11) Mortgage Servicing Rights: Assumptions used in determining MSR value (Tables)

3 Months Ended

Mar. 31, 2017

Tables/Schedules

Assumptions used in determining MSR value

	Prepayment Speeds	Average Life(Years)	Discount Rate
March 31, 2017	3.79%	6.55	10.01
December 31, 2016	3.77%	6.52	10.01