;1DG$2;B:DG$IK1\CJC1F$CD$I:\Q$DBGC\1 IQ233$<1$F:1$2DF$K2V2<31$BD$GQ1$F2G1$IK1\CJC1F$GQ1=1CD/ $?DV$K=1K2V;1DG$BJ 2$@:=BFB332= A2G12DV$ NB2D$ IQ233$ <1$ 2\\B;K2DC1F$ <V$ 233$ 2\\=:1F$ CDG1=1IG$ BD$ GQ1$ 2;B:DG$ K=1K2CFL GBE1GQ1=$ RCGQL$ CD$ GQ1$ \2I1$ BJ$ 2DV$ S1=;$ 6OHA$ NB2DL$ 2DV$ 2FFCGCBD23$ 2;B:DGI$ =1j:C=1F

%&'()*+&,* K:=I:2DG$GB 61\GCBD$(/)&/ $@2\Q$I:\Q$K=1K2V;1DG$IQ233$<1$2KK3C1F$GB$GQ1$A1,B3,CDE$NB2DI BJ$GQ1$N1DF1=I$CD$2\\B=F2D\1$RCGQ$GQ1C=$=1IK1\GC,1$?KK3C\2<31$81=\1DG2E1I/ f<g SQ1$PB==BR1=$;2VL$:KBD$DBGC\1$GB$GQ1$6RCDE$NCD1$N1DF1=$fRCGQ$2$\BKV$GB GQ1$?F;CDCIG=2GC,1$?E1DGgL$ 2G$ 2DV$ GC;1$B=$ J=B;$GC;1$ GB$ GC;1L$,B3:DG2=C3V$K=1K2V$6RCDE NCD1$NB2DI$CD$RQB31$B=$CD$K2=G$RCGQB:G$K=1;C:;$B=$K1D23GVc K=B,CF1F$GQ2G$fCg$I:\Q$DBGC\1 ;:IG$<1$=1\1C,1F$<V$GQ1$6RCDE$NCD1$N1DF1=$2DF$GQ1$?F;CDCIG=2GC,1$?E1DG$DBG$32G1=$GQ2D %>))$K/;/$ BD$ GQ1$ F2G1$ BJ$ GQ1$ K=1K2V;1DGL$ 2DF$ fCCg$2DV$ I:\Q$ K=1K2V;1DG$ IQ233$ <1$ CD$ 2 ;CDC;:;$K=CD\CK23$ 2;B:DG$ BJ$ o-&)L)))$B=$ CD$ I:\Q$ 31II1=$ K=CD\CK23$ 2;B:DG$ 2I$;2V$<1 B:GIG2DFCDE/ $@2\Q$I:\Q$DBGC\1$IQ233$IK1\CJV$GQ1$F2G1$2DF$2;B:DG$BJ$I:\Q$K=1K2V;1DG/ $7J I:\Q$DBGC\1$CI$EC,1D$<V$GQ1$PB==BR1=L$GQ1$PB==BR1=$IQ233$;2_1$I:\Q$K=1K2V;1DG$2DF$GQ1 K2V;1DG$2;B:DG$IK1\CJC1F$CD$I:\Q$DBGC\1$IQ233$<1$F:1$2DF$K2V2<31$BD$GQ1$F2G1$IK1\CJC1F GQ1=1CD/ f\g 7J$JB=$2DV$=12IBD$GQ1$SBG23$O:GIG2DFCDEI$2G$2DV$GC;1$1e\11F$GQ1$?EE=1E2G1 4B;;CG;1DGI$GQ1D$CD$1JJ1\GL$GQ1$PB==BR1=$IQ233$C;;1FC2G13V$K=1K2V$NB2DI$2DFYB=$42IQ 4B332G1=23Ci1$GQ1$NY4$O<3CE2GCBDI$CD$2D$2EE=1E2G1$2;B:DG$1j:23$GB$I:\Q$1e\1IIc K=B,CF1FL QBR1,1=L$ GQ2G$ GQ1$ PB==BR1=$ IQ233$ DBG$ <1$ =1j:C=1F$ GB$ 42IQ$ 4B332G1=23Ci1$ GQ1$ NY4 O<3CE2GCBDI$ K:=I:2DG$ GB$ GQCI 61\GCBD$-/)&f\g$ :D31II$ 2JG1=$ GQ1$ K=1K2V;1DG$ CD$ J:33$ BJ$ GQ1 NB2DI$GQ1$SBG23$O:GIG2DFCDEI$1e\11F$GQ1$?EE=1E2G1$4B;;CG;1DGI$GQ1D$CD$1JJ1\G/ 2.06 Termination or Reduction of Commitments/ $SQ1$PB==BR1=$;2VL$:KBD$DBGC\1 GB$ GQ1$ ?F;CDCIG=2GC,1$ ?E1DGL$ G1=;CD2G1$ GQ1$ ?EE=1E2G1$ 4B;;CG;1DGIL$ B=$ J=B;$ GC;1$ GB$ GC;1 K1=;2D1DG3V$ =1F:\1$ GQ1$ ?EE=1E2G1$ 4B;;CG;1DGIc$ K=B,CF1F$ GQ2G$ fCg$2DV$ I:\Q$ DBGC\1$ IQ233$ <1 =1\1C,1F$<V$GQ1$?F;CDCIG=2GC,1$?E1DG$DBG$32G1=$GQ2D$%%>))$2/;/$JC,1$f&g$P:ICD1II$02VI$K=CB=$GB GQ1$ F2G1$ BJ$ G1=;CD2GCBD$ B=$ =1F:\GCBDL$ fCCg$2DV$ I:\Q$ K2=GC23$ =1F:\GCBD$ IQ233$ <1$ CD$ 2D$ 2EE=1E2G1 2;B:DG$BJ$o%)L)))L)))$B=$2DV$RQB31$;:3GCK31$BJ$o%L)))L)))$CD$1e\1II$GQ1=1BJL$fCCCg$GQ1$PB==BR1= IQ233$DBG$ G1=;CD2G1$B=$=1F:\1$GQ1$?EE=1E2G1$4B;;CG;1DGI$ CJL$2JG1=$EC,CDE$1JJ1\G$GQ1=1GB$2DF$GB 2DV$ \BD\:==1DG$ K=1K2V;1DGI$ Q1=1:DF1=L$ GQ1$ SBG23$ O:GIG2DFCDEI$ RB:3F$ 1e\11F$ GQ1$ ?EE=1E2G1 4B;;CG;1DGIL$2DF$fC,g$CJL$2JG1=$EC,CDE$1JJ1\G$ GB$2DV$=1F:\GCBD$BJ$GQ1$?EE=1E2G1$4B;;CG;1DGIL GQ1$N1GG1=$BJ$4=1FCG$6:<3C;CG$B=$GQ1$6RCDE$NCD1$6:<3C;CG$1e\11FI$GQ1$2;B:DG$BJ$GQ1$?EE=1E2G1 4B;;CG;1DGIL$I:\Q$I:<3C;CG$IQ233$<1$2:GB;2GC\233V$=1F:\1F$<V$GQ1$2;B:DG$BJ$I:\Q$1e\1II/ $SQ1 ?F;CDCIG=2GC,1$ ?E1DG$ RC33$ K=B;KG3V$ DBGCJV$ GQ1$ N1DF1=I$ BJ$ 2DV$ I:\Q$ DBGC\1$ BJ$ G1=;CD2GCBD$ B= =1F:\GCBD$BJ$GQ1$?EE=1E2G1$4B;;CG;1DGI/ $?DV$=1F:\GCBD$BJ$GQ1$?EE=1E2G1$4B;;CG;1DGI$IQ233 <1$ 2KK3C1F$ GB$ GQ1$ 4B;;CG;1DG$ BJ$ 12\Q$ N1DF1=$ 2\\B=FCDE$ GB$ CGI$ ?KK3C\2<31$ 81=\1DG2E1$ BJ$ GQ1 H2\C3CGV/ $ ?33$ J11I$ 2\\=:1F$ :DGC3$ GQ1$ 1JJ1\GC,1$ F2G1$ BJ$ 2DV$ G1=;CD2GCBD$ BJ$ GQ1$ ?EE=1E2G1 4B;;CG;1DGI$IQ233$<1$K2CF$BD$GQ1$1JJ1\GC,1$F2G1$BJ$I:\Q$G1=;CD2GCBD/ 2.07 Repayment of Loans/ f2g SQ1$ PB==BR1=$ IQ233$ =1K2V$ GB$ GQ1$ N1DF1=I$ BD$ GQ1$ T2G:=CGV$ 02G1$ GQ1 2EE=1E2G1$K=CD\CK23$2;B:DG$BJ$A1,B3,CDE$NB2DI$B:GIG2DFCDE$BD$I:\Q$F2G1/ f<g SQ1$PB==BR1=$IQ233$=1K2V$12\Q$6RCDE$NCD1$NB2D$BD$GQ1$12=3C1=$GB$B\\:=$BJ fCg$GQ1$F2G1$I1,1D$f.g$F2VI$2JG1=$I:\Q$NB2D$CI$;2F1$2DF$fCCg$GQ1$T2G:=CGV$02G1/

%&'()*+&,* 2.08 Interest/ f2g 6:<m1\G$ GB$ GQ1$ K=B,CICBDI$ BJ$ I:<I1\GCBD$f<g$ <13BRL$ fCg$12\Q @:=BFB332= A2G1S1=;$6OHA$NB2D$IQ233$<12=$CDG1=1IG$BD$GQ1$B:GIG2DFCDE$K=CD\CK23$2;B:DG$GQ1=1BJ$JB= 12\Q$7DG1=1IG$81=CBF$2G$2$=2G1$K1=$2DD:;$1j:23$GB$GQ1$31II1=$BJ$feg$GQ1$WCEQ1IG$N2RJ:3$A2G1 2DF$fVg$GQ1$@:=BFB332=$A2G1S1=;$6OHA$JB=$I:\Q$7DG1=1IG$81=CBF$K3:I$GQ1$?KK3C\2<31$A2G1c fCCg$12\Q$P2I1$A2G1$NB2D$IQ233$<12=$CDG1=1IG$BD$GQ1$B:GIG2DFCDE$K=CD\CK23$2;B:DG$GQ1=1BJ J=B;$ GQ1$ 2KK3C\2<31$ <B==BRCDE$ F2G1$ 2G$ 2$ =2G1$ K1=$ 2DD:;$ 1j:23$ GB$ GQ1$ 31II1=$ BJ$ feg$GQ1 WCEQ1IG$N2RJ:3$A2G1$2DF$fVg$GQ1$P2I1$A2G1$K3:I$GQ1$?KK3C\2<31$A2G1c$2DF$fCCCg$12\Q$6RCDE NCD1$ NB2D$ IQ233$ <12=$ CDG1=1IG$ BD$ GQ1$ B:GIG2DFCDE$ K=CD\CK23$ 2;B:DG$ GQ1=1BJ$ J=B;$ GQ1 2KK3C\2<31$ <B==BRCDE$ F2G1$ 2G$ 2$ =2G1$ K1=$ 2DD:;$ 1j:23$ GB$ GQ1$ 31II1=$ BJ$ feg$GQ1$ WCEQ1IG N2RJ:3$A2G1$2DF$fVg$GQ1$P2I1$A2G1$K3:I$GQ1$?KK3C\2<31$A2G1/ f<g fCg 7J$ 2DV$ 2;B:DG$ BJ$ K=CD\CK23$ BJ$ 2DV$ NB2D$ CI$ DBG$ K2CF$ RQ1D$ F:1L RQ1GQ1=$2G$IG2G1F$;2G:=CGVL$<V$2\\131=2GCBD$B=$BGQ1=RCI1L$I:\Q$2;B:DG$IQ233$GQ1=12JG1=$<12= CDG1=1IG$2G$2$J3:\G:2GCDE$CDG1=1IG$=2G1$K1=$2DD:;$2G$233$GC;1I$1j:23$GB$GQ1$31II1=$BJ$feg$GQ1 01J2:3G$ A2G1$ 2DF$ fVg$GQ1$ WCEQ1IG$ N2RJ:3$ A2G1L$ GB$ GQ1$ J:331IG$ 1eG1DG$ K1=;CGG1F$ <V ?KK3C\2<31$N2R/ fCCg 7J$ 2DV$ 2;B:DG$ fBGQ1=$ GQ2D$ K=CD\CK23$ BJ$ 2DV$NB2Dg$K2V2<31$<V$ GQ1 PB==BR1=$ :DF1=$ 2DV$ NB2D$ 0B\:;1DG$ CI$ DBG$ K2CF$ RQ1D$ F:1L$ RQ1GQ1=$ 2G$ IG2G1F ;2G:=CGVL$ <V$ 2\\131=2GCBD$ B=$ BGQ1=RCI1L$ GQ1D$ :KBD$ GQ1$ =1j:1IG$ BJ$ GQ1$ A1j:C=1F N1DF1=IL$I:\Q$2;B:DG$IQ233$GQ1=12JG1=$<12=$CDG1=1IG$2G$2$J3:\G:2GCDE$CDG1=1IG$=2G1$K1= 2DD:;$2G$233$GC;1I$1j:23$GB$GQ1$31II1=$BJ$feg$GQ1$01J2:3G$A2G1$2DF$fVg$GQ1$WCEQ1IG N2RJ:3$A2G1L$GB$GQ1$J:331IG$1eG1DG$K1=;CGG1F$<V$?KK3C\2<31$N2R/ fCCCg 5KBD$ GQ1$ =1j:1IG$ BJ$ GQ1$ A1j:C=1F$ N1DF1=IL$ RQC31$ 2DV$ @,1DG$ BJ 01J2:3G$ 1eCIGIL$ GQ1$ PB==BR1=$ IQ233$ K2V$ CDG1=1IG$ BD$ GQ1$ K=CD\CK23$ 2;B:DG$ BJ$ 233 B:GIG2DFCDE$O<3CE2GCBDI$Q1=1:DF1=$2G$2$J3:\G:2GCDE$CDG1=1IG$=2G1$K1=$2DD:;$2G$233 GC;1I$1j:23$GB$GQ1$31II1=$BJ$feg$GQ1$01J2:3G$A2G1$2DF$fVg$GQ1$WCEQ1IG$N2RJ:3$A2G1L GB$GQ1$J:331IG$1eG1DG$K1=;CGG1F$<V$?KK3C\2<31$N2R/ fC,g ?\\=:1F$ 2DF$ :DK2CF$ CDG1=1IG$ BD$ K2IG$ F:1$ 2;B:DGI$ fCD\3:FCDE CDG1=1IG$BD$K2IG$F:1$CDG1=1IGg$IQ233$<1$F:1$2DF$K2V2<31$:KBD$F1;2DF/ f\g 7DG1=1IG$BD$12\Q$NB2D$IQ233$<1$F:1$2DF$K2V2<31$CD$2==12=I$BD$12\Q$7DG1=1IG 82V;1DG$ 02G1$ 2KK3C\2<31$ GQ1=1GB$ 2DF$ 2G$ I:\Q$ BGQ1=$ GC;1I$ 2I$;2V$<1$ IK1\CJC1F$ Q1=1CD/ 7DG1=1IG$Q1=1:DF1=$IQ233$<1$F:1$2DF$K2V2<31$CD$2\\B=F2D\1$RCGQ$GQ1$G1=;I$Q1=1BJ$<1JB=1 2DF$2JG1=$m:FE;1DGL$2DF$<1JB=1$2DF$2JG1=$GQ1$\B;;1D\1;1DG$BJ$2DV$K=B\11FCDE$:DF1=$2DV 01<GB=$A13C1J$N2R/ 2.09 Fees/ $ 7D$ 2FFCGCBD$ GB$ \1=G2CD$ J11I$ F1I\=C<1F$ CD$ I:<I1\GCBDI$fCg$ 2DF fmg$ BJ 61\GCBD$-/)(> f2g H2\C3CGV$H11/ $SQ1$PB==BR1=$IQ233$K2V$GB$GQ1$?F;CDCIG=2GC,1$?E1DG$JB=$GQ1 2\\B:DG$BJ$12\Q$N1DF1=$CD$2\\B=F2D\1$RCGQ$CGI$?KK3C\2<31$81=\1DG2E1$:DF1=$GQ1$H2\C3CGVL$2 J2\C3CGV$ J11$fkH2\C3CGV$H11lg$1j:23$ GB$ GQ1$?KK3C\2<31$A2G1$f\23\:32G1F$K1=$F2Vg GC;1I$GQ1 2\G:23$F2C3V$2;B:DG$BJ$GQ1$?EE=1E2G1$4B;;CG;1DGI$fB=L$CJ$GQ1$?EE=1E2G1$4B;;CG;1DGI

%&'()*+&,* Q2,1$G1=;CD2G1FL$BD$GQ1$O:GIG2DFCDE$?;B:DG$BJ$233$A1,B3,CDE$NB2DIL$6RCDE$NCD1$NB2DI 2DF$ NY4$ O<3CE2GCBDIgL$ =1E2=F31II$ BJ$ :I2E1/ $ SQ1$ H2\C3CGV$ H11$ IQ233$ 2\\=:1$ 2G$ 233$ GC;1I F:=CDE$ GQ1$ ?,2C32<C3CGV$ 81=CBF$ f2DF$ GQ1=12JG1=$ IB$ 3BDE$ 2I$ 2DV$A1,B3,CDE$NB2DIL$ 6RCDE NCD1$NB2DI$B=$NY4$O<3CE2GCBDI$=1;2CD$B:GIG2DFCDEgL$CD\3:FCDE$2G$2DV$GC;1$F:=CDE$RQC\Q BD1$ B=$ ;B=1$ BJ$ GQ1$ \BDFCGCBDI$ CD ?=GC\31$7`$ CI$ DBG$ ;1GL$ 2DF$ IQ233$ <1$ F:1$ 2DF$ K2V2<31 j:2=G1=3V$ CD$ 2==12=I$ BD$ GQ1$ 32IG$ P:ICD1II$ 02V$ BJ$ 12\Q$ T2=\QL$ ^:D1L$ 61KG1;<1=$ 2DF 01\1;<1=L$\B;;1D\CDE$RCGQ$GQ1$JC=IG$I:\Q$F2G1$GB$B\\:=$2JG1=$GQ1$@JJ1\GC,1$02G1L$2DF$BD GQ1$T2G:=CGV$02G1$f2DFL$ CJ$2KK3C\2<31L$ GQ1=12JG1=$BD$F1;2DFg/ $SQ1$H2\C3CGV$H11$IQ233$<1 \23\:32G1F$j:2=G1=3V$CD$2==12=IL$2DF$CJ$GQ1=1$CI$2DV$\Q2DE1$CD$GQ1$?KK3C\2<31$A2G1$F:=CDE 2DV$j:2=G1=L$GQ1$2\G:23$F2C3V$2;B:DG$IQ233$<1$\B;K:G1F$2DF$;:3GCK3C1F$<V$GQ1$?KK3C\2<31 A2G1$ I1K2=2G13V$ JB=$ 12\Q$ K1=CBF$ F:=CDE$ I:\Q$ j:2=G1=$ GQ2G$ I:\Q$ ?KK3C\2<31$ A2G1$ R2I$ CD 1JJ1\G/ f<g OGQ1=$H11I/ fCg SQ1$ PB==BR1=$ IQ233$ K2V$ GB$ GQ1$ ^BCDG$ ?==2DE1=I$ 2DF$ GQ1 ?F;CDCIG=2GC,1$?E1DG$JB=$GQ1C=$BRD$=1IK1\GC,1$2\\B:DGI$J11I$CD$GQ1$2;B:DGI$2DF$2G GQ1$GC;1I$IK1\CJC1F$CD$GQ1$H11$N1GG1=I/ $6:\Q$J11I$IQ233$<1$J:33V$12=D1F$RQ1D$K2CF 2DF$IQ233$DBG$<1$=1J:DF2<31$JB=$2DV$=12IBD$RQ2GIB1,1=/ fCCg SQ1$PB==BR1=$IQ233$K2V$GB$GQ1$N1DF1=I$I:\Q$J11I$2I$IQ233$Q2,1$<11D I1K2=2G13V$2E=11F$:KBD$CD$R=CGCDE$CD$GQ1$2;B:DGI$2DF$2G$GQ1$GC;1I$IB$IK1\CJC1F/ 6:\Q$ J11I$ IQ233$ <1$ J:33V$ 12=D1F$ RQ1D$ K2CF$ 2DF$ IQ233$ DBG$ <1$ =1J:DF2<31$ JB=$ 2DV =12IBD$RQ2GIB1,1=/ 2.10 Computation of Interest and Fees/ $?33$\B;K:G2GCBDI$BJ$CDG1=1IG$JB=$P2I1$A2G1 NB2DI$fCD\3:FCDE$P2I1$A2G1$NB2DI$F1G1=;CD1F$<V$=1J1=1D\1$GB GQ1$@:=BFB332=$A2G1S1=;$6OHAg IQ233$<1$;2F1$BD$ GQ1$<2ICI$BJ$2$V12=$BJ$('&$B=$(''$F2VIL$ 2I$ GQ1$\2I1$;2V$<1L$2DF$2\G:23$F2VI 132KI1F/$$?33$BGQ1=$\B;K:G2GCBDI$BJ$J11I$2DF$CDG1=1IG$IQ233$<1$;2F1$BD$GQ1$<2ICI$BJ$2$(')[F2V$V12= 2DF$2\G:23$F2VI$132KI1F$fRQC\Q$=1I:3GI$CD$;B=1$J11I$B=$CDG1=1IGL$2I$2KK3C\2<31L$<1CDE$K2CF$GQ2D$CJ \B;K:G1F$BD$ GQ1$<2ICI$ BJ$ 2$('&[F2V$V12=g/ $ 7DG1=1IG$ IQ233$ 2\\=:1$BD$ 12\Q$NB2D$ JB=$ GQ1$F2V$BD RQC\Q$GQ1$NB2D$CI$;2F1L$2DF$IQ233$DBG$2\\=:1$BD$2$NB2DL$B=$2DV$KB=GCBD$GQ1=1BJL$JB=$GQ1$F2V$BD RQC\Q$GQ1$NB2D$B=$I:\Q$KB=GCBD$CI$K2CFL K=B,CF1F$GQ2G$2DV$NB2D$GQ2G$CI$=1K2CF$BD$GQ1$I2;1$F2V$BD RQC\Q$CG$CI$;2F1$IQ233L$I:<m1\G$GB 61\GCBD$-/%-f2gL$<12=$CDG1=1IG$JB=$BD1$F2V/ $@2\Q$F1G1=;CD2GCBD <V$GQ1$?F;CDCIG=2GC,1$?E1DG$BJ$2D$CDG1=1IG$=2G1$B=$J11$Q1=1:DF1=$IQ233$<1$\BD\3:IC,1$2DF$<CDFCDE JB=$233$K:=KBI1IL$2<I1DG$;2DCJ1IG$1==B=/ 2.11 Evidence of Debt/ f2g SQ1$4=1FCG$@eG1DICBDI$;2F1$<V$12\Q$N1DF1=$IQ233$<1$1,CF1D\1F$<V$BD1$B= ;B=1$2\\B:DGI$B=$=1\B=FI$;2CDG2CD1F$<V$I:\Q$N1DF1=$2DF$<V$GQ1$?F;CDCIG=2GC,1$?E1DG$CD GQ1$ B=FCD2=V$ \B:=I1$ BJ$ <:ICD1II/ $ SQ1$ 2\\B:DGI$ B=$ =1\B=FI$ ;2CDG2CD1F$ <V$ GQ1 ?F;CDCIG=2GC,1$?E1DG$2DF$12\Q$N1DF1=$IQ233$<1$\BD\3:IC,1$2<I1DG$;2DCJ1IG$1==B=$BJ$ GQ1 2;B:DG$BJ$GQ1$4=1FCG$@eG1DICBDI$;2F1$<V$GQ1$N1DF1=I$GB$GQ1$NB2D$82=GC1I$2DF$GQ1$CDG1=1IG 2DF$ K2V;1DGI$ GQ1=1BD/ $ ?DV$ J2C3:=1$ GB$ IB$ =1\B=F$ B=$ 2DV$ 1==B=$ CD$ FBCDE$ IB$ IQ233$ DBGL QBR1,1=L$3C;CG$B=$BGQ1=RCI1$2JJ1\G$GQ1$B<3CE2GCBD$BJ$GQ1$NB2D$82=GC1I$Q1=1:DF1=$GB$K2V$2DV 2;B:DG$BRCDE$RCGQ$=1IK1\G$GB$GQ1$O<3CE2GCBDI/ $7D$GQ1$1,1DG$BJ$2DV$\BDJ3C\G$<1GR11D$GQ1

