4) Loans Held For Sale: Schedule of loan loss reserve which is included in other liabilities and accrued expenses (Details) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Details
Beginning, Loan Loss Reserve	$ 3,604,869	$ 2,571,524
Loan loss reserve, Provisions for losses	449,894	1,148,334
Loan loss reserve, Charge-offs	(172,917)	(114,989)
Ending, Loan Loss Reserve	$ 3,881,846	$ 3,604,869