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Statement of Cash Flows (USD $)
9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Cash flows from operating activities:    
Net cash provided by operating activities $ 43,181,923 $ 34,508,526
Cash flows from investing activities:    
Purchase-fixed maturity securities (22,178,297) (10,022,393)
Calls and maturities - fixed maturity securities 6,684,365 6,721,257
Purchase - equity securities (2,347,616) (1,077,129)
Sales - equity securities 3,127,298 2,318,410
Purchase of short-term investments (16,369,471) (11,921,131)
Sales of short-term investments 38,837,597 10,604,937
Sales (purchases) of restricted assets (6,068,005) 537,969
Changes in assets for perpetual care trusts (187,387) (196,621)
Amount received for perpetual care trusts 89,235 107,979
Mortgage, policy, and other loans made (118,810,066) (87,585,273)
Payments received for mortgage, policy and other loans 99,118,375 104,728,438
Purchase of property and equipment (2,717,237) (1,880,302)
Disposal of property and equipment 350 14,769
Purchase of real estate (27,222,603) (81,095)
Sale of real estate 6,672,446 401,443
Cash paid for purchase of subsidiaries, net of cash received   (180,591)
Net cash provided by (used in) investing activities (41,371,016) 12,490,667
Cash flows from financing activities:    
Annuity contract receipts 7,102,573 6,713,474
Annuity contract withdrawals (11,563,042) (10,257,481)
Proceeds from stock options exercised 249,115  
Repayment of bank loans on notes and contracts (1,738,501) (1,069,127)
Proceeds from borrowing on bank loans 4,789,916 152,460
Change in line of credit borrowings 1,391,796 (1,400,000)
Net cash provided by (used in) financing activities 231,857 (5,860,674)
Net change in cash and cash equivalents 2,042,764 41,138,519
Cash and cash equivalents at beginning of period 33,494,284 11,671,773
Cash and cash equivalents at end of period 35,537,048 52,810,292
Mortgage loans foreclosed into real estate $ 2,884,297 $ 15,200,527