21) Mortgage Servicing Rights: Assumptions used in determining MSR value (Tables)

12 Months Ended

Dec. 31, 2017

Tables/Schedules

Assumptions used in determining MSR value

	Prepayment Speeds	Average Life(Years)	Discount Rate
December 31, 2017	3.67%	6.34	10.01
December 31, 2016	3.77%	6.52	10.01