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11) Mortgage Servicing Rights: Schedule of Mortgage Servicing Rights (Details) - USD ($)
Sep. 30, 2015
Dec. 31, 2014
Details    
Balance before valuation allowance at beginning of year $ 7,834,747 $ 4,844,101
MSRs proceeds from loan sales 4,674,218 3,741,381
Amortization (934,626) (750,735)
Balance before valuation allowance at year end 11,574,339 7,834,747
Mortgage servicing rights, net 11,574,339 7,834,747
Estimated fair value of MSRs at end of period $ 12,093,178 $ 8,485,570