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10) Derivative Commitments: Schedule of Gains and Losses on Derivatives (Details) - USD ($)
3 Months Ended 9 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2019
Sep. 30, 2018
Details        
Gain (Loss) on Derivatives, Loan Commitments $ 378,899 $ 94,569 $ 1,915,223 $ 537,696
Gain (Loss) on Derivatives, Call and put options $ 104,702 $ 83,612 $ 509,639 $ 313,913