3) Investments: Schedule of Allowance for loan losses as a contra-asset account (Details) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
Financing Receivable, Allowance for Credit Losses, Beginning Balance	$ 4,239,861	$ 4,881,173
Allowance for credit losses, Charge-offs	(380,375)	(1,075,141)
Allowance for credit losses, Provision	290,874	433,829
Financing Receivable, Allowance for Credit Losses, Ending Balance	4,150,360	4,239,861
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	439,499	692,199
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	3,710,861	3,547,662
Mortgage loans	95,121,876	88,702,066
Financing Receivable, Individually Evaluated for Impairment	2,235,343	6,038,643
Financing Receivable, Collectively Evaluated for Impairment	92,886,533	82,663,423
Commercial Loan
Allowance for credit losses, Provision	187,129
Financing Receivable, Allowance for Credit Losses, Ending Balance	187,129
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	187,129
Mortgage loans	37,567,592	34,956,031
Financing Receivable, Collectively Evaluated for Impairment	37,567,592	34,956,031
Residential Mortgage
Financing Receivable, Allowance for Credit Losses, Beginning Balance	4,193,674	4,338,805
Allowance for credit losses, Charge-offs	(380,375)	(560,699)
Allowance for credit losses, Provision	(87,811)	415,568
Financing Receivable, Allowance for Credit Losses, Ending Balance	3,725,488	4,193,674
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	301,870	692,199
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	3,423,618	3,501,475
Mortgage loans	47,668,697	50,584,923
Financing Receivable, Individually Evaluated for Impairment	2,008,714	4,692,517
Financing Receivable, Collectively Evaluated for Impairment	45,659,983	45,892,406
Residential Construction
Financing Receivable, Allowance for Credit Losses, Beginning Balance	46,187	542,368
Allowance for credit losses, Charge-offs		(514,442)
Allowance for credit losses, Provision	191,556	18,261
Financing Receivable, Allowance for Credit Losses, Ending Balance	237,743	46,187
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	137,629
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	100,114	46,187
Mortgage loans	9,885,587	3,161,112
Financing Receivable, Individually Evaluated for Impairment	226,629	1,346,126
Financing Receivable, Collectively Evaluated for Impairment	$ 9,658,958	$ 1,814,986