%&'()*+&,* 2\\B:DGI$ 2DF$ =1\B=FI$ ;2CDG2CD1F$ <V$ 2DV$ N1DF1=$ 2DF$ GQ1$ 2\\B:DGI$ 2DF$ =1\B=FI$ BJ$ GQ1 ?F;CDCIG=2GC,1$ ?E1DG$ CD$ =1IK1\G$ BJ$ I:\Q$ ;2GG1=IL$ GQ1$ 2\\B:DGI$ 2DF$ =1\B=FI$ BJ$ GQ1 ?F;CDCIG=2GC,1$?E1DG$IQ233$\BDG=B3$CD$GQ1$2<I1D\1$BJ$;2DCJ1IG$1==B=/ $5KBD$GQ1$=1j:1IG$BJ 2DV$ N1DF1=$ ;2F1$ GQ=B:EQ$ GQ1$ ?F;CDCIG=2GC,1$ ?E1DGL$ GQ1$ PB==BR1=$ IQ233$ 1e1\:G1$ 2DF F13C,1=$GB$I:\Q$N1DF1=$fGQ=B:EQ$GQ1$?F;CDCIG=2GC,1$?E1DGg$2$9BG1$CD$GQ1$2KK3C\2<31$JB=;L RQC\Q$IQ233$1,CF1D\1$I:\Q$N1DF1=dI$NB2DI$CD$2FFCGCBD$GB$I:\Q$2\\B:DGI$B=$=1\B=FI/ $@2\Q N1DF1=$ ;2V$ 2GG2\Q$ I\Q1F:31I$ GB$ CGI$ 9BG1$ 2DF$ 1DFB=I1$ GQ1=1BD$ GQ1$ F2G1L$ SVK1$ fCJ 2KK3C\2<31gL$2;B:DG$2DF$;2G:=CGV$BJ$CGI$NB2DI$2DF$K2V;1DGI$RCGQ$=1IK1\G$GQ1=1GB/ f<g 7D$2FFCGCBD$GB$GQ1$2\\B:DGI$2DF$=1\B=FI$=1J1==1F$GB$CD$I:<I1\GCBD$f2gL$12\Q N1DF1=$2DF$GQ1$?F;CDCIG=2GC,1$?E1DG$IQ233$;2CDG2CD$CD$2\\B=F2D\1$RCGQ$CGI$:I:23$K=2\GC\1 2\\B:DGI$B=$=1\B=FI$1,CF1D\CDE$GQ1$K:=\Q2I1I$2DF$I231I$<V$I:\Q$N1DF1=$BJ$K2=GC\CK2GCBDI CD$ N1GG1=I$ BJ$ 4=1FCG$ 2DF$ 6RCDE$ NCD1$ NB2DI/ $ 7D$ GQ1$ 1,1DG$ BJ$ 2DV$ \BDJ3C\G$ <1GR11D$ GQ1 2\\B:DGI$ 2DF$ =1\B=FI$ ;2CDG2CD1F$ <V$ GQ1$ ?F;CDCIG=2GC,1$ ?E1DG$ 2DF$ GQ1$ 2\\B:DGI$ 2DF =1\B=FI$ BJ$ 2DV$ N1DF1=$ CD$ =1IK1\G$ BJ$ I:\Q$ ;2GG1=IL$ GQ1$ 2\\B:DGI$ 2DF$ =1\B=FI$ BJ$ GQ1 ?F;CDCIG=2GC,1$?E1DG$IQ233$\BDG=B3$CD$GQ1$2<I1D\1$BJ$;2DCJ1IG$1==B=/ 2.12 Payments Generally; Administrative Agent’s Clawback/ f2g M1D1=23/ $?33$K2V;1DGI$GB$<1$;2F1$<V$GQ1$NB2D$82=GC1I$IQ233$<1$;2F1$J=11 2DF$ \312=$ BJ$ 2DF$ RCGQB:G$ \BDFCGCBD$ B=$ F1F:\GCBD$ JB=$ 2DV$ \B:DG1=\32C;L$ F1J1DI1L =1\B:K;1DG$B=$I1GBJJ/ $?33$K2V;1DGI$<V$GQ1$NB2D$82=GC1I$Q1=1:DF1=$IQ233$<1$;2F1$GB$GQ1 ?F;CDCIG=2GC,1$?E1DGL$JB=$GQ1$2\\B:DG$BJ$GQ1$=1IK1\GC,1$N1DF1=I$GB$RQC\Q$I:\Q$K2V;1DG$CI BR1FL$2G$GQ1$?F;CDCIG=2GC,1$?E1DGdI$OJJC\1$CD$0B332=I$2DF$CD$C;;1FC2G13V$2,2C32<31$J:DFI DBG$ 32G1=$ GQ2D$ ->))$K/;/$ BD$ GQ1$ F2G1$ IK1\CJC1F$ Q1=1CD/ $ SQ1$ ?F;CDCIG=2GC,1$ ?E1DG$ RC33 K=B;KG3V$FCIG=C<:G1$GB$12\Q$N1DF1=$CGI$?KK3C\2<31$81=\1DG2E1$fB=$BGQ1=$2KK3C\2<31$IQ2=1$2I K=B,CF1F$Q1=1CDg$BJ$I:\Q$K2V;1DG$RCGQ$=1IK1\G$GB$K=CD\CK23$2DF$CDG1=1IG$BD$NB2DI$CD$3C_1 J:DFI$ 2I$ =1\1C,1F$ <V$ RC=1$ G=2DIJ1=$ GB$ I:\Q$ N1DF1=dI$ N1DFCDE$ OJJC\1/ $ ?33$ K2V;1DGI =1\1C,1F$<V$ GQ1$?F;CDCIG=2GC,1$?E1DG$2JG1=$->))$K/;/L$ IQ233$<1$F11;1F$=1\1C,1F$BD$ GQ1 D1eG$I:\\11FCDE$P:ICD1II$02V$2DF$2DV$2KK3C\2<31$CDG1=1IG$B=$J11$IQ233$\BDGCD:1$GB$2\\=:1/ 7J$ 2DV$ K2V;1DG$ GB$ <1$ ;2F1$ <V$ GQ1$ PB==BR1=$ IQ233$ \B;1$ F:1$ BD$ 2$ F2V$ BGQ1=$ GQ2D$ 2 P:ICD1II$ 02VL$ K2V;1DG$ IQ233$ <1$ ;2F1$ BD$ GQ1$ D1eG$ JB33BRCDE$ P:ICD1II$ 02VL$ 2DF$ I:\Q 1eG1DICBD$BJ$GC;1$IQ233$<1$=1J31\G1F$CD$\B;K:GCDE$CDG1=1IG$B=$J11IL$2I$GQ1$\2I1$;2V$<1/ f<g H:DFCDE$<V$N1DF1=Ic$8=1I:;KGCBD$<V$?F;CDCIG=2GC,1$?E1DG/ $5D31II$ GQ1 ?F;CDCIG=2GC,1$?E1DG$IQ233$Q2,1$=1\1C,1F$DBGC\1$J=B;$2$N1DF1=$K=CB=$GB$GQ1$K=BKBI1F$F2G1 BJ$ 2DV$ A1,B3,CDE$ PB==BRCDE BJ$ S1=;$ 6OHA$ NB2DI$ fB=L$ CD$ GQ1$ \2I1$ BJ$ 2DV$ A1,B3,CDE PB==BRCDE$ BJ$ P2I1$ A2G1$ NB2DIL$ K=CB=$ GB$ %->))$ DBBD$ BD$ GQ1$ F2G1$ BJ$ I:\Q$ A1,B3,CDE PB==BRCDEg GQ2G$I:\Q$N1DF1=$RC33$DBG$;2_1$2,2C32<31$GB$GQ1$?F;CDCIG=2GC,1$?E1DG$I:\Q N1DF1=dI$IQ2=1$BJ$I:\Q$A1,B3,CDE$PB==BRCDEL$GQ1$?F;CDCIG=2GC,1$?E1DG$;2V$2II:;1$GQ2G I:\Q$ N1DF1=$ Q2I$ ;2F1$ I:\Q$ IQ2=1$ 2,2C32<31$ BD$ I:\Q$ F2G1$ CD$ 2\\B=F2D\1$ RCGQ 61\GCBD$-/)-?=GC\31$77$fB=L$CD$GQ1$\2I1$BJ$2$A1,B3,CDE$PB==BRCDE$BJ$P2I1$A2G1$NB2DIL$GQ2G I:\Q$N1DF1=$Q2I$;2F1$I:\Q$IQ2=1$2,2C32<31$CD$2\\B=F2D\1$RCGQ$2DF$2G$GQ1$GC;1$=1j:C=1F$<V 61\GCBD$?=GC\31$ 77g 2DF$ ;2VL$ CD$ =13C2D\1$ :KBD$ I:\Q$ 2II:;KGCBDL$ ;2_1$ 2,2C32<31$ GB$ GQ1 PB==BR1=$2$\B==1IKBDFCDE$2;B:DG/ $ 7D$I:\Q$1,1DGL$ CJ$2$N1DF1=$Q2I$DBG$ CD$J2\G$;2F1$CGI IQ2=1$BJ$GQ1$2KK3C\2<31$A1,B3,CDE$PB==BRCDE$2,2C32<31$GB$GQ1$?F;CDCIG=2GC,1$?E1DGL$GQ1D GQ1$ 2KK3C\2<31$ N1DF1=$ 2DF$ GQ1$ PB==BR1=$ I1,1=233V$ 2E=11$ GB$ K2V$ GB$ GQ1$ ?F;CDCIG=2GC,1

%&'()*+&,* ?E1DG$JB=GQRCGQ$BD$F1;2DF$I:\Q$\B==1IKBDFCDE$2;B:DG$CD$C;;1FC2G13V$2,2C32<31$J:DFI RCGQ$ CDG1=1IG$ GQ1=1BDL$ JB=$ 12\Q$ F2V$ J=B;$ 2DF$ CD\3:FCDE$ GQ1$ F2G1$ I:\Q$ 2;B:DG$ CI$ ;2F1 2,2C32<31$ GB$ GQ1$ PB==BR1=$ GB$ <:G$ 1e\3:FCDE$ GQ1$ F2G1$ BJ$ K2V;1DG$ GB$ GQ1$ ?F;CDCIG=2GC,1 ?E1DGL$ 2G$ f?g$CD$ GQ1$ \2I1$ BJ$ 2$ K2V;1DG$ GB$ <1$;2F1$<V$ I:\Q$N1DF1=L$ GQ1$ E=12G1=$ BJ$ GQ1 H1F1=23$ H:DFI$ A2G1$ 2DF$ 2$ =2G1$ F1G1=;CD1F$ <V$ GQ1$ ?F;CDCIG=2GC,1$ ?E1DG$ CD$ 2\\B=F2D\1 RCGQ$ <2D_CDE$ CDF:IG=V$ =:31I$ BD$ CDG1=<2D_$ \B;K1DI2GCBDL$ K3:I$ 2DV$ 2F;CDCIG=2GC,1L K=B\1IICDE$B=$IC;C32=$J11I$\:IGB;2=C3V$\Q2=E1F$<V$GQ1$?F;CDCIG=2GC,1$?E1DG$CD$\BDD1\GCBD RCGQ$ GQ1$ JB=1EBCDE$ 2DF$ fPg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dI$A1,B3,CDE$NB2D$CD\3:F1F$CD$I:\Q$A1,B3,CDE$PB==BRCDE/ $?DV K2V;1DG$<V$GQ1$PB==BR1=$IQ233$<1$RCGQB:G$K=1m:FC\1$GB$2DV$\32C;$GQ1$PB==BR1=$;2V$Q2,1 2E2CDIG$ 2$ N1DF1=$ GQ2G$ IQ233$ Q2,1$ J2C31F$ GB$ ;2_1$ I:\Q$ K2V;1DG$ GB$ GQ1$ ?F;CDCIG=2GC,1 ?E1DG/ f\g 82V;1DGI$ <V$ NB2D$ 82=GC1Ic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ith respect to any payment that the Administrative Agent makes for the account of the Lenders or an L/C Issuer hereunder as to which the Administrative Agent determines (which determination shall be conclusive absent manifest error) that any of the following applies (such payment referred to as the “Rescindable Amount”): (1) GQ1 NB2D$82=GC1I$Q2,1$DBG$CD$J2\G$;2F1$I:\Q$K2V;1DGc$f-g$GQ1$?F;CDCIG=2GC,1$?E1DG$Q2I$;2F1 2$ K2V;1DG$ CD$ 1e\1II$ BJ$ GQ1$ 2;B:DG$ IB$ K2CF$ <V$ GQ1$ NB2D$ 82=GC1I$ fRQ1GQ1=$ B=$ DBG$ GQ1D BR1Fgc$B=$f(g$ GQ1$?F;CDCIG=2GC,1$?E1DG$Q2I$JB=$2DV$=12IBD$BGQ1=RCI1$1==BD1B:I3V$;2F1 I:\Q$K2V;1DGc GQ1D$12\Q$BJ$GQ1$N1DF1=IL$H=BDGCDE$P2D_I$2DF$NY4$7II:1=IL$2I$GQ1$\2I1$;2V <1L$ I1,1=233V$ 2E=11I$ GB$ =1K2V$ GB$ GQ1$ ?F;CDCIG=2GC,1$ ?E1DG$ JB=GQRCGQ$ BD$ F1;2DF$ GQ1 A1I\CDF2<31$?;B:DG$IB$FCIG=C<:G1F$GB$I:\Q$81=IBDL$CD$C;;1FC2G13V$2,2C32<31$J:DFI$RCGQ CDG1=1IG$GQ1=1BDL$JB=$12\Q$F2V$J=B;$2DF$CD\3:FCDE$GQ1$F2G1$I:\Q$2;B:DG$CI$FCIG=C<:G1F$GB$CG GB$<:G$1e\3:FCDE$GQ1$F2G1$BJ$K2V;1DG$GB$GQ1$?F;CDCIG=2GC,1$?E1DGL$2G$ GQ1$E=12G1=$BJ$ GQ1 H1F1=23$ H:DFI$ A2G1$ 2DF$ 2$ =2G1$ F1G1=;CD1F$ <V$ GQ1$ ?F;CDCIG=2GC,1$ ?E1DG$ CD$ 2\\B=F2D\1 RCGQ$<2D_CDE$CDF:IG=V$=:31I$BD$CDG1=<2D_$\B;K1DI2GCBD/ ?$DBGC\1$BJ$GQ1$?F;CDCIG=2GC,1$?E1DG$GB$2DV$N1DF1=$B=$2$NB2D$82=GV$RCGQ$=1IK1\G$GB$2DV 2;B:DGI$BRCDE$:DF1=$I:<I1\GCBDI$f<g$2DF$f\g$IQ233$<1$\BD\3:IC,1L$2<I1DG$;2DCJ1IG$1==B=/ fFg H2C3:=1$GB$62GCIJV$4BDFCGCBDI$8=1\1F1DG/ $7J$2DV$N1DF1=$;2_1I$2,2C32<31$GB GQ1$?F;CDCIG=2GC,1$?E1DG$J:DFI$JB=$2DV$NB2D$GB$<1$;2F1$<V$I:\Q$N1DF1=$2I$K=B,CF1F$CD GQ1$JB=1EBCDE$K=B,CICBDI$BJ$GQCI ?=GC\31$77L$2DF$I:\Q$J:DFI$2=1$DBG$;2F1$2,2C32<31$GB$GQ1 PB==BR1=$ <V$ GQ1$?F;CDCIG=2GC,1$?E1DG$<1\2:I1$ GQ1$ \BDFCGCBDI$ GB$ GQ1$ 2KK3C\2<31$4=1FCG

%&'()*+&,* @eG1DICBD$I1G$JB=GQ$CD ?=GC\31$7`$2=1$DBG$I2GCIJC1F$B=$R2C,1F$CD$2\\B=F2D\1$RCGQ$GQ1$G1=;I Q1=1BJL$GQ1$?F;CDCIG=2GC,1$?E1DG$IQ233$=1G:=D$I:\Q$J:DFI$fCD$3C_1$J:DFI$2I$=1\1C,1F$J=B; I:\Q$N1DF1=g$GB$I:\Q$N1DF1=L$RCGQB:G$CDG1=1IG/ f1g O<3CE2GCBDI$BJ$N1DF1=I$61,1=23/ $SQ1$B<3CE2GCBDI$BJ$GQ1$N1DF1=I$Q1=1:DF1= GB$ ;2_1$ A1,B3,CDE$ NB2DIL$ GB$ J:DF$ 61,1=23$ N1GG1=I$ BJ$ 4=1FCGL$ GB$ K:=\Q2I1$ 2DF$ J:DF K2=GC\CK2GCBDI$CD$H=BDG1F$N1GG1=I$BJ$4=1FCG$2DF$6RCDE$NCD1$NB2DI$2DF$GB$;2_1$K2V;1DGI K:=I:2DG$GB 61\GCBD$%)/)*f\g$2=1$I1,1=23$2DF$DBG$mBCDG/ $SQ1$J2C3:=1$BJ$2DV$N1DF1=$GB$;2_1 2DV$ A1,B3,CDE$ NB2DL$ GB$ J:DF$ 2DV$ 61,1=23$ N1GG1=$ BJ$ 4=1FCGL$ GB$ K:=\Q2I1$ 2DF$ J:DF$ I:\Q K2=GC\CK2GCBDI$ B=$ GB$ ;2_1$ 2DV$ K2V;1DG$ :DF1= 61\GCBD$%)/)*f\g$ BD$ 2DV$ F2G1$ =1j:C=1F Q1=1:DF1=$IQ233$DBG$=13C1,1$2DV$BGQ1=$N1DF1=$BJ$CGI$\B==1IKBDFCDE$B<3CE2GCBD$GB$FB$IB$BD I:\Q$F2G1L$2DF$DB$N1DF1=$IQ233$<1$=1IKBDIC<31$ JB=$ GQ1$J2C3:=1$BJ$2DV$BGQ1=$N1DF1=$GB$IB ;2_1$ CGI$ A1,B3,CDE$ NB2DL$ GB$ K:=\Q2I1$ CGI$ K2=GC\CK2GCBD$ B=$ GB$ ;2_1$ CGI$ K2V;1DG$ :DF1= 61\GCBD$%)/)*f\g/ fJg H:DFCDE$6B:=\1/ $9BGQCDE$Q1=1CD$IQ233$<1$F11;1F$GB$B<3CE2G1$2DV$N1DF1= GB$ B<G2CD$ GQ1$ J:DFI$ JB=$ 2DV$ NB2D$ CD$ 2DV$ K2=GC\:32=$ K32\1$ B=$ ;2DD1=$ B=$ GB$ \BDIGCG:G1$ 2 =1K=1I1DG2GCBD$<V$2DV$N1DF1=$GQ2G$CG$Q2I$B<G2CD1F$B=$RC33$B<G2CD$GQ1$J:DFI$JB=$2DV$NB2D$CD 2DV$K2=GC\:32=$K32\1$B=$;2DD1=/ 2.13 Sharing of Payments by Lenders/$$7J$2DV$N1DF1=$IQ233L$<V$1e1=\CICDE$2DV$=CEQG$BJ I1GBJJ$B=$\B:DG1=\32C;$B=$BGQ1=RCI1L$B<G2CD$K2V;1DG$CD$=1IK1\G$BJ$2DV$K=CD\CK23$BJ$B=$CDG1=1IG$BD 2DV$BJ$GQ1$A1,B3,CDE$NB2DI$;2F1$<V$CGL$B=$GQ1$K2=GC\CK2GCBDI$CD$NY4$O<3CE2GCBDI$B=$CD$6RCDE$NCD1 NB2DI$Q13F$<V$CG$=1I:3GCDE$CD$I:\Q$N1DF1=dI$=1\1C,CDE$K2V;1DG$BJ$2$K=BKB=GCBD$BJ$GQ1$2EE=1E2G1 2;B:DG$BJ$I:\Q$A1,B3,CDE$NB2DI$B=$K2=GC\CK2GCBDI$2DF$2\\=:1F$CDG1=1IG$GQ1=1BD$E=12G1=$GQ2D$CGI K=B =2G2$IQ2=1$GQ1=1BJ$2I$K=B,CF1F$Q1=1CDL$GQ1D$GQ1$N1DF1=$=1\1C,CDE$I:\Q$E=12G1=$K=BKB=GCBD$IQ233 f2g$DBGCJV$ GQ1$ ?F;CDCIG=2GC,1$ ?E1DG$ BJ$ I:\Q$ J2\GL$ 2DF$ f<g$K:=\Q2I1$ fJB=$ \2IQ$ 2G$ J2\1$ ,23:1g K2=GC\CK2GCBDI$CD$GQ1$A1,B3,CDE$NB2DI$2DF$I:<K2=GC\CK2GCBDI$CD$NY4$O<3CE2GCBDI$2DF$6RCDE$NCD1 NB2DI$BJ$ GQ1$BGQ1=$N1DF1=IL$ B=$;2_1$ I:\Q$BGQ1=$ 2Fm:IG;1DGI$2I$ IQ233$<1$1j:CG2<31L$ IB$ GQ2G$ GQ1 <1D1JCG$ BJ$ 233$ I:\Q$ K2V;1DGI$ IQ233$ <1$ IQ2=1F$ <V$ GQ1$ N1DF1=I$ =2G2<3V$ CD$ 2\\B=F2D\1$ RCGQ$ GQ1 2EE=1E2G1$2;B:DG$BJ$K=CD\CK23$BJ$2DF$2\\=:1F$CDG1=1IG$BD$GQ1C=$=1IK1\GC,1$A1,B3,CDE$NB2DI$2DF BGQ1=$2;B:DGI$BRCDE$GQ1;L$K=B,CF1F$GQ2G> fCg CJ$2DV$I:\Q$K2=GC\CK2GCBDI$B=$I:<K2=GC\CK2GCBDI$2=1$K:=\Q2I1F$2DF$233 B=$2DV$KB=GCBD$BJ$GQ1$K2V;1DG$EC,CDE$=CI1$GQ1=1GB$CI$=1\B,1=1FL$I:\Q$K2=GC\CK2GCBDI B=$ I:<K2=GC\CK2GCBDI$ IQ233$ <1$ =1I\CDF1F$ 2DF$ GQ1$ K:=\Q2I1$ K=C\1$ =1IGB=1F$ GB$ GQ1 1eG1DG$BJ$I:\Q$=1\B,1=VL$RCGQB:G$CDG1=1IGc$2DF fCCg GQ1$ K=B,CICBDI$ BJ$ GQCI$ 61\GCBD$ IQ233$ DBG$ <1$ \BDIG=:1F$ GB$ 2KK3V$ GB feg$2DV$ K2V;1DG$ ;2F1$ <V$ B=$ BD$ <1Q23J$ BJ$ GQ1$ NB2D$ 82=GC1I$ K:=I:2DG$ GB$ 2DF$ CD 2\\B=F2D\1$RCGQ$GQ1$1eK=1II$G1=;I$BJ$GQCI$?E=11;1DG$fCD\3:FCDE$GQ1$2KK3C\2GCBD$BJ J:DFI$ 2=CICDE$ J=B;$ GQ1$1eCIG1D\1$BJ$2$01J2:3GCDE$N1DF1=gL$ fVg$ GQ1$2KK3C\2GCBD$BJ 42IQ$ 4B332G1=23$ K=B,CF1F$ JB=$ CD 61\GCBD$-/%&L$ fig$2DV$ K2V;1DG$ B<G2CD1F$ <V$ 2 N1DF1=$2I$\BDICF1=2GCBD$JB=$GQ1$2IICED;1DG$BJ$B=$I231$BJ$2$K2=GC\CK2GCBD$CD$2DV$BJ CGI$A1,B3,CDE$NB2DI$B=$I:<K2=GC\CK2GCBDI$CD$NY4$O<3CE2GCBDI$B=$6RCDE$NCD1$NB2DI

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%&'()*+&,* @:=BFB332=$A2G1S1=;$6OHA$NB2DI$B=$GB$\BD,1=G$P2I1$A2G1$NB2DI$GB$@:=BFB332=$A2G1S1=;$6OHA NB2DI$IQ233$<1$I:IK1DF1FL$2DF$f<g$CJ$I:\Q$DBGC\1$2II1=GI$GQ1$C331E23CGV$BJ$I:\Q$N1DF1=$;2_CDE$B= ;2CDG2CDCDE$P2I1$A2G1$NB2DI$GQ1$CDG1=1IG$=2G1$BD$RQC\Q$CI$F1G1=;CD1F$<V$=1J1=1D\1$GB$GQ1$S1=; 6OHA$\B;KBD1DG$BJ$GQ1$P2I1$A2G1L$GQ1$CDG1=1IG$=2G1$BD$RQC\Q$P2I1$A2G1$NB2DI$BJ$I:\Q$N1DF1= IQ233L$ CJ$D1\1II2=V$GB$2,BCF$I:\Q$C331E23CGVL$<1$F1G1=;CD1F$<V$GQ1$?F;CDCIG=2GC,1$?E1DG$RCGQB:G =1J1=1D\1$GB$GQ1$S1=;$6OHA$\B;KBD1DG$BJ$GQ1$P2I1$A2G1L$CD$12\Q$\2I1$:DGC3$I:\Q$N1DF1=$DBGCJC1I GQ1$ ?F;CDCIG=2GC,1$ ?E1DG$ 2DF$ GQ1$ PB==BR1=$ GQ2G$ GQ1$ \C=\:;IG2D\1I$ EC,CDE$ =CI1$ GB$ I:\Q F1G1=;CD2GCBD$DB$3BDE1=$1eCIG/ $5KBD$=1\1CKG$BJ$I:\Q$DBGC\1L fCg$GQ1$PB==BR1=$IQ233L$:KBD$F1;2DF J=B;$I:\Q$N1DF1=$fRCGQ$2$\BKV$GB$GQ1$?F;CDCIG=2GC,1$?E1DGgL$K=1K2V$B=L$CJ$2KK3C\2<31L$\BD,1=G$233 @:=BFB332=$A2G1S1=;$6OHA$NB2DI$BJ$I:\Q$N1DF1=$GB$P2I1$A2G1$NB2DI$fGQ1$CDG1=1IG$=2G1$BD$RQC\Q P2I1$A2G1$NB2DI$BJ$I:\Q$N1DF1=$IQ233L$CJ$D1\1II2=V$GB$2,BCF$I:\Q$C331E23CGVL$<1$F1G1=;CD1F$<V$GQ1 ?F;CDCIG=2GC,1$?E1DG$RCGQB:G$=1J1=1D\1$GB$GQ1$S1=;$6OHA$\B;KBD1DG$BJ$GQ1$P2I1$A2G1gL$1CGQ1= BD$GQ1$32IG$F2V$BJ$GQ1$7DG1=1IG$81=CBF$GQ1=1JB=L$CJ$I:\Q$N1DF1=$;2V$32RJ:33V$\BDGCD:1$GB$;2CDG2CD I:\Q @:=BFB332=$A2G1S1=;$6OHA$NB2DI$ GB$ I:\Q$F2VL$B=$ C;;1FC2G13VL$ CJ$ I:\Q$N1DF1=$;2V$DBG 32RJ:33V$ \BDGCD:1$ GB$ ;2CDG2CD$ I:\Q @:=BFB332=$ A2G1$ NB2DIS1=;$ 6OHA$ NB2DI$ 2DF$ fCCg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j:C=1F$K:=I:2DG$GB$61\GCBD$(/)&/ 3.03 Inability to Determine Rates/ / f2g If in connection with any request for a Eurodollar RateTerm SOFR Loan or a conversion to orof Base Rate Loans to Term SOFR Loans or a continuation thereofof any such Loans, as applicable, (i) the Administrative Agent determines that (A) Dollar deposits are not being offered to banks in the London interbank market for the applicable amount and Interest Period of such Eurodollar Rate Loan(which determination shall be conclusive absent manifest error) that (A) no Successor Rate has been determined in accordance with Section 3.03(b), and the circumstances under clause (i)of Section 3.03(b) or the Scheduled Unavailability Date has occurred, or (B) adequate and reasonable means do not otherwise exist for determining the Eurodollar RateTerm SOFR for any requested Interest Period with respect to a proposed Eurodollar Rate LoanTerm SOFR Loan for any requested Interest Period with respect to a proposed Term SOFR Loan or in connection with an existing or proposed Base Rate Loan (in each case with respect to this clause (i), “Impacted Loans”), or (ii) the Administrative Agent or the Required Lenders determine that for any reason the Eurodollar RateTerm SOFR for any requested Interest Period with respect to a proposed Eurodollar Rate Loan does not adequately and fairly reflect the cost to such Lenders of funding such Eurodollar Rate Loan, the Administrative Agent will promptly so notify the Borrower and each Lender. Thereafter, (x) the obligation of the Lenders to make or maintain EurodollarTerm SOFR Loans, or to convert Base Rate Loans to Term SOFR Loans, shall be suspended, (to the extent of the

%&'()*+&,* affected Eurodollar RateTerm SOFR Loans or Interest Periods), and (y) in the event of a determination described in the preceding sentence with respect to the Eurodollar RateTerm SOFR component of the Base Rate, the utilization of the Eurodollar RateTerm SOFR component in determining the Base Rate shall be suspended, in each case until the Administrative Agent fB=L$ CD$ GQ1$ \2I1$ BJ$ 2$ F1G1=;CD2GCBD$ <V$ GQ1$ A1j:C=1F$ N1DF1=I F1I\=C<1F$ CD$ \32:I1$fCCg$ BJ GQCI 61\GCBD (/)(f2gL$ :DGC3$ GQ1$ ?F;CDCIG=2GC,1$ ?E1DG$ :KBD CDIG=:\GCBD$BJ$GQ1$A1j:C=1F$N1DF1=Ig revokes such notice. Upon receipt of such notice, (I) the Borrower may revoke any pending request for a Borrowing of, conversion to or continuation of Eurodollar RateTerm SOFR Loans (to the extent of the affected Eurodollar RateTerm SOFR Loans or Interest Periods) or, failing that, will be deemed to have converted such request into a request for a Borrowing of Base Rate Loans in the amount specified therein and (II) any outstanding Term SOFR Loans shall be deemed to have been converted to Base Rate Loans immediately at the end of their respective applicable Interest Period. f<g Notwithstanding the foregoing, if the Administrative Agent has made the determination described in clause (i) of Section (/)(f2g, the Administrative Agent, in consultation with the Borrower and Required Lenders, may establish an alternative interest rate for the Impacted Loans, in which case, such alternative rate of interest shall apply with respect to the Impacted Loans until (i) the Administrative Agent revokes the notice delivered with respect to the Impacted Loans under clause (i) of the first sentence of Section (/)(f2g, (ii) the Administrative Agent or the Required Lenders notify the Administrative Agent and the Borrower that such alternative interest rate does not adequately and fairly reflect the cost to such Lenders of funding the Impacted Loans, or (iii) any Lender determines that any Law has made it unlawful, or that any Governmental Authority has asserted that it is unlawful, for such Lender or its applicable Lending Office to make, maintain or fund Loans whose interest is determined by reference to such alternative rate of interest or to determine or charge interest rates based upon such rate or any Governmental Authority has imposed material restrictions on the authority of such Lender to do any of the foregoing and provides the Administrative Agent and the Borrower written notice thereof. f\g 9BGRCGQIG2DFCDE 2DVGQCDE$ GB$ GQ1$ \BDG=2=V$ Q1=1CD$ B=$ CD$ 2DV$ BGQ1=$ NB2D 0B\:;1DG> f<g Replacement of Term SOFR or Successor Rate. Notwithstanding anything to the contrary In this Agreement or any other Loan Documents, if the Administrative Agent determines (which determination shall be conclusive absent manifest error), or the Borrower or Required Lenders notify the Administrative Agent (with, in the case of the Required Lenders, a copy to the Borrower) that the Borrower or Required Lenders (as applicable) have determined, that: fCg 2F1j:2G1$ 2DF$ =12IBD2<31$;12DI$FB$DBG$1eCIG$ JB=$2I\1=G2CDCDE$BD1 ;BDGQL$ GQ=11$ ;BDGQ$ 2DF$ ICe$ ;BDGQ$ CDG1=1IG$ K1=CBFI$ BJ$ S1=;$ 6OHAL$ CD\3:FCDEL RCGQB:G$ 3C;CG2GCBDL$ <1\2:I1$ GQ1$ S1=;$ 6OHA$ 6\=11D$ A2G1$ CI$ DBG$ 2,2C32<31$ B=

