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11) Mortgage Servicing Rights: Schedule of Mortgage Servicing Rights (Details) - USD ($)
Sep. 30, 2016
Dec. 31, 2015
Details    
Balance before valuation allowance at beginning of year $ 12,679,755 $ 7,834,747
MSRs proceeds from loan sales 6,432,715 6,217,551
Amortization (1,680,145) (1,372,543)
Balance before valuation allowance at year end 17,432,325 12,679,755
Mortgage servicing rights, net 17,432,325 12,679,755
Estimated fair value of MSRs at end of period $ 18,642,682 $ 13,897,160