3) Loans Held For Sale: Schedule of Mortgage Fee Income for Loans Held for Sale (Tables)

12 Months Ended

Dec. 31, 2019

Tables/Schedules

Schedule of Mortgage Fee Income for Loans Held for Sale

	2019	2018
Loan fees	$    28,660,966	$    27,429,237
Interest income	6,978,930	6,156,796
Secondary gains	93,581,956	80,416,718
Change in fair value of loan commitments	899,417	(404,773)
Change in fair value of loans held for sale	2,498,097	3,736,209
Provision for loan loss reserve	(643,284)	(1,148,334)
Mortgage fee income	$   131,976,082	$   116,185,853