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%&'()*+&,* =1J1==1F$GB$CD$\32:I1$f<gfCgL$f\g$B=$fFgL$GB$GQ1$1eG1DG$GQ2G$J2C3:=1$GB$FB$IB$\B:3F$DBG$=12IBD2<3V$<1 1eK1\G1F$ GB$ Q2,1$ 2$ T2G1=C23$ ?F,1=I1$ @JJ1\G/$ 91CGQ1=$ NB2D$ 82=GV$ CI$ 2D$ ?JJ1\G1F$ HCD2D\C23 7DIGCG:GCBD/ 5.02 Authorization; No Contravention/ $SQ1$1e1\:GCBDL$F13C,1=V$2DF$K1=JB=;2D\1$<V 12\Q$ NB2D$ 82=GV$ BJ$ 12\Q$ NB2D$ 0B\:;1DG$ GB$ RQC\Q$ I:\Q$ 81=IBD$ CI$ K2=GVL$ Q2,1$ <11D$ F:3V 2:GQB=Ci1F$ <V$ 233$ D1\1II2=V$ \B=KB=2G1$ B=$ BGQ1=$ B=E2DCi2GCBD23$ 2\GCBDL$ 2DF$ FB$ DBG$ 2DF$ RC33$ DBG f2g$\BDG=2,1D1$GQ1$G1=;I$BJ$2DV$BJ$I:\Q$81=IBDdI$O=E2DCi2GCBD$0B\:;1DGIc$f<g$\BDJ3C\G$RCGQ$B= =1I:3G$ CD$ 2DV$ <=12\Q$ B=$ \BDG=2,1DGCBD$ BJL$ B=$ GQ1$ \=12GCBD$ BJ$ 2DV$ NC1D$ :DF1=L$ B=$ =1j:C=1$ 2DV K2V;1DG$ GB$ <1$ ;2F1$ :DF1=$ fCg$2DV$ 4BDG=2\G:23$ O<3CE2GCBD$ GB$ RQC\Q$ I:\Q$ 81=IBD$ CI$ 2$ K2=GV$ B= 2JJ1\GCDE$I:\Q$81=IBD$B=$GQ1$K=BK1=GC1I$BJ$I:\Q$81=IBD$B=$2DV$BJ$CGI$6:<ICFC2=C1I$B=$fCCg$2DV$B=F1=L CDm:D\GCBDL$R=CG$B=$F1\=11$BJ$2DV$MB,1=D;1DG23$?:GQB=CGV$B=$2DV$2=<CG=23$2R2=F$ GB$RQC\Q$I:\Q 81=IBD$B=$CGI$K=BK1=GV$CI$I:<m1\Gc$B=$f\g$,CB32G1$2DV$?KK3C\2<31$N2R/ 5.03 Governmental Authorization; Other Consents/ $ 9B$ 2KK=B,23L$ \BDI1DGL 1e1;KGCBDL$ 2:GQB=Ci2GCBDL$ B=$ BGQ1=$ 2\GCBD$ <VL$ B=$ DBGC\1$ GBL$ B=$ JC3CDE$ RCGQL$ 2DV$ MB,1=D;1DG23 ?:GQB=CGV$B=$2DV$BGQ1=$81=IBD$CI$D1\1II2=V$B=$=1j:C=1F$CD$\BDD1\GCBD$RCGQ$GQ1$1e1\:GCBDL$F13C,1=V B=$K1=JB=;2D\1$<VL$B=$1DJB=\1;1DG$2E2CDIGL$2DV$NB2D$82=GV$BJ$GQCI$?E=11;1DG$B=$2DV$BGQ1=$NB2D 0B\:;1DG/ 5.04 Binding Effect/$$SQCI$?E=11;1DG$Q2I$<11DL$2DF$12\Q$BGQ1=$NB2D$0B\:;1DGL$RQ1D F13C,1=1F$Q1=1:DF1=L$RC33$Q2,1$<11DL$F:3V$1e1\:G1F$2DF$F13C,1=1F$<V$12\Q$NB2D$82=GV$GQ2G$CI$K2=GV GQ1=1GB/ $ SQCI$ ?E=11;1DG$ \BDIGCG:G1IL$ 2DF$ 12\Q$ BGQ1=$ NB2D$ 0B\:;1DG$ RQ1D$ IB$ F13C,1=1F$ RC33 \BDIGCG:G1L$ 2$ 31E23L$ ,23CF$ 2DF$ <CDFCDE$ B<3CE2GCBD$ BJ$ I:\Q$ NB2D$82=GVL$ 1DJB=\12<31$ 2E2CDIG$ 12\Q NB2D$82=GV$GQ2G$CI$K2=GV$GQ1=1GB$CD$2\\B=F2D\1$RCGQ$CGI$G1=;I/ 5.05 Financial Statements; No Material Adverse Effect/ f2g SQ1$ ?:FCG1F$ HCD2D\C23$ 6G2G1;1DGI$ fCg$R1=1$ K=1K2=1F$ CD$ 2\\B=F2D\1$ RCGQ M??8$\BDICIG1DG3V$2KK3C1F$GQ=B:EQB:G$ GQ1$K1=CBF$\B,1=1F$GQ1=1<VL$1e\1KG$2I$BGQ1=RCI1 1eK=1II3V$DBG1F$GQ1=1CDc$fCCg$J2C=3V$K=1I1DG$GQ1$JCD2D\C23$\BDFCGCBD$BJ$GQ1$PB==BR1=$2DF$CGI 6:<ICFC2=C1I$2I$BJ$GQ1$F2G1$GQ1=1BJ$2DF$GQ1C=$=1I:3GI$BJ$BK1=2GCBDI$JB=$GQ1$K1=CBF$\B,1=1F GQ1=1<V$ CD$ 2\\B=F2D\1$ RCGQ$ M??8$ \BDICIG1DG3V$ 2KK3C1F$ GQ=B:EQB:G$ GQ1$ K1=CBF$ \B,1=1F GQ1=1<VL$ 1e\1KG$ 2I$ BGQ1=RCI1$ 1eK=1II3V$ DBG1F$ GQ1=1CDc$ 2DF$ fCCCg$IQBR$ 233$ ;2G1=C23 CDF1<G1FD1II$ 2DF$ BGQ1=$ 3C2<C3CGC1IL$ FC=1\G$ B=$ \BDGCDE1DGL$ BJ$ GQ1$ PB==BR1=$ 2DF$ CGI 6:<ICFC2=C1I$2I$BJ$GQ1$F2G1$GQ1=1BJL$CD\3:FCDE$3C2<C3CGC1I$JB=$G2e1IL$;2G1=C23$\B;;CG;1DGI 2DF$7DF1<G1FD1IIL$CD$12\Q$\2I1$:DF1=$GQCI$\32:I1$fCCCgL$GB$GQ1$1eG1DG$=1j:C=1F$GB$<1$=1J31\G1F GQ1=1BD$K:=I:2DG$GB$M??8/ f<g SQ1$ :D2:FCG1F$ \BDIB3CF2G1F$ <232D\1$ IQ11G$ BJ$ GQ1$ PB==BR1=$ 2DF$ CGI 6:<ICFC2=C1I$F2G1F$^:D1$()L$-)-%L$2DF$GQ1$=132G1F$\BDIB3CF2G1F$IG2G1;1DGI$BJ$CD\B;1$B= BK1=2GCBDIL$IQ2=1QB3F1=Id$1j:CGV$2DF$\2IQ$J3BRI$JB=$GQ1$JCI\23$j:2=G1=$1DF1F$BD$GQ2G$F2G1 fCg$R1=1$K=1K2=1F$ CD$2\\B=F2D\1$RCGQ$M??8$\BDICIG1DG3V$2KK3C1F$GQ=B:EQB:G$ GQ1$K1=CBF \B,1=1F$ GQ1=1<VL$1e\1KG$2I$BGQ1=RCI1$1eK=1II3V$DBG1F$ GQ1=1CDL$2DF$fCCg$J2C=3V$K=1I1DG$ GQ1 JCD2D\C23$\BDFCGCBD$BJ$GQ1$PB==BR1=$2DF$CGI$6:<ICFC2=C1I$2I$BJ$GQ1$F2G1$GQ1=1BJ$2DF$GQ1C=

%&'()*+&,* =1I:3GI$BJ$BK1=2GCBDI$JB=$GQ1$K1=CBF$\B,1=1F$GQ1=1<VL$I:<m1\GL$CD$GQ1$\2I1$BJ$\32:I1I$fCg$2DF fCCgL$GB$GQ1$2<I1D\1$BJ$JBBGDBG1I$2DF$GB$DB=;23$V12=[1DF$2:FCG$2Fm:IG;1DGI/ f\g 6\Q1F:31$&/)&$ I1GI$ JB=GQ$ 233$ ;2G1=C23$ CDF1<G1FD1II$ 2DF$ BGQ1=$ 3C2<C3CGC1IL FC=1\G$B=$\BDGCDE1DGL$BJ$GQ1$PB==BR1=$2DF$CGI$\BDIB3CF2G1F$6:<ICFC2=C1I$DBG$FCI\3BI1F$BD GQ1$;BIG$=1\1DG$JCD2D\C23$IG2G1;1DGI$=1J1==1F$GB$CD$1CGQ1=$\32:I1I f2g$B= f<gL$2I$2KK3C\2<31L BJ$ GQCI 61\GCBD &/)&L$ CD\3:FCDE$ 3C2<C3CGC1I$ JB=$ G2e1IL$ ;2G1=C23$ \B;;CG;1DGI$ 2DF 7DF1<G1FD1II/ fFg 6CD\1$ GQ1$ F2G1$ BJ$ GQ1$ ?:FCG1F$ HCD2D\C23$ 6G2G1;1DGIL$ GQ1=1$ Q2I$ <11D$ DB 1,1DG$ B=$ \C=\:;IG2D\1L$ 1CGQ1=$ CDFC,CF:233V$ B=$ CD$ GQ1$ 2EE=1E2G1L$ GQ2G$ Q2I$ Q2F$ B=$ \B:3F =12IBD2<3V$<1$1eK1\G1F$GB$Q2,1$2$T2G1=C23$?F,1=I1$@JJ1\G/ 5.06 Litigation/ $ @e\1KG$ 2I$ I1G$ JB=GQ$ BD 6\Q1F:31 &/)'L$ GQ1=1$ 2=1$ DB$ 2\GCBDIL$ I:CGIL K=B\11FCDEIL$ \32C;I$ B=$ FCIK:G1I$ K1DFCDE$ B=L$ GB$ GQ1$ _DBR31FE1$ BJ$ GQ1$ PB==BR1=L$ GQ=12G1D1F$ B= \BDG1;K32G1FL$ 2G$ 32RL$ CD$ 1j:CGVL$ CD$ 2=<CG=2GCBD$ B=$ <1JB=1$ 2DV$ MB,1=D;1DG23$ ?:GQB=CGVL$ <V$ B= 2E2CDIG$GQ1$PB==BR1=$B=$2DV$BJ$CGI$6:<ICFC2=C1I$B=$2E2CDIG$2DV$BJ$GQ1C=$K=BK1=GC1I$B=$=1,1D:1I$GQ2G f2g$K:=KB=G$ GB$ 2JJ1\G$ B=$ K1=G2CD$ GB$ GQCI$?E=11;1DG$ B=$ 2DV$ BGQ1=$NB2D$0B\:;1DGL$ B=$ 2DV$ BJ$ GQ1 G=2DI2\GCBDI$ \BDG1;K32G1F$ Q1=1<VL$ B=$ f<g$1CGQ1=$ CDFC,CF:233V$ B=$ CD$ GQ1$ 2EE=1E2G1L$ CJ$ F1G1=;CD1F 2F,1=I13VL$\B:3F$=12IBD2<3V$<1$1eK1\G1F$GB$Q2,1$2$T2G1=C23$?F,1=I1$@JJ1\G/ 5.07 No Default/ $9B$01J2:3G$Q2I$B\\:==1F$2DF$CI$\BDGCD:CDE$B=$RB:3F$=1I:3G$J=B;$GQ1 \BDI:;;2GCBD$BJ$GQ1$G=2DI2\GCBDI$\BDG1;K32G1F$<V$GQCI$?E=11;1DG$B=$2DV$BGQ1=$NB2D$0B\:;1DG/ 5.08 Ownership of Property; Liens/ $@2\Q$BJ$GQ1$PB==BR1=$2DF$12\Q$6:<ICFC2=V$Q2I EBBF$GCG31$ GBL$B=$,23CF$312I1QB3F$CDG1=1IGI$ CDL$233$=123$K=BK1=GV$D1\1II2=V$B=$:I1F$CD$GQ1$B=FCD2=V \BDF:\G$ BJ$ CGI$ <:ICD1IIL$ 1e\1KG$ JB=$ I:\Q$ F1J1\GI$ CD$ GCG31$ 2I$ \B:3F$ DBGL$ CDFC,CF:233V$ B=$ CD$ GQ1 2EE=1E2G1L$ =12IBD2<3V$ <1$ 1eK1\G1F$ GB$ Q2,1$ 2$ T2G1=C23$ ?F,1=I1$ @JJ1\G/ $ SQ1$ K=BK1=GV$ BJ$ GQ1 PB==BR1=$2DF$CGI$6:<ICFC2=C1I$CI$I:<m1\G$GB$DB$NC1DIL$BGQ1=$GQ2D$NC1DI$K1=;CGG1F$<V$61\GCBD$./)%/ 5.09 Insurance/ $SQ1$K=BK1=GC1I$BJ$GQ1$PB==BR1=$2DF$CGI$6:<ICFC2=C1I$2=1$CDI:=1F$RCGQ JCD2D\C233V$ IB:DF$ 2DF$ =1K:G2<31$ CDI:=2D\1$ \B;K2DC1I$ DBG$ ?JJC3C2G1I$ BJ$ GQ1$ PB==BR1=L$ CD$ I:\Q 2;B:DGIL$RCGQ$I:\Q$F1F:\GC<31I$2DF$\B,1=CDE$I:\Q$=CI_I$2I$2=1$\:IGB;2=C3V$\2==C1F$<V$\B;K2DC1I 1DE2E1F$CD$IC;C32=$<:ICD1II1I$2DF$BRDCDE$IC;C32=$K=BK1=GC1I$CD$3B\23CGC1I$RQ1=1$GQ1$PB==BR1=$B= GQ1$ 2KK3C\2<31$ 6:<ICFC2=V$ BK1=2G1IL$ CD\3:FCDE$ I13J[CDI:=2D\1$ JB=$ \1=G2CD$ KB=GCBDI$ BJ$ RB=_1=I \B;K1DI2GCBD$GB$GQ1$1eG1DG$\:IGB;2=V/ 5.10 Taxes/ $SQ1$PB==BR1=$2DF$CGI$6:<ICFC2=C1I$Q2,1$JC31F$233$H1F1=23L$IG2G1$2DF$BGQ1= ;2G1=C23$ G2e$=1G:=DI$2DF$=1KB=GI$=1j:C=1F$GB$<1$JC31FL$2DF$Q2,1$K2CF$233$H1F1=23L$IG2G1$2DF$BGQ1= ;2G1=C23$G2e1IL$2II1II;1DGIL$J11I$2DF$BGQ1=$EB,1=D;1DG23$\Q2=E1I$31,C1F$B=$C;KBI1F$:KBD$GQ1; B=$ GQ1C=$K=BK1=GC1IL$ CD\B;1$B=$2II1GI$BGQ1=RCI1$F:1$2DF$K2V2<31L$1e\1KG$ GQBI1$RQC\Q$2=1$<1CDE \BDG1IG1F$CD$EBBF$J2CGQ$<V$2KK=BK=C2G1$K=B\11FCDEI$FC3CE1DG3V$\BDF:\G1F$2DF$JB=$RQC\Q$2F1j:2G1 =1I1=,1I$Q2,1$<11D$K=B,CF1F$CD$2\\B=F2D\1$RCGQ$M??8/ $SQ1=1$CI$DB$K=BKBI1F$G2e$2II1II;1DG 2E2CDIG$ GQ1$PB==BR1=$B=$2DV$6:<ICFC2=V$ GQ2G$RB:3FL$ CJ$;2F1L$Q2,1$2$T2G1=C23$?F,1=I1$@JJ1\G/ 91CGQ1=$2DV$NB2D$82=GV$DB=$2DV$6:<ICFC2=V$GQ1=1BJ$CI$K2=GV$GB$2DV$G2e$IQ2=CDE$2E=11;1DG$RCGQ$2DV 81=IBD$BGQ1=$GQ2D$2DBGQ1=$NB2D$82=GV$B=$2$6:<ICFC2=V$GQ1=1BJ/

%&'()*+&,* 5.11 ERISA Compliance/ f2g @2\Q$ 832D$ CI$ CD$ \B;K3C2D\1$ CD$ 233$ ;2G1=C23$ =1IK1\GI$ RCGQ$ GQ1$ 2KK3C\2<31 K=B,CICBDI$ BJ$ @A76?L$ GQ1$ 4BF1$ 2DF$ BGQ1=$ H1F1=23$ B=$ IG2G1$ N2RI/ $ @2\Q$ 832D$ GQ2G$ CI CDG1DF1F$ GB$ j:23CJV$ :DF1=$ 61\GCBD$*)%f2g$ BJ$ GQ1$ 4BF1$ Q2I$ =1\1C,1F$ 2$ J2,B=2<31 F1G1=;CD2GCBD$31GG1=$B=$BKCDCBD$31GG1=$J=B;$GQ1$7A6$B=$2D$2KK3C\2GCBD$JB=$I:\Q$2$31GG1=$CI \:==1DG3V$<1CDE$K=B\1II1F$<V$GQ1$7A6$RCGQ$=1IK1\G$GQ1=1GB$2DFL$GB$GQ1$<1IG$_DBR31FE1$BJ GQ1$ PB==BR1=L$ DBGQCDE$ Q2I$ B\\:==1F$ RQC\Q$ RB:3F$ K=1,1DGL$ B=$ \2:I1$ GQ1$ 3BII$ BJL$ I:\Q j:23CJC\2GCBD/ $ SQ1$ PB==BR1=$ 2DF$ 12\Q$ @A76?$ ?JJC3C2G1$ Q2,1$ ;2F1$ 233$ =1j:C=1F \BDG=C<:GCBDI$ GB$12\Q$832D$I:<m1\G$ GB$61\GCBD$*%-$BJ$GQ1$4BF1L$2DF$DB$2KK3C\2GCBD$JB=$2 J:DFCDE$R2C,1=$B=$2D$1eG1DICBD$BJ$2DV$2;B=GCi2GCBD$K1=CBF$K:=I:2DG$GB$61\GCBD$*%-L$*() B=$*(%$BJ$GQ1$4BF1$Q2I$<11D$;2F1$RCGQ$=1IK1\G$GB$2DV$832D/ f<g SQ1=1$ 2=1$ DB$ K1DFCDE$ B=L$ GB$ GQ1$ <1IG$ _DBR31FE1$ BJ$ GQ1$ PB==BR1=L GQ=12G1D1F$ \32C;IL$ 2\GCBDI$ B=$ 32RI:CGIL$ B=$ 2\GCBD$ <V$ 2DV$MB,1=D;1DG23$?:GQB=CGVL$RCGQ =1IK1\G$ GB$ 2DV$ 832D$ GQ2G$ \B:3F$ <1$ =12IBD2<3V$ <1$ 1eK1\G1F$ GB$ Q2,1$ 2$ T2G1=C23$ ?F,1=I1 @JJ1\G/ $ SQ1=1$ Q2I$ <11D$ DB$ K=BQC<CG1F$ G=2DI2\GCBD$ B=$ ,CB32GCBD$ BJ$ GQ1$ JCF:\C2=V =1IKBDIC<C3CGV$ =:31I$ RCGQ$ =1IK1\G$ GB$ 2DV$ 832D$ GQ2G$ Q2I$ =1I:3G1F$ B=$ \B:3F$ =12IBD2<3V$ <1 1eK1\G1F$GB$=1I:3G$CD$2$T2G1=C23$?F,1=I1$@JJ1\G/ f\g fCg$ 9B$ @A76?$ @,1DG$ Q2I$ B\\:==1F$ B=$ CI$ =12IBD2<3V$ 1eK1\G1F$ GB$ B\\:=c fCCg$DB$NB2D$82=GV$B=$2DV$@A76?$?JJC3C2G1$Q2I$J2C31F$GB$;11G$GQ1$2KK3C\2<31$=1j:C=1;1DGI :DF1=$GQ1$81DICBD$H:DFCDE$A:31I$RCGQ$=1IK1\G$GB$12\Q$81DICBD$832DL$2DF$DB$R2C,1=$BJ$GQ1 ;CDC;:;$ J:DFCDE$ IG2DF2=FI$ :DF1=$ GQ1$81DICBD$H:DFCDE$A:31I$Q2I$<11D$ 2KK3C1F$ JB=$B= B<G2CD1Fc$fCCCg$D1CGQ1=$GQ1$PB==BR1=$DB=$2DV$@A76?$?JJC3C2G1$Q2I$CD\:==1FL$B=$=12IBD2<3V 1eK1\GI$GB$CD\:=L$2DV$3C2<C3CGV$:DF1=$SCG31$7`$BJ$@A76?$RCGQ$=1IK1\G$GB$2DV$81DICBD$832D fBGQ1=$GQ2D$K=1;C:;I$F:1$2DF$DBG$F13CDj:1DG$:DF1=$61\GCBD$*)).$BJ$@A76?gc$fC,g$D1CGQ1= GQ1$PB==BR1=$DB=$2DV$@A76?$?JJC3C2G1$Q2I$CD\:==1FL$B=$=12IBD2<3V$1eK1\GI$GB$CD\:=L$2DV 3C2<C3CGV$f2DF$DB$1,1DG$Q2I$B\\:==1F$RQC\QL$RCGQ$GQ1$EC,CDE$BJ$DBGC\1$:DF1=$61\GCBD$*-%+ BJ$@A76?L$RB:3F$ =1I:3G$ CD$ I:\Q$ 3C2<C3CGVg$:DF1=$61\GCBDI$*-)%$B=$*-*($BJ$@A76?$RCGQ =1IK1\G$GB$2$T:3GC1;K3BV1=$832Dc$2DF$f,g$D1CGQ1=$GQ1$PB==BR1=$DB=$2DV$@A76?$?JJC3C2G1 Q2I$1DE2E1F$CD$2$G=2DI2\GCBD$GQ2G$\B:3F$<1$I:<m1\G$GB$61\GCBDI$*)'+$B=$*-%-f\g$BJ$@A76?/ 5.12 Subsidiaries; Equity Interests/ $?I$BJ$GQ1$@JJ1\GC,1$02G1L$GQ1$PB==BR1=$Q2I$DB 6:<ICFC2=C1I$BGQ1=$ GQ2D$ GQBI1$ IK1\CJC\233V$FCI\3BI1F$ CD$82=G$f2g$BJ 6\Q1F:31$&/%-L$2DF$233$BJ$ GQ1 B:GIG2DFCDE$ @j:CGV$ 7DG1=1IGI$ CD$ I:\Q$ 6:<ICFC2=C1I$ Q2,1$ <11D$ ,23CF3V$ CII:1FL$ 2=1$ J:33V$ K2CF$ 2DF DBD[2II1II2<31$2DF$2=1$BRD1F$FC=1\G3V$B=$CDFC=1\G3V$<V$GQ1$PB==BR1=$CD$GQ1$2;B:DGI$IK1\CJC1F$BD 82=G$f2g$BJ 6\Q1F:31$&/%-$J=11$2DF$\312=$BJ$233$NC1DI/ $?I$BJ$GQ1$@JJ1\GC,1$02G1L$GQ1$PB==BR1=$Q2I DB$1j:CGV$CD,1IG;1DGI$CD$2DV$BGQ1=$\B=KB=2GCBD$B=$1DGCGV$CD$1e\1II$BJ$&n$BJ$GQ1$@j:CGV$7DG1=1IGI$BJ I:\Q$\B=KB=2GCBD$B=$1DGCGV$BGQ1=$GQ2D$GQBI1$IK1\CJC\233V$FCI\3BI1F$CD$82=G$f<g$BJ 6\Q1F:31$&/%-/ ?33$BJ$ GQ1$B:GIG2DFCDE$@j:CGV$ 7DG1=1IGI$ CD$ GQ1$PB==BR1=$Q2,1$<11D$,23CF3V$ CII:1F$2DF$2=1$ J:33V K2CF$2DF$DBD[2II1II2<31/$$?I$BJ$GQ1$@JJ1\GC,1$02G1L$STU$FB1I$DBG$Q2,1$2DV$6:<ICFC2=C1I/ 5.13 Margin Regulations; Investment Company Act/ f2g 9B$NB2D$82=GV$CI$1DE2E1F$2DF$RC33$DBG$1DE2E1L$K=CD\CK233V$B=$2I$BD1$BJ$CGI C;KB=G2DG$2\GC,CGC1IL$ CD$ GQ1$<:ICD1II$BJ$K:=\Q2ICDE$B=$\2==VCDE$;2=ECD$IGB\_$fRCGQCD$GQ1

