3) Investments: Schedule of Major categories of net investment income (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Gross investment income	$ 7,486,754	$ 6,548,432
Investment Income, Investment Expense	(1,844,254)	(1,547,415)
Net Investment Income	5,642,500	5,001,017
Fixed Maturities
Gross investment income	2,109,121	1,953,040
Equity Securities
Gross investment income	39,247	65,760
Mortgage loans on real estate
Gross investment income	1,552,110	1,039,774
Real Estate
Gross investment income	1,689,595	1,079,129
Policy, Student and other loans
Gross investment income	197,568	203,135
Short-term investments, principally gains on sale of mortgage loans
Gross investment income	$ 1,899,113	$ 2,207,594