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Income Statement - USD ($)
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Revenues:      
Insurance premiums and other considerations $ 64,501,017 $ 56,409,863 $ 53,008,679
Net investment income 37,582,444 34,007,904 28,303,740
Net mortuary and cemetery sales 12,267,640 11,502,045 11,426,308
Realized gains on investments and other assets (176,387) 2,401,359 1,918,176
Other than temporary impairments (270,358) (605,430) (164,240)
Mortgage fee income 186,416,311 175,726,692 129,138,941
Other income 6,887,749 5,121,807 3,747,013
Total revenues 307,208,416 284,564,240 227,378,617
Benefits and expenses:      
Death benefits 31,033,222 31,158,281 27,100,278
Surrenders and other policy benefits 2,354,158 2,391,612 2,689,686
Increase in future policy benefits 21,476,432 17,212,001 18,060,151
Amortization of deferred policy and pre-need acquisition costs and value of business acquired 8,003,175 5,641,293 6,892,978
Selling, general and administrative expenses:      
Commissions 87,762,583 81,935,623 59,876,675
Personnel 70,254,479 60,860,275 49,360,406
Advertising 6,425,277 5,730,197 4,584,436
Rent and rent related 8,061,598 7,850,776 6,135,876
Depreciation on property and equipment 2,182,724 2,183,496 2,177,165
Provision for loan loss reserve 4,688,754 6,295,043 3,053,403
Costs related to funding mortgage loans 8,756,791 8,864,404 6,877,069
Other expenses 28,569,949 26,954,378 22,800,066
Interest expense 5,111,868 4,458,612 2,994,429
Cost of goods and services sold - mortuaries and cemeteries 1,787,043 1,803,444 1,853,103
Total benefits and expenses 286,468,053 263,339,435 214,455,721
Earnings before income taxes 20,740,363 21,224,805 12,922,896
Income tax expense (6,460,859) (7,745,948) (4,898,663)
Net earnings $ 14,279,504 $ 13,478,857 $ 8,024,233
Net earnings per Class A Equivalent common share (1) $ 0.96 $ 0.93 $ 0.58
Net earnings per Class A equivalent common share - assuming dilution(1) $ 0.94 $ 0.90 $ 0.56
Weighted average Class A equivalent common shares outstanding (1) 14,806,290 14,439,274 13,893,260
Weighted average Class A equivalent common shares outstanding-assuming dilution (1) 15,127,204 14,951,833 14,344,475