%&'()*+&,* ;12DCDE$ BJ$ A1E:32GCBD$5$ CII:1F$ <V$ GQ1$ HAPgL$ B=$ 1eG1DFCDE$ \=1FCG$ JB=$ GQ1$ K:=KBI1$ BJ K:=\Q2ICDE$B=$\2==VCDE$;2=ECD$IGB\_/ $HB33BRCDE$GQ1$2KK3C\2GCBD$BJ$GQ1$K=B\11FI$BJ$12\Q PB==BRCDE$B=$F=2RCDE$:DF1=$12\Q$N1GG1=$BJ$4=1FCGL$DBG$;B=1$GQ2D$-&n$BJ$GQ1$,23:1$BJ$GQ1 2II1GI$ f1CGQ1=$ BJ$ GQ1$ PB==BR1=$ BD3V$ B=$ BJ$ GQ1$ PB==BR1=$ 2DF$ CGI$ 6:<ICFC2=C1I$ BD$ 2 \BDIB3CF2G1F$<2ICIg$I:<m1\G$GB$GQ1$K=B,CICBDI$BJ 61\GCBD$./)%$B= 61\GCBD$./)&$B=$I:<m1\G$GB 2DV$=1IG=C\GCBD$\BDG2CD1F$CD$2DV$2E=11;1DG$B=$CDIG=:;1DG$<1GR11D$2DV$NB2D$82=GV$2DF$2DV N1DF1=$B=$2DV$?JJC3C2G1$BJ$2DV$N1DF1=$ =132GCDE$ GB$ 7DF1<G1FD1II$2DF$RCGQCD$GQ1$I\BK1$BJ 61\GCBD$a/)%f1g$RC33$<1$;2=ECD$IGB\_/ f<g 9BD1$ BJ$ GQ1$ PB==BR1=L$ 2DV$ 81=IBD$ 4BDG=B33CDE$ GQ1$ PB==BR1=L$ B=$ 2DV 6:<ICFC2=V$ CI$ B=$ CI$ =1j:C=1F$ GB$ <1$ =1ECIG1=1F$ 2I$ 2D$ kCD,1IG;1DG$ \B;K2DVl$ :DF1=$ GQ1 7D,1IG;1DG$4B;K2DV$?\G$BJ$%+*)/ 5.14 Disclosure/ $ SQ1$ PB==BR1=$ Q2I$ FCI\3BI1F$ GB$ GQ1$ ?F;CDCIG=2GC,1$ ?E1DG$ 2DF$ GQ1 N1DF1=I$233$2E=11;1DGIL$CDIG=:;1DGI$2DF$\B=KB=2G1$B=$BGQ1=$=1IG=C\GCBDI$GB$RQC\Q$CG$B=$2DV$BJ$CGI 6:<ICFC2=C1I$CI$I:<m1\GL$2DF$233$BGQ1=$;2GG1=I$_DBRD$GB$CGL$GQ2GL$CDFC,CF:233V$B=$CD$GQ1$2EE=1E2G1L \B:3F$ =12IBD2<3V$ <1$ 1eK1\G1F$ GB$ =1I:3G$ CD$ 2$ T2G1=C23$ ?F,1=I1$ @JJ1\G/ $ 9B$ =1KB=GL$ JCD2D\C23 IG2G1;1DGL$\1=GCJC\2G1$B=$BGQ1=$CDJB=;2GCBD$J:=DCIQ1F$fRQ1GQ1=$CD$R=CGCDE$B=$B=233Vg$<V$B=$BD$<1Q23J BJ$2DV$NB2D$82=GV$GB$GQ1$?F;CDCIG=2GC,1$?E1DG$B=$2DV$N1DF1=$CD$\BDD1\GCBD$RCGQ$GQ1$G=2DI2\GCBDI \BDG1;K32G1F$Q1=1<V$2DF$GQ1$D1EBGC2GCBD$BJ$GQCI$?E=11;1DG$B=$F13C,1=1F$Q1=1:DF1=$B=$:DF1=$2DV BGQ1=$ NB2D$ 0B\:;1DG$ fCD$ 12\Q$ \2I1L$ 2I$ ;BFCJC1F$ B=$ I:KK31;1DG1F$ <V$ BGQ1=$ CDJB=;2GCBD$ IB J:=DCIQ1Fg$ \BDG2CDI$ 2DV$ ;2G1=C23$ ;CIIG2G1;1DG$ BJ$ J2\G$ B=$ B;CGI$ GB$ IG2G1$ 2DV$ ;2G1=C23$ J2\G D1\1II2=V$GB$;2_1$GQ1$IG2G1;1DGI$GQ1=1CDL$CD$GQ1$3CEQG$BJ$GQ1$\C=\:;IG2D\1I$:DF1=$RQC\Q$GQ1V$R1=1 ;2F1L$ DBG$ ;CI312FCDEc K=B,CF1F$ GQ2GL$ RCGQ$ =1IK1\G$ GB$ K=Bm1\G1F$ JCD2D\C23$ CDJB=;2GCBDL$ GQ1 PB==BR1=$ =1K=1I1DGI$ BD3V$ GQ2G$ I:\Q$ CDJB=;2GCBD$ R2I$ K=1K2=1F$ CD$ EBBF$ J2CGQ$ <2I1F$ :KBD 2II:;KGCBDI$ <13C1,1F$ GB$ <1$ =12IBD2<31$ 2G$ GQ1$ GC;1/$ ?I$ BJ$ GQ1$ @JJ1\GC,1$ 02G1L$ 233$ BJ$ GQ1 CDJB=;2GCBD$CD\3:F1F$CD$2DV$P1D1JC\C23$ORD1=IQCK$41=GCJC\2GCBDL$CJ$2KK3C\2<31L$CI$G=:1$2DF$\B==1\G CD$233$=1IK1\GI/ 5.15 Compliance with Laws/ $ @2\Q$ BJ$ GQ1$ PB==BR1=$ 2DF$ 12\Q$ 6:<ICFC2=V$ CI$ CD \B;K3C2D\1$CD$233$;2G1=C23$=1IK1\GI$RCGQ$GQ1$=1j:C=1;1DGI$BJ$233$?KK3C\2<31$N2RI$2DF$233$B=F1=IL R=CGIL$ CDm:D\GCBDI$ 2DF$F1\=11I$ 2KK3C\2<31$ GB$ CG$ B=$ GB$ CGI$ K=BK1=GC1IL$ 1e\1KG$ CD$ I:\Q$ CDIG2D\1I$ CD RQC\Q$f2g$I:\Q$=1j:C=1;1DG$BJ$N2R$B=$B=F1=L$R=CGL$CDm:D\GCBD$B=$F1\=11$CI$<1CDE$\BDG1IG1F$CD$EBBF J2CGQ$ <V$ 2KK=BK=C2G1$ K=B\11FCDEI$ FC3CE1DG3V$ \BDF:\G1F$ B=$ f<g$GQ1$ J2C3:=1$ GB$ \B;K3V$ GQ1=1RCGQL 1CGQ1=$ CDFC,CF:233V$ B=$ CD$ GQ1$ 2EE=1E2G1L$ \B:3F$ DBG$ =12IBD2<3V$ <1$ 1eK1\G1F$ GB$ Q2,1$ 2$ T2G1=C23 ?F,1=I1$@JJ1\G/ 5.16 Insurance Licenses/ $ ?I$ BJ$ GQ1$ @JJ1\GC,1$ 02G1L 6\Q1F:31$&/%'$ 3CIGI$ 233$ BJ$ GQ1 m:=CIFC\GCBDI$ CD$ RQC\Q$ 2DV$ 6CEDCJC\2DG$ 7DI:=2D\1$ 6:<ICFC2=V$ QB3FI$ 2\GC,1$ NC\1DI1I$ 2DF$ CI 2:GQB=Ci1F$ GB$ G=2DI2\G$ CDI:=2D\1$ <:ICD1II/ $ 9B$ NC\1DI1$ BJ$ 2DV$ 6CEDCJC\2DG$ 6:<ICFC2=V$ CD$ 2DV m:=CIFC\GCBD$CI$ GQ1$I:<m1\G$BJ$2$K=B\11FCDE$JB=$I:IK1DICBD$B=$=1,B\2GCBDL$ GQ1=1$CI$DB$I:IG2CD2<31 <2ICI$ JB=$ I:\Q$ I:IK1DICBD$ B=$ =1,B\2GCBDL$ 2DF$ GB$ 12\Q$ NB2D$ 82=GVdI$ <1IG$ _DBR31FE1L$ DB$ I:\Q I:IK1DICBD$B=$ =1,B\2GCBD$Q2I$<11D$ GQ=12G1D1F$<V$2DV$MB,1=D;1DG23$?:GQB=CGV/ 6\Q1F:31$&/%' 23IB$CDFC\2G1I$GQ1$GVK1$B=$GVK1I$BJ$CDI:=2D\1$CD$RQC\Q$12\Q$I:\Q$7DI:=2D\1$6:<ICFC2=V$CI$K1=;CGG1F GB$1DE2E1$RCGQ$=1IK1\G$GB$12\Q$NC\1DI1$GQ1=1CD$3CIG1F$2I$BJ$GQ1$@JJ1\GC,1$02G1/$$?I$BJ$GQ1$@JJ1\GC,1

%&'()*+&,* 02G1L$DBD1$BJ$GQ1$7DI:=2D\1$6:<ICFC2=C1I$G=2DI2\GI$2DV$CDI:=2D\1$<:ICD1IIL$FC=1\G3V$B=$CDFC=1\G3VL CD$2DV$IG2G1$BGQ1=$GQ2D$GQBI1$1D:;1=2G1F$CD$6\Q1F:31$&/%'/ 5.17 First Priority Interest/ $SQ1$?F;CDCIG=2GC,1$?E1DGL$JB=$GQ1$<1D1JCG$BJ$CGI13JL$GQ1 H=BDGCDE$ P2D_IL$ GQ1$ NY4$ 7II:1=IL$ GQ1$ NY4$ ?F;CDCIG=2GB=$ 2DF$ GQ1$ N1DF1=IL$ Q2I$ 2$ JC=IG$ K=CB=CGV K1=J1\G1F$I1\:=CGV$CDG1=1IG$CD$GQ1$4B332G1=23L$CJ$2DVL$K31FE1F$<V$12\Q$NB2D$82=GV$K:=I:2DG$GB$GQCI ?E=11;1DG$fCJ$1,1=g$B=$2DV$2KK3C\2<31$61\:=CGV$?E=11;1DG/ 5.18 OFAC; Anti-Corruptions Laws/ f2g 9B$NB2D$82=GVL$DB=$2DV$BJ$CGI$6:<ICFC2=C1IL$DB=L$GB$GQ1$_DBR31FE1$BJ$I:\Q NB2D$ 82=GV$ 2DF$ CGI$ 6:<ICFC2=C1IL$ 2DV$ FC=1\GB=L$ BJJC\1=L$ 1;K3BV11L$ 2E1DGL$ 2JJC3C2G1$ B= =1K=1I1DG2GC,1$GQ1=1BJL$CI$2D$CDFC,CF:23$B=$1DGCGV$GQ2G$CIL$B=$CI$BRD1F$B=$\BDG=B331F$<V$BD1 B=$;B=1$CDFC,CF:23I$B=$1DGCGC1I$GQ2G$2=1$f2g$\:==1DG3V$GQ1$I:<m1\G$B=$G2=E1G$BJ$2DV$62D\GCBDIL f<g$CD\3:F1F$BD$OH?4dI$NCIG$BJ$6K1\C233V$01ICED2G1F$92GCBD23I$B=$WTSdI$4BDIB3CF2G1F NCIG$ BJ$ HCD2D\C23$ 62D\GCBDI$ S2=E1GIL$ B=$ 2DV$ IC;C32=$ 3CIG$ 1DJB=\1F$ <V$ 2DV$ BGQ1=$ =131,2DG I2D\GCBDI$ 2:GQB=CGV$ B=$ f\g$ 3B\2G1FL$ B=E2DCi1F$ B=$ =1ICF1DG$ CD$ 2$ 01ICED2G1F$ ^:=CIFC\GCBD/ @2\Q$NB2D$82=GV$2DF$CGI$6:<ICFC2=C1I$Q2,1$\BDF:\G1F$GQ1C=$<:ICD1II1I$CD$\B;K3C2D\1$CD$233 ;2G1=C23$ =1IK1\GI$ RCGQ$ 233$ 2KK3C\2<31$ 62D\GCBDI$ 2DF$ Q2,1$ CDIGCG:G1F$ 2DF$ ;2CDG2CD1F KB3C\C1I$ 2DF$ K=B\1F:=1I$ F1ICED1F$ GB$ K=B;BG1$ 2DF$ 2\QC1,1$ \B;K3C2D\1$ RCGQ$ I:\Q 62D\GCBDI/ f<g @2\Q$NB2D$82=GV$2DF$ CGI$6:<ICFC2=C1I$Q2,1$\BDF:\G1F$GQ1C=$<:ICD1II1I$CD \B;K3C2D\1$CD$233$;2G1=C23$=1IK1\GI$RCGQ$GQ1$5DCG1F$6G2G1I$HB=1CED$4B==:KG$8=2\GC\1I$?\G BJ$ %+..L$ GQ1$ 5U$ P=C<1=V$ ?\G$ -)%)L$ 2DF$ BGQ1=$ 2KK3C\2<31$ 2DGC[\B==:KGCBD$ 31ECI32GCBD$ CD BGQ1=$m:=CIFC\GCBDI$2DF$Q2,1$CDIGCG:G1F$2DF$;2CDG2CD1F$KB3C\C1I$2DF$K=B\1F:=1I$F1ICED1F GB$K=B;BG1$2DF$2\QC1,1$\B;K3C2D\1$RCGQ$I:\Q$32RI/ 5.19 Covered Entities/$$9B$NB2D$82=GV$CI$2$4B,1=1F$@DGCGV/ ARTICLE VI AFFIRMATIVE COVENANTS 6B$ 3BDE$ 2I$ 2DV$ N1DF1=$ IQ233$ Q2,1$ 2DV$ 4B;;CG;1DG$ Q1=1:DF1=L$ 2DV$ NB2D$ B=$ BGQ1= O<3CE2GCBD$ Q1=1:DF1=$ IQ233$ =1;2CD$ :DK2CF$ B=$ :DI2GCIJC1FL$ B=$ 2DV$N1GG1=$ BJ$4=1FCG$ IQ233$ =1;2CD B:GIG2DFCDEL$ GQ1$ PB==BR1=$ IQ233L$ 2DF$ IQ233$ f1e\1KG$ CD$ GQ1$ \2I1$ BJ$ GQ1$ \B,1D2DGI$ I1G$ JB=GQ$ CD 61\GCBDI$'/)%L$'/)-$2DF$'/)(g$\2:I1$12\Q$6:<ICFC2=V$GB> 6.01 Financial Statements/ $013C,1=$GB$GQ1$?F;CDCIG=2GC,1$?E1DG$2DF$12\Q$N1DF1=L$CD JB=;$2DF$F1G2C3$I2GCIJ2\GB=V$GB$GQ1$?F;CDCIG=2GC,1$?E1DG$2DF$GQ1$A1j:C=1F$N1DF1=I> f2g 2I$IBBD$2I$2,2C32<31L$<:G$CD$2DV$1,1DG$RCGQCD$DCD1GV$f+)g$F2VI$2JG1=$GQ1$1DF BJ$12\Q$JCI\23$V12=$BJ$GQ1$PB==BR1=L$2$\BDIB3CF2G1F$<232D\1$IQ11G$BJ$GQ1$PB==BR1=$2DF$CGI 6:<ICFC2=C1I$2I$2G$GQ1$1DF$BJ$I:\Q$JCI\23$V12=L$2DF$GQ1$=132G1F$\BDIB3CF2G1F$IG2G1;1DGI$BJ CD\B;1$B=$BK1=2GCBDIL$ IQ2=1QB3F1=Id$ 1j:CGV$ 2DF$ \2IQ$ J3BRI$ JB=$ I:\Q$ JCI\23$ V12=L$ I1GGCDE JB=GQ$ CD$ 12\Q$ \2I1$ CD$ \B;K2=2GC,1$ JB=;$ GQ1$ JCE:=1I$ JB=$ GQ1$ K=1,CB:I$ JCI\23$ V12=L$ 233$ CD =12IBD2<31$F1G2C3$2DF$K=1K2=1F$CD$2\\B=F2D\1$RCGQ$M??8L$I:\Q$\BDIB3CF2G1F$IG2G1;1DGI

%&'()*+&,* GB$<1$2:FCG1F$2DF$2\\B;K2DC1F$<V$2$=1KB=G$2DF$BKCDCBD$BJ$2D$CDF1K1DF1DG$\1=GCJC1F$K:<3C\ 2\\B:DG2DG$ BJ$ D2GCBD233V$ =1\BEDCi1F$ IG2DFCDE$ =12IBD2<3V$ 2\\1KG2<31$ GB$ GQ1$ A1j:C=1F N1DF1=IL$ RQC\Q$ =1KB=G$ 2DF$ BKCDCBD$ IQ233$ <1$ K=1K2=1F$ CD$ 2\\B=F2D\1$ RCGQ$ E1D1=233V 2\\1KG1F$ 2:FCGCDE$ IG2DF2=FI$ 2DF$ IQ233$ DBG$ <1$ I:<m1\G$ GB$ 2DV$ kEBCDE$ \BD\1=Dl$ B=$ 3C_1 j:23CJC\2GCBD$B=$1e\1KGCBD$B=$2DV$j:23CJC\2GCBD$B=$1e\1KGCBD$2I$GB$GQ1$I\BK1$BJ$I:\Q$2:FCGc 2DF f<g 2I$IBBD$2I$2,2C32<31L$<:G$CD$2DV$1,1DG$RCGQCD$JB=GV[JC,1$f*&g$F2VI$2JG1=$GQ1 1DF$ BJ$ 12\Q$ BJ$ GQ1$ JC=IG$ GQ=11$ JCI\23$ j:2=G1=I$ BJ$ 12\Q$ JCI\23$ V12=$ BJ$ GQ1$ PB==BR1=L$ 2 \BDIB3CF2G1F$ <232D\1$ IQ11G$ BJ$ GQ1$ PB==BR1=$ 2DF$ CGI$ 6:<ICFC2=C1I$ 2I$ 2G$ GQ1$ 1DF$ BJ$ I:\Q JCI\23$ j:2=G1=L$ 2DF$ GQ1$ =132G1F$ \BDIB3CF2G1F$ IG2G1;1DGI$ BJ$ CD\B;1$ B=$ BK1=2GCBDIL IQ2=1QB3F1=Id$ 1j:CGV$ 2DF$ \2IQ$ J3BRI$ JB=$ I:\Q$ JCI\23$ j:2=G1=$ 2DF$ JB=$ GQ1$ KB=GCBD$ BJ$ GQ1 PB==BR1=dI$ JCI\23$ V12=$ GQ1D$ 1DF1FL$ I1GGCDE$ JB=GQ$ CD$ 12\Q$ \2I1$ CD$ \B;K2=2GC,1$ JB=;$ GQ1 JCE:=1I$ JB=$ GQ1$ \B==1IKBDFCDE$ JCI\23$ j:2=G1=$ BJ$ GQ1$ K=1,CB:I$ JCI\23$ V12=$ 2DF$ GQ1 \B==1IKBDFCDE$ KB=GCBD$ BJ$ GQ1$ K=1,CB:I$ JCI\23$ V12=L$ 233$ CD$ =12IBD2<31$ F1G2C3L I:\Q \BDIB3CF2G1F$IG2G1;1DGI$GB$<1$\1=GCJC1F$<V$2$A1IKBDIC<31$OJJC\1=$BJ$GQ1$PB==BR1=$2I$J2C=3V K=1I1DGCDE$ GQ1$ JCD2D\C23$ \BDFCGCBDL$ =1I:3GI$ BJ$ BK1=2GCBDIL$ IQ2=1QB3F1=Id$ 1j:CGV$ 2DF$ \2IQ J3BRI$ BJ$ GQ1$PB==BR1=$ 2DF$ CGI$ 6:<ICFC2=C1I$ CD$ 2\\B=F2D\1$RCGQ$M??8L$ I:<m1\G$ BD3V$ GB DB=;23$V12=[1DF$2:FCG$2Fm:IG;1DGI$2DF$GQ1$2<I1D\1$BJ$JBBGDBG1I/ ?I$ GB$2DV$ CDJB=;2GCBD$\BDG2CD1F$CD$;2G1=C23I$J:=DCIQ1F$K:=I:2DG$ GB 61\GCBD$'/)-f\gL$ GQ1 PB==BR1=$ IQ233$ DBG$ <1$ I1K2=2G13V$ =1j:C=1F$ GB$ J:=DCIQ$ I:\Q$ CDJB=;2GCBD$ :DF1=$ \32:I1$f2g$ B= f<g 2<B,1L$<:G$GQ1$JB=1EBCDE$IQ233$DBG$<1$CD$F1=BE2GCBD$BJ$GQ1$B<3CE2GCBD$BJ$GQ1$PB==BR1=$GB$J:=DCIQ GQ1$ CDJB=;2GCBD$ 2DF$ ;2G1=C23I$ F1I\=C<1F$ CD$ \32:I1I$f2g$ 2DF$ f<g$ 2<B,1$ 2G$ GQ1$ GC;1I$ IK1\CJC1F GQ1=1CD/ 6.02 Certificates; Other Information/ $013C,1=$GB$GQ1$?F;CDCIG=2GC,1$?E1DG$2DF$12\Q N1DF1=L$CD$JB=;$2DF$F1G2C3$I2GCIJ2\GB=V$GB$GQ1$?F;CDCIG=2GC,1$?E1DG$2DF$GQ1$A1j:C=1F$N1DF1=I> f2g \BD\:==1DG3V$ RCGQ$ GQ1$ F13C,1=V$ BJ$ GQ1$ JCD2D\C23$ IG2G1;1DGI$ =1J1==1F$ GB$ CD 61\GCBDI$'/)%f2g$ 2DF f<gL$ 2$ F:3V$ \B;K31G1F$ 4B;K3C2D\1$ 41=GCJC\2G1$ ICED1F$ <V$ 2 A1IKBDIC<31$OJJC\1=$BJ$GQ1$PB==BR1=c f<g K=B;KG3V$ 2JG1=$ 2DV$ =1j:1IG$ <V$ GQ1$ ?F;CDCIG=2GC,1$ ?E1DG$ B=$ 2DV$ N1DF1=L \BKC1I$ BJ$ 2DV$ F1G2C31F$ 2:FCG$ =1KB=GIL$ I:<IG2DGC,1$ ;2D2E1;1DG$ 31GG1=I$ B=$ I:<IG2DGC,1 =1\B;;1DF2GCBDI$I:<;CGG1F$GB$GQ1$<B2=F$BJ$FC=1\GB=I$fB=$GQ1$2:FCG$\B;;CGG11$BJ$GQ1$<B2=F BJ$FC=1\GB=Ig$BJ$GQ1$PB==BR1=$<V$CDF1K1DF1DG$2\\B:DG2DGI$CD$\BDD1\GCBD$RCGQ$GQ1$2\\B:DGI B=$<BB_I$BJ$GQ1$PB==BR1=$B=$2DV$6:<ICFC2=VL$B=$2DV$2:FCG$BJ$2DV$BJ$GQ1;c f\g K=B;KG3V$ 2JG1=$ GQ1$ I2;1$ 2=1$ K:<3C\3V$ 2,2C32<31L$ \BKC1I$ BJ$ 12\Q$ 2DD:23 =1KB=GL$ K=BeV$ B=$ JCD2D\C23$ IG2G1;1DG$ B=$ BGQ1=$ =1KB=G$ B=$ \B;;:DC\2GCBD$ I1DG$ GB$ GQ1 IGB\_QB3F1=I$ BJ$ GQ1$ PB==BR1=L$ 2DF$ \BKC1I$ BJ$ 233$ 2DD:23L$ =1E:32=L$ K1=CBFC\$ 2DF$ IK1\C23 =1KB=GI$ 2DF$ =1ECIG=2GCBD$ IG2G1;1DGI$ RQC\Q$ GQ1$ PB==BR1=$;2V$ JC31$ B=$ <1$ =1j:C=1F$ GB$ JC31 RCGQ$GQ1$6@4$:DF1=$61\GCBD$%($B=$%&fFg$BJ$GQ1$61\:=CGC1I$@e\Q2DE1$?\G$BJ$%+(*L$2DF$DBG BGQ1=RCI1$=1j:C=1F$GB$<1$F13C,1=1F$GB$GQ1$?F;CDCIG=2GC,1$?E1DG$K:=I:2DG$Q1=1GBc

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%&'()*+&,* k85PN74Ll$GQ1$PB==BR1=$IQ233$<1$F11;1F$GB$Q2,1$2:GQB=Ci1F$GQ1$?F;CDCIG=2GC,1$?E1DGL$GQ1$^BCDG ?==2DE1=IL$ GQ1$ NY4$ ?F;CDCIG=2GB=$ 2DF$ GQ1$ N1DF1=I$ GB$ G=12G$ I:\Q$ PB==BR1=$ T2G1=C23I$ 2I$ DBG \BDG2CDCDE$ 2DV$;2G1=C23$ DBD[K:<3C\$ CDJB=;2GCBD$ f23GQB:EQ$ CG$;2V$<1$ I1DICGC,1$2DF$K=BK=C1G2=Vg RCGQ$ =1IK1\G$ GB$ GQ1$ PB==BR1=$ B=$ CGI$ I1\:=CGC1I$ JB=$ K:=KBI1I$ BJ$5DCG1F$6G2G1I$H1F1=23$ 2DF$ IG2G1 I1\:=CGC1I$ 32RI$ fK=B,CF1FL QBR1,1=L$ GQ2G$ GB$ GQ1$ 1eG1DG$ I:\Q$ PB==BR1=$ T2G1=C23I$ \BDIGCG:G1 7DJB=;2GCBDL$ GQ1V$ IQ233$ <1$ G=12G1F$ 2I$ I1G$ JB=GQ$ CD 61\GCBD %)/).gc$ fVg$233$ PB==BR1=$ T2G1=C23I ;2=_1F$ k85PN74l$ 2=1$ K1=;CGG1F$ GB$ <1$ ;2F1$ 2,2C32<31$ GQ=B:EQ$ 2$ KB=GCBD$ BJ$ GQ1$ 832GJB=; F1ICED2G1F$k8:<3C\$7D,1IGB=cl$2DF$fig$GQ1$?F;CDCIG=2GC,1$?E1DG$2DF$GQ1$^BCDG$?==2DE1=I$IQ233$<1 1DGCG31F$GB$G=12G$2DV$PB==BR1=$T2G1=C23I$GQ2G$2=1$DBG$;2=_1F$k85PN74l$2I$<1CDE$I:CG2<31$BD3V$JB= KBIGCDE$BD$2$KB=GCBD$BJ$GQ1$832GJB=;$DBG$F1ICED2G1F$k8:<3C\$7D,1IGB=/l 6.03 Notices/$$8=B;KG3V$DBGCJV$GQ1$?F;CDCIG=2GC,1$?E1DG$2DF$12\Q$N1DF1=> f2g BJ$GQ1$B\\:==1D\1$BJ$2DV$01J2:3Gc f<g BJ$2DV$;2GG1=L$CD\3:FCDE$fCg$<=12\Q$B=$DBD[K1=JB=;2D\1$BJL$B=$2DV$F1J2:3G :DF1=L$ 2$ 4BDG=2\G:23$ O<3CE2GCBD$ BJ$ GQ1$ PB==BR1=$ B=$ 2DV$ 6:<ICFC2=VL$ fCCg$2DV$ FCIK:G1L 3CGCE2GCBDL$ CD,1IGCE2GCBDL$ K=B\11FCDE$ B=$ I:IK1DICBD$ <1GR11D$ GQ1$ PB==BR1=$ B=$ 2DV 6:<ICFC2=V$ 2DF$ 2DV$ MB,1=D;1DG23$ ?:GQB=CGVL$ CD\3:FCDE$ 2DV$ DBGC\1$ J=B;$ 2DV MB,1=D;1DG23$?:GQB=CGV$BJ$GQ1$1eKC=2GCBD$RCGQB:G$=1D1R23L$=1,B\2GCBD$B=$I:IK1DICBD$BJL B=$GQ1$CDIGCG:GCBD$BJ$2DV$K=B\11FCDEI$GB$=1,B_1$B=$I:IK1DFL$2DV$NC\1DI1$DBR$B=$Q1=12JG1= Q13F$ <V$ 2DV$ 7DI:=2D\1$ 6:<ICFC2=V$ RQC\Q$ CI$ =1j:C=1F$ GB$ \BDF:\G$ CDI:=2D\1$ <:ICD1II$ CD \B;K3C2D\1$RCGQ$233$?KK3C\2<31$N2RIL$fCCCg$2DV$m:FC\C23$B=$2F;CDCIG=2GC,1$B=F1=$3C;CGCDE$B= \BDG=B33CDE$ GQ1$ CDI:=2D\1$ <:ICD1II$ BJ$ 2DV$ 7DI:=2D\1$ 6:<ICFC2=V$ f2DF$ DBG$ GQ1$ CDI:=2D\1 CDF:IG=V$E1D1=233VgL$fC,g$2DV$DBGC\1$J=B;$2DV$MB,1=D;1DG23$?:GQB=CGV$BJ$GQ1$CDIGCG:GCBD$BJ 2DV$ FCI\CK3CD2=V$ K=B\11FCDEI$ 2E2CDIG$ B=$ CD$ =1IK1\G$ BJ$ 2DV$ 7DI:=2D\1$ 6:<ICFC2=VL$ B=$ GQ1 CII:2D\1$BJ$2DV$B=F1=L$GQ1$G2_CDE$BJ$2DV$2\GCBD$B=$2DV$=1j:1IG$JB=$2D$1eG=2B=FCD2=V$2:FCG JB=$\2:I1$<V$2DV$MB,1=D;1DG23$?:GQB=CGV$B=$f,g$GQ1$\B;;1D\1;1DG$BJL$B=$2DV$;2G1=C23 F1,13BK;1DG$ CDL$ 2DV$ 3CGCE2GCBD$B=$K=B\11FCDE$2JJ1\GCDE$ GQ1$PB==BR1=$B=$2DV$6:<ICFC2=VL CD\3:FCDE$K:=I:2DG$GB$2DV$2KK3C\2<31$@D,C=BD;1DG23$N2RIL$CD$12\Q$\2I1L$GQ2GL$CDFC,CF:233V B=$ \B331\GC,13VL$ Q2I$ =1I:3G1F$ B=$ \B:3F$ =12IBD2<3V$ <1$ 1eK1\G1F$ GB$ =1I:3G$ CD$ 2$ T2G1=C23 ?F,1=I1$@JJ1\Gc f\g BJ$GQ1$B\\:==1D\1$BJ$2DV$@A76?$@,1DGc fFg BJ$ 2DV$ ;2G1=C23$ \Q2DE1$ CD$ 2\\B:DGCDE$ KB3C\C1I$ 2DF$ K=2\GC\1I$ <V$ GQ1 PB==BR1=$B=$2DV$6:<ICFC2=Vc$2DF f1g BJ$ 2DV$ 2DDB:D\1;1DG$ <V$ TBBFVdI$ B=$ 6t8$ BJ$ 2DV$ \Q2DE1$ B=$ KBIIC<31 \Q2DE1$CD$2$01<G$A2GCDEc @2\Q$DBGC\1$K:=I:2DG$GB$GQCI$61\GCBD$fBGQ1=$GQ2D$61\GCBD$'/)(f1gg$IQ233$<1$2\\B;K2DC1F$<V 2$ IG2G1;1DG$ BJ$ 2$ A1IKBDIC<31$ OJJC\1=$ BJ$ GQ1$ PB==BR1=$ I1GGCDE$ JB=GQ$ F1G2C3I$ BJ$ GQ1$ B\\:==1D\1 =1J1==1F$ GB$ GQ1=1CD$ 2DF$ IG2GCDE$ RQ2G$ 2\GCBD$ GQ1$PB==BR1=$ Q2I$ G2_1D$ 2DF$K=BKBI1I$ GB$ G2_1$RCGQ =1IK1\G$GQ1=1GB/ $@2\Q$DBGC\1$K:=I:2DG$GB 61\GCBD$'/)(f2g$IQ233$F1I\=C<1$RCGQ$K2=GC\:32=CGV$2DV$2DF 233$K=B,CICBDI$BJ$GQCI$?E=11;1DG$2DF$2DV$BGQ1=$NB2D$0B\:;1DG$GQ2G$Q2,1$<11D$<=12\Q1F/

