9) Derivative Commitments: Schedule of Gains and Losses on Derivatives (Tables)

9 Months Ended

Sep. 30, 2015

Tables/Schedules

Schedule of Gains and Losses on Derivatives

	Net Amount Gain (Loss) Recognized in OCI		Net Amount Gain (Loss) Recognized in OCI
	Three Months Ended September 30		Nine Months Ended September 30
Derivative - Cash Flow Hedging Relationships:	2015	2014	2015	2014
Interest Rate Lock Commitments	$      (1,431,809)	$           (713,276)	$        2,308,092	$           525,136
Interest Rate Swaps	22,659	9,655	31,370	21,955
Sub Total	(1,409,150)	(703,621)	2,339,462	547,091
Tax Effect	(549,569)	(274,412)	912,390	213,366
Total	$         (859,581)	$           (429,209)	$        1,427,072	$           333,725