Statement of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Cash flows from operating activities:
Net earnings	$ 12,622,880	$ 7,754,648	$ 7,585,921
Adjustments to reconcile net earnings to net cash provided by (used in) operating activities:
Realized gains on investments and other assets	(2,401,359)	(1,918,176)	(1,418,051)
Other than temporary impairments	605,430	164,240	336,226
Depreciation and amortization	5,023,985	4,389,472	4,160,760
Provision for losses on real estate accounts and loans receivable	524,237	743,386	(584,873)
Amortization of premiums and discounts	269,681	238,687	103,032
Provision for deferred and other income taxes	4,362,664	3,072,642	416,269
Policy and pre-need acquisition costs deferred	(13,061,573)	(10,159,895)	(9,666,040)
Policy and pre-need acquisition costs amortized	4,364,167	5,590,332	3,841,565
Value of business acquired amortized	1,277,126	1,302,646	1,340,272
Servicing asset at amortized cost, additions	(6,217,551)	(3,741,381)	(2,494,254)
Amortization of mortgage servicing rights	1,372,543	750,735	447,623
Stock based compensation expense	387,608	391,220	88,369
Benefit plans funded with treasury stock	1,197,236	899,850	727,937
Change in assets and liabilities:
Land and improvements held for sale	67,089	(216,512)	(36,345)
Future life and other benefits	15,232,634	14,084,894	19,182,046
Receivables for mortgage loans sold	(47,752,055)	7,362,353	15,668,188
Other operating assets and liabilities	6,294,010	306,668	(3,046,791)
Net cash provided by (used in) operating activities	(15,831,248)	31,015,809	36,651,854
Securities held to maturity:
Purchase - fixed maturity securities	(22,604,453)	(3,449,187)	(22,849,622)
Calls and maturities - fixed maturity securities	11,952,402	11,850,864	8,518,848
Securities available for sale:
Purchase - equity securities	(9,336,175)	(5,996,993)	(2,807,367)
Sales - equity securities	6,559,555	3,851,664	4,528,862
Purchases of short-term investments	(47,160,050)	(18,587,022)	(19,827,619)
Sales of short-term investments	57,188,522	3,663,246	48,617,290
Sales (purchases) of restricted assets	(40,763)	(2,628,764)	2,777,715
Change in assets for perpetual care trusts	(267,717)	(230,921)	(255,204)
Amount received for perpetual care trusts	59,053	140,587	113,130
Mortgage, policy, and other loans made	(372,334,883)	(286,974,069)	(160,737,841)
Payments received for mortgage, policy, and other loans	371,254,833	267,763,998	133,260,148
Purchases of property and equipment	(3,632,690)	(1,520,443)	(3,570,334)
Disposal of property and equipment	2,899,322	894,805	33,900
Purchases of real estate held for investment	(16,725,475)	(19,317,567)	(26,749,586)
Sale of real estate held for investment	13,540,913	7,269,475	3,352,446
Cash received from reinsurance	24,020,215	13,553,864	2,466,175
Cash paid for purchase of subsidiaries, net of cash acquired		(15,011,193)
Net cash provided by (used in) investing activities	15,372,609	(44,727,656)	(33,129,059)
Cash flows from financing activities:
Annuity contract receipts	10,172,170	10,051,662	9,385,168
Annuity contract withdrawals	(12,273,707)	(14,519,563)	(14,866,251)
Proceeds from stock options exercised	33,677	74,024	252,815
Purchase of treasury stock	(181,539)
Repayment of bank loans and notes and contracts payable	(1,967,197)	(2,357,468)	(2,292,037)
Proceeds from bank borrowings	13,873,157	13,115,348	13,314,594
Change in line of credit borrowings			(4,608,204)
Net cash provided by financing activities	9,656,561	6,364,003	1,186,085
Net change in cash and cash equivalents	9,197,922	(7,347,844)	4,708,880
Cash and cash equivalents at beginning of year	30,855,320	38,203,164	33,494,284
Cash and cash equivalents at end of year	40,053,242	30,855,320	38,203,164
Non Cash Investing and Financing Activities
Mortgage loans foreclosed into real estate	$ 3,246,712	$ 981,820	$ 3,930,297