%&'()*+&,* 6.04 Payment of Taxes/$$82V$2DF$FCI\Q2=E1$2I$GQ1$I2;1$IQ233$<1\B;1$F:1$2DF$K2V2<31L 233$S2e$ 3C2<C3CGC1IL$ 2II1II;1DGI$2DF$EB,1=D;1DG23$\Q2=E1I$B=$ 31,C1I$:KBD$ CG$B=$ CGI$K=BK1=GC1I$B= 2II1GIL$:D31II$ GQ1$I2;1$2=1$<1CDE$\BDG1IG1F$CD$EBBF$J2CGQ$<V$2KK=BK=C2G1$K=B\11FCDEI$FC3CE1DG3V \BDF:\G1F$ 2DF$ 2F1j:2G1$ =1I1=,1I$ CD$ 2\\B=F2D\1$ RCGQ$ M??8$ 2=1$ <1CDE$ ;2CDG2CD1F$ <V$ GQ1 PB==BR1=$B=$I:\Q$6:<ICFC2=V/ 6.05 Preservation of Existence, Etc/ $ f2g$8=1I1=,1L$=1D1R$2DF$;2CDG2CD$CD$J:33$JB=\1 2DF$ 1JJ1\G$ CGI$ 31E23$ 1eCIG1D\1$ 2DF$ EBBF$ IG2DFCDE$ :DF1=$ GQ1$ N2RI$ BJ$ GQ1$ m:=CIFC\GCBD$ BJ$ CGI B=E2DCi2GCBD$ 1e\1KG$ CD$ 2$ G=2DI2\GCBD$K1=;CGG1F$<V 61\GCBD$./)*$B= ./)&c$ f<g$G2_1$ 233$ =12IBD2<31 2\GCBD$GB$;2CDG2CD$233$=CEQGIL$K=C,C31E1IL$K1=;CGIL$3C\1DI1I$2DF$J=2D\QCI1I$D1\1II2=V$B=$F1IC=2<31$CD GQ1$DB=;23$\BDF:\G$BJ$CGI$<:ICD1IIL$1e\1KG$GB$GQ1$1eG1DG$GQ2G$J2C3:=1$GB$FB$IB$\B:3F$DBG$=12IBD2<3V <1$1eK1\G1F$ GB$Q2,1$2$T2G1=C23$?F,1=I1$@JJ1\Gc$ 2DF$ f\g$K=1I1=,1$B=$ =1D1R$233$BJ$ CGI$ =1ECIG1=1F K2G1DGIL$ G=2F1;2=_IL$ G=2F1$ D2;1I$ 2DF$ I1=,C\1$ ;2=_IL$ GQ1$ DBD[K=1I1=,2GCBD$ BJ$ RQC\Q$ \B:3F =12IBD2<3V$<1$1eK1\G1F$GB$Q2,1$2$T2G1=C23$?F,1=I1$@JJ1\G/ 6.06 Maintenance of Properties/$$f2g$T2CDG2CDL$K=1I1=,1$2DF$K=BG1\G$233$BJ$CGI$;2G1=C23 K=BK1=GC1I$2DF$1j:CK;1DG$D1\1II2=V$CD$GQ1$BK1=2GCBD$BJ$CGI$<:ICD1II$CD$EBBF$RB=_CDE$B=F1=$2DF \BDFCGCBDL$B=FCD2=V$R12=$2DF$G12=$1e\1KG1Fc$f<g$;2_1$233$D1\1II2=V$=1K2C=I$GQ1=1GB$2DF$=1D1R23I 2DF$=1K32\1;1DGI$GQ1=1BJ$1e\1KG$RQ1=1$GQ1$J2C3:=1$GB$FB$IB$\B:3F$DBG$=12IBD2<3V$<1$1eK1\G1F$GB Q2,1$ 2$T2G1=C23$?F,1=I1$@JJ1\Gc$ 2DF$ f\g$:I1$ GQ1$ IG2DF2=F$BJ$\2=1$ GVKC\23$ CD$ GQ1$ CDF:IG=V$ CD$ GQ1 BK1=2GCBD$2DF$;2CDG1D2D\1$BJ$CGI$J2\C3CGC1I/ 6.07 Maintenance of Insurance/ $ T2CDG2CD$ RCGQ$ JCD2D\C233V$ IB:DF$ 2DF$ =1K:G2<31 CDI:=2D\1$\B;K2DC1I$DBG$?JJC3C2G1I$BJ$ GQ1$PB==BR1=L$ CDI:=2D\1$RCGQ$=1IK1\G$ GB$CGI$8=BK1=GV$2DF <:ICD1II$2E2CDIG$3BII$B=$F2;2E1$BJ$GQ1$_CDFI$\:IGB;2=C3V$CDI:=1F$2E2CDIG$<V$81=IBDI$1DE2E1F$CD GQ1$I2;1$B=$IC;C32=$<:ICD1IIL$BJ$I:\Q$GVK1I$2DF$CD$I:\Q$2;B:DGI$2I$2=1$\:IGB;2=C3V$\2==C1F$:DF1= IC;C32=$\C=\:;IG2D\1I$<V$I:\Q$BGQ1=$81=IBDI/ 6.08 Compliance with Laws/ $4B;K3V$CD$233$;2G1=C23$=1IK1\GI$RCGQ$GQ1$=1j:C=1;1DGI BJ$ 233$?KK3C\2<31$N2RI$ 2DF$ 233$ B=F1=IL$R=CGIL$ CDm:D\GCBDI$ 2DF$F1\=11I$ 2KK3C\2<31$ GB$ CG$ B=$ GB$ CGI <:ICD1II$B=$K=BK1=GVL$1e\1KG$ CD$ I:\Q$ CDIG2D\1I$ CD$RQC\Q$f2g$I:\Q$=1j:C=1;1DG$BJ$N2R$B=$B=F1=L R=CGL$CDm:D\GCBD$B=$F1\=11$CI$<1CDE$\BDG1IG1F$CD$EBBF$J2CGQ$<V$2KK=BK=C2G1$K=B\11FCDEI$FC3CE1DG3V \BDF:\G1Fc$ B=$ f<g$GQ1$ J2C3:=1$ GB$ \B;K3V$ GQ1=1RCGQ$ \B:3F$ DBG$ =12IBD2<3V$ <1$ 1eK1\G1F$ GB$ Q2,1$ 2 T2G1=C23$?F,1=I1$@JJ1\G/ 6.09 Books and Records/ $f2g$T2CDG2CD$K=BK1=$<BB_I$BJ$=1\B=F$2DF$2\\B:DGL$CD$RQC\Q J:33L$G=:1$2DF$\B==1\G$1DG=C1I$CD$\BDJB=;CGV$RCGQ$M??8$B=$6?8L$2I$GQ1$\2I1$;2V$<1L$\BDICIG1DG3V 2KK3C1F$IQ233$<1$;2F1$BJ$233$JCD2D\C23$G=2DI2\GCBDI$2DF$;2GG1=I$CD,B3,CDE$GQ1$2II1GI$2DF$<:ICD1II BJ$GQ1$PB==BR1=$B=$I:\Q$6:<ICFC2=VL$2I$GQ1$\2I1$;2V$<1c$2DF$f<g$;2CDG2CD$I:\Q$<BB_I$BJ$=1\B=F 2DF$ 2\\B:DG$ CD$ ;2G1=C23$ \BDJB=;CGV$ RCGQ$ 233$ 2KK3C\2<31$ =1j:C=1;1DGI$ BJ$ 2DV$ MB,1=D;1DG23 ?:GQB=CGV$Q2,CDE$=1E:32GB=V$m:=CIFC\GCBD$B,1=$GQ1$PB==BR1=$B=$I:\Q$6:<ICFC2=VL$2I$GQ1$\2I1$;2V <1/ 6.10 Inspection Rights/ $ 81=;CG$ =1K=1I1DG2GC,1I$ 2DF$ CDF1K1DF1DG$ \BDG=2\GB=I$ BJ$ GQ1 ?F;CDCIG=2GC,1$?E1DG$2DF$12\Q$N1DF1=$GB$,CICG$2DF$CDIK1\G$2DV$BJ$CGI$K=BK1=GC1IL$GB$1e2;CD1$CGI \B=KB=2G1L$JCD2D\C23$2DF$BK1=2GCDE$=1\B=FIL$2DF$;2_1$\BKC1I$GQ1=1BJ$B=$2<IG=2\GI$GQ1=1J=B;L$2DF$GB FCI\:II$ CGI$ 2JJ2C=IL$ JCD2D\1I$ 2DF$ 2\\B:DGI$ RCGQ$ CGI$ FC=1\GB=IL$ BJJC\1=IL$ 2DF$ CDF1K1DF1DG$ K:<3C\

%&'()*+&,* 2\\B:DG2DGIL$233$2G$I:\Q$=12IBD2<31$GC;1I$F:=CDE$DB=;23$<:ICD1II$QB:=I$2DF$2I$BJG1D$2I$;2V$<1 =12IBD2<3V$ F1IC=1FL$ :KBD$ =12IBD2<31$ 2F,2D\1$ DBGC\1$ GB$ GQ1$PB==BR1=c K=B,CF1FL QBR1,1=L$ GQ2G RQ1D$ 2D$ @,1DG$ BJ$ 01J2:3G$ 1eCIGI$ GQ1$ ?F;CDCIG=2GC,1$ ?E1DG$ B=$ 2DV$ N1DF1=$ fB=$ 2DV$ BJ$ GQ1C= =1IK1\GC,1$ =1K=1I1DG2GC,1I$ B=$ CDF1K1DF1DG$ \BDG=2\GB=Ig$ ;2V$ FB$ 2DV$ BJ$ GQ1$ JB=1EBCDE$ 2G$ GQ1 1eK1DI1$BJ$GQ1$PB==BR1=$2G$2DV$GC;1$F:=CDE$DB=;23$<:ICD1II$QB:=I$2DF$RCGQB:G$2F,2D\1$DBGC\1/ Use of ProceedsUse of Proceeds/ $5I1$GQ1$K=B\11FI$BJ$GQ1$4=1FCG$@eG1DICBDI$JB=$E1D1=23 \B=KB=2G1$K:=KBI1IL$CD\3:FCDEL$RCGQB:G$3C;CG2GCBDL$GQ1$CII:2D\1$BJ$31GG1=I$BJ$\=1FCG$JB=$GQ1$<1D1JCG BJ$\1FCDE$CDI:=2D\1$\B;K2DC1I$RQC\Q$2=1$6:<ICFC2=C1I$BJ$GQ1$PB==BR1=L$DBG$CD$\BDG=2,1DGCBD$BJ 2DV$N2R$B=$BJ$2DV$NB2D$0B\:;1DG/ 6.12 Further Assurances/ $?G$2DV$GC;1$B=$J=B;$GC;1$GB$GC;1$:KBD$=12IBD2<31$=1j:1IG <V$ GQ1$ ?F;CDCIG=2GC,1$ ?E1DGL$ GQ1$ PB==BR1=$ IQ233$ B=$ IQ233$ \2:I1$ 2DV$ BJ$ GQ1$ PB==BR1=dI 6:<ICFC2=C1I$GB$1e1\:G1$2DF$F13C,1=$I:\Q$J:=GQ1=$FB\:;1DGI$2DF$FB$I:\Q$BGQ1=$2\GI$2DF$GQCDEI$2I GQ1$?F;CDCIG=2GC,1$?E1DG$;2V$ =12IBD2<3V$ =1j:1IG$ CD$ B=F1=$ GB$ 1JJ1\G$ J:33V$ GQ1$ K:=KBI1I$ BJ$ GQCI ?E=11;1DG$ 2DF$ GQ1$ BGQ1=$ NB2D$ 0B\:;1DGI$ 2DF$ GB$ K=B,CF1$ JB=$ K2V;1DG$ BJ$ GQ1$ O<3CE2GCBDI$ CD 2\\B=F2D\1$RCGQ$GQ1$G1=;I$BJ$GQCI$?E=11;1DG$2DF$GQ1$BGQ1=$NB2D$0B\:;1DGI/ $ZCGQB:G$3C;CGCDE GQ1$ JB=1EBCDEL$ K=B;KG3V$ :KBD$ GQ1$ =1j:1IG$ BJ$ GQ1$ ?F;CDCIG=2GC,1$ ?E1DGL$ 12\Q$NB2D$82=GV$ IQ233 1e1\:G1L$2\_DBR31FE1L$F13C,1=$2DF$=1\B=F$2DF$FB$2DV$2DF$233$I:\Q$J:=GQ1=$2\GI$2DF$F11FI$2I$GQ1 ?F;CDCIG=2GC,1$ ?E1DG$ ;2V$ =12IBD2<3V$ =1j:1IG$ J=B;$ GC;1$ GB$ GC;1$ CD$ B=F1=$ GB$ 1DI:=1$ GQ2G$ GQ1 61\:=1F$ NY4$ O<3CE2GCBDI$ fB=L$ 2I$ 2KK3C\2<31L$ BGQ1=$ O<3CE2GCBDIg$ 2=1$ I1\:=1F$ <V$ 2$ JC=IG$ K=CB=CGV K1=J1\G1F$CDG1=1IG$CD$GQ1$2II1GI$BJ$GQ1$2KK3C\2<31$NB2D$82=GV$IG2G1F$GB$<1$K31FE1F$GB$I1\:=1$I:\Q 61\:=1F$NY4$O<3CE2GCBDI$fB=L$2I$2KK3C\2<31L$BGQ1=$O<3CE2GCBDIg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fBGQ1= GQ2D$ FC,CF1DFI$ 2DF$ CDG1=1IG$ BD$ GQ1$ @3CEC<31$ 4B332G1=23g$ J=B;$ GQ1$ 4B332G1=23$ ?\\B:DG$ 1e\1KG$ CD \BDD1\GCBD$RCGQ$GQ1$I231L$CD,1IG;1DG$B=$=1CD,1IG;1DG$BJ$@3CEC<31$4B332G1=23$GQ1$K=B\11FI$BJ$RQC\Q RC33$ <1$ F1KBICG1F$ CDGB$ GQ1$ 4B332G1=23$ ?\\B:DG/ $ SQ1$ ?F;CDCIG=2GC,1$ ?E1DGL$ BD$ <1Q23J$ BJ$ GQ1 N1DF1=IL$2E=11I$GQ2G$K=B,CF1F$f2g$DB$01J2:3G$1eCIGI$2DF$CI$\BDGCD:CDE$2DF$f<g$2JG1=$EC,CDE$1JJ1\G$GB GQ1$ K=BKBI1F$ F13C,1=VL$ GQ1$ PB==BRCDE$ P2I1$ CI$ 1j:23$ GB$ B=$ CD$ 1e\1II$ BJ$ GQ1$ 61\:=1F$ NY4 O<3CE2GCBDIL$ GQ1$?F;CDCIG=2GC,1$?E1DG$ IQ233$ \BDI1DG$ GB$2DV$I:\Q$F13C,1=V$RCGQCD$BD1$P:ICD1II 02V$2JG1=$I:\Q$=1j:1IG/ 6.13 Collateral Requirements/ $ SQ1$ PB==BR1=$ IQ233$ \2:I1$ GQ1=1$ GB$ <1$ @3CEC<31 4B332G1=23$BJ$GQ1$PB==BR1=$CD$GQ1$4B332G1=23$?\\B:DG$I:\Q$GQ2G$GQ1$PB==BRCDE$P2I1$CI$2G$233$GC;1I 1j:23$GB$B=$E=12G1=$GQ2D$GQ1$61\:=1F$NY4$O<3CE2GCBDI/ $7J$2G$2DV$GC;1$GQ1$61\:=1F$NY4$O<3CE2GCBDI 1e\11F$GQ1$PB==BRCDE$P2I1L$GQ1$PB==BR1=$IQ233$2I$K=B;KG3V$2I$KBIIC<31$f2DF$CD$2DV$1,1DG$RCGQCD GRB$f-g$P:ICD1II$02VIg$F1KBICG$CDGB$GQ1$4B332G1=23$?\\B:DG$@3CEC<31$4B332G1=23$BJ$GQ1$PB==BR1=$B= =1F:\1$GQ1$61\:=1F$NY4$O<3CE2GCBDIL$B=$2$\B;<CD2GCBD$BJ$GQ1$JB=1EBCDEL$CD$2D$2;B:DG$I:JJC\C1DG GB$13C;CD2G1$I:\Q$1e\1II/ 6.14 Conduct of Insurance Business/$$42:I1$12\Q$6CEDCJC\2DG$7DI:=2D\1$6:<ICFC2=V$GB f2g$\2==V$ BD$ B=$ BGQ1=RCI1$ <1$ 2IIB\C2G1F$ RCGQ$ GQ1$ <:ICD1II$ BJ$ 2$ 3C\1DI1F$ CDI:=2D\1$ \2==C1=$ 2DF f<g$FB$233$GQCDEI$D1\1II2=V$GB$=1D1RL$1eG1DF$2DF$\BDGCD:1$CD$1JJ1\G$233$NC\1DI1I$RQC\Q$;2V$2G$2DV

%&'()*+&,* GC;1$2DF$J=B;$GC;1$GB$GC;1$<1$D1\1II2=V$JB=$I:\Q$6CEDCJC\2DG$7DI:=2D\1$6:<ICFC2=V$GB$BK1=2G1$CGI CDI:=2D\1$<:ICD1II$ CD$\B;K3C2D\1$RCGQ$233$?KK3C\2<31$N2RIc K=B,CF1FL QBR1,1=L$ GQ2G$2DV$I:\Q 6CEDCJC\2DG$7DI:=2D\1$6:<ICFC2=V$;2V$RCGQF=2R$J=B;$BD1$B=$;B=1$IG2G1I$2I$2D$2F;CGG1F$CDI:=1=$B= \Q2DE1$ GQ1$ IG2G1$ BJ$ CGI$ FB;C\C31L$ CJ$ I:\Q$ RCGQF=2R23$ B=$ \Q2DE1$ CI$ CD$ GQ1$ <1IG$ CDG1=1IGI$ BJ$ GQ1 PB==BR1=$ 2DF$ I:\Q$ 6CEDCJC\2DG$ 7DI:=2D\1$6:<ICFC2=V$ 2DF$ \B:3F$ DBG$ =12IBD2<3V$ <1$ 1eK1\G1F$ GB Q2,1$2$T2G1=C23$?F,1=I1$@JJ1\G/ $STU$RC33$f2g$BD3V$K=B,CF1$=1CDI:=2D\1$GB$41FCDE$4B;K2DC1IL f<g$BD3V$1DE2E1$CD$GQ1$CDI:=2D\1$<:ICD1II$CD$RQC\Q$CG$CI$1DE2E1F$B=$3C\1DI1F$2I$BJ$GQ1$@JJ1\GC,1 02G1L$ f\g$FB$ 233$ GQCDEI$ D1\1II2=V$ GB$ =1;2CD$ F:3V$ CD\B=KB=2G1FL$ ,23CF3V$ 1eCIGCDE$ 2DF$ CD$ EBBF IG2DFCDE$ CD$ CGI$ m:=CIFC\GCBD$ BJ$ JB=;2GCBDL$ 2DF$ fFg$FB$ 233$ GQCDEI$D1\1II2=V$ GB$ =1D1RL$ 1eG1DF$2DF \BDGCD:1$CD$1JJ1\G$233$NC\1DI1I$RQC\Q$;2V$2G$2DV$GC;1$2DF$J=B;$GC;1$GB$GC;1$<1$D1\1II2=V$JB=$CG$GB BK1=2G1$CGI$CDI:=2D\1$<:ICD1II$CD$\B;K3C2D\1$RCGQ$233$?KK3C\2<31$N2RI/ $STU$RC33$DBG$\Q2DE1$CGI m:=CIFC\GCBD$ BJ$ FB;C\C31$ RCGQB:G$ GQ1$ K=CB=$ R=CGG1D$ \BDI1DG$ BJ$ GQ1$ A1j:C=1F$ N1DF1=I/ $ SQ1 PB==BR1=$RC33$\2:I1$STU$GB$<1$2DF$=1;2CD$2$ZQB33V[ORD1F$6:<ICFC2=V$2DF$GB$<1$2G$233$GC;1I 6B3,1DG/ 6.15 Anti-Corruption Laws; Sanctions.$4BDF:\G$CGI$<:ICD1II1I$CD$\B;K3C2D\1$CD$233 ;2G1=C23$=1IK1\GI$RCGQ$GQ1$5DCG1F$6G2G1I$HB=1CED$4B==:KG$8=2\GC\1I$?\G$BJ$%+..L$GQ1$5U$P=C<1=V ?\G$ -)%)L$ 2DF$ BGQ1=$ 2KK3C\2<31$ 2DGC[\B==:KGCBD$ 31ECI32GCBD$ CD$ BGQ1=$ m:=CIFC\GCBDI$ 2DF$ RCGQ$ 233 2KK3C\2<31$ 62D\GCBDIL$ 2DF$ ;2CDG2CD$ KB3C\C1I$ 2DF$ K=B\1F:=1I$ F1ICED1F$ GB$ K=B;BG1$ 2DF$ 2\QC1,1 \B;K3C2D\1$RCGQ$I:\Q$32RI$2DF$62D\GCBDI/ ARTICLE VII NEGATIVE COVENANTS 6B$ 3BDE$ 2I$ 2DV$ N1DF1=$ IQ233$ Q2,1$ 2DV$ 4B;;CG;1DG$ Q1=1:DF1=L$ 2DV$ NB2D$ B=$ BGQ1= O<3CE2GCBD$ Q1=1:DF1=$ IQ233$ =1;2CD$ :DK2CF$ B=$ :DI2GCIJC1FL$ B=$ 2DV$N1GG1=$ BJ$4=1FCG$ IQ233$ =1;2CD B:GIG2DFCDE> 7.01 Liens/ $SQ1$PB==BR1=$IQ233$DBGL$DB=$IQ233$CG$K1=;CG$2DV$6:<ICFC2=V$GBL$FC=1\G3V$B= CDFC=1\G3VL$\=12G1L$ CD\:=L$ 2II:;1$B=$ I:JJ1=$ GB$1eCIG$ 2DV$NC1D$:KBD$2DV$BJ$ CGI$K=BK1=GVL$2II1GI$B= =1,1D:1IL$RQ1GQ1=$DBR$BRD1F$B=$Q1=12JG1=$2\j:C=1FL$BGQ1=$GQ2D>$f2g$NC1DI$K:=I:2DG$GB$2DV$NB2D 0B\:;1DGL$ f<g$NC1DI$ I1\:=CDE$ 3B2DIL$ J:DFCDE$2E=11;1DGI$ 2DF$E:2=2DG11F$ CD,1IG;1DG$ \BDG=2\GI 1DG1=1F$CDGB$<V$GB$2DV$7DI:=2D\1$6:<ICFC2=V$RCGQ$2DV$HWNP$K:=I:2DG$GB$2$;1;<1=IQCK$CD$I:\Q HWNP$ CD$ GQ1$ B=FCD2=V$ \B:=I1$ BJ$ <:ICD1II$ CD$ GQ1$ 2EE=1E2G1$ K=CD\CK23$ 2;B:DG$ DBG$ GB$ 1e\11F o%L&))L)))L)))$2G$2DV$ GC;1$B:GIG2DFCDE$2DF$f\g$BGQ1=$NC1DI$I1\:=CDE$7DF1<G1FD1IIL$ GQ1$I:;$BJ RQC\Q$7DF1<G1FD1II K3:I$233$7DF1<G1FD1II$K1=;CGG1F$K:=I:2DG$GB 61\GCBD ./)-fEg$IQ233$DBG$1e\11F o*))L)))L)))$CD$2EE=1E2G1$K=CD\CK23$2;B:DG/ 7.02 Subsidiary Indebtedness/ $ SQ1$ PB==BR1=$ IQ233$ DBG$ K1=;CG$ 2DV$ 6:<ICFC2=V$ GBL FC=1\G3V$ B=$ CDFC=1\G3VL$ \=12G1L$ CD\:=L$ 2II:;1$ B=$ I:JJ1=$ GB$ 1eCIG$ 2DV$ 7DF1<G1FD1II$ JB=$ <B==BR1F ;BD1V$ B=$ 2DV$ B<3CE2GCBDI$ BJ$ I:\Q$ 6:<ICFC2=V$ 1,CF1D\1F$ <V$ <BDFIL$ F1<1DG:=1IL$ DBG1IL$ 3B2D 2E=11;1DGI$ B=$ BGQ1=$ IC;C32=$ CDIG=:;1DGIL$ BGQ1=$ GQ2D$ f2g$7DF1<G1FD1II$ K:=I:2DG$ GB$ 2DV$ NB2D 0B\:;1DGL$ f<g$:DI1\:=1F$ 7DF1<G1FD1II$BJ$2DV$6:<ICFC2=V$BRCDE$ GB$ GQ1$PB==BR1=$B=$:DI1\:=1F 7DF1<G1FD1II$ fCD\3:FCDE$ M:2=2DG11Ig$ BJ$ 2DV$ 6:<ICFC2=V$ BRCDE$ GB$ 2DBGQ1=$ 6:<ICFC2=V$ BJ$ GQ1 PB==BR1=L$f\g$:DI1\:=1F$7DF1<G1FD1II$BJ$2DV$6:<ICFC2=V$BJ$GQ1$PB==BR1=$B:GIG2DFCDE$2G$GQ1$GC;1 I:\Q$6:<ICFC2=V$CI$2\j:C=1F$<V$GQ1$PB==BR1=$B=$2DV$BGQ1=$6:<ICFC2=V$BJ$GQ1$PB==BR1=L$CD\3:FCDE

