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7): Fair Value of Financial Instruments: Schedule of Financial Instruments Carried at Other Than Fair Value (Details) (USD $)
Mar. 31, 2015
Dec. 31, 2014
Carrying Value $ (29,410,570)fil_CarryingValue $ (28,989,008)fil_CarryingValue
Estimated Fair Value (29,410,570)fil_EstimatedFairValue (28,989,008)fil_EstimatedFairValue
Residential Mortgage    
Carrying Value 50,430,197fil_CarryingValue
/ us-gaap_FinancialInstrumentAxis
= us-gaap_ResidentialMortgageMember
51,876,621fil_CarryingValue
/ us-gaap_FinancialInstrumentAxis
= us-gaap_ResidentialMortgageMember
Estimated Fair Value 53,693,961fil_EstimatedFairValue
/ us-gaap_FinancialInstrumentAxis
= us-gaap_ResidentialMortgageMember
55,247,638fil_EstimatedFairValue
/ us-gaap_FinancialInstrumentAxis
= us-gaap_ResidentialMortgageMember
Residential Construction    
Carrying Value 29,584,245fil_CarryingValue
/ us-gaap_FinancialInstrumentAxis
= fil_ResidentialConstructionMember
32,971,824fil_CarryingValue
/ us-gaap_FinancialInstrumentAxis
= fil_ResidentialConstructionMember
Estimated Fair Value 29,584,245fil_EstimatedFairValue
/ us-gaap_FinancialInstrumentAxis
= fil_ResidentialConstructionMember
32,971,824fil_EstimatedFairValue
/ us-gaap_FinancialInstrumentAxis
= fil_ResidentialConstructionMember
Commercial Loan    
Carrying Value 45,880,001fil_CarryingValue
/ us-gaap_FinancialInstrumentAxis
= us-gaap_CommercialLoanMember
35,201,627fil_CarryingValue
/ us-gaap_FinancialInstrumentAxis
= us-gaap_CommercialLoanMember
Estimated Fair Value 47,829,817fil_EstimatedFairValue
/ us-gaap_FinancialInstrumentAxis
= us-gaap_CommercialLoanMember
36,829,266fil_EstimatedFairValue
/ us-gaap_FinancialInstrumentAxis
= us-gaap_CommercialLoanMember
MortgageLoansNet1Member    
Carrying Value 125,894,443fil_CarryingValue
/ us-gaap_FinancialInstrumentAxis
= fil_MortgageLoansNet1Member
120,050,072fil_CarryingValue
/ us-gaap_FinancialInstrumentAxis
= fil_MortgageLoansNet1Member
Estimated Fair Value 131,108,023fil_EstimatedFairValue
/ us-gaap_FinancialInstrumentAxis
= fil_MortgageLoansNet1Member
125,048,728fil_EstimatedFairValue
/ us-gaap_FinancialInstrumentAxis
= fil_MortgageLoansNet1Member
PolicyLoanMember    
Carrying Value 7,187,804fil_CarryingValue
/ us-gaap_FinancialInstrumentAxis
= fil_PolicyLoanMember
7,011,012fil_CarryingValue
/ us-gaap_FinancialInstrumentAxis
= fil_PolicyLoanMember
Estimated Fair Value 7,187,804fil_EstimatedFairValue
/ us-gaap_FinancialInstrumentAxis
= fil_PolicyLoanMember
7,011,012fil_EstimatedFairValue
/ us-gaap_FinancialInstrumentAxis
= fil_PolicyLoanMember
OtherLoansMember    
Carrying Value 31,996,446fil_CarryingValue
/ us-gaap_FinancialInstrumentAxis
= fil_OtherLoansMember
27,114,416fil_CarryingValue
/ us-gaap_FinancialInstrumentAxis
= fil_OtherLoansMember
Estimated Fair Value 31,996,446fil_EstimatedFairValue
/ us-gaap_FinancialInstrumentAxis
= fil_OtherLoansMember
27,114,416fil_EstimatedFairValue
/ us-gaap_FinancialInstrumentAxis
= fil_OtherLoansMember
ShortTermInvestments1Member    
Carrying Value 20,620,236fil_CarryingValue
/ us-gaap_FinancialInstrumentAxis
= fil_ShortTermInvestments1Member
27,059,495fil_CarryingValue
/ us-gaap_FinancialInstrumentAxis
= fil_ShortTermInvestments1Member
Estimated Fair Value 20,620,236fil_EstimatedFairValue
/ us-gaap_FinancialInstrumentAxis
= fil_ShortTermInvestments1Member
27,059,495fil_EstimatedFairValue
/ us-gaap_FinancialInstrumentAxis
= fil_ShortTermInvestments1Member
Fair Value, Inputs, Level 3    
Estimated Fair Value (29,410,570)fil_EstimatedFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
(28,989,008)fil_EstimatedFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
Fair Value, Inputs, Level 3 | Residential Mortgage    
Estimated Fair Value 53,693,961fil_EstimatedFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FinancialInstrumentAxis
= us-gaap_ResidentialMortgageMember
55,247,638fil_EstimatedFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FinancialInstrumentAxis
= us-gaap_ResidentialMortgageMember
Fair Value, Inputs, Level 3 | Residential Construction    
Estimated Fair Value 29,584,245fil_EstimatedFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FinancialInstrumentAxis
= fil_ResidentialConstructionMember
32,971,824fil_EstimatedFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FinancialInstrumentAxis
= fil_ResidentialConstructionMember
Fair Value, Inputs, Level 3 | Commercial Loan    
Estimated Fair Value 47,829,817fil_EstimatedFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FinancialInstrumentAxis
= us-gaap_CommercialLoanMember
36,829,266fil_EstimatedFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FinancialInstrumentAxis
= us-gaap_CommercialLoanMember
Fair Value, Inputs, Level 3 | MortgageLoansNet1Member    
Estimated Fair Value 131,108,023fil_EstimatedFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FinancialInstrumentAxis
= fil_MortgageLoansNet1Member
125,048,728fil_EstimatedFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FinancialInstrumentAxis
= fil_MortgageLoansNet1Member
Fair Value, Inputs, Level 3 | PolicyLoanMember    
Estimated Fair Value 7,187,804fil_EstimatedFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FinancialInstrumentAxis
= fil_PolicyLoanMember
7,011,012fil_EstimatedFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FinancialInstrumentAxis
= fil_PolicyLoanMember
Fair Value, Inputs, Level 3 | OtherLoansMember    
Estimated Fair Value 31,996,446fil_EstimatedFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FinancialInstrumentAxis
= fil_OtherLoansMember
27,114,416fil_EstimatedFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FinancialInstrumentAxis
= fil_OtherLoansMember
Fair Value, Inputs, Level 3 | ShortTermInvestments1Member    
Estimated Fair Value $ 20,620,236fil_EstimatedFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FinancialInstrumentAxis
= fil_ShortTermInvestments1Member
$ 27,059,495fil_EstimatedFairValue
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FinancialInstrumentAxis
= fil_ShortTermInvestments1Member