10) Derivative Investments: Schedule of Gains and Losses on Derivatives (Tables)

6 Months Ended

Jun. 30, 2014

Tables/Schedules

Schedule of Gains and Losses on Derivatives

	Net Amount Gain (Loss) Recognized in OCI		Net Amount Gain (Loss) Recognized in OCI
	Three Months Ended June 30		Six Months Ended June 30
Derivative - Cash Flow Hedging Relationships:	2014	2013	2014	2013
Interest Rate Lock Commitments	$           789,149	$          1,234,935	$        1,238,412	$           519,211
Interest Rate Swaps	5,449	12,685	12,300	21,801
Sub Total	794,598	1,247,620	1,250,712	541,012
Tax Effect	309,894	485,937	487,778	357,976
Total	$           484,704	$             761,683	$           762,934	$           183,036