12) Mortgage Servicing Rights: Assumptions used in determining MSR value (Tables)

3 Months Ended

Mar. 31, 2019

Tables/Schedules

Assumptions used in determining MSR value

	Prepayment Speeds	Average Life (Years)	Discount Rate
March 31, 2019	3.54%	5.8	9.51
December 31, 2018	3.86%	6.33	9.51