12) Mortgage Servicing Rights: Schedule of Mortgage Servicing Rights (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Details
Balance before valuation allowance at beginning of year	$ 4,844,101	$ 2,797,470
MSRs proceeds from loan sales	461,301	2,494,254
Amortization	(151,907)	(447,623)
Balance before valuation allowance at year end	5,153,495	4,844,101
Mortgage servicing rights, net	5,153,495	4,844,101
Estimated fair value of MSRs at end of period	$ 5,737,372	$ 5,491,270