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Statement of Cash Flows (USD $)
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Cash flows from operating activities:    
Net cash provided by operating activities $ 22,716,675 $ 5,449,312
Cash flows from investing activities:    
Purchase-fixed maturity securities   (9,919,352)
Calls and maturities - fixed maturity securities 1,482,142 2,406,652
Purchase - equity securities (2,078,830) (425,877)
Sales - equity securities 666,524 1,252,757
Purchase of short-term investments (4,995,216) (10,206,512)
Sales of short-term investments 312,659 30,482,179
Sales (purchases) of restricted assets 94,028 (56,243)
Changes in assets for perpetual care trusts (59,880) (54,533)
Amount received for perpetual care trusts 43,305 9,105
Mortgage, policy, and other loans made (49,908,636) (27,324,342)
Payments received for mortgage, policy and other loans 33,846,466 30,188,402
Purchase of property and equipment (275,002) (810,223)
Purchase of real estate (2,139,341) (30,317)
Sale of real estate 1,247,104 757,150
Cash received from reinsurance 7,304,993  
Net cash provided by (used in) investing activities (14,459,684) 16,268,846
Cash flows from financing activities:    
Annuity contract receipts 2,524,342 2,189,717
Annuity contract withdrawals (3,647,370) (4,125,531)
Proceeds from stock options exercised 50,299 216,728
Repayment of bank loans on notes and contracts (588,471) (535,814)
Proceeds from borrowing on bank loans 30,159 4,733,975
Change in line of credit borrowings   (4,608,204)
Net cash used in financing activities (1,631,041) (2,129,129)
Net change in cash and cash equivalents 6,625,950 19,589,029
Cash and cash equivalents at beginning of period 38,203,164 38,906,115
Cash and cash equivalents at end of period 44,829,114 58,495,144
Mortgage loans foreclosed into real estate   $ 1,747,802