%&'()*+&,* 2;1DF;1DGI$ GQ1=1BJ$ fK=B,CF1F$ GQ2G$ I:\Q$ 7DF1<G1FD1II$ IQ233$ Q2,1$ DBG$ <11D$ \=12G1F$ CD \BDG1;K32GCBD$BJ$B=$CD$\BDD1\GCBD$RCGQ$I:\Q$81=IBD$<1\B;CDE$2$6:<ICFC2=VL$GQ1$2;B:DG$GQ1=1BJ CI$DBG$ GQ1=12JG1=$ CD\=12I1F$2DF$ GQ1$B<3CEB=$BJ$I:\Q$7DF1<G1FD1II$ CI$DBG$ GQ1=12JG1=$\Q2DE1FgL$ fFg :DI1\:=1F$7DF1<G1FD1II$BJ$2DV$6:<ICFC2=V$BJ$GQ1$PB==BR1=$GQ2G$CI$2$IK1\C23$K:=KBI1$JCD2D\1$1DGCGV GQ2G$FB1I$DBG$BRD$2DV$2II1GI$fBGQ1=$GQ2D$GQBI1$2II1GI$\BDICIG1DG$RCGQ$CGI$3C;CG1F$K:=KBI1$IG2G:Ig 2DF$ GQ2G$FB1I$DBG$ 3B2D$ GQ1$K=B\11FI$BJ$I:\Q$7DF1<G1FD1II$ GB$2DBGQ1=$6:<ICFC2=VL$f1g$:DI1\:=1F 7DF1<G1FD1II$BJ$2DV$6:<ICFC2=V$BJ$GQ1$PB==BR1=$\BDIGCG:GCDE$31GG1=I$BJ$\=1FCG$CII:1F$JB=$CDI:=2D\1 =1E:32GB=V$ K:=KBI1I$ fCD\3:FCDEL$ JB=$ GQ1$ 2,BCF2D\1$ BJ$ FB:<GL$ JB=$ =1I1=,1$ \=1FCG$ 2DF$ =1j:C=1F IB3,1D\V$ =2GCB$ K:=KBI1Ig$ 2DF$ JB=$ RQC\Q$ 2F1j:2G1$ CDI:=2D\1$ =1I1=,1I$ B=$ BGQ1=$ 2KK=BK=C2G1 K=B,CICBDI$ \BDICIG1DG$ RCGQ$ I:\Q$ 6:<ICFC2=VdI$ K2IG$ K=2\GC\1$ Q2I$ <11D$ ;2F1$ GQ1=1JB=L$ fJg 7DF1<G1FD1II$ \BDICIGCDE$ BJ$ 3B2DIL$ J:DFCDE$ 2E=11;1DGI$ 2DF$ E:2=2DG11F$ CD,1IG;1DG$ \BDG=2\GI 1DG1=1F$CDGB$<V$GB$2DV$7DI:=2D\1$6:<ICFC2=V$RCGQ$2DV$HWNP$K:=I:2DG$GB$2$;1;<1=IQCK$CD$I:\Q HWNP$ CD$ GQ1$ B=FCD2=V$ \B:=I1$ BJ$ <:ICD1II$ CD$ GQ1$ 2EE=1E2G1$ K=CD\CK23$ 2;B:DG$ DBG$ GB$ 1e\11F o%L&))L)))L)))$ 2G$ 2DV$ GC;1$ B:GIG2DFCDE$ 2DF$ fEg$ BGQ1=$ 7DF1<G1FD1IIL$ GQ1$ I:;$ BJ$ RQC\Q 7DF1<G1FD1II K3:I$233$7DF1<G1FD1II$CD\:==1F$<V$GQ1$PB==BR1=$B=$2DV$6:<ICFC2=V$I1\:=1F$<V$NC1DI K1=;CGG1F$ K:=I:2DG$ GB 61\GCBD ./)%f\g$ IQ233$ DBG$ 1e\11F$ o*))L)))L)))$ CD$ 2EE=1E2G1$ K=CD\CK23 2;B:DG/ 7.03 Acquisitions/$$SQ1$PB==BR1=$IQ233$DBGL$DB=$IQ233$CG$K1=;CG$2DV$6:<ICFC2=V$GBL$;2_1 2DV$?\j:CICGCBDIL$1e\1KG$81=;CGG1F$?\j:CICGCBDI/ 7.04 Fundamental Changes/ $ SQ1$ PB==BR1=$ IQ233$ DBGL$ DB=$ IQ233$ CG$ K1=;CG$ 2DV 6:<ICFC2=V$GBL$;1=E1L$FCIIB3,1L$3Cj:CF2G1L$B=$\BDIB3CF2G1$RCGQ$B=$CDGB$2DBGQ1=$81=IBDL$1e\1KG$GQ2GL IB$3BDE$2I$DB$01J2:3G$1eCIGI$B=$RB:3F$=1I:3G$GQ1=1J=B;> f2g ?DV$ 6:<ICFC2=V$ ;2V$ ;1=E1$ RCGQ$ fCg$GQ1$ PB==BR1=L K=B,CF1F$ GQ2G$ GQ1 PB==BR1=$ IQ233$ <1$ GQ1$ \BDGCD:CDE$ B=$ I:=,C,CDE$ 81=IBDL$ B=$ fCCg$2DV$ BD1$ B=$ ;B=1 ZQB33V[ORD1F$6:<ICFC2=C1Ic$2DF f<g SQ1$PB==BR1=$ B=$ 2DV$6:<ICFC2=V$;2V$;1=E1$B=$ \BDIB3CF2G1$RCGQ$B=$ CDGB 2DV$BGQ1=$81=IBDL K=B,CF1F$GQ2G$GQ1$PB==BR1=$B=$I:\Q$6:<ICFC2=V$IQ233$<1$GQ1$\BDGCD:CDE B=$GQ1$I:=,C,CDE$81=IBD/ 9BGRCGQIG2DFCDE$2DVGQCDE$CD$GQCI 61\GCBD$./)*$GB$GQ1$\BDG=2=VL$STU$IQ233$DBG$;1=E1$B= \BDIB3CF2G1$RCGQ$B=$CDGB$2DV$BGQ1=$81=IBD/ 7.05 Dispositions/$$SQ1$PB==BR1=$IQ233$DBGL$DB=$IQ233$CG$K1=;CG$2DV$6:<ICFC2=V$GBL$;2_1 2DV$ 0CIKBICGCBD$ B=$ I1=C1I$ BJ$ =132G1F$ 0CIKBICGCBDI$ B=$ 1DG1=$ CDGB$ 2DV$ 2E=11;1DG$ GB$ ;2_1$ 2DV 0CIKBICGCBDfIg$ BJ$ 233$ B=$ I:<IG2DGC233V$ 233$ BJ$ GQ1$ 8=BK1=GV$ BJ$ GQ1$ PB==BR1=$ 2DF$ CGI$ 6:<ICFC2=C1IL G2_1D$2I$2$RQB31/ Use of ProceedsUse of Proceeds/ $5I1$GQ1$K=B\11FI$BJ$2DV$4=1FCG$@eG1DICBDL$RQ1GQ1= FC=1\G3V$B=$CDFC=1\G3VL$2DF$RQ1GQ1=$C;;1FC2G13VL$CD\CF1DG233V$B=$:3GC;2G13VL$GB$K:=\Q2I1$B=$\2==V ;2=ECD$IGB\_$fRCGQCD$GQ1$;12DCDE$BJ$A1E:32GCBD$5$BJ$GQ1$HAPg$B=$GB$1eG1DF$\=1FCG$GB$BGQ1=I$JB= GQ1$K:=KBI1$BJ$K:=\Q2ICDE$B=$\2==VCDE$;2=ECD$IGB\_$B=$GB$=1J:DF$CDF1<G1FD1II$B=CECD233V$CD\:==1F JB=$I:\Q$K:=KBI1/

%&'()*+&,* 7.07 Financial Covenants/ f2g 4BDIB3CF2G1F$ 91G$ ZB=GQ/ $ SQ1$ PB==BR1=$ RC33$ ;2CDG2CD$ 2G$ 233$ GC;1I 4BDIB3CF2G1F$91G$ZB=GQ$1j:23$ GB$DBG$ 31II$ GQ2D$ GQ1$ I:;$BJ$ fCg$o*L)))L)))L)))L K3:I$ fCCg &)n$BJ$GQ1$91G$8=B\11FI$=1\1C,1F$<V$GQ1$PB==BR1=$2DF$CGI$6:<ICFC2=C1I$J=B;$GQ1$CII:2D\1 2DF$I231$BJ$@j:CGV$7DG1=1IGI$BJ$GQ1$PB==BR1=$B=$2DV$6:<ICFC2=V$fBGQ1=$GQ2D$GQ1$CII:2D\1$GB GQ1$ PB==BR1=$ B=$ 2$ ZQB33V[ORD1F$ 6:<ICFC2=VgL$ CD\3:FCDE$ 2DV$ \BD,1=ICBD$ BJ$ F1<G I1\:=CGC1I$ BJ$ GQ1$PB==BR1=$B=$ 2DV$6:<ICFC2=V$ CDGB$@j:CGV$ 7DG1=1IGI$ 2JG1=$ ^:D1$()L$ -)-%L BGQ1=$GQ2D$CII:2D\1I$BJ$I1\:=CGC1I$K:=I:2DG$GB$2DV$1;K3BV11$1j:CGV$\B;K1DI2GCBD$K32D$B= 2E=11;1DG$ B=$ BGQ1=$ 1;K3BV11$ 1j:CGV$ \B;K1DI2GCBD$ 2==2DE1;1DGL$ 2DV$ 1;K3BV11$ <1D1JCG K32D$B=$2E=11;1DG$B=$BGQ1=$1;K3BV11$<1D1JCG$2==2DE1;1DG$B=$2DV$DBD1;K3BV11$FC=1\GB= 1j:CGV$ \B;K1DI2GCBD$ K32D$ B=$ 2E=11;1DG$ B=$ BGQ1=$ DBD[1;K3BV11$ FC=1\GB=$ 1j:CGV \B;K1DI2GCBD$ 2==2DE1;1DG$ B=$ K:=I:2DG$ GB$ GQ1$ 1e1=\CI1$ B=$ ,1IGCDE$ BJ$ 2DV$ 1;K3BV11$ B= FC=1\GB=$IGB\_$BKGCBDIL$=1IG=C\G1F$IGB\_$B=$=1IG=C\G1F$IGB\_$:DCGIL$R2==2DGI$B=$BGQ1=$1j:CGV 2R2=FI/ f<g A2GCB$BJ$4BDIB3CF2G1F$7DF1<G1FD1II$GB$4BDIB3CF2G1F$42KCG23Ci2GCBD/ $SQ1 PB==BR1=$RC33$;2CDG2CD$2G$233$GC;1I$2$=2GCB$BJ$4BDIB3CF2G1F$7DF1<G1FD1II$GB$4BDIB3CF2G1F 42KCG23Ci2GCBD$BJ$DBG$E=12G1=$GQ2D$)/*)$GB$%/)/ 7.08 Sanctions/ $0C=1\G3V$B=$ CDFC=1\G3VL$:I1$ GQ1$K=B\11FI$BJ$2DV$4=1FCG$@eG1DICBDL$B= 31DFL$ \BDG=C<:G1$ B=$ BGQ1=RCI1$ ;2_1$ 2,2C32<31$ I:\Q$ K=B\11FI$ GB$ 2DV$ 6:<ICFC2=VL$ mBCDG$ ,1DG:=1 K2=GD1=$B=$BGQ1=$81=IBDL$GB$J:DF$2DV$2\GC,CGC1I$BJ$B=$<:ICD1II$RCGQ$2DV$81=IBD$GQ2GL$2G$GQ1$GC;1$BJ I:\Q$J:DFCDEL$CI$GQ1$I:<m1\G$BJ$62D\GCBDIL$B=$CD$2DV$BGQ1=$;2DD1=$GQ2G$RC33$=1I:3G$CD$2$,CB32GCBD$<V 2DV$ 81=IBD$ fCD\3:FCDE$ 2DV$ 81=IBD$ K2=GC\CK2GCDE$ CD$ GQ1$ G=2DI2\GCBDL$ RQ1GQ1=$ 2I$ N1DF1=L$ ^BCDG ?==2DE1=L$?F;CDCIG=2GC,1$?E1DGL$B=$BGQ1=RCI1g$BJ$62D\GCBDI/ 7.09 Anti-Corruption Laws/ $ 0C=1\G3V$ B=$ CDFC=1\G3V$ :I1$ GQ1$ K=B\11FI$ BJ$ 2DV$ 4=1FCG @eG1DICBD$JB=$2DV$K:=KBI1$RQC\Q$RB:3F$<=12\Q$GQ1$5DCG1F$6G2G1I$HB=1CED$4B==:KG$8=2\GC\1I$?\G BJ$%+..L$GQ1$5U$P=C<1=V$?\G$-)%)L$2DF$BGQ1=$2DGC[\B==:KGCBD$31ECI32GCBD$CD$BGQ1=$m:=CIFC\GCBDI/ ARTICLE VIII EVENTS OF DEFAULT AND REMEDIES 8.01 Events of Default/$$?DV$BJ$GQ1$JB33BRCDE$IQ233$\BDIGCG:G1$2D$@,1DG$BJ$01J2:3G> f2g 9BD[82V;1DG/ $?DV$NB2D$82=GV$J2C3I$GB$K2V$fCg$RQ1D$2DF$2I$=1j:C=1F$GB$<1 K2CF$Q1=1CDL$ 2DV$2;B:DG$BJ$K=CD\CK23$BJ$2DV$NB2D$B=$2DV$NY4$O<3CE2GCBDL$B=$ fCCg$RCGQCD GQ=11$ f(g$ F2VI$ 2JG1=$ GQ1$ I2;1$ <1\B;1I$ F:1L$ 2DV$ CDG1=1IG$ BD$ 2DV$ NB2D$ B=$ BD$ 2DV$ NY4 O<3CE2GCBDL$B=$2DV$J11$F:1$Q1=1:DF1=L$B=$fCCCg$RCGQCD$JC,1$f&g$F2VI$2JG1=$GQ1$I2;1$<1\B;1I F:1L$2DV$BGQ1=$2;B:DG$K2V2<31$Q1=1:DF1=$B=$:DF1=$2DV$BGQ1=$NB2D$0B\:;1DGc$B= f<g 6K1\CJC\$4B,1D2DGI/ $SQ1$PB==BR1=$B=$2DV$6:<ICFC2=V$J2C3I$GB$K1=JB=;$B= B<I1=,1$ 2DV$ G1=;L$ \B,1D2DG$B=$2E=11;1DG$\BDG2CD1F$ CD$2DV$BJ 61\GCBD$'/)(L '/)&L '/%)L '/%%L$'/%-L$'/%($B=$?=GC\31$`77c$B=

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%&'()*+&,* N2IGL$GQ1$<232D\1L$CJ$2DVL$2JG1=$233$BJ$GQ1$O<3CE2GCBDI$Q2,1$<11D$CDF1J12IC<3V$K2CF$CD J:33L$GB$GQ1$PB==BR1=$B=$2I$BGQ1=RCI1$=1j:C=1F$<V$N2R/ 6:<m1\G$GB 61\GCBDI$-/)(f\g$2DF -/%&L$2;B:DGI$:I1F$GB$42IQ$4B332G1=23Ci1$GQ1$2EE=1E2G1$:DF=2RD 2;B:DG$BJ$N1GG1=I$BJ$4=1FCG$K:=I:2DG$GB$\32:I1 HCJGQ$2<B,1$IQ233$<1$2KK3C1F$GB$I2GCIJV$F=2RCDEI :DF1=$I:\Q$N1GG1=I$BJ$4=1FCG$2I$GQ1V$B\\:=/ $7J$2DV$2;B:DG$=1;2CDI$BD$F1KBICG$2I$42IQ$4B332G1=23 2JG1=$233$N1GG1=I$BJ$4=1FCG$Q2,1$1CGQ1=$<11D$J:33V$F=2RD$B=$1eKC=1FL$I:\Q$=1;2CDCDE$2;B:DG$IQ233 <1$2KK3C1F$GB$GQ1$BGQ1=$O<3CE2GCBDIL$CJ$2DVL$CD$GQ1$B=F1=$I1G$JB=GQ$2<B,1/ ARTICLE IX ADMINISTRATIVE AGENT 9.01 Appointment and Authority/ @2\Q$BJ$GQ1$N1DF1=IL$GQ1$NY4$?F;CDCIG=2GB=$2DF$12\Q$H=BDGCDE$P2D_$Q1=1<V$C==1,B\2<3V 2KKBCDGI$P2D_$BJ$?;1=C\2$GB$2\G$BD$CGI$<1Q23J$2I$GQ1$?F;CDCIG=2GC,1$?E1DG$Q1=1:DF1=$2DF$:DF1= GQ1$BGQ1=$NB2D$0B\:;1DGI$2DF$2:GQB=Ci1I$GQ1$?F;CDCIG=2GC,1$?E1DG$GB$G2_1$I:\Q$2\GCBDI$BD$CGI <1Q23J$2DF$ GB$1e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k2E1DGl$Q1=1CD$B=$ CD$ 2DV$BGQ1=$NB2D$0B\:;1DGI$ fB=$ 2DV$BGQ1= IC;C32=$G1=;g$RCGQ$=1J1=1D\1$GB$GQ1$?F;CDCIG=2GC,1$?E1DG$CI$DBG$CDG1DF1F$GB$\BDDBG1$2DV$JCF:\C2=V B=$BGQ1=$C;K3C1F$fB=$1eK=1IIg$B<3CE2GCBDI$2=CICDE$:DF1=$2E1D\V$FB\G=CD1$BJ$2DV$?KK3C\2<31$N2R/ 7DIG12F$I:\Q$G1=;$CI$:I1F$2I$2$;2GG1=$BJ$;2=_1G$\:IGB;L$2DF$CI$CDG1DF1F$GB$\=12G1$B=$=1J31\G$BD3V 2D$2F;CDCIG=2GC,1$=132GCBDIQCK$<1GR11D$\BDG=2\GCDE$K2=GC1I/ 9.02 Rights as a Lender/ $SQ1$81=IBD$I1=,CDE$2I$GQ1$?F;CDCIG=2GC,1$?E1DG$Q1=1:DF1= IQ233$Q2,1$GQ1$I2;1$=CEQGI$2DF$KBR1=I$CD$CGI$\2K2\CGV$2I$2$N1DF1=$2I$2DV$BGQ1=$N1DF1=$2DF$;2V 1e1=\CI1$ GQ1$ I2;1$ 2I$ GQB:EQ$ CG$ R1=1$ DBG$ GQ1$ ?F;CDCIG=2GC,1$ ?E1DG$ 2DF$ GQ1$ G1=;$ kN1DF1=l$ B= kN1DF1=Il$IQ233L$:D31II$BGQ1=RCI1$1eK=1II3V$CDFC\2G1F$B=$:D31II$ GQ1$\BDG1eG$BGQ1=RCI1$=1j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xculpatory Provisions/ $SQ1$?F;CDCIG=2GC,1$?E1DG$B=$ GQ1$ ^BCDG$?==2DE1=IL$2I 2KK3C\2<31L$IQ233$DBG$Q2,1$2DV$F:GC1I$B=$B<3CE2GCBDI$1e\1KG$GQBI1$1eK=1II3V$I1G$JB=GQ$Q1=1CD$2DF$CD GQ1$BGQ1=$NB2D$0B\:;1DGI/ $ZCGQB:G$3C;CGCDE$GQ1$E1D1=23CGV$BJ$GQ1$JB=1EBCDEL$GQ1$?F;CDCIG=2GC,1 ?E1DG$B=$GQ1$^BCDG$?==2DE1=IL$2I$2KK3C\2<31> f2g IQ233$DBG$<1$I:<m1\G$GB$2DV$JCF:\C2=V$B=$BGQ1=$C;K3C1F$F:GC1IL$=1E2=F31II$BJ RQ1GQ1=$2$01J2:3G$Q2I$B\\:==1F$2DF$CI$\BDGCD:CDEc

%&'()*+&,* f<g IQ233$ DBG$ Q2,1$ 2DV$F:GV$ GB$ G2_1$ 2DV$FCI\=1GCBD2=V$ 2\GCBD$B=$ 1e1=\CI1$ 2DV FCI\=1GCBD2=V$ KBR1=IL$ 1e\1KG$ FCI\=1GCBD2=V$ =CEQGI$ 2DF$ KBR1=I$ 1eK=1II3V$ \BDG1;K32G1F Q1=1<V$ B=$ <V$ GQ1$ BGQ1=$ NB2D$ 0B\:;1DGI$ GQ2G$ GQ1$ ?F;CDCIG=2GC,1$ ?E1DG$ CI$ =1j:C=1F$ GB 1e1=\CI1$ 2I$ FC=1\G1F$ CD$ R=CGCDE$ <V$ GQ1$ A1j:C=1F$ N1DF1=I$ fB=$ I:\Q$ BGQ1=$ D:;<1=$ B= K1=\1DG2E1$BJ$GQ1$N1DF1=I$2I$IQ233$<1$1eK=1II3V$K=B,CF1F$JB=$Q1=1CD$B=$CD$GQ1$BGQ1=$NB2D 0B\:;1DGIgL$ K=B,CF1F$ GQ2G$ GQ1$?F;CDCIG=2GC,1$?E1DG$ IQ233$ DBG$ <1$ =1j:C=1F$ GB$ G2_1$ 2DV 2\GCBD$ GQ2GL$ CD$ CGI$BKCDCBD$B=$ GQ1$BKCDCBD$BJ$ CGI$\B:DI13L$;2V$1eKBI1$GQ1$?F;CDCIG=2GC,1 ?E1DG$GB$3C2<C3CGV$B=$GQ2G$CI$\BDG=2=V$GB$2DV$NB2D$0B\:;1DG$B=$?KK3C\2<31$N2RL$CD\3:FCDE JB=$GQ1$2,BCF2D\1$BJ$FB:<G$2DV$2\GCBD$GQ2G$;2V$<1$CD$,CB32GCBD$BJ$GQ1$2:GB;2GC\$IG2V$:DF1= 2DV$ 01<GB=$ A13C1J$ N2R$ B=$ GQ2G$ ;2V$ 1JJ1\G$ 2$ JB=J1CG:=1L$ ;BFCJC\2GCBD$ B=$ G1=;CD2GCBD$ BJ K=BK1=GV$BJ$2$01J2:3GCDE$N1DF1=$CD$,CB32GCBD$BJ$2DV$01<GB=$A13C1J$N2Rc f\g IQ233$DBG$Q2,1$2DV$F:GV$B=$=1IKBDIC<C3CGV$GB$FCI\3BI1L$2DF$IQ233$DBG$<1$3C2<31 JB=$GQ1$J2C3:=1$GB$FCI\3BI1L$GB$2DV$N1DF1=L$2DV$\=1FCG$B=$BGQ1=$CDJB=;2GCBD$\BD\1=DCDE$GQ1 <:ICD1IIL$ K=BIK1\GIL$ BK1=2GCBDIL$ K=BK1=GVL$ JCD2D\C23$ 2DF$ BGQ1=$ \BDFCGCBD$ B= \=1FCGRB=GQCD1II$ BJ$ GQ1$ PB==BR1=$ B=$ 2DV$ BJ$ CGI$ ?JJC3C2G1IL$ GQ2G$ CI$ \B;;:DC\2G1F$ GBL B<G2CD1F$B=$CD$GQ1$KBII1IICBD$BJL$GQ1$?F;CDCIG=2GC,1$?E1DGL$2DV$^BCDG$?==2DE1=$B=$2DV$BJ GQ1C=$ A132G1F$ 82=GC1I$ CD$ 2DV$ \2K2\CGVL$ 1e\1KG$ JB=$ DBGC\1IL$ =1KB=GI$ 2DF$ BGQ1=$ FB\:;1DGI 1eK=1II3V$=1j:C=1F$GB$<1$J:=DCIQ1F$GB$GQ1$N1DF1=I$<V$GQ1$?F;CDCIG=2GC,1$?E1DG$Q1=1CDc fFg IQ233$ DBG$ <1$ 3C2<31$ JB=$ 2DV$ 2\GCBD$ G2_1D$ B=$ DBG$ G2_1D$ <V$ CG$ fCg$RCGQ$ GQ1 \BDI1DG$B=$2G$GQ1$=1j:1IG$BJ$GQ1$A1j:C=1F$N1DF1=I$fB=$I:\Q$BGQ1=$D:;<1=$B=$K1=\1DG2E1$BJ GQ1$N1DF1=I$2I$IQ233$<1$D1\1II2=VL$B=$2I$GQ1$?F;CDCIG=2GC,1$?E1DG$IQ233$<13C1,1$CD$EBBF J2CGQ$IQ233$<1$D1\1II2=VL$:DF1=$GQ1$\C=\:;IG2D\1I$2I$K=B,CF1F$CD 61\GCBDI$%)/)%$2DF a/)-g B=$fCCg$CD$GQ1$2<I1D\1$BJ$CGI$BRD$E=BII$D1E3CE1D\1$B=$RC33J:3$;CI\BDF:\G$2I$F1G1=;CD1F$<V 2$ \B:=G$ BJ$ \B;K1G1DG$ m:=CIFC\GCBD$ <V$ JCD23$ 2DF$ DBD2KK1232<31$ m:FE1;1DG/ $ SQ1 ?F;CDCIG=2GC,1$?E1DG$IQ233$<1$F11;1F$DBG$GB$Q2,1$_DBR31FE1$BJ$2DV$01J2:3G$:D31II$2DF :DGC3$DBGC\1$F1I\=C<CDE$I:\Q$01J2:3G$CI$EC,1D$CD$R=CGCDE$GB$GQ1$?F;CDCIG=2GC,1$?E1DG$<V$2 NB2D$82=GVL$2$N1DF1=$B=$2$H=BDGCDE$P2D_c$2DF f1g IQ233$DBG$<1$ =1IKBDIC<31$ JB=$B=$Q2,1$2DV$F:GV$GB$2I\1=G2CD$B=$ CDj:C=1$CDGB fCg$2DV$ IG2G1;1DGL$ R2==2DGV$ B=$ =1K=1I1DG2GCBD$ ;2F1$ CD$ B=$ CD$ \BDD1\GCBD$ RCGQ$ GQCI ?E=11;1DG$ B=$ 2DV$ BGQ1=$ NB2D$ 0B\:;1DGL$ fCCg$GQ1$ \BDG1DGI$ BJ$ 2DV$ \1=GCJC\2G1L$ =1KB=G$ B= BGQ1=$FB\:;1DG$F13C,1=1F$Q1=1:DF1=$B=$GQ1=1:DF1=$B=$CD$\BDD1\GCBD$Q1=1RCGQ$B=$GQ1=1RCGQL fCCCg$GQ1$K1=JB=;2D\1$B=$B<I1=,2D\1$BJ$2DV$BJ$GQ1$\B,1D2DGIL$2E=11;1DGI$B=$BGQ1=$G1=;I$B= \BDFCGCBDI$I1G$JB=GQ$Q1=1CD$B=$GQ1=1CD$B=$GQ1$B\\:==1D\1$BJ$2DV$01J2:3GL$fC,g$GQ1$,23CFCGVL 1DJB=\12<C3CGVL$1JJ1\GC,1D1II$B=$E1D:CD1D1II$BJ$GQCI$?E=11;1DGL$2DV$BGQ1=$NB2D$0B\:;1DG B=$2DV$BGQ1=$2E=11;1DGL$CDIG=:;1DG$B=$FB\:;1DG$B=$f,g$GQ1$I2GCIJ2\GCBD$BJ$2DV$\BDFCGCBD I1G$ JB=GQ$ CD ?=GC\31 7`$ B=$ 13I1RQ1=1$ Q1=1CDL$ BGQ1=$ GQ2D$ GB$ \BDJC=;$ =1\1CKG$ BJ$ CG1;I 1eK=1II3V$=1j:C=1F$GB$<1$F13C,1=1F$GB$GQ1$?F;CDCIG=2GC,1$?E1DG/ 9.04 Reliance by Administrative Agent/ $SQ1$?F;CDCIG=2GC,1$?E1DG$IQ233$<1$1DGCG31F GB$ =13V$:KBDL$2DF$IQ233$DBG$ CD\:=$2DV$ 3C2<C3CGV$ JB=$ =13VCDE$:KBDL$2DV$DBGC\1L$ =1j:1IGL$\1=GCJC\2G1L \BDI1DGL$ IG2G1;1DGL$ CDIG=:;1DGL$ FB\:;1DG$ B=$ BGQ1=$ R=CGCDE$ fCD\3:FCDE$ 2DV$ 131\G=BDC\$ ;1II2E1L 7DG1=D1G$B=$CDG=2D1G$R1<ICG1$KBIGCDE$B=$BGQ1=$FCIG=C<:GCBDg$<13C1,1F$<V$CG$GB$<1$E1D:CD1$2DF$GB$Q2,1 <11D$ICED1FL$I1DG$B=$BGQ1=RCI1$2:GQ1DGC\2G1F$<V$ GQ1$K=BK1=$81=IBD/ $SQ1$?F;CDCIG=2GC,1$?E1DG 23IB$;2V$=13V$:KBD$2DV$IG2G1;1DG$;2F1$GB$CG$B=233V$B=$<V$G131KQBD1$2DF$<13C1,1F$<V$CG$GB$Q2,1

