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Statement of Cash Flows (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Cash flows from operating activities:      
Net earnings $ 7,585,921 $ 16,712,518 $ 1,298,758
Realized gains on investments and other assets (1,418,051) (1,424,510) (2,464,353)
Other than temporary impairments 336,226 1,207,632 840,735
Depreciation and amortization 4,160,760 2,877,743 2,814,585
Provision for losses on real estate accounts and loans receivable (584,873) (963,169) 1,644,171
Amortization of premiums and discounts 103,032 (762,301) (539,896)
Provision for deferred and other income taxes 416,269 953,394 524,868
Policy and pre-need acquisition costs deferred (9,666,040) (7,885,882) (6,806,486)
Policy and pre-need acquisition costs amortized 3,841,565 4,234,271 4,624,148
Value of business acquired amortized 1,340,272 1,215,158 1,145,200
Servicing asset at amortized cost, additions (2,494,254) (2,797,470)  
Amortization of mortgage servicing right 447,623    
Stock based compensation expense 88,369 251,031 253,934
Benefit plans funded with treasury stock 727,937 319,751 283,230
Land and improvements held for sale (36,345) 26,054 (9,680)
Future life and other benefits 19,182,046 20,508,725 22,262,508
Receivables for mortgage loans sold 15,668,188 (18,807,956) (15,144,933)
Other operating assets and liabilities (3,046,791) 6,751,217 (3,860,964)
Net cash provided by operating activities 36,651,854 22,416,206 6,865,825
Cash flows from investing activities:      
Purchase - fixed maturity securities (22,849,622) (11,365,269) (50,566,004)
Calls and maturities - fixed maturity securities 8,518,848 9,601,320 21,631,908
Purchase - equity securities (2,807,367) (1,685,983) (4,574,717)
Sales - equity securities 4,528,862 3,028,509 4,161,140
Purchases of short-term investments (19,827,619) (51,823,941) (70,895,829)
Sales of short-term investments 48,617,290 17,830,574 66,582,155
Sales (purchases) of restricted assets 2,777,715 (4,436,547) 473,665
Change in assets for perpetual care trusts (255,204) (265,435) (266,056)
Amount received for perpetual care trusts 113,130 169,924 129,350
Mortgage, policy, and other loans made (160,737,841) (117,135,836) (127,867,064)
Payments received for mortgage, policy, and other loans 133,260,148 131,565,100 103,865,163
Purchases of property and equipment (3,570,334) (3,022,393) (765,633)
Disposal of property and equipment 33,900 30,524 2,296,247
Purchases of real estate held for investment (26,749,586) (143,278) (441,444)
Sale of real estate held for investment 3,352,446 6,886,821 2,605,454
Cash received from reinsurance 2,466,175 34,485,224 12,990,444
Cash paid for purchase of subsidiaries, net of cash acquired   (180,591)  
Net cash provided by (used in) investing activities (33,129,059) 13,538,723 (40,641,221)
Cash flows from financing activities:      
Annuity contract receipts 9,385,168 8,939,017 7,967,701
Annuity contract withdrawals (14,866,251) (13,915,777) (13,910,925)
Proceeds from stock options exercised 252,815 18,306  
Repayment of bank loans and notes and contracts payable (2,292,037) (1,534,612) (1,957,389)
Proceeds from bank borrowings 13,314,594 241,875 3,615,085
Change in line of credit borrowings (4,608,204) (11,791,796) 16,400,000
Net cash provided by (used in) financing activities 1,186,085 (18,042,987) 12,114,472
Net change in cash and cash equivalents 4,708,880 17,911,942 (21,660,924)
Cash and cash equivalents at beginning of year 33,494,284 15,582,342 37,243,266
Cash and cash equivalents at end of year 38,203,164 33,494,284 15,582,342
Non Cash Investing and Financing Activities      
Mortgage loans foreclosed into real estate $ 3,930,297 $ 17,019,870 $ 9,228,249