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10) Reinsurance, Commitments and Contingencies: Other Contingencies and Commitments (Details) - USD ($)
Sep. 30, 2016
Dec. 31, 2015
Details    
Commitments to fund new residential construction loans $ 60,623,000  
Commitments to fund new residential construction loans funded 42,011,000  
Reserves related to insurance programs $ 795,183 $ 834,855