10) Derivative Investments: Schedule of Gains and Losses on Derivatives (Details) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Details
Gain (Loss) on Derivatives, Interest Rate Lock Commitments	$ 789,149	$ 1,234,935	$ 1,238,412	$ 519,211
Gain (Loss) on Derivatives, Interest Rate Swaps	5,449	12,685	12,300	21,801
GainLossOnDerivativesSubTotal	794,598	1,247,620	1,250,712	541,012
TaxEffect-GainLossOnDerivatives	309,894	485,937	487,778	357,976
Gain (Loss) on Derivatives, Total	$ 484,704	$ 761,683	$ 762,934	$ 183,036