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Business Segments - Reconciliation of Segment Operating Information to Consolidated Statement of Operations (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Revenue:      
Premium $ 4,302,709 $ 4,099,887 $ 3,813,905
Net investment income 987,499 952,447 927,062
Other income 1,246 1,216 1,325
Total revenue 5,291,454 5,053,550 4,742,292
Expenses:      
Policy obligations 2,865,456 2,859,616 2,572,884
Required interest on reserves 0 0 0
Required interest on DAC 0 0 0
Amortization of acquisition costs 624,407 603,838 575,770
Commissions, premium taxes, and non-deferred acquisition costs 374,383 331,510 304,841
Insurance administrative expense 307,516 282,029 254,932
Parent expense 10,788 9,728 10,214
Stock-based compensation expense 35,650 30,272 35,892
Interest expense 90,395 83,486 86,704
Total benefits and expenses 4,308,595 4,200,479 3,841,237
Subtotal 982,859 853,071 901,055
Non-operating items 7,807 11,898 4,308
Measure of segment profitability (pretax) 990,666 864,969 905,363
Realized gain (loss)—investments (76,548) 68,633 (3,737)
Realized loss—redemption of debt 0 (9,314) (634)
Administrative settlements   (1,325)  
Legal proceedings (2,496) (8,139) (3,275)
Non-operating expenses (5,311) (2,434) (1,033)
Income before income taxes 906,311 912,390 896,684
Life      
Revenue:      
Premium 3,023,296 2,898,210 2,672,804
Health      
Revenue:      
Premium 1,279,412 1,201,676 1,141,097
Annuity      
Revenue:      
Premium 1 1 4
Operating Segments      
Expenses:      
Non-operating items 0 0  
Operating Segments | Life      
Revenue:      
Premium 3,023,296 2,898,210 2,672,804
Net investment income 0 0 0
Other income 0 0 0
Total revenue 3,023,296 2,898,210 2,672,804
Expenses:      
Policy obligations 2,045,730 2,070,485 1,809,373
Required interest on reserves (771,914) (735,282) (698,112)
Required interest on DAC 229,957 218,575 210,152
Amortization of acquisition costs 494,431 486,724 463,586
Commissions, premium taxes, and non-deferred acquisition costs 256,546 234,033 212,859
Insurance administrative expense 0 0 0
Parent expense 0 0 0
Stock-based compensation expense 0 0 0
Interest expense 0 0 0
Total benefits and expenses 2,254,750 2,274,535 1,997,858
Subtotal 768,546 623,675 674,946
Non-operating items     0
Measure of segment profitability (pretax) 768,546 623,675 674,946
Operating Segments | Health      
Revenue:      
Premium 1,279,412 1,201,676 1,141,097
Net investment income 0 0 0
Other income 0 0 0
Total revenue 1,279,412 1,201,676 1,141,097
Expenses:      
Policy obligations 791,809 758,745 733,481
Required interest on reserves (109,789) (102,574) (93,475)
Required interest on DAC 30,695 28,556 26,586
Amortization of acquisition costs 128,170 115,194 110,177
Commissions, premium taxes, and non-deferred acquisition costs 117,815 97,453 91,959
Insurance administrative expense 0 0 0
Parent expense 0 0 0
Stock-based compensation expense 0 0 0
Interest expense 0 0 0
Total benefits and expenses 958,700 897,374 868,728
Subtotal 320,712 304,302 272,369
Non-operating items     0
Measure of segment profitability (pretax) 320,712 304,302 272,369
Operating Segments | Annuity      
Revenue:      
Premium 1 1 4
Net investment income 0 0 0
Other income 0 0 0
Total revenue 1 1 4
Expenses:      
Policy obligations 27,846 29,061 30,030
Required interest on reserves (38,090) (39,966) (41,413)
Required interest on DAC 191 258 328
Amortization of acquisition costs 1,806 1,920 2,007
Commissions, premium taxes, and non-deferred acquisition costs 22 24 23
Insurance administrative expense 0 0 0
Parent expense 0 0 0
Stock-based compensation expense 0 0 0
Interest expense 0 0 0
Total benefits and expenses (8,225) (8,703) (9,025)
Subtotal 8,226 8,704 9,029
Non-operating items     0
Measure of segment profitability (pretax) 8,226 8,704 9,029
Operating Segments | Investment      
Revenue:      
Premium 0 0 0
Net investment income 987,499 952,447 927,062
Other income 0 0 0
Total revenue 987,499 952,447 927,062
Expenses:      
Policy obligations 71 0 0
Required interest on reserves 919,793 877,822 833,000
Required interest on DAC (260,843) (247,389) (237,066)
Amortization of acquisition costs 0 0 0
Commissions, premium taxes, and non-deferred acquisition costs 0 0 0
Insurance administrative expense 0 0 0
Parent expense 0 0 0
Stock-based compensation expense 0 0 0
Interest expense 90,395 83,486 86,704
Total benefits and expenses 749,416 713,919 682,638
Subtotal 238,083 238,528 244,424
Non-operating items     0
Measure of segment profitability (pretax) 238,083 238,528 244,424
Corporate & Other      
Revenue:      
Premium 0 0 0
Net investment income 0 0 0
Other income 1,246 1,216 1,325
Total revenue 1,246 1,216 1,325
Expenses:      
Policy obligations 0 0 0
Required interest on reserves 0 0 0
Required interest on DAC 0 0 0
Amortization of acquisition costs 0 0 0
Commissions, premium taxes, and non-deferred acquisition costs 0 0 0
Insurance administrative expense 299,341 271,631 250,947
Parent expense 11,156 9,553 9,891
Stock-based compensation expense 35,650 30,272 35,892
Interest expense 0 0 0
Total benefits and expenses 346,147 311,456 296,730
Subtotal (344,901) (310,240) (295,405)
Non-operating items 0 0 0
Measure of segment profitability (pretax) (344,901) (310,240) (295,405)
Adjustments      
Revenue:      
Premium 0 0 0
Net investment income 0 0 0
Other income 0 0 0
Total revenue 0 0 0
Expenses:      
Policy obligations 0 1,325 0
Required interest on reserves 0 0 0
Required interest on DAC 0 0 0
Amortization of acquisition costs 0 0 0
Commissions, premium taxes, and non-deferred acquisition costs 0 0 0
Insurance administrative expense 8,175 10,398 3,985
Parent expense (368) 175 323
Stock-based compensation expense 0 0 0
Interest expense 0 0 0
Total benefits and expenses 7,807 11,898 4,308
Subtotal (7,807) (11,898) (4,308)
Non-operating items 7,807 11,898 4,308
Measure of segment profitability (pretax) $ 0 $ 0 $ 0