12) Mortgage Servicing Rights: Assumptions used in determining MSR value (Tables)

6 Months Ended

Jun. 30, 2018

Tables/Schedules

Assumptions used in determining MSR value

	Prepayment Speeds	Average Life (Years)	Discount Rate
June 30, 2018	4.09%	6.8	9.51
December 31, 2017	3.67%	6.34	10.01