8): Fair Value of Financial Instruments: Schedule of Changes in the consolidated balance sheet line items measured using level 3 inputs (Details) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
Policyholder Account Balances
Fair Value Balance	$ (48,000,668)	$ (49,746,337)
Fair Value, Losses (Gains) included in earnings	157,719	1,745,669
Fair Value Balance	(47,842,949)	(48,000,668)
Future Policy Benefits - Annuities
Fair Value Balance	(65,052,928)	(65,171,687)
Fair Value, Losses (Gains) included in earnings	179,035	118,759
Fair Value Balance	(64,873,893)	(65,052,928)
Interest Rate Lock Commitments
Fair Value Balance	1,487,908	2,961,465
Fair Value, Losses (Gains) included in other comprehensive income	449,263	(1,473,557)
Fair Value Balance	1,937,171	1,487,908
Bank Loan Interest Rate Swaps
Fair Value Balance	(58,310)	(93,572)
Fair Value, Losses (Gains) included in other comprehensive income	6,852	35,262
Fair Value Balance	$ (51,458)	$ (58,310)