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fRQB$;2V$<1$\B:DI13$JB=$2DV$NB2D$82=GVgL$CDF1K1DF1DG$2\\B:DG2DGI$2DF$BGQ1=$1eK1=GI$I131\G1F$<V CGL$2DF$IQ233$DBG$<1$3C2<31$JB=$2DV$2\GCBD$G2_1D$B=$DBG$G2_1D$<V$CG$CD$2\\B=F2D\1$RCGQ$GQ1$2F,C\1$BJ 2DV$I:\Q$\B:DI13L$2\\B:DG2DGI$B=$1eK1=GI/ 9.05 Delegation of Duties/ $SQ1$?F;CDCIG=2GC,1$?E1DG$;2V$K1=JB=;$2DV$2DF$233$BJ$CGI F:GC1I$ 2DF$1e1=\CI1$ CGI$ =CEQGI$ 2DF$KBR1=I$Q1=1:DF1=$B=$:DF1=$2DV$BGQ1=$NB2D$0B\:;1DG$<V$B= GQ=B:EQ$2DV$BD1$B=$;B=1$I:<[2E1DGI$2KKBCDG1F$<V$GQ1$?F;CDCIG=2GC,1$?E1DG/$$SQ1$?F;CDCIG=2GC,1 ?E1DG$2DF$2DV$I:\Q$I:<[2E1DG$;2V$K1=JB=;$2DV$2DF$233$BJ$CGI$F:GC1I$2DF$1e1=\CI1$CGI$=CEQGI$2DF KBR1=I$<V$B=$GQ=B:EQ$GQ1C=$=1IK1\GC,1$A132G1F$82=GC1I/ $SQ1$1e\:3K2GB=V$K=B,CICBDI$BJ$GQCI$?=GC\31 IQ233$2KK3V$GB$2DV$I:\Q$I:<[2E1DG$2DF$GB$GQ1$A132G1F$82=GC1I$BJ$GQ1$?F;CDCIG=2GC,1$?E1DG$2DF$2DV I:\Q$I:<[2E1DGL$2DF$IQ233$2KK3V$GB$GQ1C=$=1IK1\GC,1$2\GC,CGC1I$CD$\BDD1\GCBD$RCGQ$GQ1$IVDFC\2GCBD$BJ GQ1$ \=1FCG$ J2\C3CGC1I$ K=B,CF1F$ JB=$ Q1=1CD$ 2I$ R133$ 2I$ 2\GC,CGC1I$ 2I$ ?F;CDCIG=2GC,1$ ?E1DG/ The Administrative Agent shall not be responsible for the negligence or misconduct of any sub-agents except to the extent that a court of competent jurisdiction determines in a final and non appealable judgment that the Administrative Agent acted with gross negligence or willful misconduct in the selection of such sub-agents. 9.06 Resignation of Administrative Agent/ $SQ1$?F;CDCIG=2GC,1$?E1DG$;2V$2G$ 2DV GC;1$EC,1$DBGC\1$BJ$CGI$=1ICED2GCBD$GB$GQ1$N1DF1=IL$GQ1$H=BDGCDE$P2D_IL$GQ1$NY4$?F;CDCIG=2GB=$2DF GQ1$NB2D$82=GC1I/ $5KBD$ =1\1CKG$BJ$ 2DV$ I:\Q$DBGC\1$BJ$ =1ICED2GCBDL$ GQ1$A1j:C=1F$N1DF1=I$ IQ233 Q2,1$GQ1$=CEQGL$CD$\BDI:3G2GCBD$RCGQ$GQ1$PB==BR1=L$GB$2KKBCDG$2$I:\\1IIB=L$RQC\Q$IQ233$<1$2$<2D_ RCGQ$2D$BJJC\1$CD$GQ1$5DCG1F$6G2G1IL$B=$2D$?JJC3C2G1$BJ$2DV$I:\Q$<2D_$RCGQ$2D$BJJC\1$CD$GQ1$5DCG1F 6G2G1I/ $ 7J$ DB$ I:\Q$ I:\\1IIB=$ IQ233$ Q2,1$<11D$ IB$2KKBCDG1F$<V$ GQ1$A1j:C=1F$N1DF1=I$2DF$IQ233 Q2,1$ 2\\1KG1F$ I:\Q$ 2KKBCDG;1DG$ RCGQCD$ ()$F2VI$ 2JG1=$ GQ1$ =1GC=CDE$ ?F;CDCIG=2GC,1$ ?E1DG$ EC,1I DBGC\1$BJ$CGI$=1ICED2GCBDL$GQ1D$GQ1$=1GC=CDE$?F;CDCIG=2GC,1$?E1DG$;2V$BD$<1Q23J$BJ$GQ1$N1DF1=IL$GQ1 NY4$?F;CDCIG=2GB=$2DF$ GQ1$H=BDGCDE$P2D_IL$2KKBCDG$2$I:\\1IIB=$?F;CDCIG=2GC,1$?E1DG$;11GCDE GQ1$j:23CJC\2GCBDI$I1G$JB=GQ$2<B,1c$K=B,CF1F$GQ2G$CJ$GQ1$?F;CDCIG=2GC,1$?E1DG$IQ233$DBGCJV$GQ1$NB2D 82=GC1I$ 2DF$ GQ1$ N1DF1=I$ GQ2G$ DB$ j:23CJVCDE$ 81=IBD$ Q2I$ 2\\1KG1F$ I:\Q$ 2KKBCDG;1DGL$ GQ1D$ I:\Q =1ICED2GCBD$IQ233$DBD1GQ131II$<1\B;1$1JJ1\GC,1$CD$2\\B=F2D\1$RCGQ$I:\Q$DBGC\1$2DF$f%g$GQ1$=1GC=CDE ?F;CDCIG=2GC,1$?E1DG$IQ233$<1$FCI\Q2=E1F$J=B;$CGI$F:GC1I$2DF$B<3CE2GCBDI$Q1=1:DF1=$2DF$:DF1=$GQ1 BGQ1=$ NB2D$ 0B\:;1DGI$ f1e\1KG$ GQ2G$ CD$ GQ1$ \2I1$ BJ$ 2DV$ \B332G1=23$ I1\:=CGV$ Q13F$ <V$ GQ1 ?F;CDCIG=2GC,1$ ?E1DG$ BD$ <1Q23J$ BJ$ GQ1$ N1DF1=I$ B=$ GQ1$H=BDGCDE$P2D_I$ :DF1=$ 2DV$ BJ$ GQ1$NB2D 0B\:;1DGIL$GQ1$=1GC=CDE$?F;CDCIG=2GC,1$?E1DG$IQ233$\BDGCD:1$GB$QB3F$I:\Q$\B332G1=23$I1\:=CGV$:DGC3 I:\Q$ GC;1$ 2I$ 2$ I:\\1IIB=$ ?F;CDCIG=2GC,1$ ?E1DG$ CI$ 2KKBCDG1Fg$ 2DF$ f-g$233$ K2V;1DGIL \B;;:DC\2GCBDI$2DF$F1G1=;CD2GCBDI$K=B,CF1F$GB$<1$;2F1$<VL$ GB$B=$ GQ=B:EQ$GQ1$?F;CDCIG=2GC,1 ?E1DG$IQ233$CDIG12F$<1$;2F1$<V$B=$GB$12\Q$N1DF1=L$GQ1$NY4$?F;CDCIG=2GB=$2DF$12\Q$H=BDGCDE$P2D_ FC=1\G3VL$:DGC3$ I:\Q$ GC;1$2I$ GQ1$A1j:C=1F$N1DF1=I$2KKBCDG$2$I:\\1IIB=$?F;CDCIG=2GC,1$?E1DG$2I K=B,CF1F$ JB=$ 2<B,1$ CD$ GQCI$ 61\GCBD/ $ 5KBD$ GQ1$ 2\\1KG2D\1$ BJ$ 2$ I:\\1IIB=dI$ 2KKBCDG;1DG$ 2I ?F;CDCIG=2GC,1$?E1DG$Q1=1:DF1=L$I:\Q$I:\\1IIB=$IQ233$I:\\11F$GB$2DF$<1\B;1$,1IG1F$RCGQ$233$BJ

%&'()*+&,* GQ1$=CEQGIL$KBR1=IL$K=C,C31E1I$2DF$F:GC1I$BJ$GQ1$=1GC=CDE$fB=$=1GC=1Fg$?F;CDCIG=2GC,1$?E1DGL$2DF$GQ1 =1GC=CDE$?F;CDCIG=2GC,1$?E1DG$IQ233$<1$FCI\Q2=E1F$J=B;$233$BJ$CGI$F:GC1I$2DF$B<3CE2GCBDI$Q1=1:DF1= B=$:DF1=$ GQ1$BGQ1=$NB2D$0B\:;1DGI$fCJ$DBG$23=12FV$FCI\Q2=E1F$GQ1=1J=B;$2I$K=B,CF1F$2<B,1$CD GQCI$61\GCBDg/$$SQ1$J11I$K2V2<31$<V$GQ1$PB==BR1=$GB$2$I:\\1IIB=$?F;CDCIG=2GC,1$?E1DG$IQ233$<1$GQ1 I2;1$2I$GQBI1$K2V2<31$GB$CGI$K=1F1\1IIB=$:D31II$BGQ1=RCI1$2E=11F$<1GR11D$GQ1$PB==BR1=$2DF$I:\Q I:\\1IIB=/ $?JG1=$GQ1$=1GC=CDE$?F;CDCIG=2GC,1$?E1DGd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dI$2KKBCDG;1DG$2I$?F;CDCIG=2GC,1$?E1DG$Q1=1:DF1=L f2g$I:\Q$I:\\1IIB=$IQ233$I:\\11F$GB$2DF$<1\B;1$,1IG1F$RCGQ$233$BJ$GQ1$=CEQGIL$KBR1=IL$K=C,C31E1I 2DF$ F:GC1I$ BJ$ GQ1$ =1GC=CDE$ H=BDGCDE$ P2D_L$ NY4$ ?F;CDCIG=2GB=$ 2DF$ 6RCDE$ NCD1$ N1DF1=L$ f<g$GQ1 =1GC=CDE$H=BDGCDE$P2D_L$NY4$?F;CDCIG=2GB=$2DF$6RCDE$NCD1$N1DF1=$IQ233$<1$FCI\Q2=E1F$J=B;$233$BJ GQ1C=$=1IK1\GC,1$F:GC1I$2DF$B<3CE2GCBDI$Q1=1:DF1=$B=$:DF1=$GQ1$BGQ1=$NB2D$0B\:;1DGIL$2DF$f\g$GQ1 I:\\1IIB=$H=BDGCDE$P2D_$2DF$NY4$?F;CDCIG=2GB=$IQ233$CII:1$31GG1=I$BJ$\=1FCG$CD$I:<IGCG:GCBD$JB=$GQ1 N1GG1=I$BJ$4=1FCGL$CJ$2DVL$B:GIG2DFCDE$2G$GQ1$GC;1$BJ$I:\Q$I:\\1IICBD$B=$;2_1$BGQ1=$2==2DE1;1DGI I2GCIJ2\GB=V$ GB$ GQ1$ =1GC=CDE$ H=BDGCDE$ P2D_$ 2DF$ NY4$ ?F;CDCIG=2GB=$ GB$ 1JJ1\GC,13V$ 2II:;1$ GQ1 B<3CE2GCBDI$BJ$GQ1$=1GC=CDE $H=BDGCDE$P2D_$2DF$NY4$?F;CDCIG=2GB=$RCGQ$=1IK1\G$GB$I:\Q$N1GG1=I$BJ 4=1FCG/ 9.07 Non-Reliance on Administrative Agent and Other Lenders/ $ @2\Q$ N1DF1=L 12\Q$H=BDGCDE$P2D_$2DF$ GQ1$NY4$?F;CDCIG=2GB=$ 12\Q$ 1eK=1II3V$ 2\_DBR31FE1I$ GQ2G$DBD1$BJ$ GQ1 ?F;CDCIG=2GC,1$?E1DG$DB=$2DV$^BCDG$?==2DE1=$Q2I$;2F1$2DV$=1K=1I1DG2GCBD$B=$R2==2DGV$GB$CGL$2DF GQ2G$ DB$ 2\G$ <V$ GQ1$ ?F;CDCIG=2GC,1$ ?E1DG$ B=$ 2DV$ ^BCDG$ ?==2DE1=$ Q1=12JG1=$ G2_1DL$ CD\3:FCDE$ 2DV \BDI1DG$ GBL$ 2DF$2\\1KG2D\1$BJ$2DV$2IICED;1DG$B=$ =1,C1R$BJ$ GQ1$2JJ2C=I$BJ$ GQ1$PB==BR1=$B=$2DV ?JJC3C2G1$ GQ1=1BJL$ IQ233$ <1$ F11;1F$ GB$ \BDIGCG:G1$ 2DV$ =1K=1I1DG2GCBD$ B=$ R2==2DGV$ <V$ GQ1 ?F;CDCIG=2GC,1$?E1DG$B=$2DV$^BCDG$?==2DE1=$GB$2DV$N1DF1=$2I$GB$2DV$;2GG1=L$CD\3:FCDE$RQ1GQ1= GQ1$?F;CDCIG=2GC,1$?E1DG$B=$2DV$^BCDG$?==2DE1=$Q2,1$FCI\3BI1F$;2G1=C23$CDJB=;2GCBD$CD$GQ1C=$fB= GQ1C=$A132G1F$82=GC1Idg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e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

%&'()*+&,* CDJB=;$CGI13J$2I$GB$GQ1$<:ICD1IIL$K=BIK1\GIL$BK1=2GCBDIL$K=BK1=GVL$JCD2D\C23$2DF$BGQ1=$\BDFCGCBD$2DF \=1FCGRB=GQCD1II$ BJ$ GQ1$ NB2D$ 82=GC1I/ $ @2\Q$ N1DF1=$ =1K=1I1DGI$ 2DF$ R2==2DGI$ GQ2G$ fCg$ GQ1$ NB2D 0B\:;1DGI$I1G$JB=GQ$GQ1$G1=;I$BJ$2$\B;;1=\C23$31DFCDE$J2\C3CGV$2DF$fCCg$CG$CI$1DE2E1F$CD$;2_CDEL 2\j:C=CDE$B=$QB3FCDE$\B;;1=\C23$3B2DI$CD$GQ1$B=FCD2=V$\B:=I1$2DF$CI$1DG1=CDE$CDGB$GQCI$?E=11;1DG 2I$ 2$N1DF1=$ JB=$ GQ1$K:=KBI1$BJ$;2_CDEL$ 2\j:C=CDE$B=$QB3FCDE$\B;;1=\C23$ 3B2DI$ 2DF$K=B,CFCDE BGQ1=$J2\C3CGC1I$I1G$JB=GQ$Q1=1CD$2I$;2V$<1$2KK3C\2<31$GB$I:\Q$N1DF1=L$2DF$DBG$JB=$GQ1$K:=KBI1$BJ K:=\Q2ICDEL$2\j:C=CDE$B=$QB3FCDE$2DV$BGQ1=$GVK1$BJ$JCD2D\C23$CDIG=:;1DGL$2DF$12\Q$N1DF1=$2E=11I DBG$GB$2II1=G$2$\32C;$CD$\BDG=2,1DGCBD$BJ$GQ1$JB=1EBCDE/$@2\Q$N1DF1=$=1K=1I1DGI$2DF$R2==2DGI$GQ2G CG$CI$IBKQCIGC\2G1F$RCGQ$=1IK1\G$GB$F1\CICBDI$GB$;2_1L$2\j:C=1$2DFYB=$QB3F$\B;;1=\C23$3B2DI$2DF$GB K=B,CF1$BGQ1=$J2\C3CGC1I$I1G$JB=GQ$Q1=1CDL$2I$;2V$<1$2KK3C\2<31$GB$I:\Q$N1DF1=L$2DF$1CGQ1=$CGL$B=$GQ1 81=IBD$ 1e1=\CICDE$ FCI\=1GCBD$ CD$ ;2_CDE$ CGI$ F1\CICBD$ GB$ ;2_1L$ 2\j:C=1$ 2DFYB=$ QB3F$ I:\Q \B;;1=\C23$ 3B2DI$ B=$ GB$ K=B,CF1$ I:\Q$ BGQ1=$ J2\C3CGC1IL$ CI$ 1eK1=C1D\1F$ CD$ ;2_CDEL$ 2\j:C=CDE$ B= QB3FCDE$I:\Q$\B;;1=\C23$3B2DI$B=$K=B,CFCDE$I:\Q$BGQ1=$J2\C3CGC1I/ 9.08 No Other Duties, Etc/ $?DVGQCDE$Q1=1CD$GB$GQ1$\BDG=2=V$DBGRCGQIG2DFCDEL$DBD1$BJ GQ1$ ^BCDG$ ?==2DE1=IL$ 4B[6VDFC\2GCBD$ ?E1DGI$ B=$ 4B[0B\:;1DG2GCBD$ ?E1DGI$ 3CIG1F$ BD$ GQ1$ \B,1= K2E1$Q1=1BJ$IQ233$Q2,1$2DV$KBR1=IL$F:GC1I$B=$=1IKBDIC<C3CGC1I$:DF1=$GQCI$?E=11;1DG$B=$2DV$BJ$GQ1 BGQ1=$NB2D$0B\:;1DGIL$1e\1KG$CD$CGI$\2K2\CGV$2I$2KK3C\2<31L$2I$2$N1DF1=L$?F;CDCIG=2GC,1$?E1DGL NY4$?F;CDCIG=2GB=$B=$H=BDGCDE$P2D_$Q1=1:DF1=/ 9.09 Administrative Agent May File Proofs of Claim/ $ 7D$\2I1$BJ$ GQ1$K1DF1D\V$BJ 2DV$ K=B\11FCDE$ :DF1=$ 2DV$01<GB=$A13C1J$N2R$B=$ 2DV$BGQ1=$ m:FC\C23$ K=B\11FCDE$ =132GC,1$ GB$ 2DV NB2D$82=GVL$GQ1$?F;CDCIG=2GC,1$?E1DG$fC==1IK1\GC,1$BJ$RQ1GQ1=$GQ1$K=CD\CK23$BJ$2DV$NB2D$B=$NY4 O<3CE2GCBD$IQ233$GQ1D$<1$F:1$2DF$K2V2<31$2I$Q1=1CD$1eK=1II1F$B=$<V$F1\32=2GCBD$B=$BGQ1=RCI1$2DF C==1IK1\GC,1$ BJ$ RQ1GQ1=$ GQ1$ ?F;CDCIG=2GC,1$ ?E1DG$ IQ233$ Q2,1$ ;2F1$ 2DV$ F1;2DF$ BD$ GQ1$ NB2D 82=GC1Ig$IQ233$<1$1DGCG31F$2DF$1;KBR1=1FL$<V$CDG1=,1DGCBD$CD$I:\Q$K=B\11FCDE$B=$BGQ1=RCI1 f2g GB$JC31$2DF$K=B,1$2$\32C;$JB=$GQ1$RQB31$2;B:DG$BJ$GQ1$K=CD\CK23$2DF$CDG1=1IG BRCDE$2DF$:DK2CF$CD$=1IK1\G$BJ$GQ1$NB2DIL$NY4$O<3CE2GCBDI$2DF$233$BGQ1=$O<3CE2GCBDI$GQ2G 2=1$BRCDE$2DF$:DK2CF$2DF$GB$JC31$I:\Q$BGQ1=$FB\:;1DGI$2I$;2V$<1$D1\1II2=V$B=$2F,CI2<31 CD$B=F1=$ GB$Q2,1$ GQ1$\32C;I$BJ$ GQ1$N1DF1=IL$H=BDGCDE$P2D_IL$NY4$?F;CDCIG=2GB=$2DF$GQ1 ?F;CDCIG=2GC,1$?E1DG$ fCD\3:FCDE$2DV$\32C;$JB=$ GQ1$=12IBD2<31$\B;K1DI2GCBDL$1eK1DI1IL FCI<:=I1;1DGI$2DF$2F,2D\1I$BJ$GQ1$N1DF1=IL$GQ1$H=BDGCDE$P2D_IL$NY4$?F;CDCIG=2GB=$2DF GQ1$?F;CDCIG=2GC,1$?E1DG$2DF$GQ1C=$=1IK1\GC,1$2E1DGI$2DF$\B:DI13$2DF$233$BGQ1=$2;B:DGI F:1$ GQ1$N1DF1=IL$ GQ1$H=BDGCDE$P2D_IL$NY4$?F;CDCIG=2GB=$2DF$ GQ1$?F;CDCIG=2GC,1$?E1DG :DF1=$61\GCBDI$-/)(fCg$2DF$fmgL$-/)+$2DF$%)/)*g$233BR1F$CD$I:\Q$m:FC\C23$K=B\11FCDEc$2DF f<g GB$\B331\G$2DF$=1\1C,1$2DV$;BDC1I$B=$BGQ1=$K=BK1=GV$K2V2<31$B=$F13C,1=2<31 BD$2DV$I:\Q$\32C;I$2DF$GB$FCIG=C<:G1$GQ1$I2;1c 2DF$2DV$\:IGBFC2DL$=1\1C,1=L$2IICED11L$G=:IG11L$3Cj:CF2GB=L$I1j:1IG=2GB=$B=$BGQ1=$IC;C32=$BJJC\C23$CD 2DV$I:\Q$m:FC\C23$K=B\11FCDE$CI$Q1=1<V$2:GQB=Ci1F$<V$12\Q$N1DF1=L$12\Q$H=BDGCDE$P2D_$2DF$GQ1 NY4$?F;CDCIG=2GB=$GB$;2_1$I:\Q$K2V;1DGI$GB$GQ1$?F;CDCIG=2GC,1$?E1DG$2DFL$CD$GQ1$1,1DG$GQ2G$GQ1 ?F;CDCIG=2GC,1$?E1DG$IQ233$\BDI1DG$GB$GQ1$;2_CDE$BJ$I:\Q$K2V;1DGI$FC=1\G3V$GB$GQ1$N1DF1=I$2DF GQ1$H=BDGCDE$P2D_I$B=$GQ1$NY4$?F;CDCIG=2GB=L$GB$K2V$GB$GQ1$?F;CDCIG=2GC,1$?E1DG$2DV$2;B:DG$F:1 JB=$ GQ1$=12IBD2<31$\B;K1DI2GCBDL$1eK1DI1IL$FCI<:=I1;1DGI$2DF$2F,2D\1I$BJ$ GQ1$?F;CDCIG=2GC,1

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%&'()*+&,* ?E=11;1DG$I2GCIJC1I$GQ1$=1j:C=1;1DGI$BJ$I:<[I1\GCBDI$f<g$GQ=B:EQ$fEg$BJ$82=G$7$BJ 8S@$a*[%*$2DF$ f0g$ GB$ GQ1$<1IG$_DBR31FE1$BJ$ I:\Q$N1DF1=L$ GQ1$ =1j:C=1;1DGI$BJ I:<I1\GCBD$f2g$BJ$82=G$7$BJ$8S@$a*[%*$2=1$I2GCIJC1F$RCGQ$=1IK1\G$GB$I:\Q$N1DF1=dI 1DG=2D\1$ CDGBL$ K2=GC\CK2GCBD$ CDL$ 2F;CDCIG=2GCBD$BJ$2DF$K1=JB=;2D\1$BJ$ GQ1$NB2DIL GQ1$4B;;CG;1DGI$2DF$GQCI$?E=11;1DGL$B= fC,g I:\Q$BGQ1=$=1K=1I1DG2GCBDL$R2==2DGV$2DF$\B,1D2DG$2I$;2V$<1$2E=11F CD$ R=CGCDE$ <1GR11D$ GQ1$ ?F;CDCIG=2GC,1$ ?E1DGL$ CD$ CGI$ IB31$ FCI\=1GCBDL$ 2DF$ I:\Q N1DF1=/ f<g 7D$2FFCGCBDL$:D31II$1CGQ1=$f%g$I:<[\32:I1$fCg$ CD$GQ1$C;;1FC2G13V$K=1\1FCDE \32:I1$ f2g$ CI$ G=:1$ RCGQ$ =1IK1\G$ GB$ 2$ N1DF1=$ B=$ f-g$ 2$ N1DF1=$ Q2I$ K=B,CF1F$ 2DBGQ1= =1K=1I1DG2GCBDL$ R2==2DGV$ 2DF$ \B,1D2DG$ CD$ 2\\B=F2D\1$ RCGQ$ I:<[\32:I1$ fC,g$ CD$ GQ1 C;;1FC2G13V$K=1\1FCDE$\32:I1$f2gL$I:\Q$N1DF1=$J:=GQ1=$feg$=1K=1I1DGI$2DF$R2==2DGIL$2I$BJ GQ1$F2G1$I:\Q$81=IBD$<1\2;1$2$N1DF1=$K2=GV$Q1=1GBL$GBL$2DF$fVg$\B,1D2DGIL$J=B;$GQ1$F2G1 I:\Q$81=IBD$<1\2;1$2$N1DF1=$K2=GV$Q1=1GB$GB$GQ1$F2G1$I:\Q$81=IBD$\12I1I$<1CDE$2$N1DF1= K2=GV$Q1=1GBL$ JB=$ GQ1$<1D1JCG$BJL$ GQ1$?F;CDCIG=2GC,1$?E1DG$2DF$DBGL$JB=$ GQ1$2,BCF2D\1$BJ FB:<GL$ GB$ B=$ JB=$ GQ1$ <1D1JCG$ BJ$ GQ1$ PB==BR1=L$ GQ2G$ GQ1$ ?F;CDCIG=2GC,1$ ?E1DG$ CI$ DBG$ 2 JCF:\C2=V$RCGQ$ =1IK1\G$ GB$ GQ1$2II1GI$BJ$ I:\Q$N1DF1=$ CD,B3,1F$ CD$ I:\Q$N1DF1=dI$1DG=2D\1 CDGBL$K2=GC\CK2GCBD$CDL$2F;CDCIG=2GCBD$BJ$2DF$K1=JB=;2D\1$BJ$GQ1$NB2DIL$GQ1$4B;;CG;1DGI 2DF$GQCI$?E=11;1DG$fCD\3:FCDE$CD$\BDD1\GCBD$RCGQ$GQ1$=1I1=,2GCBD$B=$1e1=\CI1$BJ$2DV$=CEQGI <V$ GQ1$ ?F;CDCIG=2GC,1$ ?E1DG$ :DF1=$ GQCI$ ?E=11;1DGL$ 2DV$ NB2D$ 0B\:;1DG$ B=$ 2DV FB\:;1DGI$=132G1F$Q1=1GB$B=$GQ1=1GBg/ 9.12 Recovery of Erroneous Payments/ $ZCGQB:G$3C;CG2GCBD$BJ$2DV$BGQ1=$K=B,CICBD$CD GQCI$?E=11;1DGL$CJ$2G$2DV$GC;1$GQ1$?F;CDCIG=2GC,1$?E1DG$;2_1I$2$K2V;1DG$Q1=1:DF1=$CD$1==B=$GB 2DV Lender or any L/C Issuer (the “Credit Party”), RQ1GQ1=$B=$DBG$CD$=1IK1\G$BJ$2D$O<3CE2GCBD$F:1 2DF$BRCDE$<V$2DV$NB2D$82=GV$2G$I:\Q$GC;1L$RQ1=1$I:\Q$K2V;1DG$CI$2$A1I\CDF2<31$?;B:DGL$GQ1D CD$2DV$I:\Q$1,1DGL$12\Q$4=1FCG$82=GV$=1\1C,CDE$2$A1I\CDF2<31$?;B:DG$I1,1=233V$2E=11I$GB$=1K2V$GB GQ1$?F;CDCIG=2GC,1$?E1DG$JB=GQRCGQ$BD$F1;2DF$GQ1$A1I\CDF2<31$?;B:DG$=1\1C,1F$<V$I:\Q$4=1FCG 82=GV $CD$C;;1FC2G13V$2,2C32<31$J:DFI$CD$GQ1$\:==1D\V$IB$=1\1C,1FL$RCGQ$CDG1=1IG$GQ1=1BDL$JB=$12\Q F2V$J=B;$2DF$CD\3:FCDE$GQ1$F2G1$I:\Q$A1I\CDF2<31$?;B:DG$CI$=1\1C,1F$<V$CG$GB$<:G$1e\3:FCDE$GQ1 F2G1$BJ$K2V;1DG$GB$GQ1$?F;CDCIG=2GC,1$?E1DGL$2G$GQ1$E=12G1=$BJ$GQ1$H1F1=23$H:DFI$A2G1$2DF$2$=2G1 F1G1=;CD1F$<V$GQ1$?F;CDCIG=2GC,1$?E1DG$CD$2\\B=F2D\1$RCGQ$<2D_CDE$CDF:IG=V$=:31I$BD$CDG1=<2D_ \B;K1DI2GCBD/$ @2\Q$ 4=1FCG$ 82=GV$ C==1,B\2<3V$ R2C,1I$ 2DV$ 2DF$ 233$ F1J1DI1IL$ CD\3:FCDE$ 2DV kFCI\Q2=E1$ JB=$ ,23:1l$ f:DF1=$ RQC\Q$ 2$ \=1FCGB=$ ;CEQG$ BGQ1=RCI1$ \32C;$ 2$ =CEQG$ GB$ =1G2CD$ J:DFI ;CIG2_1D3V$K2CF$<V$2$GQC=F$K2=GV$CD$=1IK1\G$BJ$2$F1<G$BR1F$<V$2DBGQ1=g$B=$IC;C32=$F1J1DI1$GB$CGI B<3CE2GCBD$ GB$ =1G:=D$ 2DV$ A1I\CDF2<31$ ?;B:DG/ $ SQ1$ ?F;CDCIG=2GC,1$ ?E1DG$ IQ233$ CDJB=;$ 12\Q Credit Party K=B;KG3V$:KBD$F1G1=;CDCDE$GQ2G$2DV$K2V;1DG$;2F1$GB$I:\Q$4=1FCG$82=GV$\B;K=CI1FL CD$RQB31$B=$CD$K2=GL$2$A1I\CDF2<31$?;B:DG/ ARTICLE X MISCELLANEOUS 10.01 Amendments, Etc/$$9B$2;1DF;1DG$B=$R2C,1=$BJ$2DV$K=B,CICBD$BJ$GQCI$?E=11;1DG B=$2DV$BGQ1=$NB2D$0B\:;1DGL$2DF$DB$\BDI1DG$GB$2DV$F1K2=G:=1$<V$2DV$NB2D$82=GV$GQ1=1J=B;L$IQ233

