Statement of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Cash flows from operating activities:
Net earnings	$ 14,112,934	$ 12,188,627
Adjustments to reconcile net earnings to net cash provided by operating activities:
Realized losses on investments and other assets	2,948,482	176,387
Other than temporary impairments on investments	774,339	270,358
Depreciation	6,280,438	5,579,259
Provision for loan losses and doubtful accounts	1,154,071	1,188,599
Net amortization of deferred fees and costs, premiums and discounts	96,509	653,761
Provision for deferred income taxes	(7,752,028)	6,130,644
Policy and pre-need acquisition costs deferred	(19,005,268)	(16,943,538)
Policy and pre-need acquisition costs amortized	7,498,709	6,829,702
Value of business acquired amortized	981,541	1,173,473
Mortgage servicing rights, additions	(6,085,352)	(8,603,154)
Amortization of mortgage servicing rights	3,580,777	2,410,547
Stock based compensation expense	395,603	343,577
Benefit plans funded with treasury stock	1,534,861	1,429,962
Net change in fair value of loans held for sale	(4,180,777)
Originations of loans held for sale	(2,545,755,713)	(3,098,710,299)
Proceeds from sales of loans held for sale	2,671,097,747	3,246,127,714
Net gains on sales of loans held for sale	(105,368,129)	(137,682,984)
Change in assets and liabilities:
Land and improvements held for sale	86,574	108,160
Future policy benefits and unpaid claims	22,815,274	17,989,595
Other operating assets and liabilities	(892,550)	(5,125,376)
Net cash provided by operating activities	44,318,042	35,535,014
Fixed maturity securities held to maturity:
Purchase - fixed maturity securities	(61,232,155)	(11,386,383)
Calls and maturities - fixed maturity securities	15,773,732	15,343,488
Equity securities available for sale:
Purchase - equity securities	(5,301,353)	(4,980,320)
Sales - equity securities	9,430,548	4,523,034
Purchases of short-term investments	(32,865,263)	(18,228,912)
Sales of short-term investments	60,425,303	12,943,083
Net changes in restricted assets	(1,409,990)	(981,433)
Net changes in cemetery perpetual care trust investments	(377,317)	(1,082,969)
Mortgage loans held for investment, policy loans, and other investments made	(455,821,383)	(469,593,661)
Payments received for mortgage loans held for investment, policy loans, and other investments	433,033,724	446,242,429
Purchases of property and equipment	(911,007)	(3,566,511)
Sale of property and equipment	24,978	47,293
Purchases of real estate held for investment	(14,751,923)	(26,634,840)
Sale of real estate held for investment	13,784,541	6,093,308
Cash paid for purchase of subsidiaries, net of cash acquired		(4,328,520)
Net cash used in investing activities	(40,197,565)	(55,590,914)
Cash flows from financing activities:
Investment contract receipts	12,213,843	11,349,276
Investment contract withdrawals	(14,912,154)	(13,620,998)
Proceeds from stock options exercised	$ 9,847	116,106
Purchase of treasury stock	(382,734)
Repayment of bank loans	$ (2,796,258)	(1,680,678)
Proceeds from bank borrowings	19,660,744	14,500,950
Net change in warehouse line borrowings for loans held for sale	(11,585,534)	8,325,432
Net cash provided by financing activities	2,207,754	18,990,088
Net change in cash and cash equivalents	6,328,231	(1,065,812)
Cash and cash equivalents at beginning of year	38,987,430	40,053,242
Cash and cash equivalents at end of year	45,315,661	38,987,430
Cash paid during the year for:
Interest (net of amount capitalized)	5,976,461	5,119,459
Income taxes	581,556	2,667,918
Non Cash Investing and Financing Activities:
Transfer of loans held for sale to mortgage loans held for investment	39,932,516	12,578,743
Accrued real estate construction costs and retainage	258,961	7,358,922
Mortgage loans held for investment foreclosed into real estate held for investment	1,576,196	$ 2,075,714
Transfer of cemetery land and improvements to property and equipment	$ 643,329