9) Derivative Commitments: Schedule of Gains and Losses on Derivatives (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Details
Gain (Loss) on Derivatives, Interest Rate Lock Commitments	$ (846,341)	$ (1,431,809)	$ 67,242	$ 2,308,092
Gain (Loss) on Derivatives, Interest Rate Swaps		22,659	5,541	31,370
GainLossOnDerivativesSubTotal	(846,341)	(1,409,150)	72,783	2,339,462
TaxEffect-GainLossOnDerivatives	(330,072)	(549,569)	28,386	912,390
Gain (Loss) on Derivatives, Total	$ (516,269)	$ (859,581)	$ 44,397	$ 1,427,072