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%&'()*+&,* 10.15 Waiver of Jury Trial/ $@?4W$8?ASX$W@A@SO$W@A@PX$7AA@`O4?PNX Z?7`@6L$SO$SW@$H5NN@6S$@bS@9S$8@AT7SS@0$PX$?88N74?PN@$N?ZL$?9X$A7MWS 7S$T?X$W?`@$SO$?$SA7?N$PX$^5AX$ 79$?9X$N@M?N$8AO4@@079M$07A@4SNX$OA 7907A@4SNX$?A7679M$O5S$OH$OA$A@N?S79M$SO$SW76$?MA@@T@9S$OA$?9X$OSW@A NO?9$ 0O45T@9S$ OA$ SW@$ SA?96?4S7O96$ 4O9S@T8N?S@0$ W@A@PX$ OA SW@A@PX$ fZW@SW@A$ P?6@0$ O9$ 4O9SA?4SL$ SOAS$ OA$ ?9X$ OSW@A$ SW@OAXg/ @?4W$ 8?ASX$ W@A@SO$ f2g$4@AS7H7@6$ SW?S$ 9O$ A@8A@6@9S?S7`@$ ?M@9S$ OA ?SSOA9@X$ OH$ ?9X$ OSW@A$ 8@A6O9$ W?6$ A@8A@6@9S@0L$ @b8A@66NX$ OA OSW@AZ76@L$ SW?S$ 654W$ OSW@A$ 8@A6O9$ ZO5N0$ 9OSL$ 79$ SW@$ @`@9S$ OH N7S7M?S7O9L$ 6@@U$ SO$ @9HOA4@$ SW@$ HOA@MO79M$ Z?7`@A$ ?90 f<g$?4U9OZN@0M@6$ SW?S$ 7S$ ?90$ SW@$ OSW@A$ 8?AS7@6$ W@A@SO$ W?`@$ P@@9 79054@0$SO$@9S@A$79SO$SW76$?MA@@T@9S$?90$SW@$OSW@A$NO?9$0O45T@9S6 PXL$ ?TO9M$ OSW@A$ SW79M6L$ SW@$ T5S5?N$ Z?7`@A6$ ?90$ 4@AS7H74?S7O96$ 79 SW76$6@4S7O9/ 10.16 Exceptions to Covenants/ $ 91CGQ1=$ GQ1$ PB==BR1=$ DB=$ 2DV$ 6:<ICFC2=V$ IQ233$ <1 F11;1F$ GB$<1$K1=;CGG1F$ GB$ G2_1$ 2DV$2\GCBD$B=$ J2C3$ GB$ G2_1$2DV$2\GCBD$RQC\Q$ CI$K1=;CGG1F$2I$2D 1e\1KGCBD$GB$2DV$BJ$GQ1$\B,1D2DGI$\BDG2CD1F$Q1=1CD$B=$RQC\Q$CI$RCGQCD$GQ1$K1=;CIIC<31$3C;CGI$BJ 2DV$BJ$GQ1$\B,1D2DGI$\BDG2CD1F$Q1=1CD$CJ$I:\Q$2\GCBD$B=$B;CIICBD$RB:3F$=1I:3G$CD$GQ1$<=12\Q$BJ 2DV$BGQ1=$\B,1D2DG$\BDG2CD1F$Q1=1CD/ 10.17 No Strict Construction/ $@2\Q$BJ$GQ1$K2=GC1I$Q1=1GB$=1K=1I1DGI$GB$12\Q$BGQ1=$K2=GV Q1=1GB$GQ2G$CG$Q2I$FCI\:II1F$GQCI$?E=11;1DG$2DF$GQ1$BGQ1=$NB2D$0B\:;1DGI$RCGQ$CGI$\B:DI13/ $SQ1 K2=GC1I$Q1=1GB$Q2,1$K2=GC\CK2G1F$mBCDG3V$CD$GQ1$D1EBGC2GCBD$2DF$F=2JGCDE$BJ$GQCI$?E=11;1DG$2DF$GQ1 BGQ1=$ NB2D$ 0B\:;1DGI/ $ 7D$ GQ1$ 1,1DG$ BJ$ 2D$ 2;<CE:CGV$ B=$ j:1IGCBD$ BJ$ CDG1DG$ B=$ CDG1=K=1G2GCBD 2=CI1IL$GQCI$?E=11;1DG$2DF$GQ1$BGQ1=$NB2D$0B\:;1DGI$IQ233$<1$\BDIG=:1F$2I$CJ$F=2JG1F$mBCDG3V$<V GQ1$ K2=GC1I$ Q1=1GB$ 2DF$ GQ1=1GB$ 2DF$ DB$ K=1I:;KGCBD$ B=$ <:=F1D$ BJ$ K=BBJ$ IQ233$ 2=CI1$ J2,B=CDE$ B= FCIJ2,B=CDE$ 2DV$ K2=GV$ <V$ ,C=G:1$ BJ$ GQ1$ 2:GQB=IQCK$ BJ$ 2DV$ K=B,CICBDI$ BJ$ GQCI$?E=11;1DG$ B=$ 2DV BGQ1=$NB2D$0B\:;1DG/ 10.18 USA PATRIOT Act Notice/ $ @2\Q$ N1DF1=$ GQ2G$ CI$ I:<m1\G$ GB$ GQ1$ ?\G$ f2I Q1=1CD2JG1=$F1JCD1Fg$2DF$ GQ1$?F;CDCIG=2GC,1$?E1DG$ fJB=$ CGI13J$2DF$DBG$BD$<1Q23J$BJ$2DV$N1DF1=g Q1=1<V$DBGCJC1I$GQ1$PB==BR1=$GQ2G$K:=I:2DG$GB$GQ1$=1j:C=1;1DGI$BJ$GQ1$56?$82G=CBG$?\G$fSCG31$777 BJ$8:</$N/$%).[&'$fICED1F$CDGB$32R$O\GB<1=$-'L$-))%gg$fGQ1$k?\GlgL$CG$CI$=1j:C=1F$GB$B<G2CDL$,1=CJV 2DF$=1\B=F$CDJB=;2GCBD$GQ2G$CF1DGCJC1I$GQ1$NB2D$82=GC1IL$RQC\Q$CDJB=;2GCBD$CD\3:F1I$GQ1$D2;1$2DF 2FF=1II$ BJ$ 12\Q$ NB2D$ 82=GV$ 2DF$ BGQ1=$ CDJB=;2GCBD$ GQ2G$ RC33$ 233BR$ I:\Q$ N1DF1=$ B=$ GQ1 ?F;CDCIG=2GC,1$?E1DGL$2I$2KK3C\2<31L$GB$CF1DGCJV$GQ1$PB==BR1=$CD$2\\B=F2D\1$RCGQ$GQ1$?\G/ $@2\Q NB2D$ 82=GV$ IQ233L$ K=B;KG3V$ JB33BRCDE$ 2$ =1j:1IG$ <V$ GQ1$ ?F;CDCIG=2GC,1$ ?E1DG$ B=$ 2DV$ N1DF1=L K=B,CF1$233$FB\:;1DG2GCBD$2DF$BGQ1=$CDJB=;2GCBD$GQ2G$GQ1$?F;CDCIG=2GC,1$?E1DG$B=$I:\Q$N1DF1= =1j:1IGI$CD$B=F1=$GB$\B;K3V$RCGQ$CGI$BDEBCDE$B<3CE2GCBDI$:DF1=$2KK3C\2<31$k_DBR$VB:=$\:IGB;1=l 2DF$2DGC[;BD1V$32:DF1=CDE$=:31I$2DF$=1E:32GCBDIL$CD\3:FCDE$GQ1$?\G/ 10.19 Guaranty/ f2g M:2=2DGV$BJ$82V;1DG/ $SQ1$PB==BR1=$Q1=1<V$2<IB3:G13VL$ C==1,B\2<3V$2DF :D\BDFCGCBD233V$ E:2=2DG11I$ K=B;KGL$ J:33$ 2DF$ \B;K31G1$ K2V;1DG$ RQ1D$ F:1L$ RQ1GQ1=$ 2G IG2G1F$ ;2G:=CGVL$ :KBD$ 2\\131=2GCBD$ B=$ BGQ1=RCI1L$ 2DF$ 2G$ 233$ GC;1I$ GQ1=12JG1=L$ BJ$ 233

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%&'()*+&,* 82=GV$Q2I$ \BDI:3G1F$ CGI$ BRD$ 31E23L$ 2\\B:DGCDEL$ =1E:32GB=V$ 2DF$ G2e$ 2F,CIB=I$ GB$ GQ1$ 1eG1DG$ CG$Q2I F11;1F$ 2KK=BK=C2G1L$ 2DF$ f4g$ 12\Q$ NB2D$ 82=GV$ CI$ \2K2<31$ BJ$ 1,23:2GCDEL$ 2DF$ :DF1=IG2DFI$ 2DF 2\\1KGIL$GQ1$G1=;IL$=CI_I$2DF$\BDFCGCBDI$BJ$GQ1$G=2DI2\GCBDI$\BDG1;K32G1F$Q1=1<V$2DF$<V$GQ1$BGQ1= NB2D$0B\:;1DGIc$fCCg$f?g$GQ1$?F;CDCIG=2GC,1$?E1DGL$12\Q$^BCDG$?==2DE1=$2DF$12\Q$N1DF1=$CI$2DF Q2I$<11D$2\GCDE$IB313V$2I$2$K=CD\CK23$2DFL$1e\1KG$2I$1eK=1II3V$2E=11F$CD$R=CGCDE$<V$GQ1$=131,2DG K2=GC1IL$Q2I$DBG$<11DL$CI$DBGL$2DF$RC33$DBG$<1$2\GCDE$2I$2D$2F,CIB=L$2E1DG$B=$JCF:\C2=V$JB=$2DV$NB2D 82=GV$B=$2DV$BJ$GQ1C=$=1IK1\GC,1$?JJC3C2G1IL$B=$2DV$BGQ1=$81=IBD$2DF$fPg$D1CGQ1=$GQ1$?F;CDCIG=2GC,1 ?E1DGL$2DV$^BCDG$?==2DE1=$DB=$2DV$N1DF1=$Q2I$2DV$B<3CE2GCBD$GB$2DV$NB2D$82=GV$B=$2DV$BJ$GQ1C= =1IK1\GC,1$ ?JJC3C2G1I$ RCGQ$ =1IK1\G$ GB$ GQ1$ G=2DI2\GCBDI$ \BDG1;K32G1F$ Q1=1<V$ 1e\1KG$ GQBI1 B<3CE2GCBDI$ 1eK=1II3V$ I1G$ JB=GQ$ Q1=1CD$ 2DF$ CD$ GQ1$ BGQ1=$ NB2D$ 0B\:;1DGIc$ 2DF$ fCCCg$ GQ1 ?F;CDCIG=2GC,1$?E1DGL$GQ1$^BCDG$?==2DE1=I$2DF$GQ1$N1DF1=I$2DF$GQ1C=$=1IK1\GC,1$?JJC3C2G1I$;2V$<1 1DE2E1F$CD$2$<=B2F$=2DE1$BJ$G=2DI2\GCBDI$GQ2G$CD,B3,1$CDG1=1IGI$GQ2G$FCJJ1=$J=B;$GQBI1$BJ$GQ1$NB2D 82=GC1I$2DF$GQ1C=$=1IK1\GC,1$?JJC3C2G1IL$2DF$D1CGQ1=$GQ1$?F;CDCIG=2GC,1$?E1DGL$2DV$^BCDG$?==2DE1= DB=$2DV$N1DF1=$Q2I$2DV$B<3CE2GCBD$ GB$FCI\3BI1$2DV$BJ$I:\Q$ CDG1=1IGI$ GB$2DV$NB2D$82=GV$B=$ GQ1C= =1IK1\GC,1$?JJC3C2G1I/ $SB$GQ1$J:331IG$1eG1DG$K1=;CGG1F$<V$32RL$12\Q$NB2D$82=GV$Q1=1<V$R2C,1I$2DF =1312I1I$2DV$\32C;I$GQ2G$CG$;2V$Q2,1$2E2CDIG$GQ1$?F;CDCIG=2GC,1$?E1DGL$GQ1$^BCDG$?==2DE1=I$B=$2DV N1DF1=$RCGQ$=1IK1\G$ GB$2DV$<=12\Q$B=$2331E1F$<=12\Q$BJ$2E1D\V$B=$JCF:\C2=V$F:GV$CD$\BDD1\GCBD RCGQ$2DV$2IK1\G$BJ$2DV$G=2DI2\GCBD$\BDG1;K32G1F$Q1=1<V/ 10.21 ENTIRE AGREEMENT/ $ SW76$ ?MA@@T@9S$ ?90$ SW@$ OSW@A$ NO?9 0O45T@9S6$ A@8A@6@9S$ SW@$ H79?N$ ?MA@@T@9S$ ?TO9M$ SW@$ 8?AS7@6$ ?90 T?X$9OS$P@$4O9SA?074S@0$PX$@`70@94@$OH$8A7OAL$4O9S@T8OA?9@O56L$OA 65P6@h5@9S$OA?N$?MA@@T@9S6$OH$SW@$8?AS7@6/ $SW@A@$?A@$9O$59ZA7SS@9 OA?N$?MA@@T@9S6$?TO9M$SW@$8?AS7@6/ 10.22 Amendment and Restatement; No Novation/ $ SQCI$?E=11;1DG$ \BDIGCG:G1I$ 2D 2;1DF;1DG$ 2DF$ =1IG2G1;1DG$ BJ$ GQ1$ @eCIGCDE$ 4=1FCG$ ?E=11;1DGL$ 1JJ1\GC,1$ J=B;$ 2DF$ 2JG1=$ GQ1 @JJ1\GC,1$02G1/ $SQ1$1e1\:GCBD$2DF$F13C,1=V$BJ$GQCI$?E=11;1DG$IQ233$DBG$\BDIGCG:G1$2$DB,2GCBD$BJ 2DV$CDF1<G1FD1II$B=$BGQ1=$B<3CE2GCBDI$BRCDE$GB$GQ1$N1DF1=I$B=$GQ1$?F;CDCIG=2GC,1$?E1DG$:DF1= GQ1$ @eCIGCDE$ 4=1FCG$ ?E=11;1DG$ <2I1F$ BD$ J2\GI$ B=$ 1,1DGI$ B\\:==CDE$ B=$ 1eCIGCDE$ K=CB=$ GB$ GQ1 1e1\:GCBD$2DF$F13C,1=V$BJ$GQCI$?E=11;1DG/ $OD$GQ1$@JJ1\GC,1$02G1L$GQ1$\=1FCG$J2\C3CGC1I$F1I\=C<1F CD$ GQ1$ @eCIGCDE$ 4=1FCG$ ?E=11;1DGL$ IQ233$ <1$ 2;1DF1FL$ I:KK31;1DG1FL$ ;BFCJC1F$ 2DF$ =1IG2G1F$ CD GQ1C=$1DGC=1GV$<V$GQ1$J2\C3CGC1I$F1I\=C<1F$Q1=1CDL$2DF$233$ 3B2DI$2DF$BGQ1=$B<3CE2GCBDI$BJ$GQ1$NB2D 82=GC1I$B:GIG2DFCDE$2I$BJ$I:\Q$F2G1$:DF1=$GQ1$@eCIGCDE$4=1FCG$?E=11;1DGL$IQ233$<1$F11;1F$GB$<1 3B2DI$ 2DF$B<3CE2GCBDI$ B:GIG2DFCDE$ :DF1=$ GQ1$ \B==1IKBDFCDE$ J2\C3CGC1I$ F1I\=C<1F$Q1=1CDL$RCGQB:G 2DV$J:=GQ1=$2\GCBD$<V$2DV$81=IBDL$1e\1KG$GQ2G$GQ1$?F;CDCIG=2GC,1$?E1DG$IQ233$;2_1$I:\Q$G=2DIJ1=I BJ$J:DFI$2I$2=1$D1\1II2=V$CD$B=F1=$GQ2G$GQ1$B:GIG2DFCDE$<232D\1$BJ$I:\Q$NB2DIL$GBE1GQ1=$RCGQ$2DV NB2DI$ J:DF1F$ BD$ GQ1$ @JJ1\GC,1$ 02G1L$ =1J31\G$ GQ1$ =1IK1\GC,1$ 4B;;CG;1DG$ BJ$ GQ1$ N1DF1=I Q1=1:DF1=/ 10.23 Acknowledgment and Consent to Bail-In of Affected Financial Institutions/ 9BGRCGQIG2DFCDE$ 2DVGQCDE$ GB$ GQ1$ \BDG=2=V$ CD$ 2DV$ NB2D$ 0B\:;1DG$ B=$ CD$ 2DV$ BGQ1=$ 2E=11;1DGL 2==2DE1;1DG$B=$:DF1=IG2DFCDE$2;BDE$2DV$I:\Q$K2=GC1IL$12\Q$K2=GV$Q1=1GB$2\_DBR31FE1I$GQ2G$2DV 3C2<C3CGV$BJ$ 2DV$?JJ1\G1F$HCD2D\C23$ 7DIGCG:GCBD$2=CICDE$:DF1=$ 2DV$NB2D$0B\:;1DGL$ GB$ GQ1$1eG1DG I:\Q$ 3C2<C3CGV$ CI$ :DI1\:=1FL$ ;2V$ <1$ I:<m1\G$ GB$ GQ1$ R=CG1[FBRD$ 2DF$ \BD,1=ICBD$ KBR1=I$ BJ$ GQ1

%&'()*+&,* 2KK3C\2<31$A1IB3:GCBD$?:GQB=CGV$2DF$2E=11I$2DF$\BDI1DGI$GBL$2DF$2\_DBR31FE1I$2DF$2E=11I$GB$<1 <B:DF$<V> f2g GQ1$ 2KK3C\2GCBD$ BJ$ 2DV$ Z=CG1[0BRD$ 2DF$ 4BD,1=ICBD$ 8BR1=I$ <V$ GQ1 2KK3C\2<31$A1IB3:GCBD$?:GQB=CGV$ GB$2DV$I:\Q$ 3C2<C3CGC1I$2=CICDE$Q1=1:DF1=$RQC\Q$;2V$<1 K2V2<31$GB$CG$<V$2DV$K2=GV$Q1=1GB$GQ2G$CI$2D$?JJ1\G1F$HCD2D\C23$7DIGCG:GCBDc$2DF f<g GQ1$ 1JJ1\GI$ BJ$ 2DV$ P2C3[CD$ ?\GCBD$ BD$ 2DV$ I:\Q$ 3C2<C3CGVL$ CD\3:FCDEL$ CJ 2KK3C\2<31> fCg 2$=1F:\GCBD$CD$J:33$B=$CD$K2=G$B=$\2D\1332GCBD$BJ$2DV$I:\Q$3C2<C3CGVc fCCg 2$ \BD,1=ICBD$ BJ$ 233L$ B=$ 2$ KB=GCBD$ BJL$ I:\Q$ 3C2<C3CGV$ CDGB$ IQ2=1I$ B= BGQ1=$CDIG=:;1DGI$BJ$BRD1=IQCK$CD$I:\Q$?JJ1\G1F$HCD2D\C23$7DIGCG:GCBDL$CGI$K2=1DG :DF1=G2_CDEL$B=$2$<=CFE1$CDIGCG:GCBD$GQ2G$;2V$<1$CII:1F$GB$CG$B=$BGQ1=RCI1$\BDJ1==1F BD$CGL$2DF$GQ2G$I:\Q$IQ2=1I$B=$BGQ1=$CDIG=:;1DGI$BJ$BRD1=IQCK$RC33$<1$2\\1KG1F$<V$CG CD$3C1:$BJ$2DV$=CEQGI$RCGQ$=1IK1\G$GB$2DV$I:\Q$3C2<C3CGV$:DF1=$GQCI$?E=11;1DG$B=$2DV BGQ1=$NB2D$0B\:;1DGc$B= fCCCg GQ1$,2=C2GCBD$BJ$ GQ1$G1=;I$BJ$I:\Q$3C2<C3CGV$CD$\BDD1\GCBD$RCGQ$GQ1 1e1=\CI1$BJ$ GQ1$R=CG1[FBRD$2DF$\BD,1=ICBD$KBR1=I$BJ$ GQ1$2KK3C\2<31$A1IB3:GCBD ?:GQB=CGV/ 10.24 Acknowledgement Regarding Any Supported QFCs/ $ SB$ GQ1$ 1eG1DG$ GQ2G$ GQ1 NB2D$0B\:;1DGI$K=B,CF1$I:KKB=GL$GQ=B:EQ$2$E:2=2DG11$B=$BGQ1=RCI1L$JB=$6R2K$4BDG=2\GI$B=$2DV BGQ1=$2E=11;1DG$B=$CDIG=:;1DG$GQ2G$CI$2$hH4$fI:\Q$I:KKB=GL$khH4$4=1FCG$6:KKB=Gl$2DFL$12\Q$I:\Q hH4L$ 2$ k6:KKB=G1F$ hH4lgL$ GQ1$ K2=GC1I$ 2\_DBR31FE1$ 2DF$ 2E=11$ 2I$ JB33BRI$RCGQ$ =1IK1\G$ GB$ GQ1 =1IB3:GCBD$ KBR1=$ BJ$ GQ1$ H074$ :DF1=$ GQ1$ H1F1=23$ 01KBICG$ 7DI:=2D\1$ ?\G$ 2DF$ SCG31$ 77$ BJ$ GQ1 0BFF[H=2D_$ Z233$ 6G=11G$ A1JB=;$ 2DF$ 4BDI:;1=$ 8=BG1\GCBD$ ?\G$ fGBE1GQ1=$ RCGQ$ GQ1$ =1E:32GCBDI K=B;:3E2G1F$GQ1=1:DF1=L$ GQ1$k5/6/$6K1\C23$A1IB3:GCBD$A1EC;1Ilg$ CD$=1IK1\G$BJ$I:\Q$6:KKB=G1F hH4$2DF$hH4$4=1FCG$ 6:KKB=G$ fRCGQ$ GQ1$K=B,CICBDI$<13BR$2KK3C\2<31$DBGRCGQIG2DFCDE$ GQ2G$ GQ1 NB2D$0B\:;1DGI$2DF$2DV$6:KKB=G1F$hH4$;2V$CD$J2\G$<1$IG2G1F$GB$<1$EB,1=D1F$<V$GQ1$32RI$BJ$GQ1 6G2G1$BJ$91R$XB=_$2DFYB=$BJ$GQ1$5DCG1F$6G2G1I$B=$2DV$BGQ1=$IG2G1$BJ$GQ1$5DCG1F$6G2G1Ig> f2g 7D$ GQ1$1,1DG$2$4B,1=1F$@DGCGV$ GQ2G$ CI$K2=GV$ GB$2$6:KKB=G1F$hH4$f12\QL$2 k4B,1=1F$ 82=GVlg$ <1\B;1I$ I:<m1\G$ GB$ 2$ K=B\11FCDE$ :DF1=$ 2$ 5/6/$ 6K1\C23$ A1IB3:GCBD A1EC;1L$GQ1$G=2DIJ1=$BJ$I:\Q$6:KKB=G1F$hH4$2DF$GQ1$<1D1JCG$BJ$I:\Q$hH4$4=1FCG$6:KKB=G f2DF$2DV$CDG1=1IG$2DF$B<3CE2GCBD$CD$B=$:DF1=$I:\Q$6:KKB=G1F$hH4$2DF$I:\Q$hH4$4=1FCG 6:KKB=GL$ 2DF$2DV$ =CEQGI$ CD$K=BK1=GV$ I1\:=CDE$I:\Q$6:KKB=G1F$hH4$B=$I:\Q$hH4$4=1FCG 6:KKB=Gg$ J=B;$ I:\Q$ 4B,1=1F$ 82=GV$RC33$ <1$ 1JJ1\GC,1$ GB$ GQ1$ I2;1$ 1eG1DG$ 2I$ GQ1$ G=2DIJ1= RB:3F$<1$1JJ1\GC,1$:DF1=$GQ1$5/6/$6K1\C23$A1IB3:GCBD$A1EC;1$CJ$GQ1$6:KKB=G1F$hH4$2DF I:\Q$hH4$4=1FCG$6:KKB=G$f2DF$2DV$I:\Q$CDG1=1IGL$B<3CE2GCBD$2DF$=CEQGI$CD$K=BK1=GVg$R1=1 EB,1=D1F$<V$GQ1$32RI$BJ$GQ1$5DCG1F$6G2G1I$B=$2$IG2G1$BJ$GQ1$5DCG1F$6G2G1I/$7D$GQ1$1,1DG$2 4B,1=1F$ 82=GV$ B=$ 2$ PW4$ ?\G$ ?JJC3C2G1$ BJ$ 2$ 4B,1=1F$ 82=GV$ <1\B;1I$ I:<m1\G$ GB$ 2 K=B\11FCDE$ :DF1=$ 2$ 5/6/$ 6K1\C23$ A1IB3:GCBD$ A1EC;1L$ 01J2:3G$ ACEQGI$ :DF1=$ GQ1$ NB2D 0B\:;1DGI$ GQ2G$ ;CEQG$ BGQ1=RCI1$ 2KK3V$ GB$ I:\Q$ 6:KKB=G1F$ hH4$ B=$ 2DV$ hH4$ 4=1FCG 6:KKB=G$GQ2G$;2V$<1$1e1=\CI1F$2E2CDIG$I:\Q$4B,1=1F$82=GV$2=1$K1=;CGG1F$GB$<1$1e1=\CI1F

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15630496v4 Annex B [See attached]

C-1 Form of Loan Notice EXHIBIT C FORM OF LOAN NOTICE Date: ___________, _____1 To: Bank of America, N.A., as Administrative Agent Ladies and Gentlemen: Reference is made to that certain Amended and Restated Credit Agreement, dated as of September 30, 2021 (as amended, restated, extended, supplemented or otherwise modified in writing from time to time, the “Agreement;” the terms defined therein being used herein as therein defined), among Globe Life Inc., a Delaware corporation (the “Borrower”), TMK Re, Ltd., the Lenders from time to time party thereto, and Bank of America, N.A., as Administrative Agent, Swing Line Lender and L/C Administrator. The undersigned hereby requests (select one)2: Indicate: Borrowing or Conversion or Continuation Indicate: Applicable Borrower Name Indicate: Requested Amount Indicate: Base Rate Loan or Term SOFR Loan For Term SOFR Loans Indicate: Interest Period (e.g. 1, 3 or 6 month interest period) The Revolving Borrowings requested herein comply with the provisos to the first sentence of Section 2.01 of the Agreement. 1 Note to Borrower. All requests submitted under a single Loan Notice must be effective on the same date. If multiple effective dates are needed, multiple Loan Notices will need to be prepared and signed. 2 Note to Borrower. For multiple borrowings, conversions and/or continuations for a particular facility, fill out a new row for each borrowing/conversion and/or continuation.

C-2 Form of Loan Notice GLOBE LIFE INC. By: Name: [Type Signatory Name] Title: [Type Signatory Title]