10) Derivative Investments: Schedule of Derivative Assets at Fair Value (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Details
Fair Value of Asset Derivatives, Interest rate lock and forward sales commitments	$ 1,974,488	$ 1,511,111
Fair Value of Liability Derivatives, Interest rate lock and forward sales commitments	37,317	23,203
Fair Value of Liability Derivatives, Call Options	131,227	124,174
Fair Value of Liability Derivatives, Interest Rate Swaps	51,458	58,310
Fair Value of Asset Derivatives, Total	1,974,488	1,511,111
Fair Value of Liability Derivatives, Total	$ 220,002	$ 205,687